@DoctorMike

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[@TheIcedCoffeeHour]

Full Vid: kzbin.info/www/bejne/ioSuZZaqgJafZ9U

[@ElizabethGrowsFlowers]

Yeah then they try to get other ppl to pay their debt 🙄

[@Ace_716]

Yuropoor

[@AnonymousanonymousA]

He belongs in Prison, get Erin Marie Olszewski nurse whistleblower on the show

[@KatieDawson3636]

Dr Mike supports genocide. Boycott him.

[@CanadAssassiN]

Only in America will you ever hear “my debt was only 300,000 because school was free”

[@megawolfr1986]

College was free. Not medical school.

[@raccoon2276]

​@@megawolfr1986 he meant that even with college being free his debt is still off thr charts

[@vivienmartin225]

Nah this guy is full of shit. No one spends that much on living expenses.

[@BellaR.]

Really sad for America

[@lordjack567]

I don’t even understand how people end up with that much debt. I graduated from a good university with an engineering degree, I had no scholarships, no help from my parents. I worked while I went to school to pay my tuition, and I took out loans to pay my rent and bills and stuff and ended up with $30k in debt after 4 years. Extrapolate out 8 years for medical school and I would have $60k. Where the hell are these people getting $300k+??

[@m____lote385]

Doctors in debt, patients in debit Such a great life

[@connieh.4212]

Debt makes the world go round…I mean America

[@VLuee]

Except the insurance companies. They’re making 10x what the dr makes.

[@Bear_Arms]

I have insurance, so I have zero medical debt. Doctor's make enough to pay off their debt in a few years, so I wouldn't worry about them if I was you.

[@yemaster9000]

@@VLueeadd a few zeros to that

[@JodyFrancisWall]

Land of the free. Lol

[@joe3755]

People basically get punished for trying to teach and heal.

[@hunt9999]

People also get punished heavily for being injured or sick. The entire system is broken

[@thaloblue]

America hates her people. We're punished for everything.

[@Breebreezy10-90]

Also, doctors who lie just make money on sick pll

[@JazzyB9481]

And many of them end up being just med pushers for large medical corporations and aren't allowed to customize their advice based on their patient's needs because administration told them not to.

[@duranneangelo581]

I thought education students had an easy life until I saw what they go through. They will sadly not get paid as much as they deserve to be. Also, becoming a doctor is something SO MANY people have dreamt of doing, but because of how hard and unaccomodating it can be, the system will indefinitely struggle with shortages

[@lilakaye1505]

And they wonder why there aren’t enough people wanting to become doctors and even nurses. They make programs so hard to get into and even harder to make it through them.

[@John-ls1mn]

And your not gurnted anything anything

[@nicoledijkhoff5097]

And most nurses aren’t well paid at all..

[@NM-ok9wb]

No, once you get to med school you become an investment. They want to see the loans you take out get paid back to them with interest once you become an actual doctor. If doctors are dropping out of med school like flies, thats not a profitable business. The staff at a good med school will pretty much do anything to see you graduate eventually as long as you dont cheat om your tests or get caught doing something dumb like fucking with or actually fucking cadavers.

[@sillygirl2922]

Tell me about it! Yet we have clowns walking around carrying guns left and right even though they are not mentally stable. Supposedly we have a very good screening system

[@nicoledijkhoff5097]

Why do you need 4 years of college before going to med school? What’s the purpose of it? (I’m not from the US, so the system is confusing to me)

[@anothernamlesscommenter352]

It's ridiculous that they make becoming a doctors so terribly hard and risky unnecassarily. The doctors suffer the paitents suffer and the corperations and insurance companies have all the fun in the world without a care

[@Misanthropy_Incarnate]

Congratulations you figured out how the world works. But unfortunately Americans are to privileged to do shit about it cause we’d rather live in a status quo that guarantees us a kinda happy life and makes the insanely rich insanely richer than fight for change that could easily resolve everything. But as they say bread in circuses.

[@M00nKitty]

Not every American I won’t become a nurse because of it and I want to help people but the way the it’s just not worth it

[@jjsixtwofour]

@@Misanthropy_Incarnate It’s too jfc . Basic basics fucking english.

[@jjsixtwofour]

@@Misanthropy_Incarnate surprised you used the right “than”

[@jjsixtwofour]

@@Misanthropy_Incarnate no one says anything about bread 🥖 and circuses 🤡 😂😂😂

[@momtosix1999]

When my husband was a pediatric intern he made $3 an hour. Our kids qualified for WIC and reduced school lunches until he was a fellow.

[@rjhick1]

Pediatricians don't get paid enough! Our Healthcare is broken from the bottom up. The only people benefiting are the insurance companies and hospital admins/CEOs

[@darrell2939]

@@levtieart3409 nothing pays that good without experience. (Before covy anyway the rules have changed)

[@tink6225]

that's so garbage.. these are the people keeping us alive & this is how they're treated

[@Fifi-jb3yx]

@@darrell293910 years of school is experience.

[@davidbarney7044]

​@@darrell2939 I dunno I was making 22 an hour (after tip outs) as a busser with only 6 months prior work experience

[@andrewpm2]

At some point in time every physician stops practicing medicine and starts practicing insurance protocols.

[@ravenortiz4569]

THISSSSS COMMENT IS UNDERRATED

[@jemps6794]

Same happens with teaching you work insane hours and at some point LEAVE

[@dereakcolumbus3603]

I have a doctor friend at my church who is 27 who confirms what Dr. Mike is saying here. He worked his residency hours 50 -60+hours per week

[@Max-bi8fn]

That’s low for most residents

[@dereakcolumbus3603]

@@Max-bi8fn that's what he told us... ( With fatigue in his voice and bloodshot eyes)

[@medicalbillingexpert]

Can we connect together ? I need some help if you know any doctors in your surroundings... We give 30% of the revenue each month as well for a referral.

[@blusafe1]

50-60 hours/week is low-medium for residents. Expect maybe 70-80 hours.

[@dereakcolumbus3603]

@@blusafe1 turns out, you were right. He does indeed work 70-80. I was misunderstood in what he was saying

[@kiwi_22222]

Hold up, his debt was still 300k and he was just paying living expenses?

[@danielthompson2561]

My education was 9000 a year plus living expenses, and I was 32k in debt by the end of my degree, so I have no clue how this even happens

[@Knite_el6767]

Hes saying in undergradhate (4 year initial degree, right after high school) he only oaid living expenses. Medical school is 50-70 per year, and that takes another 4 years. So thats where the 300k debt comes in

[@acidtoe1278]

His first 4 years (undergrad) was covered by scholarship, med school was not.

[@morgenglende-michalski369]

Lmao fr he was doing something wrong…. I made it through 3 years of college with zero debt, granted 1.5 years were part time, but that’s ZERO DEBT working part time jobs

[@Austin-hm6qq]

@@morgenglende-michalski369 you didn’t do med school you smoothbrain. Try doing that part time and working a job on the side

[@XakPhane]

That’s why you HAVE to be certain that you want to become a doctor. School isn’t cheap and the life sacrifices they make are not for the faint of heart.

[@ghostguch1007]

@S the government in America hardly covers anything.

[@antonioiniguez1615]

@@ghostguch1007The government actually covers far too much. It's the root of all of our problems.

[@Hello-ue2xt]

@@user-re5vs2ru4v the good universities are all private universities. They are their own business and the most the government can help is FAFSA & CSS Profile.

[@Nanajsiuz]

@@antonioiniguez1615what are you talking about that is a straight up lie.

[@livinglou7140]

One of my mentors who was a family doctor told me in college that if I was interested in medicine, “run away…find something else to do with my life, and only when I couldn’t find something else, come back to the idea of medicine”. It was a weird way to put it but it made sense. It’s such a commitment and draining you have to be 100% sure.

[@ridingwilding760]

Husband’s cousin left medical school with debts close to million. Had large family. After working as family doctor for a few years they decided to enter a program where in exchange for him work ing in a area of USA that didn’t have many doctors, usually a large rural area, for an agreed upon amount of time they would completely pay all his schooling debt off. He ended up in rural area of Indiana. Not sure how long he was there, but he left with no school debt.

[@MyChevySonic]

Had to be at least 10 years for PSLF I believe. Although it might be a different program, because you can get PSLF as long as you work at any FQHC and make ten years of payments on time. You don't have to work at any specific one.

[@muzzy9267]

Your point?

[@Crafty.Goth.Creations]

Northern Exposure IRL

[@elck3]

So if for any reason you decide to stop pursuing the residency or later practitioner status, you’re screwed with massive debt.

[@Uchiha.Itachii]

💀💀💀💀

[@aquaneon8012]

happens more often than you think. my relative works as an advisor for these med schools. Every semester, there are students on probabation. Then they come to the office and cry. It's tough to be a good person and heal others in this world.

[@alexcisneros2980]

​@@aquaneon8012culling the weak. Good.

[@MyChevySonic]

That's most degrees.

[@ZEKAIMUSIC]

Its an obvious justifiable risk. Couple hundred grand of debt in return guaranteed career earnings of 10 - $20 million, much more if you’re specialized or start your own practice. Its a proportional risk with any other degree that makes less.

[@LvckyGG]

Clear sign of where the US system has failed 500k for a medical degree 🤯 or any other college degree. With me living in Switzerland now i‘ll pay a total of around about 10k total for my degree worth the exact same education that i‘d get in the US

[@slayden633]

But doctors CAN make millions here,

[@toonsoffun5733]

Does the government pay for all your living expenses?

[@marcoc7388]

@@toonsoffun5733 Ok, maybe for doctors is worth it, but what about other degrees where education is equally expensive but the payment is not as good? Please, just do not try to justify your broken education system where getting a degree can be as expensive as buying a new house. In most countries around the world (where government actually care about educating their citizens), higher education can be accesed for free or for a small amount of money. That's why you'll see people with 2 or more degrees. I literally got an Industrial Design Degree from one of the best universities here in my third world country for around 5k, I have no student debt and I was hired as a Senior Designer, working remotely for a company in USA and I'm being payed the same amount of money my co-senior designers earn. And I have been a top performer several times, just in case you doubt my qualification just for being "cheaper". Meanwhile, I have heard some of my co-workers mention they have debt as high as 200k, and trust me, it will take at least 15-20 years for most of them to pay that if they also want to buy a home and a car. I honestly cannot understand how someone could defend a system like the one stablished in the USA.

[@toonsoffun5733]

@@marcoc7388 What are you talking about? The commentator said they have 10k in debt. Not sure how this is possible considering the total time required is 8 years. Working part time may work the first few years. I would not manage becoming a MD seems really difficult. My dept to the government after a bachelor’s degree is around 15k (the government pays for the education). Also not sure how he managed to rack up 300k in despite the tuition cost being covered by scholarships.

[@LvckyGG]

@@toonsoffun5733 doctors can also make up to millions here and no but most people get away with either studying in their hometown or getting away with like 7-15k a year worth of living expenses if they don’t live at home

[@jessidurmis]

Yes I’ve been hearing doctors speaking up…the system is hurting even the caregivers 😢😢

[@TheBathulk10]

Then they would be on the front lines arguing for m4a and reduced education. Theyre not though, they benefit from the sytem

[@chriswhetton3584]

@@TheBathulk10you clearly don’t know that much about what you are talking about… we have so many issues to fix before medicare for all could even remotely be successful in this country. I speak about this all the time and yes, I am a doctor. Healthcare workers are impacted by our broken healthcare system more than any other professional field. They are not benefitting at all and your comment is full of entitlement and ignorance. Just because our paycheck comes from the “system” doesn’t mean we are less impacted by it. I mean, I could go on but working a 60 hour work week while only getting paid for 40 while going through salary reductions due to increased costs and decreased reimbursement. All while having no way out because you have such massive student loan debt you can’t afford to do something else because you spend over a decade of your life getting these skills to help People you don’t actually have other skills to leverage to work in a different skills. Health insurance companies and the government know you won’t quit because innocent people suffer so they do what they want. Medicare is one of the biggest offenders for many reasons and if you understand at all how terribly run Medicare is then you would get why a lot of healthcare workers have next to zero faith that Medicare 4 All would be anything less than an epic failure. All health care providers want massive healthcare reform even if they don’t want a socializes system. I personally think that there are multiple good solutions but we need to pick one and focus on it as a country. Sorry if I am Being a jerk, but anyone who blames healthcare providers in any way for this problem really upset me.

[@tink6225]

​@@TheBathulk10 what are you on about

[@TheBathulk10]

@@tink6225 doctors love the broken system, if the system gets fixed they lose money.

[@thealiusjones]

They don't need sympathy.

[@connieh.4212]

Doctors are a good to society. Why would you punish them financially for becoming doctors.

[@pocasanchez]

The majority are not, and are just glorified pharma salesmen. There are a handful of skilled and ethical drs left out there but the majority are just looking to get paid. The flexner report did away w healing.

[@ZEKAIMUSIC]

How are they being punished? They make $15 million by the time they retire. That’s being rewarded Do you know how saturated the doctor industry would be if they just handed degree for free? W/o mentioning the other 20 cons of that ridiculous idea

[@mr.fahrenheit7009]

School cost money

[@ljss6805]

​@@ZEKAIMUSICHm... let's see... how oversaturated would it be? Let's ask the rest of the planet, where med school is basically free, how oversaturated the medical field is. Oh, right, not oversaturated at all! In fact, doctors can actually spend time with their patients instead of being a medical mill. Medical oversaturation is the last problem the US has.

[@ZEKAIMUSIC]

@@ljss6805 the rest of the planet where education is free doctors are making nothing compared to here in the states. So for the extra studying it’s not worth the small amount more you’d be making especially with all the options. Their salaries are a lot less because the healthcare systems are different.

[@potatotrousers7121]

As a student in a third world country, this makes me appreciate my own country (specifically my city), giving out low college tuition fees and miscellaneous fees if you're a citizen. Add the fact that I applied to a lot of scholarships, I was basically earning while studying.

[@Trailerwalker]

These people rarely see home life until they’re too old to really do their job as well as their boss wants them to

[@darrell2939]

The cost of the greed

[@DatVideoDoe]

@@darrell2939 lol what? Most doctors do not become doctor’s out of greed. And those that do will burn out quicker and switch fields because it’s literally not worth it.

[@_Hollie_]

Yep especially if they go on to have kids. They then have the added stress of starting college funds for them, education living expenses in a likely expensive city as most doctors live on major cities. And most opt for private schools due to all the problems with the US public school system. By the time they retire or can start to take time off theyre likely at an age where there kids are out of the house, they have body aches and they just want to relax and not travel around and see the world

[@snooproach8500]

@@darrell2939 “greed”. And where do you get that from? Sure, some people may become a doctor because of the money, but that doesn’t come until 10-12+ years of school/working. During those 10+ years of schooling and working can be extremely stressful with little to no pay. Yet you have the audacity to call them greedy. They deserve the money, and work harder than 90% of the US population ever will. Think before you speak.

[@darrell2939]

@@snooproach8500 Ok 90% you got no clue what yer on about. Go ahead w your bad self

[@OccupiedMuffins]

Literally everything In healthcare is a business and it’s truly depressing

[@thaloblue]

It doesn't have to be. We can just start setting insurance companies on fire.

[@imhopelesslyaddictedtofent4266]

Oh my god how dare people meet the demands of the market by creating jobs and providing services that people want!!

[@adr77510]

@@imhopelesslyaddictedtofent4266 Yeah, what you said but not sarcastically - healthcare is a basic human right and shouldn't be a business

[@imhopelesslyaddictedtofent4266]

@@adr77510 where in the constitution does it say healthcare is a right?

[@mr.fahrenheit7009]

Not at all

[@faintsherin4468]

Doctors get screwed, patients get screwed, and the lobbyists and corporations get em doughs! “Your suffering is our joy!” -American Healthcare

[@thaloblue]

"Die, peasant scum" Insurance companies

[@mr.fahrenheit7009]

🙄🙄🙄

[@darthvader3910]

“my debt was only 300,000 because school was free”

[@adr77510]

People aren't understanding what he means here. In the US, doctors go first to undergrad and then medical school. Undergrad is around 200k in debt and med school around 300k. Mike avoided those first 200k and only paid for med school. It also should be made clear that although 300k in debt is ludicrous, doctors can typically withhold payments until they're out of residency and by then, if they wanted to, they could pay off their debt in three years. Most will opt not to simply because debt is actually cheaper if you let it disappear in small chunks over time, but the point I'm trying to make is that doctors do well financially.

[@ljss6805]

​@@adr77510No one graduates with 200K debt from undergrad unless they're incredibly stupid and financially incompetent. The average undergrad debt from a public university is $27,400.

[@spider1g5]

Its crazy how the insurance companies only allow a few people to graduate, leaving qualified people behind. The American Healthcare system isnt about healing

[@SmickyD]

money money money! fuck your cancer bubbo the rich guys need more money!

[@manhattan550]

That's intresting here in belgium only the top 170 or something like that get to graduate each year the others don't. So when u say American Healthcare u mean global Healthcare even in socialism

[@jamesrosewell9081]

What? That was your takeaway? That's not how this work

[@Puffzilla777]

It's the insurance companies limiting how many people graduate? Not the AMA?

[@davo121]

$$$

[@dsolomon]

I’ve never understood how residents get paid so little. It’s not like you go from being barely more valuable than a CNA, and then once you complete your residency your value skyrockets. Residents should probably be paid $100-140k, or maybe start at $100k and have it increase each year of residency the closer you are to completion. The more value you bring, the less hand-holding you need, the more you should be earning.

[@manhattan550]

It's cuz someone still has to constantly watch them and that person is paid for it. I study real estate I will have to do my internship at minimum wage too before I can be an independant

[@monkiman4891]

Because there are a lot of people to take your place if you dont wanna do due to small paycheck….u can’t negotiate with anyone….caus there is always someone ready to take ur place

[@tuketuke73tf9]

@@monkiman4891 that just isn’t true. The “someone can just take ur place” mindset doesn’t work in this case because resident doctors are still MD doctors. There’s only so many people who finished medical school y’know.

[@foyinogbara5576]

You wouldn’t want a doctor whose main motivation is money

[@tylergaye5457]

They literally still worse at their job than nurses, they shouldn't be making a lot because they still suck.

[@yajy4501]

People in residency should be paid way more than that. Insane hours, a job that’s incredibly stressful and a job that’s absolutely necessary for a healthy population shouldn’t pay next to nothing.

[@danielleking262]

I love that he is so freakin' honest about the real finances of the entire system.

[@alexcisneros2980]

I love when people are freakin honest. So freakin cool!

[@hisbrideandwhitecoat]

Yes!

[@thisandthat9344]

People who say doctors and engineers are overpaid needs to listen to this. It's a huge bet we take on ourselves, especially if you are an international student. Everyday you wake up to being more in depth. It will take years to pay of the debt. But in the end no pain jo gain

[@dhenderson319]

How did engineering get here? Most engineers just get a bachelors for 4 years. You don't need a phd.

[@thisandthat9344]

@Dervii Henderson actually a lot of them go for masters and if you need to work with any jobs that need signing off, you need a professional license, that requires you yo work for 3 years and 2 exams. It's as long As doctors, but it's the next costly major

[@naughti_penguin2340]

@@thisandthat9344 are you in good faith comparing residency to being a junior engineer? Most engineers don’t need a masters or PE license. All doctors need to go to medical school and go through a residency.

[@thisandthat9344]

@@naughti_penguin2340 Did I ever compare? I was saying both these majors are really costly. I am not sure what you are talking about. Both of them will make you in hundreds of thousands of dollars in dept. And that's all I said.

[@naughti_penguin2340]

@@thisandthat9344 oh mb. in that case i still wouldn't agree. medical school on average is significantly more expensive than a masters degree. not that a masters degree is cheap, moreso that medical school is just so much more expensive than professional or graduate programs. $30k-$100k reasonably for bachelors + masters vs $200k+ for med. you'd have to be an out-of-state/international student paying sticker price at UCLA or something to get to med school debt levels as an engineer.

[@tvtvtfan3767]

I feel bad for the people who don’t make but still have to paid all that debt.

[@alexcisneros2980]

There has to be a punishment for sucking.

[@mr.fahrenheit7009]

Did it to themselves

[@abhayagarwal5097]

​@@alexcisneros2980seek help .

[@trancetechkid]

If anyone wonders why your dr is constantly overbooked and over 60, this is why. You'd have to be insane to do this, or extremely amazing person who wants to help people, or both. The health care system is so broken. The only people making a living are the insurance companies who are running everything into the ground. I don't know when it's going to collapse but I'm 42 and I figure I'll see it in my lifetime.

[@adr77510]

I have to disagree on the part about doctors. Yes, doctors go into a lot of debt. What's also true though is that they end their careers with an average net worth of 10M as outlined by MedScapes. Let's say you have 200k debt from undergrad and 300k from med school - this would imply going to a rather expensive undergrad with no financial aid and a rather expensive med school, so you're already looking at a more expensive extreme. Let's say you also choose to specialize in the worst paying speciality, pediatrics. When you finish residency 4 years after med school, let's say you haven't touched your debt, but also that interest on that debt hasn't accrued (most med school loan plans avoid interest rates during residency). You start out making 250K, have the flexibility to work in a low cost area and still hold a similar salary if wanted, and in five years of a middle class life, you have a positive net worth.

[@CricketGirrl]

And I'd bet if you looked at what he drives, where he lives, and where he vacations, you'd see where all that money is really going. Doctors are so out of touch with the reality of modern America. There is a significant portion of the country unable to feed and house their children. Stop complaining unless you're diving a $5000 car made in 1992 and struggling to feed your children.

[@jsb1221]

Many doctors are well into their late 30’s and 40’s before they clear their school debts. It’s not easy or glamorous and poses a huge debt risk. Add in high divorce rates, burnout from long hours, family sacrifices that have to be made, and it’s no wonder we have a shortage.

[@CricketGirrl]

I'm not sure how that differs from a lot of other professions.

[@ljss6805]

Doctors have relatively low divorce rates, actually.

[@jsb1221]

@@ljss6805it depends on who you are comparing them to. If you group by wealth and higher education (which are general predictors of lower divorce rates) there are many other professions with a lower rate.

[@ljss6805]

@@jsb1221 I'm comparing them globally to all professions. They're not a "high divorce rate" profession, like lawyers and flight attendants.

[@ChristyeLynn]

One of my closest friends growing up became a doctor and posted on Facebook how much student loan debt she had plus the workload was too much to work. Financially, I had a better net worth even though she made a lot more because I was debt-free with a little saved. It was crazy.

[@paulan7218]

I guess that means she made a poor choice in career. Lots of people do it. She should’ve used better judgment before spending a half $1 million.

[@JohnnyYK]

@@paulan7218 please explain how being a doctor is a poor choice in career, without doctors society would literally fall apart.

[@CIA_Is_aTerrorist_Orginization]

​@Paula N after 5 years on the job, a doctor will have made more than most people make in a lifetime

[@esnebta]

Yeah but how old are you?

[@smoguli]

@@JohnnyYK exactly. With a 300K$ annual salary, it’s very easy to repay the 500K$ debt in 3 years. Keep 100K$ for you and use the 200K$ to pay for the student loan. If you’re smart, when you have paid your loan you then put 100K$ a year on the side and you can retire in your 40’s. Just buy a small house, an ordinary car, and you’ll never have debt again.

[@protoman1214]

Becoming a doctor and lawyer are luxuries for people high on the socioeconomic ladder. The amount of financial support that is necessary to get through all that schooling is insane. Not saying poor people can’t do it, but it’s exponentially harder. I had friends who became lawyers and doctors, their families were all well off, no exceptions, sometimes paying all the schooling outright. Some at least paid undergrad and bought them an apartment/subsidized their living expenses while they covered the rest of school with loans. Edit: please don't come at me with "this is the exception, not the norm, most have no money and its just based on merit" bull. There are literal articles and studies on this very topic and they affirm what I say here. Approximately half of med students come from the top 20%. 2/3rds come from the top 40%. The most shocking is that more med students are represented in the top 5% of income than the entirety of the bottom 60%.

[@Lalamesilly]

Im a resident and i would say its half half. Theres some people who were already well to do and there are some who climbed up the ladder.

[@protoman1214]

@@Lalamesilly your comment confuses me. I don’t see how an individual climbs the social economic ladder before they start their pre-med undergrad…..

[@thaloblue]

It's a luxury but at the same time it becomes such a source of stress and misery that they're better off choosing literally any other career field to maintain their family wealth.

[@protoman1214]

@@thaloblue being a doctor isn’t just about wealth for these families

[@shalzsoulz3656]

Its common in Indian families to have this luxury to say that their son or daughter are in medical school. Sadly some kids are pushed into it. Just recently came across a family who are paying for the entire tuition and living expenses for their son. They are planning to do the same for their daughter.

[@poppybean7807]

Sir your very honest God bless you 🇬🇧

[@chrism6880]

Doctors 1 year after graduation: have debt 10x their annual salary Software engineering students 1 year after graduation: have an annual salary 10x their debt

[@alexcisneros2980]

Doctors save lives and make an impact on humanity. Software engineers sit behind a computer all day being glorified digital plumbers up keeping stupid addicting apps for people! 😭👆👆

[@chrism6880]

@@alexcisneros2980 I work on a system that has the potential to save millions of lives, but ok.

[@CricketGirrl]

I'd love to see the same numbers 20 years after graduation.

[@CricketGirrl]

​@@chrism6880yeah, doctors are the only people who can save lives. That's why they think they deserve all the money.

[@mortaccio4241]

software engineering 2 years after graduation: laid off and can't find a job

[@channelhismojo]

Half a million dollars for a degree is extortion.

[@thaloblue]

I was told the final cost of my SOCIAL WORK MASTERS would be a quarter of a million dollars. It was deeply heartbreaking to say no, and my life has held no fucking purpose since then. But I said no in 2018... I would have graduated in the summer of 2021. Not only is that amount of loans unpayable for a social worker, but the economy was FUCKED.

[@thaloblue]

Even though my life has no meaning and I have a shitty sales gig, I am not in that much debt, so at least I'm not dumb?

[@samuellee2394]

I mean, I agree, but most doctors that make it through earn vast amounts of money, often getting to 500k/yr+ in surgical specialties.

[@rahmaamina6174]

@@thaloblue If your values include financial security, nothing will hold you from having alot of $. Invest in your future and in yourself but think also the pros and cons of each choice whether you want more $ or less and decide. Having a shitty sales gig is not going to give you wealth and safety from poverty when you grow older and have lower income.

[@hithro5466]

Doctors make hundreds of thousands to millions of dollars a year, if you want good ones you have be competitive with their pay. That’s a big cost right there before even talking about the materials.

[@optimus3515]

If this is what Superpower is then we do not want to become a superpower.

[@joshuacharlery5826]

If I spend all that time in medical school I better be making at least 500k minimum

[@midnull6009]

lol...not gonna happen, that is why being a dermatologist is so competitive :P out of pocket cosmetic procedures :P

[@joshuacharlery5826]

@@midnull6009 Better off going to engineering school and becoming a manager lol! I wouldn’t do Med school unless I was passionate about

[@samuellee2394]

If you want to go into academia(to be a physicist for example), you have to go to a similar 10 years of schooling -- undergrad, graduate school, postdoc only to make a starting salary 70-100k/yr in extraordinarily competitive tenure track positions, only to have to compete again in 3-5 years to get tenure or lose your job. It's hilarious seeing those in medicine whine about it despite their extraordinarily high salaries after residency.

[@Greencloud8]

You do what you love

[@Droopytown]

Outside of actually liking medicine, the allure of being a doctor is not money. Lots of jobs can make money, more of it and with less hoops to jump through. It’s about job stability where almost all private sector in the US has none.

[@nancpanc1]

Thats sad that the allure isnt actually healing people which they dont teach you to do in med school because a cured patient is bad for business.

[@le3336]

⁠@@nancpanc1have you never used meditations that saved your life or make your life better?

[@adr77510]

@@nancpanc1 Ah yes, doctors are purposely damaging people's bodies to ensure they're never healthy, thanks for that incredibly accurate insight

[@CricketGirrl]

I hear that a lot. But my sister has made bank as a PA. She doesn't even like people and says money was her sole reason for choosing the medical field. She paid off her student loans by the age of 40 and now her biggest financial issue is affording to vacation in Hawaii every two months.

[@adr77510]

@@CricketGirrl Being a PA is one of the best jobs there is!

[@JH-in5oq]

Becoming an airline pilot makes so much more sense than a Dr or lawyer from a financial perspective

[@motonationarmy9083]

Neurosurgeons make between 600k - 700k starting out, and mid career between 800k - 1million a year. If you specialize, it makes it more worth it financially.

[@motonationarmy9083]

But it’s not about the money. I rather have a life of doing something bigger than myself to help others

[@JH-in5oq]

@@motonationarmy9083 I just always wanted a job that would get the chicks 😎

[@ya1ya2ya3]

most pilots earn a lot less than you'd think.

[@TB-vb3ov]

​@@motonationarmy9083 True...but a neurosurgeon has a 9 year residency. Youll be mid life before you make 500k+. Also check the labor burea of statistics plenty of the specializations make well under what you mentioned. I worked in energy trading and that earns 200-300k a year with most decent sized utilities. I knew linemen and troubleshooters, PSOs & DSOs earning the same or more with OT. Those are jobs that dont require a degree even...

[@addie-eileenpaige6460]

Thank you for this transparency.

[@goifur]

The process of becoming a doctor is like using sandpaper to wipe

[@nydianyan]

In Mexico we as interns got paid like 2600 pesos each month if we were lucky (it’s like 150 dollars), some of my friends didn’t get paid at all, we did shifts of 10 hours daily and every 3 days we had to stay for a 36 hours shift….

[@cutehollygolightly]

You forget the part where they put them in danger by sending them unprotected to rural places where they suffer harrasment and life threats as minimum. That's my biggest fear with my sister. I really hope something is done about that soon.

[@nydianyan]

And institutions get away with all of this because “we are learning”, I didn’t know that slavery was back on trend…. We don’t get time to have lunch like at all and they spect us to be working 24/7 without food, without going to the bathroom, without showering

[@ljss6805]

But hey, at least med school in Mexico is practically free compared to the US.

[@greyeyed123]

I've been a teacher 20 years, and I can still remember a fellow teacher my first few years calculated how many hours he was working a year, and divided by how much he was making a year. 3 dollars an hour.

[@gilberth6697]

Yup, same for me and that $500,000 w/ 7% interest with 13 years of my life studying and invested in this competitive and difficult path. But the pay is going down :(

[@hunter99225]

Reminder that 50% of medical school students come from households in top 20% of income, compared to the 8% coming from the bottom 20%.

[@tylergaye5457]

Who gives a shit?

[@your_-_mom]

Because the bottom 20% tend to have bad intelligence genes

[@christianjames92]

Doctor Mike's parents were very well off. Most doctors are either immigrants who come into medial programs or very wealthy people who have parents raised as doctors. I'd say almost every doc tor I've ever had has parents who were doctors.

[@jaycie5021]

His math is suspect. Claiming that 45k a year is $8/hour. That's 16 hour days 7 days a week.

[@judas_bdb8681]

A friend of mine got in a car accident recently and the other party was liable so they let her go to their doctor at their expense. She found out that doctor charges (US$300/hr) for consultation. He's a specialist and my country is small and it's a very expensive private hospital.

[@sydguitar99]

The US wonders why we're lagging behind India, China, in the STEM fields but don't even realize the fear of debt is what stops a lot og people from going in it

[@georgevan2606]

It is only true when people are bad with personal finance. If they have $500K debt and get paid $200K a year, every single dollar after tax and cost of living should be used to pay back debt, not to a new Mercedes or multi-million dollars home. I did a similar analysis when my friend told me he wants to study law at Havard. $1M debt. Net income $250K $60K a year for tax. $60K a year for debt interest. $30K a year living poor He can manage to pay $100K a year to lower his debt. After 8-9 years living poor, he will pay off his debt. Afterwards, he can enjoy the life of the rich. He can spend $60K (which was used to pay debt) a year on expensive car, house, and vacation, and still put $100K toward his savings/investment.

[@sobhansarthak6000]

@@georgevan2606 Why do all that when you can just study for less than 50k in a german/swiss/french college? They are easier to get into as well and don't require you to learn their language but its better if you do. i didn't study in fancy ivy league, I still did fine and had no debt whatsoever.

[@georgevan2606]

@@sobhansarthak6000 I agreed with you and I asked him the same question. What he explained to me was everything is about networking. Yes, it is true that we save tons of money for the same education outside of US. But, who is going to hire us for work in the US, if we don't have network and connections? We are talking about a job that pays hundreds of thousands of dollars, so unless we are extremely smart with impressive resume, it is all about who we know during college years.

[@schwarz8614]

@@sobhansarthak6000 less than 50k??? Bro I didnt even pay 10k for college here in Germany.

[@adamsaldana5462]

But we arent. We have always led the world in medical advances

[@nodatesape9124]

And in that entire process, nobody ever teaches you about money management, and so doctors have some of the worst credit and lifestyle inflation of any profession. The whole thing is tragic all the way down. They save our lives, man.

[@CricketGirrl]

YES!!!!! THANK YOU!!!! This is what drives me nuts about this conversation. My sister is a PA. At 40 she's long since paid off her school debt. She has no children. She drives a $75,000 car, lives in a luxury apartment (she doesn't own by choice), and spend a week in Hawaii in a $3000 rental on the beach every two weeks. And she constantly complains that her $100,000 salary isn't enough. If she lived like a normal person instead of trying to copy the Kardashians, she'd have plenty of money.

[@ivyfades]

facts@@CricketGirrl

[@Dxeus]

Doctors and nurses are some of the finest and the most sane people, especially when they are at work.

[@cory4504]

I have a cousin who is a emergency room doctor. I think after a year of residency he had an 80k sign on bonus and his salary started at 350k a year. So maybe it depends on what part of the country. Either way.,they work hard to get to that and have huge responsibilities. So they deserve to make excellent money.

[@harmonyae7033]

A PCP and a ER doc are different fields. ER docs get paid more, so that makes sense...

[@eedre4864]

Let’s figure out why med school costs $500k and then we might be able to either start fixing the parasitic infection of greed in the system OR accepting that smart and talented people cost a lot of money to train in the latest and greatest and most critical technology field.

[@goingawayguide]

In the US, medical school costs between $150,000 and $200,000 for four years + room and board and books. I'm not sure where he's getting his half-million number, and he's way off on the average primary care doctor salary, so who knows?

[@le3336]

⁠​⁠@@goingawayguidewhere’d you get your info from and what city are you talking about?

[@goingawayguide]

@@le3336 also keep in mind that those numbers are for those paying full freight without any scholarships, grants, or discounts.

[@adr77510]

@@goingawayguide Half a million includes undergrad (~200k undergrad + ~300k med school). The figures for med school tuition may have been accurate a decade ago but by now are a bit low - I'd place it at around 250-350k

[@maxtravers1314]

Would love to see the “well, should have picked a better field if you wanted to pay it back!” People rationalize this. These are doctors. And engineers. Some of the most highly paid people in society. And they are STILL being crushed by debt and low wages.

[@CricketGirrl]

Or at least they claim they are. My sister is one such person. She has a luxury lifestyle and complains constantly that her $100k salary isn't enough. She's in her 40s and paid off her loans in 2015. No kids. I think it's more a matter of doctors thinking they're entitled to a luxury lifestyle just because of their job titles. If they lived like the rest of the country, they'd soon realize how well off they were. Like if my sister didn't drive a $75k car, maybe her weeklong vacation rentals on the beach in Hawaii wouldn't be such a hardship to afford.

[@cjadventures8840]

@@CricketGirrllifestyle inflation

[@strongarm1129]

My guy had to clear up what he meant by “come out”

[@alicial4857]

Wow. Good job pushing through, Dr Mike!

[@moe3005]

The fact that I make more money than a doctor who’s dedicated his entire life to academics and educations and medicine is absolutely disrespectful.

[@tinatina400]

What are you doing if you don't mind me asking

[@moe3005]

@@tinatina400 I own two electronic stores in nyc

[@youtubehatesfreespeech2436]

Doctors make 200k a year for saving literal human lives and then there's nicki Minaj

[@User8vfjhejf]

Because doctors don't have 25K people lining up outside their office to see them

[@wanyekest6969]

well, douchetubers and tiktokers are probably far worse than nicki, but i get you.

[@wayln2591]

Why do you have to put someone else down????

[@User8vfjhejf]

@@wayln2591 I'm not, I'm speaking facts

[@wayln2591]

@@User8vfjhejf was saying to the op. People in the entertainment industry do earn more yet he gotta blame that one particular artist.

[@stayblessed9934]

Good job, you did your best and success 👏💯

[@Beepbupbap]

that's why a lot of foreigners here in manila, philippines taking their degrees and after graduating they go back to the US or whichever country they came from.

[@girlhh3908]

Doctors and nurses student loans should be forgiven, only.

[@heyysimone]

It is very expensive and very diffocult to become a doctor - you need to be someone who can retain all the information you learn (and then forget a bunch after the exams, thats fine 😂) and in many cases study and work to support yourself. Residency is a killer because you work insanely long shifts sometimes back to back, get switched from days to nights to evenings, and dont actually get paid much. But if you can live on a meager amount for those years and handle the stress, you can make some good money as a doctor. A primary care doctor makes around $200k? Sometimes more? It wont take a long time to pay off loans (although i know the US has a weird thing about interest for student loans making the total loan even more expensive) and you can end up making a pretty good salary every year. Just dont then do what ive known people to do and pay off your loans and then blow your salary every year on cars and big homes, etc, and have a high mortgage and actuslly not be able to put any aside so when you do want something you can pay it cash. And they make a lot more than $200k.

[@ThomasPC90]

I felt bad, until he said $300,000 per year

[@JudyBonilla]

Thanks for keeping it real, this is most of us average folk with student debt some more than others

[@victorlora9379]

500k debt, yearly earnings 200k to 300k....worth it

[@TerrorSab]

Wow, someone with a brain

[@ThomasBoyce5000]

I know a doctor who was in the air force and did his premed while on active duty, went through his doctor courses whilst being in the air national guard, and got out and did his residency. The air force picked up the entire tab.

[@prettyboishah2898]

Damm, so they covered eveything?

[@rawnwild]

To think that he went to college for free and still ended up with $300k in debt, that's nuts.

[@jazx5418]

Undergrad was free. Med school not so free

[@CIA_Is_aTerrorist_Orginization]

Sounds like he went to NYU Free tuition but the Cost of living is insane

[@thaloblue]

@@CIA_Is_aTerrorist_Orginization He is a New Yorker. But he's also making YT and TikTok money. He will be okay. It is pathetic that he has to be more than just a doctor to make ends meet though. He basically has three jobs.

[@user-ds6mr6sw2g]

Blessed Day..Doc Mike 🌿🌹🌿

[@KellKell7641]

In order to be a doctor you truly have to have a passion for it and doing to because you love it ..not to chase money… and that’s why I tip my hat to all of them. You’re grinding for at least a decade before even seeing real money. My sister is doing her residency in Wisconsin right now and that’s tough. On call 24/7 etc.

[@hisbrideandwhitecoat]

Amen to this! Absolutely agree.

[@QueenOfTheZombieApocalypse]

And then people wonder why we never have enough doctors

[@alexcisneros2980]

Nobody ever wonders.

[@QueenOfTheZombieApocalypse]

@@alexcisneros2980 what an odd thing to say

[@xtradelite903]

Unfortunately, there is a decline in the Family Physician because many new doctors want to make more money as a specialist (i e. dermatology, surgeon, etc).

[@brainfreshtoday]

It is a long road, thanks for clarifying the journey!

[@amycalifornia3615]

Dang that’s it. My husband works construction. He made 218,000 last year no degree.

[@christianjames92]

Construction is hard labor though.

[@biggibbs4678]

​@@christianjames92he's probably very physically fit so will live longer than people like doctors who are sleep deprived and depressed.

[@NerdyBirdy16]

​@@biggibbs4678 body is probably damaged af tho.

[@tintocherian7715]

Residents should not be getting paid less than nurses

[@JessicaMachiavelli]

This is why I dropped my studies as a “pre-med” and just focused on the business aspect.

[@distantsight]

Thank you for your good work

[@imaz2616]

Glad i left medical school and started my own business. Debt free and regret free

[@SquashGamesHard]

Doing what exactly

[@jacobarmour6325]

NHS doctors must cry when they see what their American counterparts in the private sector earn

[@LordJulius777]

Yeah thats a terrible health system. 6 months for an MRI. No thank you! IM fine with the way it is here

[@kerriann04]

Thank you!! As messed up as it can get here in the US, it's a hundred times worse in the UK. Waiting lists, rationing... And Canada is even worse, where it's completely illegal to practice or seek private health care. Friend of mine has a sister who found a lump. Guess how far out an initial cancer consultation was? Nine months! 9!! So they end up coming here for faster treatment, even though it's expensive.

[@salildeshpande7]

Nhs is largely dependent on indian drs these days. As soon as another ciuntry offers better pay, theyll move on to greener pastures.

[@marta9854]

And this folks is contributes to us being in a doctor shortage …

[@rachaelolais2563]

He has so much knowledge to share, all very interesting and all, but I get lost just by looking at him. From his eyes to his smile 💕

[@Moelester692]

I grossed 270k last year as a heavy equipment/crane mechanic . Blows my mind I make as much as a doctor turning wrenches

[@The_action_is_the_juice]

Dont listen to the boo hoo stories. Most internal medicine docs are making close to $250-300k to start with generous time off. Specialities make vastly more. A neurosurgeon makes easy $1 mill. GI docs $600-700k. And that is working for a hosptial. Private practice they can make way way more.

[@RamyaAshokRaoraghav333]

300k as living expense ?? Where was he living ??? 😮 .. in some 5 star hotel 😅

[@spacexbrawler]

If he was in school 8 years this comes to 3100 a month in living expenses… which is a lot for a college student in my opinion because that’s what I spend on a regular month with luxury spending. I spent $900-1200 a month while working to pay that monthly when I was in school. Truly not sure where that 300k is from if school was free for him 😂 but I do empathize with the overall point in the struggle of becoming a Dr.

[@drcheese1000]

@@spacexbrawler Keep in mind that he went to med school in NYC. The cost of living here is very high.

[@mintheman7]

He said he got scholarships for undergrad, med school he still had to pay tuition plus living expenses for all 8 yrs in NYC.

[@charc4814]

I had 365k debt. Paid it off in 2.5 years and even bought a house in that time. I specialized so I was able to pay it off sooner.

[@river9055]

That math doesn’t add up 😂

[@proallnighter]

The whole system is screwed. Doctors making $500,000 a year is not a solution. Expensive, employer-based insurance is not a solution. Why is medical school so expensive? Why isn’t that subsidized like so many other things? There are plenty of things the US government already subsidizes. Things like gas, farming, and public infrastructure are all subsidized, but even then all of these are terrible.

[@JohnnyYK]

Because having a functional country that isn’t slowly destroying its population through short sighted greed is socialism and we can’t have that /s

[@christianjames92]

The answer to all of this is free universal college and universal healthcare. Take the insurance companies out of it.

[@biggibbs4678]

​@@christianjames92bunch of bullshit.

[@robustanybody5138]

Then starts doctors and nurses earning less, then starts another cycle of protest UK is in the middle of that

[@midnull6009]

@@christianjames92 nothing is free...and free is the most expensive thing....who do you think will PAY for all this "free"? And 80% of hospital beds are occupied by obese individuals and the result of their lifestyles. 90% of ALL hospital admissions can be prevented and are all based off of lifestyle. I don't want to be paying for those ppl...when I"m healthy and choose to have a healthy lifestyle. That's just not fair. As a healthy person I feel like I should get a kickback cuz I'm not wasting hospital resources from ppl who actually need. it. But healthy doesn't make money so... Also, there have been hospitals that shut down cuz they couldn't afford to stay open due to medicare and medicaid not paying them on time or for the actual cost of the procedures. They'd dictate how much they're willing pay and what they're willing to pay for. :) So yeah...I don't think you know what "free" is... Oh wait, stim checks was "free" money...and not we're in a inflation and an economic downward spirals, lol. Socialism is not a good thing....

[@rossugiarto4036]

Doctor talked to me for 5 minutes at the emergency unit and i was billed 15k.

[@midnull6009]

cuz it's not the dr's that are billing you it's the insurance companies :) I had 3 separate bills once from urgent care. One is for the dr. The others were for the urgent care facility and the fact that it's affiliated w/the hospital. So dr visit was about $350. The urgent care bill was $1200. And the hospital affiliation bill was like $2500. It was great.

[@Kat-qr7hv]

What does that have to do with what he’s talking about?

[@diego.e.a]

They should be ashamed of themselves

[@Alex_Amoroso2003]

Doctors A have no say in billing B that’s a very gross blown up figure bc we both know that’s not true 😂

[@formulasaltythunder4806]

Crazy thing. doctors ,nurses,police and firefighters save lives. Athletes play a sport and make millions for a game

[@TheOtterOnes]

The system is broken and deeply corrupt

[@dadless8753]

$300,000 for living expenses??? Where tf were you living in college? Mars?

[@davidmikeystars]

Undergrad college was free. Medical school is rarely free tuition though there are free ones now and hopefully that continues to be a trend.

[@benjaminandrews956]

He's from nyc

[@jackielowrey3032]

If a person wants to be a doctor they should instantly have a free education

[@RGrant2504]

Primary care pay is actually a bit wider on the lower end. Usually 100-300. I’d say 200 is probably the average if you account for all the small private practices on the lower end. My buddy out of residency is making 180 a year as a general pediatrician and he was very happy with the offer

[@jackie1710]

And then we want to socialize medicine, effectively reducing the salary even more.

[@nxtchickx1856]

Remember there is a price for everything. In this case, time and money is the price your gonna pay.

[@avananana]

How a country lets students go hundreds of thousands of dollars in debt and later make it legal to pay them $8 an hour is ridiculous. Something's seriously wrong here.

[@protoman1214]

That’s while they are still in process of becoming doctors. The same goes for many other majors in higher education. Interns, grad students etc, who usually get paid shit and as soon as they graduate or finish training they get huge increase in pay

[@robustanybody5138]

U think residents directly go into treating patients?? They need supervision and someone needs to pay the supervisor And BTW people are all ready to replace you U think only doctors from US compete for residency?? Nope even foreign doctors compete for that residency

[@Chislevs]

​@@protoman1214 they are in the process of becoming a specialist, they are already doctors.

[@trinaann1452]

Noone should go through this whom are in the business of helping people. we need to do better 😢

[@AverageSensei]

This whole video: 🦅

[@drakemallard1486]

Anyone who doesn't think college should be free is just plain evil or ignorant.

[@donaldv13]

It's more of a graduate tax than actual debt as its not taken in to account for your credit record and you won't get debt collectors at your door if you can't pay it. You benefited from university/college so why shouldn't you pay back for that benefit? I'm in the UK, Scotland to be exact, so our system if different to the US.

[@jettejackson2345]

....or Republican.

[@imhopelesslyaddictedtofent4266]

Nothing is free. The only way you get “free” college is by stealing other peoples money to fund it.

[@straight_up_geek_]

@@TravisBickle-ri1fhso English is a “bullshit” major?😂 Ok, have fun thinking that way 👍🏼

[@alexcisneros2980]

Yes. Everyone who doesn't hold the same opinion as you is evil and ignorant. You're a nexus of intellect and moral character. Everyone else who holds dissenting views are the devil in Disguise. You're the most intelligent being to ever subsist on planet earth.

[@thatguyoverthereinth]

Any other $8/hr job would never give you that much overtime

[@kylebrady864]

What he fails to mention is that if you work for a non profit hospital your debt gets canceled after 10 years. That clock starts once you exit medical school. And you can defer if during residency. So some of these doctors only pay for a couple-few years then it’s wiped since a lot of hospitals are “non-profit”. You can also live comfortably while paying your loans as you make 200-300k a year lol

[@Sub2Cider]

Education should be free. The only thing that should stop people from becoming something is their own skill and dedication.

[@georgevan2606]

Then who pays the professors?

[@tylergaye5457]

That is the only thing that stops people. If you're a genius in the projects or a trailer park you're going to get a free ride through college

[@octobur.mp3]

@@georgevan2606 the state or governments .. it should never be about money when it comes down to educating people but that’s not the case.

[@georgevan2606]

@@octobur.mp3 So, taxpayers pay for the education of doctors and lawyers, then also pay a huge bill for their service. It is not fair to taxpayers!

[@christianjames92]

@@georgevan2606 Same way teachers are paid. You do know we had a time when tuition was either free or like $5k a year, right? Professors got along great back then,

[@Echo024]

Reason #629 why I left the medical field.

[@alexcisneros2980]

The other 628 reasons were just other variations of sucking?

[@nater1328]

Are we just gonna blow past the fact that he spent 300k in “living expenses” during his college years?

[@kristiantorgeirrteigenes1755]

That's what I was thinking

[@cookiesandkate3412]

i think he factored in his debt from med school as well in that number, so living expenses during college + med school debt