ገዛ ምግዛእ ዶ ተኻሪኻ ምንባር፡ ኣየናይ እዩ እቲ ቁኑዕ ውሳነ? Rent vs Buy house in Tigrigna | 𝐅𝐢𝐝𝐞𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐞

✅ Stock Market Course - / membership
ኣብዛ ቪድዮ ጥቕምታትን ጉድኣትን ናይ ምክራይን ገዛ ገዚእካ ምንባርን ብምግላጽ እቲ ቁኑዕ ፋይናንሳዊ ውሳነ ክትውስን ክሕግዘካ ዩ። ገዛ መጀመርያኻ ክትገዝእ ትሓስብ ሃሉ ወይ ንነዊሕ ተኻሪኻ ክትነብር ብዘየገድስ ኣብዛ ቪድዮ ጽቡቕ ጌረ ብዝተፈላለየ ምኣዝናት ናይ ምክራይን ምግዛእን ክገልጸልካ የ፡ ጽቡቕ ምክትታል
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✅✅ 𝐅𝐢𝐝𝐞𝐥 𝐀𝐜𝐚𝐝𝐞𝐦𝐲 𝐋𝐚𝐧𝐠𝐮𝐚𝐠𝐞 𝐂𝐡𝐚𝐧𝐧𝐞𝐥: / @fidelacademy1
𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑: We are not financial advisers. These videos are for educational purposes only. No official financial advice is being given here. Please always check with a professional before making any investments or financial decisions. Your investments are your sole responsibility, these videos merely share our own opinions with no guarantee of gains or losses.

[@FidelFinance]

Support this channel: kzbin.info/door/B3dXUhbNDbc9gnObbP7WEQjoin

[@SimonWelday-q8t]

Selam ezi hawey kemay. Kanika Simon yebhal wey beakal kerkebka medaleku be kash mekafelku card yeblayen

[@destamedia1330]

መጀመርታ እቲ ሓሳብ ጽቡቅ ዩ ግን ገዛ ምክራይ ካብ ምግዛእ ይሓይሽ ክትብል ከለካ ኣብቲ ገዛ ዩ ዝምርኮስ ሶ።ኣረጊት ገዛ ተገዚኢካ መዓልታዊ ኣዝዩ ቡዙሕ ወጻኢታት ኢካ ተውጽእ ሶ ደሓን ዝኮነ ገዛ ክትገዝኡ ኣለኩም ምባል ይሓይሽ። 2ይ ካብ ገዛ ገዚኢኩም ወርሓዊ ናይ ማይ፡ኢንቹራንስ፡ጉሓፍ ካልእ ተወሳኪ እናከፈልኩም ትነብሩ ሕስር ዝበለ ገዛ ክራይ ተካሪኩም ገንዘብኩም ኣብ ወፍሪ ኣፍሪቃ ይኩን ኣብቲ ዘለዉዎ ዓዲ ከዋፍሩ ኣብ መወዳእታ ኣብ ባንክ ደሓን ዝኮነ ገንዘብ ክህልዎም ዩ ብመጠኑ ከኣ ምስቲ ገዛ ዝገዘአ ሰብ ይማዓራረዩ ተዘይ ኮዩኑ ብድምድምታ እቲ ናይ ገዛካ ወጻኢታት ካብ ክራይ ስለ ዝበዘሐ ምክራይ ይሓይሽ ክትብል ግን 101% ጌጋ ዩ። ኣነ ንዝገዝኣክዎ ገዛ 500€ እናከፈልኩ ንስካ ንዝተካረካዮ 500 እናከፈልካ አኒሕካ ድሕሪ 10 ዓመት ኣነ ወናኒ ገዛ ብማዕረ ወጻኢታት ንስካ ከኣ 0 ኣይ ገንዘብ ኣይ ገዛ ሶ። ዓርከይ ኣብ ጀርመን ብ380 ሽሕ ገዚኡ ኣሎ ወርሓዊ ወጻኢታት ብጀካ ናብ ባንኪ ዝክፈል ከባቢ 390€ እዚ ናይ ጉሓፍ ኢንቹራንስ ገለ ዩ ሶ ኣነ ከኣ ኣብ ክራይ ብ350 ኣለኩ ሕጂ ንስኩ ኣነ ትሕቲኡ ስለ ዝከፍል ገዛ ምግዝኡ ጌጋ ኣሎ ትብል ኣሎካ ፡ድሕሪ 15 ዓመት ወናኒ በዓል 380 ሽሕ ገዛ ክከዉን ከሎ ኣነ ከኣ ፍርጅ ጥራሕ ሒዘ ጠጠው ሶ እዛ ናይ ሎሚ ሓሳብካ ኣየስመርኩላን ኣለኩ ስለ ሓሳብካ ግን የመስግን።

[@FidelFinance]

ኣነመደምደምታ ኣይሃብኩን፡ ኩሉ ግዜ ኣይኮነን ከሙ ዝመጽኣልካ። ገዛ ክራይ 1000 ዶላር እንተኮይኑ፡ ናይ mortgage 3,000 ንወርሒ ን 30 ዓመታት ትኸፍል እንተትኽወን ከ፡ ገዛ ምግዛእ ምመረጽካ ማለት ድዩ? ኣነ 100% ምክራይ ምመረጽኩ፡ ዋላ ፋይናንሳዊ ብልሒ ዘለዎ ሰብ ውን ከሙ ይመርጽ ይብል። ስለዚ ኩሉ ግዜ ን ኩሉ ሰብ ምክራይ ይሕሾ ኣይበልኩን። በቲ calculate ዝገበርናዮ ግን ትኽክል ኣለኹ።

[@whiteflower4183]

​​​@@FidelFinance ጽቡቕ ኣለኻ:: ኣብዚ ግዜ'ዚ ገዛ ምግዛእ ብዙሕ ዘተባብዕ ኣይኮነን:: ብደቂቕ ክሕሰበሉ ዘለዎ እዩ:: ዋጋ ገዛ ኣብ ዝበዝሓ ሃገራት ሓሲሩ ኣሎ:: interest rate ግና ኣዝዩ ልዒሉ ኣሎ:: ስለ'ዚ እቶም ዘለቅሑኻ: ወለድ ክሳብ ዝኸፈልካ ካልእ ብዙሕ ኣየገድሶምን እዩ:: Anyway it's a very interesting topic. Thanx 🙏

[@mihretmihreteab955]

Berhin, thank you so much. I am learning a lot. I wish i had known before, but it is not too late to learn ❤❤❤❤❤

[@tomashadgu7052]

Thank you a lot brother ❤ and keep going please 🙏

[@FidelFinance]

Thank you, I will ❤️

[@tomashadgu7052]

@@FidelFinanceab uk 🇬🇧 aleka I think 🤔 bmntay krekbeka ykel?

[@WintaTa-vt3nj]

ብጣዕሚ የመስግነካ ፡ ጽፉፍን ርዱኡን ጌርካ ኣቅሪብካዮ❤❤❤

[@FidelFinance]

ክብረት ይሃበለይ ❤️

[@Samuhaye]

It’s worth mentioning that rents increased over time, but monthly mortgage payments remain same for the term duration of the mortgage.

[@FidelFinance]

True.

[@allisonking785]

Good Video. We live in the Bay-area, California, currently for a three bedroom two bath house, in a good area costs 1.2 million to buy, which is over $9000 mortgage. However, to rent that costs around $4500, which is half the price to own and you will have a monthly opportunity income of $4500 if you rent. Here timing is also really important. Sometimes housing can grow 100% in 2-4 years, which is very attractive investment.

[@yeibiotekie314]

100% agree thanks

[@erilove1651]

Thats good knowledge sharing but the thing is no matter how much low you can rent in at the end you don't own anything. However if you buy a house at least in 20 or 30 yrs thats your property. For short term renting may be better choice but not for long term

[@FidelFinance]

Thank you and I agree. With time, maybe in 2-3 years the interest rate will be lower than the current one thus the cost of buying will be cheaper than renting.

[@ablelomg7913]

ከዋጺእ ኣይክእልን እዩ ገዛ ክራይ፡ኣነ ወጻኢታቱ ተረዲእኩም እተዉ እንተትብል መሓሸ ምክኒዩቱ ሓበሻ ብዚሰሞዖ ሰለ ዝከይድ፡ብርግጽ ቀሊል ኣይኮነን ዝሓተካ፡ 12 ዓመት ተካሪየ ኣለኩ ገንዘበይ ንበዓል ዋና ገዛ እየ ኣሀብቲመዮ ናተይ ተዝከዊን ነይሩ ኣብዛ 12 ዓመን ኣበይ ክወርድ ይክእል ገምቶ ኣፍልጦ እንተሃሊዩካ፡ሕጂ በዓል ዋና ገዛ እየ ካብ ገዛ ክራይ ዕጽፊ ይከፍል እየ ግን ድሕሪ ቅሩብ ግን በንጻሩ እዩ፡ንዩቱብ ክትብሉ ሰብ ኣይትሓወውስሉ፡ስታክ ኢልኩም ድማ ግንደይ ሰብ ዕዳንዕዳ ገርኩማ ኣለኩም ሰብ ግደፍዎ ዓቅሙ ይግበር 12:14

[@FidelFinance]

ቁጽሪ ኣይሕሱን ዩ፡ እቲ ን KZbin ኢልኩም ዝበልክዮ ግን፡ ተጋጊኻ ከይትኸውን ጽሒፍካዮ። እቲ ስቶክ ኢልኩም ዝበልካዮ ከኣ ከምኡ። መጽናዕቲ ጌርካ፡ ሓላፍነታዊ ዝኾነ ጽሑፍን ሓሳብን እንተተቐምጥ ሓጋዚ ምኾነ።

[@ablelomg7913]

@@FidelFinance ኩሉ ዝበልካዮ እኮ ብዓቅሚ ደረጃ ይሰማምዐሉ እየ ግን፡ገዛ ክራይ መጉሓፊ ገንዘብካ ምካኑ እየ ተማሂረ ኣብ ነብሰይ እየ ዝብለካ፡ገዛካ ግን ዕቅሚ ተሓጺሩካ ሸጥካ ገንዘብካ ከተምልስ ተክእሎ ኣሎ፡ስታክ ድማ ብቅዓት ከምዝሓትት ኣይንገርን ብዛዕባ ምውፋር እንበር ብዛዕባ ምኽሳር ብዙሕ ክንገር ኣይረኣኩን፡፡ ብካሊእ ተሪኢካዮ ይቅረታ ክንከፋፈል ስለዘለና እየ

[@AberaEwala-ns3ev]

Agreed bro

[@FidelFinance]

ኣብ ስቶክ ኣዛኒቕካ ንነዊሕ (long term) እንተዋፊርካ ውን ክሳራ የብሉን (ናተይ ቀንዲ ዓውዲ ንሱ እዩ) ኣብትዛ ቪድዮ ከም ዝገለጽክዎ S&P 500 ብ ኣቨራጅ ካብ 7-10% return ኣለዎ። እዚ ናተይ ሓሳብ ኣይኮነን፡ ሓቂ (Fact) እዩ። ኣነ ከኣ ገዛ ኣይትግዝኡ ኣይኮንኩን ኢለ፡ ገዛ ምግዛእ ሓደ ካብቲ ዝዓበየን ዝበለጸን ኣብ ሂወትካ ትወስዶ እዩ።

[@natnaelghebremeskel2010]

@@ablelomg7913 ንስኻ ውን ሓደ ካብቲ ሓበሻ ብዝሰምዖ ኢዩ ዝኸይድ ትብሎ ዘለኻ ኢኻ፡ ርእይቶኻ ወይ ሓሳብካን ጠቓሚ እትብሎ ሓበሬታ እንተትህብ ጽቡቕ/መሃሪ ሙኸነ፡ ን ሓሳቡ እሞ ድማ ብ statistics ዝተደገፈ ን ዩቱዩብ ክትብሉ ምባል fare ኣይኮነን ፡ Stock ዝበልካዮ ድማ ብዓቕምኻ ጀሚርካ ተመሃረሉ ኢዩ ዝበለ እንበር ዘለካ ነጊፍካ ጀምር ኣይበለን። because risk ዘይብሉ ዓወት ስለዘየለ።

[@genet3442]

ብጣዕሚ ፅቡቅቲ ሓሳብ❤❤❤❤ዝሓወይ❤❤❤

[@FidelFinance]

❤️❤️❤️

[@KbraHebtezgi]

Vielen lieben Dank für die Info ❤❤❤❤❤❤❤

[@FidelFinance]

❤❤❤

[@melakegeratjobyehawtadhano5323]

Thanks brother l agree 👍👍👍👍

[@FidelFinance]

Always welcome

[@mulugetaltedla4181]

ሰላም ኩቡር ሓው ተጠንቒቐ ሰሚዐዮ ኣዝዩ ብሉጽ ሓበረታ ፡ ኣብ Uk መጀመርታ ክትገዝእ ከለኻ ከም ዋጋ ነይቲ ገዛ stamp duty ትኸፍል ድሕሪኡ annual property tax ናይ ገዛ ግብሪ ዘሎ ኣይመስለንን ሓፈሽዊ ከምቲ ዝገለጽካዮ ናብ ካልእ ዓለም ዘለዉ( ዝነብሩ )ዘዳለካዮ ስለዝኾነ ይሰማማዕ ካብዚ ሓሊፉ ግን ሰብ ብዙሕ ዘየስተውለሉ maintenance cost እዩ በዚ ኮነ በቲ ግን ወላ ዓመታዊ ግብሪ ኣይትኽፈል ኣዝዩ ብዝሕ ወጻኢታት ከምዘለዎ ጽብቕ ኣብሪህካዮ፡ልዕሊ ኩሉ ዝፈተኹዋ ከኣ መጠን ዋጋ ናይቲ ገዛ ንኹሉ ከምዝጸልዎ ትረዲአ keep it thanks alot.

[@FidelFinance]

ኣነ ውን ኣብ England እየ ዘለኹ። Stanp duty ኣሎ፡ ግን ናይ council tax ኣለና፡ directly ደኣ ብ % ናይቲ ክብሪ ገዛ ኣይተሓሰብ እምበር፡ search ብዝገበርክዎ ብ ኣቨረጅ ከባቢ 0.5 - 1% ክብሪ ናይቲ ገዛ ይመጽእ ዩ። ዋላ ኣብ USA እውን ክሳብ 3% ዝኸፍሉ ኣለዉ።

[@natnaelghebremeskel2010]

Yes re-write Council tax instead of property tax familiar word.

[@FidelFinance]

Most of our subscribers live in USA and Canada so they won’t be familiar with the name *Council Tax* and I did mention in the video that the data and example is specifically from USA but the principle applies everywhere.

[@SR-gh5rj]

Thanks btami sebuk gerka akribkauo, very clear and easy to understand, u are good teacher aswell. Big respect for u

[@FidelFinance]

Thank you very much

[@englishpracticetogether.wi7043]

Thank you, brother. In my opinion, it is butter to buy a house. If we can pay up to $50,000 or 80,000 mortgage the house total $300 or 400 thousand, plus if our income is fine. I prefer to buy. The reason why houses are every year increase a lot. Let's say if this year $500 for three bed-rooms after one year going be $800. See how it is increasing😮.

[@FidelFinance]

Great idea.

[@1eriterahagery242]

ብጣዕሚ መሃሪ ዝኮነ ሓሳብ ዘፍሰስካልና ነሕዋትካ እዩ እሞ መክሰብካ እዩ። ቡዙሕ ተማሂርና ከብዛ ዝሰራሕካያ ስለዚ ቀጽላ እዛ ትምህረትካ። ኩሉኩም ትሪእዋ ዘለኩም ከኣ ነዚ ጠቃሚ ትምህርቲ ዝህበና ዘሎ ፊደል ፋይናነስ ላክ ሸር ግበርሉ ክትዓቢ ነዚ መደብ። ❤️🇪🇷❤️

[@habtemichaelweldhlase5563]

ናይ በሓቂ ኣዝዩ ደስ ዘብል መግለጺ ክቡር ሓወይ

[@FidelFinance]

ክብረት ይሃበለይ

[@efrembeyene8076]

You really Good keep up Please!!

[@FidelFinance]

Thank you! Will do!

[@HelengalJesus]

God job brother

[@gdefoyhlmoyhlemetizmesle2017]

Thank you so much❤ Des zebl meglexi

[@FidelFinance]

❤️❤️

[@selemawitatobrhangaym9020]

Thanks ❤

[@FidelFinance]

You’re welcome! ❤️

[@bereketgeberm3956]

Thanks bro 👍👍👍

[@FidelFinance]

No problem 👍

[@abrahamzekios5252]

Good thanks

[@FidelFinance]

Thank you too!

[@bettyk7810]

Thanks zihawey for your informative clip and very interesting! Quick question though: Are we investing the difference money? Like you said in your clip if we spend less money in rent than buying, then it is better to rent. Also, you bring up about investing, so if we currently spending like 2500 monthly on rent and if the monthly Mortgage is $2900, Are we investing the difference, like only $400? and you think is better to do on long term? Bless you 🙏

[@ksanetteame3692]

Thanks so much for sharing your great idea.Good bless u with lovely family

[@FidelFinance]

Thank you! You too!

[@meharighebre7039]

Btaemi Xbuq timhrti meglexi iyu ezi tihbo zeleka yeqenyelna

[@FidelFinance]

Thank you!

[@estifanoskidane9801]

Tanks Bro

[@FidelFinance]

Any time

[@ግብራዊሞሳንሰማእታትና]

crystal clear! Thanks a lot Mr. Brhane. God Bless you.

[@FidelFinance]

Glad it was helpful! Thank you and Bless you too 🙏

[@TuemzghiMeles-zw7cy]

❤❤❤ btaemi tsubuq meredaeta zhawey

[@FidelFinance]

Thank you ❤️❤️

[@almazzeray5767]

THANK YOU FOR YOUR TIME APPRECIATE.

[@FidelFinance]

You are very welcome

[@fesshaieyohannes8139]

@@almazzeray5767 :Do not write in capital letters that not professional.

[@almazzeray5767]

My bad thank you for letting me know.

[@CopyEtbarek]

ብርሂን ወዲ ኣሮሞ ጻዕዳ በዓል በሊሕ ኣእሙሮ... Keep it up ❤️❤️😊

[@FidelFinance]

❤️❤️❤️

[@tesfayissack559]

Thanks brother 100% I agree I live in USA, when I tell friends renting houses is better than buying at this time but still they don’t agree. They say the value of houses are double. To me buying house is put yourself in prison , due to current economic recession and inflation

[@FidelFinance]

🙏🙏

[@AdayHiwet]

If you have a family it is better to live in a house. Price of up, and down is just a trend that changes overtime. You can also sell, and move when in the right time. I sold my house a couple years a go when the house market was high. So if you have kids it is better to buy , kids will have enough space, the school zone can be better.

[@fesshaieyohannes8139]

Maybe you have a poor mind .

[@FidelFinance]

@@fesshaieyohannes8139 just because he has different opinion doesn’t mean he has poor mind. Do you know how many rich people prefer renting to buying? It’s all personal choice. Buying a house is important but isn’t always right. Let me just ask you this question and answer carefully. If you had a million dollar a year ago, now you know what happened, would you have preferred to spend the money on real estate or Bitcoin?

[@Nini.Asmara]

I will say listen to your friend the house always going to be high is better. buying your house than You’re renting you’re not saving money when you’re renting still even if you don’t like the house you can sell any time the same price or higher

[@lachitlachit6631]

Thanks bitaeimi tekami timihiriti Asifih einite tebilelina

[@FidelFinance]

Thank you.

[@solomontesfu2906]

Thanks, what about in England

[@ertrawi]

Kbret yhabelna kbur hawna

[@FidelFinance]

Ane wn yemesgn.

[@HA-kd2rz]

Thank you 🙏

[@FidelFinance]

You’re welcome 😊

[@awettesfandrias3395]

Ane ab England eye zenbere zahwey ane phone number nateka mesdelku information is power brother Thank.

[@shishaytsegay5505]

Thank you Brhin Hawna kem wetru ❤

[@FidelFinance]

Thank you too ❤️

[@englishpracticetogether.wi7043]

I know you haven't said that, but also we can rent the basement. That will help us to buy the house easly.

[@FidelFinance]

There are a lot of things i didnt say and you're right. That helps too.

[@mehariemehazion9718]

Hi brhane kemey kenika ezy tmhrena zeleka btaemi subuk eyu ane abal kikewun zeykealku wereket sle zeyebley sle ety kulu ethbena netsa agelglot dma thank u so much❤❤❤❤

[@FidelFinance]

ጸገም የለን፡ በዚ likes, comments, shares ጌርካ ተተባብዓኒ ውን የመስግን ❤️🙏🙏

[@weinitadese6368]

Interesting thank you keep shining well done

[@FidelFinance]

Thank you, I will

[@erimedia6074]

Selam Brhane nay Germany ke Video Srhalna bejaka

[@Menkem123]

Thanks

[@FidelFinance]

No problem

[@TFBk-gq5sx]

Thaank you..

[@FidelFinance]

You’re most welcome. Thank you for watching.

[@abrhamzemichael9749]

Welcome 🙏 🎉brother

[@FidelFinance]

Thank you 🙏

[@Iamhabesha]

Thank brhin kemu kulu gzie

[@FidelFinance]

My pleasure!

[@simondebas1646]

Zehalefe videoka mehari eyu. Eza video ka gen eab gemet. Zey eatewu rekahitat ealewu , nekemey aynet seb , eab long term, zebelu eagedesti zekonu netirekayom. Bezi mekeneyat eza video temerta godileni

[@FidelFinance]

ሓፈሻዊ ሓበሬታ እየ ክህበኩም ዝኽእል እምበር 1 ብ 1 ኩሉ ናይ ውልቅኹም ዘድልየኩም ርኤ ክህበኩም ኣይክእልን የ። ናትካ ዘድልየካ ኣብ ግምት ኣእቲካ ዝውሰኽ ወሲኽካ ዝጎድል ኣጉዲልካ ክትጥቀመሉ ጥራይ ዩ ዘለካ። ውልቃዊ ፋይናንስ ማለት 1 ሕጊ ተኸቲልካ ኪድ ማለት ኣይኮነን። ናተይ ስራሕ ዝፈልጦ፡ መጽናዕቲ ዝወሰድኩሉ ዝተፈላለየ ኣረኣእያ (perspective) ክህበኩም እዩ።

[@RobelTeame]

Thank u bro❤

[@FidelFinance]

You’re welcome! ❤️

[@hagosafewerki2770]

የቀንየልና ብርሂን ከም ወትሩ ጹቡቅ ስራሕ

[@FidelFinance]

Thank you, Hagusha.

[@fitf42]

ንጹር መግለጺ የቀንየልና ብርሂን

[@FidelFinance]

🙏🙏🙏

[@tedrostekestekidane7000]

Nice explanation bro. Thank you. I have a question though. Eti interest (7%) gn ab lifetime nayti loan iu zkfel mesleni. For example, if the total interest is 21,000, it have to be divided by the number of years that you will need to pay off the house. That was my understanding. Correct me if I am wrong please. Thank you again 🙏

[@FidelFinance]

Let me give you a hyohotetical example to make sure you get it …… If you take out a $21,000 mortgage (loan) at a 7% fixed interest rate for 30 years, your monthly payment would be approximately $139.86. Over the life of the loan, you would pay around $29,349.60 in interest. And the total amount paid over the life of the loan would be approximately $50,349.60.

[@tedrostekestekidane7000]

@@FidelFinance I get it now. The rate applies 'annually'. That's crazy. You pay more than you loaned.

[@awetawet3258]

Thanks brhinnnnn haweyyyyy Xfuf agelalxa ❤ ሓንቲ ግን ክሓታ ዝደሊ ይቅረታ ማለት ኣፍልጦና ታሕቲ እንድዩ ናይቲ ወለድ ያ ክንድኡ ክትከፍል ከለካ እቲ ዝተረፈ 320 ልቃሕ ከ ተወሳኪ ማለት ድዩ ዘይበረሀትለይ

[@FidelFinance]

Sorry Awet. ኣነጽር ኣብላ ስከ?

[@girmaykidane7955]

ደስዘብል ትምርቲ ብርሂን: ግን ከም ዝመስለኒ ልዕሊ 4 ስድራ እንተ ሃሊካ, ከ ክትገዝእ ይምረጽ ወላስ ከመይ ትርእዮ? ከም ምክሪ ኢየ ደልየ??? የቀኔለይ ተገዲስካ እንተ መሊስካለይ ደስ ምበለኒ❤❤❤

[@FidelFinance]

ብዓይኒ ፋይናንስ ክንድምሮ ከለና ኢለ ሓሳባት ክህበኩም ኢለ እምበር፡ እወ ገዛ ምግዛእ እሞ ሓዳር/ቆሉ ሒዝካ ዓቕሚ እንተሃልዩ ክትግበር ኣለው። ገዛ ምግዛእ ዝመስልዎ የለን።

[@girmaykidane7955]

@@FidelFinance thanks Brehin Hawey 🥰

[@henoktesfay3549]

Thank you brother

[@FidelFinance]

Any time brother! Thank you for watching!

[@healthcenter-d3c]

❤good job

[@FidelFinance]

Thank you 😊

[@samsonmogos6084]

ቀጽሎ ቀጽሎ ቀጽሎ........

[@FidelFinance]

Okay, ክቕጽሎ የ።

[@AbrehaKelew]

32,000×0.07=2,240 eu eti interest 22,400 aykonen tegagika keytehlu check gibero

[@FidelFinance]

320,000 (loan/Mortgage) * 0.07 = 22,400

[@tesfaldetmobae5703]

no compromise, rent and owen home! to buy home u went a head!

[@FidelFinance]

Buying is better than renting most of the time but not always. That’s why I provided this perspective.

[@TahaSalih-m9l]

Good job❤ Brhin ሓንቲ ሕቶ ክሓተካ፦ ኣብ stockmarket invest ንምግባር ወይ ንኽትመሃር ደረጃ ትምህርቲ ይሓትት ድዩ? መልሲ pls.

[@FidelFinance]

No, dereja nay acadamic tmhrti yhgz ember ayhattn yu. nishtey tmhrti nay stock market course tray yu zedlyeka.

[@TahaSalih-m9l]

@@FidelFinance Thank U!

[@wedieri243]

Nmejemerta gize youtube zegedseni hasab rekibelu txs zarkey marey 😊

[@FidelFinance]

Welcome brother! Thank you for subscribing!

[@eritreastrongestnation]

Great thank you

[@FidelFinance]

Thank you too!

[@dirarwelday77]

Thank your my friend

[@FidelFinance]

Thank you too

[@nahomghirmatzion233]

Thank you.

[@FidelFinance]

You're welcome!

[@shabatshalom693]

Interest rate ab kem beal canada its update every 2...3...5....years if its closed ,ab uk ,USA kemey e u endee.

[@natnaelghebremeskel2010]

Same principle.

[@JohnathanFan-pw7ye]

ሰላም ክቡር ሓወይ ኣብዚኣ ዘይተረዳኣትኒ ኣላ ኣብታ total yearly costs of owning total $34,800 ንዓመት እንተኮይኑ ካብቲ ዘለካ 320,000 ዕዳ ብገምጋም ኣብ 9 ዓመት ንልቕሓኻ ብወርሓዊ $2,900 እንዳኸፈልካ ክትውድኦ ትኽእል ማለት ድዩ ? ወይሲ ን30 ዓመት ብ2,900 እንዳኸፈልካ ትግደድ ማለት ድዩ thank you i appreciate you hawey

[@FidelFinance]

ካልእ ኣማራጺታት ኣሎ እንድዮ ንሕቶኻ ብሕጽር ዝበለ ክምልሶ ግን ኣብ 9 ዓመት ዘይኮነ 30 ዓመት እዩ ክወስደልካ። ምስ ወለዳት ናይ ልቓሕ ሓዋዊስካስ ከባቢ 1 ሚልዮን ኢኻ ትኸፍል። ከምኡ ክብለካ ግን፡ interest rate ክቕየር እዩ፡ Refinance ወይ ካልእ ኣማራጺታት ክትረክብ ይክኣል ዩ።

[@Amber1919]

🇪🇷🇪🇷ጽቡቅ አስተምሕሮ እዩ ። ግን አብ ክራይን አብ ገዛ ምውናን ፍልልይ አለዎ ። እቲ ንክራይ ትከፍሎ ገንዘብ ከምዚ አብ መሬት ተፍስሶ ማይ ማለት እዩ ። እቲ ገዛ ንምውናን ትከፍሎ ገንዘብ ግን ከም አብ ባስካ ወይ ኢላ ትእክቦ ዘለኻ ማይ እየ ዝአምን ስለዚ ብዝኮነ መአቀኒ ቁሩብ አቅሚ ተለካ ነቲ ዳውን ፔይመንት ልእሊ 50% ከፊልካ ገዛ ምግዛእ እቲ ዝበለጸ ነገር ኮይኑ ይስምአኒ ዘለኩም ርእይቶ ክአ እጽበይ ። 🇪🇷🇪🇷

[@FidelFinance]

kzbin.info/www/bejne/rX3YYZ-ursqWoa8si=rzd_-KjjE8yNG-EC

[@HelengalJesus]

Always buy house it is your investment. It is your bank. You can always take money out of your house. Pay your bills equity.

[@kecomekel2000]

Kebrat yehabka

[@FidelFinance]

🙏🙏🙏

[@Abraham-w8i]

ሰላም ኩቡር ሓወይ ስለ እቲ ጽፉፍ ኣቀራርባኻ የመስግን !!! ብቕጻል እቲ ዝሓሸስ ክራይ ገዛ ዶ የዋጽእ ትብሎ ዋላ ገዛ ገዚእካ ብፍላይ ኣብ ኤሮፓ?

[@FidelFinance]

95% ግዜ ገዛ ምግዛእ ዪሓይሽ፡ ዓቕሚ እንተሃልዩ። ብሓፈሻ ክንደይ Interest rate ትኸፍል ኣገዳሲ እዩ።

[@mohamedberhe6545]

What about if you buy cash? Thanks

[@FidelFinance]

Buying a house with cash ties up a significant portion of your liquid assets, potentially limiting your ability to get into other investment opportunities. That being said, you won't be making monthly mortgage repayments, so you might find that this suits your financial circumstances better. I wouldn’t recommend it but not financial advise.

[@habteyehdego8372]

ገዛ ካብ ምክራይ ምግዛእ ዝበለጸ እዮ ካብ ናተይ ተመክሮ ገዛ ምግዛእ ዓብ እንቨስት እዩ ምኽንያት ብፍላይ ቆልዑት እንተደአ አለኹዋ ቐስእኖም እዮም ዝነብሩ ነምስታይ ደአ ሐዳሽ መክና ዝገዝኡ መክና ውን ቐልል ወጭ አይኮነን ዘለዋ መክና ድማ እናረገትን እናመረትን እያ ትኸይድ ስለዝ ትጋገ አለኻ በጃኹም ቆልዑት ዘለውኹም ብፍላይ ገዛ ግዝኡ ካብ አብ ገዛ ኽራይ ምንባር ደቅኹም ድማ ቐስኖም እዮም ዝነብሩ ንምንታይ ደአ ደቅዓድ ዝገዝኡ ንዓና ውን መሰል አለና ነት ዘለና መሠል ንጠቐመሉ ከብ ገዛ ክራይ ዝነብሩ ብፍላይ አብ አፓርትማ ዝነብሩ ደቅኹም ረብሸሙና እናበሉ ክንደይ ክንደይ ጭንቐት ዘለዎም ዋላ እቶም ቆልዑት ከምድላዮም ክጻወቱ ክዘሉ ይሽገሩ እዮም ገዛ ገዝእካ ግን ንስኻን ደቅኻን ቐስንካ እኻ ትነብር ስለዝ ብአይ ወገን ቅቡል አይኮነን ሐድሽ መክና አይትግዝኡ ገዛግን ግዝኡ እዩ ዘማኽር ናይ ዘለኹም ዓድ መሠል ከም ወድሀገር ተጠቐምሉ ቐስኩም ድማ ሕደሩ ቀዋም ስራሕ እንተሀልኩም ዘለኩም መሠል ተጠቀምሉ ካብ ጠዛ ክራይ ምንባር ናይ ዝኾነ ሀተፍተፍ አይትስምዑ እዩ ምኽረይ

[@FidelFinance]

ብጣዕሚ ጽብቕቲ ምኽሪ ያ ክቡር ሓው፡ ኣነ ውን ተኻሪኻ ምንባር ኣይበልኩን ብሽፉኑ፡ ብሓፈሻ ኩሉ ኩነታት ኣጽኒዕካ፡ calculate ጌርካ ንኽታቱዩ ሓሳብ። ኣብ ናይ ጽባሕ ዝዝርጋሓ ቪድዮ ኣላትካ ስምዓያ። (እታ ሃተፍተፍ ዝበልካያ ግን፡ ጽቡቕ ኣይመስለንን)። Thank you again!

[@merhawitesfaldet4277]

Txbuk temhirty bro

[@FidelFinance]

Thank you.

[@bemnettesfay8743]

ኣነ ክመሃር ይደሊ አየ ተለፎንካ ባ ጽሓፈለይ

[@GhenetHabtay]

Betamy xbuk temrty u telfonka da aby kerkba ye😊

[@eritreamassaw3059]

ገዛ ክራይ ይሐይሸ ሰራ ምሰመተካ ከ መክፈሊ ሳኢንካ ብውሕዱ ክልተ ወርሒ ከይከፈልካ እዳ ክበዛሐካ እዩ አብዘይትወፅኦ ምሰበፃአካ ገዛካ የግድፋካ እዬም እንተ ኪኢልካ አብ አሰመራ ገዛ ክትገዝ ይሐይሸ

[@mehariemehazion9718]

Thank u brhane

[@FidelFinance]

Any time!

[@abrahamkalab2159]

Wela wexaeitat ybzah mgzae yhaish mknyatu ab metereshta zkone ab eidka yeblkan bkray tnebr entekoinka, entegezieka gn entehameqe bksara wela eti meret ab eidka alo ktsheto tkel eika ybl ane

[@FidelFinance]

እወ ግን፡ ኣብ ካልእ ኣማራጺታት ኣዋፊርካ ከ፡ ገንዘብ ክትረክብ ኣይከኣልን ድዩ? ንኣብነት ኣብ ስቶክ ማርኬት፡ ቢዝነስ? ማለት ገዛ ምግዛእ ጥራይ ኣኣራጺ ከም ዘሎ ጌርና ኣይንደምድሞ፡ ብክፉት ሓንጎል፡ ብኸመይ ከምዚ ይብል ኣሎ ኢልና ነሰውዕለሉ። የቐንየለይ

[@abrahamkalab2159]

@@FidelFinance ja nsu dea buzuh amaraxi alo kemzbelkayo genzeb nktgebr,,,eti gzie abzi Europa kemzi kemana Eritreawiyan 3,4 qelaut enteleka btaami ashegari eu geza kray ktrekb bflay ab Germeny beqa bmado trah eyom No zblu wela ekul atawi yhalka

[@FidelFinance]

@@abrahamkalab2159 🙏🙏🙏

[@AronSami-l1n]

Tmhrti kngmr eina eikana telefon ab thti kgedfelkum ey elikan nerka bzkone krekbo ay kealkun bkemey tmhrtku kwesd ykel hawey ?

[@FidelFinance]

00447865 557465 (WhatsApp)

[@tesfagabrkelkela]

❤

[@FidelFinance]

❤️❤️

[@AunMUlu-fn4xx]

❤❤❤❤

[@FidelFinance]

❤️❤️❤️

[@fremhret5643]

ክቡር ሓው ኣብ መወዳእታ ድሕሪ 20 ወይ 30 ዓመት ግን እታ ገዛ ምስ ወነይንካያ ዕጽፊ ወይ ዝያዳ ዋጋ ከተውጽእ ከ ኣብ ግምት የእቲካዮ ዲካ?

[@FidelFinance]

እወ ኣእትየዮ የ።

[@mohamedberhe6545]

What about if you buy cash?

[@bettytesfay7903]

If you buy cash is good

[@haneber7369]

🏖🌻Stock Market!!🌻🏖

[@FidelFinance]

❤️❤️

[@Sirakdawit470]

Sebat geza keywnnu elom diyom zkareyu zmesleka?

[@FidelFinance]

No, interest rate kgodl, down payment zkewn genzeb slezeyblom….. bzuhat kea alewu mkray zmertsu. Zitefelaleyu sebat ztefelaleye mknyat alewom

[@estifbatu1468]

Tebarek ❤

[@FidelFinance]

Thank you ❤️

[@TsgabTeklom-mj9us]

Kemakum ybzhu

[@FidelFinance]

Thank you.

[@Sami-Eritri]

A nay England bezi zelo interested Ttnegrena btami xbuk mkniyatu USA 🇺🇸 nay kubur eka ketmxlna xenihka ny England gn eti internet whud eyu kab 4. to 7 bflay 4 terekibka zhashe koynu ysmani malet eyu

[@FidelFinance]

tsibuk aleka, gin calculate kitgebro keleka beti zigeberkwo ab kindi 7%, 4 wey 5% beti zelewo enteaetikayo tkkl kimetsalka eyu ember wala ab USA zitefelaleye eyu zelewom. beta zigeberkwo calculate entegierkayo, kray kea kndey kem zelo tetsno, shu kelil eyu. Yekenyeley kea.

[@angish9149]

B cash payment entegeziekayo ke?

[@adhanomamanuel8250]

Nixur meglexi brhin kem kulu gze yeqenyelna flitetka yzari

[@FidelFinance]

Amen!

[@AwetGebru-zv2sc]

Nay haxir medeb tekoynu kiray yihayish long term tekoynu gn geza migzae yerbh

[@FidelFinance]

I agree!

[@fesshaieyohannes8139]

I hope you make more research about real estate than you will know why did the rich people renting ?

[@FidelFinance]

ኣብራሃለይ ባ ኣይተረደኣትንን ይቕሬታ

[@fesshaieyohannes8139]

@@FidelFinance : you are more educated than me, I believe you know more , I know only common sense .

[@dejengidey]

Dhri 30 amet ke eti geza waga ayewxien du kemey u ni hizbi gega habereta mihab pleas kulukum memahran aytkunu gdefwo seb kem hasabu ynber

[@FidelFinance]

Okay. Gn bzey memahran (bzey hasabat) seb kemey elu dlyetu felitu tsibuq wsane kesan tbh kbur haw? Ane kea dlyetey khasb/kgebr nmntay tqawrmeni aleka? Bzuh htotat alo ktmlso zgbaka!

[@why3781]

❤

[@FidelFinance]

❤️

[@desebelkahsay2480]

ክብዲ እዩ በጃካ ኣብታ ዓድና ይመልስና

[@FidelFinance]

🙏

[@keseteAdonay]

Your initiative is appreciated however you missed lots of details that needs to be considered. Buying a house is not Only a monetary aspect but also an emotional and psychological attachment. Those factors could also play a great role in the family well being; social, behavioral, and educational aspects. Based on your factors used in your video, the estimate for maintenance and opportunity cost are a little bit off. Opportunity cost should have been only from the 80K and should be around 800. Also you did not include the principal section of the mortgage payment which a buyer is placing it in a different place. All in all, its hood idea to do an educated decision but your comparison are too narrow and off the truth.

[@Medianatube]

እዛ ቪድዮኻ ሲ ጽብቅቲ እንድያ ነገር ግን ኣነ ብወገነይ ብጣዕሚ ኣገዳሲ ኣርእስቲ ከላ ግን ወልሓንቲ ኣይተረድኣንን፣ ንቀጻሊ ቪድዮታትካ ብንጽር ዝበለ ኣገላልጻ ከይተሃኽካ ከምኡ ውን ንኹሉ ሰብ ብዝርድኦ ቋንቋ ( ትግርኛ) ጌርካ ደጊምካ እንተ ተቅርባ ኣዝዩ መሃርን ኣገዳስን ኣርእስቲ ስለ ዝኾነ ምረባሕና ሞ መመስገናካ። ስለዚ ከይተሃኽካ ቀስ ኢልካ ኢንግሊዝ ከየብዛሕካ ማለተይ እየ

[@leterfaleteklit]

Ketgezei abe da kengezi geza Europa kebru abe kulu alem kebru

[@FidelFinance]

እወ ብ ኣቨራጅ ኣብ 3-5% ይውስኽ ዩ ዓመታዊ ኣብ ዝበዝሐ ምዕቡላት ሃገራት። ኣበይ ዲኻ ትቕመጥ?

[@fanu1116]

2900 is debt every month my bro,if you have family,car other expenses how to manage your revenue and expenses ,i think you should work 24 hours to feed your family

[@abdenuryassin7582]

Kery geze endewesk eyu zekeyd

[@AdayHiwet]

ልክዕ፡ እቲ ክፍሊት ገዛ ኸኣ እንዳጎደለ ይኸይድ ብድሕሪ ዝተወሰን እዋን፡ ምኽንያቱ ነቲ ቀዳማይ 10 ዓመታት እቶም ሰብ ገንዘብ ዘለቁሑኻ ኢኻ ትኸፍል። እንድሕር ኣፍልጦ ኣልዩካ ኸኣ ነቲ ወለድ ዘኮነ ነቲ ልቓሕ ተውሳኺ እንዳኸፈልካ ተግዱሎሞ እቲ ወለድ ይውሕደልካ። ኣብ 15 ዓመት እንተኸፊልካዮ ኣብቲ ገዛ ብነጻ ትነብር። ኣብዚኣ እዚ መንእሰይ ዘንጊዑ ኣሎ።