Credit Score vs Credit Report: What's the Difference | Fico, Experian, Transunion, Equifax & Vantage

[@DiamondNestEgg]

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[@travis5141]

Thank you that was a very informative video

[@Joethebro101]

Hi Diamond. So the 2 agencies are Fico and Vantage?

[@jg6ycuj340]

Good morning from New York City. 10:57 AM Saturday, September 16th. How to keep your credit score up? I got my first credit card 3 months ago, Capital 1 Platinum

[@ferdyldano1433]

My Fico score last feb. Was 749 the next month was 630 i was wondering what happen paid all my debt on time the only thing I could remember is i report a fraud in my card and they Automatically closed and replaced it. I just don’t understand it my score drop drastically.

[@DiamondNestEgg]

If the fraud is the only thing that you remember being different, I'd suggest pulling your credit report to see what happened. And if you don't find anything that stands out on your credit report, call the agency directly & speak to someone. The customer service reps are usually pretty helpful.

[@jodielee89]

I'm an immigrant to a country, how does their local reporting agencies identify me? How does banks find my credit report? Is it possible for one person to have two different credit reports if they had a name change?

[@zoemarano9590]

How to request a free credit report? Does dispute lower your credit score?

[@DiamondNestEgg]

Our clients use freecreditreport.com