Do VA Home Loans Have Closing Costs?

America's #1 Female VA Lender walks you through what to expect with closing costs on VA loans
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Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
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AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

[@Esveeart]

Bought a house with you a few months ago! Cannot wait for some refinance content so I know whats coming down the road!

[@JenniferBeeston]

❤️❤️ will be filming a lot of that when rates dip. Since you bought rates have continued to climb up. Glad you are in YOUR home ❤️🎉🏡

[@perfect-cj2bn]

​@JenniferBeeston is there a number to reach you at regarding buying a home thanks

[@carlsagan495]

As a vet I love this channel! I'm pre-approved and im saving for closing cost..I'd have bought already in NJ if not for closing cost

[@JenniferBeeston]

Thank you so much! It’s interesting how New Jersey is just not slowing down. It is one of the states we were seeing people save for closing cost depending on the area they’re looking at because it’s so competitive still.

[@lisaluperini66]

Veterans needs to be realistic and understand that even if they might get their earnest money deposit back at the end they're going to have to have some skin in the game to appease the seller. I've never had a veteran not have to put an earnest money deposit down. So they at least need to have money for that and inspections and an appraisal. I agree with you on agents that don't go after seller credit right now. Had too good for too long. Literally half of them that are licensed right now only know how to open the door

[@JenniferBeeston]

We have actually closed quite a few where the veteran had no cost but you do need a special seller for that

[@noe6499]

My real estate agent told me that he's only seen sellers pay closing costs for houses that have been in the market for a while. I live in California.

[@JenniferBeeston]

I would say at least two weeks but it can vary. Sometimes a seller just wants to be done

[@tonyaharris1460]

We went with usual great deall

[@El_heizenberg]

I wish you were a lender in Puerto Rico. Unfortunately im going to pay that 1% lender fee 😏😏😏

[@JenniferBeeston]

I am sorry to hear that:(

[@tanktexas]

You're the best

[@JenniferBeeston]

Thankyou! Hope you are well!

[@josecolon8143]

Miss Beeston is 41% debt to income ratio good to close a VA loan in this market? The new home cost is 310K and the median credit score is 756

[@JenniferBeeston]

41% is generally totally solid

[@josecolon8143]

@@JenniferBeestonthank you for your prompt response and amazing free education! 🤗

[@JenniferBeeston]

Happy to help:)

[@comodice905]

Where are va loan rates How low will they go

[@JenniferBeeston]

Feel free to call tomorrow for a rate quote as it is custom to your scenario. 786-933-2077 Nobody has any clue how low they will go.

[@comodice905]

@JenniferBeeston if you could lock now would you or wait a month

[@ramosusarmy]

Thank you, Ma'am🇵🇷🇮🇱.

[@JenniferBeeston]

Happy to help:)

[@perfect-cj2bn]

Is there a number i can reach you at for buying a home thanks

[@JenniferBeeston]

707-478-0637

[@j.s.5585]

Can closing costs be rolled into the loan?

[@JenniferBeeston]

No. The funding fee can but not regular closing costs

[@sheanprado5515]

What is the lowest rate for a VA loan? They pre approved me for a 5% for 250k

[@JenniferBeeston]

That’s kind really low and like you are paying a lot in fees and points check the loan estimate for sure