First Time Home Buyer Horror Stories

[@JavyVidana]

❗ Home Buyer Mistakes to Avoid: kzbin.info/www/bejne/bXi0d2Wnad98d5Y

[@maricelasatchell2472]

How do I find a Lender?

[@joanneb3524]

It's always been my practice to thoroughly read ANY contract before signing. What has surprised me is that when we bought our first home in 1991, and subsequently sold it in 2020....both of the agents became really upset that I insisted on reading each and every word of the buying/selling contracts. When we bought the house, and during signing, the agent became so upset with me that he would yell for asking questions, tell me it was taking too long, "just sign it!", said I was being ridiculous....paced around his office...went outside and told other agents I was a "piece of work" and just would loudly sigh and throw up his hands. I never let that deter me. At one point I told him that if he didn't allow me to read it, I wouldn't sign it. He turned to my husband and said, "you know, you don't need her...I'll reprint the contract in your name only and we can be done here". Hubby said no, that I'm the brains of the operation and if I couldn't or wouldn't sign, neither would he. It's a good thing I read it, there were a couple of "math" errors in the contract: 1) price we were paying, 2) percentage of commission. Additionally, the seller said they'd pay our closing costs, but that was left out, and they did not disclose anything about the condition of the roof. I had an addendum added saying that because of this, if we had future issues with the roof within a year of purchase, seller agreed to pay for it. It was worth it to me to read it and make the appropriate changes. We DID have a problem with the roof, and while our agent tried to tell me it wasn't a binding addendum, one call to our local Bar Association got me in touch with an attorney, who (for free!) made one call to the agent and got him to agree to the repair costs and let him deal with getting it out of the seller on his own. In total, the amount of the errors was between $15,000-$20,000. When we sold the house, the agent was aggravated as well, but I told him to either let me read the contract or I was walking. He backed off. He was annoyed, but he let it go. And for anyone whose first language is not English (and there are many in my area - from many different countries), I believe it's worth it to get a reputable translator that understands contracts to assist.

[@youboob1996]

That sounds horrible. I’m shocked those people behaved like that

[@arrotary]

The best defense you can have against being taken advantage of is being educated. 💯 Fact

[@SamuelClemente7718]

But my job is to make the most money out you. Why would I want you to to be educated? I wish Education was so expensive only rich people could attend 😪

[@kbabyblue]

🤣🤣🤣🤣 the ending was like Gotcha!! 👍

[@sixtogallardojr560]

@@SamuelClemente7718 😒😒😒🤣🤣🤣🤣🤣

[@abylynne]

For me it's not the lack of reading, it's more not understanding. That's because we truly don't know what is "standard" and what isn't. Also, there is so much vocabulary that is new that it's difficult to know even what to ask / focus on. Watching your videos has helped me understand more. Thank you for educating your KZbin community!

[@LuisHernandez-li6su]

I had a a disappointing experience trying to buy a house. The “estimate”documents were weird, on the loan interest disclosure said I agreed to let my loan float & that my payment might go up. That’s a RED flag 🚩 bc that’ sounds like a variable interest mortgage. When I questioned the seller she made it seemed like it was only for the time it went to underwriting, I was like so where does it that that? These realtors & loan officers scratch each other’s backs. BEWARE!! Best advice is hire a real estate attorney to go over the contract or any documents. Your gonna save a lot of money & heartaches in the long run

[@realtalk502]

Great video! I can't believe some of these things really happened to people. Crazy what people are willing to do when they don't know any better. My homebuying experience was unpleasant, so I've focused on making sure people don't have to go through what I did. Thanks for sharing!

[@silk1895]

We bought our house over 2 years ago now. I WISH I knew about you/ had your videos then! Luckily it worked out for us and purchasing a house was the best decision we could have made.

[@azulg9205]

Savage with that song tease 😈

[@pbj0815]

I was like 🤔🤔🤔

[@ME-ch1bj]

@@pbj0815 lol! Me too! Like what happened???

[@DietricWilliams]

massively savage. LOL

[@TheReneShow1]

No! I demand the music video! No savage teases! Give me song!

[@kristine7304]

I personally loved the outtro. It made me laugh. He has a great sense of humor.

[@adriannewright2873]

I wish I had saw this video 4 weeks ago... we’re currently going through a total nightmare. Charlotte market here.

[@BrianaBudgets]

Last year I wanted to buy a house (well I still do but anyway..) I met with a lender who approved me for way over what I could afford and then when it came down to actually buying a house (a put an offer on one) the lender completely ghosted me. Talk about stress. Anyway, that put a bad taste in my mouth and I gave up the house buying thing for a while.

[@Jr.BaconCheese]

The dam lenders always approve you for way to much. They want you to be indebted for as much as possible. I was blown away how much the lender thought I could pay! Haha

[@andybeto1]

Javier Vidana El Que No Engaña!!!🤙🏾

[@ASMRKay_]

I just noticed you do the fade to black and back out when you do your mid roll ad and I love it! It’s probably my favorite edit I’ve seen youtubers do

[@angel67lver]

I wish you worked in Florida! I’ve had some bad experiences with the ones down here 😒

[@cetriyasArtnComicsChannel]

Even if you read it, sometimes they might just reply back. It's standard. And you just don't know if this is something you can actually fight for. It's real sad and not just in home buying that so many financial institutions are out to get people instead of just doing an honest day's of work

[@randymarsh1965]

I’m currently buying a new construction and the more I research about the building materials the more I want to back out of it.

[@coopzcustomz693]

Please explain?? I am currently trying to buy a house and new construction seems the only possibility in my area.

[@rinakat5783]

Yikes. This makes me want to research the materials on my new construction. We close next month.

[@vbryant1228]

Please elaborate or give some websites or something!! I am looking at new construction.

[@JCem8409]

Following we are building from ground up

[@ws775]

Didnt you read the construction contract beforehand? It should have specified materials used.

[@JenniferBeeston]

This is a great video! As a lender I see these realtor types all the time and I 100% agree interview and few realtors and lenders

[@vvraithz]

Thanks for the video! The clicking noise before and after on-screen info blurbs was a bit too loud for my ears, even after turning volume down. Just thought I’d share that feedback. Looking forward to learning more from your videos.

[@JavyVidana]

Yeah I just recently began using it and I turned it lower from my other videos. I’ll make sure to go even lower! Thank you

[@sophieartmusic]

Closing cost are super expensive!!! It’s always more than what you expect it to be. I think mines was $14,000.00!

[@Deesofetch]

what was the cost of the house, if you dont mind my asking. whenever I ask around about an estimate for closing costs everyone (including realtors ive worked with) becomes so lock jawed :/

[@tamarastone141]

I bought Sept 21 , my house was 240k my closing was 13k Not sure if that had anything to do with me having a 203k reno loan or what 🤷🏽‍♀️

[@tashwins8607]

@@tamarastone141 My current situation w/ 203k 21 in closing cost but after credits 14k.

[@wildpantalonez6508]

It was me saying you need an outro. Thank you! That song hit the heart! :)

[@JavyVidana]

I played my heart out!

[@noemidelgado7239]

Thank you for making this video. You have no clue how helpful this was for me. Keep making solid content. You're appreciated!!

[@Dunn_mortgage_advisor]

Hello Javier, ive been seeing these "Realtor Bonuses" pop up on what appears to be the least educated buyers contracts. I rarely see these fees on deals where the borrower isn't new or is educated.

[@JAYX1NE]

Curious if you ever read “the secret life of real estate and banking”? It says real estate cycle repeats every 18yrs and that this is just the beginning of a huge expansion up to 2026. Just curious your thoughts on that.

[@jesustorres3136]

Underrated comment!

[@relikvija]

That makes sense to me, they figured out the human aspect and now they are manipulating on repeat every 18 years. Actively deleting material that could educate you on the subject. Conspiracy theory style:)

[@duckmann5000]

Such great in depth & upfront information great job once again 🏆

[@foryahforeveryahudah7866]

The damn inspections, which is what I’m going through now are BEYOND nightmarish! I’m finished with everything but catching hell because I didn’t finance my home with my land as collateral! So now before I can get power into my home, I have to remove trees that were cut down off my property! And I’m out of money! What now!!!

[@rekagran5663]

Good video as usual! Great outro

[@TheStylePilot]

Man your vids are gold! Thanks so much and keep it going!

[@seasonsoflife1324]

Omgosh! Tat commission story 😢I live in a boarder town altho I’m Asian and not Hispanic u’re rite about them getting taken advantage of and not jst w/ buying a house, it’s in health care too or basically everything. I personally had to push back and advocated for my care when I was pregnant b/c the doc office and hospital even lab tried to charge all these fees (about $3,000 dollars!) to me personally wen my health insurance covered 100%. It was frustrating trying to b nice to them wen I knew they were trying to take advantage of me but act like I didn’t knw n e better and they were “helping” me. On multiple occasions too and it’s not like switching to a different office helped either b/c the town is small the service/options r limited; unless I wanted to drive 2.5 hrs to the nxt big city. I feel bad for those who don’t realize they’re being taken advantage of I can’t imagine how much they’re paying 😵and probably getting 💩 service.

[@BigBleuReacts]

Funny thing, the house i was close to closing on, we decided not to continue because we felt like we were dependant on the realtor and lender and it didnt sit well with me when we had made the offer. Out 2k for eanest but im ok with it. 😁

[@albertcastle5849]

That was a great idea with the guitar 🎸 I was waiting for th song dude

[@frankpappalardo1151]

Another good video in Illinois we have lawyer I bought a home in FL w no lawyers. I wasn’t happy and inve been under contract avlot

[@Jimmy-fp4qq]

As an agent in the field, please go back to basics. "Don't be afraid to ask questions." No such thing as a dumb question. Stay educated my friends!

[@unicayo78]

Hello. So what comes out of our pockets for a house. I am a lot confuse still. If i like a home. Do i have to pay the attorney and agencies from my pocket or those that comes out of the loan for the house?

[@marcoan621]

Got hit with a $500 agent fee. Turned out I had signed the papper not knowing about it. It showed up at the end of the signing.

[@justshady]

So you didn’t read? Luckily you didn’t sell your soul.

[@deander7653]

Agent fee for who? Like realtor?

[@rebeccabannister5304]

Marcoan621, was it a fee the Realtor added in the purchase agreement? I was reading my purchase agreement and I saw an odd fee for closing coordinator 500,00.. hmmm.

[@janethlopez9161]

Maybe make this video in Spanish? Thank you for all the great info!

[@TheTalamier]

Best outro ever. :D

[@mariadorantescastillo5231]

Appreciate the advice bro

[@justplans160]

LOVE the outro!

[@daisyhinojosa23]

Lol that outro was hella funny 😂

[@eddieblake097]

i almost bought a house, the deal fell through because of re zoning issues. Dodged a bullet, now waiting and saving more money for another year.

[@BDB-ji1ui]

Smart cookie!😂😂

[@jamest163]

it is a great video. so many crook agents out there, as a first time home buyer, i have almost sign 3% buyer pay for commission on brokerage and buyer agreement. do I really need to sign the brokerage and buyer agreement before making a offer?

[@TBoss3313]

Excellent video!

[@Intothebluff]

Do you only help people buying home at Arizona? I am looking to buy at Miami and if you do that area would love to chat with you.

[@Raec123]

Realtors need to be licensed in their state. Most are only licensed in their current state so they can be there to show homes to their clients.

[@SCSC-qz7rr]

How buyers can pick the right realtor? What questions to ask realtors when you interview them?

[@giovannidelarosa4546]

Hey Javier love your videos. So me and my wife are looking to buy a home this year. We are looking at a 1% FHA loan with PMI. I am doing this because I love to be prepared for life so I want to keep my reserves. I understand PMI and I understand I can not refinance until my homes equity is 20%. Just wanted to run this but you do you think it’s ok doing? Or should I just put down the 3.5%? I just don’t like being left with nothing. I’ve come a long way three years ago my car was getting towed and I was broke. This is why I love to have as much in my reserves as possible.

[@JavyVidana]

FHA minimum down is 3.5%

[@sixtogallardojr560]

Do you help buyers in Texas

[@samstrainstation2220]

I've heard some crazy realtor story

[@bluesraincancun9217]

I love the song. keep it.

[@nimson50]

Love the song! :P

[@akalrove4834]

I got a pre-qualification for 3% interest rate on a 720k mortgage loan . There is also a points column with 0.167% in it, what exactly does it mean?

[@ShesReady2Live]

Hammu Rabi you pay additional money for extra percent points off your interest rate

[@akalrove4834]

@@ShesReady2Live So is the additional money equal to 0.167% of the loan amount? How much is going to reduce the interest by?

[@shannonmcdonald1431]

I thought the closing cost was 1% of the sale price? 150,000 home 1,500 in closing?

[@rajinferno007]

No that’s the “earnest money” you put down

[@Eccentric-YURR]

What mic do you use?

[@leslierobles1739]

Our real estate agent told us to offer MORE!!!!! 😭😭😭

[@geoideas07]

That out-tro had me dying. 🤣🤣🤣

[@vinasheas3024]

Several intelligent people are terrible investors because they face the market with untrained physiology and untamed emotions. You need to keep raw, irrational emotions under control.

[@sixtogallardojr560]

Do you know why a realtor prefers to use his own lender?

[@jasons2096]

Bra what happened to the song

[@GApeech08]

😆

[@joseleonardoramirezbuzo6242]

Once you said, might get bit in the ass, i thought he best not say what I think he’s go... ope too late, he said it. Hi5 tho lol

[@tuyinc]

Dude, you need to fire your editor. He keeps on cutting your videos prematurely near the end. It's frustrating.

[@TBoss3313]

You might consider in the future using the word knowledge instead of educate it is friendlier and more inviting.😎🥸

[@WinTheHouseYouLove]

One sentence horror story: Not using Javier Vidana as your agent in Phoenix, Arizona. 😨

[@ICoulntThinkofAUserNam547]

I love that you guys post on each other's videos lol

[@JavyVidana]

Horror story sequel: You make spaghetti but with store bought pasta. 😡😡😡

[@JL-sz5kh]

You guys made a video together? Why the hate now.

[@AliasProductions801]

Ironically I just had a new estimate sent to me and the closing costs were now $9k higher than they were supposed to be. Got on the phone with the lender and cleared it up in a hurry. Watch these people. They don’t have your best interest in mind. Except Javier, he’s wonderful.

[@azulg9205]

On a recent estimate the same lender added points and removed a credit...we approached them and they said “my mistake, I’ll correct that right away.” I wonder how many “mistakes” occur during the whole buying process.

[@AliasProductions801]

@@azulg9205 buddy of mine who worked as lender said he used to always throw insurance and points on every loan without telling people and only removed them when they asked. That business is super shady.

[@LongtowerNyc]

Experiencing that now. “$2500” closing costs on a 500k mortgage. Yeah right.

[@mssha1980]

@@LongtowerNyc is that kinda low

[@LongtowerNyc]

@@mssha1980 Super low.

[@brnjones9]

Whoa- not even looking at the homes? Yikes! So glad I was reading through contract and docusign items. I definitely called my lender and realtor with questions before signing. I felt bothersome at first but lender said "hey, if it were me I'd be asking questions too." I need to know why I am spending every $1 set forth.

[@denisenunez2630]

That’s what happened to me. The lender was annoyed by my questions and he would intimidate me to sign the contracts. Like sir, don’t you get that I am AT WORK! I can’t read it and sign it right now. 😑. Thank God I backed out and I am in the look out for a new realtor and lender this year.

[@Jah42O]

Just use Javiers advice and apply it to the state you live in. My experience getting my first home was great & I fact checked everything using Javiers videos & my states laws.

[@albertop.6167]

Always appreciate the honesty Javier! Even when its not in your interest

[@truckingwithtobee]

You should do these videos in Spanish too so we all can share with family members who don’t speak English❤️

[@homescoolmom246]

I’m nervous to watch this .. supposed to close in 11 days

[@jenniferlego4221]

Good luck!

[@pbj0815]

😰😰😰

[@veradavis790]

Me too. I close in 3 day

[@bluesraincancun9217]

Good luck!

[@bluesraincancun9217]

@@veradavis790 good luck!

[@RE4-Station]

2021 is gonna be it, it's gonna be the year I get my first house, thank you for this video!

[@nohopeequalsnofear3242]

Never, ever buy a home with a HOA. I learned the hard way. Never again.

[@55Hector55]

Having an HOA is not a bad thing. Why did you have a bad experience?

[@robbievargas8479]

Nine times out of ten for a decent neighborhood you will have an HOA, maybe back then it was an issue but now it’s the norm, just read the contract and don’t be a slob 🤷🏽‍♂️ they really don’t ask for much

[@EliteStricker]

@@robbievargas8479 Yea all these new communities and houses being built pretty sure they're hoa.

[@mssha1980]

They do scam and are unnecessary but the builders always set them up. I feel like if you don’t have an entities there’s no need for one.

[@EliteStricker]

@@mssha1980 Not really unnecessary, doubt you'd like a neighbor whose front yard was like a junk yard with cars all over, bad landscaping, grass always tall and good for rats and snakes, house looks horrible Alot of people don't care for their house

[@ASMRKay_]

You’ve helped me understand so so much. I recommend you to anyone that wants to buy a home or has questions. Thank you for helping me feel confident in the biggest purchase of my life!😊

[@GuitarsAndSynths]

real estate agent wants biggest commission over all else not your best interest!

[@2159745]

That ending though...

[@Shipwreck8l8]

I just purchased a home using a realtor who is an investor. She doesn't need to sell homes, her portfolio is insane and did me a favor because I helped her family member with a huge favor, so when I was ready to buy I cashed in that favor. She really taught me a lot going forward how to plan, submitting offers and what to expect, negotiating appraisal value vs overpaying etc. Do your homework and get educated, it helps the realtor and the lender.

[@Ajcruz913]

Thank you javier I really appreciate what you do. Me and my wife are going to be buying our first home in the spring and the information you give us is so helpful. It's my first time buying a home

[@409zulyc]

one of the reasons why I am excited to help latino families in their real estate journey, I don't want them taken advantage of!! I just started my career but I am located in Houston and I know I'll be helping future clients who speak only/ or very little spanish. Love your videos Javier!

[@crystalrodriguez4600]

Hey I'm in Houston too! Who are you working with? I am still looking for a brokerage to join!

[@409zulyc]

@@crystalrodriguez4600 I'm with Tentori Properties my IG is @zuleimacossio_realtor the mentorship program I'm in is accepting in June if you want to learn more about it.

[@brnjones9]

Seriously, those closing cost sheets are so important to look at. Thanks for another great informative video!

[@Dee-oq5ms]

I had an experience like that. The realtor told me it was called blind offers & that we could go see the house during the DD period and If I didn’t like it of course I could cancel. I also had an issue with being able to see homes so I decided to go elsewhere.

[@pbj0815]

Good for you! 👍🏼👍🏼

[@carlitoshernandez5518]

Yeah they use the covid excuse as to why we cant see homes. I had to fire my realator!

[@Dee-oq5ms]

@@carlitoshernandez5518 she didn't even use that as an excuse, she flat out said she couldn't get any showings and I find it hard to believe she get at least 1!!!

[@furemerestenshadow5578]

a lot of people and most realtors try to push people into accepting HOA', but remember HOA's are not public ie not elected, they are "privately' owned ... this means they may very drastically.. some may work wonderfully, but when they go wrong, they become a nightmare... in the market I am looking... we having been pulling the HOA rules before we even look at the properties, we have also been running background checks on the HOA management companies etc... one common thread we have found, buried in most of the HOA's is the statement that they development land track is owned by X corporation... Translation... you are not buying the land your house is built on, its owned totally by the underwritten said corporation... so literally in the million dollar house your literally nothing more tan living in a trailer park.... what your purchasing is the right to occupying said property ... AS FAR as the comments about no HOA neighborhoods been trashy ... thats a function of your local governments NOT working or worse they only operate and function to serve the wealthy landowners in their district ie said underwriting company ...

[@shroom008]

Would love to hear you do a video about lender credits. I'm living the nightmare deal right now and feel like there is zero recourse. I had to move out of where I was living because I was given a closing date by the lender before it had even gotten out of underwriting. And then was told "oops" we are still waiting for a document from the HOA which dragged on for weeks. For the last month I've been living in Hotels when I can and commuting from Tucson to Phoenix for work to try to save some money. Now I just received my 3rd closing disclosure and closing costs went up another 1k because I lost lender credits. I have invested so much time and money so far that impossible to go with another lender. Seller is now talking about walking. There is a lot I'm leaving out but I'm beyond frustrated with this deal. Wish I had done more research or found your channel sooner. For anyone reading this, stay away from LOAN SIMPLE.

[@duckhuntdynasty6562]

I am looking into getting a lot home, and I am so happy about your contingency advice. I definitely want to check that in the purchase agreement. Property taxes are up in the air, and I know it is a deal breaker if they exceed $6k. I need that as a contingency.

[@HuanRazboinic]

I want Javier to be my realtor. I wonder if he is still working much as a realtor. You know what with all that KZbin money and whatnot. Also, I don't live in Arizona.

[@franciscojaque1480]

Then he would not do it, he has a license in AZ therefore can only help out people in AZ. I asked him the same thing. I’m in California

[@nealtse9125]

It's kind of a wash to offer a higher price vs paying closing costs right? Are you saying the higher price sounds better to sellers and you're more likely to get the deal?

[@RR.S550]

Offering the higher price so you can mortgage the closing costs and doesn’t come out of your pocket initially.

[@cassysamel3914]

I wouldn't necessarily agree with that. Sometimes the smoothest and cleanest offer my be more important to the seller. So if an offer is lower but seller doesn't have to think about closing costs or any potential hiccups in the process, they may prefer that route.

[@vcoonrod]

Sometimes they will split the closing costs. Doesnt hurt to request it.

[@Tyler_Bundy]

Man... Good Stuff! A Buyer that I knew lost $80,000 before Wire Fraud became a thing....

[@lampshade5449]

When it comes to contracts 👉 ALWAYS READ ☝️ READ READ READ. Reading is your best friend ☝️ My parents almost lost their apartment because they did not read the contract 🤦‍♂️

[@persikiclingstone1231]

My brother bought a house years ago and the front stone steps were gone when they closed on the house. It was his first house.

[@SalNiner]

Hi Javier. I have been watching you for a long time and ive finally got a question worthy of your advice. So I bought your homebuyers guide workbook. Im finally going to be prepared to purchase a home in Northern California (the Bay area ). Im a single provider for my wife and daughter and my DTI ratio is like 16%. With this years tax return ill be able to comfortably afford 3.5% down with plenty left in my savings and after years of horrible credit ive managed to bring my score above 700. We recently found out that we will be having a baby in July. My plan is to have the kid and stay put until my wife recovers since the inlaws are only 5 min away so they can help out my wife when I return to work. Here's the tricky part. Im planning to go out on FMLA for about 3 weeks when the baby's born . Will me being off from work affect my loan as far as my job/income history is concerned? Ive been working in my current field for over 8 years and my company over 6 years. I will be collecting disability for my time off. If it will affect my homebuying power in a negative way I may have to push to get into a home prior to our kids birth. What do you think? Thanks!

[@DianaWilson]

The last time I purchased a house I shopped around for a real estate agent that I liked. I interviewed probably five different agents. I picked the one I like and decided to sign a contract with him. he seemed to be missing an action right after that and then contacted me and said he didn't have time to work with me, but he was putting me with another realtor at his brokerage house. She was a new realtor and very inexperienced. She would have not even been on the top of my list. I felt like a victim of the bait and switch con. Ask her about a month of trying to work with her, I ended up getting rid of her and getting another real estate agent. That was so frustrating.

[@deander7653]

You have to sign appear work? When working with a realtor? I’m new to this and trying to figure out how I go about this

[@DianaWilson]

@@deander7653 in Texas when you work with a real estate agent, you have to sign a contract.

[@TheEnteFamilyVlogs]

1 year video and still helping people..

[@gbolahansulaiman4777]

Wow I love that outro, keep it

[@SheOwensItAll]

Gracias Tio Javier. Appreciate all the advice for us first timers. ♥️

[@AndyElliottrealtor]

Javier, I'm really impressed with the work you've done on your channel! I'm a fan.

[@jjtru21]

My brother and I are together going in on a duplex for residence then later as a investment property; in California no less. Any advise on this move??

[@GuitarsAndSynths]

also beware of offering selller a free rent back!

[@CKproductions1000]

Niceee subscriber count!

[@TheReneShow1]

Excuse me the screen went blank when you started singing. Please make the singing video again

[@jablosounds]

why did i know you were gonna do that soon as you said sing a song lol I was like this dude ain’t bout to sing no song lmbo haha

[@linda27189]

So important to read, read, read. And if you don't understand always ask. Thanks for the great tips Javi 🙌🏾🙌🏾🙌🏾

[@con_amor_adry]

Can you talk about Biden’s 15k tax credit for 2021. I understand how it’ll work but it’s still in the works correct? That’s not finalized and active as of right now?

[@con_amor_adry]

Sorry first time home buyer tax credir*

[@con_amor_adry]

& please talk about NACA

[@fidellopez8558]

I’m interested in this too

[@rethsen8146]

If you guys need to know about NACA look for others on KZbin that went through it. Go on their website or join their Facebook group. I doubt Javier would know much about it if he is not a NACA in house agent or didn’t go through NACA himself.

[@kendrac8885]

My realtor doesn’t even send us available properties we find the ones we want to see on our own. is this normal?

[@gennellmiller]

Omg, we had the same experience and we fired her and work with someone else. That’s not normal.

[@vbryant1228]

It is not normal!! I just signed with a new realtor Saturday as my first one was NOT IT!!

[@bluesraincancun9217]

Nope.

[@firstonscene1459]

Fire that realtor asap

[@kendrac8885]

Oh no!!!! Thankyou everybody for your responses!!