Easiest Way To Buy & Earn Crypto? Neverless App Review

🟠 Try Neverless with my link, wave goodbye to fees, skip the waitlist and get a $10 bonus when you deposit $100 or more 👇
neverless.com/...
$10 will be credited if you deposit at least $100 in Strategies for 3 months or more
Also, Neverless is only available for EU residents.
In this video, I dive into the Neverless app, a platform that could potentially be the easiest way to buy and earn crypto with zero fees. But is it too good to be true? I'll walk you through how Neverless works, their market-neutral strategy, and whether or not you can really profit from their algorithm that scans for market inefficiencies. No predictions, no guessing-just real-time data and high-frequency trading.
One of the standout features of the Neverless app is how easy it is to deposit money. You can instantly add funds using Google Pay or Apple Pay with your debit or credit card-without any fees! This makes it super smooth and convenient to buy crypto and get started.
Is this the future of crypto investing, or is there more to it? Watch my honest review to find out if the Neverless app is worth your time and investment.
Key Topics Covered:
How Neverless makes money without charging fees.
What is high-frequency trading and arbitrage?
My experience using the Neverless app.
Seamless deposits with Google Pay and Apple Pay
Is this really the easiest way to earn crypto?
Disclaimer: I am not a financial advisor. This video, and the ideas presented in it, are for entertainment/educational purposes only and should not be construed as financial or legal advice. You, and only you, are responsible for your investment decisions. This video, post & article should not be construed as investment advice. Capital at risk.
Affiliate Disclosure: This description contains some affiliate links, meaning that I may earn a small commission if you click through and use these links, at no additional cost to you.

[@SmartMoneywithKai]

🟠 Try Neverless with my link, wave goodbye to fees, skip the waitlist and get a $10 bonus when you deposit $100 or more 👇 neverless.com/referral?code=smartmoneykai $10 will be credited if you deposit at least $100 in Strategies for 3 months or more Also, Neverless is only available for EU residents.

[@xouannito]

Now if I developed such a strategy with 12.71% yield (“these strategies make money by taking advantage of real-time market inefficiencies.”) I’d be keeping it all to myself to make my millions, and exploit the inefficiency before the efficient market eventually nullifies it. There is a smell of scam in the air, Kai hope you are not part of this

[@j.c4life]

Hey Kai , big improvement on the cadence😌. Appreciate as always your in depth reviews of these exciting new sites! Really trust your endorsement:) Will check this site out for sure! Thank you🙏

[@SmartMoneywithKai]

Very happy to hear that 🙏 Many times I am forcing myself to slow down but still get too excited at times 😂 Glad you enjoyed it 🙌 Happy weekend

[@j.c4life]

@@SmartMoneywithKai Your excitement & energy is what drew me to you! Admire your passion & devotion to what you are doing & believe in your integrity:)

[@SmartMoneywithKai]

@@j.c4life 🙏🙏🙏

[@Camaris85]

Hello Kai, I became a fan of your channel, I really enjoy your content. What about the 0.5 cashback return in crypto exchange in Nexo as Platinum tier? Is this better than that? Thanks in advance and keep it coming! ;-)

[@SmartMoneywithKai]

Hi mate and glad to hear that 🙌 Good question, Nexo usually has a high spread built in so with 0.5% you come to around the same as with Neverless, only difference on Neverless you don't need any Nexo token which can go up or down in value, but if you have enough Nexo then that's a great alternative 👌 Cheers

[@wout]

Interesting! But there is no Apple/Google Pay deposit option in my Neverless Android App. Also doesn't show in the screenshots on Google Play. 🤔 It only has 1 business day bank transfer and blockchain transfer.

[@SmartMoneywithKai]

Hi, the Apple & Google Pay feature just came this week, in app store screenshots also not updated but Apple Pay works, can't comment on Google Pay as I don't have it. Bank transfer was done in few hours, USDT via Arbitrum chain done in a matter of seconds 👌

[@rein2523]

How does the 10$ bonus work? Can't find any info on it except the 100$ requirement. Thanks.

[@SmartMoneywithKai]

Hi, thanks for just question, just got the clarification from the team now. They said this '$10 will be credited if you deposit at least $100 in Strategies for 3 months or more' The good thing you'll get some nice interest in the meantime and if you don't want to wait or like it, you can withdraw it anytime. I put €1K for now, will see for a while how it goes and might top up later on 👌

[@aymanrbati]

Would you say it’s less risky than Nexo ?

[@SmartMoneywithKai]

I would say same level of risk pretty much for any crypto exchange to be honest. Potentially slightly more as they are newer and have less operating history but in principle all exchanges are risky hence the higher rewards 😉

[@poif1105]

doesn't Nexo have zero fees? it's telling they aren't showing Nexo in their list of competitors

[@SmartMoneywithKai]

That’s correct they don’t charge fees but have a spread in built which is around 0.4-0.5% so more expensive for sure. Still a great platform 👌

[@annsome]

Nexo topup with credit cards is with 5% more fee

[@SmartMoneywithKai]

Yea that's a lot, that's why I prefer free bank transfer with Nexo 👌

[@fredrikeriksson8561]

Hi Kai. I opened an account, using your link. It doesn’t allow me to deposit more than 1.000$ with Apple Pay. Is there a limit?

[@SmartMoneywithKai]

Hi mate great and appreciate that. I am having the same issue actually and asked the team to check why that is. Hopefully just a glitch as this would not be nice to have such a limit. Thanks for mentioning it 🙌

[@Taislinmaosdela]

How do they deal with transcaction history, or facilitating tax reports by being able to download all transcations or interest summaries and such??

[@SmartMoneywithKai]

Hi great question, I've passed your question on to the team. I suspect for now that won't be in place as they still fairly new and focus on getting the core right, but I have no doubt, given they exclusively focus on EU market for now, that this feature will appear sooner than later as many users will have this requirement, especially as the portfolios grow over time this becomes more relevant 👌 Cheers

[@Taislinmaosdela]

@@SmartMoneywithKai Thank you very much. Signed up for it and got in. A bit disappointed you cannot just transfer over your Bitcoin. Got the impression that you would be able to from the video, but it was probably my misunderstanding. Would have to buy new Bitcoin or sell it to stablecoins to transfer it over and buy Bitcoin there, which would be a taxable event. I'm sure they will roll out this possibility as they grow, as it's crucial for their growth that people can just transfer over their existing assets instead of having to buy new crypto. Thank you for showing us the latest tools for wealth, Kai! Also, correct me if I'm wrong, but any Eur you transfer is turned into a crypto equivalent, correct? Just making sure that I take into account any fluctuations in value for taxes.

[@SmartMoneywithKai]

Hi, thanks a lot and great point you made there, in fact I had the same concern. I spoke with the team today they said this is very much on the roadmap for sure because I would also like to buy my Bitcoin there and then send some of it to my hardware wallet for example so this will come in the next few weeks 🤞 As for EUR, I understand they turn it into a kind of USD stablecoin version to use for trading and lending but as soon as you sell you will get back EUR, hope they will add a change to EUR currency display button also soon to make it easier as it can be a bit confusing. Cheers and appreciate your comments 🙌

[@rein2523]

The no fees is a bit weird. Just changed 200EUR to USD and got 219.18USD, while with the current exchange rate it should have been 219.48.

[@SmartMoneywithKai]

Hey there, Thanks for pointing this out. I did the math, and the difference between €200 converting to $219.18 instead of $219.48 is about 0.14%. This difference can still fall under "no fees" because often there's a small margin built into the exchange rate itself, which is quite common with currency exchanges. Essentially, there are no explicit fees, but the margin allows for the service to function profitably-so this is normal. Cheers.

[@rein2523]

@@SmartMoneywithKai cheers!

[@dereklogan1693]

Hi Kai, I have registered and deposited €100. Is it okay even if it’s not in dollars to get the bonus?

[@rein2523]

Same question

[@SmartMoneywithKai]

Hi Derek, great, I've just checked the team they told me this '$10 will be credited if you deposit at least $100 in Strategies for 3 months or more' means if you just keep it in Prime it won't count, it needs to be moved into Strategies (where you also get the higher interest) and to move it there you would need to convert it into USD. Hope this helps. I've just moved some more funds there myself 😉 Cheers

[@ccchan2649]

Tried registering and going through the on-boarding but got a email saying "after careful review, we unfortunately can't proceed further with your application". Very Strange.

[@SmartMoneywithKai]

Hi and that's indeed strange. From which country did you register?

[@daniloz5673]

Can i use it without Revolut?

[@SmartMoneywithKai]

Good question but I see no reason why not 👌

[@PilgrimAmbience]

Hello Kai, can you do a video about trading 212 card, apple pay card exactly , if it is worth more the fizical card or the virtual card! can you buy everithing from that card? Thank you

[@SmartMoneywithKai]

Hi, I don't sadly have access to it yet, still on the waiting list but as soon as I do, I will most certainly do that. And no, unless you need the card for the ATM to take cash (even never ATM's also accept Apple Pay) then there is no difference 👌 Cheers

[@Lmoriond]

Hi Kai, please can you let us know how the PRIME 3% interest is paid when investing EUR. I want to know if they convert the interest in USD, then its painful when paying taxes. thx

[@SmartMoneywithKai]

Hi Lukas, great question. I've passed it to the team as I am not sure, but I suspect you would receive it in the same currency you deposit, given that they list USD & EUR interest separate, you should also receive it in EUR then. They just convert the currency to display it, but not actually convert the currency from what they told me. Similar to how Nexo operated in the beginning until the introduced native currency selection option. Hope that will come soon to make things clearer. Cheers

[@Lmoriond]

@@SmartMoneywithKai thanks for all you do for the community, u the best

[@SmartMoneywithKai]

Aww, you are too kind, thank you 🙏

[@xouannito]

Hi Kai, This looks to good to be true and it doesn’t make sense whatsoever 0% commission?? Low frames and high frames? Is there a guarantee of our money like with Revolut? Are you absolutely sure that this is legit? If it is it will blow everyone out of the water but I sincerely doubt it! Thank you

[@SmartMoneywithKai]

Hi there, Appreciate your skepticism-it’s always good to question things that sound a bit too good to be true. Neverless does indeed offer 0% commission on crypto purchases, but like with any financial product, it's important to understand where the business earns revenue. They have a small spread on transactions (similar to how Revolut works), which allows them to offer this no-commission model. And in fact I found it so much cheaper than any other exchange I tried. Regarding guarantees, Neverless isn't a bank, so it doesn’t have the same type of guarantee as Revolut. Always consider the risks involved, especially with crypto. Looking at it, everything points to Neverless being legit, but of course, like any Crypto exchange more risky than a normal bank or stock broker as we've seen in the past. Cheers

[@xouannito]

@@SmartMoneywithKai thank you Kai! I ll monitor this, its seems risky- as the whole crypto world-

[@SmartMoneywithKai]

@@xouannito My pleasure and indeed it is 👌

[@MohamedJal]

Are you going to get the 7% per day

[@SmartMoneywithKai]

Hi and sadly no, that would be awesome though, but usually those percentages are always per year. So if you put €10K at 7% that would be around €1.9 per day 👌

[@matthewwoods6383]

Hi Kai thank you for doing this video because I really thought Neverless was a scam. This is what Neverless sent back to me . “ I understand your concern. There are a few important facts I can give you on whether Neverless is safe or not: We're regulated in the EU, which has some of the strictest rules on how to secure and protect customer funds We were founded by former Revolut executives, so people who have experience in the banking and technology domain We're very well funded, by top European venture capital funds Let me know if there are other things you'd like to know about. Happy to help. Best, Mikael

[@matthewwoods6383]

At the moment I have 100 euro earning 3.31% AER, paid daily. Is the money held with blackrock or do you know how the money earns interest? Is it like Trading 212 ?

[@matthewwoods6383]

With Neverless, you earn 3.31%: Paid daily, automatically compounded No minimum amount, no maximum and withdraw any time Backed by government bonds from EU states, which is as low risk as it gets, and provided by BlackRock, the largest asset manager in the world

[@SmartMoneywithKai]

👌

[@SmartMoneywithKai]

Yes, correct, similar like T212 and other brokers it's kept in Money Market Funds 👌

[@SmartMoneywithKai]

Great, thanks a lot for sharing those insights Matthew, appreciate it 🙌

[@ggggg-e3z]

I still can't log in, sent an email to support, of course no response, app is sheet

[@SmartMoneywithKai]

Hi. Log in after you registered or you are on the waiting list?

[@ggggg-e3z]

@@SmartMoneywithKai I can't register

[@ggggg-e3z]

your link dont work

[@SmartMoneywithKai]

What do you mean it doesn't work?

[@MrJohner69]

​@@SmartMoneywithKaiI'm on a waiting list 😢

[@SmartMoneywithKai]

Strange, thanks for letting me, will ask the team about it tomorrow. Cheers

[@Novartus]

In my opinion, reputable companies and financial content creators should distance themselves from cryptocurrency, as it has yet to establish itself as a serious asset. It continues to raise concerns and is often perceived as a scam.

[@SmartMoneywithKai]

Hi, I respect your opinion but I think we are long past the point that crypto equates to scam. Now that banks, mutual funds and the likes of BlackRock and others adopt it and even regulated crypto ETFs exist I really feel this is here to stay. In fact you can make the point with many ‘normal’ ways of investing having equally if not more scams we have witnessed pre crypto. People get scammed with cash too. So while I agree going all in on Crypto may not be the smartest move, not having any exposure to it you might really be missing out on future gains but hey, as I always say, investing is personal and it needs to work for you 👌

[@MohamedJal]

​You mean if I deposit $100 usdt I will bee earning $7 every day

[@SmartMoneywithKai]

No, the percentages mentioned, like with most brokers and exchanges are usualy per year so in this case you would earn on $100 at 7% per year, $7 per year, still much higher than the interest you would get at your bank 😉 For USDT check out Nexo they do pay more, but Neverless pays more on Bitcoin and on their strategies, i.e. USD between 11-14% which is awesome. Cheers