Getting Rent From My Non Paying Tenants | Attachment Of Earnings Process | Buy To Let

[@new2property]

FREE Training: The 3 MOST Important Parts of Property Investing You MUST Master Before Buying Your First Property - www.new2property.co.uk/webinar-opt-in-page FREE copy of my paperback book How To Buy 2 Let - www.new2property.co.uk/book

[@1ilax]

you have got a patience of an angel

[@new2property]

Hi Ilona, Thanks very much for watching and for your kind words, I have to say my patience was tested with this one.

[@Shodan_AI]

those guys couldn't tell their arse from their elbow! :) Well done for being so tenacious! You must have the patience of a saint

[@new2property]

Hi Colonel Burton, Thanks very much for watching and for taking the time to drop a comment. It wasn’t an easy time that’s for sure.

[@GeoffreyPapin]

Not only going through the process gets some money back, it also sends the right message that people can't get away with this sort of behaviours and will likely think twice before doing it again. If not then they know they have a free pass to not pay rent ever - well done and well deserved !

[@jamesguy6473]

Great video, nice to see a very real world example and the process rather than the usual youtube hyperbole about how easy buy to let is . Keep up the great content.

[@Bekindloveis]

I am impressed with the British courts & government administration processes that phone calls actually get picked up & queries answered & clarified! 👍🏻 a rarity today cos most phone lines to any companies or government agencies are now directed to a Website to look at standard replies to commonly asked questions or else to send an email & then need get clarifications by emails again which is a bigger hassle 😳

[@rajaifty5010]

Mate you are a legend top marks for keeping on the case almost everyone tries to get you to just give up. The lesson you have made them learn is priceless. 👍

[@new2property]

Hi Raja, Thanks very much for watching and for your comment. Your not wrong at every stage, everyone advises to just let t go as bad debt, I just hope this video helps others get back what's owed. Have a great day

[@abidmahmood5296]

"PERSISTENCY PAYS" Well done! ✔️ 👍 👌 ⏳️

[@new2property]

Hi Abid, Thanks very much for watching and for taking the time to drop a comment.

[@jaepurvis1211]

WOW... all I can say is that you have the patience of a saint. I'm not sure if I would have been so calm and collected throughout this process... especially with the insult of the bureaucratic run-around after the injury of having to go to court! Still, I'm happy to see it was finally settled!

[@new2property]

Hi Jae, Thanks very much for watching and for taking the time to drop a comment, yer it wasn't the smoothest of processes but onward and forward is the only way.

[@triplex86]

A superb series of videos here Dan - they are extremely informative. My heart broke for you when I saw the mess they left but you handled the situation very professionally. I particularly like the fact that you pursued them for an attachment of earnings. Well done mate - I hope you get back everything that you are owed.

[@new2property]

Thank you so much for watching and for your kind words, its appreciated. I got some of the money back and I`m still chasing for the rest.

[@ionut.cvisan]

This journey was so satisfying to watch. Good job 👏

[@new2property]

Hi Ionut Cosmin Visan Thanks very much for watching and for taking the time to drop a comment, I`m glad that you found the videos interesting.

[@stephenalderton6300]

What a joke. The court system is f**ked. Feel your pain Dan. I'm about to follow this path! Wish me luck

[@new2property]

Hi Stephen, I feel for you, I really hope this video makes the process less painful for you. Thanks very much for watching and for your comment.

[@ganeshm8970]

Watched all 4 videos in detail worth inspiring and motivated fight hard, tooth n nail to the finish to get what money due to you !! Thanks for detailed session and energy n motivation you bring in hard hitting scenarios. Luckily I have legal cover with my landlord insurance but will follow through your steps post hearing and judgement.

[@new2property]

Thanks very much for watching and for taking the ti e to drop a comment. Ido t miss the stress of those days that’s for sure.

[@HorseSaddleRider]

Awesome result - I didn't even know that this could be done.

[@new2property]

Hi Horse Saddle Rider Lab, Thanks very much for watching and for dropping a comment. This is all good if the tenants have jobs and you know where they work, if they don`t it becomes near impossible to get the money back.

[@davidmartin3351]

This was like a Hollywood thriller. Well done this is an amazing result and very well done for staying calm and positive through such a painful process 👌

[@new2property]

Thanks David, I have visions of you sat with the popcorn waiting for me to say "she changed job, we`ll have to start again" Thanks for taking the time to drop me a message

[@yasirnoori4848]

Well done Dan, even if you dont get the full amount, the contents of these videos are worth that much, for us your viewers at least..

[@new2property]

Hey Yasir, Thanks very much for watching and for your comment, the cheque`s are still coming in at the minute, so far so good.

[@salilsharma577]

Informative . Thanks for letting us know your difficult journey alwell

[@new2property]

Hi Salil, You are more than welcome, thanks for watching and for dropping a comment.

[@stephenalderton6300]

Going through this process at present, and having the same hassle. 2.5hrs on the phone waiting to talk this week! People hiding behind this chaos SHOCKING

[@new2property]

Hi Stephen, I’m so sorry to hear about your situation, I know first hand how stressful it is. Hang in there and do t give up, it’ll all be worth it in the end. Thanks for watching and for dropping a comment

[@tochukwunjoku]

@Stephenalderton, please advise what you do if you don't know where the debtor works? I am trying to complete the N337 but I don't where my debtor works. I know everything else.

[@kiiieshyyy]

Such a hassle just to recover rent arrears! Glad you got your win in the end, hopefully, the payments continue.

[@new2property]

Hi Kieran, Thank you so much for watching and for your comment. Your not wrong it was a long and painful journey that's for sure.

[@johntbaxter]

Amazing perseverance and determination. Excellent. The system all seems rather one sided in the tenants favor although this video is an excellent win. 👍👍👍

[@new2property]

Hey John, Thanks very much for watching and for taking the time to comment. Your not wrong the system is certainly flawed but hopefully this video will help others get back what is owed to them

[@yhflucy]

Hi Dan, well done and thank you very much to share this video with us. I guess there would be lots of landlords given up already very early on in a long and stressful process like this. Which in a way encourages bad tenants to get away with not paying. This is also a kind of scenarios would scare me off as a newbie to this business. I have definitely learned a lot through your journey. Many thanks and looking forward to you next video.👏👏👍👍

[@new2property]

Hi Lucy yu Thanks very much for watching my videos and for taking the time to comment its really appreciated. I`m glad that you are getting value from my content. Have a great day and thanks again

[@jameswells6796]

Really pleased for you Dan. Your perseverance has paid off in the end and no doubt give help to others who are unfortunate enough to end up in the same situation.

[@new2property]

Hey James, Great to hear from you, I hope you are well, thanks for watching and for your comment. Lets hope my video helps others avoid or navigate these situations Have a great day

[@DonnaWight-dk7be]

Well done. Your house is beautiful they didn’t deserve to have a lovely home.

[@chriswelsh4397]

Fantastic news Dan 😁 just a shame that it’s a long and difficult process but perseverance pays in the end. 👍

[@new2property]

Hey Chris, Thanks very much for your comment and for watching. I`ve just got my fingers crossed that the cheques keep rolling in.

[@linford545]

Well done Dan, all the best

[@new2property]

Hi Linford, Thanks very much for watching and for taking the time to drop a comment

[@mahmoudjeidani745]

Really pleased for you.

[@utuberpro7294]

Watching this series through is so helpful Thank you. it shouldn't get to this stage to start with but hey i hope you get what's owed.

[@new2property]

Hey utuber pro, Thanks very much for your message and for taking the time to comment. I`m really glad that you are getting value from the series.

[@julianpilkington4990]

very interesting....good to know what happens when it doesnt go so well

[@new2property]

Hi Julian, Thanks very much for watching and for your comment.

[@MichalSposki]

Amazing achievement! Please do short part 5 video towards the end of the year!

[@new2property]

Hi Michal, Thanks very much for watching, I will add this idea to my list and do a 5th video to give you an update after a few months Thanks very much

[@mattford2164]

Amazingly documented... well done!

[@new2property]

Hey Matt, Thank you very much for watching and for your comment.

[@luki7093]

I had my fingers crossed for you throughout the whole video, each time you read a letter, i hoped it'd be good news! Tenants who don't pay rent, do not deserve a home. Great patience you have, however, i believe it may have added a few grey hairs

[@new2property]

Hey First name is not luke, Thanks very much for watching, a few grey hairs, I had hair before this ordeal :-) Thanks very much for your message and for watching.

[@nabazmasifi971]

Well done

[@new2property]

Hi Nabaz, Thanks very much for watching and for your comment.

[@pedrotejero6828]

Great video, just new in the channel and I love it. I have a question, is it worthy to have rent guarantee insurance to be protected for this situations? I believe as a personal opinion, it is worthy to save time and avoid all the stress involved. Another question, where do you invest? 😜

[@new2property]

Hi Pedro, Great to hear from you, thanks very much for watching and for taking the time to drop a comment. Yes I would advise rent guarantee insurance if you can still make a property stack up when the cost is factored in. I`m not sure I understand your question, sorry, do you mean where do I invest? If so Nottinghamshire and Lincolnshire. Thanks again for watching

[@lilyunknownYT]

Amazing🙌 would also love to see a part 5 later this year!

[@new2property]

Hi LilyYT, Thank you so much for watching and for your comment, I`ll add a 5th video as you suggest to let you know if the cheques continue to come in.

[@MrCybernick]

OMG what a ride...

[@new2property]

Hi Nicholas, Tell me about it, thanks very much for watching the series and for taking the time to comment.

[@abidmahmood5296]

Dan....your fairly glued up, take no fools. How did you get stung? What went wrong in the vetting process? Or was it they were ticking all the boxes then once the foot was in the door they decided to show their ture colours 🤔

[@new2property]

Hi Abid, Thanks very much for watching and for dropping a comment. Due to owning a fair few properties and from having no issues for many years I was simply trusting the referencing agent that my letting agent worked with. After going through this ordeal my agent has changed referencing agents and both them and me now vet the tenants before they are moved in. I`m now far more cautious of who I let to and if I find any red flags at all I decline the applications.

[@stevelevick8705]

So Dan, what are lengths you now go to to check out possible tenants ?

[@new2property]

Hi Steve, I have had my letting agent change referencing companies. All potential tenant details are now sent to me and I go through them with a fine tooth comb, I then have my agent call 2 previous landlords and the current employer. Thanks very much for watching and for your comment. Have a great day

[@BinduB-c5p]

Before you started the process for "Attachment for earnings", did you go with MCOL first? If yes, was it straightforward process or is it best to hire a solicitor? I am in the same boat too... I evicted the tenants using services from an eviction specialist, but, wanted to carry on the further process of getting the rent arrears by myself. Any help is greatly appreciated.

[@adamellistutorials]

I’m waiting for video 4.

[@new2property]

Hi Adam, This is video number 4. This is the journey I`ve been on to get the money.

[@adamellistutorials]

Ahh sorry. It doesn’t say part number as the others do. Sorry you went through this buddy.

[@dnsmoker]

Hello really enjoy your videos thank you for taking the time to make them, Slightly off topic but I would like to hear your thoughts on the new ruling of the EPC change coming in 2023 for rental property’s to be a rating of C a lot higher then current rating E Cheers

[@new2property]

Hi Dan, Thanks very much for watching and for taking the time to comment. I`m now only purchasing properties that are C or above, the properties I have that are below C will never be able to achieve a C like so many other older properties out there. I would hazard a guess that there will be some leeway in the legislation that states that properties that can't achieve a C or above will be exempt, but we will have to wait and see. I'm pretty confident that the government won't turn around and say all tenants must leave C and below properties and the properties must then stay empty due to a low EPC rating.

[@mrbeanieavocado2313]

Wow, would it have helped if you had what rent insurance?

[@new2property]

Hi Mr Beanie Avocado, Yes it would have, however, I`m still in the green at the moment. 15 years of investing, 16 BTL properties, rent guarantee insurance is aprox £200 per year, these tenants owe me aprox £7k. Its a rare occurrence and covid helped the tenants on this one, moving forward I do far more research and checks on the tenants. If I had just one or two properties I would get the insurance for sure

[@mrbeanieavocado2313]

@@new2property make sense, I'm just about to start doing this and a thought of not getting paid for 10month is very scary... Almost as scary as leaving money in savings account 😜 Amazing work btw 👍👍👍

[@FlyingFun.]

Most people would not bother and this is exactly why tenants do what they do. Good for you! UK is crap for allowing this to happen. If you dont pay your rent you should leave , no excuses, if they genuinly were struggling the gov would have helped them pay it .

[@new2property]

Hi Nigel, Too true, thanks very much for watching and for taking the time to comment. 👍

[@jackw5630]

Dan you played that super cool, I honestly do not know how you kept going through all of that, I think many would have just cut their losses, absolutely top effort for keeping at it, shame they are not made to pay it back within 12 months, as usual, tenant wins and landlords have to pick up the pieces..👍🏡🏡🏡

[@new2property]

Hey Jack, Thanks very much for watching and for your comment, in the end it came down to pure stubbornness and principle. Although possibly not the best course of action when I consider the time and hassle its going to take me I fully intend to follow this tennant wherever she works until they have paid me back in full. On this occasion I will not allow the tenant to win. Thanks for your message of support, it helps

[@housesforsale6892]

wow! the system is broken, makes my blood boil. this is why i always ask all my tenants to pay 4-6 months advance rent plus deposit. shortage of properties, plenty of international students with deep pockets and plenty of highly qualified skilled workers (dr's, nurses, engineers, IT professionals etc) coming from overseas. they will pay what ever you ask. as the alternative is very expensive - air b & b's and hotels. it high turn over but you avoid idiots who do this. right now a i have Nigerian young student couple with 1 yr old baby girl wanting to end tenancy early - after 5 months. i've already got them to pay all the rent upfront before they moved in sep as i had feeling they would try something like this.. sadly most tenants like them do. will see if they pay the 6th months rent... they're planning on staying in uk after studies like 90% of international students. i've already told them that i will do money order claim/attachment of earning if they try anything funny. either they comply with 12 month contract and pay all rent etc or i let them break contract once i find alternative tenants, however they will loose the deposit for ending tenancy early. if i can't find an alternative tenant to take over. i make sure my tenants are liable for the entire term of tenancy.

[@new2property]

Hi Houses for sale, Thanks for watching and for taking the time to drop a comment.

[@stephenalderton6300]

Still waiting for my attachment of earnings. After applying 5 times! Coming up with the same answers as you. THIS IS A JOKE.

[@new2property]

Hi Stephen, Thanks very much for watching and for taking the time to drop a comment its appreciated. I`m sorry to hear about your situation, I hope you get it sorted soon.

[@stephenalderton6300]

Hi Dan Do you recommend attachment to earnings rather than enforcement of debt through collectors?

[@new2property]

Hi Stephen, Thanks very much for watching and for your comment. In this scenario I knew that the tenants didn't have anything of value so an enforcement of debt would have been a waste of my time. If you have some non paying tenants and you know they have savings or assets then the enforcement of debt route could wok for you. I hope this helps

[@stephenalderton6300]

@@new2property I already have ccj in enforcement! The second is rent arrears since. Waiting on bailiffs to evict now. The male of couple not taking responsibility. Female has job so more chance. She is currently in agreement for ccj debt. Thanks for your reply and keep up the good work

[@adrenalineisbrown]

Just out of curiosity, how does she keep finding property to stay at? Won't a future landlord know she has done this, after doing reference check on her?

[@new2property]

Hi Adrenaline is Brown, I can only assume that she is finding private landlords who are not carrying out strict checks. It baffles me, she has a CCJ from me for 7+k so no one in their right mind would lend or rent to her. Thanks for watching and for your comment

[@suedesignerart]

My god, you're a patient person! Good for you! Do you have her National Insurance number? Would that be of any use? x

[@new2property]

Hi Sue, Thanks for watching, I don’t have their NI number but to be honest it wouldn’t matter, the court arnt interested in helping me find where they work.

[@XsythX1]

Do you do one 2 one mentoring?

[@new2property]

Hi Andrew, Thanks very much for your message, please see the recourses page on my website for the services I offer: www.new2property.co.uk

[@paulruffy8389]

How do these people remain in employment?? (I mean those taking your calls) I mean what are they paid for - professional rambling/fobbing off?

[@new2property]

Hi Paul, Thanks very much for watching and for taking the time to comment. I honestly have no idea, I actually edited out most of the umming and ahing as well, there was far more

[@paulruffy8389]

@@new2property omg dunno how you remained so polite

[@new2property]

@@paulruffy8389 all for the video content that's the only way :-)

[@PP-nf4cr]

What a headache Is there any rent insurance you can take out so that your not out of pocket?

[@new2property]

Hi PP, Thanks very much for watching and for taking the time to comment. There is rent guarantee insurance that I could have taken out, however, I`ve worked out the cost across my portfolio for the time I have owned my properties and I would be more out of pocket if I would have insured against loss of rent. This situation is rare and was exacerbated by COVID. Moving forward the checks I have carried out on potential tenants is far more in-depth. Thanks again

[@MarcusT86]

Ahh the wonders of government inefficiency and bureaucratic superfluity. Edit: No, no, we want to see another part! Even if just to confirm all was well in the end!

[@new2property]

Hi Marcus, Thank you so much for watching and for your comment.

[@MarcusT86]

@@new2property no worries mate. Definitely do another follow up!

[@robertlacey6050]

Did the process only cost you the 110 submission fee

[@new2property]

Hi Robert, Thanks very much for watching and for taking the time to drop a comment. It did yes plus the cost of the solicitor and court costs.

[@robertlacey6050]

@@new2property but the court cost was prior for the CCJ?

[@new2property]

@@robertlacey6050 that`s correct

[@joannesaltfleet2071]

Its extremely frustrating isn't it getting fobbed off at every turn!

[@new2property]

Hi Joanne, You’re not wrong, it’s a horrendous situation and an experience I wouldn’t wish on anyone.

[@joannesaltfleet2071]

@@new2property I have had more than my share of getting fobbed off with excuses myself and I have found it extremely frustrating as well!

[@captainflipflop8805]

It’s almost as if the courts are on the defendants side they’re so slow and inefficient

[@new2property]

Hi Captain Flip Flop, You are not wrong, I often think this myself. Thanks very much for watching and for taking the time to comment.

[@joannesaltfleet2071]

The public services were never very efficient even when times were good!