Focus Friday | Cash Stuffing | Budget Tips

[@Divasbudgeting]

Good morning❤I am a pen and pencil person as well. I dont think our kids ever get out of our budget. My oldest is 35 and I still have him in my budget. He lives on his own but I think us parents have a soft spot for those kids. My focus is controlling debt. I needed this video today. Hope you have a wonderful day

[@somphonypryor7980]

Thanks Mama Bear for the focus talk it always helps when someone encourages you when you need it ❤💕$

[@debipersson5605]

Hey mama bear! Thanks for this insightful video. Right now my focus is saving so that I am a month ahead on my bills. Also, I am a year and a half away from retirement. Thankfully, I have been debt-free for the past four years. So happy I found your channel. $$$$$

[@maydinebarrett9459]

My why is live comfortably with my boys. My want is to save money for the future/retirement. One step I can do is to see what I can change in my budget and use the savings towards debts and sinking funds.

[@daj536]

Good morning, Mama Bear! 🐻💕🫶🏾 I have paid most of my debt down. I still have a little to pay off for my credit card. I working towards saving building up my emergency funds and working on enjoying life. Not just working to live day by day. I have notebooks and need to continue to work on writing everything down. Thank you for always sharing and helping us to remember our WHY and staying FOCUSED! Many blessings and can’t wait to see you in the next one. 🫶🏾💲🫶🏾💲🫶🏾💲

[@Bunnybudgets1027]

I actually picked up a notebook at dollar tree earlier to help me with to-do lists, shopping lists, and notes. So good timing for my homework! I like the expense trackers! I may adjust mine to include the check places! Excellent and informative video 💚🐇

[@neekasscentsscrubs7837]

Awesome and inspiring video Mrs. Steph. Love that happy mail - I didn't think about using an accordion file to hold the minis - fabulous idea. Love ya Mrs. Steph ❤💜

[@bajan_girl_budgets]

😂lol… that is classic! I totally didn’t think when I was packaging 40 of those bad boys that one of those were yours. My mom was in charge of the freebie assembly line lol. I will send you more of my faves! Actually I will email you some of my new ones 🤪🌺🥰

[@luvotis27]

I feel ya.. been working on savings and debt payoff at same time . I am sooo tired of debt

[@rena_vations]

Catching up on our monthly bills and beginning another starter emergency fund than working on paying on our debt 😊

[@redheds6]

I have that freebie holder also. I use one of those strong clips to hold the flap back to stay out of the way. I love that it expands. Great video! ❤🎉

[@Lifeoverdebt]

Those are definitely the best pens! Luckily I got a bling one from Errika last year! I hope she brings them back because I want another one! Great video Steph, very informative! ❤❤ 🧸

[@alibearbudgets]

Great video!!!! That Snow White reference 👌 on point! ❤💲💲

[@babyangel11250]

Hi Mama bear this video was so awesome because the things you said is so true for a lot of us sometimes we need to hear it to wake up thank you for this wake up call because I’m bad in spending and tackling $ looking forward for next video . Doing your homework 😊👍👍👍💜🙏have a blessed weekend

[@CashBudgetRetiree]

Hello Mama Bear! Thanks so much for sharing my Pepino and Papaya game and my Floral Cat savings challenges in your video! I hope they give you much joy as you use them. ((Hugs!)) ❤

[@savewithjudy]

Good morning Mama Bear. Love the Happy Mail! Thank you for all the tips.❤️

[@carlawilliams275]

Great video. Everybody is learning everyday.

[@schoolnursesaves]

Thank you for this focus, Mama Bear❤...I recently went back to realistic tracking (especially after starting to pull that card out despite having cash) so I am trying to get back to weekly check-ins and going back to the bank to pay it back weekly, I am also focusing on minis for the small wins because they seem to add up quicker. I have so many buckets to fill and it seems it's not happening the way I'd hoped so I reanalyzing the situation really helps💲

[@TeachSaveTravel]

Good morning!!!! Loving focus Friday.

[@somphonypryor7980]

Thanks Mama Bear for the focus talk it always helps when someone encourages you when you need it ❤💕

[@adrienneadelsperger897]

I love this video so so much. Its timing was perfect in my life. $$$ 💕

[@HeatherMac77]

$ I’ve been struggling trying to figure out what I need to be focusing on and your homework and this whole video really helped and is going to help me figure it out! Thank you!!!

[@BudgetwithAandA]

$ What great video! Love the words of encouragement, so inspiring! Thank you for the reminder to get my “why” written down. I will focus on that this weekend, I have several but need to prioritize them. I will let you know how it goes. 💝💕

[@juliespages]

Great video! I love the snow white reference it is so true 💜 💲

[@lisawilliams5]

Love this video Steph!! My focus this year is to pay off my cc. 🤑💵💲 I tried the DR way but it isn't realistic for me. I'm not trying to manage the debt payoff while still having a life and planning for the unexpected. I'm also planning for retirement and that is a major focus for me. Great job!!! Can't wait to see how this goes.

[@trishamacdonald5994]

Loved your Focus Friday this morning. I am new to your channel and have loved watching you. You are absolutely right...None of us our Perfect and is great to show others we are human and make mistakes. Just starting my budget, savings journey at the age of 60. It is never too, late and so many of the budget community I have watched has made me feel I can do it too. Just wished I had started many moons ago. Thank you for the talk this morning and Homework.

[@maria.workinprogress]

You're doing amazing ❤️ 😊 I love using pen and pencil, but try to keep stuff digital, too 😅💲

[@acbudget4170]

Ciao Mama B. Thank you, thank you much for this video so inspiring.❤

[@Autumnbudgets]

Good morning Steph 💕 sat with a cuppa ☕️ xx🧡🦊🧡 💵💵💵

[@aprilbudgets]

Always love spending time with you 💕💕

[@AnnCashes]

Hi mama bear, I'm 2 weeks behind so catching up!!

[@lolethawoods786]

Hello! Happy Friday 😊 You got happy 📬!! $

[@Kimba911911]

I LOVE this!! Thank you for the great points. 😊

[@jamieleep0623]

I have to stop being influenced by happy mail. I literally do NOT need any challenges. I have a 3” 3-ring binder FULL! I’m kinda conflicted by the influencer piece of the channels I watch. Reprint & reuse is my goal thru 2025. 🤞🏻 So many other things I can use that money for.

[@CanadianFinanceJourney]

That Snow White reference with budgeting is on point! 😅 Sure gave me a good laugh! Great analogy Mama Bear! I am going to work on my homework, I have done it before but it's good to revisit your why and the steps to reach it! 💲💲💲

[@moneywithjustliving5258]

Good Morning. Great video, got me thinking.

[@6girlsbudget]

Good morning mama bear, great video as always

[@iamcassiejbudgetsvlogs325]

hey hun im listening while i work! awesome video

[@Pamcatmom]

$ great inspirational and informative video. Thank you

[@Trinity1976]

I want to live, not merely survive.

[@margiescheide9651]

$. My "Why" is to live comfortably, my "Want" is to have extra money for retirement, and my "one Step" to get me there, is track my spending,(which I never do), and probably should. So thank you Steph for this "wake up call" for me. This was another awesome video and I look forward to the next one. Have an awesome weekend 😎 ❤❤

[@MakeMoneySaveMoney111]

New Subbie...I'm looking forward to watching your content.

[@angelacunningham1642]

$ thanks for the focus talk. 😊

[@Nubianqueen2]

Great video❤❤❤.$$$$. New subbie.

[@sabrinaalbert8580]

I will seriously think about this$

[@MairMondo]

Great Video. 💲

[@OTTBUDGETS]

I subscribed and now following great job

[@budgetwithmamabear]

Thank you!! Welcome 💕🐻

[@marylovecountryliving]

Hey Mama Bear. I hope all is well in your neck of the woods today

[@RainbowBudgetsCo]

$ Thanks for this video!!

[@KimberlyAnn1971]

$$$$ Great video!

[@gretchenzalenski7539]

Notebook in place

[@denise53572]

Great video$$

[@dawncunningham7092]

I paid off my credit card debt and I am finding it hard to change my bad habit of charging without having the money in the bank and hoping I can pay the balance off by the end of the month. 💵

[@lorenaguerrero5181]

💰

[@marshafugitt3460]

💕💲

[@LorrettaBudgets]

Mine our all the ones you have plus move out of CA

[@neekasscentsscrubs7837]

💲💲

[@jlkuttler]

💲💕

[@lisaburns4337]

💰🤑💸

[@MakeMoneySaveMoney111]

💸💸

[@budgetwithcarly]

💕💲💰

[@tabithabrown5333]

Hello Mama bear, What high yield bank do you use I am on the search for one. My focus is paying for a lawyer placing my home and accts in a trust for my child

[@poly_budgeting_mermaid]

We are focusing on debt payoff

[@annj96]

💲

[@debbieb7754]

🤑🤑🤑💲💲💲

[@hayleybrown-vc3db]

$ Pay off all bills and credit cards, Enjoying my granddaughter,

[@lisaburns4337]

What happen to the squirrel challenge? You had one for have time you had squirrel moment

[@dawnpitkin7456]

$

[@simplylivingsaves]

🩵

[@heatherloy8450]

$$$$

[@leannpittman9260]

$$$$$$$$$$$$$$$$$

[@gretchenzalenski7539]

Pay down debt first

[@LisaL76]

💲

[@tabithabrown5333]

$

[@PaulaG.Reeves-mf3xy]

$$$$

[@andreamanocchi4066]

💲

[@BudgetRx]

💲

[@maryloubosco2788]

$

[@jasonsignorelli4710]

$

[@LorrettaBudgets]

$

[@AishaMBudgets]

$

[@PapooseBudgets-bs1po]

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[@rebeccagallardo9063]

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[@ellenwhite8395]

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[@veraruthbudgets]

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