Time Value of Money (concept explained)

This video explains the concept of the time value of money, as it pertains to finance and accounting. An example is given to illustrate why there is a time value associated with the timing of cash flows.
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[@mauriciolima1088]

You're so concise it's refreshing. As an engineering major having to take a kind of catch-all economics class your videos are total life savers, thanks!

[@casuality911]

I watched the entire playlist. Professor Michael explains the concepts extremely well. It was very easy for me to understand. I am eternally grateful for these lectures.

[@rob8482]

I'm going to have to get your name on my degree as a contributor. Thx again for making sense of a concept!

[@seekluv]

So far watched 4 of your videos in a row. So far they are the most clear and easy to understand explanations of these concepts that I have found. I thank you Sir.

[@maximgedik6339]

Thank you for helping me over the past 4 years passing my classes.

[@chiseungahn9418]

Hello I am a college student in South Korea and my major is Business Administration. Thank you for the lecture :)

[@bigge319]

Lol completed my bachelor's degree thanks to you and sal khan of khan academy.......u guys are real MVP

[@rajanazirinshah]

Thank you very much. Easy to understand. I have run 90% of your videos.

[@interest2006]

You are our hero. Thank you for your sincere effort and valuable time spent to make these videos for us. Salute!

[@Edspira]

Thank you for such kind words my friend!

[@treyjasso]

Sir, you are a gifted teacher.

[@dfg1999]

Maybe in the future we won't need Colleges anymore.

[@togggn]

This is a guy who sees the future!

[@naman995]

Damnn bro!!

[@NhuNhu90]

Totally agreed

[@bobsimpson9228]

Colleges make too much money investing your tuitions and loans with hedge funds to stop lol. Employers wont stop asking for degrees because it at least weeds out a few lazy people.

[@ammaryasser6684]

Wow

[@aarijlaeeq]

G.O.A.T!!!! you sir are going to have an honorary mention on my degree

[@deano630]

Thanks alot. Really simple and concise explanation!

[@tussikandel6518]

I wish you were my lecturer.. I clearly understand everything you explain.

[@trinitypark2769]

I always come to you whenever i feel stuck with my class.. I'm taking intermediate accounting 1 now and in one week, i finished 3 chapters(8-10) and I have finals next week.. very challenging. thank you for your explanation.

[@Edspira]

Good luck on your final exam! You can do it!

[@durgesht889]

Thanks...you are doing great job!! Video is really helpful...

[@teresareyes5139]

I watched and re-watched the school videos and I didn't get it until I watched your videos!

[@Edspira]

I'm so glad you found my videos helpful! I hope you do great in your class!

[@christinapantouli4783]

Thanks for making life easier!!

[@Kitoulini]

Thank you-very easy to understand!

[@stellahu9042]

Love you! You saved my life!

[@parthd18]

Hi your videos are very helpful. Wanted to understand how cash flow hedge works. If you can provide an understanding of that

[@rmzyamr1193]

Could you plz rearrange the playlist there 're some ahead of others....

[@Wolvofficial]

thank u for making this

[@rizalukman7982]

This is the most important concept of finance

[@fz7802]

Dear sir, have you done any lecture on capital structure ?

[@MalkahRestrepoViolinista]

Thanks!!! very understandable!!!!

[@capedia8677]

Wow you nailed sir thankyou

[@alassanekane4269]

Thanks I always listen to your video. Great teacher

[@Edspira]

Thank you! 😃

[@MzzVibe]

Thank you for your explanation!

[@Edspira]

No problem! Best of luck with your courses :)

[@labernethy6645]

Great work! Thank you... Great Teaching...

[@Edspira]

No problem. Thanks for watching!

[@kyeeyk7065]

Can you do a video on External financing needed?

[@shah00le]

you are my hero, i hope you know that

[@nishantnatraj6295]

Excellent video!

[@Edspira]

Thanks Nishant!

[@didierleprince6106]

What about negative rates?

[@Meloming1995]

very useful

[@selasiekrampa7613]

Treasure trove. Thank You!!!!

[@MostlyLoveOfMusic]

nice video. what software do you use to make this sort of real-time blackboard-style video?

[@Edspira]

Thanks! I use Smoothdraw for writing with a Bamboo tablet. For the screen-recording I use Camtasia.

[@adamland9219]

But isn't a dollar today worth more than the future? How come are taking the future value like 50 dollars in year 5 and discounting it. Shouldn't the value of the 50 dollars today be worth more than 50?

[@omarcipriano4861]

no, 50 dollar today is 50 dollar. 50 dollar one year from now it is less

[@flowlikeafordbuick]

thank you - these are excellent

[@Edspira]

Glad you think so!

[@user-is6jv6yh4y]

how did he get 1.05?????

[@kamolanoza]

*thanks*

[@veganwilliamdotyfreshour3665]

Time value of money many possibilities greater the appointment the greater the movement?

[@sargenmvyc]

2020 still watching,😍

[@kamolanoza]

Me too

[@jayabrams400]

its my money and i want it now

[@WowYaska]

investment aside, doesn't inflation depreciate money in the end?

[@pauljansen6650]

Yes definitely

[@monicamarie3406]

Thank you!!!!

[@Edspira]

Sure thing!

[@bettyf.9054]

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[@kulitmorningvibes8589]

If you choose $100 today you need to value your time right now . If you train your brain to make more money ! I think your dreams come true ;)

[@Divinepony]

Why do they never explain key concepts like this. I will never understand.

[@bismuth4224]

time is gold😂😂😂

[@chad_the_stud]

even 1.5x is not fast enough! dude save some time! its all about time

[@Carol_-tv6jv]

I'm glad for the pace!!