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I go to some sketchy places at times and regular travel insurance won't always cover me (Especially for long stints away from home). Luckily, Safety Wing are the one company that will cover me and for any long stints away or travel to multiple countries, they are by far the best option.... Link below (Recommended!)
safetywing.com...
My condo security warned me not to go to Pasil or Ermita which made me want to go more... I've seen the nicer bits of Cebu so wanted to see where the less fortunate (But more friendly...) people of the city lived...
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