எதுல Invest பண்ணா பண மழை கொட்டும்..? Savings Secret உடைத்த Financial Expert பேட்டி

[@BehindwoodsAir]

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[@jayakumarjaya2303]

2020 ஆன்டு 200 கிராம் தங்கம் வாங்கினேனன் 1 கிராம் 3200 இன்று 2024 ல் 1 கிராம் 8000

[@sameersultan7608]

Check the percentage you paid along with price, rupee changes, inflation then you will know what your absolute returns.

[@SUNMOVIEZ]

One of the greatest analyst.

[@santhoshkumar-vd7qh]

Correct

[@PIXEL00000]

Sir as usual but with a smile face 💛

[@balajikamalesh3338]

Right analysis, people buy gold not to increase their net worth, but as an easy tool to get loan. How can something which repeatedly pushes you into loan ever useful to you???

[@user-premtamil]

எதுக்கு பேங்க்ல கோல்டு வாங்கி கடைல விக்கனும் கடைல வாங்கி கடைலயே விக்க வேண்டிய தானே?

[@GopiKannanS-l9p]

Arumai. An excellent session.

[@gopi8480]

Correct thaan sir neega sollurathu , I respect your thoughts , but oru middle class family ku emergency Loan and savings we cant take la , yaru sir kodupa , if he is agriculture backed also should see la sir , appo where we will go sir .

[@rajgandhi85]

400 gms is told by Anand Srinivasan sir. Just conversion of 50 sovereigns a rounded number.

[@darwinds506]

Sorry, that was told by Madurai Veeran sir. Not by Anand Srinivasan

[@bala130988]

​@@darwinds506sorry madurai veeran sir told recently. Anand Srinivasan sir said long back when he started the youtube channel money pechu

[@santhoshkumar-vd7qh]

Maduraiveeran >>> Anand Srinivasan. Maduraiveeran sir’s ’Rags to riches story’ is the ghe trending one in TN personal finance.

[@srimurugankalai9278]

டேக்ஸ் அதிகமாயிட்டே போகும் னா அந்த டேக்ஸ் அ கவர்மென்ட் மக்களுக்கு பயனுள்ளதாக ஏதாவது செய்யனும். மக்கள் கிட்ட வரி வரி னு அவுங்க உழைப்பை சுரண்டி கொழத்துத் தெரியக்கூடாது

[@kanishkarhemsankar4415]

Gold coin is good you can loan for it till 50 grams , rupees is going come down for sure. So I feel gold is good..

[@suriyaa1]

Great man Pattu sir..pls use his time wisely and useful.

[@AHAMEDMH-x7y]

45 present tax ulla countryla education and medical ellam govt makkalukku qualitya support pannuthu

[@bala130988]

Don’t Put All your Eggs in One Basket. Majority of indians not handling the emergency fund properly for this only Mr. Anand Srinivasan said buy gold for 400 grams before the gold price was less and not more than that but now after the gold price increased he said reduced to 200 grams for emergency fund and not only gold rest he said start investing on the passive funds, health insurance, term insurance I don't know who is the Anchor and without knowing the purpose why did he questioned in a wrong way? Pattu sir your very good motivator and your financial blogs and the way you have achieved your goals is a great inspiration for everyone but case to case people will be different and something is better than nothing. I agree your point without taxation any country can't grow that too developing country but that tax should not be painful and it should be reasonable. One taxation is fine but now the govt is finding day to day basic consumption of the people. Whether same tax can be affordable for all kind of people? Also Whether the govt i giving to provide job for everyone ro pay thiese many taxes? I don't want to hurt anyone here but this is the reality. I have leanrt many things from both of them. Also Mr. Anchor next time think and prepare useful question which is relevant in which is useful for the viewers and don't make it as debate and also your age will be the experience of someone so think before you speak. Always respect the elders.

[@santhoshkumar-vd7qh]

Where did the anchor disrespect the guest ? He was correctly asking why gold was not needed when it is an inflation hedge. Pattu sir is also correct. He is a strong proponent of debt and equity alone. He says gold gave similar return as debt in the past. Gold is purely for consumption.

[@santhoshkumar-vd7qh]

Anand Srinivasan is asking us to save 400 grams/ 200 grams now. That means, close to 16 lakhs in gold. If gold can be 10-15% of our portfolio, we must have 1 crore in other financial assets. Is it possible for a common man ? Gold can be considered as an alternate investment. But keeping gold worth 15 lakhs without even starting equity investment is not a good idea. Don’t be blindly carried away by any finfluencer’s idea. They may not always be correct. Develop an understanding on asset allocation and maintain it as per your convenience. Coming to diversification point (all eggs in one basket theory ), he advises people to take exposure in debt like liquid funds, money market, gilt funds. He suggests PPF also. Is this diversification not sufficient?

[@santhoshkumar-vd7qh]

For a financially literate person, gold can’t be an emergency fund. Emergency fund must be in savings, liquid fund or in fixed deposit that can be broken anytime. Don’t say for a layman, gold is better. Here, we are learning about financial independence. No layman is watching this video. If you want to understand the intricacies in his interview, you can’t be a layman. You must have some idea about inflation, currency depreciation, hedging, volatility etc., Will a common man know all these terminologies ? There are several asset classes for layman like ATAL PENSION YOJANA, small savings post office funds. That is a separate subject altogether.

[@bala130988]

@@santhoshkumar-vd7qh Do you know the story of Sri Lanka? After China entered into Sri Lanka what happened and till now why they are suffering? People from Sri Lanka came out with their gold started business in other countries like India, Singapore, etc., In this situation gold only helped not their currency, any kind of assets

[@bala130988]

@@santhoshkumar-vd7qh people who can't opt for the physical gold they can buy Gold ETF or Goldbees where you can buy gold in milli gram which is trading at the price at Rs. 64 which is safer than the physical gold no need locker to keep it safe later it can be converted into physical gold if they want. The investment return is less than the inflation rate it is not useful. All debt funds and ppf returns are less than inflation rate ppf or ssy can't be stable during the covid govt has reduced the interest rate so in future we can't predict. Only equity can beat the inflation for longer period and also the risk need to be understood by the people in the falling market if people see loosing the money they can't digest it.

[@anishrajan1123]

மக்களுக்கு வரி போடும் அரசாங்கம் BCCI வரி போடவில்லை. பணக்காரர்களுக்கு கடன் தள்ளுபடி செய்கிறது.

[@Truthful55]

Dei anchor anand srinivasan nu director ah name solla vendiyathu thanea... Avara pathi nakkala peasura unkitta atleast 50 gram achum vatchu erukiya???

[@bala130988]

Super Thaliva 👌 itha than naanum sonnan antha Anchor unnoda vayasu avaroda experience pathu mariyathiya pesunum

[@santhoshkumar-vd7qh]

He didn’t troll anand srinivasan. He is just referring to his strategy of saving 400 gms gold.

[@santhoshkumar-vd7qh]

How do you know that anchor doesn’t have 50 gram gold. Don’t personally attack anyone.

[@rajavs885]

Time waste content.

[@santhoshkumar-vd7qh]

Neenga unga time ah apdi Enna sir best ah use panteenga? Indha video paatha time ah waste nu solreenga ?

[@viralvideos5260]

இந்த தகவல் சரியில்லை

[@mahadeermohamed6405]

Zero tax in dubai.

[@gspackiaraj]

He always speaks negative ways but never gives any positives for clueless people.

[@samyeefarooqighulamdastagi5927]

So Pattu sir thinks gold is more volatile than equity? Yenna sir ipdi Misinformation. Usually he speaks with data to back it. Not on this occasion

[@santhoshkumar-vd7qh]

Please go and check the period from August 2020 to April 2020. Gold fell almost 20%.

[@bala130988]

​@@santhoshkumar-vd7qhYes your right but check the period after that it was doubled now.

[@santhoshkumar-vd7qh]

Even large cap equity has tripled from March 2020. Here, we are talking about volatility only. Not about the appreciation.

[@santhoshkumar-vd7qh]

@@bala130988don’t devote from the heading i.e., volatility.

[@praveenparthiban3153]

Antha manushan paavam da unga kita maatitu mulikraru

[@santhoshkumar-vd7qh]

He gave interview to many small and developing KZbin channels also. Avara corner panni laam question keka mudiyaadhu.

[@thangarajsekar9998]

Waste video

[@santhoshkumar-vd7qh]

You need to analyse a lot of historical data to arrive at a conclusion. Don’t simply comment ‘Waste Video’. You may have a different perspective. Write that in comment. Let’s discuss on that. Summa ‘waste video’ nu Oru person oda efforts ah criticise panna koodathu. Change that mentality, otherwise it will be very tough to grow. Pattu sir has attained financial independence through this non-conventional ideas.

[@saveenkumarymv]

His knowledge on finance is questionable

[@santhoshkumar-vd7qh]

Ask that question. Summa comment poda Vendaam. Why one is not aligning with your thoughts ?

[@saveenkumarymv]

@santhoshkumar-vd7qh the one related to gold, nothing else. Please give the data for the past years on the ROI and reason why he is not supporting gold. All the fiat currency is being backed up by gold but his comments depict different version

[@thangarajsekar9998]

தவறான கருத்து அய்யா. Waste video

[@santhoshkumar-vd7qh]

Ungaluku dhaan thavaraana puridhal. Go and see his freefincal website. He has given excellent data about the gold.

[@santhoshkumar-vd7qh]

Ungaluku avaru solla Varadhu purila ayya. Adhuku Enna panna mudiyum.

[@yamunajio8042]

👎

[@mayilshanmugam1171]

Waste idea

[@santhoshkumar-vd7qh]

Don’t watch with a bias. Understand what he is trying to convey.

[@rskm0831]

Useless talk

[@santhoshkumar-vd7qh]

Apdiya ? Edhu sir ungaluku useful ah irundhuchu. Oru 5 videos link share pannunga.

[@ponmozhigovindasamy3686]

Don't post any video

[@santhoshkumar-vd7qh]

Why ?

[@santhoshkumar-vd7qh]

You don’t watch any of his videos. You need some prior knowledge about asset allocation to understand pattu sir’s videos.

[@RaviKumar-ty6kp]

Wrong opinion.......😂😂😂.... Gold is alltime ultimate....