Family Monthly Budget இவ்ளோ easy -ஆ போட முடியுமா? | Ettamil Special Interview

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Family Monthly Budget இவ்ளோ easy -ஆ போட முடியுமா? | Ettamil Special Interview
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இந்தியாவின் மிகவும் நம்பிக்கைக்கு உரிய வணிக இணையதளமான எகனாமிக் டைம்ஸ் நம் தமிழ் மொழியில்!
வணிகம் தொடர்பான செய்திகளுக்கு முன்னோடி இணையதளமாக எகனாமிக் டைம்ஸ் விளங்கி வருகிறது. இது தற்போது தமிழிலும் தடம் பதித்துள்ளது. இந்தியாவைப் பொறுத்தவரை 70 சதவீத இந்தியர்கள் தங்கள் தாய் மொழியில் செய்திகளை படிப்பதில் தான் ஆர்வம் காட்டுகின்றனர். இதை சரியாக புரிந்து கொண்ட எகனாமிக் டைம்ஸ் குழுமம் தனது இணையதளத்தை தமிழ் மொழியில் கொண்டு வந்திருக்கிறது.
வாசகர்கள் இனிமேல் தங்களுக்குப் பிடித்தமான வணிகச் செய்திகளை தாய் மொழியான தமிழிலேயே தெரிந்து கொள்ளலாம். இதற்காக உருவாக்கப்பட்டுள்ள ET Tamil இணையதளம் மூலம் நீங்கள் வணிகம் தொடர்பான அனைத்து செய்திகளையும் படிக்க முடியும். ET Tamil என்பது பங்குச் சந்தை, கமாடிட்டி மார்க்கெட் மற்றும் மியூச்சுவல் ஃபண்ட் புதுப்பிப்புகள் தொடர்பான அனைத்து செய்திகளையும் வழங்கும் இணையதளம் ஆகும்.
மேலும் நிபுணர்களின் கருத்துக்கள், முதலீட்டு ஆலோசனைகள், சேமிப்புகள், உங்கள் ஓய்வூதியம் மற்றும் குழந்தைகளின் எதிர்காலத்தைத் திட்டமிடுவதற்கு நீங்கள் தெரிந்து கொள்ள வேண்டிய அனைத்து தகவல்களையும் தமிழில் அளிக்கிறது. நிதி தொடர்பாக இலக்குகளை நிர்ணயித்து செயல்படவும், எதிர்காலத்தில் உங்கள் சேமிப்புகள் நல்ல வருமானத்தைப் பெறுவதை உறுதி செய்யவும், சிறப்பான முறையில் திட்டமிடவும் ET Tamil இணையதளம் உங்களுக்கு பெரிதும் உதவும்.
அதேபோல் MSME, ஸ்டார்ட்அப்கள் குறித்த முக்கியத் தகவல்கள், பல்வேறு நிறுவனங்களின் வெற்றிக் கதைகள், நிபுணர்களின் நேர்காணல்கள், தொழில்துறை செய்திகள், வீடியோக்கள் மற்றும் அரசு திட்டங்கள் குறித்த விரிவான தகவல்களை நீங்கள் இங்கே தெரிந்து கொள்ளலாம்.
இந்த இணையதளமானது வர்த்தகர்கள், குறுகிய கால முதலீட்டாளர்கள், வணிகத்தில் கவனம் செலுத்தும் முக்கிய பார்வையாளர்களை இலக்காகக் கொண்டு செயல்பட்டு வருகிறது. பணம் ஈட்டுதல், சேமித்தல் ஆகியவற்றில் இருக்கும் அடிப்படையான விஷயங்களை தமிழில் அறிவோம். பயன்பெறுவோம். தொடர்ந்து இணைந்திருங்கள் எகனாமிக் டைம்ஸ் தமிழ் ettamil.com உடன்.

[@The_SKY_is_HIGH]

I’m sorry to say money save panradha detail ah solluvinga nu paatha ungala pathi detail ah sollitu irukinga

[@joylife428]

உருப்படாத RSB மீடியாக்களில் வேளை செய்து சம்பாரிப்பதை விட பிச்ச எடுத்து பிழைக்கலாம். 😝😝😝😝

[@amuthakandhasamy2177]

She is a example.

[@yuvadharshini2228]

Avanga panadha sonadha nenga try panunga nu artham.

[@poonguzhalinarendran5266]

Same feeling

[@maxell008]

Ava oru tharperumai voyathi vidunga

[@karunakarang5545]

She has good financial knowledge & Experience ...Learned something madam....🎉❤

[@redpepper8913]

Marriage ayi 16 years aachu... Jewels and appa helping la veedu irukku... Land father in law koduthanga... Kids kv la padikranga... So no school expense... Saving ah pathi think pannave illa... Ippo elder son 11 th... Entrance coaching, college fees nu varapo... Savings pannathathu evlo thappu nu ippo puriyuthu.... Savings pannitu thaan expense pannanum....

[@HemaRakesh]

Yes

[@muthukumarkanagaraj2689]

Very excellent experience sharing Hema.. This will help changing many people's lives

[@HemaRakesh]

Thank you

[@gilazz]

Very useful...Please continue with this kind of money saving tips.

[@Prakashammu19]

Enkotta ulla nala palakamum atha ennoda pillaikal kekuratha naan odane vanki tharamaten but koviluku poga birthday dress edukanu avanga untiyal sepanga athanaan soli kututhriken ippo varikku continue panraga im so happy❤

[@gp7382]

Well said, thank you

[@aarokiaraj4652]

Very Useful Information sister thank you

[@lifethroughmoniseyes8953]

What a focus and clarity on life, great

[@HemaRakesh]

Thank you

[@venkateshsubramaniam1386]

First one should have regular income monthly plus daily reading yoga etc will help one to become self confident and lead a sustainable life till end

[@khazana2005]

Omg. Income neraya iruntha easy a planning nadakum Ukaanthu interview m kudukalam Lower middle class and bpl Yenna seirathunu sollunga ma It’s not a big deal to plan well for highly paid jobs

[@rranjith9022]

Highly paid rashion kadaiyila vanguvom vellila poi sappudamattom bus travel pannuvom etccc

[@meenupriya.v4118]

Mm mostly vara sambalam kadanuke poyiruthu

[@HemaRakesh]

I began my work with a monthly salary of 500 rs. I immediately started savings. One of the reasons I can live the lifestyle I do today is because of savings. whatever the case, begin saving with 20% and raise it every year.

[@redpepper8913]

20 ℅ kandipa savings pannanum... Income evlo naalum 10,000 income na 2000 savings.. Meethi 8000 la thaan kudumbam nadathanum... Ilati income increase panna think pannanum.... Hus wife 2 income iruntha oru income complete savings pannanum..

[@dheeniseasy5008]

Unga speech very 100℅ true,,, nenga soldra same speech dha yennudaya thought,,, yen family kum idhatha same solluven

[@HemaRakesh]

Thank you

[@mahendranrengasamy6086]

Worked for 25years & was so reluctant & irresponsible on saving. Regret now.

[@HemaRakesh]

😐

[@RajKumar-eb3tx]

Mean pidikiratha vida mean pidikka kathukudukurathu super ka we are always like u kaa

[@HemaRakesh]

Thank you

[@deepak8631]

my senior Hema akka n proud to see u here ka

[@ramjiramadass4596]

Thanks Madam , My Family Following your principle too. Thanks to hema-rakesh and interviewer you are doing good job.

[@HemaRakesh]

Thank you

[@anniyaninternational]

@@HemaRakesh Seriously............. Awesome........... One more request, can you please share your knowledge and portfolio in Mutual Funds.....

[@radhikaramprasath5505]

Super mam

[@manimala9404]

Super

[@shankarkrupa]

பணம் எப்படி செலவு பண்ணனும், எப்படி சேர்க்கணும்னு பேத்தவங்க கிட்ட சொல்படி கேட்டா உருப்புடலாம். கேக்கக்காம எல்லாரும் யூடியூப், whatsappல கருத்து கேட்டு முடிஞ்சதை மட்டும் நடைமுறைப் படுத்தற தலைமுறை உருவாகிவிட்டது

[@thaksikakukaraj2696]

Ethu than unmai

[@leolenin714]

S but no reality us

[@archanav2476]

Very practical talk. good go..hema rakesh

[@HemaRakesh]

Thank you

[@kowsrifaruk303]

Super Hema

[@kanthvickram4490]

suuuuuper lady, suuuuper budgetting ideas !!! the lessons started when she was young and is paid off now !!! appreciated your simplicity, honesty and best idea for family maintenance !!! thanks a lot.

[@deivas1425]

Good thought and plan execution..awesome...

[@jani5115]

what is there to tell separately about money saving ? It's easy to ready story Witten in a book, but in practical life experience only thought everything so upto her she makes her as an example by sharing her own experience. PossiblyUnderstanding people will know what she is telling , others impossible mainly for negative thought people her speech will not suitable. Thank you 😊

[@suprejasudarsanam8110]

Very useful and intuitive! Whatever is actually needed is discussed clearly!

[@HemaRakesh]

Thank you

[@Siva-SR]

Very good 👍🏻

[@supriya5328]

Very useful tips for all family thank u soo much sis

[@HemaRakesh]

Thank you

[@notapplicable8021]

Super congratulations 👏 🎊 🎉

[@HemaRakesh]

Thank you

[@kanishkidslearning7076]

Very usefull.... 👍👍👍👍👍

[@HemaRakesh]

Thank you

[@moorthimoorthi1128]

Wow 👌👌👌mam

[@Vasu_Bro]

தங்கத்தை விரும்பாத பெண் 👌💯 அதைவெய்து சேமிப்பது சிறப்பு 👌💯

[@sathishkumarsridharan4237]

Hi Hema your interview is super..and very useful. your voice also beautyful .

[@fashionablestars4502]

Well said very useful

[@HemaRakesh]

Thank you

[@jd1521]

My dad was same as like her dad

[@karthikloganathan6435]

90 % investment and 10% expenditure saves a lot more money, 20 % saving will not be much helpful.

[@vijaykarthick2215]

Average income earners can no way do it... Especially if u have family to take care of

[@wholesomevideoss-g1g]

To be able to invest and save is a privilege. If you don't have own house, how can you invest 90% of your salary? Home rent itself will take up to 20-30 percentage of the salary.

[@kanthvickram4490]

@@vijaykarthick2215 sorry to tell you this !!!! if anyone is earning average ioncome, then don't get any children in the family until you have enough money in the bank, better still don't get married until you have enough money in hand !!! 130 crores is the population, most of the beggars have3, 4 children in the family...for what !!!??? first budgetting the life, then budgetting the expenses is the way to go !!! i am not being sarcastic, though !!!

[@kanthvickram4490]

@@wholesomevideoss-g1g for a 500000 rupees house loan for 20 years, you will be paying 720000 rupees interest only, 40000 being EMI !!!! if you live in a rented house, you will be having 3.2 crores rupees in hand after 20 years, by investing in mutual funds and SIP investment. even at 20 years of housing loan , the house is not yours and can be repossesed any time.....only when you paid off ALL THE INTEREST AND CAPITAL , then the house is yours...not before that !!! the best advice is to live in the rented house and invest your money...is best suited for all weather conditions in a man's life !!! So, this lady is right 100%.

[@jaiburrahman1848]

This lady good financial advisor

[@SSSPinki]

Super super Madam Very nice ❤❤❤❤

[@singaravelan8213]

Excellent mam

[@HemaRakesh]

Thank you

[@sharmilatn8934]

About home well said

[@HemaRakesh]

Thank you

[@saransk6072]

Thanks your tips

[@anishfathima7503]

Kadan vanga kudathu solringa aprm yenna ac fridge elam credit la vanguringa...??

[@amuthakandhasamy2177]

Ungala eflo budjetla kadan katta mudiyumo avlo mattum vangalamnu solranga.

[@vetrivelankirshanan6632]

Hai Hema madam I am k. Vetrivelan 2008 Sep Unicef hosur working one month I am supervisor. How are you

[@bharathikannankumarasamy7250]

Details must be put clearly, 20% savings on take home would be nothing from three years from now on! Save aggressively!! Invest sensibly!! Get rich easily!! Plane your F.I.R.E

[@lakshmim6670]

U r very great mam

[@HemaRakesh]

Thank you

[@darkboyhallow]

Thanks

[@bala779]

Wow excellent mam 🙌🏻…my father also says this.

[@palaniammalmuniappan692]

Nice view of life ...tqqqq

[@anbumaha8075]

ரத்தின சுருக்கம் தங்களின் காணொளி 👍💐

[@HemaRakesh]

Thank you

[@nmuthupriyanarayanan1377]

Thank you mam

[@gurutalk6663]

Excellent...

[@gvpcreations3144]

Enga college than indha akka.. i miss u akka...😘

[@musicparadise7809]

Where has she shared the budget plan

[@kowsrifaruk303]

Super Hema, I am ur class mate nice to see u

[@tamilselvieselvie2034]

Akka super

[@meenupriya.v4118]

Endha kadan um illathavungalyku ithellam ok

[@sujathakarthik007]

Sema dr

[@ethirajuluraju2873]

U are great

[@ramyaanand7912]

So useful information. 👌

[@vigneshg3363]

Super sister

[@deenadhayalan9931]

Eye opening video

[@rehanafarook8207]

Hemalatha my school mate,she was always speech compition winner,her parents drawing teacher.

[@poornimavimal4076]

Of course me too her classmate... Which school...

[@HemaRakesh]

Hi Rehana. Thanks for Remembering Me

[@HemaRakesh]

@@poornimavimal4076 Hi Poornima.. How are you ?

[@poornimavimal4076]

@@HemaRakeshYa good da ... How r u ... Do u remember me .... ☺️

[@rehanafarook8207]

Always welcome,I am proud of u,my school mate, leave happily ever my wish, achieve more more ur life,my blessings, take care,bye Hema.

[@bavanbavan4948]

Thanthi tv news reader

[@Nila18777]

👌👌👌👌🎉

[@sivakarthik3796]

Very proud of you

[@HemaRakesh]

Thank you

[@radhikaramprasath5505]

Usepul video mam

[@HemaRakesh]

Thank you

[@sudhamanu1656]

Evanga vangura dressum makeup items pathi solavae elaiyae

[@aadhira2863]

Nice one

[@praveenarajalingam6550]

Hi Hema how r u, nice speech

[@ulagunathan9488]

Well said

[@HemaRakesh]

Thank you

[@thygarajanms2566]

Super Super Super Sister 💕

[@sinossinu4074]

Please yaarachukku therincha hema youtube channel name send pannunge

[@sannar420]

Actual content starts 12:00 also no proper saving plan information shared.. she telling her lifestyle only..

[@tamilamuthamm5911]

excellent mam

[@Harishc19]

Edhey credit card ku muttu kudukaringa neenga ? Don't influence others to go into EMI life like yours , petrol credit card la poda solringa adhuku 1% surcharge namma than katanum adhu theriyum la mam only few cards have waiver options so pls makkaley idha paathu influence aagathinga

[@a2farm552]

👌❤️❤️

[@prakashn2786]

Excellent sister

[@HemaRakesh]

Thank you

[@gurusiv1]

Sema sema clarity .... 👌👌👏

[@vishnupriyas907]

Personal details tha athigama irruku money eppudi panrathunu athigama illa mam but expect

[@fationworld974]

She is my friend

[@RajKumar-eb3tx]

Akka neenga vera level akka naa en family ya epdi maintain pannanum nu alaga solli kuduthidinga

[@HemaRakesh]

Thank you

[@redpepper8913]

Useful video But Ma'am... Your own house concept is wrong

[@venkateshravi2546]

Na apdiyae reverse ah irrukaen yen life la... 5.5 lakhs kadan vaanginae, enjoy panna, marriage panna, edu loan vaangi padicha.. ipo dec 2022 la emi for 5.5 lakhs mudidhu.. but ipo Kaila oru Paisa, property illa.. so 😭

[@sountharryamogan2402]

Same but kadan apadiye iruku. Seekiram 5 l kadan adaika any tips. Evlo years la adaika mudium

[@venkateshravi2546]

@@sountharryamogan2402 yen wife um neriya selavu panna, avalukku therila. So ipo 15 k withdrawal panni monthly Ava Kaila kuduthuruvaen(now she is interested). Ipo varaikkum same. Twin babies porandhum same 15k expenses ah maintain pannitu vara. Post office la konjama RD pootutu varoom (for babies education and medical future expenses) let see.. Innum life challenging ah dha irruku... But her love and babies love supporting me.........

[@sountharryamogan2402]

@@venkateshravi2546 save panringa super. 5 lakhs kadan dec epadi mudichinga. Evlo yrs Achu intha kadan adaiya. Nan love marriage ipo than marriage Achu but marriage ku vangana kadan 5 lakhs mela iruku. Idha seekiram adachs than savings pana mudium. Epadi adaika nu idea solunga

[@venkateshravi2546]

@@sountharryamogan2402 first 6 month naanga orae place la illa, na pG la stay panni irrundhen. Monthly konjam amount mattum wife ku kuduthu yenga veetla care pannikitaanga.. aprom same place la irruka plan pannom, credit card purchas panna(33k limit), yen salary 8th varum fulla credit card ku pooirum, then again month fulla credit card la selavu pannuvaen, room rent ku SHADOFAX (like swiggy delivery 1 yr poona- part time). After 1 small accident she not allowed me to do that part time job. So from that point 15k budject start pannom. 4 month once EPF withdrawal panni expenses manage pannom. apdiyae 1.5 yr pooiduchu. Aprom babies porandhadhum romba expenses koraikka vaendi irrundhuchu. (Till now only 2 Jean & i have only few shirts). Again primary company one small increment, then part time again in TALLY software company. Loan around 5 lakhs closed. Now extra 1 credit card(42k). Note : till now no late payment... & Maintaining credit scores too. For future any emergency loans.

[@venkateshravi2546]

@@sountharryamogan2402 so first of all congratulations 🎉 (for ur love marriage).. Nothing to worry if understanding between u both. Keep rocking, but don't miss small small enjoyments... Hehe 🤪🤪🤪😜😝😜

[@ohmviewerschoice360]

Headline build up koduthutu.....avangala pathi dan 80% erku....🦸

[@sureshkeerthi4514]

I'm also sakthikailas college🎓

[@gowrivenkatesan2483]

யாரு இவங்க?

[@bird2428]

Sister I wish all girls are well planned like you.

[@HemaRakesh]

Thank you

[@kotaaswini140]

Hi Hema after a long time good to see you by the way I'm your schoolmate.😊😊😊

[@haleemhaleem4763]

I m also

[@akshiyamurugan3988]

I am also

[@Priya-hd7og]

Krishnagiri thana

[@akshiyamurugan3988]

@@Priya-hd7og Hi

[@shridevisubhakar7380]

I hema iam very happy to see you🙂 long back iam your schoolmate.

[@haleemhaleem4763]

I m also

[@akshiyamurugan3988]

Krishnagiri school

[@jansichandrasekar8751]

Hi hema akka I'm ur schoolmate

[@fationworld974]

Me also iam also your school made

[@maskerraj8531]

Everything is fine except the Covid drama

[@jayanthisri7638]

How to contact mam

[@SriKanth-kk9hz]

Nega rent kudukala anna house owner suma erupangala that's not come under commitment ha what a blender idea thu Eda Vara great nu solikutu

[@aniantilin9320]

First make list

[@ganeshram653]

Tips vida, Rakesh puranam thaan solraapla....

[@gray8207]

Now No pension.

[@venkateshbabu6423]

Arummaiyanna talk...

[@Priya-hd7og]

Hema nee school time la love pannathu rakesh a

[@krithikal5441]

Adengappa... Sondha kadha soga kadha ellam solranga... Waste of time

[@ganesannagarani416]

Chumma they are blabbering long story without any framework... Anchor is simply allowing the host to go on talking without any purpose ..

[@maxell008]

Ungalapathiye thambattam adikiringa

[@Sinisaty]

Why saying about your personal life which we do not want here. Only give us ideas about your entitled talk