Etsy Paycheck l YouTube Paycheck l CD Ladder l Side Hustle l October, November and December 2024

[@TheALMOSTOrganizedOwl]

WOW!!!! What incredible progress on your savings with your CD ladder!!!! Super happy for you, Tracey!!!! Congratulations on your sales and new products🎉🎉🎉

[@GoldenGirlBudgets]

Thanks so much friend! It really is so fun to watch it grow! 🥰 It has been my proudest thing!

[@yosoyten14]

I was a first time customer, and I’m so happy that I was able to get a Tracy box!! The quality of the items are phenomenal!! ❤

[@GoldenGirlBudgets]

@@yosoyten14 Thanks so much friend! What a great first purchase!!! 💜

[@susanpacheco8318]

Hey Tracey! Your CD Ladder journey is amazing. Jan 2025 marks my 1st year. I’m also going for $1k to start with. Your box! I’m so glad I got it! No words! I love everything in it snd it was so worth it💜💜💜

[@GoldenGirlBudgets]

Thanks so much friend! So glad you got the box!!! Also, 1 year for your ladder with a goal of $1k is amazing!!!!

[@KatieoftheHouse]

These are definitely my favorite videos of yours and I kind of enjoyed seeing 3 months at once. It shows the ebbs and flows of online income. I love how humble and grateful you always are ❤

[@GoldenGirlBudgets]

Thank you so much! I really appreciate you saying that! 💕 I actually think it was kind of fun too to have multiple months in there. Miss you friend!

[@redbone3951]

Awesome journey with the CD ladder you are rocking it 🥰💙

[@GoldenGirlBudgets]

Thank you so much! It’s really been fun to watch it grow! 🥰

[@AprilsFreshStart]

I’m so happy I was able to snag one of the boxes. I LOVE everything in it! I have had portions of my products professionally printed so I know the expense that comes with and to have everything that you had in the box for the price you had it, was such a bargain! If you had 200 boxes it still would have sold out in minutes. That was a lot of work for you and I’m so happy that your CD ladder is now enjoying the fruits of the labor from that! December over $2,000!!! Woohoo!!

[@GoldenGirlBudgets]

@@AprilsFreshStart Thanks so much friend!!! I am so glad you love it!!!! The CD ladder has made me the most proud on this journey!

[@budgetwithmamabear]

Great job on your CD ladder! Love the new stuff!! Those cards 💕💕 So nice!💕🐻

[@GoldenGirlBudgets]

@@budgetwithmamabear thanks so much friend!!! 🥰

[@tammypless8863]

What an incredible journey with your cd ladder. Thank you for sharing this and how you’re doing it. Great job.💕💕

[@GoldenGirlBudgets]

Thank you so much! 😊 It is the thing that brings me the biggest joy!

[@WillBudgetForCoffee]

Finishing , my first year of cd ladders, largely because of your explanation. ❤❤

[@GoldenGirlBudgets]

Wonderful! I am so excited for you!!!! It gets really fun when you get to add to them!

[@rocknrobudgets]

I’ve been loving the Tracey box and so happy they did so well ❤

[@GoldenGirlBudgets]

Thanks so much friend!!!! This makes me so happy!

[@Mfj_moom]

I really enjoy your CD ladder videos. I am going to start doing it in Jan 2025. Your success with it is motivational and inspiring!! Thank you for sharing!

[@GoldenGirlBudgets]

Thank you so much friend!! You are so sweet! 🥹 You got this!!!!

[@stephanie932]

I love that you did so well with your Tracey Box! 🎉 Congrats! 🎉 That’s awesome! 🎉 Your CD ladder numbers are so impressive. I’m approaching month #8 because of your videos. I only get to start each with $200, but it’s more than having none at all. 😊 Thanks for always giving us great content!

[@GoldenGirlBudgets]

Thank you so much friend!! That is awesome! The $200 will add up!!! I love that you are 8 months in!!!

[@SaraBudgetOrganized...ish...]

Amazing job! So incredible to see the growth of your CDs! Just did a quick calculation, if you average 150 for the next 4 months you’ll double your CD value from last year 🎉🎉

[@GoldenGirlBudgets]

Yes!!!! I love the calculation! Thanks friend!!! I will make it!!!

[@prinsammy]

wow! great job... im still sad i missed the box but i still got great challenges regardless

[@cmpprince]

I'm so jealous of everyone who got the box, but I'm so happy it was such a success for you because I know you were worried. ❤

[@GoldenGirlBudgets]

I am sorry you didn’t get one 😢 I was so nervous and in hindsight should have made more!

[@cmpprince]

@GoldenGirlBudgets oh my goodness, don't be sorry. I'm so happy it was such a success.

[@angbudgetanddebt]

Hi friend! So happy to see this video pop up!

[@GoldenGirlBudgets]

Woo Hoo!!! Hello friend! Miss you!

[@CitySquirrel18]

Never thought about doing this, but I love this. I am definitely going to check into what my bank provides. Thank you!

[@GoldenGirlBudgets]

I’m so glad this helps! I love doing my CD ladder. It seriously brings me the most joy!

[@LaineyBugBudgets]

So awesome with your cd ladder! I wish I knew how to start that. Great video friend ❤

[@GoldenGirlBudgets]

You can do it! It is so rewarding! Thanks friend!

[@jessiefaw9127]

So happy and proud of all you have done. Your CD Ladder is amazing and it gives a visual of all the hard work and sacrifices you've made. I have loved every item in the box and can't wait for the next one! 😊 Maybe Tracey's Semi Annual box sale, like Victoria's Secret 😂😂😂

[@GoldenGirlBudgets]

Thank you so much! That means a lot! 🥰 LOL to the Semi Annual Box sale! Now that would be funny!

[@Melindas_journey]

Your update is so motivating! Great job! Love all your new products too!!

[@GoldenGirlBudgets]

Thanks so much!! It has made me so proud!!!

[@juliebugg20]

Awesome progress!!!!

[@debipersson5605]

I was just thinking about your CD ladder the other day. How awesome how well it is growing! So happy for you! I, too, get teased about the way I say bagel. Also, I grew up in Northern Minnesota and I have had people ask me if I am from Canada. I love my Minnesota accent!😂

[@GoldenGirlBudgets]

LOL We love our MN accent! My family has a thicker one than I do which would be similar to the northern MN accent but I still get the Canada question too.

[@dyingoutlaw9676GamesandBudgets]

Hi friend! 💚 great video 💚

[@joyfulbudgetingco]

I love it! You gave me hope. My shop sold nothing during the Holiday Sales but I will keep going. You are showing me it's possible. I will look into a CD ladder. I don't know much about CD's. Time to learn

[@GoldenGirlBudgets]

I am so glad this helped! I love doing my CD ladder. It seriously brings me the most joy! Bummer on the sales! It takes a bit to get up and running! I am 2.5 years in...

[@joyfulbudgetingco]

@ , Thank you for taking the time to put the sales in perspective.

[@stankfamily]

So proud of how far you’ve come❤

[@GoldenGirlBudgets]

Thanks so much friend!!! It has truly been one of things I am most proud of!

[@deannaedwards1147]

I'm so proud of your progress!! You deserve every dollar of this! I'm not surprised by your sales in November! Please relaunch the Tracey box! You could do preorders!! Make a new one😂❤

[@GoldenGirlBudgets]

Thank you so much friend, this means so much to me! 🥰 The tricky part is getting everything sourced from all the different channels and bonus stuff I put in there.

[@sandrashomaker8094]

Congrats on your Tracy box. Great video.

[@GoldenGirlBudgets]

Thanks friend!!! 🥰

[@EE-in7su]

0:40 today IS this week, so... still right :) When you are getting to the end of the year of your CD's maturity, do they contact you, or do you have to just know that it's happening so you can add to it, empty it, etc? How long do you have to make those changes? 4 minutes is SO awesome - congrats on such a successful adventure! It's awesome that you compensated the people in the box; very thoughtful of you. As a New Yorker, I can *promise* you, it's 'BAY-gull' ... but I always love the Minnesota/Wisconsin flat a, so I can let it slide.

[@GoldenGirlBudgets]

I get an email as it gets close to the maturity date letting me know to go in the system and select how I want to proceed. It is actually pretty slick! There is a 10 day window I believe to make the changes. Thanks for letting my Beg - ull slide! LOL

[@EE-in7su]

@@GoldenGirlBudgets This response is so helpful - thank you!

[@PamelaJT]

You are doing an amazing job. Great video 💜

[@GoldenGirlBudgets]

Thank you so much! 😊

[@NichellesBudgetWorld]

Nice job on the CD Ladder😊

[@GoldenGirlBudgets]

It is definitely my favorite part of my financial journey!!

[@HeatherMac77]

Ok you’ve got me really wanting to do the CD ladder now! I’ve been watching you do it and learning but I’m thinking I’m diving in starting January! Eek! 😬 so happy for you! I watched Liz and Wren open your box on Liz’s live and it looked amazing! I wasn’t quick enough to get one though! lol

[@GoldenGirlBudgets]

It would be amazing if you started in January! Even if you start small! It has been the thing I am the most proud of! Sorry you didn’t get a box 😢 They went so fast!

[@HeatherMac77]

@ oh no need to apologize! I’m so happy for you that they were so successful! 😊

[@ShannonsBudgets]

Great video, thanks for sharing ❤❤❤

[@GoldenGirlBudgets]

Thanks friend!!! 🥰

[@karishatavendale3432]

Are you going to do a video of what was in the Tracey box?

[@DenaMenard]

Great video my friend ❤

[@GoldenGirlBudgets]

Thanks so much friend!!! 🥰

[@fayejacobs1043]

Oh my goodness, I haven't watched in a while, since you were getting ready to move. So sorry to hear about Divorce!

[@GoldenGirlBudgets]

Thanks friend! 💜 It has been a busy year 😬 😂

[@Pamcatmom]

So awesome

[@GoldenGirlBudgets]

Thanks friend!!!

[@CashBudgetRetiree]

❤ Tracey! Girl! This is fantastic!!! I'm so excited for you!!! ❤❤❤ Question to Clarify: I bought my first CD with Ally on Dec. 1st. (Yay! 😂) But ... were you saying that I could add to it mid-year?

[@GoldenGirlBudgets]

Thank you so much friend!!!! 🥰 You can add to it when it matures in a year. Some CDs won't let you add money to them at the maturity date. You are better off opening another one mid-year to get another one rolling!

[@CashBudgetRetiree]

@GoldenGirlBudgets I plan on opening one every month.

[@bridgetkeller8649]

I remember that ally had a promotion a few months ago if you joined, how often do they offer those do you know?

[@GoldenGirlBudgets]

They do them a couple times a year. I already maxed out my referrals but I know other budgeters will have a code. I know LizandLess had one available a few weeks ago if you want to reach out.

[@misha7427]

❤

[@GoldenGirlBudgets]

Thanks friend!!

[@tammybowen5307]

❤😊❤😊

[@GoldenGirlBudgets]

Thanks friend!!! 🥰

[@fernwehchronicle]

You pay tax on it when you pull it out? If so, @ 4% interest, it would grow better hidden in a pillow. I know very little about CD's.

[@DebtFreeJessie]

I feel so inspired every time you update your CD ladder progress, Tracey🎉 Great job!! I love that this has become a self-care habit 🫶 4 minutes!!! Oh my gosh! Congrats on such a successful Tracey box launch! Yay, for blowing past your first 1k goal🥳🥳

[@GoldenGirlBudgets]

Thanks friend, it's really fun to watch it grow! It is the thing I am the most proud of!!! I am forever grateful for you introducing me to it!!! 🥰

[@adrienneadelsperger897]

💚💚💚💚🩵