Disadvantage of Using Credit Card | Part 2

Watch Part 1: • Credit Card 101 | What...
Part 3: • 8 Ways How To Use Cred...
Kapag nagutom, swipe! Walang aray. Kapag may nagshopping, swipe! Walang aray. Kapag babayaran na ang billing statement na, aray!
Let us always remember that the purpose of credit card is for our convenience. Credit card is used to make your life easier, to make your life better [in buying]. However, meron talagang iba na nagagamit ito sa maling paraan. Imbis na tayo ay mapadali ang pagbili, ay nagagamit ito nang basta basta without thinking wisely. Kaya ang nangyayari sa huli, hirap bayaran ang credit card.
Mga friendship, we are going to talk about the disadvantage of a credit card. Hindi naman masama ang paggamit ng credit card, basta alam natin kung paano natin ito gagamitin ng hindi nalulubog sa utang.
Alam niyo ba na mataas ang interest rate kapag tayo ay nagbayad sa credit card? On top of that, kapag ikaw ay hindi nakapagbayad on time, magbabayad ka pa ng penalty per month. Grabe, lalong tataas ang babayaran mo. Makikita mo ang specific figures sa video na ito. Try mong icompute para malaman mo na ang total interest ng mga binabayaran mo sa credit card.
Itong video na ito ay para maiwasan natin ang mga maling paggamit ng credit card.
Let's be careful when using credit card para hindi tayo pagswipe now, pulubi later. Kaya mga friendship ito ang tatandaan natin, think before you swipe!
#creditcard #Disadvantageofcreditcard #ChinkPositive #ChinkeeTan
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[@1minus1playlist]

If you’re responsible enough to use your credit card, then you will never think about the disadvantages. Just enjoy swiping and always pay on time. That’s all you need to do.

[@admiralred8427]

Monitor your cut off para alam mo magkano due amount mo...wait for the SOA and pay it in full as much as possible bago ka mag swip ulit.

[@mamarose33]

Yess makukulit sila... Tawag ng tawag para lang e activate ung credit card...mantlang d nmn pinapaliwanag ng malinaw bsta bbgayn k nalang ng credit card agad agad tas apurado pg papa activate.. 😅...

[@gce1493]

Best friend or worst enemy ang credit card depende s displina o kawalan ng disiplina ng tao. Pag wla kang disiplina prng pa-S (sosyal) ka lng. Prang "fancy way of saying you don't have money" ikanga.

[@mlkyway1229]

Yes

[@verz9295]

For my opinion cash advance is not disadvantaged. If you use it for business

[@wyndeetiozon8353]

thank u sir chinkee.. n linawan po aq about sa credit card.. already subscribed napo.. 😊

[@chinkpositive]

You're welcome

[@rodingentandem8278]

Yung isang credit card namin ng asawa ko dalawang buwan ng nawawala at hindi ko na sinabi sa kanya. Kaya laking galit sa akin ng malaman at tinanong bakit hindi ko pa ni report sa bangko. Sabi ko kasi yung naka kuha ay mas maliit ang mga charges kaysa sa kanya, kaya nakaka tipid pa kami.

[@vincentgeronimo2674]

Thank you for your valuable information and guide. It will enlighten me and education me regarding credit card. Thank you so much po.

[@mugzee84]

Kung may credit card ka, wag antayin dumating ang billing statement. Real time at least twice a week check mo sa mobile apps mga expenses mo. Isang card lang dalhin mo sa mall na pang groceries at mahina ang credit limit, pag may big purchase, think more than thrice haha

[@aeshavillanueva6116]

no, you have to wait your billing statement. if you pay too early, ma add yan sa previous balance mo kahit fully paid kana. so pay pagdating ng billing statement and that is approximately 10 days before due.

[@mugzee84]

@@aeshavillanueva6116 di naman bayaran ang paguusapan, ang pagiging aware lang sa mga utang card at malay natin nahack ang card, ok pa rin laging alam charges wag mag antay sa billing

[@arlpad]

Sana may audiobook ka rin para sa mga mahihina na ang mata sa abroad:)

[@lynnschannel5201]

Love watching your videos about financial .

[@chinkpositive]

Glad you like them!

[@ellene875]

Mas okay pa din wlang utang stress free at sakit ng ulo!

[@DailyBitesofWisdom]

Again, thank you for this!

[@FelixemmaHighway]

Aray talaga... Umaray ka talaga pag dating ng bills... Whahah

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@aeshavillanueva6116]

i use my 2 credit cards for pahulugan sa mga teachers with 20% interest and i'm very good so far. :)

[@valarmorghulis8139]

Kaya pala baon sila sq utang

[@felicitysmoak1860]

20% ampucha nakakatulog ka ba ng mahimbing

[@yengmercado2088]

Hahaha 5/6...ang peg....😢😢😂😂

[@heynabustamante]

🤦🏻‍♀️

[@ktibers5776]

Salamat po! Very enlightening!

[@chinkpositive]

welcome

[@watchandlearnvlogs1819]

Thank you for the advice and ideas and knowledge godbless

[@chinkpositive]

Good morning your welcome

[@iamJulie01]

Nadali ako nyan charges na yan nung pandemic last year.. 😂 Gasgas ang bulsa ko eh. Pag kacharge saken aba takbo agad ako ng banko binayaran ko full balance ko, simula non di na ko umilit. Ang sakit sa bulsa 🤣🤣🤣

[@mlkyway1229]

Example po ng charges na biayaran niyo and baket mo may charges?

[@melvinolavidez6073]

Thank you wealth coach 😊😍

[@aidalortortogo2774]

Halimbawa po ngswipe ka ng 500 pesos using your credit card, magkano ang ibabayad mo? Sorry po ah medyo magulo saken eh..

[@0228kkmn]

H&C-RideVenture based po nung pagtatanong ko regarding CC sa isang bank, kapag nabayaran mo siya before or on the day sa due date, 500 lang talaga yung babayaran mo. Unless sguro kung may interest na yung purchase mo nung binili mo na siya. Somebody pls correct me if I'm wrong.

[@MAYMAY-MBS]

500 din po babayaran mo. Madadagdagan lang un kung late ka magbayad.

[@aidalortortogo2774]

@@MAYMAY-MBS Hello May question pa ako..what if I pay 500 na..ma babalik ba sa dati yung credit limit ko? for example 15k ang limit ko then I purchases worth 1.5k then I paid it on time...babalik ba sa dati yung limit ko na 15k or mababawasan na sya?

[@financeexaminer]

Yes. It will return on your credit limit. But then you will have another expenses due on the next billing. So unless you dont swipe again after paying then it will return to flat 15k.

[@raquelaligaen2816]

May kakilala ako mr chenkee may utang hindi lang man mahiya parang sosyalerang pobre

[@rubencastillo5393]

Pautang po🤭🤭🤭

[@danicaairisalita8126]

Thank you sir!

[@chinkpositive]

Hi Danica Good morning your welcome

[@iamJulie01]

3 banks tumawag saken ng ganyan inoofferan ako ng personal loan. Dyusko halos weekly kung tumawag. Aba weekly ko din tinatanggihan hahahaha..

[@laspinasstrawberrymintspa7362]

mr tan merun po ako pero natatakot ako gumamit sa subrang natakot ako mangutang .minsan ginagamit ko sya minsan pag importany needs lng like sa sm .

[@sixmusic3407]

Thanks thanks thanks galing

[@chinkpositive]

You're welcome God bless

[@normisakamid1965]

Kapag po ba hindi ka naka expense o gamit ng credit card mo in a month wla din pobang hidden fees or charges?

[@darrylbalindan7941]

halimbawa po nasaakin na ang credit card pero diko ginamit may babayaran po ba ako at anong mangyayari sa credit card kung diko nagamit sa loob ng 1month or a year? pasagot po thank you

[@firey013]

Additional disadvantage is becoming a possible victim of fraudsters and scammers. Medyo nakaka-praning gamitin kasi pag na-chambahan ka at nauto ka, yari ka! Hahahahahaha......

[@fedevera2048]

Coach nakakatawa na namn itong video mo.

[@cynjopotot1290]

Yes i love that book ...

[@chinkpositive]

Please click the link: bit.ly/33ErkJv

[@fmescoto]

Sir, may question po ako, hindi ba regulated ng BSP ang interest rates ng credit card sa Pilipinas?

[@darylp9306]

Interesting question. hahaha Sir chinkee baka masagot mo? 😂

[@rizdelosreyes4369]

totoo po yan nakakashock ang ibang bangko bigla nalang nagpadala credit card sakin e hindi naman ako nag aapply for credit card

[@raykudos73]

dipende po kasi yan sa laman ng bank account mo.. for example sa BDO ang alam ko for as long as meron ka atleast 20k na hnd nagagalaw sa bank account mo pwede ka nila bigyan ng credit card. pero for as long as hindi mo inaactivate un wala kang dapat ipagalala

[@rusjmana6279]

@@raykudos73 paano po mag oa activate ng cc

[@Arnoldong1987]

May tanung po ako sir paanu kapag hindi mo nagamit yong credit limit mo anung mangyayari ng iyong credit card sir.. at saka po sir anu po yun kapag merun ka na purchase na items example ang halaga niya is 1000 po ito lng po ba yung babayaran mo sir.. curiuos po ako para sa baguhaan like me sir.. sana masasagot mo sir

[@Arnoldong1987]

May pahabol pa po ako sir.. example ang credit limit mo is 50thuosand po tapos merun ka na ourchase na 1000 anu po yun yong 1thu lng po ba yong babayaran mo or yong credit limt mo ang babayaran mo tlga kc hindi mo nmn nagastos yun sir pls reply po thank you

[@honeybeefrappe19]

Arnold Ongaga 50k ang credit limit mo meaning yun ang limit ng pera na pwede mo ispend at bayaran. Pero if 1000 lang naman nagamit mo sa 50k na credit limit mo, if babayaran mo lang before due date is 1000 lang. Always pay in full before due date para walang interes 👍🏻

[@Arnoldong1987]

@@honeybeefrappe19 thank you very much sir.. first time ko lng kc magkakaroon nito hindi kopa siya nagamit.. kc baka yong credit limit ay yun napo yong bayaran mo kaya natakot po ako sir.. so ganun lng po pala sir kung anu lng po yong na purchase na items yun lng din pala ang babayaran mo.. ay thank u po tlga sit.. i appreciated yuor reply.. Gof bless po..

[@rusjmana6279]

@@honeybeefrappe19 kapag po ba magbabayad ay sa mismong branch?

[@AubreyBuitizon]

I have that book. So true talaga

[@mariacristinashierrabelenz3939]

I'm here kasi ilang buwan na ko nag iisip kung kukuha ako ng credit card

[@mlkyway1229]

Me too , ako naman pinadalhan ng credit ka. Naka-inactivate pa. And hindi pa ko makapag decide kung ia-activate ko or wag na lng haha.

[@rusjmana6279]

@@mlkyway1229 paano ipa activate sa misming branch po ba

[@mitchsebastianfernandez4650]

Ano po maganda ng applyan ng credit card?

[@atanmac9521]

Lalo na kung platinum holder JBC and VISA card at may credit limit ka na almost 1M 😂 pag pala utang ka talaga patay talaga 😂

[@japanesejapanese6620]

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

[@filipina5919]

Nging interested po ako kmuha ng CC ksi pinaka malaking spend ko po is grocery, my 4% rebate pag ginamit ang CC so un ung hinahabol ko pero my nka ready ako cash pra bayaran agad2 ung CC

[@arjaybasilio6515]

Iba po ba siya sa savings account?

[@amoreollidrap2524]

May nakulong naba sa utang sa credit card?

[@imonsocialmedia5171]

roma pardillo Wala pa. Hahaha kaya nga ang style ng credit firms eh gagawin nilang miserable ang buhay ng may debt hanggang sa mag bayad ng full.

[@pulisiacoo5144]

Hi

[@jenevargas1459]

Yung kaibigan ng papa ko nakulong daw dahil sa utang

[@zymonpark6333]

Paano kikita si Credit Card Company, kung nababayaran mo on time yong total amount due mo palagi?. Thank you.

[@SenyoritaStoic]

Sa mga stores or merchant. Pag charge or swipe ng card mo dun, may charge ang bank sa kanila kasi nagkaron sila ng customers using the card.

[@darylp9306]

@@SenyoritaStoic Hindi ba baligtad?🤔

[@haroldcordua3864]

Sa annual fee yata

[@eros.1996]

Question po, kasi may nakita ako sa mga bilihan ng gadgets or appliances 0% interest 6 months installment? Paano po ba ang payment nun? Thanks in advance

[@darylp9306]

Na try ko na sa bpi. 6 mos. at 0% instalment. Simple lang, iswipe nila card mo sa una, taz every month sa billing statement mo lalabas ung monthly amortization. Nakalagay say "1,500 1/6" meaning 1,500 ung monthly, at un ung 1st of 6 instalment. So binabayaran ko lng sya every billing. Last billing ko na now pang 6th. So nxt month mas mababa na dues ko. 😁

[@rusjmana6279]

@@darylp9306 Paano bayaran yung balance through online po ba

[@darylp9306]

@@rusjmana6279 Kung may Online banking ka at pppwede bayaran ung CC mo sa bank na un ppde. I enroll mo cc mo. Ppde rin sa SM or sa Rob payment centers pde rinsa shopee/gcash. Marame.

[@rusjmana6279]

@@darylp9306 need pa po bang mag deposit ng pera kapag kukuha ng regular credit card?

[@darylp9306]

@@rusjmana6279 No need for savings acct ig u will apply for a CC.

[@ArtandKitchen_]

Kapag nahacked po ang nagamit ang credit card mo, ikaw ba ang magabbayad nun sa bank?

[@chinkpositive]

yes if ikaw ay nag bigay ng access by clicking on phising sites

[@jepp8507]

Paano po kung wala akong naswipe in 1month . May babayadan ba ako sa month na yun ?

[@lyndztv2945]

Kung hindi ko magamit ang credit card ko ng ilang buwan , magbabayad pa rin ba ako ng interest or may mga charges pa rin ba? wala kasi namention lahat ng mga blogger about credit card

[@jenylynfunilas9589]

Pag wala kayo naswipe for the month means wala po kayo babayaran. Pakimonitor nyo lang ung annual fee kasi pag dumating at di nyo rin ito na pay on time eh it cause penalty and interest din.much better dapat alam nyo rin ung billing statement nyo every month

[@procopiaguru7149]

Parang credit card lang ginagamit ko. No cash in wallet.

[@reginaldmaj-hen6307]

hello sir,nag-apply ako ng cc for the past 2 years ata then nareceive sa bahay ung cc ko,untill now diko pa cia ginagamit at inactive pa cia..my mababayaran ba ako sir or penalty sa di paggamit o di pag-activate sa cc ko.

[@dugongbughao1471]

😂😂😂your offer is good but I want debt free...

[@pulisiacoo5144]

Its true

[@alexanderacosta7471]

Bdo,bpi or metro alin mas ok sa credit card?

[@umaanekla]

May nakukulong ba sa utang?

[@rnrbrothers3029]

Wala. Pero may naitutumba 😆

[@watchandlearnvlogs1819]

👍👍👍

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@_D-1998_]

Can someone stress more about the 3.5% to ₱600 to 45% please

[@jerrymagday8415]

Dapat makali income mo jan? Pano naman pag walang malaking income tas malaki pa ang tax kada bwan?

[@CJaySting]

Mga Sir, Ano po mas mainam gawin? sabhin nating meron nakung pambayad ng buo sa installment ko sa credit card, mas maganda ba na bayaran ko na agad ng buo or bayaran ko nlng monthly hanggang matapos? di kasi ako mapalagay pag may utang.

[@aeshavillanueva6116]

no! if you pay in full sa installment mo mi charge yan.

[@alavarchristian896]

Book free

[@chinkpositive]

Order here chinkshop.com/pages/bbb

[@pulisiacoo5144]

May credits cads pito piraso with total credit 800k now its working gerated income 3-8 percent per month.

[@AALO101]

Achie Ver Paano?

[@伊藤礼美-c5e]

UTANG FREE.

[@FelixemmaHighway]

Utang Free

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@saaduden1]

Ndi na ako mag crid card

[@robertrenzo4744]

SOBRANG TAAS NG INTEREST AT SURCHARGES LALO NA SA HINAYUPAK NA BDO!!!

[@winstoncarmelo4159]

Kahit po ba magbayad on time may interest at charges padin po?

[@christianq.sukhwani8531]

As long as na mag babayad ka before your due date wala kang makukuhang interest.

[@sonnysilva3853]

Utang-Free

[@chinkpositive]

click the link: bit.ly/33ErkJv

[@cassandra2646]

Haha. Natawa ako dun sa cash advance. Buti na lang ang cellphone ko di laging nakakabit sakin kaya di ko nasasagot. Sakin yan lang pinakadisadvantage kapag aksidente kong nasagot since bago ako tumanggi kailangan ko pa sila hintayin matapos magsalita. Haha

[@serryflordeliz4188]

Naisip ko lang na ideya, shinare ko na kasi baka hnd ko magawa pero Makita ng iba, Sana makatulong. Naiisip ko na humingi ng brochure or flyers ng mga appliances and gadgets, then hahanap ako sa mga kapitbahay ko ng gustong magkaroon kunwari ng aircon na hnd kaya bumili pero kaya ng hulugan, so ung magbabayad ng gusto nilang iloan is si credit card ko, pero syempre may patong na sa akin na kahit hnd Malaki Basta mataas ng kaunti sa interest ni credit card and while nagbabayad sila sa akin na syang panghulog ko as payment monthly Kay CC, mababayaran ko Ang loans plus makakaipon Ako ng trust sa bank at ung points na pwede magamit in the future like travel, house and lot. Pero ofcourse take risk and prevent risk. Kapag Malaki ang utang nila, magcolateral, kung hnd mo kaya magtiwala sa friend mo, sa friend ng friend mo with collateral para formal at hnd madadaan sa pagkakaibigan.

[@buangnimotv9700]

Pwede magamit ang credut vard kahit wala laman?? kakaactivate lng..

[@daisymaeborres6558]

Yes, wla naman tlga laman yan na savings. Pag nagswipe ka sa store dun kna magkakautang

[@cijzcijz5655]

Utang free

[@pulisiacoo5144]

Hi

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@leonycaidorn6931]

Utang FREE

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@CYANVIVENORK]

Utang-free

[@chinkpositive]

Click here to order: chinkshop.com/collections/books/products/my-utang-free-diary

[@jconziraq8953]

Sir i have a visa card but i used only everytime i go home for vacation? Twice a year!! My concern is this.. is my bank will charge me even thou im not using my visa in a five months period? Please advise?

[@bgbizkit]

If you're using a Visa credit issued by your bank, you will only be charged when you use it. Pag walang swipe, then no need to worry. Ang auto charge lang ng credit card is yung annual fee. There are cards though na walang yearly na babayaran as part of its features.

[@jakzedroberts]

@@bgbizkit So ang credit card po is walang ma chacharge pag hindi ka na swipe at ang babayaran mo lang is yung magkano na swipe sa isang buwan every month?

[@bgbizkit]

@@jakzedroberts Yes. Remember also pag lumabas ang bill mo, pay your total amount due in full to avoid interests sa susunod na bill

[@jakzedroberts]

@@bgbizkit okay po, okay lang po ba kahit di pa due date pero may billing statement na, bayaran na agad?

[@mitchocampo5675]

utang-free

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: lddy.no/bpzp 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@ellenmaedagami9450]

Utang Free.

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@judebeltran4127]

UTANG FREE

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@lilibethmadrid5859]

Heheee....

[@pyuriecoloma2602]

utang free

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@melaniebigueras7419]

Utang

[@chinkpositive]

Please click the link: bit.ly/33ErkJv

[@cortescha]

Mr, chinkee tan, kunwari po namili aq sa grosari, sa halagang 5k, mag iinteres nb xa,kht nag bayad aq sa wla pa sa duedate, nya, at kng meron, ilang percent po???

[@applejaypales2706]

no. as long as you pay in full before due date, walang interest fee.

[@mark7th2]

Utang FREE

[@chinkpositive]

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

[@cristinemariecastillo143]

UTANG FREE .

[@chinkpositive]

click the link: bit.ly/33ErkJv

[@goodypanda6530]

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