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Freedom Dreams: Black Women and the Student Debt Crisis

  Рет қаралды 8,764

The Intercept

The Intercept

Күн бұрын

Пікірлер: 152
@AmericanAntiCorruptionAct
@AmericanAntiCorruptionAct 2 жыл бұрын
Student debt isn't about irresponsible young people taking out more loans than they'll be able to pay back. It's about a corruption cycle between loan companies, lobbyists, and our lawmakers, designed to make them rich and powerful - AT YOUR EXPENSE.
@MPR2
@MPR2 2 жыл бұрын
AMEN!! 💯
@NN-ix3ku
@NN-ix3ku 2 жыл бұрын
And universities bilking POC. It's time they start using their endowments as reparations.
@trailersfromhell2539
@trailersfromhell2539 2 жыл бұрын
Its also about having the IQ to understand when a loan does not carry a net benefit, so you don't take it out to begin with.
@DirtyLifeLove
@DirtyLifeLove Жыл бұрын
@@trailersfromhell2539not about IQ, it is about life experience and temperament
@rockfresh5359
@rockfresh5359 Жыл бұрын
It's about idiots not understanding interest on loans and y'all believed the lie 🤣🤣🤣
@phobedavis7014
@phobedavis7014 Жыл бұрын
As a black woman, I would say think about the ROII (return on investment) Will I be able to pay off my student loans in 10 years. You will have to have a beater car and roommates for 3-4 years.. It does not pay to go to a private school to become a public school teacher.
@arshae21
@arshae21 3 ай бұрын
The real issue is a severe lack of financial education about this. The bottom line is you choose to sign for these loans. I'm a black woman and a financial advisor.
@ablaqdadsperspective4869
@ablaqdadsperspective4869 11 ай бұрын
How can someone who understands if you finance a car it’s a loan that you have to payback, yet not understand that it’s the same principle when you sign them loan papers to finance your education. Seriously, they tell you up front it’s a loan that has to be paid back. Mainly a lot of these folks complaining cuz they took out loans for a degree that is useless in the job market or they took out too much trying to get higher degrees. If there is to be loan forgiveness then forfeit all degrees, certificates and certifications that resulted in taking out the loans…you ain’t gonna do that cuz majority would be out of job cuz your degree and certification is require it for that job and others would probably get fired cuz technically you lied on your resume you have a degree. Basically these folks want a socialist society…gimme, gimme, gimme freebies… Pay your ish back like I did, it ain’t rocket science.
@NeoMoses
@NeoMoses 11 ай бұрын
It’s a loan you took out. Smh why don’t we realize we shouldn’t trust this stuff.
@jamespilcher5287
@jamespilcher5287 2 жыл бұрын
The mindset that "it doesn't matter what it costs because it will pay me back in the future" is what causes massive speculator bubbles.
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
Seek mental health help
@LutherMahoney
@LutherMahoney Жыл бұрын
BW are the most educated and enrolled. How come BW cant collectively use their education and fix this?
@stevelumumbashabazzz5087
@stevelumumbashabazzz5087 Жыл бұрын
Because their degree are useless degree. You take a 100k student loan for a 40k a year job
@kaybeescoop8066
@kaybeescoop8066 Жыл бұрын
Pay off the loans, y'all signed for the damn things.
@n.manasseh8615
@n.manasseh8615 10 ай бұрын
Same goes for my Mortgage. Shelter is a Right and cancelling my Mortgage would benefit everyone and stimulate the economy.
@PRealistB
@PRealistB Жыл бұрын
I feel conflicted about this subject. Before I went to law school, I spoke to someone about my concerns re the debt. She told me - everyone who goes to law school take out student loans. It made me pause because tf?! I didn’t agree with that stance, so I did my research and I applied, and received, a full tuition scholarship to go to law school. I graduated with minimum debt and I bought my first home earlier this year at 30. I think there needs to be policy changes yes, but we also need to teach our children how to be financially literate.
@Waysofmanly
@Waysofmanly 2 жыл бұрын
I mean it was a loan 🤔.
@Metasas
@Metasas 2 жыл бұрын
There were several businesspeople(including politicians) who received massive PPP loan forgiveness. Put your foot on their necks.
@Waysofmanly
@Waysofmanly 2 жыл бұрын
Sounds like you put a debt anchor on your own neck. I have no I’ll will towards anyone. The what about them is a excuse to be irresponsible too.
@olivieralexandre5985
@olivieralexandre5985 2 жыл бұрын
Pulling out loans for college isn’t irresponsible. Giving money to people who can’t pay it back and then rigging interest IS. Good try though
@Waysofmanly
@Waysofmanly 2 жыл бұрын
@@olivieralexandre5985 so you knew you couldn’t pay it back and took it anyway?
@rayvalentine3706
@rayvalentine3706 Жыл бұрын
Remember, you are the most educated more educated than the black man pay these folks
@MaddyClifford
@MaddyClifford 2 жыл бұрын
Amazing documentary! Black women are so incredibly tired and exhausted by these predatory loans.
@phoenixpr100
@phoenixpr100 2 жыл бұрын
TRUE, but NiNA Turner is 100% a Fake Progressive NEVER EVER VOTE FOR anyone running with the DNC or RNC Either Vote 3rd Socialist Party or write in the blank space "Socialist 3rd Party Needed"
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
Bruh
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
What about the black men ?
@nobodyknows2919
@nobodyknows2919 2 жыл бұрын
Lmao. Wait after years of beating BM over our heads about your degrees now you want a bail out? Ghee it's as if your degrees in fluffy bunny studies are useless
@Metasas
@Metasas 2 жыл бұрын
@@whylogicalthinking how about you make a documentary centered on Black Men?
@tomp1428
@tomp1428 10 ай бұрын
I can't believe this people are educated. How smart are they? So if the government cancels the the student loan debt, will they then reimburse me for my student loan I paid off?
@rayvalentine3706
@rayvalentine3706 Жыл бұрын
Let me give my testimony you got the loan you got the education pay them folks
@YECBIB
@YECBIB Жыл бұрын
Talk about the fear of God, leads to wisdom. Done that? Good one 👏
@tallard666
@tallard666 2 жыл бұрын
We need free education in the fields where workers will be needed in 5 years. The invention of universal education was to feed workplace demands. "Personal interest" education was always a privilege.
@bobsanders2145
@bobsanders2145 2 жыл бұрын
black women this, black women that.... it doesn't work anymore. Stop using women to divide the black community.
@YECBIB
@YECBIB Жыл бұрын
So put your burden on folks who don't have a chance to go to college? Good job 👏
@catctus9508
@catctus9508 11 ай бұрын
American dream 🎉
@YECBIB
@YECBIB Жыл бұрын
Activist for Christ is the only Activist you need to be. Did that? Good one 👏
@andreinarangel6227
@andreinarangel6227 Жыл бұрын
I paid my student loan. In full. Ahead of time.
@joejoerunya8908
@joejoerunya8908 2 ай бұрын
$238k in debt smh.. good Lawd
@ArthurSchoppenweghauer
@ArthurSchoppenweghauer Жыл бұрын
Judging by the interviewees responses, it seems like they just didn't think their choices through. If I had to pay 80k to get a degree, I would try to pick a degree with which I can pay back the loan and all of the compunded interest. This black-female-white-male wage gap statistic is about as informative as the standard male-female wage gap, namely not at all. Women make choices in life that significantly impact their overall earning potential. At no point does it occur to these women that their inherited disadvantages are due to poor life choices made by their mothers and fathers and that is not in fact a matter of public policy.
@joejoerunya8908
@joejoerunya8908 6 ай бұрын
See… this is what all of that “boss babe”, “most educated group in the country” stuff gets you. Tons of degrees in fields that don’t pay big money smh
@pgppe9488
@pgppe9488 8 ай бұрын
The root of the problem is lack of understanding concerning personal finance, and the lack of parental guidance concerning how and why to choose a college education.
@teresamoon2751
@teresamoon2751 2 жыл бұрын
so, they want the hardworking taxpayer with their own debts to pay for their education. it's kind of like your body your choice...your student loan, your payment!
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
It literally already does haven’t you heard of public schools and university’s before douche cup
@phoenixpr100
@phoenixpr100 2 жыл бұрын
BUSTED! (teresa moon) Is ANOTHER BOT account from either a - Wall Street apologist algorithm - BiG Pharma apologist algorithm - BiG Oil apologist algorithm - Bill Gates apologist algorithm - Jeff Bezos apologist algorithm You know all the TOP SOCIALIST WELFARE QUEENS, that America gives FREE MONEY to and this (yames hraberts) trying their best to keep the focus at the bottom Society. So folks, NEVER EVER FORGET, America aka our Terrorist Racist Nation, has always CHOSEN to continue not to join the rest of the industrialized NATiONS in providing BASiC HUMAN GOODS & SERViCES such as: - Health Care For-All - Mental Health Care For-All - Drug Rehabilitation For-All - Education/Trade For-All - Federal Jobs/Trade Guarantee For-All - Housing For-All to its citizens So heartbreaking about being a bystander in the USA, the RICHEST NATION on this PLANET abandoning its citizens. While America continues to provide FREE MONEY aka SOCiALiSM to the Top% of Rich "Humans" via Bailouts and such.
@Gobbldeegoo1
@Gobbldeegoo1 2 жыл бұрын
Kinda funny how you don’t just see our society for what it is, a debtors slave economy. Instead the establishment has convinced you to punch down on people in a similar situation to you.
@cultusdeus
@cultusdeus Жыл бұрын
All of these barriers they mention are also experienced by both men and women of other races here in the USA. They are nothing new.
@edtravels7661
@edtravels7661 11 ай бұрын
Hold on you CHOOSE to go to college and take out student loans. You then get a degree that doesn't earn you enough money to pay the loan back and somehow I am supposed to care? NOT. May before you put your DEGREE before finding husband and having two incomes then this might change but until then I DON'T CARE !
@meejinhuang
@meejinhuang Жыл бұрын
Pay off your own debt.
@trailersfromhell2539
@trailersfromhell2539 2 жыл бұрын
Should debt forgiveness be extended to black women who spend their money irresponsibly as well?
@olivieralexandre5985
@olivieralexandre5985 2 жыл бұрын
Duh
@kingramseyii3686
@kingramseyii3686 2 жыл бұрын
Take Accountability Bums!
@olivieralexandre5985
@olivieralexandre5985 2 жыл бұрын
That what forgiveness is dummy❤️
@kingramseyii3686
@kingramseyii3686 2 жыл бұрын
@@olivieralexandre5985 Not at all jackass ❤️
@venuskeye7614
@venuskeye7614 2 жыл бұрын
This is my story!
@natanbcpc
@natanbcpc 2 жыл бұрын
Everyday I'm more convinced that Reagan was the devil incarnate
@georgew4629
@georgew4629 2 жыл бұрын
Nope
@kingramseyii3686
@kingramseyii3686 2 жыл бұрын
The truth is your mother was. She was selfish to produce you into a poverty stricten environment, with no plans or investments for your success!
@Nurseakeem
@Nurseakeem 2 жыл бұрын
She’s a doctor and can’t save herself. Sad
@NN-ix3ku
@NN-ix3ku 2 жыл бұрын
She's so smart that she could've got a degree that would result in a career that could pull in hundreds of thousands a year, but instead spent over 200k for degrees in a career that won't. So smart.
@Nurseakeem
@Nurseakeem 2 жыл бұрын
@@NN-ix3ku true story
@Metasas
@Metasas 2 жыл бұрын
Considering how many black men are also being crushed by student loan debt(for those who even make it to college) I would be quiet. This initiative would help everyone.
@Nurseakeem
@Nurseakeem 2 жыл бұрын
@@Metasas are silly bro, not many black men in student loan debt, unless they have chosen a silly major like most women do.
@NN-ix3ku
@NN-ix3ku 2 жыл бұрын
@@Metasas nah, it's important that we focus on everyone who is fiscally irresponsible.
@YECBIB
@YECBIB Жыл бұрын
There's only One Race called Human. Did you get that one? Good one 👏
@reality9
@reality9 2 жыл бұрын
The answer is simple. The initial debt should not the cancelled, but the interest payments should be. All student loans should be interest free. Then everybody would know for certain that they could pay off the debt without getting into a compound interest trap. They would be able to predict their future and thrive without the taxpayer funding them.
@DirtyLifeLove
@DirtyLifeLove Жыл бұрын
Student loan debt is already forgiven after 20-26 years of making income based repayment.
@singingchef23
@singingchef23 2 жыл бұрын
Trade schools were also a way to build wealth, pipe fitters, plumbers, electricians make the kind of money to build family. But we just arent going to talk about that
@olivieralexandre5985
@olivieralexandre5985 2 жыл бұрын
We also aren’t talking about how people still often more than not have debt after trade schools and still can’t pay them off either. But please continue
@rockfresh5359
@rockfresh5359 Жыл бұрын
Women are lazy they don't wanna work let alone do hard work
@movingforward-fc4lg
@movingforward-fc4lg 11 ай бұрын
Trade school is the best thing
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
You can get any university’s syllabus for free online btw.
@youindeedsuck323
@youindeedsuck323 2 жыл бұрын
Think Before You Sleep should make a quick social analysis of this
@nomoregangstalking7715
@nomoregangstalking7715 Жыл бұрын
Notice she didn't say when the Blackmans free
@sylviewalker7560
@sylviewalker7560 2 жыл бұрын
10K in student debt relief is not a real solution Credit Card Joe...yikes...on the backs of others.
@yameshraberts3652
@yameshraberts3652 2 жыл бұрын
nobody deserves free stuff. if you took it you can pay for it. just like alllll the rest of us.
@whylogicalthinking
@whylogicalthinking 2 жыл бұрын
Who hurt you?
@yameshraberts3652
@yameshraberts3652 2 жыл бұрын
@@whylogicalthinking who coddled you?
@phoenixpr100
@phoenixpr100 2 жыл бұрын
@@whylogicalthinking (yames hraberts) very likely is a BOT account from either a - Wall Street apologist algorithm - BiG Pharma apologist algorithm - BiG Oil apologist algorithm - Bill Gates apologist algorithm - Jeff Bezos apologist algorithm You know all the TOP SOCIALIST WELFARE QUEENS, that America gives FREE MONEY to and this (yames hraberts) trying their best to keep the focus at the bottom Society. So folks, NEVER EVER FORGET, That it has always been the CHOICE of our Terrorist Racist Nation to continue not to join the rest of the industrialized NATiONS in providing BASiC HUMAN GOODS & SERViCES such as: - Health Care For-All - Mental Health Care For-All - Drug Rehabilitation For-All - Education/Trade For-All - Federal Jobs/Trade Guarantee For-All - Housing For-All to its citizens So heartbreaking about being a bystander in the USA, the RICHEST NATION on this PLANET abandoning its citizens. While America continues to provide FREE MONEY aka SOCiALiSM to the Top% of Rich "Humans" via Bailouts and such.
@Metasas
@Metasas 2 жыл бұрын
Just like all those businesses getting bailed out? Or those politicians getting PPP loans forgiven?
@ronnienorford256
@ronnienorford256 2 жыл бұрын
But said everything black free but black men.
@nomoregangstalking7715
@nomoregangstalking7715 Жыл бұрын
I caught that one too bro.
@rockfresh5359
@rockfresh5359 Жыл бұрын
As BM nobody has our backs we should stop seeking allies we have all the power we need abandon the femenist bw they're a lost causeost only have kids and debt to offer they strong independent let them suffer move on with you're Life and build a new community/life with traditional women
@canadianroots7681
@canadianroots7681 2 жыл бұрын
I agree, we need to reform the costs of post high school education. A high school degree isn't enough anymore. However, we also need to teach our kids that their job after high school is to pursue the educational path needed for a career. It's okay if that's not their passion, it may need to be something they are just interested in. And that's okay. Once they've achieved a career focused education, if they choose to go back to pursue a non-career education, I'm absolutely for it. Instead of funding foreign wars, let's invest here.
@marlenesmith1076
@marlenesmith1076 2 жыл бұрын
I'm here for the comments and here they come. Amerikkka!
@Jerrel28
@Jerrel28 2 жыл бұрын
Feel free to leave...
@Nurseakeem
@Nurseakeem 2 жыл бұрын
To any men watching this please don’t marry any of the women with debt like this, ps it becomes yours.
@Metasas
@Metasas 2 жыл бұрын
The same men who say this also say for women to marry men who dont have a lot of money and help build them up
@NN-ix3ku
@NN-ix3ku 2 жыл бұрын
Cope, ladies.
@rockfresh5359
@rockfresh5359 Жыл бұрын
They fell for the great whyite lie and tried to abandon BM and they can make these dumb videos for KZbin with dumb back ground music but they've ruined they're lives ain't nobody coming to save them either strong and independent dumb asf bw
@caroquintero617
@caroquintero617 Жыл бұрын
You tried and failed.
@amymartin7272
@amymartin7272 2 жыл бұрын
what's debt? Feeling good, play Dan, play!
@wiiuwiiu2020
@wiiuwiiu2020 2 жыл бұрын
Abolish class society
@nobodyknows2919
@nobodyknows2919 2 жыл бұрын
Black women love to travel though 🙄
@rockfresh5359
@rockfresh5359 Жыл бұрын
They're weirdos make a decision strong and independently now they blaming the system they tried to divest from bm and it's backfiring because American was built for families not poor colored women acting rich lol .. these videos ain't changing nothing them Whyte folks dgaf bout a bw they destroyed our homes and got the bw looking dumb asf 💯
@belicimob8248
@belicimob8248 2 жыл бұрын
Seems like you continue to have misconceptions about your financial choices. Focus on paying back your exorbitant loans instead of wasting your energy on idealistic pursuits and political pipe dreams. Get a full time job that pays well with those masters degrees and PhDs you can do it. Good luck and God bless you.
@kirradoll
@kirradoll 2 жыл бұрын
You clearly have not done any research on how underpaid Black women with graduate degrees are in this country. Or looked into how Black women are the highest educated and the most under-employed group in America. Why don't you just say you are racist next time instead of wasting your time typing senseless crap.
@scottlarue5304
@scottlarue5304 2 жыл бұрын
Is being a teacher a political pipe dream? The education that teachers costs more than they can afford to pay back once they graduate. The logical conclusion is that people will eventually stop becoming teachers.
@Gobbldeegoo1
@Gobbldeegoo1 2 жыл бұрын
“Just submit to your debt, slaves!” Cowed, beta, and courage-less people like you have no idea how to forge their own path in life. These people messed up, but you’re obviously making your own set of mistakes with that mindset of a broken and enslaved man you’re putting on display.
@DirtyLifeLove
@DirtyLifeLove Жыл бұрын
PhDs in liberal arts have little to no value.
@georgew4629
@georgew4629 2 жыл бұрын
Miss Turner seems to think money grows in trees.
@phoenixpr100
@phoenixpr100 2 жыл бұрын
BUSTED! (George W) Is ANOTHER BOT account from either a - Wall Street apologist algorithm - BiG Pharma apologist algorithm - BiG Oil apologist algorithm - Bill Gates apologist algorithm - Jeff Bezos apologist algorithm You know all the TOP SOCIALIST WELFARE QUEENS, that America gives FREE MONEY to and this (yames hraberts) trying their best to keep the focus at the bottom Society. So folks, NEVER EVER FORGET, America aka our Terrorist Racist Nation, has always CHOSEN to continue not to join the rest of the industrialized NATiONS in providing BASiC HUMAN GOODS & SERViCES such as: - Health Care For-All - Mental Health Care For-All - Drug Rehabilitation For-All - Education/Trade For-All - Federal Jobs/Trade Guarantee For-All - Housing For-All to its citizens So heartbreaking about being a bystander in the USA, the RICHEST NATION on this PLANET abandoning its citizens. While America continues to provide FREE MONEY aka SOCiALiSM to the Top% of Rich "Humans" via Bailouts and such. But also NEVER EVER FORGET that NiNA Turner is 100% a Fake Progressive NEVER EVER VOTE FOR anyone running with the DNC or RNC Either Vote 3rd Socialist Party or write in the blank space "Socialist 3rd Party Needed"
@YECBIB
@YECBIB Жыл бұрын
Wow...she's so tough....good one.
@qjc2300
@qjc2300 2 жыл бұрын
Proverbs 22~7
@YECBIB
@YECBIB Жыл бұрын
By the way, no such thing as evolution or millions and billions of years ago. Christ is coming, maybe sooner than you think. Talk about that? Good one 👏
@tristantucker8663
@tristantucker8663 2 жыл бұрын
So it's the world fault because you decided to go for jobs that don't pay
@stephensinilas8611
@stephensinilas8611 2 жыл бұрын
Oh my god nina bringing identity politics into a purely class issue. Im shocked smh lol hahaha.
@kirradoll
@kirradoll 2 жыл бұрын
If it were a purely class issue then black women would not be the most educated group in America while simultaneously being the most under-employed group in America.
@lmussallem2131
@lmussallem2131 2 жыл бұрын
this lady is way over her head, i call on pelosi to come to her rescue
@sueyuyu3654
@sueyuyu3654 2 жыл бұрын
"my student loans it's taxpayer debts" NOT MY CHOICE BuT I love the money! My grand grand grandpa was a slave and I demands the government everyone else pay for my education! Everyone it's racist and I demands FREE MONEY and EDUCATION! LIFE is NOT FAIR!
@dreamlife2351
@dreamlife2351 2 жыл бұрын
Stop your bullshit
@phipsdeus2
@phipsdeus2 2 жыл бұрын
Does Dr. Brooks need a husband. I’m asking for a friend.
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