Does an overdraft affect my mortgage application?

At www.activebrokers.co.uk we believe living in your overdraft most certainly could impact on your chances of getting a mortgage, so here is some advice to help.
A mortgage lender is assessing if your mortgage is affordable and your ability to keep up with payments.
If you are living beyond your means and spending on unnecessary things i.e. betting, takeaways, clothes shopping etc these could affect your chances of getting a mortgage.
Spend wisely and on the bare essentials.
So please watch and take note.
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