Going On Vacations While In Debt |Only Live Once Mentality TikTok Rants

[@user-wc5lw7ps6h1]

I'm starting to understand why they do it. They have no hope for the future regardless of if they work their asses off or not.

[@MPPG663]

That's exactly it.

[@HELLOIAMSATAN]

Bull sh-t! That is why they are broke and have no hope for the future, live beneath your means. If that does not work it is because you are not working and saving enough.

[@KD1ME]

That's exactly what they're saying. All these other people are quick to criticize instead of opting to understand.

[@LoveAndSnapple]

@@KD1MEYoung people still tend to make foolish mistakes. 😂

[@Ziguly]

If I was 10years younger I’d be in their same boat and probably I’d do the same. No one can rob them of the experiences they’ll have, while the government sure can rob them of their earnings through taxation and inflation.

[@redparis9225]

No one is saying wait till you retire to travel. I've never seen anyone ever say this. The point is don't travel when you're BROKE 😂

[@Jelliott424]

Agreed

[@shondathomas7825]

Exactly! People just using that as an excuse to justify their stupid decisions

[@time2eat850]

FACTS 💪🏽 If you're broke, the only place you should TRAVEL to is to " WORK." 😂😂😂 The better solution is sacrifice for a short term of 3-5 yrs. Pay off debt (ASAP) and "INVEST YOUR MONEY ". Save CASH to travel.

[@Diverse0725]

She created a strawman

[@CapriThermilus]

I understand BUT some people will NEVER be out of debt. Do that mean they can enjoy life?

[@kennedykimora]

Yes have fun. You live once. Ppl just need to learn how to have fun on a budget. I’ve booked $50 roundtrip tickets to places and had a ball… or road trips to different cities. Traveling doesn’t have to be expensive & you shouldn’t be using credit cards to do it. “Sell you tv & cut the cable” guy was spot on

[@Deeafricanperspective]

You are right most of us don’t know cheaper ways to have fun just gotta checkout more of what people do on a budget to learn

[@justinebailey5333]

Right

[@Itsnotthatdeep88]

Exactly, they are framing it as it has to be one extreme or the other (either I go all out on this trip or save up money and be an old person with a broken hip) by all means go on vacations or trips but just be smart about it

[@slavvalb3933]

Sorry , but many people have to choose between paying for rent or end up homeless. In order for u to save money, u have to have money . Also, having pet one has to save every penny, cause when u go to vet they charge u thousand $$ right away

[@PizzaTime1983]

How to the fuck do u do it thought. These it costs up to 100 something.

[@ThePeteSandoval]

My boss waited till retirement and all he wanted was to do a cross country road trip. He retired at 63 immediately fell ill and was bed ridden and gone within the year. No road trip. RIP Don, miss you big guy ❤️ Take your vacation but save, budget and plan a year in advance.

[@gabolujan3109]

Yes

[@mariorta5017]

Took us 2.5 yrs to pay off $320k. We had 2 jobs, working 7 days a week, following the budget, even the dog was in a budget. We paid everything on April 2024. Now, we are taking some days off and going to the beach. We can go and enjoy, once we get back we will be planning the next get away. ❤ life is beautiful without debt.

[@samanthap.879]

Good job that’s amazing!

[@BecauseImHere]

Debt free is the way to be!

[@frozenheart7133]

Congratulations 🎉 that's awesome!!

[@jbhatts610]

Let me be abundantly clear! I do not believe you or this trashy post. I believe you are full of crap. Coming from someone who is ACTUALLY successful, it’s basically impossible to do what you are CLAIMING you did unless you hit the lottery. Perhaps a family member died? You did NOT do that from your salary

[@jbhatts610]

🧢🧢🧢🧢 I want you to know from the bottom of my heart I know that you’re a liar (you get my other post removed??!) it’s impossible to pay that down unless you hit the lottery or a family member died and left you money. Stop giving out lies and false narratives

[@THECOOKIEMONSTA2025]

The best vacation for me is to be able to be off work and not owe anybody money

[@SPM-tv]

This is a good idea until it isn’t. 20 year olds don’t realize that being 50-60 isn’t really all that old. Now if you’re in your 20 and living at home with minimal responsibilities go for it!

[@lazapololapolo9824]

@eyeinsee.....true....they don't realize they could easily live 30+ years past 50 years old. Then what are they going to do...???

[@septembergirl007]

I'm so glad you said that! What people think is "old" is nuts! Even though anybody can die tomorrow, I know of a lot of people who are super-active, and traveling WELL past retirement age!

[@lazapololapolo9824]

@@septembergirl007 Yep.....they don't understand that it's what they do NOW that will determine how they will be/live the quality of their life when they are older. Many older people suffering today is due to the decisions they made yesterday. In addition, there are many older healthy people who have a good quality of life they exercise, travel, love, and enjoy life. The goal of course is not to live for ever but to live a good quality of life while you're here!

[@lexieliu5339]

Did u just say 50-60 isn’t that old? 💀

[@SPM-tv]

@@lexieliu5339 you know Eminem is 51, Jay-Z and Joe Rogan are 56. Do these guys look like they’re too old to enjoy life? Another fun fact they were all broke in their 20’s too. Did you also know the human brain doesn’t fully develop until the age of 25….which is very apparent by watching this video.

[@blacknbougie8021]

I honestly just don't care anymore. I'm gonna create memories for me & my children. I'm tired of trying to "get ahead." I pay my bills, buy food & live my life. I rent a modest cottage & don't care to own a home anymore.....phck it🤷🏽‍♀️

[@arianejones6691]

This post is exactly why financial planning should be taught in high school so people can be aware of their financial choices and decisions.

[@istvanpraha]

Why do you think that? I make "good" money and am struggling despite having given up alot. These kids can't double their pay and not afford an apartment. The $1000 a year on a trip is not the issue. The $2500 rent, $300 car insurance, $20K used cars, etc. 30% total tax rates on medium or low incomes, are multiple times bigger

[@arianejones6691]

@@istvanpraha if you don’t have debt to begin with you won’t have to worry about paying debt down or going on vacation. You will never convince me that teaching people at any age about financial literacy is a negative. People should start financial planning as soon as possible. The earlier the better so they make informed financial choices. I think most people have made financial decisions that weren’t the best like taking on too much credit card debt or student loan debt and not understanding the repercussions. To be clear, I’m not judging you or anyone in this video.

[@0_Katt_0]

the people in this video are so dumb and entitled

[@zuniga325]

The financial planning is important however it does not account for rising prices via inflation or price gouging.

[@Angelina-pi2cc]

​@@arianejones6691this is not in the best interest of capitalism. There is so much classism tied into why these skills are intentionally not taught unless it is through family.

[@bronxishomenomatterwhereig3149]

I agree. Plan for old age, but don't put life on hold until your old. Live now, because tomorrow isn't promised. But have a plan in case you do reach those golden years. Imagine reaching 60 and being broke. Having to still work like you're young. Yeesh.

[@AA-oz3nf]

Take the vacation, enjoy your life but you can also prioritize your future. Life can be short but it can also be way too long to be broke af. I work in a skilled nursing facility with low to no income residents. They get food, housing and nursing care provided to them but have nothing else- life is really tough when you are newly disabled with no savings. Having debt on top of that? No thanks.

[@BoujeeGrapes]

The fact they came to TikTok to justify their vacations is beyond me 😂. WE DON'T KNOW YA'LL IRL...DO WHAT YOU WANNA DO BOO BOO!

[@Itsnotthatdeep88]

IKR! It's almost like they are trying to validate the reasoning for themselves we don't give a damn what you do with your money (or lackthereof in this case) but don't be on TikTok or any other social media balling your eyes out about being in debt and pulling on the public's heartstrings about your plight that you contributed to because you didn''t want to try and do it on the cheap.

[@kemi1486]

People forget they can create a sinking funds to save for yearly vacations. I save for summer vacation and one for the Christmas holiday season. Also people who are savvy use their credits cards to pay their monthly bills, then use their pay checks to pay the credit card balance in full by their next due date which earn them points they later use to pay for vacation expenses.

[@michaellightbown9492]

People trying to justify paying 25% interest on a luxury. Same people who will cry in their car a few months from now.

[@Tim85-y2q]

This. Do what you want but at least have the integrity to own it later.

[@blaqice5027]

There is nothing tackier than trying to go on vacation broke, this era is beyond delusional and only a fool tries to travel with no paper. Until you get your money right stay your broke ssa home 😂

[@michaellightbown9492]

Same people who go out to eat and don’t leave a tip cause they’re broke

[@SmileyUna123]

@@michaellightbown9492 people can go out to eat without leaving a tip, not everyone needs to leave a tip...servers are not entitled to people's tips..especially those who don't even put effort into it but still expect to be tipped... the restaurants should be paying people more not the customers. Edit: YT won't let me respond to this response apparently so I guess I just have to write it here....but this silly mentality of calling people "broke" just because they want to be smart, sensible and frugal with how they spend their hard earned money is ridiculous...so what you think only rich people can go out to dinner? Apparently "broke" people or what you call average earning people are not allowed to go out to dinner according to you even if they have the money to pay for the actual meal itself. That's ridiculous. Calling people broke to try to manipulate them to spend their own hard earned money the way you want them to is a delusional level of gross entitlement. I can understand the original commenter because they are encouraging people to not go on vacation while broke so that they can save up....but you are talking about people giving something extra like tips they don't need to give and saying that they should stay at home if they can't? That's ridiculous.....Again, people will give tips to servers who deserve it and if they want to, it's not written in law that people must tip and there's nothing wrong if a person chooses not to tip. The onus is larger on the restaurant for them to pay their workers more than it is for the customer to be paying what should be covered in salary through tips.

[@michaellightbown9492]

@@SmileyUna123 in this society it’s customary to tip, that’s part of going to a sit down dinner. Zero tip costs the server money. If you can’t afford to tip, you can’t afford to go out. Keep your broke ass home.

[@newtrollaccount384]

Yeah. What if you get overseas and have an emergency? You could be in a world of hurt.

[@Tripleexel]

​@michaellightbown9492 Can't afford to pay your staff properly don't bother opening a business. Factor it into the price or keep it moving

[@japanesecinema6736]

Im not going into more debt just to go on a vacation...it takes years to pay off those two weeks of fun... Not worth it.

[@LoveAndSnapple]

What these people don’t understand is that you’re not guaranteed old age and retirement. There are plenty of young people, living with chronic and debilitating ailments that prevent them from living their life to the fullest as a healthy young person would. No one is saying to work needlessly and endlessly until retirement, with no vacation and time off but that you could get into a major accident or become very sick at 32 and you’ll have wished you had a little bit of spare money in your piggy bank. It’s not only about assuming you’ll get to retire, but about assuming you’ll be fit enough to do it in the first place. Also, also: we need to normalize just going out of town to somewhere close by yet unexplored to be considered “travel“. You’d be surprised what you’d find just going to the next county over.

[@lexxie225]

Unless you live in Canada. We don’t want to go to a more expensive version of Canada (the U.S), nor do we want to go to the next province over when we’re trying to get away from the bitter cold of winter

[@simonemorgan5139]

Wait until you have money you don’t have to wait until retirement. What a stretch!

[@SPM-tv]

20 year olds really think you just die after 30.

[@candy2325]

I’ve traveled so many times while paying down my debt and saving money on top of that. I paid off credit cards, my car, medical debt, etc and went on a two week cruise to Asia, my friend’s wedding in the Dominican Republic and a cruise to the southern Caribbean. I have a balance of saving and paying debt at the same time. I have a line item in my budget called Travel and I allocate money monthly to it and let it build overtime. I want to live my life and have fun within reason. My last debt is my student loan and I’m throwing money at it while saving.

[@tiffanylifesaver]

I can't relate to the guilt. I took out a loan to take my mom on vacation and we had a blast. People do not take trips as smoothly as we did. Absolutely nothing went wrong and we stayed in a lovely rental, went to the beach, bought souvenirs, and got on boat. And I don't regret a second of it.

[@Diverse0725]

I find it hilarious how these people only want to say that money isn't everything after they have already spent tens of thousands of dollars above their means😂😂😂

[@olly2027]

People could do a stay vacation don’t make yourself going to even more debt

[@jakeprepared]

I normally just watch. I feel I need to help all of you . The world is going to get a lot harder and more expensive. Ask yourself, if I spend optional money, is it worth becoming homeless. There is always a trap door at the bottom of every rock bottom. Your older self will thank you.

[@SPM-tv]

Exactly you’re going to be older longer than you’re going to be younger. Don’t cripple yourself

[@chelseashurmantine8153]

You sound like a really fun person

[@Wewereneveryoung]

​@@chelseashurmantine8153you sound broke

[@Tim85-y2q]

Life isn't always fun. Some people need to learn that now or they will the hard way later.

[@DB-vt1kk]

I didn’t start traveling out of the country until I was 40. I have no debt and paid time off from work. I don’t regret not traveling when I was younger because now I can spend what I want and not worry about finances. The Bahamas, Europe and all these places haven’t changed locations. They will be there waiting for you when you are ready!

[@EastmanEditing]

It's easy to say now that you've made it and can do it. I'm also pushing 40 (39) and don't regret traveling the world in my 20's. I got to experience the world with my best friends, all of whom couldn't travel the same way now because of kids and their jobs. For me, experiences are only as good as the people you're with, so I don't really care to travel alone or travel with the same person (my spouse) over and over. My energy has changed too, and I did things I'd never do at my age but am so glad I got the experience because there's no way I'd do it now lol. Only saying that because everyone is different and will be moved to live their lives differently. I see it both ways though. Fear you might not live to 40 or might not have the opportunity due to work/kids/etc...but also the fear that you may regret spending money on a life experience, or the fear that you'll never be able to get out of debt. Both are valid feelings, just different. All that to say, enjoy your freedom and have a blast exploring! I'm sure it feels amazing!!

[@samanthap.879]

We aggressively pay off debt but save a few hundred for a night over and a day at an amusement park for my kid and go on bike trips. You can have both. Just be wise and don’t overdo it.

[@angelawilliams5153]

To the young man taking the road trip with your father, absolutely!!! Both of my parents died before they were 60 they were both waiting to retire…. It breaks my heart that they didn’t get a half of things they were planning to. Spend time with your family spend your time traveling, enjoy your life….

[@Tim85-y2q]

3 weeks may still be a bit much though. Maybe start with a long weekend now and again.

[@lesg5270]

These people are crazy😂. If u are in debt, u actually DONT pay your bills every month.

[@TheAbxgirl]

You can also make payment plans with a resort in cash and use a debit card not a credit card.

[@lexa_power]

I’ve done this a couple times. Ive experienced so much domestic violence and so many unalive attempts that i feel like life is not worth living. Travel is the only thing that makes me want to not self delete. If i didn’t travel, i would honestly just self delete. I don’t enjoy any other aspect of life at all, don’t have family or friends and my career is in the toilet, so no regrets on my two trips that I’ve taken. They were the only weeks of my life that ever had any meaning or happiness. I’d rather die than not be able to travel, i already can only do it every 2 years or so. And i also took out a payday loan that i knew i couldn’t pay back to see phantom of the opera before they left New York and that was a lifelong bucket list item and i sat under the chandelier… i know I’ll never be able to pay that loan back. But no regrets. It was one of the best days of my life and most of life feels like it’s not worth living. If you find any happiness, enjoy it. Life sucks and then you die.

[@EastmanEditing]

I feel you. It's not for everyone, but those of us who understand have no regrets. I'm pushing 40 and don't regret anything! I also splurge on Broadway shows and they're my fondest memories and I continue to splurge on them. I have had a breakthrough recently so am actually happy now in my day to day life, but I realize looking back that all of those things are why I'm still alive today. I shouldn't be here...

[@lexa_power]

@@EastmanEditingyeah same no regrets at all. I’ve only had a few days of joy in my life and they all involved going into debt to do the thing that caused the joy. I don’t have that “free joy” of friends or family or community or anything. The village isn’t free anymore!

[@Tyree101]

People need to understand that you can't save a lot of money if you're not making a livable wage!

[@zachthetrashpowerlifter1562]

What you get paid and what is in your bank account is a very complicated equation. A lot of people don’t get paid very well yes. A lot of people also make terrible decisions and it doesn’t matter what they get paid because they will spend it all no matter how much it is. How much you get paid is also extremely complicated as money people do not put in enough effort into the job search and settle on something low effort and low pay. I’m not a guru I’m not saying if you don’t make 100kba year you’re an idiot. But if you don’t make 50 your either A not searching for jobs enough B not someone who can be trusted with holding down an actually valuable postion C live in a horrible job market and may need to move or D You are doing everybting right and just haven’t found it yet. They are out there tho and if you are worth your weight as a worker and continue to diligently pursue new opportunity’s you will find something that pays you a decent wage. If you have a chaotic schedule you expect your employer to work around this is also probably gonna exempt you from most higher paying jobs and relegate you to the low wage shift based type jobs. Not trying to hammer you just trying to offer up an alternative perspective. Btw if you can’t save money off 50k a year you are the problem

[@donaldlyons17]

Yeah but who online can create content arguing that the wages are just too low for certain options. Having an option and making bold statements and suggestions seems to be content creators "blood."

[@MPPG663]

THAT PART!! Not to mention the people criticizing others likely had mommy and daddy bail them out to give them a clean slate.

[@donaldlyons17]

@@MPPG663 Or many of them seem to be living with/ off of others so their housing prices are super cheap compared to income(s).

[@MRkriegs]

Skill issue

[@joannaalexander1006]

I joined the military so I can travel the world for free 😂

[@Deeafricanperspective]

Nice one 👍

[@justinebailey5333]

Smart

[@mischa8623]

Military is a cheat code for a lot of ppl

[@slavvalb3933]

@@Deeafricanperspective I would never join military for the society that made my life hell.

[@slavvalb3933]

But here is the catch . When war starts u are being called . U can loose your life. So, with benefits comes a great risk

[@joycejackson9315]

I have grown off spring that have children. They want to travel to create manufactured memories for their young children for a few weeks of the year. The rest of the year is spent stressful and complaining about how tough life is. Debt limits your freedom. You become a wage slave.

[@uui219]

Rich people travel via private plane and yacht while millions in debt.

[@MRkriegs]

Rich people debt and poor people debt are very different things

[@lilacfairy.]

These Days Vacation: : Home Home Home My furthest to travel is to Walmart and home 😅

[@saram5609]

At 20 you cant live ur life like its going to end. Then u will end up broke. But finding a great deal on a budget is something to justify. Do Not go on vacation on high season if you are broke. This i cant justify. Stop trying to live a front that is not ur reality.

[@ClayMastah344]

I’ve traveled in debt but no ON debt. You budget out of your typical budget (to pay down debt) and make serious sacrifices. Like sleeping bag on the floor, one meal a day sacrifices. It can be done.

[@ninabeena83]

I’m in agreement that I would have a hard time relaxing and enjoying my vacay if I had to finance it, or went and was cash strapped to do whatever came to mind. That being said, that’s why I haven’t been on a trip of any type in over 12 years - it’s always something - “I just moved, let me get settled in first” “just started a new job, let me take care of bills and pay down debt some before making any plans,” and then there was the pandemic…. At this point, I’m not sure if I would fully finance an _entire_ vacation, HOWEVER if I had a card with a large enough limit and wasn’t currently unemployed (again🙄) in this job market and this economic crisis, I would definitely be ever so slightly more inclined to at least consider it more seriously. The years are going by fast and I’m def not getting any younger.

[@BuyLessJess]

Making a bad situation worse.

[@awdrifter3394]

If they want to get out of debt, then yes. But these people probably aren't planning to pay off their debts.

[@Tim85-y2q]

Which will inevitably go worse for then in the end.

[@automanvw]

That’s too stressful. I’d rather save it up

[@ewidontlikeyou]

The last black woman explained it so well. I'd hate to come home stressed out from creating more debt.

[@_JackNapier]

Living in abundance from time to time is fine. . .just fine, so long as you don't cripple yourself with debt for more than 1 fiscal year absolutely go for it🃏

[@vmbay2212]

17:17…. I totally agree with this lady…can’t stand the idea of having to come home to a lot of debt. I was in debt to the tune of 84K and believe me, the struggle is real, paying off that Gorilla on your back.

[@Yandek85]

The key is to have a happy medium. Prioritize what matters to you. I decided to buy a home six years ago and I don't have a car. Some of the money I've saved from not having a car I've used to travel across the world. I also don't have an expensive smartphone and bring my lunch to work every single day. Save money, build your emergency savings and then go on a vacation. Pick the things that matter to you and then you can avoid debt and have enjoyment in your life.

[@Waeva777]

Traveling is alot easier if your European and on a budget, I can go on a two night trip to anywhere in West Europe for under £150 Ive been on many trips where I've been in debt, and I will continue to go on trips when in debt as I need to live my life. There does have to be a balance though, I want to go to Singapore but I wouldn't go whilst in debt, because it's too much to pay off, £150 is something I can pay back if I shrimp and save.

[@elliotmann9787]

Our family just got back from a 2 month vacation in Asia. We went to Thailand, Cambodia and Vietnam. What a fabulous trip and we paid cash for it, so nothing is owed.

[@ewidontlikeyou]

Does anyone else not care about traveling the world? I love just chilling at home and going on hikes and stuff. 😂

[@jb44448]

Can't repossess a vacation 🤷‍♂️

[@Ytorisv]

💪

[@scatman-69]

It's weird how people like to buy things when on sale , say 30 percent, then put it on a credit card and pay 30 percent interest. Why LoL

[@reviewsbygen5591]

Because they think a credit card sounds sophisticated and cool 😂

[@runningfromabear8354]

When my older 3 were smaller, we went on a big, expensive trip. 5 of us went to see my family in England (that part was cheap, staying with family and home cooked meals), France (an expensive week in Paris but also a cheap trip to visit friends we stayed with on the south coast for a few days), and Greece (definitely qualified as expensive). We mostly paid cash but used home equity line of credit to help. Never regretted and so grateful we did that. Our third child died of cancer not long after during covid lockdowns. It added to our most wonderful memories with him and I see that as an investment we made in him and how much we valued him and his short childhood. There weren't any children's wish foundation trips during covid. There weren't any opportunities to take him too far from the hospital and nothing open in the cities. We didn't know he was going to get sick and die at 12 years old. I am so thankful to have pictures of him having the time of his life on a speedboat in the Mediterranean and video of him dancing in the Natural History Museum and snorkling on a beach in Greece and hiking in the Black Forest. Most of the time we've managed to stay in budget. Sometimes we've taken on a little debt for our kids and it's taken a couple of months to catch up. We have 1 yo twins and we're financially stronger than we were in 2018. We're planning another big trip next year and we've set a lot of money aside for it and hoping our college age kids will be able to join us. But I'll stand by young parents taking some chances to make memories with your kids. You don't know if gun violence, car accidents or cancer are going to rob you of your kids and those experiences are priceless.

[@Tquaxify]

This may hard for those that are introverted but you could get a small group of friends and split for gas and lodging to cut down cost if You’re open to road trips

[@HD91436]

Im glad i traveled a lot in my 20s when travelling was more affordable, never travelled with debt tho.….. im 33 now and any savings i do have I’m using to fund my business and pay off my car loan. You can still try to enjoy yourself on vacation with budgeting in advance for it.

[@kendgabe822]

Everything in moderation. We don’t know how long we are going to be around and be healthy. Live it up!

[@musiklovers3189]

Everyone should do what works for them. Good or Bad! However, It will be their consequences, not ours. Just don’t ask anyone for help. 💯🌟

[@newtrollaccount384]

💯

[@marcelinorodriguez7628]

35yrs old with zero debt, with a paid off mortgage and car. I take 3 vacation 3 times a year (Rome, Japan, Germany, California, etc) i prioritized what wanted in my 20’s so i can enjoy my life in my 30’s and beyond

[@seleciaa]

I believe in budgeting for travel even while you have debt, but not accumulating new debt.

[@autumnislovely]

When I was in my 20s, being middle aged seem so far away. But now I'm a few years from my 40s and I am sooo glad I didn't get into debt. (I still traveled, but I didn't go into debt for it.) 24 year old me had no idea that burnout was real and could cause physical symptoms 10 years down the line. 🙃 Being financially secure has saved me from being in a dark place.

[@EastmanEditing]

Yes this is one thing I agree with. I'm 39 and had burnout (severe...it was a factor in causing my pulmonary emboli too that almost killed me) but I was able to quit my career and take time off to figure out what I wanted to do. I'm back in school and never felt more excited or hopeful! At the same time, I did travel the world in my 20's and early 30's, but I did it as affordably as possible. I think that's the difference. I didn't buy anything at home (never got take out, delivery, nails done, full priced clothes, etc...) until I could afford it. But yes...I wish I could tell everyone about burnout and how horrific it is. It's not what you think it is, and unless you've experienced it, it sounds like it's something "made up" by people who are too lazy to work or people who can't handle the heat. On the contrary, it's almost always the hardest, best, and most valued workers who get burn out. Even if they love their jobs, or used to love their jobs. I worked more than anyone I know, (had people telling me all along I work too much but I ignored them), and now I can see it SO clearly. For many reason, I shouldn't be here today. My body almost killed me, but beyond that, I got to such a dark place, it's almost too terrifying to look back on now as I'm typing this. It's all still so fresh for me. Please, anyone reading this, if you feel burnt out, stop whatever you're doing right now, or at least come up with a plan right now to get yourself out of whatever job is giving you burn out. It will only get worse, and it is a silent killer that we need to talk about more!

[@autumnislovely]

@@EastmanEditing I'm glad you're doing much better now. 🙏Your story resonated with me because I had elevated cholesterol levels from years of accumulated stress. (My diet was actually okay (not perfect), but I mostly cooked at home.) If I had let the burnout go on long enough, I'm sure something similar could've happened to me.

[@EastmanEditing]

@@autumnislovely Cholesterol can also be hereditary, and even people who are otherwise very healthy can have issues with it. I'm so glad you are (hopefully) living with less stress now. Nothing is worth it! Even family stuff. At a certain point, we have to say "enough is enough" and look after ourselves.

[@BlkOnyx0508]

I know too many that have passed away waiting for retirement. I also know many who were deceased less than 5yr of being retired.

[@slavvalb3933]

You know so many times , I want to escape gloomy / depressing U.S. cities and just go to Europe ,even to Asian countries. I want to see. Beautiful places , meet new people and eat good food . But, according to Sweden Abba ' song " money, money, money.." 🤔

[@sg5720]

I want to go on vacation so bad. This is the first year our family had to put vacation on hold. We almost debt free so creating more debt just to go on vacation is crazy. I feel sorry for people in 2025. We booked are vacation for next year, all cash. People need to be smart. When my family was vacationing every year prior to Covid and this economy people were telling us we travelled too much and etc. nah, why wait until we old? What if you can no longer travel? So not going this year is not a lost. All we know is next year is going to amazing for my family. No debt besides regular bills etc. We will be able to save more and enjoy our money again. Cost of living has gone up- and if people don’t adjust they will find themselves in serious trouble the next couple of years. The lady travelling with so much debt is crazy and it will catch up with her. Live in your means. I’m so grateful I got to travel so much with my family when we did. Enjoy your life but be smart about it so when you come back from your vacation the problems won’t be there. Good luck cause the economy is not getting better. 😌

[@SPM-tv]

Most if time you get jet lag and upset stomach from the foreign food. Not trying to be a kill joy but American is beautiful take a road trip to a new state.

[@slavvalb3933]

@@SPM-tv America is beautiful ? Upper middle class suburbs or Downtown where all rich live. Take off your rosey glasses go to inner city ' s nightmare. Jet lagg is a natural thing. I get upset stomach when I eat artificial American food.

[@SPM-tv]

@@slavvalb3933 ok but who’s telling you to vacation in Detroit?? Look up the natural wonders of Colorado for an example.America has tons of beautiful places you just think the grass is greener on the other side.

[@slavvalb3933]

@@SPM-tv yes glass is greener on the other side. As such , have u been anywhere ? Open your eyes, go To Italy, Austria, Switzerland even S. Korea , they have beautiful, clean streets, beautiful architecture and safety. 😂😆 Going to a nature alone in this country with all crime ? Sorry, I still don't have a black belt in Karate to protect myself . I can go to nature in Russia, they have beautiful nature , better interact with animals than with people.

[@msmarks1130]

You can do trips that are cheap! Day trips, national parks, camping, family group trips so rate is cheaper...there are a lot of inexpensive ways to do it. Im going camping for 3 days in august and cant wait!

[@holographicwing]

People just need to do things realistically. If you have 30k debt but you make 40k a year after taxes you are dumb if you are going on nice vacations. That debt isn't staying flat it's accumulating interest. I know so many people who let the number balloon up so high it seems like monopoly money.

[@braddykat]

I think people need to find a happy medium because tomorrow is not promised today. My husband is a healthy 35 year old who just found out that he has a genetic disorder that will leave him wheelchair bound and completely dependent on me (to even feed him) in about 10 to 15 years. Good health is not promised. Life is not promised. I say travel now, but have an active plan to pay off your debt aggressively and be smart about your travel, because trust me life can change at any moment and you don’t wanna look back on what you wish you would have done

[@zachz699]

I love the energy in these people, the key is balancing those 2. So you can live and also not be burdened

[@barryblack8817]

I just went to New York in April with my son while i had credit card debt. But i worked extra hard to fund the trip with cash. My wells fargo and boa credit cards are both over 31% interest

[@helena3631]

To a balance transfer to a citi card zero apr

[@PrettyPrincess9609]

I only went on one trip while in debt and that was my birthday trip and my man paid for almost everything. I was also already credit card debt free before I went on my trip. Now I’ll be able to pay off the IRS by next month and I’ll be able to pay off my hospital bill by October. I only have 4 more payments to make on my hospital bill and it will automatically be paid off. I’ll finally be debt free this year ! I also can’t wait to start investing into my ROTH IRA again after paying off the IRS next month. I also have a HYSA and I been saving money to pay off my IRS with my HYSA . I have a 401k and individual brokerage account as well. I’m definitely not waiting until retirement to start traveling again. I’m waiting to travel again after my debt is paid off this year. 🙌🏿

[@33nlg]

Amen to that I work in healthcare too! Live your life before it’s too late!!

[@matchaclov3r]

agree, I was looking for fellow healthcare workers in the comments! We have such a different perspective on life because of the things we see on a regular basis.. yes, manage your finances, but don't put your life on hold. Sort of unrelated, but I went from full time to per diem because I wasn't allowed to take the time off that I wanted.. since then, I've gone on so much more vacation than I had in the previous 10 years! Stop waiting for permission - take control of your life!

[@Itsnotthatdeep88]

This first lady is so unhinged she seems to be angry at who I don't know. No one said that you have to wait until you are retired to travel, in this economic times there are people of retirement age who don't have any money as well and struggling....sooo what was your angle with that argument? What people are saying is that if you are ALREADY drowning in debt it does not make any sense to go on a trip around the world and put yourself into more debt plus on top of that putting it all on a credit card. How about you curb your expectations on "trips" and instead of blowing thousands of dollars on vacay try to go on vacation on the cheap or a budget trip UNTIL the time comes that you have enough money to go on that boogie vacation.

[@pabloescobarschanclas]

she’s justifiably angry at the state of this world.

[@SPM-tv]

Its called rationalization of a bad decision 😂

[@Itsnotthatdeep88]

@@pabloescobarschanclas there has always been people getting into debt for things they believe they have a right to do. Even before the economy went to crap and even more so the economy is crap why would you splurge on a trip when you can’t afford food or gas or rent?

[@LoveAndSnapple]

It felt like she was definitely mad at a particular person, and then decided to make us all pay for it, lol

[@LoveAndSnapple]

It felt like she was definitely mad at a particular person, and then decided to make us all pay for it, lol

[@abbagailmarie9874]

I am an American who has lived abroad since 20. Most people either don't understand what these people are saying or are deliberately misunderstanding. Health and physical fitness in your 40s, 50s, 60s is NOT guaranteed for MOST PEOPLE! This society is designed to keep you in debt FOREVER! There is no such thing as being perpetually debt free! Yeah, don't go 10k in debt for a single trip, but traveling while young/in debt is NOT A SIN! And also newsflash, most of the upper middle class/rich ARE TRAVELING ON CREDIT!!! Also, this mentality, that people need to cancel Netflix or "stop eating avocado toast" to save for traveling is BS! Most of the people saying that are already FINANCIALLY PRIVILEGED! And I haven't even touched on the mental health benefits of traveling... ffs.

[@Tim85-y2q]

There is absolutely such a thing as being debt free. Many, many people are. Countless more are working toward it and will be eventually.

[@reviewsbygen5591]

My family of 6 is debt free and my husband is the sole financial provider and not a neurosurgeon or so. It’s TikTok’s like these that glorify doom spending and will also be the same people filing bankruptcy and making us pay their bills.

[@KungPowEnterFist]

Nobody is saying you have to wait to enjoy life until you are 70 and/or retired. That's just something Millennials tell themselves so they can continue to YOLO every single day with money they don't have. The actual message is get to a good place financially first, and then you can start to let loose and enjoy life.

[@Traveling-boomer]

I know dudes in their mid-20s that will get a hold of four or five MasterCard and Deans with pretty decent credit limits and they’ll fly off to Europe or Asia and spend three or four months having the time of their lives and in the process max out all their credit cards Come back to America with over $40,000 in credit card debt and then just go to an attorney and file chapter 7 and wipe it all out you would be amazed at how many people do that I mean sure it ruins your credit but at least for four or five months You have a time of your life

[@reviewsbygen5591]

I don’t think it’s that easy because that would be fraud. You really have to prove certain things

[@istvanpraha]

Culture has changed. This would be very irresponsible in 1997. But now? Even if they save they can't afford "adulting," so might as well travel. Completely unsustainable

[@Tim85-y2q]

That's never made sense to me. Even if you can never afford your ultimate goal what possible sense does it make to dig the hole even deeper?

[@Dezireme]

The govt itself is in debt - as long as you are aware of the consequences who cares. What you do w your money doesn’t bother or hurt my pockets so I don’t care. We don’t know what these people are honestly doing, and perhaps they aren’t going in debt for vacation, but perhaps they are going in debt for something else. Everyone loves to preach these days.

[@mochacashmere]

In debt with OUR money at that. We work everyday and the government takes a slice of our money before we even see it. Life is too short.

[@beverlyporter4360]

Living beyond your means is just stupid

[@invinciblesummer2844]

A lot of these people have an all or nothing mentality which has probably contributed to their negative financial situation. Im all for traveling and living life but it's also important to be responsible and do things in moderation. Save in moderation (not every penny) and spend the same way.

[@CrystalOliviaLewis]

First, girl could not be fully grown. This adult proudly makes mistakes that can greatly affect her future and her kids' future....sounds foolish and immature.

[@JamieMittman]

Her kids are gonna be forced to take care of her when she's old because she didn't bother to put any money away for the future

[@Stephanie-vn6ir]

What's a vacation?😂

[@angelawilliams5153]

Do not feel guilty going into debt for vacation…. I feel bad for you younger people the system has set it up where you can’t do anything without going further into debt. Life is meant to be lived. Yes, make your payments but do not let your debt take over your life. Go out there. Enjoy your life. Tomorrow is not promised

[@JetScreamer_YT]

I'm disabled. I exist on less than 20k for a year. I only have to pay 30% of my income on housing. I have learned so many tricks (legal ones) to stretch my income. It is getting difficult now with the price of groceries. Politicians are lying when they say that inflation was only 2.5 this year. Or perhaps they're misinformed because they don't go grocery shopping. In any event, it's BS.

[@urwife4life]

Dee do IRS 2024 rants. I’ve been waiting since Feb7th🤣

[@ginger6582]

No one said you had to wait until your retired. One of the problems is people want 2, 3, 4, 5 vacations a year. Vacations are 2 weeks out of the year one time. That's why you are broke.

[@jodymarket9112]

Yes I agree travel in your 20’s have kids and start a career in your 30’s. When you have worked your whole life and then you get sick and die.

[@Hersheydimples]

This is why they're pushing 30 and still living at home.

[@Eli-tq8fj]

The rest of the world live with their parents at 30 until they find a mate. You proved the first girl point.

[@MiserysLover1134]

@@Eli-tq8fj spoken like a true bum mooching off of your elderly parents grow up and be an adult

[@GigaChad_169]

@@Eli-tq8fjHaving your own place is awesome, try it sometime. It takes sacrifice though, so probably not something you’re willing to do. YOLO?

[@Eli-tq8fj]

@@GigaChad_169 lol I actually have my own place and I come from nothing! But I just want you to know not everyone has the privilege to live ny their own in these economy. Also, some go back home to help their parents

[@EastmanEditing]

Such an ancient mentality. This is 2024. Wake up and see the prison we're all living in and happily obliging. And before you assume I'm a broke ass b.i, I've been living alone since I was 17. Been working since I was 14. I was making 3 figures by 30, and now I'm pushing 40 and am able to start over and go back to school because I'm miserable in the corporate world and ready to live a modest life. I'm also ready to spend more time with family, and my only regret in life is that I never lived at home as an adult because my parents are amazing humans that I appreciate more and more the older I get. If I didn't live states away, I'd move into their house in a heartbeat. We don't appreciate or value family here in the U.S. But I've traveled the world (mostly developing nations) and honestly see how much better their lives are because they live surrounded by family. And here, we're brainwashed and bullied into thinking it's some sort of shameful thing to live with your family. It's really fcking sad.

[@cecilianduguta8241]

Have fun!. Honestly I if I don't have a car note, I'm taking a vacation yearly as long as it's not crazy debt ...I am traveling internationally every yr ! ❤

[@JoelUldrych-kh2sc]

I believe in balance with all things.

[@kimallnaturelle]

Balance is key. Save for vacations.

[@MoxJosie2]

While i understand the reasoning, finances are so important, but my mom died young. This isnt a justification to drop 10 grand on a trip but no one knows when their time will be. If you know you can manage the payments i see no reason as to why not. Had a friend pass as 28, looked up a highschool friend saw they died at 27. No one knows their time.

[@alexarnold3117]

As a 23 year old my priority is setting my life up for my future wife and kids. I’m okay with sacrifices now so I can create those memories for them. Most people at 23 are in school or struggling to pay bills. A good financial situation with life insurances in place help me with peace of mind knowing that if I were to pass the people I care about are taken care of. That is more important than a week long vacation right now.

[@Traveling-boomer]

I go on several international vacations a year, but of course I’m a boomer and I’m retired And I had a nice 401(k) saved up to do so but I will say this when I get on those international flights mostly to Asia is where I like to go. Those airplanes usually fit between 400 and 500 people and I shit you not in today’s time half of that plane is full of people between 20 and 30 years old. You used to never see that 20 years ago because if you went on an international flight back in the early 2000 it was mostly full of the older generation because they were the only ones that could afford the shell out a few thousand dollars for an airline ticket now Gen Z just slapping MasterCard and Visa and they’re going no matter what but I’m sure will regret it down the road putting those vacations on 20% interest. It always comes back to bite you in the ass when you don’t pay cash for stuff

[@urbanrenaissanceman3913]

Bro if you take 6 months to prioritize paying down debt you'll still be the same age..

[@dominicleong4385]

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

[@ivarlast2966]

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

[@leticiaenraz8514]

I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

[@jasperflontes4289]

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

[@fred5528]

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

[@annddyyy-6920]

Please can someone tell me more?

[@alexaf7400]

I went on a trip last year no debt and asked my friend to come with me but plan her expenses. All she did was work soo freakin hard and never actually looked at if she could go with me because of work. She told me next year but unfortunately died this year and it’s unfair. Work isn’t living if you’re just working. Enjoy small and big things in life and don’t push people who love you and are honest with you away. We only get one experience and I’m thankful I met her during our short friendship

[@saininj]

I'm about to head on my summer vacation soon, but I've been putting money into a HYSA since last summer to cover it. I can't imagine the stress of coming back from vacation to more debt.

[@scatman-69]

I feel sorry for people who live where they don't like it and want to leave

[@JM-er2yl]

My father died of a "widowmaker" at 36. My aunt worked her whole life, retied at 70 with a nice pension and retirement planned. Died from cancer within 6 months.

[@MPPG663]

I actually think both sides of the coin are correct.

[@ErikiParakeet]

My mum and dad grew up in the 60s and 70s. They always told me this same thing. There will always bills, groceries, and miscellaneous expenses. Save a little. Take those trips and jave those experiences.❤

[@yourentrepreneurjourney]

It's called delayed gratification....no YOLO or FOMO, you could still vacay before you retire while saving/investing btw lots of folks are living much longer past 70.

[@AmandaVieiraMamaesouCult]

If you wanna travel on debt it's fine, but don't ask for money (or worse, feel entitled to it) from your financially responsible relative if you need it later.

[@chelseashurmantine8153]

I’ve had too many friends who saved for trips or paid for trips and brought a “friend” aka a literal supervillain who ran out of money 12 hours in and screwed over the people that planned properly for the trip. So yeah. As long as you aren’t doing that, party on and live your life! If you’re going into debt, you’re only hurting yourself but even still you can pay it off, it’s not the end of the world. People act like debt is the end of the world but it’s not. I’d rather die ice climbing in the Himalayas or die from a jellyfish sting in the ocean than die because I’m scared of debt.

[@sherrryann]

try using your debit card for a vacation & let me know about those $200-$500 holds at gas stations & hotels oh & how your card got skimmed & your bank froze your account & now you're stuck in the middle of who knows where with no $ & no branches near you either. ALWAYS USE A CREDIT CARD!!! Grown adults have hundreds of thousands of dollars worth of debt, but they are not going to pay off their house & student loans & cars before going on a $3k vaycay, & aren't dumb enough to use their personal debit card linked to their primary bank acct & swipe it everywhere & hand it to strangers & do that all over different areas/regions.

[@CreativepreneurJourney]

You have to live life sooner because you don’t know what the future has unfold