FD करवाने से पहले जरूर जान लें टैक्स के ये 18 नियम || 18 FD Rules

FD करवाने से पहले जरूर जान लें टैक्स के ये 18 नियम || 18 FD Rules #fixeddeposit
All About Fixed Deposit || Masterclass of FD
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• All About FD [Fixed De...
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DISCLAIMER ********
This video is merely a general guide meant for learn­ing purposes only. All the instructions, references, content or documents are for educational purposes only and do not constitute legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.

[@anilbawane6963]

Thanks for updating and addressing very crucial and helpful information .👌🙏🙏

[@CASumitSharma]

Best wishes

[@HariSings-b9z]

इस छोटी सी वीडीओ में अपने बहुत बड़ी बहुत बढ़िया जानकारी दी है।ईश्वर आप पर सदैव कृपा करते रहें

[@CASumitSharma]

Thank you ji

[@ramakantunawane7827]

व्हिडिओ अच्छा लगा धन्यवाद पुणे

[@CASumitSharma]

Thank you 😊

[@NavjotSingh2dam]

Best information regarding FD🎉

[@CASumitSharma]

Thank you 😊

[@snehaudichya449]

Bahut shandar jankari di❤ Thank you so much 🙏

[@CASumitSharma]

Most welcome

[@narendersharma5089]

वीडियो अच्छा लगा। धन्यवाद भाई जी। 🙏🙏

[@CASumitSharma]

Thank you SHARMA ji

[@amriksingh-u2t]

Ca sumit sharma ji very nice information dete ho

[@CASumitSharma]

Thank you 🙏

[@kashinathjangam1387]

बहुत अच्छी जाणकारी.धन्यवाद.

[@CASumitSharma]

Thank you

[@Manojjugran75]

Best video 👍💯😎

[@CASumitSharma]

Thanks ✌

[@drsubhadrasharma5211]

Nice valuable information, keep it up

[@CASumitSharma]

Thank you, I will

[@hamarupyaruuttarakhand7773]

आपका समझाने का तरीका बहुत अच्छा है

[@CASumitSharma]

Thank you 😊

[@jkyadav4884]

Good very good vedio

[@CASumitSharma]

Thanks

[@helencrasto8477]

Very good information. Thanks 🙏

[@CASumitSharma]

So nice of you

[@vijaydambhare8154]

Good infirmation

[@CASumitSharma]

Thanks

[@arunsaxenaddn4240]

Very useful vdo. Thank you

[@CASumitSharma]

Most welcome

[@mehulvyas5667]

Very much informative, excellent information provided, very very useful

[@CASumitSharma]

Glad it was helpful!

[@kamataprasadvishwakarma9534]

🎉THANK YOU SIR

[@CASumitSharma]

Most welcome

[@AkshayMane-e4i]

Nice vedio sir

[@CASumitSharma]

Thank you 😊

[@kailashjain9007]

Very nice information Sumit Ji🎉

[@CASumitSharma]

Thank you jain saab

[@diujay]

Very good 👍 video with details 👌

[@CASumitSharma]

Glad you liked it!

[@devadev4379]

आप हमेशा उपयोगी जानकारी सरल भाषा में उपलब्ध कराते हैं सुमित ।

[@CASumitSharma]

Thank you 😊

[@paritoshkumar9289]

😊😊😊😊😊😊😊😊

[@jiwangariya3292]

Sumit ji great information

[@CASumitSharma]

Thank you 😊

[@Priyankasingh1-56]

Nice Information Thanks 👍

[@CASumitSharma]

Thank you

[@JagdishKumar-qq7eq]

Very useful information haiji

[@CASumitSharma]

Thanks a lot

[@sheelsajanpurohit3406]

Very use full information yhanks

[@CASumitSharma]

Most welcome

[@mumtazbegum2611]

Bahut achhi jankari h

[@CASumitSharma]

Thank you 😊

[@nandadevighadgedeshmukh8653]

Excellent👌👌

[@CASumitSharma]

Thank you! Cheers!

[@nazneensultana9005]

Sir v useful information given thank you.one doubt sir all consolidated deposits can be seen by IT department through PAN card no sir then shareing of deposit in different banks may not work out

[@CASumitSharma]

👍

[@izharahmedansari5628]

Nyce info sir

[@CASumitSharma]

Thanks

[@sharansharma7138]

Nice dear🙏🏻🙏🏻🙏🏻

[@CASumitSharma]

Thank you so much 😊

[@RichhaSharma]

Good information

[@CASumitSharma]

Thanks

[@swatimalhotra3493]

Very helpful content

[@CASumitSharma]

Thank you

[@inderjeet388]

Good sir🎉🎉🎉

[@CASumitSharma]

Thank you 😊

[@bhavnabhatt7312]

Bahut bahut shukriya

[@CASumitSharma]

Suswagatam

[@satnaraingautam2123]

Very nice explanation

[@CASumitSharma]

Thank you

[@vinayKumar-vlog27]

Sir hamari Salana income 3 lakh se kam hai ,,itr nahi bharte to kya fd pe tds ya koi aur tax katega

[@jarahatke709]

Very very good information

[@CASumitSharma]

Thanks for liking

[@fulchandchoudhari2887]

फुलचंद चौधरी जी को TD 300000 Ru

[@kamleshnagrani3126]

New subscriber loved ur content ❤❤

[@CASumitSharma]

Thank you 🙏

[@dilipbaghel5367]

Very nice

[@CASumitSharma]

Thank you 😊

[@RadhikaSharma-js3bn]

very helpful video sir

[@CASumitSharma]

Thanks and welcome

[@diujay]

Please make same video also for NRI​@CASumitSharma

[@BikerHarsh]

Very informative video Sir 👍👍✨ , Aesi he mutual fund lumpsum Or SIP pr bhi banaiye

[@CASumitSharma]

Ok

[@yogeshmajmudar8580]

Senior citizens should be free for any rules for F/D.

[@CASumitSharma]

👍

[@mahabharat11]

आजकल बैंक भी डूब जाते है, पैसा कही भी सुरक्षित नहीं है

[@CASumitSharma]

👍

[@vijaythadani4078]

Sir senior citizens secem me intrest me jo tds kat raha hai wo vapsa aa sakta new itr sceam me

[@CASumitSharma]

Check kro Pan aadhar link hai Nahi link to aapke 26 as me show nahi hoga And refund muskil hai

[@amitbgp1980vlog]

आज मैंने आपके चैलन को सब्सक्राइब किया है नया साल मुबारक हो आपको ❤❤❤

[@CASumitSharma]

Thank you Happy New year

[@ashokgadhave2334]

Me post mdhe nsc kele ahe pn 15G bhrla nahi .agent kdun bhrle ahe ata in trest cut hoga ky

[@CASumitSharma]

there is no TDS on the interest earned on investments in NSC.

[@ashokgadhave2334]

@CASumitSharma thanku sir

[@tapaskumar9404]

Agar kisika char bank me account hai aur char bank me FD karate hai to pan card se uska sab bank se income pata chal gaiga ap is par vedio please banaya

[@CASumitSharma]

Sabhi banks ka TDS online show hoga

[@safiqwarish7289]

Sir zameen sale karke paisa fd karegen tobhi TDS katega please tell me

[@CASumitSharma]

Interest annually 40k cross hoga to katega

[@safiqwarish7289]

@CASumitSharma thnx 🙏

[@prakashsahoo3856mcq]

Sir 9 lakh 9 lakh alag bank me...pan card to ek hai na...so....it notice ayegaa ki nahi

[@CASumitSharma]

No

[@Santosh01017]

Sir gst no inactive hai to new ragistration hoga jayega ya purana wala active ho skta hai inactive date 1/7 /2017

[@CASumitSharma]

New lena hoga

[@jamnaprasad5074]

Sir 5yr tax saving fd me interest amount Har Saal credit Hota Hai ya 5 Yr complete hone par. Interest amount income me Har Saal add hoti hai ya 5th yr complete hone par 5th Yr Bali income me add Hota Hai??

[@CASumitSharma]

Har saal Check AIS TIS 26 AS Waha show hoga

[@shanuvij3872]

Sir, doosre CA ke hisaab se 10lac ki FD in a year kahin bhi karane se information IT deptt ko jati hai kyonki PAN, Aadhar linked hai. Please guide karo.

[@CASumitSharma]

Kitni b kro FD Uska interest to show hoga hi

[@Saqlain_kazmi]

हम बूढ़े लोगो को इतनी बातें याद नहीं रहें गी दो तीन बातौ मे कि पचास लाख नो 12:23 Phle लाख चार बें🎉क । मे और अपने नाम फिकस कर दै

[@CASumitSharma]

👍

[@rameshsonwal3916]

Seving or FD dono ka mila kar 40,000.Thousand se jyada interest aaya to TDS kat ta hai kya. or 3 bank account se mila interest hai to ..?

[@CASumitSharma]

FD only Alag alag bank ki alag alag limit hai

[@sandeeprajpoot2303]

Sir sbi me 1000 fixed kiya hai 7 days th o interest 3.50 hai pr 1₹mila hai tell me

[@CASumitSharma]

Pre closure krwaya hoga

[@MayankMishhra]

Please btaiye best govt bank for highest intrest rate🙏🙏🙏

[@CASumitSharma]

Detailed video coming soon Baki aap har bank ka google pe interest chart dekh sakte hai

[@boxermannu]

Love you ❤❤❤❤❤❤

[@CASumitSharma]

❤️❤️

[@ayushprasad2008]

Bhaiya aap gov. CA hai ya ek private co. mai CA hai

[@CASumitSharma]

CA in practice

[@shanuvij3872]

Ek mein karao ya alag alag banks me karao, IT department ko information jati hai aur notice to ayega, Pakka.

[@CASumitSharma]

Achyaaa

[@HaniShekhawat]

Ha ye bahot risky ho gya hai ab .

[@nayangupta-zo8dy]

Sir me yeh janna chhahta hu ki agar koi upi se payment leta hai aur uska source income tax department ko nhi bata pata hai to kitna tax and penalty dena hoga

[@CASumitSharma]

Agar koi vyakti UPI se payment leta hai aur uska source Income Tax Department ko justify nahi kar pata, to yeh payment "unexplained income" ya "unexplained cash credit" ke roop mein treat kiya ja sakta hai. Is par tax aur penalty lagne ka provision hai: 1. Tax Liability Agar payment unexplained hai, to us par 60% ka flat tax rate lagta hai (Section 115BBE ke tahat). Is par 25% surcharge aur 4% health & education cess bhi lagega, jisse effective tax rate kareeb 78% ban jata hai. 2. Penalty Section 271AAC ke tahat, agar income unexplained hai, to us par 10% ki additional penalty lagegi. Is penalty ke liye condition hai ki aap assessment proceedings ke dauraan unexplained income admit karein. 3. Total Impact Effective tax and penalty mila kar aapko kareeb 84% of unexplained income dena padega (78% tax + 10% penalty). Example: Agar aap ₹10 lakh ki unexplained UPI payment nahi justify kar pate, to: Tax: ₹7.8 lakh Penalty: ₹1 lakh Total: ₹8.8 lakh Advice: 1. Payment ka proper record rakhein (bank statement, invoice, etc.). 2. Agar source genuine hai, to uska documentation ready rakhein. 3. Agar notice aata hai, to CA ki madad lein.

[@KamlaDevi-hg2rs]

Sir adrs cprtv me pesa jmahe doob ge kya muge pesa melega please jvab grur dena

[@CASumitSharma]

What is adrs cprtv?

[@Mr.Sunday_Vlog]

Indian market paise dalne ke layak nahi hai... Karan bahut hai govt. Se lekear technical level tak. Sab sudhar jao aur future ke chakkar me kamaya paisa mat gawai❤❤🎉 Log bank me paisa nahi dal rahe isliye markets natak kar rahe hai

[@CASumitSharma]

👍

[@jasbirsingh9863]

Sir muje fd pr Loan lena h to buy a home thik rahega fd pr loan lena ya nhi plz btaye

[@CASumitSharma]

Dekh lo Home loan ka interest and FD loan ka interest Baki charge compare krke

[@VickyYadav....]

2 bank me 4.5 lakh 4.5 lakh ka kiye hai to uspe tds lagega ki nahi

[@CASumitSharma]

No If annual interest not cross 40k

[@VickyYadav....]

@@CASumitSharma sir aaj bank me Jake puche to bole ki pan card me dikh jayega 2 gajah pe fd kawaye hai 40000 cross karega hi to aapko tds lagega

[@DeepakJain-s6w]

केवल fd इनकम के लिए कौन सा itr फोरम लगेगा itr 1 या 2

[@CASumitSharma]

1

[@sukhdevsingh7121]

Sir ji agar kisi ne 2cr ki fd karni ha to pure gar me jase 6 log ha har kisi ke name par 30lakh 30lakh kar de to koi dikkat to nhi hogi

[@CASumitSharma]

10 lakh se uper per person ki krwao To proof rkhna

[@sukhdevsingh7121]

​@@CASumitSharma proof MATLAB sir

[@amarprasadpanda7695]

मेरे पास कोई अन्य किसी भी प्रकार के आय नहीं है बैंक इंटरेस्ट सिवा ,,और नहीं मैं अभी कोई नौकरी करने वाले हैं , मेरे ब्याज70000 सालाना आता है तो मैं क्या करूं

[@CASumitSharma]

Check AIS TIS 26 AS And file ITR accordingly if applicable

[@bashirahmed1800]

sir nri k fd pe tax lagta kiya,or koi limit hai kiya?

[@CASumitSharma]

For Non-Resident Indians (NRIs), the tax treatment of income earned from Fixed Deposits (FDs) in India is as follows: 1. Taxability of FD Interest Income Interest on NRO FDs: Fully taxable in India as per the slab rates applicable to the NRI. Interest on NRE FDs: Fully tax-exempt in India if: The NRE account is maintained as per FEMA guidelines. The NRI status is retained. Interest on FCNR FDs: Tax-free in India. 2. TDS on FD Interest NRO FDs: Tax Deducted at Source (TDS) is applicable at 30% (plus applicable surcharge and cess). NRE/FCNR FDs: No TDS is deducted as the income is exempt. 3. Double Taxation Avoidance Agreement (DTAA) If the NRI resides in a country with which India has a DTAA, they can avail reduced TDS rates or claim tax relief under DTAA. A valid Tax Residency Certificate (TRC) from the country of residence is required to claim DTAA benefits. 4. Filing Income Tax Return in India If the NRI’s total income in India (including interest from NRO FDs) exceeds the basic exemption limit, they need to file an income tax return. Even if TDS is deducted, filing a return may help claim a refund if the NRI’s actual tax liability is lower than the TDS deducted.

[@NaveenKumar-oe2xp]

Sir, Can we select 3 to 5 mutual frund from SBI amc instead of difference difference amc.

[@CASumitSharma]

Yes

[@NaveenKumar-oe2xp]

@CASumitSharma Thank you

[@kuldeeppandey6792]

Sir Meri 30 din Ki FD Me se To principal ammount se bhi paisa kaat raha hai

[@CASumitSharma]

Premature closure?

[@sameershahbaz9652]

Sir FD p TDS k baad jo 4% cess h uske baarey m btayeinn!

[@CASumitSharma]

Wo FD interest aapki income me add ho jaayega As per slab rates tax dena hoga Tax banega to uspe 4% cess b dena hoga

[@shivshambhukushwaha7855]

Sir aapne bataya hai 1 financial year me 42000 interest aata hai to 42000 pe tds katega . Jab 40000 tak tds ki chhut hai to 2000 pe tds tds katana chahiye mujhe mujhe conform kare please.

[@CASumitSharma]

42000 pe 4200

[@SanjayKumar-tk2uw]

Sir ITR ki last date kab tk file kar sakate h.

[@CASumitSharma]

AY 24.25 UPTO 31.3.24

[@NaveenKumar-oe2xp]

Sir, please make a video on new rule of saving account by rbi

[@CASumitSharma]

Ok

[@kushagrajha4621]

Sir agar 2.5(lakh) ki FD ko 2 baar mein kara lein break karke for ex- mein 1.5 lakh ki ek FD aur 1 lakh ki dusri FD to phir bhi notice aayega kya ?

[@CASumitSharma]

No If entire year amount not cross 10L

[@pkjain2304]

U r talking about different banks but all are linked with PAN,IT will not make any difference for TDS purpose.

[@CASumitSharma]

Achyaaa PNB me 30000 SBI me 30000 To dono bank TDS katenge?

[@aswinikumarnayak3686]

Sir 🙏🙏 mera health sahi nahi rahta,hamara ghar sell kar ke fixed deposit kar ke main gujara karna chahta hun,mera koi bhi income sorse nahi hai 🙏🙏 kya karun thoda bataiyega 🙏🙏pitaji nahi hai

[@CASumitSharma]

Dekh lo ghar ki sale amount purchase amount Capital gain Uske according

[@aswinikumarnayak3686]

Sir 🙏🙏 actually mummy hai uske naam pe fd hoga,pitaji ka death ho gaya hai 🙏🙏 please reply

[@shashikantjaist9454]

Agar adar koe income nhi h Kewal FD ka hi bayaz ata ho to kya hota hai 10 lakh ki FD h

[@CASumitSharma]

Better to file ITR

[@Rj_31_KULDEEP_BENIWAL]

SBI a/c type : SB TINY SPL OD GEN PUB IND (over draft) type ka account h .kya mai is account me fixed deposit or mutual fund & equity me use kar sakta hu. Ya fir sbi type : regular savings account me convert krvana hoga. Plz help me sumit sir.... waits

[@CASumitSharma]

SB TINY SPL OD GEN PUB IND account is typically a basic savings account with overdraft (OD) facilities. It is designed to meet basic banking needs, especially for small-scale users or individuals with specific requirements. Key Points About SB TINY SPL OD Account: 1. Restrictions on Usage: Such accounts often have limitations on transactions, account balance, and usage for investments like fixed deposits, mutual funds, or equities. 2. Overdraft Facility: It allows you to withdraw more than the available balance up to a certain limit, but you may not be able to directly link it to fixed deposits or investments. For Investments (FD, Mutual Funds, Equity): To invest in fixed deposits, mutual funds, or equities, banks generally recommend a Regular Savings Account, as it provides: 1. Flexibility: No restrictions on linking investment products. 2. Eligibility: Better suited for managing and tracking investments. 3. Ease of Transactions: No limits on deposits or withdrawals (as applicable to Tiny accounts). --- Recommendation: If you plan to invest in FDs, mutual funds, or equities, it’s advisable to: 1. Convert Your Account: Upgrade to a Regular Savings Account by visiting your SBI branch. You might need to provide updated KYC documents. 2. Confirm Investment Eligibility: Check with the bank whether the existing account can be linked to specific investments.

[@Rj_31_KULDEEP_BENIWAL]

@CASumitSharma ok, thanks

[@nayanch_Banarasi_zindagi]

Mera Fd 2 years ka h, aur interest maturity pe le rahe hai aur interest 70k hai to tds katega kya?

[@CASumitSharma]

Saal ka 40k crosa hua to katega

[@nayanch_Banarasi_zindagi]

@CASumitSharma Sir, maturity ek saath 2 saal ka mil raha h, to wo 2 year me devide ho jayega na (35-35) me. To nahi katna chahiye.

[@babbukumarsongs8786]

Hamein kahin bhi fd ki jarurat hi nshin ham roj badalte ruls aur nautankiyon se tang aa chuke hain apna paisa khud khao warna bank aur sarkar kha jayegi

[@CASumitSharma]

👍

[@snehaudichya449]

@@babbukumarsongs8786 hari bimari bhagvan na kare tab kon dega sirf isliye kuchh bacha lo varna khao udao moj karo jindagi na milegi dubara

[@PawanKumar-ru2fs]

Sir 300000/- total income one F/Y hai ITR Tabi file karna hota hai agar mutual fund say income include hoti hai n plese reply Thanks

[@CASumitSharma]

Yes

[@mahaboobmahaboob5535]

Ciniaer citizen me liye Kya niyam he

[@CASumitSharma]

Same for all

[@cookcookfoodie21]

Fd me mile interest ko reinvest karne me income tex nhi lagega

[@CASumitSharma]

Interest is need to show in ITR

[@virendersingh6369]

Bhaiya this true but if you do FD , it is only loose to inverter only . Our government and bank getting return. Think 1000 before doing FD .

[@CASumitSharma]

👍

[@anandrajanand4152]

Maine 5 sal ke liye 5 lakh FD kara diya h 5 year bad maturity per interest 2 lakh Milega To TDS Katega aur per year Kaise calculate hoga

[@CASumitSharma]

500000 ka 1 saal k interest 40k se corss hota hai to katega TDS

[@yashverma9511]

​@@CASumitSharmaTDS katne par ITR bharne me koi problem aata h kya sir

[@jaysinghyadav9153]

Mani paise fix lakin 6 month ki bad mera. Principal se bhi kam ho gaya hai

[@CASumitSharma]

What is your query

[@aijaz2578]

Please let inform me about the FD for NRE deposited Rs 4,000,000. The NRE amount is exempted or Not.

[@CASumitSharma]

As an NRI (Non-Resident Indian), the tax implications of an NRE (Non-Resident External) Fixed Deposit (FD) are favorable: 1. Tax-Free Interest Income: The interest earned on an NRE FD is fully exempt from income tax in India under Section 10(4)(ii) of the Income Tax Act, 1961, as long as you qualify as an NRI for the relevant financial year. 2. Principal Amount: The principal amount invested in the NRE FD is your foreign income, so it is not taxable in India. 3. No TDS: There is no Tax Deducted at Source (TDS) on the interest earned from NRE FDs. 4. Repatriation: Both the principal and interest amounts are freely repatriable to your foreign account, meaning you can transfer them abroad without any restrictions. Key Conditions for Tax-Free Status: You must qualify as an NRI under the Income Tax Act for the financial year in which the interest is earned. The account should continue to be maintained as an NRE account. If your residential status changes to a resident, the interest on the NRE FD will no longer be tax-exempt, and the account will need to be re-designated to a resident account or an RFC (Resident Foreign Currency) account.

[@deeptishealthyplate]

Sir cash me 1 lakh, aur 1.5 lacs kar k 5 lac ki fd karwayi hai wo bhi life me pehli baar to itr file karu ki ni kyunki isse pehle kabhi ni ki file?

[@CASumitSharma]

ITR filing mandatory if Income cross basic exemptions limit 3 lakh

[@gulshanjain4022]

यदि SB Account तो एक ही बैंक में होता है तो अलग अलग बैंकों में FD करा सकते है, अलग अलग बैंक का मतलब क्या एक ही बैंक की अलग ब्रांच में FD कराए अथवा बैंक भी दूसरे नाम का हो, मतलब मेरा अकाउंट पीएनबी में है तो मैं उसकी अलग अलग ब्रांच में FD करा सकता हूं या बाकी FD SBI, UCO जैसे अन्य बैंकों में करनी होगी

[@CASumitSharma]

Alag alag bank Not branch

[@manojanwane4022]

सर, A+B+C बॅंक का एफ. डि. पुरा इंनकम मिला के टी. डी. एस. कटेगा क्या?

[@CASumitSharma]

No Alag alag

[@ashwinitalpe1575]

Tds cut hota he tabhi itr file karna he na?🤔

[@CASumitSharma]

ITR filing mandatory if Income cross basic exemptions limit 3 lakh

[@ashwinitalpe1575]

ok thank you for your reply

[@devichand1072]

bai mene polisi lai aditea birla ansorans ki uske bare me koi nahi btata sar fd ja uchal fand ki hi bate karte hy uske bare koi kuch nahi btata

[@CASumitSharma]

Bata dnege next video me

[@tusarsharma]

Sir mene ek plot October 2023 me sale kiya tha 8 lakh ka fy 23-24 ki itr me capital gain 2.34 lakh show Kiya tha current financial year me April 2024 me 7 lakh ek dusra plot sale kiya tha and July 2024 me un pese se 20 lakh ki fd ki next itr fy 24-25 ki tr me capital gain show karta hu tab koi notice aa skta hai kya

[@CASumitSharma]

No

[@aswinikumarnayak3686]

Sir 🙏🙏 pitaji ka death ho gaya hai, mummy ghar sell karke fd main gujara karna chahti hai 90Lacks fd,kaise kare thoda Idea denge,aur fd ke upar tax kaisa dena padega? please reply 🙏🙏

[@CASumitSharma]

As per slab rates

[@shivamDhomne]

Sir mere mammy papa n 16 lakhs ki fd mere naam se krayi h 2024 july m jisse unhone 2,3 saal se save kiyei thei or hm feb 2025 m 9 lakh ki ek or fd krvayege jisme se 3 lakh mere or 6 lakh mammy papa k to kya 3no ki itr m jo fd banvai h vo show 3no ki itr m krni hogi yaah mere naam se bnai h to mere itr m show krvani hogi???

[@CASumitSharma]

Check AIS TIS 26 AS after year end and file ITR accordingly

[@shivamDhomne]

@CASumitSharma ok sir

[@aditjatar5113]

If one want's to invest say 36 lakhs in bank ( say 9 lakhs each in 1 bank is that a good idea)..? @ say 7.50% for a year on QIP

[@CASumitSharma]

👍

[@BrajmohanVishwakarma-m3o]

सर जैसे की एक बैंक में मैंने 5 लाख की fd की उस पर int मिला 36,000 6% के हिसाब से ओर इसी तरह से दूसरी बैंक में 5 लाख की fd करी उस पर भी 36,000 मिला एक बैंक का तो 40 हजार से कम है दोनों बैंक का एक साल का int 72,000 हुआ तो क्या दोनों बैंक की fd के int को जोड़ कर tds कट सकता है या नहीं कटेगा ऐसी स्थिति में क्या होगा

[@CASumitSharma]

Dono nahi katenge

[@ProfDJPatel]

Bank deduct 10%tds on at amount of acrual interest of fd ànd again 10% tds deducted on amount acrual interest at the time of payment as a part of principal amount. Meaning tds is deducted twice on same amount. This is happening sbi and hdfc bank. Pl look in the matter.

[@CASumitSharma]

Can you share some details to us at [e-mail]

[@ankushgupta3878]

Rd k bare me bataye

[@CASumitSharma]

Ok Will try

[@kushagrajha4621]

Sir agar 2lakh se zyada ki FD karaenge one time mein to notice aayega kya ?Aur itr bhi nahi bhara ho to ??

[@CASumitSharma]

Cash me hai to aa sakta hai otherwise no

[@kushagrajha4621]

@@CASumitSharma sir agar cash mein 2 baar mein karenge like 1 lakh , 1lakh phir bhi ?

[@kushagrajha4621]

@CASumitsharma sir ??

[@CASumitSharma]

Poore saal me 2 lakh se jyada n ho For safety file ITR accordingly

[@kushagrajha4621]

@@CASumitSharma okk sir thank you