Dollar Cost Averaging (DETAILED EXPLANATION)

[@itsrosehan]

Hi everyone! Please show me some love in the comments, for the KZbin algorithm 😎💜

[@justinacase2623]

Showing love! keep up the great content!

[@beautifullife6407]

Hi Rose, so besides emergency fund, if I have $10k in a saving account at the bank, I shouldn't put all $6,000 to Roth IRA, and the other $4,000 to a brokerage account? I should contribute each month with a certain amount (let's say $500 instead of buying stocks with all of my spare money ($10,000) at once? I kind don't understand totally the dollar cost average

[@bluuegirl4]

Investing With Rose will you ever do a video on the stocks you have?

[@enriquegomez5664]

Hi Rose..I am learning a lot, thank you

[@ThoNguyen-or1jy]

Investing With Rose You’re awesome. All the way.

[@losahdanny]

I'm on that Investing With Rose binge

[@2s_company_]

That's a healthy binge!

[@rajvo7406]

Is your wrist ok?

[@babybijou969]

Dollar Cost Averaging protects you from your emotions. Brilliant

[@Quibblet]

This works especially for me, since I have more of a reactive mind than an analytical mind, plus if there's anything to go by me silently weeping in the bathroom a couple a times a year at work, lol

[@nicholaszuzunaga786]

26 years old and these videos got me to open an account and start investing weekly. ( 2 weeks in) hoping for the best in the long run, thank you for building confidence in us all 👏🏻

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2.

[@apple1524]

hows it going man?

[@salvadormontes6541]

hey man congrats! hows it been going for you?

[@wesleyfarriss7684]

I love that you use the word “fewer” instead of “less,” when you can enumerate ❤️❤️❤️

[@ZulyJac]

You have no idea how much I enjoy your videos!! You explain everything so well, thank you thank you thank you!!!!

[@itsrosehan]

omg wow thank YOU for that amazing feedback!! made my day 😊😊😊 please let me know if there's any other topics you'd like to see in future videos!

[@cisarvialpando7412]

Because she is beautiful

[@thedon5470]

@@itsrosehan will this DCA strategy work now when the markets are all time high?

[@ChauToVal]

As a young investor with currently just getting a career job, your video provides enormous amounts of confidence. Your video showed up first and pretty happy I saw this one first on dollar cost averaging! Very well explained!

[@ishraqhasan9872]

How is all this information free!? Seriously, you making it rain has jump-started me to begin investing. Within a few days, I've learned how to create a Roth IRA, which mutuals funds to invest in right now, budgeting tips, and now investing in the stock market thru a brokerage account. This is crazy helpful information and I love how you break it down to layman terms while sticking to the facts. Subscribed for life!

[@akin242002]

Fidelity dropped a news bomb! Fractional share purchasing for ETFs and individual stocks went live today. This means the average person can invest $10 in Apple/Google/Amazon/Tesla per month. There is no longer need a full share to own these companies.

[@jeffreywhitaker5154]

WOOOOW! You just answered my question that I put on here!! THANKS!!!!

[@dustywilson5461]

Does this also work for TD Ameritrade?

[@akin242002]

@@dustywilson5461 Not yet. They will have to wait until they fully merge with Charles Schwab. Even then, it is limited to large cap S&P 500 companies.

[@alexlumain1682]

Truly a digestible version of something that feels otherwise difficult to understand, love your content!!

[@ShinoB83]

Best explanation of DCA on KZbin. Thanks!

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2...

[@Tpotter4684]

Thanks for the easy-to-understand explanation with a real example. Appreciate it!

[@Vinni-2K]

i once used dollar cost averaging after i ended up being in the red, which sank my median price a little bit which allowed me a faster recovery, wasn't much but its a great and safe strategy as long as the market recovers

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2

[@Vinni-2K]

@@smithdaniel5 ligma balls

[@the_real_greywolf]

When I saw you in my recommendations I thought, "She looks like she could increase my credit score" so here I am watching 👀

[@itsrosehan]

Hahaha, so did I increase your credit score? Jk - maybe I should do a video about that too 🤣

[@jonkirk2118]

Yet more great content! Who needs a TV these days when there are great channels like this? Many thanks Rose!

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2.

[@loganvegeta4489]

With so many KZbin videos about the stock market, I thought this will be “just another video”. I was pleasantly surprised and I am happy to say it was an amazing video where everything was explained in simple words and more importantly, the person explained exudes a lot of energy and confidence.

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2..

[@sclyon]

Robin Hood now offers automatic investments on specific securities. I buy vanguard S&P 500 exchange traded fund every Friday on fractional shares. Great video as usual Rose!

[@feecee89]

I just discovered you today! Where have you been all my life! Thank you for making investing so easy to understand. Dollar cost averaging here we come.

[@ivanagocanin]

This is so well explained! Thank you... i didnt understand what it was before this

[@j6e5t4]

Try DCA 2.0: when the stocks are higher then previous buys by for 250 instead of 500. If lower then add the 250 you “saved” to the 500. Buy for 750. This way you always buy Lower with more money. 😎

[@AdrianButler86]

Good idea but it kinda defeats the The purpose of having something on auto pilot using the dollar cost averaging method

[@iboxirun]

I hadn't thought about that. Excellent idea, thank you!!!

[@RecordCheese]

What if it keeps getting higher for 3 months, you'll have 750 and the next month could be an time high and if not then, you'll eventually have to make choice to go in with the extra cash and that could be way more expensive. On top of this, you'll also have down time. Did you try it? Were the results better??

[@j6e5t4]

@@RecordCheese no, not tried that. I used to do it weekly on Silver, but I stopt because the stocks were in the same range a long time. But if you believe in the asset you put your money in, and leave it there it could be a nice way to do it.

[@katherinemary3256]

Turns out I was dollar cost averaging without even knowing it! Love some of the stats you mentioned

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2.

[@mikebrown354]

Damn Rose, you are good. I literally watched like 10 videos in 1 go...

[@itsrosehan]

Lol wow, thanks! 🤣 If you’re gonna binge on KZbin videos, let it at least be something that improves your finances right?

[@FocusedOnJapan]

I would agree. Going on vid #4 now.

[@DENicholsAutoBravado]

@@FocusedOnJapan I checked my history and I figured I had watched more than few, but in the 3 days of may it's more like 12 videos with, investing with Rose.

[@neilmartin99]

Lump sum is the way to go in most instances of a bull market, not DCA.

[@GunterSchobel]

I feel like those plant shelves on the right are telling me to buy more Ethereum...

[@jayrstar3]

im dead

[@Vinni-2K]

they where right lol

[@maiden5427]

😂😂😂

[@biffjohnson2076]

And I'm sitting here thinking I should sell it. I only have .06ETH with a 25% gain. I'd rather buy another 1000 VeChain, or put that money into something else. Just my opinion.

[@Vinni-2K]

@@biffjohnson2076 the markets are weird right now

[@alwynmaguire8037]

Ive been waiting for this moment all my life. I can feel it coming in the air at night.

[@sandragailgaines5731]

Excellent advisory, since I got to understand how trading works better. I follow these general simply rules and this has worked amazing for me. Diversify, dollar or pounds cost averaging investing method, portfolio re-balance every quarter and I’ve found a mix of managed ETFs and index funds has worked out the best for me..i've grown to 7 figure portfolio..

[@tonimhamilton2072]

these are suitable steps for seeking greater cash flow on long term trends

[@sandragailgaines5731]

@@donaldlocher2537 so about 60% of my portfolio is in passive index funds and ETFs. I make use of a F.A. It’s pleasant for me this way, over time I feel like even if 20% of my portfolió underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive bag or vacation lol.

[@sandragailgaines5731]

@Olivia Haigges can't actually leave details on here, you could do that yourself her name is "Nancy Jane Gluck, she's quite known ,you can search and connect with her on her website...

[@noneyabusiness8869]

In my opinion, and being a midlife investor, Rose is sharing absolute pearls of wisdom! If you look behind Rose's left shoulder, you will see a number of books that are critical for any investor. The #1 book that stands out the most is the maroon covered book titled The Intelligent Investor by Benjamin Graham. Written in 1949, the principals of this "how to" guide ring true then, now, and will continue in the future. It is widely known as the Bible for value investing.

[@2s_company_]

"With ETFs, there is not a way to automatically purchase more every month." - That is not true. With M1 Finance app, you can automatically purchase every month, regardless of Stocks or ETFs. There's no fee to invest or re balance. The HUUUGE advantage ETFs have over mutual funds is the lower cost of entry. Mutual Funds have minimum investments unlike ETFs, where the minimum investment is the cost of 1 unit of ETF. Overall, I like your content and your delivery. I've noticed it to be fairly accurate and delivered with no drama. Keep up the good work!

[@everett1115]

You can do the same thing on Robinhood.

[@aparnavemuri1967]

Rose - I wish I came upon your channel 3 years ago!!! Thank you for breaking down the information so clearly

[@christianrodriguez1527]

I don't know about how to invest in the Market, I was checking KZbin to provide feedback to starter content creator for this kind of topic and then I found your video. So definitely I am going to use this video as example and then I am going to watch it all to learn more about the Market. You got +1 subscriber with me 😉

[@nomadoverlander847]

For some reasons i had to watch this video twice. ☺️ great info for beginners investors. No false stock ticker selling strategy. I have not watched your others videos yet but from this one you deserve big growth on your channel 😁

[@daralin341]

I am using dollar cost average all the time and it works great. Thanks for sharing. Rose, please do a video on your portfolio.

[@paulborges5725]

For those planning to buy crypto. It's more than that. Without risk management you might lose it all. It's advisable to speak to a mentor or an expert on this

[@jenniferrichards5672]

Tell me more friend, I bought btc dip at 30k though.

[@sabrinapark9578]

Hey Paul, I'm tryna get on crypto, you got some sort of recommendation or trade manager and stuff pls?

[@paulborges5725]

@@sabrinapark9578 sure, I trade myself though, but also got an asset manager

[@paulborges5725]

He got goōd weekly yield, Daniel kapoor 1 2. Check him out.

[@sabrinapark9578]

@@paulborges5725 on lnstagram?

[@BriansWealthJourney]

Trying to time the market isn't my style. I don't have that many active brain cells left, Lol. Your spreadsheet really opened my eyes. I can't believe the spread was so low. You can DCA daily, weekly, bi-weekly, monthly, or even yearly.

[@canpin]

One of the best advise ive seen in YT.Thanks!

[@derreckaffor5584]

Youre literally the best, just subscribed!

[@chrisnewtownnsw]

is there an exit strategy that uses a similar concept to the dollar cost averaging but in reverse as you sell out of a stock?

[@twistedbranchesfishing]

I like to look at Market Timing and Dollar Cost Averaging as tools to use for increasing my net worth. I am using a hybrid investing strategy where dollar cost averaging is an important component. I like Rose's explanations, as they are clear, easy to understand and offer a lot of value. Thank you, Rose.

[@wittleMermaid13]

Vanguard just showed me how to set up auto reinvestment of dividends and capital gains in ETFs! Just need to set it up that way! Otherwise, love the tips! I almost did a lump sum but will do DCA instead! Thanks...I'm doing a marathon of your vids.

[@ManhattanStory]

I can't believe you actually made those spreadsheets, that's must be an insane kind of work. Thank you for that. Your videos are always super informative and I would have not guessed the difference would be so small between dollar cost averaging and timing the market.

[@chungniem9494]

Really good explanation on why and how to DCA. Thank you

[@avaava3031]

Maybe I shouldn't share this...I often pray to God for clarity and wisdom over my personal finance and there was a white board in my dream with the word Dollar Cost Average and a drawing of a dollar bill with multiple lines through, it appeared to be divided equally . Then I just typed Dollar Cost Average on KZbin search and your video appeared..Thank you Rose...if grandma can do it so can I. Oh my that spreadsheet...I hope you did not enter all that data. Keep up providing this valuable content in your individually unique way. More females in this space.

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2...

[@arcadefilosopher8805]

Perfectly explained! Many thankful roses to you Rose!

[@darrellhargrove1444]

U are just awesome. So clear and helpful everytime!

[@e7venjedi]

P.S. love the positive vibes and smiles Rose. We need more women in the investing community for exactly this reason! :D

[@e7venjedi]

@Investing with rose This looks like spam Rose... but it also looks like your account?...

[@marlenecervantes4036]

Great videos Rose! I keep rewatching your videos and I learn something new all the time!

[@itsrosehan]

Hehe cool! Thank you!

[@beachchickensmedia]

this is my all time fav video on investing

[@astaganaga1906]

Thanks Rose, this is explained really well.

[@sfromd]

Excellent video as always, you have changed my life. I am grateful that I came across your channel.

[@MissT813]

Since I have found your videos, I have been investing monthly with confidence. 🙂

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2...

[@kevinmortenson3435]

That is great video Rose that's the kind of invest that I want to do where I don't have watch my invests all the time thank you very much for your videos Kevin

[@USSJ2Otaku3084]

Thank you so much Rose! This was quite informative! I'll show this to my little brother as well. We're both trying to achieve financial freedom and travel.

[@TheSadie88]

Happy to support the channel. You explain things so simply and I am truly thankful

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2.

[@DoanggThaoVy]

Thank you for sharing!

[@Zue_adamant]

Hi there! I found your channel yesterday and tbh I LOVE IT!! I'm new to this-kind-of-invest-world! I hope I will learn a lot from you! thanks! 🤗

[@davidbernalpianista]

Rose you are like me, I like doing those spreadsheets all the time for my finances. I am happy I found your channel!

[@davidbernalpianista]

@Investing with rose lol fake account with 1 subscriber

[@munaan3941]

Thinking that this video was 3 months before the Covid-19 crash, insane how a real life example just followed. If you DCA from the crash till now, u made money!!

[@ChaddyChadLetsGetIt]

Nice work! 👍🏼 I appreciate this video. It answered a lot of my questions. Seems like Dollar Cost Averaging can be applied to crypto as well.💪🏼😍 I look forward to seeing more of your videos. Let’s get it!💰

[@pinglu6685]

You are so nice and well-directed as a educator! I love your videos and you make me want to dive into finance market

[@beeawnkuh1]

Best channel on this topic HANDS DOWN! Thank you so much!

[@bigmike4133]

I just got started using M1 finance for DCA investing and they have auto deposits and auto investing features based on whatever allocation you want... just another option, not advise/advertisement. Love the vids by the way I have learned a lot.

[@eviola77]

Simple and Straightforward...

[@ContrarianExpatriate]

I always lump sum invest 50% and DCA the other 50% over time. That way, I benefit from both strategies at the same time!

[@Sdcruzer99]

Google algorithm FTW! It recommended this video now I'm hooked on Investing with Rose! Finally someone in finance that I can understand. Keep posting Rose!

[@visionarylifecoaching]

Fantastic video Rose, really helpful thankyou. I'm heavily invested in Cardano at the moment so am going to implement this very strategy

[@tapesh6617]

Wow, I love your finance suggestions and knowledge. You remind me of my MBA professor that taught investments course. You nailed it on the dollar cost averaging concept. Can you do more videos on selecting ETFs and how to build a portfolio using ETFS that can weather in any storm? I'd like to know your thoughts and suggestions on that!

[@sagig72]

Great video Rose! Especially good was you covering a situation where you start it right at the peak (like in Japan) which doesn't even ever recover and still you come up on top. Great video!

[@unitedworld6429]

I can listen to her voice all day

[@sandylamba2546]

It is a pleasure to watch your videos. I appreciate the confirmation that I'm on the right track with dollar cost averaging. Thank you for these wonderful videos. 👏👏

[@ningchaowang8000]

The most useful information ever! Thank you Rose!

[@ComeWalkwithMe]

Thanks Rose🙂 just the video I was looking for

[@only_1_sceli]

Your killing it girl :) loved the information really really helpful

[@davidlarot3691]

Thank you so much! Just started investing last year, this was really helpful!

[@Charlie.Lockwood]

Just set up a drip system for VTSAX. Excited to automate and stop trying to time the market. Set it and forget it, take emotion out of it. Thanks for the vid.

[@Profitgalaxy]

Lol in the first 3min of watching. I'm already in love with your video

[@johnm7421]

Awesome content, Rose! Much appreciated as always

[@tyronesterling4158]

Great information, thank you for sharing. I like how you simplify things in your explanations.

[@himono0nna]

One of the best channels out there! 👏🏼

[@bleudiamonds]

This is such unknown territory for me...and it quite frankly scares me. BUT, knowledge is power so I am going to keep emerging myself in this information as I complete my goal of paying off my debt so that, theoretically, I'll be mentally prepared to go the financial distance

[@bleudiamonds]

@@orangemountain457 Oh wow thanks again Imma screenshot this and listen to this while im at work tonight!!!

[@martint6461]

Thank you so much Rose! Your channel is pure gold ! So much valuable information 👍👍

[@PatrickPereira]

You are so cool and breakdown the message into simple terms. I like it, Thanks.

[@grace22267]

Thank you!!! Excellent information :)

[@ArsenioJrRiva]

I love your videos! I would be very pleased if you will discuss the difference between lump sum with this one please for your next video, including their pros and cons. I’m very interested in investing and I want to learn more about it!

[@hellocatwalkcity]

You really put so much work into making great content for us. Thank you!

[@lawrencemorgan8830]

thank you for this information. first vlogger on personal finance or investing I've found a vid for on this topic

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2

[@chimdi]

Such great advice and perfectly explained!

[@Potatoroomr]

THANK YOU FOR DOING THIS I WAS THINKING IF DOING IT!!!! Saved me the math and work! And errors 😂😂

[@mrpowneaty480]

Hi Rose, I'm very new to investing, so have been watching a number of videos on the subject. I think your Channel is so amazing 👍 The information is beautifully explained, and makes learning this stuff fun, interesting and increases belief that anyone can do this. Thank you so much for taking the time and energy to share with us. I've learned so much from you already, and really looking forward to learning more, as I take action. Definitely gonna open with fidelity instead of vanguard after your nice breakdown comparison. Thank you🙏🏾

[@bookkeeperac5050]

Thanks for dropping your knowledge Rose! You are Awesome

[@GriffithCapitalGroup]

Great information.! Very to the point, clear, and concise. All your videos are great. There is no one out there doing this kind of work without a fee. Thank you.

[@davidbrooks8809]

Rose you are the BEST

[@jco482]

Thank you Rose !! Your explanations are so clear and smart ! You rock ! 👏

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2

[@ronie6773]

I ❤ you, you bring tremendous value to me, thank you ❤

[@donavin51]

Thanks so much for the info, delivered in a beautiful way.

[@theobserver5814]

You asked for a like , I smashed like button and subbed 👍👍

[@neilmartin99]

Interesting video, however, I would like to share using lump sum method vs DCA Using Microsoft as an example: If I go back 3 years and buy 1 share at the beginning of each month, I would have 36 shares with an average share price of $152 a share and a total invested of approximately $5237. At today's MSFT price of 248 a share...that would be a profit of $3691. Not bad. If I took my total invested and bought 36 shares in one lump sum 3 years ago for $90 a share...my cost would have been $3240 and my profit today would be $5688. That is a 2k difference. If you are young and have the capitol, then lump sum seems to be the way to go most of the time. If you are leery of putting everything in all at once, then invest about half of what you intend to put into a stock and then make 2 more purchases in the next 2-3 months.

[@GuerrierJune]

You are wonderful!!! Your videos very helpful. You`re a great teacher... Thank you for everything

[@d.wright3581]

Hi Rose. Thank you for the very informative video. It is helping answer some of my questions. I only Searne is a mutual fund part.

[@fuadsworld]

Brilliant video on dollar cost averaging! Thank you

[@smithdaniel5]

Thanks for your feedback. _for my guidance W... h...a... t... a... p... p +.1....9.....1....0.......4...6....3...2....7....9....2

[@nws4714]

Thanks for your time in making this video! Very informativ, well-structured and learnt exactly what I wanted about dollar cost averaging :)

[@csldc]

Your channel is so very helpful. Thank you, Rose.