Debating A Member Of PHP

[@AlwaysMarco]

Need to correct myself on one thing: At 1:26:40 I mistakenly named Experior Financial as an insurance company that not an MLM. I was wrong. It is an MLM.

[@JM-iw1bx]

Just curious, what are your thoughts on Experior Financial Group?

[@JM-iw1bx]

Waiting on your opinion of Experior Financial group.

[@JayMaverick]

The saddest part of all these MLMs is that if the people would just go get a regular sales job they would absolutely destroy in it.

[@jingleball2427]

I've been a sales guy for 6 years now and I couldn't agree more that's what I keep thinking through this whole video. Alejandro could go to any lucrative legit sales job and he would CRUSH IT.

[@PKdororo]

@@jingleball2427 Yeah but that would mean he has to work and sell something. The reason this scheme is so attractive to talanted guys like him, is because they can make kickbacks and cruise doing zero effort. They just need lackeys under them to make money. I'm sure Alejandro is a smart guy and would be a great salesman. But the reason he isn't, is because he doesn't want to work a real job that takes time and effort. In the MLM structure, as long as he put in the work of dragging enough people in his network, he never has to make a sale because he is going to be getting the kickbacks from all the suckers under him. Bro can just sit at home in his jacuzzi, getting stupid money, while the people under him make peanuts unless they do the exact same recruitment he did.

[@tysonsampara5206]

@@PKdororo Are real estate brokers an MLM? I would argue they provide a platform, system and support for their agents to go out to make money, gain experience and build from there. I definitely think you should know your product in and out and provide a valuable product that truly helps people. There's nothing wrong with taking that experience and knowledge and shifting your efforts from the actual selling to building up people new to the industry and helping them be successful. Win win.

[@constantthought6082]

@@sukottoshinobe7360”no one is forced to be there” but innocent vulnerable people are coerced to be there and taken advantage of. When I was 17 I got coerced by a friends promising me that it’ll change my life, went to a full day of training for an mlm and they forced us to call all of our close friends and relatives.

[@ShaveItDown]

You're 100% right.

[@ryanhumor]

Marco is a solid Interviewer. He’s aware of something most are not , if you let someone speak long enough , they’ll contradict their argument.

[@bdtravels5620]

59 minutes in. “Is this really you?” Love that question. Great jobs Marco.

[@rgrozdanovic]

Why does this dude sounds exactly like PBD, yapping in circles yet doesn't speak a thing of value.

[@InvestedLifestyle]

PBD definitely trained him, the "let me tell you about" blah blah and I already lost my train of thought.

[@CK21932]

😂😂 he sounds like a PBD minion

[@MikeJones.]

@@CK21932 haha 😂 the ring just pissed me off if someone is selling something to me wearing that you don’t need me in your business if your doing sooooo amazing in life 🤣 but the beg an beg and beg and lie about how much money they make then I’m life leave me alone then it was the exact same BS with Kyani 😂 there’s a scammer on every corner these days

[@rbslammed6163]

Didn’t he say he came from nothing ? But now his dad has all these businesses?

[@ventorro8055]

Who Marco?

[@macioluko9484]

The rags to riches story is a pre-requisite for any serious MLMer. This point is also why you’ll never see an established businessman with a great reputation jump all in to an MLM. It’s the other way around like in the case of PBD.

[@snowcatxx87]

This is so painful to watch. He is right on one thing - MLM does work, but only for the select few at the top and that’s it.

[@Masteranycraft]

I too fell victim to PHP two years never ever ever again. There is nothing wrong with starting a business or just working a good paying normal job. These MLM’s feed on your emotions and blind you with greed. Working a MLM is not becoming an entrepreneur, that’s the biggest lie they sell you.

[@fflinsurancelawsuits]

The most effective way to save others is to make a video. Obviously committing fraud is illegal. You can complain to the FTC, your attorney general and the department of insurance but making a quality video is most immediately effective to cause there to be less victims.

[@MGEJustinElijah]

Just say you wanted a check without doing anything

[@Masteranycraft]

@@MGEJustinElijahdoesn’t make sense what you are saying

[@chivasceltics]

One of my friends kept asking me if he can use me to practice his business. I had no idea what business he was talking about (PHP). When I finally agreed to help him out, he gave me the address of their office and I went down there not knowing what to expect. When I showed up my friend took me into a small office and stepped out for a minute. He came back with someone else. The other guy started explaining to me how the insurance policies work and how much you can make per sale etc. At the end he started pushing for me to sign up and become a sales agent by paying $200. I was confused and thinking to myself “I went from helping a friend out to trying to get recruited to be an agent.” I declined and they wouldn’t take no for an answer. Everything just felt shady.

[@LifeisGoodtyGod]

People say this dude would kill it in a non MLM but I disagree. These type of salespeople turn me off so fast. When you don’t answer my questions straight up, that’s when I stop listening and walk away. I’ve met many salespeople who act like this guy and it’s nauseating.

[@christianepalaric50]

Yea he’s willing to rob a person of its hard earned money. It doesn’t matter if he’s good looking. Is all an act.

[@keke8880]

Agreed. They think sales=talking fast, moving around, asking questions that only have a positive answer etc. If I'm interested in your product, I don't want to wade through want all this to get a straight answer

[@christianjames92]

I hate to say it but this type of dude with this front would make a killing in sales where you can bullshit your way through it. If he worked in timeshare sales where I came up? He'd be closing millions a year in timeshares.

[@devgru1079]

Yes but 99% are defenseless against these sales tactics because it requires immense impulse control and the ability to "not take the bait" so to speak and get lost in the tangents and misdirection. Being familiar with logic and fallacious reasoning is extremely helpful in this regard. It's insane that they don't teach it in school, I guess that's probably the point though...

[@ROYAL12366]

So to be clear, he can only make it with other shady businesses. He can only make it by being dishonest and screwing ppl over

[@annekimberling2825]

Thank you for doing the debate Alejandro. I sincerely hope that you get out of MLM you will be great at whatever you do!

[@thezenoflux8244]

yup. He's cute he could do anything with his smarts and those looks. It's just too bad that he's doing the MLM game.

[@ThomasDurham]

He's making $40k a month, he ain't leaving, unfortunately.

[@bryanlucas5875]

@thomasdurham I agree he set and he made it in mlm he ain’t going nowhere he’s too deep in

[@Dreamyourreality]

@@GreetingsWithFire he said in the talk he makes 40k a month

[@reservoirfrogs2177]

@@DreamyourrealityHe says, who knows what he actually makes, more or less

[@Bobbbybags]

Mexican Patrick Bet David 😂

[@IGetAround29]

This comment deserves more attention 😂

[@RoyalEagle1960]

And sounds like him too 😅

[@mikeross1442]

That's funny!!!

[@charlene9638]

Literally carbon copy

[@queblaque]

This is the pitch. This dude literally came on here to deliver his pitch lmao

[@VicDamoneJr82]

People are so gullible

[@andstuff5]

You can tell Alejandro truly believes he is helping people. It's a shame because you can tell he is a driven, intelligent and charismatic individual who most likely would've been successful in whatever he chose to do. Unfortunately the MLM industry got a hold of him and he is too far gone. Marco, if you do another debate with him I'd like to see you press him on PHP's income disclosure. I'd like to see how he would rationalize that away. In any event, thanks for all that you do, Marco!

[@Carlos-sn1rk]

Exactly, 97% of them make less than a McDonald’s employee

[@2010RSHACKS]

So in other words, you can be successful in MLMs if you work hard? Isn’t that the point?

[@000wanderlust]

@2010RSHACKS You can be successful in MLMs if you get in early and/or infiltrate a region where the MLM doesn't have much of a presence. Either way you're scamming and taking advantage of people and deceiving them, whether you realize it or not. The system is designed for 99% of people to fail.

[@TonyMoze]

No one in these comments talk about who runs this company? Do some research my friends, maybe you might know the person’s name thanks to the podcast, KZbin and IG…

[@jeffbolton622]

Don’t be so sure he truly believe he is helping people… I’ve been around these types of people quite a bit. You would be surprised what they say behind closed doors…. At first these people often start thinking they are helping people. Once you reach the level Alejandro is at he is fully aware it’s a scam… he is selling his soul for the $$

[@mar_zav]

Marketing strategy 101. I'm not selling the customer anything, we are helping the customer with something he doesn't know he needs...😂

[@herself75]

So much word salad. Listening to him is exhausting

[@christianepalaric50]

He goes straight into selling his crappy mlm, using generational, cultural trauma to make us agree. Correct?, yes?, do you agree?. All this is part of an act to make you agree on smaller things. He doesn’t represent us. My dad has worked all his life and never joined an mlm.

[@chrischineseman1454]

The "let's talk about it" is killing me!

[@Abed-FHM]

You get 30%. The only way to earn more is to recruit more and when you recruit more you sell less so now the only option you have is to recruit more.😂

[@mariofrancella-wynnersacademy]

Amazing debate. It’s hard to have a conversation when the subject matter is constantly avoided and the questions are not answered.

[@benjaminaristotleboes3157]

And even so Marco managed to whittle his way down to the heart of the whole problem in the conversation.... If this guy watches this whole debate he's going to have a revelation once it gets to the moment of silence.....

[@andersoneverton318]

He's at master level at avoiding answering questions, it's amazing!

[@tommymodec]

Man, as a financial planner (a fiduciary), this entire conversation was pretty depressing. I cannot count the number of times I shook my head or said, "That's not true," in watching this video. Alejandro may have good intentions. But respectfully, he doesn't know d**k about the financial services industry, the products he sells, or what real financial planning is. He doesn't know it yet, but he is not insuring people's retirement (at 19:43) - he is destroying it. And to make matters worse, it sounds like he is primarily selling to minorities. It's sad. *To everyone reading: Indexed Universal Life insurance is almost always an awful fit for the customer. Buyer beware.*

[@Carlos-sn1rk]

My understanding is that it’s a increasing term life, the cost of insurance goes up annually. Your “gains” are supposed to cover the cost. The product never performs according to the illustration. Can you add anything to this?

[@titonothere6179]

That’s bc these life insurance agents aren’t in the business of insurance they’re in the recruiting and building business. I believe that’s why PHP partnered up w/ integrity, marketing group so they can use them as the brains and PHP the marketing side. I don’t think these PHP agents know the difference between term and permanent insurance at the end of the day and what’s even more scary these are the agents training them!

[@tommymodec]

@@Carlos-sn1rk That is mostly correct. There are many things that can go wrong if a policy is not designed in the customer's best interests, which requires the agent to drastically cut their commissions so the customer can "overfund" their policy. Because PHP and WFG already pay their agents horribly enough as it is, that is not a reasonable thing to expect. And no, these policies basically never perform as they are advertised and sometimes even lapse, leaving the customers without life insurance or the cash value they were hoping to build up in their policies and use to fund their retirement. *Bottom line: the IUL is a very complex financial product. The average PHP or WFG rep does not understand it enough to sell it to recruits or customers. Based on what Alejandro says in this interview, I get the impression even he doesn't understand what he is selling.* I don't want to dive much deeper into the weeds in the comment section, but I hope that helps!

[@TonyMoze]

I bought a Life Insurance policy through an agent of PHP. I’m believing it’s going to do something decent for me after age 59 1/2

[@indianavice7075]

As an agent I would never recommend indexed universal life products. They have a terrible history of blowing up, and the fact that the insurer can do what is practically a margin call on you to fund the premium.... and they call that safe? Insurance is a simple concept, keep it that way!

[@marzzgli1278]

So he’s one of the super small % of people in a MLM that hit the lottery. He was able to recruit that 1 person that recruited 5 people that recruited 5 people that recruited 5 people. Crazy!!

[@vivahernando1]

Well yeah. He explained the kind of desperation of people in his community

[@mattseibert]

I start all my agents above 100% AND train them AND help them close business without splitting commissions

[@chrisavalos1873]

I'm sorry to hear you're very underpaid

[@LeadsForLocals]

Great video Marco. Next thing to look into with these insurance MLM's like PHP and WFG, is the actual life insurance policies they're selling to people. Many of these agents are now pushing IUL's (Indexed Universal Life) where they make massive commissions (or at least the MLM company does), but the policies are extremely risky for the clients. So he mentions at around 17:00 about his client accessing 80% of the death benefit because of a heart attack, which is a great benefit of the policy (called living benefits). However, if you look deeper into the policy, if it's an IUL, they are almost always set up to lapse when the client gets older and the client loses everything, plus gets a massive tax bill.

[@janewaysmom]

As a former cellphone sales person, no, the managers do not get a piece of your commission. You sell whatever you can, and if the whole store gets to a point, then they get a bonus, but otherwise they get paid only salary. You could be there for two hours after close answering questions and signing papers, and you'll get two hours of over time and the commission, but if the store doesn't meet its target, they'll get nothing extra for staying two hours with you.

[@derekbk9093]

If you close cell sales you are helping them profit, of course get paid for comp and time not that different from what he is talking about in this video. Obviously less levels than PHP.

[@janewaysmom]

@rivervisuals444 I've worked in sales in multiple companies for multiple types of products, and it's been that way for all of them. The only time I worked somewhere where the manager would get something extra for staying the two overtime hours was at the car sales place, because they were on commission of they got the customer to buy warranties and to get the customer to finance through the car company. That's a separate commission that didn't come out of the salesperson's pocket. Most managers are on a salary with performance bonuses, because it's most beneficial to the company employing them. If you're working somewhere that the manager is taking a portion of your commission, there's a good chance you're being scammed. The way I've described is the way every sales profession I've been around works. If a manager gets commission, it comes from selling something only they can sell, or it comes from a sale in which the rep was not involved. Otherwise, they're almost all salary with performances bonuses. Also, I've never worked anywhere that wasn't an mlm with a "compensation plan". They have commissions, which they make easily available and usually call the document with them listed something like "commission structure 2017" or "2023 spring has sprung bonanza" if it's a limited time promotion, or some other similar thing.

[@alexanderfpv6655]

Whenever someone starts with “let me ask you a question” my spidey-sense starts tingling.

[@TechTualChatter]

I briefly did php years ago They definitely focus on you recruiting vs selling insurance. They have 2 or three meetings every week and they want you to constantly bring people everytime

[@lakeishag76]

This was very interesting to watch. I appreciate that you both were respectful and allowed the other to share your POVs.

[@EmmanuelShahid7]

When these ppl say "i have 15 office" like is it one of those bootleg rented places? Who is managing the money from this pyramid scheme?

[@joe45.]

This guy [ Alejandro] definitely has a portrait of Patrick bet david in his home.

[@titonothere6179]

You would too if he paid you $500k

[@swords3047]

my barber joined this and tried to recruit me... I was getting my haircut by him for 6 years and now he is brained washed and doing it to all his clients. finding a new barber.. sad they take advantage of people. I know he's trying to help and doesn't understand what it really is but they got him for sure.

[@Nihilist-rq1js]

God damn, I hate what this guy sells/does, but I gotta give him credit (and to you, Marco), he's super respectful, he'll listen, won't cut you off, etc, so many people in these industries can't even do that.

[@reservoirfrogs2177]

@@ErrorMoose It’s built into them now, they encourage you to change your entire life stay to selling 24/7. I don’t think they can physically not do it

[@michaelk.jensen1611]

Is he super respectful or pretend respectful? because im just started, but i already see these speech and acting.. behaviours, that makes me wary.

[@CoachGiancarlo]

This guy is not licensed or qualified to talk to anyone about investment products. He said he talks to clients about 401k and mutual funds and whatnot. You can’t speak on securities with just an insurance license. Who is his compliance officer?

[@hunterchoiniere8271]

You can still get those licensing through these different MLM companies. But the main thing they focus on is insurance. But they tell you down the road you can get those licenses which is true but most don’t get them

[@jarrettem5537]

What a sharp guy. Probably could’ve recruited me before I learned the truth lol

[@murphdoesit]

That guy is mini Patrick bet David

[@johnsales710]

Yep! Duplication, I mean Indoctrination

[@EmmanuelShahid7]

Hahahahah

[@Nogoodpoints]

10 people take a commission on one policy? Amazing they can sell these, especially to lower and middle class families. Premiums must be like car payments.

[@lmsmith015]

Marco, I appreciate your interview style, and I like how you don't set out to embarrass or "own" the person. I applaud the MLMers who put themselves in this vulnerable position and I appreciate the respect you show them. There were times when I really felt like he was genuinely listening to and hearing your points.

[@ericnelson9100]

Scammers don't deserve respect! This is a not a two sides are equally valid situation!

[@reservoirfrogs2177]

⁠@@ericnelson9100This is more than a scam, it’s a cult. He believes in the system because it worked for him, that and basic human greed blinds him to the implausibility of anyone below him doing the same. You can tell he had never even considered some of these criticisms

[@ericnelson9100]

@reservoirfrogs2177 it's the same withTrump supporters, this narrative of a different opinion and 2 sides 2 every story, and they have some valid points too. Blah blah blah. No, there is not another side to overthrowing a democracy, inciting a riot. Taking away women's reproductive rights, operating a fake university, scamming people, etc. That this idiot in the comments above thinks that is some apples vs oranges type of debate is just nauseating.

[@devgru1079]

​@@reservoirfrogs2177agreed

[@GraduatedMoney]

This guy should think about a new career as a professional dancer cuz he tap dancin all around this conversation LMFAOOOO

[@Depto228]

🤣🤣

[@Ty.88]

He lied about Farmer’s insurance policies. What he’s talking about is a critical illness insurance rider. I am a Farmers agent and we do customize the policy for the family. Just an FYI

[@Ty.88]

@@TheWholeDamnShow007 The reason why I said lying specifically is because he stated that Farmers insurance does not do a critical illness rider, which they do. So if he says that a company doesn’t do something that they do, that is called lying. Lying due to ignorance is still a lie.

[@randa755]

Last comment from me: Patrick bet David is a garbage mentor. “Let me explain” as he famously says…. I vividly remember many days you could hear Patrick screaming at the leaders via zoom or conference call because they weren’t performing as he expected. When I say screaming I mean the whole home office could hear him through his glass enclosure of an office. He would rip these people apart and treat them like scum to keep them obedient. PBD is trash. Also Alejandro’s brother is shady… like idk if he is allowed to have his name on paperwork bc he’s not legally allowed to handle peoples finances. His wife and Alejandro are the ones carrying his ass.

[@titonothere6179]

Yo, I believe that because Patrick is under a lot of pressure trying secure his image and reputation and he needs his MLM to work so he can actually sell it for a good amount.

[@michaelshannon9169]

The guy is a fumbling mess, his body language is all over the shop.

[@JMMJ94]

Whenever someone says "let me ask you a question" and completely diverges from the original subject you know it's a lost cause

[@courtneylatour]

When someone in the financial industry doesn’t know how to say IRA’s…..the pitch is out

[@Shlomo8561]

What min is this?

[@tomstewart2426]

It was nice to hear two grown adults having a respectful conversation with each other who don’t agree with each other. Great points from both parties. This proves there can be truth on both sides of a topic and neither one has to be wrong. There can be winners on both sides.

[@iamruru3]

I was apart of PHP for a very very short time. I figured everything out fast and left them. They showed and taught me absolutely nothing except recruiting.

[@villa2422]

I have only watched about 2 minutes and I can tell you this guy doing his best to imitate PBD 😂

[@VicDamoneJr82]

🛎

[@EmmanuelShahid7]

Im like dude get to the point lol

[@TuNinoEddieZ]

One of my favorites debates so far. Alejandro, you have heart. Yoi can help the same people and work not under an MLM and have your own company. You have the skills!

[@kevinKoolio69]

I work for Farmers Insurance as a sales agent. This guy doesn't know what he is taking about. When i sale a life policy, the agency get 50% of the yearly premium. I get 50% of that commison. I also get paid hourly. I used to be with Primerica, they are a bunch of scammers. I don't have to pay Farmers to work for them, unlike these crooked MLM. They care about recruiting, and getting their intail start payment. They dont care if there agent get licensed, as long they can recruit other to join.

[@wtmulkey]

Only difference between you and them is that the client gets more dollar coverage for the same premiums. As these MLM are full of admin and junk fees to be paid out to reps and management etc.

[@janewaysmom]

That was so interesting when you asked, "Is this really you?" He literally stepped back and paused, and he said he was figuring out how to reply, but I really think he also took a mental inventory of his life for a minute. He's gone off on a tangent now, but I think that threw him a little.

[@isaacruiz6844]

What time was that at?

[@benjaminaristotleboes3157]

There are so many AH HA self realization moments in this video for him it's ridiculous....

[@benjaminaristotleboes3157]

Then he just switches channels as fast as he can "So let's go T-Mobile!" Or "Spreading financial literacy" or "Insurance is GOOD"....

[@janewaysmom]

@Isaac Ruiz ok, I went back and checked out, and it seems more like the pause is the guy going 'how should I answer this weird question', but you can decide for yourself. It's got a bit of lead up in the question, but Marco asks at roughly 59:00

[@benjaminaristotleboes3157]

I think it may be both....

[@JordanAndAirwaves]

These people never directly address the argument. He just immediately starts dancing around the topic with so much dialog it does not mean anything, it’s a distraction from confronting the main issue.

[@benjaminaristotleboes3157]

It's all you can do!!!! You can't talk about it.....

[@chrisavalos1873]

what's the main issue?

[@VicDamoneJr82]

it’s a scam @@chrisavalos1873

[@immythictv]

This has me conflicted because Alejandro sounds so well spoken and good faith, but you know it’s always a facade with these MLMers

[@edwin.Wezt1]

Videos like these should have been shown to all those poor young and naive people around Bakersfield, I’ve seen so many aquatints and friends get suckered into this scam here in town . Some of them spent countless money on clothes and meaningless trips to Vegas all to support PHP , they sold them a lie.

[@lizlegs249]

I've listened to this sales pitch from two different people and the only person I could see benefitting is the salesman. In fact, so much so that it is a big commission for them right off the bat while you have to wait years to see any benefit. One thing everyone needs to remember is insurance, as a whole, works in the favor of the insurer otherwise they would not offer it. Consider the fact that you have to go through physicals etc. They want to know how long you will live before a payout is possible and mortality risks etc are completely studied and analyzed. These guys also are very flim flammy with how they show you the program with never really getting into the amount they are able to skim off of your contributions.

[@manny2562]

All I can hear watching this is PBD speaking. Every podcast he uses the same language. I’m so happy you bring all of this to light

[@Briar_]

I really like Alejandro and I am super impressed that he actually had the balls to come on and discuss with you. Even if I completely disagree with his points, mad respect for doing this. Alejandro you'd do awesome in whatever you pursue, you have a great attitude. I'm sad you're in an MLM.

[@lmusima3275]

He’s a nice guy. Very reasonable

[@kewGarden]

Y'all have been fooled. He lied about handing over insurance checks. LOL.

[@poojashinde7965]

@@kewGarden Yeah, I didn't buy his front, but damn he's fine and I feel like that miiiiight have something to do with how well people are receiving him in the comments...just my opinion tho

[@kewGarden]

@@poojashinde7965 No doubt, people are easily fooled by charismatic people, MLMers or not.

[@titonothere6179]

@@kewGardenhis tonality gave it away.

[@michaelmilnermixing]

It’s crazy cause most McDonald’s workers make more money than most mlm ppl

[@johnathanbolin5539]

3.46 million deaths in America/ yr 52% already have life insurance currently So 48% need life insurance (1.66 mil) Divided by 27000 PHP agents Is 62 policies for each agent X $300 (example) commission per sale Agent makes $18,600 a year selling insurance if EVERYONE bought and nobody cancelled... Why do we need more agents???

[@IGetAround29]

Alejandro seems like an actual cool dude and comes off very charismatic. I don’t think he’s a scammer but doesn’t see how MLM is problematic. He should do a legit sales position and crush it.

[@ricciwilliamsjr3212]

He is a good dude, his brother is too.

[@christianbell193]

50k a year at 600k leave ? And he has equity in the company.

[@salvation2979]

his downline makes all the money for him. He doesn’t need to sell anything anymore

[@OmeroGuerrero]

As a Mexican American from Southern California; we DO NOT CLAIM this guy. The blanket stereotypes he’s mentioning are such an old 50’s/60’s mindset. Latinos in CALIFORNIA are leaders in our communities; business owners, educators, law enforcement, etc. I’m sure those stories may work for his small town, but homie needs to stop using the Latino card to push his propaganda. He’s been drinking a lot of that PBD Kool aid, he sounds and avoids answering questions just like him. Monkey see, monkey do.

[@christianepalaric50]

Same from New Jersey. He doesn’t represent us.

[@HeisenbergWoods]

Same I found it condescending how he would use Latino stereotypes to push this narrative that he’s here to save them

[@HeynowHeynowheynow]

He’s in the sunken place fr 😂

[@Uliseslima-kr9op]

The funny thing is that this fools nothing burger is looked as gospel for non educated marginalize folks who are desperate for a sense of self and community especially in cities like Bakersfield

[@ALCRAN2010]

Those people do exist, and that might be his target demo. For the rest of the established hispa-latino-landia , a more sophisticated product offering is required.

[@samisami5358]

As a car sales person, one advantage I see in his business is the residuals. I can be the best sales person in my dealership but I will still have to start from zero every month and never ever get residuals. If you join an MLM, your goal would be to sell the product but MAINLY to recruit to get residuals. There’s only so many appointments you can handle a day, but if you build a huge team you can sell so much more. I’m not in an MLM but this video actually sold me on it. As long as the product is legit, why not work to build a team and get paid for having a team? Am I seeing this wrong? This guy might be a killer sales man at a dealership or at farmers but he will never have residuals or a team duplicating itself. I might just dm this guy to join.

[@AlwaysMarco]

It’s not passive income. You still have to be constantly recruiting. “Passive income” is part of the big lie used to entice people. It sounds sensible, but in application is mathematically impossible. (5 x 5 x 5 etc)

[@wtmulkey]

@@AlwaysMarco you don’t have to continue to recruit. So long as those under you continue to sell and expand. You’re good to go. Only the strong survive. Every single business out there is set up like this. MLM gets a bad rap because majority of people can’t sell but want salesman money. Keep complaining and we will keep earning and helping people who need it.

[@Iamiamme3]

@@wtmulkey she's cheating on you

[@everythingmartialartsandcomics]

@@wtmulkey yeah no you have to continue to recruit because selling any product in an mlm is usually terrible and cheap and that’s why they focus on recruiting. Vemma back in the day would charge $3 a can for selling it while Red Bull at that time was 99 cents and much better or monster. This is why all of these mlms suck.

[@KendraKingery]

I can’t wait to hear Marco talk more about this debate because man oh man did he prove so many of Marco’s points for him

[@rip2024z]

this was such a respectful debate :)

[@MatthewOrcutt-t3f]

80k to 150k a month is a lie as well

[@Benjie1527]

I have a unique perspective on this, I was on Alejandro’s team when I was in PHP. Worked directly with him for years. The truth is he is a man child that throws temper tantrums. Anybody that has ever been on his team long enough can attest to that. It’s probably the reason so many left him or transferred to other teams and found success there instead. In this video you don’t see the real Alejandro, this is all a front to come off as legitimate lol Although he is very passionate and is a hard worker, as a human being he’s a piece of sh*t. He claims to be a Jehovah’s Witness and a family man but yet has cheated on his wife multiple times and probably still does to this day. What version of him you’ll get depends on if he’s taken his medication yet. So if you get an opportunity to work with this dude just save yourself the trouble and stay away.

[@joetepox]

Had a feeling lol

[@monopolythesecond]

You can tell the dude has anger management issues

[@REYfromTX]

Why does his wife stay with him if this is public knowledge? Gold digger?

[@VicDamoneJr82]

I can see it too

[@ihateanimebutonlywhenitiso7227]

@@REYfromTX Not really a gold digger if she has 3 of his children, Also he’s a slimy manipulative dude 😂 he probably lied to her

[@randa755]

1:05:40 “causing net harm to people” yeah… I know myself and 3 other ex coworkers who worked for the home office of PHP who have worked though the trauma of that toxic hell hole via therapy…. And we got actual paychecks from them… I can only imagine the agents who have been scammed

[@mr.bigpayday2765]

Is that Patrick Betdavid's company?

[@randa755]

@@mr.bigpayday2765 yup

[@billwayzata]

The salesmen are the actual customers of PHP..

[@salvadoravalos9950]

When you dropped the authority fallacy he knew you did your research pulled his covers. Cool that both of you were so respectful no matter how many times you called him on stuff.

[@AbzAden]

These guys sure love giving examples and never saying things exactly 🤔

[@RandyTheManiac]

When Marco asked him: “Is this REALLY YOU?” I had to stop the video for 10 minutes and just digest what just happened. To ask him: “Is this REALLY YOU?” Made me flashback to the time I’ve spent in an MLM for 4 years and experience all of the eager, motivated, and determined marketers within my company try to basically replicate, copy & paste, carbon copy their entire identity and personality to the top marketer in the company. Down straight to the mannerisms, the vocal inflections, their speech patterns, even to their daily habits and copy word for word what they would say to the people they were selling to. Alejandro is essentially an exact REPLICA of Patrick Bet-David. His entire identity is Patrick Bet-David. It’s entirely creepy, uncomfortable, and unsettling to see. Especially while I remember all of the marketers in my (former) company, some whom were my friends, be exact replicas of the top people in the company. Incredibly disturbing. Kudos for Marco for have the gall to ask another man that because that’s the craziest shit I’ve seen in a while.

[@JStay_BULL1SH]

This was amazing! Side Note: Bro is a carbon copy of PBD 😂

[@analienable1398]

That "is this really you!". Moment 😅

[@titonothere6179]

Bruhh I dead ☠️ 😂 the look on their faces

[@mikemaloney4545]

This guy comes across as a scammer, I can see it a mile away. He isn't a confident speaker, he gives off a lot of tells which liars usually do when they're scamming. Seriously disappointed with PBD, thought he was legit but now realise he is just another scammer.

[@TheNerdsLoft]

Wild , i cant even put into words how psychologically and emotionally the roller coaster of these debates mess me up lol . i almost feel bad for how brainwashed these MLM reps are , they ALL know deep down they are wrong and its gotta eat away at them , i feel like some of em have a soul somewhere in there and marco directly gets to it , Marco: is This Even You ? MLM Guy: Kinda... Gave me the creeps

[@TonyMoze]

I’m psychology it’s called desensitization, eventually you’ll see what you’re doing as normal.

[@anitagraf4865]

I have a masters in economics and was in a Cornell PhD program when I left school, and imo Marco is one of the smartest people I’ve seen online. And believe me, just knowing & understanding the basics of Supply & Demand sets you in like the 1%! Crazy it should be so. But it be so.

[@dakalodk]

You are damn right

[@LucasSouza-kv2td]

This was a great debate. I think Alejandro is a respectful guys but he never really gets down to the heart of what he’s representing. I commend Marco for being a sharp debater because he knows the game these people sell.

[@jwielandjr]

I don’t believe he answered one of your questions directly.

[@VicDamoneJr82]

Always answer a question with a question

[@thebryanpereira]

This guy is a Pat Bet David clone lmao

[@arnoldgarcia7716]

I just met this guy Alejandro he gave me really bad vibes at the financial workshop decided to look him up & sure enough my gut feeling was right he’s an idiot

[@yaelmendoza8367]

Marco I know a lot of more info that Alejandro didn’t cover about php and that’s the reason why I left the company bc it’s unethical what they do. I would love to share more for with you for your next debate

[@actionjack4096]

I have no friends so EVERYTHING this guy says is crazy.

[@FlipWarBucks]

“Idk about those other scamming companies but our scamming company is better you know?”

[@MrPapakura298]

Could have sworn I was listen to Patrick bet david 😂😂

[@theromans0623]

Someone give Alejandro a fidget spinner please lol

[@symphoniez]

Locking in on this one. Weird start - he's trying to paint some sad immigrant tale. Trying to talk your ear off instead of discussing the issue of the scam business.

[@flashnani]

This guy can’t even do basic math yet he claims to be a business owner

[@utilid4lifefigureitout602]

So PHP is motivating insurance companies who would/have pay/payed a salary and comission to full time employees to out source these solid good paying jobs to a MLM who only pays 1% of its sales people enough money to survive. Disgusting.

[@villa2422]

The dude froze! When “appeal to authority fallacy” was brought up! 😅 he was like wait whaaat! 😂😂😂

[@Vicb1]

This is a great debate, very well executed by Marco. Alejandro preys on economically disadvantaged people, mostly my Mexican people. Alejandro is ignorant and is a pure shyster. The pyramid scheme (PHP) is cult-ish and extremely questionable.

[@jarrett18301ify]

“Okletmegiveanexample” *tells pointless story*

[@cobracommander9138]

That's exactly what Pat does. So I was in the Army and got into body building then I went to Santa Monica Community College and I will tell you why I went there, I went there because Arnold, the Terminator went there.

[@samcellini]

Hey Marco. This is some good quality interviewing! At about 1:26:40, you mentioned Experier - do you have some recorded content on them we can view?

[@joseribeiro9564]

Without having any context i understood right away who was the trickster, all the accessories, the mannerisms, just oozes used car salesman

[@flash2867]

25 minutes in is when Marco breaks him and he just starts spewing MLM tongues 😂

[@actionjack4096]

I trust NO ONE with tattoos....

[@Rants_W_Dan]

Truly mind breaking to find out that snake oil salesman’s still exist to this day since the golden age of the 1700s

[@mikemaloney4545]

He plays with his glasses in the same way billyboy gates playes with his glasses when he is talking absolute BS.😂

[@TheEvdoggy]

How do these people rationalise 7 different people taking an equal cut of “their” sale?

[@DJStarlyfe]

One thing from personal experience is that ppl in said company talk in circles have tunnel hearing and gives better reasons why recruiting just isn’t for anyone… in regards to commission he wasn’t listening because he thought Marco was talking about other MLMs and most actual Insurance carriers pays from 80%-100% commisions direct from the carrier that you write business from.. so yes these MLMs rip off brokers heavily

[@EmmanuelShahid7]

ok through out the 2 hours. this guy was in a whole diff planet. its like arhuing with certain religous cult that tap dance around the question. its easy to fall in the trap when ur emotinally vulnerable and ur strugling. its important to look into all side and follow the rabbit hole.