FA8 - Financial Ratios

[@mmatongo]

I have a Financial Accounting exam in two weeks, you have no idea how much you've done for me. This is literally salvation.

[@Ronivanhalderen]

Exactly, learned more from him than in at the university where I study

[@mmatongo]

@@Ronivanhalderen It's a God sent.

[@PunmasterSTP]

@@mmatongo Hey how did your exam go?

[@mmatongo]

@@PunmasterSTP Went well, I passed the exams. his content is gold.

[@PunmasterSTP]

@@mmatongo That's awesome! And I definitely agree about Tony's content.

[@joaodavolimeyer7379]

you are a legend. One hour of you’re videos helped me more than an entire semester at my university.

[@TheFirstToTheTop]

couldnt agree more after finishing these videos until this part I learend more than I did in 2 months of financial accounting, I have my first exam in 2 days and after every video I get more and more confident

[@chameleon28]

@@TheFirstToTheTopdid you pass?

[@Gi_Lovely]

You make Accounting so easy to understand. I don’t understand why some professors literally make it impossible for Acct students. I can’t thank you enough!

[@danielafernandez7148]

Thank you for that amazing story professor! I emailed you previously talking about being in this same position. Now I feel better, and I know that if I continue to watch your videos and complete the worksheets, I too, can succeed ! THANK YOU FOR DOING WHAT YOURE DOING !!

[@Tony-Bell]

Thank you~~~!

[@briggsloft9475]

100% passion We need more people like you.

[@mshiera]

Failed my class last semester during my second year and am striving to become a professional accountant, basically putting all of my eggs in one basket. But ever since last semester, I've been so discouraged in studying accounting because I ask myself, "What if I'm not built for this.. what then?" But luckily, today, I finally clicked on this video that was next in the playlist. Your story was so relatable and it makes me relieved to see someone who was just like me being in your position. So your story hit the exact same mark for me.. it was like seeing a mirror into the future and I will work my hardest this fall semester. Thank you so much, Tony!

[@ummok..4823]

Good luck!! i failed accounting my first year second semester and i am now trying again.

[@emirhandemir3872]

With all due respect, I'm not here because I'm studying accounting in college. In fact, I'm not here because I want a degree or phd or something. I'm here because I read rich Dad poor dad and that book literally changed the way I look at the concept of money. The Rich dad didn't taught his knowledge only to Robert Kiyosaki but millions like me. I'm here because the rich dad said "There are 4 lessons you must learn to get rich: Accounting, Investing, Understanding Markets, and the Law". Hopefully, I will complete the step 1 with your videos and Im greatful for your videos. Thank you so much sir!

[@gacalka]

Same. I dropped out of college (undergrad uni), read "Rich Dad Poor Dad" and that brought me here too. Good luck to ourselves, Emir.

[@ryanpower9580]

Thank you for that story at the end there, I recently began intro to accounting and starting tonight I've started watching your videos to study intensively. I recently took a quiz, after a particularly difficult previous week, having missed 2 classes, severe depression, I took a pre midterm quiz. I got a 63% on it. I felt utterly destroyed. The previous semester I had a GPA of 3.85 and I have a huge interest in Human Resources, so accounting and financial knowledge is key, but, I felt like such a train wreck, and the quiz seemed like such a blur, but as your teacher told you....I have to do better on my next tests and mid terms, you can't dwell. Which is why I'm here watching your videos. Thanks so much Tony, I'll be watching the rest of your videos, especially ones on credits and debits for my midterm on friday of next week. You really are a passionate professor to be putting this much time and energy into teaching, I learn so much from KZbin Videos, so much more than I do from textbooks, it's almost like having a personal tutor. From 3 videos, I've made 6 pages of notes and I feel so much more clear on the last month of school in the past 2 hours. Really Tony, Thank you so much.

[@Tony-Bell]

Thank you so much for that comment. Good luck in your class :) Let me know how it goes.

[@ryanpower9580]

@@Tony-Bell I got 76% on my first Accounting Midterm, Class Avg was 66. Difficult exam, but I got you and my instructor to thank. You're the best, Tony!

[@itsnotif.itswhen]

I could never understand the relationship between debt and equity ratios previously. Now I could remember the formulas and their meaning without trying to practice. HOW could you make it so easy? Everyone who is taking accounting foundation classes should be watching your videos. Also, your personal story is really motivating. As someone who just discovered and was diagnosed with ADHD in my early 30s two weeks ago, my imposter syndrome, anxiety, and depression were so bad that I wanted to give up on being a CPA every time. Since discovering your videos, they just gave me so much hope that I could understand accounting subjects and I could beat the odds to become a CPA. Thank you!

[@KB-yr3ne]

The encouraging words at the end was exactly what I needed to hear because I know I failed the exam I took earlier today, so thank you for that ! Plus you taught better in one hour of videos then my 3 hour lectures every week so far this semester

[@tamaramelo8217]

Tony you have no idea how much you have been helping me with your amazing lessons. I'm Brazilian but I live in Ireland and not only I have to deal with the fact I'm doing college in a second language but also I have always considered myself to be bad in math. 😑 But with your videos I can finally understand and believe I can do it!! Thank you so so much!! Cheers from Ireland!!

[@KadzemClaude]

I have a Financial Accounting exam in 2hrs 30mins from now and I think I should tell you how life saving your videos have been to me. I actually realized that I have learned 80% from you over few hours and 20% from my lecturer over 3 weeks. Thanks so much Prof. I am confident to pass well. Keep up this great work!

[@eyrinmc]

I also didn’t pass my accounting classes back then but now I’m re-studying it myself. I realized that what I once thought would stress me out and make it seem like it’s the end of the world after failing to comprehend and find joy in the process of learning accounting, I enjoy learning it by myself now and your videos have helped me a lot so I want to say HUGE THANKS for that!

[@ebenezers.oddikoe8886]

I have hated accounting for so long. And as im planning to do my MBA i realised i need to overcome my fear. So far its been smooth. Thank you Prof

[@911wasindeedafalseflag]

these videos are incredibly helpful. i dont even think you can imagine how many people you are saving with these. thanks tony!

[@TASady]

Totally agree!!! I'm sharing them with some of my classmates, who are terrified of accounting!!!!!

[@benjaminharris8354]

this is so crazy! i also bombed my first accounting exam (like a couple weeks ago) and I was so devastated when I found out. i literally thought it was the end of the world for me. I'm so happy to see that it all worked out for you in the end because not only does it give me hope, but it also shows that you're human and that this kind of thing can happen to anyone. thank you for helping me w accounting and showing me that it's never too late to bounce back

[@DavidHernandez-cx8qe]

Finally someone who makes accounting enjoyable to learn

[@hansenmaleki1030]

Hello Mr. Bell. Thank you for your beautiful memory that you described about your first Accounting exam. That is a really perfect lesson to learn in all aspects of life for everyone. Have a great time!

[@TASady]

I just started back in college to finish a degree I started 10 years ago. Financial account scared the hell out of me! After hours of studying in my course, it still made no sense! Then I found your videos, printed out the work sheet and WOW! Its starting to make sense! And now I feel confident, with your videos I actually have hope of passing the class!!! Side note,, your story at the end really inspired me,, that even if I don't do so well on my upcoming test,, I can still do this!!! THANKS!!!!

[@Tony-Bell]

Awesome! Let me know if you survive the test :) Good luck!!

[@TASady]

@@Tony-Bell Well, I took the test, I got an F. LOl! I didn't get an F for wrong answers, I got an F because I ran out of time. The good news was that everything I did do was correct. It also helped me , when you told the story of getting an F , so I wasn't too upset, because I felt I knew it and just needed more time. Also, your having us lable every transaction first before proceeding made it sooooo much easier to identify and answer a lot of my test questions!!! Thank you again!!!

[@Tony-Bell]

@@TASady Oh no! I'm sorry to hear that - but at least you have a good attitude about it. Good luck on the next one. It's usually worth reaching out to the prof and asking what you can do better next time....

[@TASady]

@@Tony-Bell I just took my second test,,, got a ,,, wait for it... lol... 93% !! Whoooo HOOO! Nailed it!!! I used a lot of notes that I have taken from your videos as well!!! I still have LOTS of your videos to review.. I like doing the worksheets since , as I always say,, "Repetition builds skill" I feel the more I do the better I'll get and the more this info will stick beyond the test!!! Thanks again! You Rock!!!

[@Tony-Bell]

@@TASady Woot! Well done :)

[@carincallie6558]

Heading into an MBA program next month and found you looking for a little accounting review. I wish I had you in my intro classes in undergrad! You are truly AMAZING at what you do and I am so grateful to have stumbled upon your videos. Thank you!

[@tannahmutune8245]

I have exams in 2 wks to come and these lectures are really helping me🤗🤗👏👏💕

[@ClaudiaArelyVlogs]

Hello, Can't stop watching your videos. I am 45 years old, just started my accounting class and my first two quizzes were low grades, and this Friday I have my chapter test. Before watching your videos I was worried, but now you have given me so much confidence that I can do it. Thank you so much for the story of your first failed test. It made me laugh and at the same time, it encouraged me to keep going. Thank you !!!

[@Tony-Bell]

Good luck!!!

[@BridgetSmart-xf6ny]

I usually just ignore when creators say to like and/or subscribe. But honestly, you are such a great teacher and so genuine in your videos that I didn't even hesitate to do so. Keep up the amazing work. You're saving so many students' lives (including mine) with your easily comprehensible and well explained course

[@fretinit603]

I am older and getting closer to retiring from my day job. I am looking to startup a business, and I need to understand accounting to make that happen. Your videos are excellent. They are easy to follow and understand. Great Job! Thank you.

[@JennaZaza]

You're such a life savior. Your teaching style makes it so easy to digest the content unlike how my current accounting prof teaches right now. Come to Stony Brook University and teach us please! :)

[@faith5703]

Thank you so much, Tony, for these videos, i never in my life knew I could understand Acc. but now I do because of you and your story is motivating me. All the way from South Africa.

[@ne9450]

I never thought I would like accounting till I discovered your KZbin channel ! You are amazing ! You are making it look so easy !

[@Ace2231-t3b]

I'm so glad I found this video. I failed my first accounting exam and was watching this to try and do better on the next one. Your story in the middle was just what I needed to stay motivated. I have to get at least 78% on both of the remaining exams to pass, and I think I will be just fine now that I found your channel. Thank you so much.

[@shidooahmed]

i think you're one of the best professors i've ever watched on youtube you have amazing personal acceptance makes educational material more fun

[@Kiki-fe2le]

Thank you so much for these videos. I'm changing careers and it's helping me prepare for my future courses I'll be taking. It's been 15+ years since I took an Accounting course. Thank you and God bless you!

[@Tony-Bell]

Thank you!!~!

[@nahidiac]

You're amazing, Mr. Bell. I didn't have accounting in my entire elementary and high school life. Now I'm a Computer Engineering major, and no accounting so far. Although I've heard there's a basic accounting course in the third or final year, but at present, I'm learning it out of interest and your videos are just keeping it kindled up.

[@afshafi]

Thank you so much Tony for the clear explanation, which literally made me understand accounting!

[@kmartharris]

The Story was very inspirational. I failed my first accounting test too, and have the second one tomorrow trying to re-learn the whole subject because it still doesn't make sense. These videos are so helpful.

[@leslieflores558]

I failed my first exam 48/100 and i was so confident yet the 20pt questions i didnt pass because I delete everything and restart. thank you for these videos!! I stayed till the end again and left a like you deserve it👍

[@leslieflores558]

if i dont forget i took my 2nd exam yesterday i will update with my final score! it was based on Chapters 1-5

[@Tony-Bell]

Good luck@@leslieflores558

[@L8ybugLori]

Thank you for explaining this portion so clearly! I am LOVING these videos and the workbooks. It is making my college journey much easier!

[@Tony-Bell]

Thank you!

[@007keyboard-warrior]

I failed my first accounting test when I was studying my degree! got scared and dropped all the accounting modules. Today, I regret it as I wish I would have found a tutor like you or even this video. I am currently pursuing CIMA and also mentally prepping for the CFA in the future. Your videos have for the first time truly made me understand what each of the statements mean and I did each one of them with such ease and comfort. I cannot thank you enough! I look forward to completing all the videos and then complete the Management accounting series later to become an accounting genius lol. But seriously THANK YOU! I can finally say I understand what a Balance Sheet or Income Statement is with pure comfort

[@lhernandez3236]

The most positive feed back EVER!! I normally end it and don’t lien to hear the talk but you literally made me understand it even though I’m about fail my exam since I’m behind and I know I can do better & man these videos made it make sense that I’m ready for next class for intro accounting., embarrassing but if you could I could!

[@jaberfaqehqx]

I didn't saw any one in my life can make numbers and accounting fun as you did thank you very much for that and for motivation us.

[@Justsomeguycommenting]

Thank you so much sir, you have no idea how much you helped me getting confidence in my FA course. My lecturer is Greek and has a very thick accent, which had me confused on what he was saying for the first 3 weeks. I thought I was going to fail FA but your videos make it so much easier to understand and much much more interesting to learn

[@gigabitcom12]

you are genius. I'm neither an accountant nor an accounting student but I find your lessons fascinating. You make it so easy to understand.

[@michaelanderson3566]

You're such a cool guy bro. I have my final tomorrow, and these vids are so amazing you're such a clear teacher. Love the stories and motivation. We need more people like you in this world for real.

[@JudithChibuye-w6b]

I am in my first year at the university and I follow your lecturers and your lecturers gives me an easy and interesting understanding of bookkeeping. Thank you.

[@ontariogirl7653]

Thank you so much for your story Tony, and no it wasn't ridiculous. I have been struggling some with my accounting course, but after listening to your story, it gave me some confidence that its not the end of the world if I don't do well on my upcoming midterm or in this course for that matter. You are soooo down to earth when your teaching and you walk me through each step and the thought process of how you come up with the solutions and reasons for things. I can't say enough how much your videos are helping me with learning accounting. I really wish you were my prof because your teaching style and my learning style are a complete match. So if you ever come to the East Coast, I would love to give you a big hug!

[@Tony-Bell]

Thank you ❤

[@evelinmejia9447]

I am watching your videos as I am waiting to take my first accounting test ever and honestly i am feeling more comfortable watching your videos than listening to my professors' lectures because even though she is not bad she tends to just rush through the context without really working out the problems herself, which in my opinion is much more helpful than reading it off the book and trying to explain what was done to the problem.

[@ShaunaOCallaghan-m7k]

These videos are amazing. I've learnt so much more watching these videos than I have in my accounting class in university. Thank you!

[@barbaracalderon9884]

Thank you so much for the story, 2 weeks ago I did my first accounting exam and it went horrible! I studied so hard for more than a month and I got a terrible grade. So hearing an accounting teacher telling that story really recomfort me, thank you so much for all the explanations and stories.

[@johnantezana3206]

Thank you for these videos Tony. Really helped me understand Financial Statements in general and I truly appreciated your story. I'm a tech guy who's diving into finance courses and feel that your videos have been so helpful.

[@Quinn-lk8ls]

I start accounting in college in a few months, hoping these can get me a headstart they are awesome so far

[@ДаянаАхмедова-з6у]

Thank you so much! I missed a month of my Accounting class and thanks to you, I finally started to understand most terms and exercises during lectures.

[@leannamoreno7224]

Thank you for sharing your story, Iv been stressing out, crying, over an exam I have to take in 5 hours, I found your videos and it was almost like a sign from above reminding me that it’s going to be ok. Thank you so much for posting your videos and providing exercises ❤❤ I have learned more from you in 5 videos then I have in my own class of 13 lessons

[@AUokay]

That end story was incredibly motivating! thank you Tony!

[@adelghandor9327]

Man that great, and i found it very helpful as i have Finance Accounting Exam in Jun and in the same time i working and i could not finish all the workbooks and i out of time so i went to KZbin and here i am i happy with what i learned so far, thank you very much

[@itsjustmedeedee6978]

I needed that story more than I needed the financial ratios! I failed my first test a few weeks ago and cried! Thank you! Great videos as well!

[@iqbalanwer481]

Very thorough and very well explained. This man has passion and the right technique to teach accounting. A passionate teacher. Bravo!

[@ismailismaili0071]

Hi Mr. Tony thank you so much for sharing your story it's really useful to everyone who watches the video thank you

[@MuzhdaKhalil]

Oh God! such an amazing and inspirational teacher I'm learning more than my actual teacher. Thanks, sir keep working and always shine.

[@alexagonzalez6512]

Best professor around! You can tell you love what you do and that you genuinely care. Thanks for all you do!

[@daomai9915]

Thanks so much for training this to us. We appreciate it. It is helpful. You offer these courses without expect anything behind. We can't thank enough. You are such a great person that is difficult to find nowadays.

[@TeslenaRogers]

Thank you, I loved your story, I’m taking accounting for the second time, I failed the first time. And it’s the one course that I’m continually struggling in, Tuesday is my final exam, and your encouragement and advice is exactly what I needed. So thank you!

[@melissajohnson7252]

Studying my CPA right now, section FAR. Been out of school for 6 years now. I’m watching each of your videos and I must say your story is motivation. I forgot so many basic concepts and have been struggling

[@maysonboard]

Thank you so much sir!!!!! I'm a university student, first grade and I really want to be an accountant!!! I'm Korean but studying in Taiwan so everything's taught in Chinese so I was so sad that I can't understand a thing in accounting class!!! Thankfully I found this video!!!!!So happy and this was so fun and Helpful! Thanks a lot!!

[@Tony-Bell]

I love Taiwan! I'm jealous, I wish I could be there now (it's snowing here in Canada). Good luck in your studies!

[@maysonboard]

Tony Bell ohh Canada is such a beautiful country! It must be so cold! There is no snow here in Taiwan 🤣

[@christopherjohnson3648]

The story he had at the end had me cracking up. I love this guy and his videos... basically my favorite professor this semester.

[@johna4657]

I learnt more from your KZbin video than I learnt in 6 years in my school 😟

[@machiylaknight5015]

You're a phenomenal teacher. 2 years ago i failed my accounting class really bad and learning it with you, you explain it very beginner friendly. My teacher was really old.

[@robbiep.5497]

I have my accounting midterm tomorrow (I'm doing my MBA courses online and this financial accounting class has been kicking my butt. had no sort of confidence what so ever going into this exam because it my textbook is super confusing, and my prof isn't that much help either). I still have a few more of your vids I want to watch before I wind down for the evening but THANK YOU! I feel a lot more confident and I'm so happy I listened to what you said at the end. I know that even if I don't do well, it's not the end of the world. I only wish I would've came across your informative and understanding videos sooner, but that's okay!

[@Isabel-ok5tg]

Just wanted to say I appreciated your story and I am so glad you are here teaching us accounting. Most of my classmates are so lost and you can tell by the crickets when our teacher asks questions. You explain everything so easily and allow us to follow along by illustrating the problems instead of motioning your hand and throwing random numbers at us. I just want to say THANK YOU!!

[@tamarasdiaries]

It's crazy how I consider this man my teacher more than my own teacher

[@muostafagamal3013]

you make a lot of points very clear for me even better than my professor in my Uni, truly thank you tony for these magnificent videos really thank you

[@JSpencer13]

Thank you so much for ALL that you have done for ALL of us here on your channel. I have never felt confident in accounting until now. You are our hero 🙌🙏. Also, your story has giving me courage and I will FOREVER remember it, especially when taking any test. May God continue to bless you and the work you do for others. THANK YOU!!!!!!

[@jayeskhisa8487]

At 46, I am following your class for my daughter. With my engineering, I feel I can do accounting too. Thank you for helping many!

[@isabelcruz5238]

Watched till the end, ur words touched home. I was weeping while studying for my exam

[@SevinchMaxmaraximova]

I really appreciate your teaching style; it's easy to understand, and your motivation is just super!

[@mauricemarvel8569]

Very informative videos. I wish you were my professor, but I'm grateful to have discovered your content

[@stephentang3341]

Tony, you are a living legend.

[@jolie6185]

I am just starting accounting, never though of doing it my entire life until about a month ago. I loved your story so much and it gave me more motivation to continue on this path, thank you for sharing!

[@jeancornejo9976]

I spend all week studying my book and I got to tell you, the way you explained is so much easier, taking my test tomorrow and even if I fail I feel hopeful.

[@Tony-Bell]

Good luck!!

[@jeancornejo9976]

@@Tony-Bell got 13/15 in my test 😎 Thanks again!!

[@Tony-Bell]

@@jeancornejo9976 Great job!!!

[@mdave7390]

I'm currently getting my CIA. Part 3 requires an understanding of financial and managerial accounting (some at a proficient level and some at a basic level), and the exam prep courses are all self-taught. Even though I took and passed my college accounting classes, I find myself a bit confused/forgetful of the topics now. Thank you so much! I am so glad I found your channel!

[@omarr285]

Your not just a good professor but you're also a great person! Thank you sir!

[@tonyar952]

You’re a top guy, Doing what you love, and people love you for it

[@basirihsas9328]

Sir, you have really did us the us a perfect favor with sharing all this knowledge free. I am really amazed with your decency and kindness

[@trotters562]

OMG! I love him and that story. I just fail my first exam in the same way. My instructor is working it out with me but I just quit in my mind and made 58 percent. Our test was more like 3 hours or it felt that one. We had two parts (terms in one and equations in 2). Thank you for the story, I am not alone.

[@ADrunkenYoshi]

Have my first accounting interview tomorrow, I have watched over 10 of your vids and they have helped me remember all of the basics again. I am so confident right now thanks you so much!

[@CamiloSanchez1979]

Very inspiring story for someone like me struggling and learning accounting, thank you Sir

[@ajayiolawumi1717]

I want to say 'Thank you' for these videos. They are so helpful. I studied Physics and I found myself working in the bank. I am currently taking a course in Accounting and these videos have helped me understand the concept of Accounting so well.

[@GrerlyMartinez]

taking my first accounting course ever during my senior year and i have my first ever exam on it in less than an hour which is making me super anxious. i appreciate you sharing that story because i'm currently feeling what you had felt. I will be trying my best and putting my all into it and if worst comes to worst, that means I just need to up my studying game. again, thank you so much!

[@MJPassionate]

Thank you Tonny for the videos I never thought I would understand FA like the way I do now, I failed my first FA exams but I believe with your videos now I will surely make it. Thank you once more and God bless.

[@jessiezhao1520]

honestly thank you for these videos, the explanations on statements and balance sheets are crystal clear, appreciate it!!

[@saniyasingh5814]

You are really amazing sir. I have my Financial accounting exam in 4 days ,and you just saved my life . Thankyou so much for all your efforts 💯💯🤩🤩

[@haoxiangxi]

thank you for your suggestions, you know as a non-english speaker it is difficult to learn to english accounting although i graduated from a chinese financial unviersity, but i cannot believe i figure it out through watching your videos. Actually, i always lose my confidence in my accounting with a low score, you gave me a lot of confidence!!!!!!

[@susanestrada5229]

Good day, Mr. Bell. I appreciate your videos so much. Your personal story is inspiring and helped me to just breathe again. I am currently enrolled in an online bachelor's accounting course (full-time), and I find your videos help me to understand my lessons. Thank you so much.

[@Honeyrainbow26]

You are a true inspiration. Thank you so much for all the content. Im preparing for an accounting competency exam for me to continue with my accounting studies since I failed a course " Theory of accounting 1" the university Is making me test before continuing. Your story gives me hope you videos are so details. Thank you!

[@siddharthsachan4851]

Your videos are helping a lot and I have recommended your channel to a lot of my friends.... You are an ASSET...!!! Love and support from India!!😇😇

[@iniyailangathir]

I didn't know before financial accounting can be interesting, thank you professor :)

[@mmatongo]

Update: I passed my Financial Accounting exam.

[@Tony-Bell]

YESSS - Congrats :)

[@mmatongo]

@@Tony-Bell Thank you soooo much for these videos they helped so much.

[@ethereal946]

Tapping into your luck 🍀🤞I have a financial accounting exam this afternoon and I've been watching his videos

[@mmatongo]

@@ethereal946 goodluck, I believe in you.

[@beshirdale2491]

You are an amazing professor who make accounting loveable

[@zacharyamachee7588]

Your personal story relates to me so much. I've wanted to be an accountant my whole life, yet I just had my Exam 1 a few days ago and I scored a 42% even though I studied all night, without sleep. It was the Journal entries and adjusting them which got to me. Tomorrow I have a graded assignment on Exam 1, which I failed. I'm here watching your video's now at 3AM to get a better grip on what I'm doing. This is my second semester in college, last semester I had a 3.9 GPA and I've never failed a test in my life besides my first accounting exam. Cheer's to all you & all your video's, you're an amazing role model.

[@Tony-Bell]

I'm sorry the first exam didn't go well for you, but don't give up - you can do it!

[@Ahmad-cu9hp]

Sir we have same kinda story i failed my first accounting mid term exam few months ago 😭 thank you for motivation and your videos are really really helping me out thank you so much!!!

[@aboodymagdy6543]

Good teaching, amazing editing and positive speaker all of this in tony bell , Thank you 🙏

[@pierresalas3613]

Thank you Tony for sharing your knowledge and personal experiences ...

[@jamesinabradshaw1799]

Thank you for your testimony! It has motivated me not to give up!!