Elderly Couple Fighting for Their Own Money | Will TATA AIA Help | Senior Citizens Duped of 25 Lakh

In case you have a similar issue please feel free to contact us at:
Nitin Balchandani
Insurance Angels
[phone]
Email: [e-mail]
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Twitter: / insuranceangel
Website: insuranceangels.in
Case Description:
🔍 Unveiling Unfair Practices in Insurance: The Untold Story 🔍
🚨 Watch this eye-opening video as we shed light on the concerning complaint from Anuradhaa and Sh. Ghanshyam Vyas against TATA AIA Life Insurance. This gripping tale reveals the shocking truth behind the mis-sale of insurance policies to an elderly couple.
🔒 Hidden Clauses, Broken Trust: Elderly Couple's Ordeal 🕵️‍♂️
Join us as we delve into the heart-wrenching account of Anuradhaa and Sh. Ghanshyam Vyas, who trusted the reputable TATA Group and invested their life savings in insurance policies. Little did they know that they were being misled by their own financial dreams.
📣 Key Concerns Discussed:
Unwanted Insurance Policies
Lack of Proper Disclosure
Exploiting Senior Citizens
Violations of IRDAI Guidelines
📢 Why You Should Watch:
Discover how Anuradhaa and Sh. Ghanshyam Vyas, with the help of "Insurance Angels," uncovered the truth and their rights as policyholders. This video will empower you to be aware of your financial choices and protect yourself from unfair practices in the insurance industry.
🔗 Learn More:
Explore the series of questions Anuradhaa and Sh. Ghanshyam Vyas pose to TATA AIA, seeking transparency and accountability. Understand the importance of Pre-Issuance Verification Calls (PIVC) and IRDAI regulations in safeguarding policyholders.
💡 Be Informed, Stay Protected! 💡
Don't miss this riveting exposé that sheds light on the dark corners of the insurance sector. Share this video to raise awareness about unfair practices and ensure that no one else falls victim to such mis-selling tactics.
🔔 Subscribe Now to "Insurance Angels" for More Insights and Empowerment! 🔔
📌 Hashtags: #InsuranceScam #MisSoldPolicies #ElderlyRights #FinancialAwareness #IRDAIGuidelines #TransparencyInInsurance

[@kekibillimoria2393]

Government must issue guidelines and ban such policies and withdraw all this from the market and make them payable with 8% interest compounded

[@mi-kun9855]

I work for HDFCLife and as a person in sales I tell you whenever taking any policy try to talk in the recorded calls only.. try to approach for online policies rather than offline agents being approaching..

[@jdthanvi7853]

Very sad as well as angry as how these big companies are becoming rich by sucking the hard earned money of their clients.Firstly these companies will follow their clients by calling them through young selling boys and girls who them selves are in very pitiable condition and after getting business they will never care for their clients.Vyas couple is very strong minded and fighting for their cause to save their hard earned money which is very essential at this age your channel is supporting the needy one I pray for success in your venture

[@premsingh-cv9pr]

Thank you sir for helping senior citizens hope they will get back her hard earned money back from tata aig

[@amitavyas7874]

The respected elderly couple must get justice and this kind of fraud must be eradicated.

[@yogicbody]

as per the terms and conditions , lock in period is 5 years , after which one can withdraw the premium paid... even this gentleman who is making this video has not given proper information

[@shobhapareek4128]

They are a very lovely & endearing couple, it’s really unfair & unfortunate for such a fraud to happen to them at this phase of life. Anuradha ji , popularly known as Annu Aunty for children of her preschool academy. My boys love her till date, please TATA Insurance do help. Anuradha Ma’am & Sir we all are with you & hope you get justice & all your money back.

[@tarakwagle2583]

Anyone who is in age for marriage. Always marry a strong independent women... An educated woman can change family for good. Kudos yo for mam for standing up

[@InsuranceAngels]

Hi Tarak Sir, Absolutely right... Ma'am is really very strong minded and sharp... Regards

[@annuradhavyas3554]

Ouch! I wish……..

[@ramyabaskaran3479]

Really.. Then who will marry un educated girl?

[@user-jz6pq4zx3e]

Don't marry

[@user-ec9tr1eu9w]

It is shocking how people are misguided and robbed of their hard earned money. Hope you get all your money back, ma'am.

[@prasannavenkatesan9267]

Ulip is a scam like scheme. Unfortunately people are robbed. As investors we need to thoroughly go through policy document. The first year premium allocation charges alone are at over 12% for ulip. They do day robbery.

[@meenakshibohra5530]

I pray to God that you get all your money back. We all are with you

[@InsuranceAngels]

Many thanks for the kind support Meenakshi Ma'am... Regards

[@amitsaxena1727]

Has issue of elderly couple resolved? Listed video has the problem statement, do we have any extended video with case resolution. Pls suggest.

[@InsuranceAngels]

Hi Amit Sir, I am happy to inform you that this particular case has been resolved and the resolution video is uploaded on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=zHHgKt67RTG3KXn0 Many thanks

[@mathewsebastian8927]

TATA AIA cannot violate the guidelines and norms issued by IRDA. The Agent must have cheated the customer.

[@mallikarjunareddy2024]

Tata aia good company

[@sacing3512]

This video has ads of HDFC LIFE INSURANCE in between 😮😢😅

[@rohitroy1865]

people are doing fraud.. not the company.. i hope sir and mam got their money back❤.. and one more thing never trust anyone in any matter of money.. always check the guidelines and terms and conditions before any contract. And also keep enough proof of that contract. Be safe and god bless you❤

[@InsuranceAngels]

Hello, Rohit. I get that people are committing fraud, not the organization, but isn't the company liable for the actions of their employees? A group of people and individuals create the company. The policies could not have been issued if the company/individual followed the necessary protocol and process at the time of sale or underwriting. However, if the policies were incorrectly issued and the couple filed a complaint, the firm could easily revoke the mis-sold insurance, but the corporation did not act even then. You'll be glad to know that the company finally agreed to cancel the mis-sold policies and the complaint was finally settled only after the issue was uploaded on our channel and highlighted to the upper management of the company and the government officials. The Success Video is available at the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=4Kp0oQgUz3XYK3B7

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤

[@rudrakshajha3190]

We are all with you

[@InsuranceAngels]

Dear Sir, I am happy to inform you that this particular case was resolved successfully after the case was highlighted on this channel and after the case details were shared with the Tata AIA management and IRDAI officials. We have uploaded the success Video on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=yypkrAIImmQF4ad_ Regards

[@max22111968]

Please share the massage about penalty

[@s.sjamrani8809]

Its ridiculous. All private companies are doing like this.Agents mis guide such innocent people.They should get refund soon.

[@InsuranceAngels]

Many thanks for the kind support Jamrani Sir...

[@choturamdeo]

Unbelievable such big companies can also do this kind of frauds 😨😨

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤

[@lokeshtak277]

Highly disappointed! Can't expect from company like Tata .Hope IRDI will help to get investment with compensation (interest)

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤

[@Bappajee_]

बेहद दुर्भाग्यपूर्ण...... इन बुजुर्ग दंपति का पैसा तो ब्याज सहित वापस मिलना ही चाहिए, साथ ही उक्त CA और तथाकतित भव्य शर्मा को भी बड़ी सजा होनी चाहिए

[@bhuvanasubramanian8278]

It is very sad to suffer at the hands of such scheming people in siciety

[@ankitvyas-br9ez]

TATA ne Jo inko JAANBOOJHKAR bewakoof banaya hai, uske liye to seeeeeedha Ratan Tata Boss ko tag kaijiye! 😡 Aur us commission khor agent - aur usko approve karne waale CA dono ke khilaaf legal action Lena chahiye! Ye insaan Hain ya aadamkhor? Gidh ko bhi sharam aa jaye! Is buzurg couple ko AAP nyaay dilwaiye Sir! 25 lakh + GST + interest! Mental harrassment ka case bhi lagana chahiye Sir! Please help couple! Shame on TATA aur un dono par bhi.......😡

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤

[@esso9763]

It’s very sad that your CA and agents took advantage of the Sr couple. I am sure that TATA AIA will be sorting the matter asap. The grievance addressing Authorities must upload the actions taken and outcome of this case.

[@devmudra2007]

VERY INSIGHTFUL VIDEO,

[@shreyabhansali6622]

Super shocking if such reputed companies do such frauds. Quiet an eye opener. Wish they get refund super soon.

[@loveindia2078]

Please help them .. Bcz they are so much elder senior people. They need their money .

[@InsuranceAngels]

Dear Sir, I am very happy to inform you that this particular case is successfully resolved. The insurance company agreed to cancel the mis-sold policies and we have uploaded the success Video on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=_DXQ9ofK0ODge3dG Regards

[@kshamapurohit6681]

Always read t&c carefully do not trust anyone with out consulting your trusted wellwisher

[@annuradhavyas3554]

I did trust - my CA, my “Fund Manager” -recommended by my CA and THE invincible TATA Company!! I have come to the conclusion DO NOT TRUST ANYONE in today’s world. Go back to what our ancestors did - keep money in hollowed out floors of your house! At least the money vultures won’t get to it. And Mr. Nitin used the very appropriate word “nexus” and educated or not intelligent or not we all fall prey to this “nexus”! Insurances - per se - should be an ABSOLUTE NO! Win win for the companies and nothing for the insured person. Say NO to ANY insurance except medical insurance. Period.

[@drveenachhangani8500]

गजब गजब अपनी कहानी सुना हमे आगाह करने के लिए धन्यवाद

[@InsuranceAngels]

धन्यवाद वीणा जी

[@RahulSingh-tp3hb]

agents nd brokers hi ye sb karte h Direct open market, wrna asha froud nahi hota h, isi liye Bank ya fir insurance company se hi Buy kriye

[@RahulSingh-tp3hb]

And Bina Phonecall Or Vidoe call k policy issues nahi hoti h ye baat bhi samjhiye aap

[@RahulSingh-tp3hb]

jo bhi hua galat hu, Bechare bujurg k mehnat k pashe dub gay, sad.

[@SunitaMane-eg5ol]

They are so well educated speaking fluent English and clearly they blind trusted their CA and agent and now blaming the Tata

[@vimlajashnani]

It's sad to see companies of repute taking advantage of elderly citizens. I hope the couple will be redeemed and their invested funds returned soon.

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤

[@harivasunooru8033]

Who knows those stats also fake for sure

[@harivasunooru8033]

I did a mistake of taking this worst Tata AIA policy

[@kekibillimoria2393]

This type of cheating is very common. I am also scammed by AIA agent, but the amount is not that high. I can manage to pay for 10 years provided I am alive. That is my concern. Thay should be banned from selling such policies to Seniors above 70

[@mallikarjunareddy2024]

Tata aia very good company

[@srinivasaraonayudu6134]

This is not the mistake of Tata AIA Life Insurance Company, mistake happened by agent and customer both, why because customer should refer brochure as well and being an educated customers they didn't ask the questions which they are supposed to Agent. Finally in this context, Company is not held responsibility and Customer can approach Insurance Ombudsman

[@InsuranceAngels]

Hello, Sir In addition to the agent and the client, the business is also accountable. The insurance firm is responsible for underwriting policies. The underwriting department of the business makes the decision on whether or not a policy can be issued. Customers' demands must be understood, and only policies should be offered based on their requirements. Additionally, there is a step known as Pre-Issuance Verification phone, wherein an executive from the company's head office must phone the customer on a recorded line and go through all the details and conditions of the policy. This process was likewise left unfinished in this instance. Therefore, TATA AIA has undoubtedly made a mistake. You'll be glad to know that the company has chosen to cancel the mis-sold policies after the case was exposed on this channel and the specifics of the complaint were shared with the relevant government and company officials. The Success Video for this case will be uploaded very soon. I believe I have been able to address your worries. Thank you.

[@prasannavenkatesan9267]

There are hundreds of videos on ulip. Even if they had taken any other ulip, it would be the same state of affairs for them.

[@InsuranceAngels]

@@prasannavenkatesan9267 Hi Sir, The company has agreed to cancel the mis-sold policy and replace it with a single premium plan tailored to the needs and requirements of the senior couple after the case was highlighted on our channel and shared with senior management. I'm happy to report that this particular case has now been successfully resolved. The Success video will shortly be released. Thank you

[@prasannavenkatesan9267]

@@InsuranceAngels That's really nice to know. They will finally have some peace of mind.

[@prasannavenkatesan9267]

@@InsuranceAngels Why I told that is I carefully had gone through ulip policy papers and they loot general public with a lot of charges. While stocks and mutual funds give a possible return of 8-12%, these ulip guys say they take 12% charges just for premium allocation and a lot more charges like amc to follow. That's ridiculous.

[@parameshgaddam8792]

Hello ....it's not TATA AIA MITACKE it's the middle person's faults

[@marvelous911]

She ran a school for 25yrs and he worked for medical companies how can they not know pension funds

[@jagdishchamat9567]

@insurance angles Sir what do say about TATA AIA Param Rakshak Term plan with Return of Premium? Please reply

[@InsuranceAngels]

Dear Jagdish Sir, I need to know and understand your profile before I suggest any product. Kindly call to discuss your requirements. I will be happy to assist you. My contact information is available in the description of the video. Regards

[@jagdishchamat9567]

@@InsuranceAngels ok

[@kshitijrajkumar4459]

for these kind of sums all insurance companies request 3 years ITR to C the payment capacity of the Client.

[@devmudra2007]

I was also introduced to this policy in Dec 2019 and it is to be paid for 6 years till dec 2025 and its a 12 year term, so I wanted to know if I will get benefit from January 2026 or after 12 years ( My policy TATA AIA LIFE GUARANTEED RETURN INSURANCE PLAN

[@hanumanthraohs]

after completion of 12 year you will get guaranteed returns which was mentioned in policy bond

[@manjunathkambrekar6342]

Sir Maine bhi Tata AIA ka policy bajar se garantee solution & retirement plan liya hu jo 7 year payment karna hai 60 saal ke baad pension bola hai,,2000 per month bharna hai & pension 20000,,kya ye sahi hai sir

[@theertaprasad]

Excellent work

[@InsuranceAngels]

Dear Sir, I am happy and proud to mention that this particular case has been resolved and the concerned insurance company agreed to cancel the mis-sold policies. We have uploaded the success Video of this case on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=5wNYHK0VkAbVmrM3

[@dipakshaw7932]

Tata aia policies are reliable or not specially term plan and ULIP?

[@namansharma9413]

Reliable

[@shantanugk]

This is classical case of mis selling by insurance agent. He sold this policy looking at his earnings rather customers needs. Without Whatsup/Web/Manual PSC, Company do not issue policies. It appears Agent has played with this process. Never buys from any agents who are totally unknown to you.

[@shantanugk]

Fortunate Guarantee Pension is very good product but needs to given to correct audience. All these investment plans should be sold based principle of Need based Selling / To achieve different life stage goals benefiting Customer But in reality many agents do the opposite to fulfill self needs first.

[@samvit94]

From the discussion doesn't seem like an issue with TATA AIA. This couple was played by the broker they were discussing it with. They should be allowed to withdraw. Interest should be charged on brokers! These kinds of brokers should be behind bars. They use names of big branded companies to get people to enrol on policies. This helps them reach their targets but gets people into trouble.

[@InsuranceAngels]

@Samvit94 Hi Sir, I'm happy to report that this particular case has now been successfully resolved. The company has agreed to cancel the mis-sold policy and replace it with a single premium plan tailored to the needs and requirements of the senior couple after the case was highlighted on our channel and shared with senior management. The Success video will shortly be released. Thank you

[@2002khilanand]

​@@InsuranceAngelsYou are really doing good job sir. God bless you❤❤❤

[@2002khilanand]

Yes, exactly. I totally agree with you.

[@ryadav1972]

Agent ho ya broker strict action hona chahiye

[@k0u0s0h0a0g0r0a0]

The fault of Tata AIA is loose procedures. Though everyone else is doing business for making money, Tata has a customer centric reputation. It should have an algorithm to rule out mis-selling like this. For example: 1. Place limits on how much you can invest on the basis of ITR 2. Put broad constraints on policy features instead of fine-prints 3. Disallow selling to irrelevant customers. 4. Have a verification department which provides most important information to potential customers.

[@sonalpatel7582]

Agent ko only commission se matlab hota hai ese agent ki vajah se tata AIA ka name kharab hota hai ....

[@sachinkohli589]

Such a big company can do such a big fraud case with such old people Shame on Tata

[@myloan3310]

I think you have not watched the complete video properly. The fraud is made by an agent and not by the TATA. You cannot blame blindly a great company like TATA.

[@nevadalasvegas6119]

I have plan to take TATA aia sampoorna suraksha ,any problem ??? , I am planning 2.5 lakh annually up to 5 year

[@urveasa]

So sad!!😢

[@InsuranceAngels]

Many thanks for the kind support. Regards

[@swamibhaktimarg2339]

Hello ji kya ye case solve huva ???

[@padiyaviresh1]

Without WEB PLVC policy can’t issued the policy

[@user-sw5pd1bo1w]

I got call also from Tata they said we are calling from Tata insurance I need your help please

[@annuradhavyas3554]

DO NOT BUY ANY PRODUCT FROM TATA 🙏🏽🙏🏽🙏🏽🙏🏽

[@user-sw5pd1bo1w]

@@annuradhavyas3554 they said u can change your ulip plan And pay premium now

[@annuradhavyas3554]

@@user-sw5pd1bo1w You must get help from Mr. Nitin Balchandani! Only he can help Raniji 👍🏽

[@imanand11]

Koi b product jisme miney back ya paisa double bole wo mat lena....aur agent hmesh khud ko bokte h ki hum dirdct Tata AIA se bol re h ....unka nam pucho aur fr customer care p jake sari details pucho jo agent ne bola h wo saf saf bfa dnge ki sab fraud h

[@mohammedshareef6379]

As per terms of the policy agreement tata aia is not at fault It's mandatory to deposit all over five years and can't withdraw any money before Lock in period Only issue here is that it was mis sell of policy by wicked people

[@arunbalibali2037]

Helo sir policy bound k bad itr bhari hai wrong working sir ap galt track pe ja rehe ho itr date chack karo

[@MrAtul1962]

I am also a subscriber to thier policy being purchased in the name of my son in Feb2020 for a five year term with a annual premium of 1.2L which we payed on time but for the 4th one we had to default as being mugged by agencies supposed to reimburse our taxpaid funds in july2022 (14 nos) We lost all our savings in paying for the taxes and charges in order to claim our funds which were denied to us under sly pretexts by officials of the govt.Now we are being cajoled almost every fortnight for the premioum which we are unable to pay bcoz of these manoeuvres .Today again received a SMS(12/4/23)at1600 hrs from them.We urged them to close the policy explaining all this matters but were told to wait upto 2025 that too with a penalty.That is the matter with us.Here again bank managers were involved (HDFC).

[@RajNil-te1pd]

So I will buy bor not , what is your suggestion

[@sunilkumar42056]

Aditya birla agent thug is kind of same thing , need ur help nitin sir

[@ratanpurohit7862]

Very sorry for the senior couple. Hope they get their money back

[@InsuranceAngels]

Ratan Sir, they will receive their money back. We will keep up the fight till justice is provided. It is their hard earned money and only they have the right to use it appropriately to fulfil their goals. Regards

[@srinivasaraonayudu6134]

Please don't blame all private companies, even since 35 years lakhs of the LIC customers were suffered lot with LIC

[@skbaghla4375]

company ki apni term condition hoti plan k according hoti h FG Pension plan me clear kiya hua ki plan me payment return ka koi opation nahi h.. agar agent ne wrong commitment kiya h to use me company ka koi seen nahi h .... policy lene k bad koi dobut h free look perieod ka use kar sakte h policy cancail kar sakte h . .... wese jo intni badi investment kar raha h wo proper jankari k bina pesa nahi lagata .

[@InsuranceAngels]

Dear Sir, The insurance company as a principal company is accountable for the wrong acts of its agents and its employees. Moreover, the insurance company is required to complete the underwriting process before issuing the policy and during the underwriting process the company is required to verify the income documents of the client to establish if the client has the resources to actually continue paying such high premiums on a regular basis or not. The company is also required to make verification calls explaining the terms and conditions and the repercussions of not paying the premium regularly. You will be happy to hear that post we highlighted this case on our channel the company agreed to cancel the mis-sold policies and agreed to change the plan as per the needs and requirements of the client. You can watch the Success Video of this case on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=zEOsSch_-ypkuVxe Regards

[@nayanpbhavsar7019]

I think they have to go at Ombudsman, But it's not a company fault.

[@mausampandey9412]

Sir TATA AIA provides free look up of 1 month where the person can withdraw the Policy so why they have not withdrawn during that period

[@mausampandey9412]

This fraud is done by the insurance agent not company

[@kumargowda1220]

This information has to be informed while doing policy by agent

[@pintu90643]

Ohhh. It's a big fraud.

[@MANISHSHARMA-zw1mx]

Dear, one thing you have not assked from respectful Sr Citizen Couple, while processing this policy, company might have done Wahts apps vedio verification, without this Tata aia never issue any policy.. So if this verification is done thr are least chances to get the refund .. Because in this vedio verification customer admits, i agree to all terms and conditions of the policy no....xyx..of tata aia life insurance... If they have done this vedio verification.. thr are no chance if refund ..

[@InsuranceAngels]

Hi Sir, I'm happy to report that this particular case has now been successfully resolved. The company has agreed to cancel the mis-sold policy and replace it with a single premium plan tailored to the needs and requirements of the senior couple after the case was highlighted on our channel and shared with senior management. The Success video will shortly be released. Thank you

[@abhijeetkumar9772]

Sir mere papa mummy k bhi yahi issue Hai. 2 lacs per annum ka policy hai 5 years ke liye. Unko pension bhi nhi Hai. Thora saving Tha lekin is policy me paisa block ho rha. Sir unka bhi single premium karwane ke liye Kuchipudi solution Bata ye.

[@InsuranceAngels]

@@abhijeetkumar9772 Hi Abhijeet, Kindly call to discuss your case. My contact information is available in the description of the video. Many thanks

[@TheDevil....]

मैंने पॉलिसी बाजार से tata aia का 1cr कवर वाला " स्मार्ट सम्पूर्ण रक्षा ROP"का टर्म इन्श्योरेन्स लिया है,,,7000 monthly pay करना है 10साल तक,,जिसको मैं 11th साल में ब्याज सहित निकाल सकता हूं(बोला गया है) (और मुझे 70 year तक 1cr का कवर मिल जाता है,,,,,,,क्या ये सही डिसिजन था,,या मैंने कुछ गलती कर दी,,plz बताएं??

[@prachisagy8759]

Term insurance me... Interest nhi milta hy... Policy bazar kuch bhi bolkar policy sale karta hy... Or badnam company hoti hy... Jis agent

[@prachisagy8759]

Tata aia toll free per bat kar k reconfirm karey

[@TheDevil....]

@@prachisagy8759 thankyou,,,,tata से कन्फर्म किया हूं,मिलेगा बोले हैं,,,क्योंकि ये return on premium है।

[@deepalikale2092]

​correct hai sir ,woh Return of premium wala plan hai ,don't worry about it. And madam ke case me agent fraud hai, company nahi . Baku lig yo muh uthake ke bolte hai,par hamesha apne dil ki suno 😊

[@varungowda5098]

Financial knowledge ko samajhte huye kyu hoga ? It would be misrepresented case. It can’t be based on ignorance of client.

[@tapanparida3176]

so, what happened finally??? Were you able to help the couple to get their money back?

[@InsuranceAngels]

Hi Tapan Sir, I am happy and proud to mention that we were able to have their money secured and the concerned insurance company agreed to cancel the mis-sold policy. We have uploaded the success Video of this case on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=ner6Xt2ONDBvTZDR

[@tapanparida3176]

@@InsuranceAngels thanks a lot for your good work.. Keep it up..

[@HUNTREZ123]

Sir mere sath v Dhaka hoa 3 aad kee thee ab me surrender kelea bolta ho to bank wlae bol 1..50000 hajr e mildea ab bato me kea kru😢

[@InsuranceAngels]

नमस्ते सर, मुझे कॉल करके अपनी शिकायत विस्तार से बताएं। मुझे आपकी मदद करके खुशी होगी। मेरी सम्पर्क जानकारी वीडियो के डिस्क्रिप्शन एवं वीडियो के अंत में दी गई हैं। मैं बहुत गर्व के साथ आपको बताना चाहता हूं कि चैनल पर उपलब्ध केसेस में से 92% से अधिक केसेस ग्राहक के हक़ में resolve हो चुके हैं । धन्यवाद ।।

[@manojthakur1502]

I am just wondering How come they can sign blank paper… how Tata AIA is responsible..wondering

[@anjaligupta5708]

V bad on part of Tata's You should tag Mr Ratan Tata !

[@InsuranceAngels]

Yes Ma'am, we definitely will do that. Regards

[@YTFACTS2626]

Tata AIA is best option maine khud apne customer ko uske death claim karwaya kar 1cr ka benefit diwaya hu

[@YTFACTS2626]

Agent galat ho sakte hai pr policy galat nahi hote

[@mrarivalee]

apart from the fact that insurance can get you lumpsum money in the event of death, the returns in insurance seems very low compared to mutual funds plus the locking period,

[@madanlalsharma2]

Sir,aapse baat kese ho skti hai.

[@InsuranceAngels]

Namaste Madan Sir, Mere contact information video ke description aur video ke end mein available hain. Mujhe aapki madad karke khushi hogi. Regards

[@deepalikale2092]

Unse baat mat Karo, unka channel ka kaam hai news ko badhava dena aur paisa kamana ,itna hi hai to madam ko help karu chahiye thi paise nikalvane ne ,unki majbooti ja fayda uthaya hai ,aur video ko Rara aia ka naam Diya hai ,Tata ka naam dekhakar sathi log in ka video end tak dehenge aur inke views bad jayenge , fraud company nahi hai agent hai ,ye to samj me ata hai na video dekhne ke band. To phir company ka naam dalne ka kya Matlab. Commonsense hai bhai ...😂😂 agent ko pakdke usse paisa dilva do sir aur madam ko ,company ko badnam mat Karo.....

[@meenakshikandpal5891]

Company acchi hain mane bhi liya hain plan. Bonds mai sab likha hota hain kitne time mai kasai amount milega agar aap withdrawal karogain to. Agent sahi nahi tha. Jis tarah sai policy huyi wasai hoti hi nahi. Kuch froaud hain ismai tata aia ki policy hain to amount 100% milega is plan ke according

[@Mindfulinfo]

#TataAIG Do you know ?? If you buy a Travel policy they will reject your claim if there is a delay of baggage while arriving in India !! They won't tell you when you buy the policy online , instead put as fine print in terms and conditions.! READ THIS BEFORE YOU BUY THIS POLICY . if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than the Deductible shown on the Policy Schedule or the Schedule of Benefits (refer to Part G. of this Policy) from the time You arrive at the destination stated on Your ticket.

[@rahulsureja1599]

I am also cheated by LIC agent in pension plan.

[@Pushkarkv]

What happened to the elderly couple case? Did they get their money back.

[@InsuranceAngels]

Hi Pushkar Sir, I am happy and proud to mention that this wonderful elderly couple was able to get their complaint resolved successfully. We have posted the Success Video on the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=O0COso_caRUvX3yr

[@Pushkarkv]

@@InsuranceAngels Keep up the good work team. Happy to learn that their issue was resolved. You are making a difference towards good in this wild corporate world.

[@umeshmeena500]

Sir mere sath mutual fund badle life insurance sale kar diya h ab m kya karu

[@user-wz9rx9ok6p]

Highly disappointed in TATA INSURANCE

[@InsuranceAngels]

Very Right... No one expects such work from any company of TATA Group... Very Sad.

[@shantanugk]

This is not Tata AIA Mistake. They always do and promote ethical selling. As a customer while purchasing any insurance let it be of any company only if you understood the product and if found suitable for your needs then go for it. Do not go by just what Agent is saying. Further always buy from advisors who follow ethical, customer first practices.

[@manisharajeshthube1922]

सर पहिले ते यहां पर कहा पर कहां पर भी ऐसा बताया नही गया है की ये टाटा की तरफ से गलती हुआ है तो पुरा एजंट की तरफ से गलती हुआ है यहां पर एजंट ने आपको अच्छे से बताया गया नही है अगर आप हर साल 25 लाख रुपये नाही भर सकते थे तो उन्होने आपको सिंगल पे वाला सिंगल प्रीमियम वाला एफ जी पेन्शन देना चाहिए था यहा पे नही एजंट ने आपको डिटेल बताये और यहा पे नही आपने उसको कुछ पूछा है यहा पे सारासार गलती आप कभी है और जो आपका एजंट है उसका भी है प्लीज कोई भी बजे से किसी कंपनी को बदनाम मत कीजिए

[@sayankumar4080]

This is not the fault of TATA AIA . You should blame on the agent who had described the plan. One of my relative is also getting return of this pension plan. And policy holder should know that you can not paid off your money in this plan.

[@ydslooksalon1960]

Me pmegp ka lone le raha hu bank walone to mera yearly 30000 ka nikala hai ...12 sal ke liye 😮 14 ve sal ke bad muze 36000 yearly milega yesa bola hai ........ Lone to abhi nahi mila ...lekin 30000 to polisi ka cut kar liya ... Muze koe solution do ..sir plz

[@InsuranceAngels]

नमस्ते सर, मुझे आज ही कॉल कीजिए और अपनी शिकायत को विस्तार से बताए । मुझे आपकी मदद करके खुशी होगी । मेरी सम्पर्क जानकारी वीडियो के डिस्क्रिप्शन में एवं वीडियो के अंत में दी गई हैं। धन्यवाद।।

[@harikumarakunuri7941]

Its mistake of that broker and the victims. Not TATA company mistake. Company always give the terms and conditions in thd policy proposal and bond also. So they accepted terms and conditions. Then how the companies mistake? Even they have freelook period time also for cancellation after policy issuance. But they didn't do that. The why the people blaming TATA. They are very trusted brand at service. Don't blame them.

[@parimalpandya9645]

Four people committed suicide in the courtroom of oppose to grant bail to the convicted of fraud of bank loan and decreed the house of victims by colour merchandising bank of Ahmedabad 😮

[@apnaashiyana7356]

Sir pension plan me jama karne ke baad wapas nhi milta h na mujhe batay gya tha

[@LetsGetRichieSmart]

Had very bad experience with tata aia term insurance. Their customer care service is pathetic and dont assign any relationship manager or single point of contact to solve customer issues and keep asking same question to customers again and again . I asked for refund of money/premium paid for second year and luckily i got refund . Be careful with tata aia customer service . Very pathetic it is

[@Sachinbkhule]

As per my view customer is educated so why not read policy clause after you get policy copy why not return policy within 15 days

[@vividanu2060]

There is FLC clause, they should have cancelled the policy

[@hanumantyadav8998]

सरजी इतनी बडी अमाऊंट हम इन्व्हेस्ट कर रहे है तो हमारा भी कुछ फर्ज बनता है नियम रुल देखे नही पॉलिसी पडी नहीॲडव्हायझर ने जिस आदमी ने आपको इन्व्हेस्ट करने के लिए बोला उसके बारे में कुछ बोलते नही और नाम खराब कर रहे आप TATA का? टाटा बहुत सारे ट्रस्ट के माध्यम से सामाजिक कार्य कर्ते है लोगो का उन पर भरोसा है और लोगो को कभी भसाते नही.....टाटा एक भरोसे दार नाम है

[@DinukaGyan]

भरोसे को चाटते रहो

[@Vision-yb3us]

1000 logon se loot kar 5 logon ko bhala karna kya punya hai?

[@rajkumarsawant5150]

For trust and Guaranty LIC pension plans

[@namansharma9413]

Galti sabki h... Mainly CA ki, bhavya ki, or in old couple ki... insurance good fact pr hota h ... ap jo btao ge company vo likh legi ... Ca, bhavya, chirag, nextgen compay sab ne mil kr comission enjoy kiya h ... Froad kiya h... Company isn't guilty in this.. Bhavya has to understand the need of his customer & paying capacity... Sirf apne pese ke liye inko fasaya ..

[@InsuranceAngels]

Hello, Naman. You're correct in citing 'Galti Sabki Hain'. It is true that at some point, everyone committed a mistake in having the policy issued. However, I must emphasize that we cannot give the insurance company TATA AIA a clean chit because they also failed to properly execute the Verification Call. This is why, after we highlighted this case on our channel and shared the case details with IRDAI officials and the company's senior management, the company agreed to cancel both mis-sold policies and use the premium paid to issue a new single premium policy tailored to the senior couple's needs and requirements. The Success Video will be posted shortly. I am sure you will be pleased for them and for Justice's victory. Regards

[@priyanka2512able]

Plan is absolutely correct, In there age only required source of income. So they can invest and take benefits after 5 years. Mis guiding by the broker. There is no mistake of COMPANY.

[@InsuranceAngels]

Who appointed the broker and whose responsibility was it to underwrite the policy and see that policies with such high premiums are sold only to clients who can afford such policies and that the policies sold are as per the needs and requirements of the customer. I hope you understand my point. Many thanks

[@harivasunooru8033]

You can’t reach the company right. In the middle support team will be there and they will obviously do fraud. This policy is one of the worst concept and it’s better to do RD for saver side or invest in Mutual funds. I also did big mistake of taking TATA AIA Diamonds saving policy and now I’m crying

[@AkashFromUP]

भाई मैं भी टाटा से टर्म प्लान ले रहा और कल मेरा मेडिकल है। भगवान करे कैंसल हो जाए पालिसी मेरी 😢

[@bslicadviser2892]

😢

[@fsd1578]

I'm also investing on TATA AIA Fortune pro through Policy Bazaar...I'm also worried about my investment on this policy whether its scam or real ? Anyone please help me understand 🙏🏼

[@InsuranceAngels]

Dear Sir, Request you to please call me to discuss your case. My contact information is available in the description of the video and is also available at the end of the video. Many thanks 🙏

[@fsd1578]

@@InsuranceAngels Thank you Sir 🙏🏼

[@harivasunooru8033]

This policy is one of the worst concept and it’s better to do RD for saver side or invest in Mutual funds. I also did big mistake of taking TATA AIA Diamonds saving policy and now I’m crying

[@mehtaparivar3899]

Such polices are given by pvt n govt banks. Pvt investment firms all have same rules,

[@freetime7315]

Kindly pin the Current Status of that Event.

[@gurdevjs]

I received today the Premium amount and Rs.5000/- extra....interest I suppose. Happy ending. 👍

[@InsuranceAngels]

Great 👍

[@pankajoza9291]

last me kya hua vo to batana jaruri hai....sir lakin aaj itna bada premium bhara...kya samjaya hoga...

[@kishorjee]

Tata is not in a fault because Real culprit are CA and Agent..

[@InsuranceAngels]

Dear Kishorjee Sir, I'm pleased to inform you that we have successfully resolved this case in favor of the customer. Additionally, we have uploaded a success video at the following link: kzbin.info/www/bejne/sIWoqJqAopmJrdksi=w7Yuz1hcheKNfR5S. Regarding your comment, TATA AIA bears responsibility because they were supposed to conduct financial and medical underwriting before issuing the policy. They also needed to assess the client's specific needs. Had they performed thorough due diligence and underwriting, as required for policies with high premiums, such issues could have been avoided. Even if the policy was issued, the grievance redressal department should have handled the complaint from the senior citizen couple more effectively. Unfortunately, it appears that three separate departments within TATA AIA-the sales team, underwriting team, and grievance redressal team-failed to fulfill their obligations as per established norms. Do you still believe TATA AIA is not accountable in this matter? Regards,

[@kishorjee]

@@InsuranceAngels great......

[@pun_kh]

Agent's fault...not Tata Aia

[@pal3amrit]

मैं, तो TATA से टर्म पालिसी लेने की सोच रहा था। TATA पर काफ़ी भरोसा था। अब नहीं लूँगा।

[@annuradhavyas3554]

बिलकुल सही करेंगे आप! नाम बड़े और दर्शन छोटे और खोटे। BEWARE 🙏🏽🙏🏽

[@narayanchandrametya1176]

Company apne jagah se hi hai but kuchh chiting agent aapna commission ke jaria misguide korke policy becha. Lekin aise agentko company ke taraf se kanuni karbai koregi.

[@shantanugk]

It will be wrong decision on your front if you are thinking so. Tata has very good term plans with best claim settlement ratio. Either buy directly from Company or buy from Advisor whom you know and trust.

[@prachisagy8759]

Tata aia best company hy.. Kisi expert agent se policy ley....

[@deepalikale2092]

Aisa mat Karo sir ,Tata aia se bankar acchha term plan koi nahi de shakta,

[@soubhagyaranjandas8160]

In this case They blindly trust their CA He is involved with that Broker Agent for Commission , Because of their CA they just agree without knowing the plan in details

[@dannymainra3758]

Tata bye bye Tata……change my plan

[@suleimanhaq5981]

Ya Allah aise teen chaar murge har saal mil jayen toh nayyaa paar ho jayegi

[@VijayGupta-it6zj]

बीमा क्षेत्र में अक्सर धोखा होता ही है नियम कानून कुछ और होता है एजेंट बताते कुछ और है।

[@sagarsareen1469]

Consumer care no. 1915 call for any online money fraud.

[@hanumanthraohs]

video psc will defiantly comes with out that policy will not issue.

[@phanichandravvss1751]

Don't blame entire company for an employee mistake. Every company has agents who does mistakes. Tata aia has 99.1% claim settlement ratio while other companies have 85% That means fraud employees are 1% in TATA And 15% in other companies. Tata is still best ❤