GETTING A MORTGAGE IF YOU ARE OVER 40

[@phoenixchi64]

Thank you for this. I'm over 55 & currently saving a deposit as a potential first time buyer...

[@MegaSagy]

Very nicely explained…. Thank you

[@rodriguezalexander9111]

What if I live in a council property and have the right to buy. Can I use my £110000 for a deposit or to purchase a home

[@monicadouglas7672]

Thanks Nikki really good to know

[@dm.mortgage]

Thanks Monica 👍

[@myamazinglife3954]

Excellent advice :)

[@rb7007]

Thanks for the info Nicola. Very informative, as always. Just wanted to know what the longest term would be for a joint mortgage for me and my partner (If Retiring at 70). I am 54, he is 52. Would they average out both our ages OR would they go by the older person or the younger person?

[@dm.mortgage]

Hi Rachel, thank you! It would be based on the retirement age of the older borrower in this instance. Hope this helps, of course get in touch if you have further questions.

[@R3sp3ctMyGam3]

Congrats, keep up the good work!

[@spencerstock1936]

i wish but not a chance my wage is far too low

[@LETTYONLY1]

Yet again “over 40” gosh ancient 🙄

[@yammydodger1988]

Steer clear of mortgages, rent for life.

[@spencerosei2616]

Rents too high

[@residentsteve]

Always rented don’t earn enough to buy but I never started saving until a few years ago now I’m 41 and probably will never own a property 😂 oh well.