Ghar BUY ya RENT karein? | Financial Advice for every 20 year old | Ankur Warikoo Hindi

Is renting a house a waste of money?
#warikoo #buyvsrent #investing
Excel sheet to help you with the decision: Analyse with Calculator
drive.google.com/file/d/1t8W_...
00:00 Introduction
01:10 Think objectively, not emotionally
02:40 Costs of buying a house
04:45 Costs of renting a house
05:20 Rental yield
10:45 Pros and cons of buying
11:10 Pros and cons of renting
12:20 My final recommendation
14:30 When to buy a house?
Should we buy or rent a house in India?
What is the concept and difference of renting and buying a property in real estate?
When you invest in buying a home, it involves huge down payment as well as a home loan, which is a long term investment.
However, when you are relatively younger, you need flexibility, ease of movement, and more investment in equity.
But, a house is an emotional haven, and a rented house cannot provide for that.
So which one should you go for? I explain it simply in this video, watch it from start to finish in order to understand all the aspects of buying and renting, along with my choice, and then make your decisions.
If you have any questions, please ask them in the comments section below.
Click here to subscribe to my KZbin channel: shorturl.at/bizNX
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Ankur #Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZbin, LinkedIn, Instagram, Facebook and Twitter amassing a following of 1.7Mn+ people.
He posts 3 Hindi and English videos every week on his KZbin channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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[@warikoo]

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thanks

[@deepakchavan4074]

thanks sir

[@twa-talkwithamit603]

Thank you sir

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Awesome

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Excel sheet se bahut aasani se samajh me aa gaya sir Btw aap explain bhi bahut accha krte hai

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[@prabhanjanyoga6400]

Yes

[@shubhamrakesh3635]

Neither buy nor rent, start living in a tent.

[@rg7548]

😂

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😆😆😆

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😂😂😂🙌

[@nishanthmiriyala]

This is realization

[@tanvinaik7890]

This is too good. 😂😂

[@Saral_Lekhi]

After deciding that I actually prefer to always living on rent I decided to buy....I got very irritated when I had to move because landlord either wanted to raise rent unfairly OR they were nice but they want to sell the flat, because they bought it on a loan! It is very stressful. Beyond a point a house becomes a very important aspect of life . A place where u can....to put it philosophically , be safely able to sit still if u want and no one else has the control to take that away from you and force u to move . That is what I ended up facing in the lockdown and it had a different psychological effect. Else I was more happy staying on rent for past 20 odd years. But being forced to move when u don't want to , is not nice. Hence I decided to buy so that I am not forced to move out. Yes there is always a maintenance cost. But have one house to your name to stay in....and then have it of such type that if u need to move out and put it on rent it can fetch u rent....and ofcourse in a good area so there is a good sale value to the location. Peace of mind cannot actually be quantified but it matters the MOST.

[@ANIKETNNIKAM]

Agree with you

[@umeshhengade9940]

This is Very Nice Explanation !!! Having Own house gives Mental Satisfaction !!! Somewhere in Mind That u Have One Permanent Address !!!

[@Quirkyfeeling]

U r right as per ur situation. I also faced this in lockdown.

[@ryannazir7000]

Yes. So, basically, buying is a good option. But one has to ensure that the house and the area have a good market value in terms of rental yield and capital appreciation.

[@tarana82]

I agree also applicable to single women and especially with pets

[@christopherthomas7215]

GOOD VIDEO; EVERYONE NEEDS MORE THAN THEIR BASIC SALARY TO BE FINANCIALLY SECURED, THE BEST THING TO DO WITH YOUR MONEY IS TO INVEST, MONEY LEFT IN SAVINGS ALWAYS END UP USED WITH NO RETURNS.

[@Aaliyah-bv2wr]

I think the pandemic has taught people the importance of multiple stream of income, unfortunately having a job doesn't mean financial freedom or security.

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Same here it's four months now I started trading with her too and it's been a good experience,,

[@zoejack4158]

Buying a house is just like planting a plant, you wont get much fruit from it but your children will surely get.

[@jacobmichael635]

Similarly, saving the money while staying in rental house is giving money for more and more fruits to your children. You may even buy different fruits rather than sticking to only 1 type of fruit.

[@clinfordbenjamin730]

This is the nonsense that real estate sellers say. Fact is, your kids will immigrate to bigger cities for better jobs. Unless you buy in South Mumbai, this argument is nonsense

[@smartwilliams4769]

Over long period of time say 15-20 years real estate's return will out beat any other form of investment

[@samuelowen7673]

@Eleanor Brian When it comes to the world of investing, most people don't know where to start. Fortunately, experienced investors guidance them making sure they understand perfectly.

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Being guided by an experienced broker is the best way to get in, have been making huge returns since I met marshall hector wilfred one of the best in crypto currency investment.

[@mohitgupta3971]

Ladki ki maa ko kon manyega without ghar 😂😭

[@jigarkumar1523]

Ye bhi dik hai

[@hpmaity4919]

agar ladki maan jaye toh utha le jao.😂

[@nishantkambli]

Video dikha diyo

[@JC-tb1qx]

Liquid rakho bank mein. It will work equally. And if they don’t see that then you definitely don’t want a dumb girl in your life. 😜

[@maskedtitan22]

Ladki ke piche mat bhago success ke piche bhago ladkiya jakh mar ke piche pad jayegi

[@Robertgriffinne]

At the end of the day, you're buying four walls and a roof. Many young people have been burned on student loan debt, don't get burned on overpaying for a place to sleep. Stay out of outrageous mortgage debt

[@marianparker7502]

It's

[@Robertgriffinne]

@@marianparker7502 it is still 4 walls and a roof that you cannot take to your grave in the> end

[@Natalieneptune469]

@@marianparker7502 He was speaking to the younger generation who's incomes haven't kept up with inflation and they've FOMOed into the real estate market the last few years buying at any cost.

[@wiebeplatt4749]

@@Natalieneptune469

[@marianparker7502]

@@wiebeplatt4749 I

[@Enjoylife-jz1tm]

5 crore mein ghar kareedne waallese jyada financial knowledge rent pe rahane waale ko hai ye soch kar hasi aatha hai.

[@gauravkumarhero]

You didn't think about how he purchased 5cr hone. Is it full white money?

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[@multitaskingwitharti4212]

Sir I've got addiction of your videos I'm learning a lot here. Thank you for your precious effort

[@divyaakella8881]

Wow! I always had this question of EMI vs. Rent. This is eye opening lesson for me :)

[@varshatripathiofficial]

This is the besssttt Vdo I hv seen so far !!! 👌

[@aryanbharadwaj1010]

Woh kehte hai Na....bewkoof ko thoda English mein baat karo toh usse gyani samajhti hai. ..aap kaunsi category mein ho Varsha ji ?

[@aagamlakhani6421]

@@aryanbharadwaj1010 tu bot financial gyaani hai🙂

[@aryanbharadwaj1010]

@@aagamlakhani6421 ....Varsha madam ko impress Mar rahe ho kya? Your response 'Tu' shows your upbringing...lol

[@e-volvo735]

This is the best use of watsapp keyboard I hv Evr seen

[@jageshwarpateriya8689]

You don't have brain he mixed rental business with personal house and created his own hypothesis to prove himself right, now your brain washed! Best video 😂😂😂

[@mybangaloredays]

You relieved the biggest pressure of my mind. Thank you...Now another pressure is to explain this to my parents.

[@PreetiWadhwani2592]

This is very helpful! Thank you for being honest and sharing your thoughts. Love your content.

[@rakeshkumawat8142]

What Mr.Warikoo is trying to tell is dont try to burden yourself with loan. In your initial phases of career you should live in rented house as it cost less and provide lots of flexibilty with career and financial circumstances and invest your remaining money in good return opportunities and after 10 to 20 years you still can buy the same kind of house and especially you will be confident which city you want to call your home. Thanks Mr. Warikoo its very helpful.

[@vikasp5161]

finally someone gets it.

[@TheVopz]

But doesn’t cost of property increases with time

[@relaxzone680]

@@TheVopz Investment usse tezi se grow kregi.

[@TheVopz]

@@relaxzone680 but jinke liye clear hai unhe kahan rehna hai aur jinki salary 6 figure mein hai monthly wo save aur invest karke ghar lele short run mein phir invest karte rahen

[@chotatopips4177]

@@TheVopz Your salary should also increase with time, if you're doing the right thing.

[@thomasfoldagergustavo7059]

Wow this is really on time THANK YOU FOR BEING YOU AND YOUR KNOWLEDGE 💕💕 your videos are perfect for motivation and ideas and we enjoy and learn so much from them.Thank to this professional Investment team below for your information and being helpful.

[@urple5005]

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[@mishkhan.2854]

Pta nhi log 😒 rent k gher m rehne se apne apne bhut garib samjne lgte h..is se acha kisi paise wale se paise ly kr gher bnao ...interest ek andekhaa bhoot h jiska khouf aapko chain se sone nhi degaa..Is liye Islam m interest ko haram kha gya h....open u r mind &eyes....stay blessed ,respect and love from ..MUMBAI 🙏🙏🙏

[@tariq_nadwi]

Aaj kal ke zamany mai bank ke alawa ko qaraz de ga...

[@stockmarketandfinance8775]

Same hinduism me bhi hai bhyaaj ka pese se tum khush nahi reh sakte

[@ayushsinghofficial9827]

Shi baat h , intrest haram h .....quran mei bhi likha h or liye muslim log byaj pr paisey nhi letey sirf koi madad krdey to he letey h

[@musshipolo4120]

So basically .. what's your opinion about .. to buy a house or not

[@himanshurai8817]

GREAT SIR, GOOD ADVISE

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Never knew hulk would be giving me financial advice😂🔥

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Now I won't be able to unsee HANKUR😂

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Hulk? He's more like Berlin lol

[@ashishsrivastava123]

@@taushifu yes

[@abhishekshirkar9409]

Right ...🤗✌️🤣

[@kar98gamerz72]

Creative minds

[@saachiraut9610]

Huge respect sir!! Youths really need you. Thank you for such a different perspective.

[@sangsinghsodha6059]

Sir, I am very thankful that you made this video and opened the eyes of many many people. I don't have words to express myself. Keep doing such good work.

[@shreyamehta6829]

Please make excel sheet.. I'm curious to see it over excel

[@mahadevdeshmukh6865]

Yes sir.. please make excel sheet to understand in better way

[@DrErgo]

I second that.

[@prathibharajkumar3340]

yes sir, please

[@Road_t]

He'll

[@warikoo]

drive.google.com/file/d/1uEj-_nHm-aGPWwa0zvH55Yv7sijWASYh/view?usp=sharing

[@AbhishekShrivastava777]

Pehle mera khudka ghar tha 😎 Ye video dekhkr bech dia or rent par rehne lga 😅 Or ab me road par aagya hu 😭

[@ruthujapatil1397]

#sarcasm on point

[@MBA_King]

@@ruthujapatil1397 😍

[@Kumud6395]

Can't stop laughing

[@mathsbyhimanshu6788]

Chutiya h ye... Yu hi youtber bn jate h

[@mathsbyhimanshu6788]

Yaha pados me 40 lakh ka ghr h... 32000 rs per month rent ata h...1 year rent 3,84,000 hua 10 year rent 3800000 hua or 2 month add krde... Ghr bn gya

[@naveenasmiley7794]

Thanks for the video!

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As always amazing, informative and knowledgeable Video. My best wishes are with you. Thank you so much for your Videos.

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Thanks... Very nicely and lucidly explained... Dispelled all my doubts...

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Thanks, you helped me to make my decision

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GOOD ANALYSIS & GREAT INFORMATION SHARED IN THIS VIDEO...

[@abirmukhopadhyay6285]

Hi sir, i am new to financial field. Dont know wheather its ur voice tone or ur soo simple way of expressing the things but it always gives me peace. Thank you sir.

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Big thanks to this team below for your consistent work in assisting my family out off debt and I believe they will keep on doing so

[@urple5005]

You only have to check them out and thank me later at BadKhenCorpCom on google.

[@sagardhuri5510]

This information is absolutely right for me . Thanks.

[@aliamjad5309]

Awesome explanation. Love you sir

[@jessyk2579]

We made a mistake of building our own house by taking loan. Now, we are suffering, all our income goes to loans. We are living like poor people now. It's been 11 years, and we are still struggling to clear debts and pay loans. My advice to you all:- don't take loans, don't use credit cards.

[@vj1264]

But the advantage of building your own house is that you can add more floors and rent them out...you can even sell them as a separate unit if you wish..

[@sreenicam]

Buying a house to "live in" is a liability because it takes money out of your account. Buying a house to "rent it out" is an asset because it brings money into your account. Better yet, do house hacking. Buy such a house where you can live in a portion of it and also rent out the rest of the house to offset your expense. Make sure the numbers work in your favor

[@sarabnadeem8500]

Brother, you got the point👍. 💯% agree with you

[@FabSia]

That's from the book, Rich Dad Poor Dad

[@satadrubiswas2461]

Thank you - it is a great insight!

[@sreenicam]

@aena There are two kind of assets. Income producing and Value appreciating. House you live in does not produce income. Value appreciates for sure. But then you have expenses for upkeep also. Then mortgage interest you pay. At the end, when you sell ... You'll have to buy something else as you cannot live on the streets 🙂. If for some reason you don't buy another after selling, you'll pay capital gains tax. That's why the house you live in is not generally considered an asset. Best is to buy and rent. House you live in is just for our satisfaction and a social necessity

[@Singh_Finland]

Wise calculations sir . Thank you

[@krishnakangan809]

वाह! कितनी सादगी और सच्चाई के साथ आपने लोगों की मदद की है। काबिल ए तारीफ धन्यवाद

[@warikoo]

Since a lot of you asked for this - link to my eBook, "Mistakes I made with my money" ankurwarikoo.com/books/mistakes-i-made-with-money/

[@shanuagra6728]

Hi sir! You replied to my question on instagram thankyou for that. My question was that i made 10L in one month of my startup but failed in class 12th should i drop out. Sir i wanna discuss it in a bit more depth, can we talk on instagram about this a bit more, can we please talk i really need help sir.

[@salabhbhardwaj864]

Thanks for elaborate this important topic impressive information and good experience.😊

[@nikhilagarwal9973]

Hands down. Kaha se aaye ho aap sir. Amazing

[@vishakhathakral8860]

We need an excel sheet!

[@manthanchaudhary4427]

We need excel sheet

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Vishakha thakral I saw your video you look beautiful

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@@bullishstocks6979 eeww get of the internet u pervert

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@@bullishstocks6979 SIMP

[@warikoo]

drive.google.com/file/d/1uEj-_nHm-aGPWwa0zvH55Yv7sijWASYh/view?usp=sharing

[@pritamsalekar4715]

Sir, i agree. I knew it but explain it more easy and clearly. Its great video.

[@user-sf7du9tt2m]

Amazingly explained sir

[@ElectricityMarketInIndia]

I am 35 and have seen my friends burdened with home loans...not 1 some has 2....they are always in tension and forgot to laugh...some of my friends travel 3 hours one side from Noida Extension to Gurgaon, just because they have bought a flat in Noida Extension...its a ridiculous decision at early stage especially if you are a salaried class.......Be light..be flexible....at 35+ i am now thinking of buying a flat based on my next job location....and truly speaking a 2 BHK EMI doesn't look big at this stage of life...Excellent Video

[@user-nt3dn4lk9y]

salary ??

[@user-nt3dn4lk9y]

@aena worth it

[@user-nt3dn4lk9y]

@aena u have to do any degree course in canda and government will gives u 2 year or work permit and then if companies needed u then u can apply for extra work permit and then pr

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The way this team below ⬇️ handled my investment project showed resilience, experience, Knowledge, and critical thinking. I would love to get his perspective on our next project .

[@urple5005]

You only have to check them out and thank me later at BadKhenCorpCom on google

[@parthshahani1041]

So wisely and practically you guide ✨

[@writeramitabhaneilrayofusa6037]

Very very nicely explained.... I couldn't agree more.... Thanks

[@mixingitup7653]

What I understood from this video : Have multiple investments that can afford your Emi. Then buy a house.

[@sherlockholmes882]

Yes, good way of looking into it.

[@sauravdas5757]

Exactly my point bro. Have passive income sources.

[@sarathpillai6338]

Yes

[@mayank10007]

I bought a house last month and took 15 years of loan… I think the same way you are telling in this video but in my case I was giving the same rent equal to my monthly Emi.. I believe I did a right thing..

[@soorajjp1847]

if EMI is less then loan tenure may be long and you will end up paying more interest

[@Abhisheko24]

@@soorajjp1847 So what? At the end his home will be HIS home..right? And if he had paid same money in rents.. he wud still be houseless and paying rents somewhere even after 15 years. Wise decision in my view.

[@soorajjp1847]

@@Abhisheko24 Instead of paying emi for a long term, if u rent a home and if u invest the down payment + loan interest as sip ur return will be more than the value of the house in long term

[@soorajjp1847]

@@Abhisheko24 u can use the excel sheet to calculate the returns.

[@Abhisheko24]

@@soorajjp1847 i know bro.. returns on investment in mutual or equity r good. But returns r also good in real estate. A house bought worth Rs. 50 lakhs will not b of 50 lakhs after 15 years or so. Also, ur future generations will not have to go through what u went through. They will have an asset as well.

[@prakharprakhar7445]

Thanks for making this kind of video.very useful information

[@paraux9936]

Great video. Thanks 👍

[@abhibhalla92]

Buying a house on loan is like paying the rent to the bank(owner) but the difference is at the end of the tenure the bank transfers this house on ur name while the landlord kicks u out without anything😂😂

[@smartwork7098]

At least the rent is lower than the interest

[@abhibhalla92]

@@smartwork7098 depends and donot discount brokerage fees,shifting costs

[@wizarddon]

@@smartwork7098 that's when you depend on only one income and pay the emi for 20 years .. if buying a home pay the loan amount in 10 years

[@habibahassan1289]

Very beautifully explained .Thank u Sir.

[@govindsgallery6440]

Excellent video sir. You have totally changed my view.

[@SuperHimanshu100]

This is a timeless video. It'll continue to stay equally relevant,if not more for next few decades. Thank you for making it.

[@AJK666007]

This cleared a lot of my doubts that I was having for the last few months. Thanks Ankur, great video ;)

[@vijaymishra880]

Thanks a lot for clearing my doubt

[@shajitkolliyot]

Yes, excel idea will be great!

[@mr_mannvaishnav]

Amazingly explained 🔥🔥🔥

[@tariquechoudhary334]

Big fan sir

[@sbk5350]

Amazing explained from nepal

[@jomsysamthomas]

I can see the passion that you've... I wish you started this channel 7years ago. Never late too start with financially sound decisions. Cheers!

[@TechStar_Ali]

Awesome explanation... Thank you sir 😊😊😊

[@domniccolvin5380]

Thank you so much and keep it up.

[@Rreynu]

It’s not about what to choose but about “when” to choose. Amazing video indeed helpful n thought provoking, thank you for your insights.

[@PankajKumar-mr6sj]

You are a very sweet person Sir, I' m on my holiday for Holi...came across your channel..the content is very very good ..keep it up 👍👍

[@owaishassan8660]

Clearly explained thank you sir

[@tenzingchota9466]

I love it. Excellent 👌

[@Cxsiva]

Aaj tak Aisha video Zindagi mein kabhi Nehin Dekha Tha 🙏❤️🙏🙏Teacher Mein hamesha apko mein mera guru manata Hun 🙏❤️ teacher

[@beatrixkiddo8330]

One of the most sensible videos on this subject (and speaker of course). Thank you Ankur :)

[@worldwidetourism3201]

great man dil jit liya

[@anilmanchanda7197]

Kamaal kar diya bro God bless u

[@rajeshkumarj1238]

May be I am watching this late but the information was wow! As you said in the end, you were 39 when you bought your house . I think this would be right time for me too to buy a house as am 37 now with kids and all. Thank you Ankur for making the non-financial person like me to understand concepts. You rock Man!

[@portiamathy]

The best analysis so far , thank you for excel sheet

[@vid.fun.zozoneoffunlearnin1414]

Well described sir 🙏🏻🙏🏻🙏🏻🙏🏻Thanks a lot.

[@drdeepikabharti]

So good! How much we have been trying to make people understand this..

[@ramananramesh9373]

Man, Ankur Warikoo has opened my mind. A salute to you sir, from Mysore!❤️

[@alrightymedia]

Depends on the cost of the house, really some people opt to pay 15000 EMI than the same amount of rent, atleast with EMI the house is yours.

[@ashishjha7361]

In the starting of the video he said it to look objectively from a financial standpoint. If you are happy with the opportunity cost, then it's cool to have your own house.

[@ashishjha7361]

And the other thing about freedom to move is important, when young, it's very tough to map out your distant future. Better remain flexible and invest in other mediums and buy a house maybe around 40 years of age.

[@alrightymedia]

@@ashishjha7361 i can always rent that house and move the money, I am 27 and I have done that so speaking with an experience

[@ibrahimshaikh6728]

@@alrightymedia right👌👌👌

[@dr.pranotisphysiolounge9810]

Exactly

[@the_hustleboy]

Excellent video!

[@lemon4789]

Thank you ! Finally my mind is clear.

[@wariko1]

Reach me with the What'sap Line above for more information , guidance and available investment. Thanks for the feedback!!

[@RaghavendraM]

It's not convincing, I'm living in Bangalore City where rent will be increasing every year , but we will not get much increment in salary every year. EMI will be same every year. In 20 years our house will be ours permanently. And the value of house also appreciated. Paying EMI is like pay little huge rent. Say we went on bankruptcy in 10 years we can sell the house and be in rented house and invest access amount if any.

[@ameymaldikar5586]

I partially agree with you.. but real estate rates are not appreciating same way as it used to.. you will have to wait for good time to sell.. I liked conclusion of this video because he is not saying, never buy a house, but buy it at correct age. And enjoy financial independence & flexibility till that time..

[@RaghavendraM]

@@ameymaldikar5586 anyway don't know much about real estate. In metro cities people usually plan to buy a flat that is actually waste, the building will have 100 years of life and as it getting old it will definitely not appreciate. We should plan to buy a site or construct a house in hometown. That will surely appreciate and in retirement we can stay happily in hometown. Offcours everyone will not think like that. Just of my thoughts.

[@prashanthprabhu5495]

We should also think about saving.of income tax. Interest exempted up to 2.5 lacs and emi up to 1.50 lacs. After 20 years house will be ours. We need one house as security for taking some loan for kids like education loan. So better buy asap

[@anujdatta16]

If anyone went bankrupt, he/she won't be able to sell that house as it would be mortgaged to bank, only bank can sell it, and god knows what kind of price will that fetch, (in most of the cases far less than market value) P.S I don't agree with not buying own property

[@pandasurajify]

Yes this calculation doesn't fit for Bangalore. Rental yeild is very high in banglore

[@jinaprasadjain]

I still remember throwing Kotak CREDIT CARD to dustbin with the same mindset.... I'm completely satisfied....

[@arunkumarpg8555]

Amazing explanation. superb .

[@kirron98]

I just found this video when I was also in the situation to buy a house... It was like any how have to buy my own house when there is no job stability and in this situation to buy a house is a foolish decision... Thank you sir for making this video Which money I'll pay for down payment I can invest and will get a good return and then I can think to buy my own after some years when I have my job stability

[@mmm14916]

This is the best video I have watched on the internet about buying a house or not. Thanks for explaining this and clarifying all the doubts I had in mind with such a clean explanation and usage of words. ✌️🔥

[@LifestyleWithShyam]

you speak like a dad who really cares about their child. you are my 2021s best find Ankur sir. much respect towards you sir.

[@mks6168]

Thanks, Sir, This was an eye opener.

[@isthifahsathar2192]

Thankyou very much this was one of the vedeo that changed my mind completely

[@HTechHindi]

शायद यह वीडियो मेरे लिए ही बना है 26

[@Dhanushconsultancy]

kzbin.info/www/bejne/namzhZ9_hLWKoaM

[@unofficialgod4697]

Mere liye bilkul nahi 18 😂

[@ayushsethi6747]

I really like your "Non-emotional" way of thinking about finance. Looking forward to your excel sheet ;)

[@navratansingh333]

Very good advice.. Thanks 👍

[@huzefabagdadi]

This video has made me subscribe your channel. Excellent analysis and great insight into how many think emotionally and through the financials completely away from their life

[@bhushanjadhav6578]

Though I am 17 and just studying,here to learn outstanding communication skills from warikoo sir💥❤️

[@rohanrocker1]

Thanks Ankur, I was about to buy a new house in this week at the age of 29 on a loan. I was pretty emotional when I saw that beatiful flat. I was trying hard to collect the cash for down payments and my almost 70 +℅ of my salary would have been going to deduct every month. But then this video turns my mind. You saved my life..

[@rajunagial3883]

Wonderful Information.. thanks 🌹👌

[@nipunsaini4601]

Dude just changed my whole perspective ,Damn ,Thankyou warikoo

[@camusalbert12]

18 y'old me watching this having a pocket money of 2000 Rs lol

[@josephkelvin3931]

Mine is 500😉

[@akshata3710]

Mine 0😂

[@ps.15_]

@@josephkelvin3931 bhai bhai same here but I invest it😌

[@spicymark5118]

14 year old me watching this imagine

[@akshata3710]

@@spicymark5118 😂😂

[@PradeepKumar-eq7kj]

you are making our generation intelligent...

[@nishonbanz1998]

This video definitely changed my whole mindset and thought process! Thank you so much this is definitely going to help me in life ❤ I was about to make a moov of buying a house within 4-6 months and I feel so blessed to come across this video and calculation! ✨

[@Ash-hz8cv]

I'm happy that I came across this vedio at a right point of time! So brilliantly said, rather than pressurizing ourselves in early stage we should focus on keeping/making money :)