Family of 6 Living on a Single Income in Delhi

[@adubey750]

Affordability and personal care are the word this guy never thought about. 1. He took car for his family because they wanted it. 2. He took a 10 lakh marriage loan which can be done in 5 too because his family would have expressed a wish to have a grand one. 3. He overburdened him self for education loan of his sister which could be avoided by studying in India too. 4. Why are they burning 20k in fuel? His family is living life in big size on the cost of stressful life of this guy and his wife.

[@gloomyend1232]

Yes golden goose hair family ka. So called Indian families bacho ko palne ka reason hi ye hai ki ye hamari nav par lagaega , as,e mere gear me ho raha isiliye puri salary balata nhi nhi me

[@harshk3351]

very happy to see this 5 amt for marriage, meri khud fatt gyi thi. iski 10 me hui hai me 10 kha se laaunga :(

[@hatebreeder999]

​@@harshk3351 Maine recently shadi Kiya 85k mein. It's possible. I asked girl to shell out another 80k so 1.6L mein hogaya Trust me don't spend much on marriages it's not worth it. I invested my money and am now getting decent gains. Also try to avoid Indian girls...not all but majority of them are nasty and will use you as ATM😂

[@Proud_banda]

@@gloomyend1232 Indian families bachcho ko investment ki tarah dekhte hai isi liye to sabko ladka chahiye ladki nhi

[@Droidzonegamer]

He is a first generation job holder, before everyone had businesses. Business families generally have a larger than life attitude and they are a bit carefree if you would observe. They either don't make much or they might earn a huge sum of money at one go and go crazy by spending all of it. They also have big appetite for material. He might have those kind of parents that don't take life seriously and want to enjoy and they overburden their child by showing superficial love and repeating the same old stories of their youth about how great they were or how rich they were once and how other people wronged them in life and they are living like paupers now so the kid thinks that he will give all the happiness to their parents and the parents let them do it because now they are able to enjoy that comfort and the kid is willingly providing that comfort to them. The kid is mentally screwed but he will not be able to express it yo the parents because they will start comparisons and will dump their own trauma on their kids ending up comparing the trauma or blatantly putting all of it on kid that it is his fault that he is feeling that way and It will be alright if he focus more on work or find a better paying job. They will then share a story about how one of their relatives started from nothing and how big they became and rich they became and now you will feel useless and think that the relative could do so much in life and I am getting emotionally and mentally burnt out on just handling my finances??? Then the person will criticize himself and tell himself that I will work harder to provide more for my family and then they will acknowledge my efforts.

[@sarikapandey2885]

He is suffering from the Elder Sibling Syndrome. Sab ka khayal rakhna hai, khudka dhyaan nahi rakhna hai. Your thoughts and deeds are noble brother but please don't be so harsh on yourself. You're a great son and a brother(hopefully a great husband too). I wish they give you the same amount of support and remember your sacrifices (and I'm sure they will). More power to you!

[@let.tanishqcook]

He should keep separate 5k savings per month. If he spends 3 more years like this aur kuch bhi na ho tabh Dhakka lagega. Otherwise In the long run he’ll get hurt he’s already emotionally exhausted. No one remembers if you sacrificed your whole life for them they only remember what you didn’t do for them😅 God bless him for being a proper gentleman for his family 🙏🏽

[@singhadarsh4016]

जब एक बड़ा भाई अपने छोटे भाई के लिए कुछ करता है तो वो कोई उपकार नहीं करता वो बस अपने कर्तयों का निर्वहन कर रहा होता है

[@singhadarsh4016]

Ek aurat kitna ghatiya soch sakti hai ...

[@shivppandey]

❤❤

[@abhishek8243]

He reminds me of my dad. He married on his own expenses. He used his dowry money for his sister's wedding and my mom was fine with that. He paid 30% of his brother's wedding expenses. Yet my grandfather cheated him on sharing ancestral wealth which was very less to begin with. He did business with partnership with his elder sister's husband and he cheated my dad after being in business for 30 years. His retirement was looking sorted but still working now at 57 even though I send him 20k every month to run the home. He saved the money I sent him and bought gold chain and small necklace for my daughter. Being too selfless is bad. Somebody tell him.

[@talkingtochapri]

Your mother is very unlucky

[@zetaforever4953]

If you keep getting cheated, it's more than just selflessness. It's a lack of judgment. A propensity to get scammed. There will always be scammers in this world, both outside and inside your circle. If you keep getting scammed, you're the common denominator. We all have character flaws, but we should try and change them, instead of portraying them as a good quality to avoid the pain of self-improvement.

[@saravanaprabu8475]

Was obeying parents who favour my younger brother marrying having kid etc , finally came to sense when parents I'll and the home is a qn , never trust siblings and parents to be grateful ​@@zetaforever4953

[@captianbradsword5351]

He is a good person but he will become very sad in future just like my father. I know how this ends.

[@prafulbisne8603]

Ha bhai family wale subhi favour bhul jate hai

[@raiamit1601]

Sad but True

[@nikhilsahay895]

Good person, but also young and stupid. He will probably then also pay for sister and brother's weddings. Also if his brother finds a girlfriend he will send pocket money to maintain his girlfriend.

[@Shipknow]

True family doesn’t care any favours

[@souptikkk]

My father is another example. Being good is essentially not a good thing in life. The world is indifferent to your goodness.

[@divyanshbhargava6378]

I usually don’t comment, but this guy is doing great considering where he came from. The real issue is his father’s bad decisions - not saving for their marriages, not saving for education. He was smart, so his education got sponsored; otherwise, he’d still be paying off EMIs. Plus, having another kid with a 10-year gap when you already have two? Bad planning. One generation’s mistakes definitely cause the next generation to suffer. Trauma gets passed down for sure.

[@KO21B]

Boomer parents...🙄

[@earntotrade6030]

His parents reproduced 3 kids with 0 financial planning . This guy has been bombarded with responsibilities since he was a child . Family is clearly taking advantage of his innocence. 😢😢 Please live your life bro .😊 You are only going to live once.

[@talkingtochapri]

Same with my family 🤦🏻‍♀️ my sister is the elder sibling and she is financially taking care of everything. This is the problem with most Indian parents, they have no financial planning and kids suffer the generational curse. I am glad, atleast millennials are better with their financial planning 😅

[@singhadarsh4016]

जब एक बड़ा भाई अपने छोटे भाई के लिए कुछ करता है तो वो कोई उपकार नहीं करता वो बस अपने कर्तयों का निर्वहन कर रहा होता है

[@KC-ik6mp]

​@@singhadarsh4016 Kya baseless baat kar raha hein 😂😂

[@shaminipushparaj5382]

​@@singhadarsh4016nonsense. If he dies out of stress. His siblings will take care of the elder brother children or if he gets sick and not able to work. No, his children and wife will suffer. My father was like this now he regret his decision

[@suryateja8289]

Father and sister should understand his situation and help him in expenses.

[@theanonworld6633]

Not easy

[@vaibhavbisht2324]

@@theanonworld6633 Bhai not easy hai toh kyu Jana hai tumhe abroad

[@suryateja8289]

Sister will happily go to husband's house after marriage and after that she will not pay a rupee for parents responsibilities in 90% cases. And will ask for share in their property with no contribution to family. Saw this across many families.

[@msdadsfsx]

in vedic culture you give everythin to family

[@_radON]

sister has already helped, didnt you listen she gave 2-3L. I think he just needs to partner up with wife and split some bills with her and there is no issues at all.

[@LaraCroft14]

Spending lakhs on family members without any guilt, but in guilt for personal passion for gaming of PS5? He needs to love himself, he is punishing himself 😢😕 NICE WORDS Anshuman... You acted like a very understanding friend...❤

[@TravelTogetherwithYH]

Story of every middle class family oriented son. But stay strong bro. Everything will be fine.

[@nithviews]

Hear this out ASHISH, else you will have to suffer in future. You can help your family with the money you have in your hand BUT not by taking huge loans, that was not your money. Make sure you educate your parents and siblings about current affordability and let them stay under means, else learn to say a NO. You are not responsible to take whole burden of your family. Let all individuals find their own way. The problem is with your phsycology you need to change it, try to have a consultation.

[@Nageshmokashe]

100% TRUE!!

[@divyanshsh]

GOLDEN WORDS brother

[@whatnotdo]

Totally agree

[@leena4989]

Exactly so, my husband did exactly this, but post our wedding i showed him his mistake, now we are good, else we would have really been in a very bad place financially

[@nandakinilahiri38]

Correct 💯

[@chirayujain6602]

Trust me I've been watching this series since the first episode, but this is the only guy I found who is in some serious financial stress despite not having made any impulsive purchase (pls don't pinpoint PS5 now, thats ok). Genuinely feel this man needs some help.

[@rohanbhai176]

💯

[@HimanshuBaisoya]

mujhe bech do bhai ps5

[@abhayrohit]

​@@HimanshuBaisoya lelo bro 30k me 3 month old with warranty disc version maine aj tak chalu bhi ni kiya sirf 2 din khela

[@jaiminmaurya1121]

​@@abhayrohitWhere are you from, I want to buy

[@abhayrohit]

@@jaiminmaurya1121 I can deliver in Sagar, Bhopal or Indore in MP, not outside MP, too much effort

[@subhabhaduri7382]

Against Anshuman's opinion, I am thinking his wife knows the situation, she intentionally does not merge the finances, so that at least a good portion is saved for their future and does not leak into more family expenses. I am praying it is true. He has been a saviour for his family for so long. Now I am praying he got one in the form of his wife.

[@randoanon]

Very well said bhai, he's been a saviour for far too long and desperately needs one for himself rn.

[@princerathore6665]

What if his wife has something different in her mind ?😮

[@randoanon]

@@princerathore6665 We can only hope that's not the case.

[@Idoknowall]

Wife notices every thing. In future if she demand any thing which you think is unnecessary be ready to hear her curses, and trust me people like you who have very high self respect will suffer for life time

[@guiltypleasurexd]

In a sea of comments filled with criticism towards his family members, this comment made me genuinely happy. I hope what you're saying is true. Also,tbh, within 4/5 months of marriage, I can't even think of opening a joint account with my husband. I think, that level of understanding takes time. It must be difficult for him to talk about finance with his wife too considering he's bearing this much burden unless they've known each other for long enough to share everything openly.

[@nooptions100]

If a man in its 30's buying a PS5 then it was his childhood dream.. Im sure his inner child was very happy the day he got that PS5 in the home.. please don't feel bad about it, and its not a waste at all..

[@nishankbhati3188]

May sound rude but his children will be very unlucky to born to such dad. To all those brothers and sisters reading this and have dependants, never reveal your salary to your family. They will burden u will their expectations.

[@nitishk1101]

Initially I used to reveal my salary and everyone in my extended family got to know how much I earn. There were unspoken expectations like what kind of gift I was supposed to give to them and questions like why I haven't bought a car, house etc. During covid, I changed company and got really good hike, like 2x hike, but I used this opportunity and told them that I was laid off and now working for very less salary and revealed my low salary as well. And now everything is cool. I bought a car two years back without loan, but I told them I took it on loan. lol, it's funny how people treat you when you don't earn much. Acts as a natural filter to rid people of those kind. Only my wife knows how much I earn and thankfully, we both are on same page on spending habits.

[@Jacob-yn7dh]

i think u buy wagon R and you act like poor ​@nitishk1101

[@nitishk1101]

@@Jacob-yn7dh nah, I don't want to deprive myself of stuff I need. I just want them off my back with their expectations from my money. I bought a 16 lac car and told them loan pe liya hai.

[@hiteshnankani644]

@@nitishk1101 chill karo re, why getting triggered/ justify to a lame online youtube comment

[@hiteshnankani644]

you're too optimistic the way he is right now, having children is also a path ahead, i doubt the wife in the house will he happy as well

[@SD_003]

Stop paying for education loan immediately. The whole point of education loan is it’s meant for the student to pay off after getting a job.

[@madaarimultitasks5945]

He will take wedding loan for his younger brother and sister also and spend his entire youth in debts. Everyone will move forward in life except him.

[@sankkham]

Just think if he gets divorced he is doomed😮

[@talkingtochapri]

​@@sankkhamhe is already going in debt, divorce won't cost him much 😂

[@D.2601]

U guys r the worst !

[@mitesh289]

​@@talkingtochaprihabibi he's talking about alimony 😂

[@doublezeta04gundam29]

Why can't his sister take education loan and pay the EMI while working in Australia part time?? Also car loan for dad and bike loan for brother, this guy is being manipulated by his family. This will not end well and he will regret this forever.

[@lalithrockz]

That part time income is not enough for both living expenses and loan

[@theanonworld6633]

Correct

[@sankkham]

In aus atleast part time jobs are legal. In USA part time job at off campus are illegal except internship.​@@lalithrockz

[@thealchemist-p7k]

true atleast his father should pay the expenses of car and bike

[@khushilpatel-oc1tp]

Hi, i live in australia for the last 3 years and came here on a student visa , i must say despite me having a really good paying part time job, it gets really hard to pay the fees and theres no guarantee for PR here, the rules change every 6 months and the chances of getting a full time field job gets really affected if ur not PR

[@theredbaron28]

There are any underrated warriors like Ashish in this country. I'm sure his efforts will be appreciated by his loved ones and he will get a good life he deserves 😇

[@monishasekar4716]

No my father didn't so he wouldn't get too!!!

[@sathvikkumar3577]

​@@monishasekar4716sorry to hear that. But I guess this gentleman has started a step for planning . I belive he Will come out of this. But unfortunately he will lose time.

[@monstermaker4485]

Videos like this make you humble and be grateful to your current situation. More power to this guy ❤

[@ypytshorts]

Bro the way you explain things and also the non financial advice that you give about a family man’s relationships, be it about responsibilities or you and your wife being a team, just hats off !

[@anshumanfinance]

❤️

[@agrajjoshi6635]

Shame on father and particularly sister for exploiting the great soul. 2yrs down line sister and father would like to have lavish wedding of sister and won’t be surprised sister and father expects this guy to finance the whole thing. This guy will end up getting 25lakh rs. of personal loan No feminist would condemn this gold digging sister. Business analytics can be learnt at 20% of the cost.

[@Aditya_Urunkar]

bro relax 😳

[@Idoknowall]

Agreed 👍 if you spoon feed every one and not letting others to take responsibilities they will take things granted. And when you deny 1 thing you have sat such high expectations that things you have suffer in past no one will remember. Sad reality.

[@divyanshbhargava6378]

Bhai, relax. No need to call his sister a gold digger. Do you even know her? Have you met her personally? He clearly mentioned in the video that she has paid him about 3 lakhs since going abroad, so relax and keep your judgmental horses in control.

[@subhajitmondal525]

​@@divyanshbhargava6378Just to correct you he gave a downpayment of 25 lakhs already not 3 lakhs.

[@YashG2309]

@@subhajitmondal525 To bhai sister kese 25 lakh abhi khud se dedegi. She already managed to send 3L within 4-5 months. Clearly shows that she is contributing.

[@Prathz]

This is called putting yourself in situations worse than it actually is because you are addicted to pain.

[@vaibhavsingh7734]

this guy will be sad in future, people will leave once they get their share.

[@chittaranjanswain2738]

Me wohi soch raha tha😢

[@lalithrockz]

​@@chittaranjanswain2738yeah seen this way too many times

[@rashikasharma0807]

but there is nothing wrong in doing for the family.

[@sahilkadam9076]

I agree. Everyone will leave him eventually.

[@chittaranjanswain2738]

@@rashikasharma0807 yeah you are right. But I was just sharing my experience. Eventually everyone will leave him. It is not worth the stress That he is in. If he would be affluent, and happy giving then there is no problem. He should. But here the case is different. He is doing it as responsibility. So it’s not worth the stress. Everyone has to fight for their survival. Why he will only take the pain.

[@yashjain2113]

Men watch this.... Men have a similar feeling and shed a tear inside ... Men go out and keep a smiling face Circle of Life...

[@kunalpantkp]

❤

[@Ankitjaiswal-hd7pv]

I am going through lot. My sister is going to marry this year and i have another sister. How will i manage both the marriage ibdont know. I just earn 50000.

[@rohanbose4882]

@@Ankitjaiswal-hd7pv Hi brother, what happens if u dont ? Will they not marry ?

[@Shanvikavines]

@@Ankitjaiswal-hd7pvdon’t listen to this Bose DK Ankit Bhai… Stay Strong and play your part. Take responsibilities and die HAPPILY. Running away from responsibilities doesn’t make you a strong human being and the guilt will never let you stay happy forever. I take all responsibilities of my family including elders and youngers and trust me financially im also in stress but im mentally HAPPY and my families happiness gives me all motivations to do little more extra for them. Yeah, unlike this guy in Podcast my wife have equally contributing with me. I must say im blessed ❤

[@kakjhal]

@@Ankitjaiswal-hd7pv Let's have more kids and make everyone's life miserable 😭 that's usually the motton of most lower middle-class households. If one of the children played IPL, won a lottery or became big in life (which is 1 in a million chance), then family lives a better life or else they live life equivalent of hell

[@siddanagoudagonal106]

Worst mistake made by this guy- taking such a big loan for his sister. His "Jimmedari" wala mentality is harming him

[@SAM-tw4wd]

Sister khud pay krdegi bs 3 saal ka intrest deraha h yeh bhai

[@yamanjain]

Sister could have easily gone to much cheaper countries like Germany or countries with one year msba like UK/even Australia. In fact I could not find any 3 year msba program in Australia !!!

[@theanonworld6633]

Abroad education is big scam

[@blazie2741]

​@@yamanjainso he's telling lies in the video?

[@yamanjain]

@@blazie2741 Its just what a quick Google search tells me. I'm not sure who is lying or if I am wrong in my research. Edited my last comment.

[@jv96p59]

If father is working, why is he not taking the responsibility? Each earning member should pool their share. It is this so Indian mentality that eldest son should take all the reaponsibility.

[@hihello2336]

My husband is elder son in his family and your point is correct. My husband closed his marriage loan at 29.his brother got married at the same 29 but his mother insisted my husband to close the loan, it's just a example. So many things happening like this. Elder son should be aware about this, if he's not then it's not his parent's fault. Because he's should aware around surroundings.

[@yadav_rahul]

I’m an Australian citizen, currently living in Sydney. Here PR has become almost impossible for the IT professionals and post study work visa is only for 2-3 years and most of the companies prefer citizens or PR. If his sister’s only goal is to get PR then it won’t be a cakewalk.

[@theanonworld6633]

Abroad study is scam

[@SaintofPower-ft3ur]

sister is there to get some White Fat bananas inside her.

[@akashK1601]

Yes. Things are not that easy. She should stay back and lower the burden on her brother.

[@anurag-when-afk]

None of this ends well. - Australian PR has become a nightmare if you come from non-medical roles, even if his sister gets a job it'll go into filling that loan. - Never ever take a wedding loan, you are paying for people whom you will only see once in your life. - Car/PS5/Pet(?). Why, just why? - What happens if this guy loses his job? He'll end up becoming a battery to his entire life if this continues.

[@rohitsoni9325]

Good Son, Good Brother but Bad Husband and a Bad Father (if he continue living with this mentality). Bhai chhote bhai behen bache nhi rahenge hamesha, unko responsibility deni padegi. Sister ka loan dilwaya very good, but stop paying her interest, she'll handle it herself. And think about your wife and future kids, include her in financial decisions. Agr use kuch financial dikkat hogi to you are equally accountable and same goes the other way

[@chandankundapur]

Poor guy. His family is pulling him down without realizing it. Such a nice dude though. Best wishes my friend. Hope you can recognize and set some boundaries.

[@teccasual9804]

Ashish bhai, if you are reading this. You are awesome bhai. But as Anshuman also said, you and your wife are a team. It is good to take responsibilties, but sometimes asking for help when you need is okay. I think you are a wonderful person, and will do even better in life by doing some slight changes in the way you are living. Anshuman's advice are a worth gold. All the best Ashish bhai. 😁

[@alisaheebtinwala1998]

Ashish's comment "yaar, bacche hai woh. Kya karega aadmi....". It hit me. I know the feeling.

[@ronk337]

I m 36, earning 65000 in total and family of 4 surviving on this, but I donot have any option I work in Bengaluru along, living in PG and family is in jharkhand. Being loan free is very big relief in life.

[@romanrange-]

Side se betting kiya karo cricket mai mai toh aisa he karta hu aur weekend travel kai liye kharch utha leta hoon

[@Thinking...579]

Ashish you are a really great person and as you said about your sister hopefully she'll pay off everything.

[@vivekreddy8682]

WHY DOES ANYONE IN FAMILY TAKE A LOAN AND GO ABROAD WHEN THERE IS SO MUCH PRESSURE ON EARNING MEMBER OF THE FAMILY ...SOMETIMES FAMILY MEMBERS CAN ALSO UNDERSTAND....SOMETIMES WORK PRESSURE CAN INTERNALLY KILL A PERSONS HAPPINESS

[@m.praveenkumar3702]

I don't think the problem is with educational loan that too for abroad, once things get settled in around 3 years, she can very easily clear that. Here the problem is only is that every rupee not spending on cumulative salary which is communication gap between family members who earns.

[@YashG2309]

That's not how it works. His sister has sent him around 3 lakhs within 4-5 itself. Once she completes her course she will literally change the status of the family provided she contributes.

[@cbazxy2697]

​@@YashG2309it's not 3L its 2-3L and more importantly in australia dollars, this is not a lot in Australian dollars

[@YashG2309]

@@cbazxy2697 Not a lot? Dude you don't have any idea about her course/living expenses and daily expenses.

[@cbazxy2697]

@@YashG2309 sure, its more expensive. But those things should already been calculated and planned for. If her brother has to pay out of necessity then its not enough.

[@yamanjain]

He needs a psychologist more than a financial planner.

[@FactTourReal]

Actually.. sometimes he shows he is very smart and sometimes over smart

[@anbor7778]

he'll be needing a financial planner for that too...iykwim

[@adrstam996]

​@@FactTourRealsaviour complex

[@kakjhal]

He is just one step away from disaster - job loss, ill effects on health due to excessive stress, it can be anything!

[@nick_29_11]

Bhai mat bolo ye sab.. Galti se kisi psychologist ke pas chala gya to 20-30k aur le lenge ..fir aur financial crunch aur depression 😅

[@nitinkumar-hq1yp]

This guy has zero discipline on his finances. 1) Takes a loan on his marriage which he can't afford 2) Spends 20k on fuel which he could have avoided 3) Takes a loan for foreign education which he could have avoided. There are great institutes in India for a bright career. 4) Doesnt consider is wife's income as a part of their finances. I guarantee you this guy will remain bechaara throughout his life, no matter how much money he makes.

[@gyanaavaibhav]

Totally agree with everything expect the last part you said cause you might not know his wives attitude what is she is like no my money my your money your Also attitude is a type of thing which you won't know untill you have spend time with the people or the person plus he cannot git divorce cause taboo and loans for wedding it's like he fked himself

[@SohailS10]

Clearly you didn't see the full video😂

[@shauryarana5360]

Bhai, same video dekhi na dono me😂

[@BHUSHANBARMAN-cs8xf]

Maybe 1. His dad thinks asper Indian society shaadi dhum dham which he can't dent 2. 20k fuel is necessary family> Anything be real 3.Behen ko padhna tha aur india me konse universities me bussines analytics krskte h india me scope ni h itna 4. He considered that's why he is saying his income as 180k

[@chirayujain6602]

Pls dont be harsh on this guy. I'm sure you haven't watched the video wholeheartedly

[@shilochanadudi9703]

If this continues much longer, the wife might start having issue because wife will have saving to do fun things, spend on herself/family but he might be in financial burden. I think problem is not that wife or father/sister are not willing to contribute but husband is not discussing/expecting them to pitch-in

[@disfatbidg5076]

Yeah typical wife behaviour..no responsibility just fun

[@SamBahadurManekshaw]

That's so stereotypical of you. You need to understand that you have 50% responsibility to bring your wife to confidence. When I got married, I shared my financial situation: earnings, expenses, financial responsibilities, etc. with my wife. She has become so much understanding that she always saves/invests spare money for our future well being. You must see that it's a two-way streak. If you are stubborn enough to carry family responsibilities, ALONEwithout showing even 1% will to sit down and talk money with your wife and family, then kudos! You have earned lifelong stress for YOUR mistakes.

[@suckpeppapig]

@@disfatbidg5076 wife take responsibilty of her family ( she her husband and kids) and not of his family(his brother sister parents blah blah blah)

[@somilbijur8137]

Wife will have to provide for her parents, husband can't expect her to pay for his sisters loan etc

[@rasingh6893]

Typical self obsessed behavior.. 🤡 In marriage you take vow that all your problems are now my problems... But for some people life is all about fun and their own well being😟

[@rahulvermaverma2500]

The only thing the guy needs to worry about right now is his newly married life. He needs to discuss everything with wife. Else fulfilling family responsibilities wud eat out his personal life!!!

[@DevanshuYadav-g4l]

Parents strong financial background is a blessing

[@krnsrth]

Guy is not taking a stand for himself...

[@simratsahota38684]

Yeh Banda bahut acha hain yaar🙌..requesting his wife to please just hug him and pamper him a bit Maam please do so if you are reading this Even men need love🫶

[@talkingtochapri]

Wife q, ask the father and brother to pamper him for exploiting his innocence.

[@neerajkumarpal739]

Biwi 2 bacho ke saath rent pe hu aur 45K salary mein 24K aram se bchaa leta hu, including shopping and food craving expenses. Khud par kaabu rakhna zaroori hai paise bchane ke liye😊😊😊😊

[@dehatimasti6620]

Same bro

[@ABHINAVKRISHNA-q7k]

Aur bhai Ghar pd kitna bhej rhe ye bhai ki tarah

[@MafiaMelody]

​@@ABHINAVKRISHNA-q7k24k me se agar 10-15k bhej rahe ho to tbb bhi acha hai saving about 9k a month

[@ab1ek145]

I think his sister should take care of her loan why is he owning it. She should do part-time job and repay loan otherwise not sending sister abroad should have considered.poor guy suffering because of family members

[@Pulkitdua94]

What the hell father did his whole life? Why did he had to take a loan for marriage?

[@shivamtalwar6749]

If he continues helping others like this ,his children also have to struggle.

[@Pulkitdua94]

@@shivamtalwar6749 true, a lot of parents are taking advantage of their children by making them feel guilty of not doing enough, like in this case it was his parents responsibility to look out for their daughter’s education.

[@AkshayParulekar-cm7hx]

@@shivamtalwar6749 bhai mujhe to lgta hai iss stress ke karan usko internally erectile Disfunction jese kuch na kuch to hua hoga uska stress alag se Bacche krna to bahot dur ki bat hai

[@Vidyahappiness]

Mera bhi yehi haal hai even after getting married. Im a female. Husband's house is also bad. Unable to stay there due to sister-in-law's family (kids) interference everyday. Planning to move out but we are planning baby, I'm scared and don't know what to do.

[@xoxoxoxoxooxo]

💀​@@AkshayParulekar-cm7hx

[@vishalraj-yf8jn]

He is not doing right by his wife. Same thing happened with me and after 8 years of marriage we have nothing for ourselves. Parents are responsibility to an extent not siblings. He will realize when the siblings will start talking about boundaries in future with him. Start saving for yourself now.

[@Ritesh-gr9sd]

I am surprised how many people in comment section is defending this guy Koi problem hai hi nhi iss aadmi ko He is doing totally fine. Just being emotional He needs to understand and be more practical and moreover Can always switch to a better income job and life will totally change

[@aarti4553]

Yes he takes emotional decisions instead of thinking practically

[@Airops-td4qs]

I am like this. I was emotional at every front. I took a useless degree named Civil from BITS Pilani itself and couldn't do internships since I have a sister's marriage. Didn't do computer programming and became an idealist to pursue civil engineering. There was no job. I got a software job for CTC 4.2 LPA. That I didn't join. I was unemployed for 4 years. Got a job at the age of 28. Contemplated suicide many times in college and afterwards. Idealism sucks!

[@kiran.h.d]

Who spends 50 lakhs for education . In that financial difficult condition in family. she needs at least 15 years to save 50 lakhs from the job. Big red flag 🚩.

[@hiteshnankani644]

The ONLY Solution to your problem: on 30th, hand over all of your salary to your wife and then plan the expenses together

[@OrganicPandora]

We indians have tendency to get emotional to the wrong things. Being an elder son, I know this very well.

[@themboys304]

Very true

[@BudgetCarnivore]

Bro's the GOLDEN GOOSE for his family

[@financewithsom485]

He is a good brother and son . There are very less selfless people like him now a days.

[@Airops-td4qs]

Selflessness is impractical.

[@reva747]

I hope your siblings understand & appreciate how much you are doing for them . I hope they know how lucky they are .

[@vaibhavbisht2324]

27:23 imagine from his wife’s perspective, why would she pay his husband’s family’s non essential expenses from her own pocket.

[@cbazxy2697]

Because it's not his "husband's family" it's her family too. Why would you marry if you are just gonna live separate lives. what's the point of marrying lol? Just for namesake? Same goes for him, husband or wife they should consult each other before making such huge expenses.

[@vaibhavbisht2324]

@@cbazxy2697 read it again it’s his family’s NON ESSENTIAL expenses, I will definitely not spend my money on wife’s family. especially if they are well aware of his/her financial condition. Bhai isko ese dekh Ki You are giving 100% to your family and your family is giving you 0% in return. They know you can’t afford any of it. Personally both my parents are Government employee still we are using our WagonR for past 13 years.

[@baazarkibaatein]

Because it's one family and one where there is love and care.

[@vaibhavbisht2324]

@@baazarkibaatein I only see one sided love and care

[@randomsort3221]

I think this is temporary, being there in times of need for each other is all marriage is about, they seem to both have the understanding to sort this out easily and he doesn't force his wife to pay either, so i think its fine. I think I would do this too if my husband was in this place and then plan out with him on how to plan ahead.

[@anuj_IIT_19]

Can feel his stress just look at him. Actually it feels like the first ever honest video on fix your finance.

[@theone9751]

Once his siblings will stand on their feet. They will just move on and leave parents with him. This will end bad for him

[@cliftonavildsouza9608]

That how girls plan

[@Vineet0k]

There's a lot of self betrayal which is such a hard thing to overcome when you have a big heart like his

[@arijitpramanik9858]

Definitely a very good hearted person and a great family man he is, god bless you bro.

[@mukulsharma3782]

I make the same money, family of 4 and no other source of income. No backup, parents have zero saving, too much stress for multiple personal reasons. Every night wants to end my life but my family will be on road without me, so have to live with stress on everyday basis.

[@tradingwizard562]

U are not alone . I am facing debt crisis too . Only diff is there are assets but monetization of assets is currently causing difficulties . Still hanging on .

[@NIHAL960]

Stay strong bhai.. it will be better.. no situation in life is permanent. Whatever situation you are in give it some time trust me things will be better.

[@gurpreetkakkar]

Bhai 9u 9can 9share 9with 3me 5your 8issues 456 , whatsapp chat i hv given

[@kakjhal]

Are you even living like a human 😢 that sounds miserable & inhuman in so many ways brother ! Hope you can get out of it

[@General_Li_Shin]

@@tradingwizard562 hello, please buy PS5 and make video on the channel, need more content

[@ashwinkadam6404]

15.17-15.33 Choo Loo - Sad Version. What a guy! Men Watch,Men Listen,Men Cry,Men Happy

[@randoanon]

Bhai sach m ye bhai ki situation sun ke dil ro gaya yaar...

[@DevanshuYadav-g4l]

He is a good person. In today's world only lucky ones have such a good brother.

[@sujitsen003]

You’re a rare breed brother, don’t let anyone tell otherwise. Running a family with that much consumerism & inflation around is tough. One thing I didn’t understand is why your sibling had decided to move and study abroad when the family finances are that tight (with all due respect).

[@maniyamihir4177]

Bhai yaha bahot logo ko foreign jane ka junoon chada he. More than 50% of my school friends are in foreign rn doing masters on BIG loans. Surat me yahi hal he baki apke city me kya he idk.

[@rahulkumarpatra4206]

​@@maniyamihir4177 Ha bhai mein bhi Surat ka hu yahi haal hai idhar. Mere kuch dost return bhi ho gye hai foreign se kyuki job nhi mili thi 😢

[@let.tanishqcook]

@@maniyamihir4177sab city me yahi Hal hai

[@harshsakhare3387]

Bhaii yaar ye Banda bohot acha hai. Itnaa responsible hai ye banda❤

[@utkarshkulkarni7573]

Every elder sibling trying to bring the family one line above can relate.. keep it up ashish bhai i agree with your thought process.

[@GarryHandrison]

Not every elder siblings

[@aakashjaiswal8375]

Ashish bhai, very high respect for you. He looks so genuine. Additionally, very commendable for the sister that she is already paying back the loan amount. Long term mein the siblings will all do fantastic.

[@rithikjain4947]

You are doing good job brother. Sometimes, you have to be courageous for your family. Don't lead a stressful life. Enjoy with your partner this time will fly.

[@cbazxy2697]

stop lying dude. If this was good job he wouldn't be in this situation and would've not signed up to be on this show.

[@ankurhotnot]

How to fix your finance : 1. Ask your father to help you in small expense. I am guessing he earns less. 2. Ask your sister to do part time job, while studying. She can earn a lot 3. Just like you are responsible guy, ask your brother and sister to be the same 4. Don’t take loan again for their marriage. Let them take the burden. 5. When you have more income, just invest blindly in equity ie mututal funds. You can easily get a return of 12%. If corona like opportunity, then it can go to 21% as well 6. Ask your wife to help you as well. If she just saves, ask her to invest in mutual funds.

[@leena4989]

Most important dont let your family know how much you make, everything is great when done in limits else things go haywire in life

[@krishnaChander-pl2hu]

Fix your marriage with Anshuman Sharma

[@PineApple-yk4qe]

Episode was really good👍 And... Online mode is great for reaching more people from various parts of India Excited for future episodes ❤❤ Keep up the good work

[@sonicscorpian]

He has done lots of mistakes: 1. Chatgpt subscription is not needed. I work in IT as dev for last 12 yrs and I feel there is no need for chatgpt subscription. 2. Education loan to study abroad. 3. 10L loan for marriage is too much if your financial condition is not good. 4. Not sure how petrol cost is Rs. 20k monthly. If I consider a car, then min travelling will be 2000 km monthly to justify Rs. 20k as petrol cost. And I don't think anyone who is doing desk job travels that much in a month. 5. If you are not able to manage family of 6 then no need to burden yourself with a pet. 6. Monthly income and expenses are not adding up, there will be min Rs. 20,000 saved at the end of the month.

[@Rahul-p5x]

This is most insightful video of the series. No mistakes from the guy and still need help to fix the finances. I feel this is the case for most of the people earning and working on getting their family out from the lower middle class

[@anmolkissen5199]

Feeling bad for he's wife

[@ziksbytes3459]

Don't feel bad she is great and helpful

[@monishasekar4716]

​@@ziksbytes3459Yes still she didn't consider moving from this zoo😂

[@simrandeora6906]

@@monishasekar4716I was thinking the same

[@revaneshdoni7746]

I think he purposefully wants his life to be complicated as he doesn't like anything to do so this is his kind of entertainment and can have some kick to his life. Everyone in his family is self sufficient even then he's like am the THE man of my house, he says his sister has given him back 2-3 lacks but still he thinks she isn't capable of paying 25k. He's totally living in fantasy.

[@prashantjamnik3425]

This comment section is filled with post 2000 kids this is something which 90s kid can understand, its not about the money or loan its all about the unconditional love he have for his sister and his father and his family thats what a true man look like 😊 you do your part bro

[@sunmoon4520]

I can relate when he was unsure about his wife financials. In today's world husband wife relationship is not that pure due to unknown reasons.😊

[@monishasekar4716]

So you need even the wife to spend for this selfish family😊?

[@srenathr2521]

This elder brother is great and his wife is even greater. A girl from outside contributing to this family with so much support along with husband, is appreciable. Good couple, hope they dont end up in just one way traffic of taking up burden!

[@nikitsharma1554]

bas ek sawaal 10 saal baad naya Bacha paida karne ki kya zaroorat thi jab beta beti dono thay hee.

[@themboys304]

😂😂😂 Bhai upar se pet bhi hai 😅😂

[@sankkham]

Typical north indians. Make more kids and then use them as a tool in future.

[@NeerajKumar-qq8dc]

Iska Baap khiladi aadmi hai 😂

[@talkingtochapri]

​@@NeerajKumar-qq8dcaur maa bhi Khiladi aurat hai 😅

[@DevRudra-i6s]

Respect .... Selfless family man.

[@SohailS10]

Respect for anshuman bhai...log aaram se 699-999 ke memberships rakhte hai lekin bhai ka max membership bhi 119 kabhai🥳🥳

[@Ayyubrahmani19]

This new format is not better old one was better

[@maniyamihir4177]

Online me vo open nahi ho pate, esa lagta he jese chupa chupa ke baat kar rahe

[@anythingonfinance]

It is funny to know that he thinks that he is in financial stress but still he is a car owner, had a motorbike, having pet, owing a PS 5, every month he is spending 20K on commute only. Spending wisely and keeping a control of his expenses can really make a huge difference

[@sammyadas7539]

I have no idea why he came to this show, everything seems fine, he is just not talking to people

[@odishaclasses9976]

😂

[@acharipavan328]

He wants his family members to watch this show and understand him

[@CoperateGuy]

Apke jaisa bda bhai kismat walo ko he milta hai

[@Akkisopinion]

I am 34 years old. I get 65k/month, I am trying to switch job since March but not getting any. Not getting any interview calls. I have 13 lakhs of loans and am also paying emi for my sister's education almost 14k/month. I also paid for my brother's PG when he was in Pune, He is 32 and doesn't work, he always leaves jobs within 2-3 months. He is never steady in any job and he never contributed. I am in the position where I've no option but to pay because my father can't pay it, he is retired and his pension is not enough, I've learnt my lesson when I realised that both my sister and brother don't respect me. Currently I've found a part time job along with my steady job which means I'll be working 15 hrs/day. I am just fed up with this. Enough is enough now.

[@sumitp9158]

Bhai behen ke kharche tum kyu kar rhe ho unko education loan lene bolo and aap apna dekho bas .

[@Akkisopinion]

@@sumitp9158 education loan hi to liya hai , bin soche samjhe papa ne push kiya unko lene k liye and ab mujhe emi chukani pad ri hai, mujhse puchha b nahi lene se pehle. Koi izzat hi nahi hai mere opinion ki ghar me.

[@Akkisopinion]

@@sumitp9158 bahan ko bahut saare mental illnesses hai, wo job continue nahi rakh pati, degree b sirf usko sirf isliye karwaa rahe hai kyonki kal ko jab wo thodi thik honjaay to apna kharcha utha sake. Medicine shuru hai uski. Rahu baat Bhai ko to uska will issue hai, uske tantrums se mai tang aa chuki hu. Koi zimmedari nahi uthata. Apne saare paise maine sirf zimmedario pe lagaa diye, finally jab meri salary badhi to maine 23k ka rented flat liya but phir uske baad rent badhne lagaa, in dono k kharche badhne lage and then ab haal ye hai ki mere paas 5 Tarik k baad kuchh ni bachta, galti kar di maine itta mehenga rent vala Ghar leke

[@arjuntyagi5860]

Stop pay for your brother he got pressure automatically by parents, and strict on your sister too

[@NiteshSharma-hb7zj]

I also want part of this series, facing many problems to manage my financial

[@sksahoo6210]

He is very harsh of himself in future its going to create lot of trauma in him

[@sahibwr10]

Yr yea indian reality hain actually hr bete k saath yea hp rha hai , Maa baap bc apne aukat dekhne lug jate hain support krne ke jugha apne sb paise save krte rhte hain or bcho ke gaand marte hai phir hota kya hai ek gareebe k loop strt ho kata hai 😊

[@DrKallalPramanik]

I don't want to be harsh, but बीवी शादी के बाद ही समझ गई है कि बंदा अपने आप को और अपने future को least priority देता है। People like this are often abandoned by their own in the end. It’s heartbreaking, unless they are mentally prepared for it.

[@hi_vishy]

Few men don't realise they are being used.

[@debahutisantra7134]

I liked all the suggestions given by Anshuman. Great job. These plans will help middle class to overcome financial stress.

[@BrokenRecord-i7q]

if you visit starbucks when you can barely afford a tapri ki chai, someone needs to call this out just because you can afford the EMI doesnt mean you can afford the product, unfortunately the gentleman has taken loans upwards of 60 lacs that way above the pay grade

[@mrprao3]

Ashish bhaiya you are truly an inspiration! 💯 Please don't be hard on yourself, if you're not this stressed, I'm sure you'll be back on PS5 playing new games and having fun 😄

[@animeshsrivastava8773]

Request Anshuman to take heed of this that its not a conventional bitsat course. Ye company sponsored programs hote that is not even close to the conventional BITs degree. Plz do a thorough research before you put the caption

[@neelanand8034]

Once he has empowered his sister, the growth will be unlocked. I am proud of this boy. God bless him. I wish I was like him 😢

[@vishwas55]

If he doesnt change i am pretty sure in the future his relationship with sibling will not be good. There might be a fight between his wife and siblings regarding money matter.

[@amanlalwani3699]

I see myself in this podcast , he is not harsh on himself , its all big brother responsibility and maturity . I can relate him

[@CS-si8kl]

It's time for you to be selfish brother or you will be in deep trouble. If your father is earning let him partly pay for the rent and Grocery.

[@sisirrana8970]

Thank you Anshuman for thsi episode. Anyone who could relate will be crying in one corner and wiping their tears without there family being aware of it.

[@Jupitererrrr]

He needs to work on his relationship with his wife..they gotta work as a team and i really hope his sister finds a job after her edu.

[@chirag9203]

I genuinely feel for this man he doesn’t deserve to through such stress and how he managed his life till now is not for the faint hearted, that moment at 23:40 was very emotional for me Amazing job Ashish, dad can help in many ways thoda baat Karle

[@SAHIL12376]

"He is taking unnecessary burdens, now a day marriage is a joke no support from wife"😢😢

[@shwetabhsingh962]

This is how men are...the people who are putting negative comments are selfish people who only think about themselves.He is a responsible man.Respect

[@hatebreeder999]

This is prime example of how men should not be. Men should stop sacrificing themselves for abstract concepts like society nation or family. Koi kaam nahi ata end mein

[@leena4989]

Mam this is not acting responsible, jitni chadar ho utni pair failana chahiye na, he is not Ambani that he is neck deep in loan and no back up no savings, yeh kya ch*t*ap hai bhai

[@TheJainmehul]

Nothing responsible about this and no this is not how a family is supposed to take advantage of their son. Putting everyone’s loan with such a huge education loan of sister is so wrong.

[@Antimgupta16]

Such responsible man commit sucide at the end out of stress… Dz is the problem why u want every member to be dependent on son earning…so sad aj bhi aisi soch hai logo ki😑