I completely agree with deferring CPP to age 70. I can see a path to take OAS at 65; however I might choose to drawdown more of my own assets between 65-70 which would likely trigger clawback anyway, so deferring it will give me the higher payout with less likelihood of clawback.
@beachesfinancialgroup Жыл бұрын
Assuming you are in good health it is definitely something to seriously consider. Depending on your situation though estate considerations can also play a part.