Best Term Insurance in India | TERM INSURANCE COMPARISON | Life Insurance 2022 | Gurleen Kaur Tikku

[@dr.koushikchowdhury6956]

Thanks ma'am for this informative video.

[@GurleenKaurTikku]

Thank you ! Keep watching :)

[@nothing65i]

@@GurleenKaurTikku mam term insurance cancel hone ki probability kitna hai(any previous data) and kyu hota hai??

[@manilsingh1080]

​@@GurleenKaurTikkudidi smokar ke liye primiam nahi batai or kitni age me kitna primiam eshpe ek vi banaye please mera pyari pari sister

[@amaladasu]

Madam You nailed it. Such a great job. Perfectly explained visually and verbally

[@GurleenKaurTikku]

Thanks a lot 😊 Keep Watching !

[@rudrapratapsingh5587]

One Question, Is AEGON is good insurance company? It will survive for 30 years?

[@omprakashsuthar5143]

Madam, Kindly advise policy should be buy online or offline

[@GurleenKaurTikku]

You should buy it through an experienced & reliable insurance agent if possible. Otherwise you can check online if it's more convenient for you. For any queries, feel free to connect with us on WhatsApp/Call at 9650706699. Thank you & keep watching !

[@dipakmayani4333]

Price wise tata < max < HDFC hain to konsa lena best hain

[@Ajay-px5oz]

Which riders one should opt for

[@deepaksahni1858]

Ma'am just a request..although everything explained was OK but please conclude by saying which one is the best among all the companies..

[@GurleenKaurTikku]

We understand your point but everyone's requirement from plans are different. So, we can only suggest the best plan after knowing more information about them. It all comes under personal finance & is different for each person.

[@Raj-ef1ri]

Which is better madam policy regular or one time

[@rahilpatel5099]

LIC Tech term is pure vanila term plan. It may be the most cost effective term plan. You should have to include it.

[@motivation_rulesforlife29]

WE required term plan after medical checkup pls make a video.pls sujjest

[@GurleenKaurTikku]

Sure, Thanks for the video suggestion. We will try to bring up a video soon.

[@habibsiddiqui134]

Should I go with Tata Ai or with Max life???

[@dr.shaikghousebasha8886]

Can you please suggest which one is best term policy

[@GurleenKaurTikku]

Hello jee, it depends on your requirements from the plan. Please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options.

[@shersinghprajapati6209]

I want to take a term plan Please provide your suggestions.

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few options.

[@pavankumarkp7050]

Madam Bajaj Allianz term policy is the best

[@pandanirmala6]

Whether death benefit is different from Sum assured ?? Kindly explain... Or death benefit + SA is paid to beneficiaries after demise of insurer Kindly reply....(for lic)

[@sachinlengule1477]

Policy bazar से टर्म इन्शुरन्स लेना sahi hai galat? टर्म इन्शुरन्स कहा से लेना चाहिये?

[@GurleenKaurTikku]

We can't comment on any intermediary but can only speak for our services as insurance agents with 18+ years of experience. Please connect with us on WhatsApp/Call at 9650706699 or you can fill up this short form & our team can connect with you directly : hareepatti.com/contact-us/ Thank you , keep watching !

[@dr.shaikghousebasha8886]

Can you suggest which company is best term insurance

[@GurleenKaurTikku]

Hello jee, it depends on your requirements from the plan. Please connect with us on WhatsApp at 9650706699. Our team can assist you with a few suitable options.

[@kavinash.]

I also would like to add a point here. I was told that in Max Life insurance policy we have option to increase our SI yearly, as our salary eligibility also increases along with salary hike. Over all it's the only best Life insurance we have in India.

[@PriyeshRajLIC]

Ghanta

[@TanujbabuTanuj90000]

It's just jumla, its just like taking separate cover for that amount. No discount in premium.

[@mrinmoyadak448]

Mam, I have a PLI of SA 10 lakh and at age of 60 total return is 24 lakh and paying premium 3221 PM. One suggest me to split 3221 in hdfc life of 50 lakh Term plan and remaing premium to invest in MUTUAL fund. Is the suggestion Is reasonable?

[@arnavvlogs2525]

Ma'am what type of medical test would be tested by LIC ,,, I have diabetes at the age of 34.... Can I buy LIC term insurance ??

[@rrmuvies4k]

babaj diabetes plan is best for you

[@shyamdeshmukh5316]

edelweiss Tokyo term plan liya hai usi company ka bharat immediatepay out plan and one sip lekar combination banau to better rahega kya

[@BhavikShah-m7u]

CAN U MAKE A VIDEO ON TATA SAMPOORNA RAKSHA PRO [ WITH RETURN PREMIUM ] OR CAN U GIVE ME DETAILS FOR IT IN EXCEL..[ TERM PLAN + INVESTMENT ] SIRF TERM PLAN AND DIRECT SIP FRM MARKET WHAT WILL BE BETTER ?

[@GurleenKaurTikku]

Noted ✅ We will bring up a video soon.

[@pcsmentor140]

Kya 2 alag 2 company ka turm insurance le sakte h

[@clasicalmrbeenvideo1887]

Mam apke isaba se konsi policy leni chahiye

[@GurleenKaurTikku]

Depends on your requirements. You can connect with our team on WhatsApp/Call at 9650706699. Our team can assist you 😊

[@अभ्यासविज्ञानाचा]

Lic jeevan Kiran compattive best or bad

[@fk1790]

Nice explanation ❤ thank you

[@GurleenKaurTikku]

Glad it was helpful!

[@TanujbabuTanuj90000]

Better to go for LIC Tech Term plan

[@GurleenKaurTikku]

if it meets your requirements, then you should !

[@souravkundu007]

Thanks Ma'am, please keep posting this type of comparative videos.. It is very much convenient to us to choose based on personal criterion.

[@GurleenKaurTikku]

Sure 👍 You will see many more comparison videos on our Channel soon 🙂

[@anilgusaiwal1510]

Tata AIA is the best one and service and products are awesome❤️

[@GurleenKaurTikku]

Yes, always do your due diligence before choosing any Term Insurance Plan .

[@sadhanasingh8294]

Madam I am 32 years old women. Please guide me for best term plan to buy

[@sadhanasingh8294]

Confused b/w tata and max

[@mallikarjuna3675]

Madam , i dont understand Hindhi, eventually what is the best term insurance company from above 5 ?

[@GurleenKaurTikku]

Best depends on your requirements of coverage, riders

[@justinthomas9523]

While going for increasing Sum Assured, will the company tell us how much the premium is going to increase or they increase according to the inflation?

[@GurleenKaurTikku]

You will know before opting the percentage increase in sum assured that will happen every year

[@justinthomas9523]

@@GurleenKaurTikku What about the premium ma'am? Would they tell me at the start itself, how much it would be increasing?

[@purivlogs769]

If you opt for increasing sum assured your sum assured will increase from 50 lac to 1cr in 30 yrs term as taken example in this video. But you have to pay 50% extra premium from normal. The premium will be fixed but the sum assured will increase every year

[@justinthomas9523]

@@purivlogs769 Thank you

[@krishnagupta837]

Mam agar term plan lene ke baad agar koi private company ya lic bhaag jati h ya iska diwaliya ya fraud ho jati h tab jo hum paisa deposite krenge uska kya hoga

[@janakraj2543]

Hello Mam, can u tell me we Port my existing Term insurance to other insurance company

[@GurleenKaurTikku]

You can connect with us on WhatsApp/Call at 9650706699. Our team may assist you.

[@janakraj2543]

@@GurleenKaurTikku ok thanks Mam

[@rashmikamandannaa00]

Hello didi me Max life smart Welt pla liya hu abhi 2 sal vi nahi huaa hai Yearly 50,000 pay karna h 10 sal tak.. Fir 12 wa sal se 45,000 dega 19 sal tak.. Fir 30 wa sal 5 lakh de dega Kya yah sahi hai ya fake hai Hame continue karna chahie ya cancel karna chahie please reply me

[@bhaskarjyotipaul2721]

Hello ma'am, can you please tell me, Is it good to having a term plan from bharti axa? Is their claim settlement ratio good enough?

[@GurleenKaurTikku]

Hi, You can check the claim settlement ratios on the IRDAI website. If you want assistance from our team in deciding a suitable term insurance, connect with us on WhatsApp/Call at 9650706699 Thanks

[@namdevwalunj952]

Hello madam muze plan lena hai kon sa plan sahi hai

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options.

[@EasyEconomicsOfficial]

Give your opinion in PNB MET LIFE MERA TERM PLAN 1 CR. 1150/- monthly Premium Till 65 age For 33 years No Rider How ist?

[@dilshannayak6261]

Madam policy bazaar me ki he

[@gauravchaturvedi1347]

Madam, LIC Jeevan Amar term plan hai, kya isme riders add karwa sakte hai ?

[@GurleenKaurTikku]

Only Accidental benefit rider available

[@gauravchaturvedi1347]

@@GurleenKaurTikku ok. Critical illness rider nahi, actually both my parents died of cancer, thus asked for.

[@prakashghosh985]

Pls discuss about LIC Tech term plan

[@GurleenKaurTikku]

We already have a video on the same.

[@shiva2415]

Mam tata AAI trusted company hai kya?

[@GurleenKaurTikku]

Yes, it is a good company.

[@ParveenKumar-cw1us]

यह सब इंश्योरेंस किसी प्रकार से डेथ होने पर मिलेगा या एक्सीडेंटल डेथ पर मिलेगा please tell me

[@GurleenKaurTikku]

Paid at Any form of death

[@kkarts4851]

After the completion of policy term kya premium returnable hota he ?Kitna cut deduct hota he ?

[@neerajgupta9202]

ICICI Prudential iProtect Smart Term plan has the highest exit age of 94 years to get all premium back excl. Gst and any rider premium paid

[@manojroul5328]

Madam ji very thankful to you for such information. But one question why premium is higher from lic than other?

[@GurleenKaurTikku]

Thank you jee, keep watching ! Don't know the exact reason so , can't comment !

[@megastarchiranjeevi8508]

As a government insurance company.they dont reject genuine claims.LIC PAYS HUGE NUMBER OF CLAIMSso,based on their cost to claims ratio their premium is comparatively high As quality if claim matters

[@prabhupadma4273]

Very informative video Which one is best HDFC term or max life term policy

[@GurleenKaurTikku]

Thank you for finding our video informative, keep watching 😊 Answering your query - Both the companies are good but it depends on your requirements from the plan. Please get in touch with us on WhatsApp/Call at 9650706699, Our team may assist you !

[@pramodpatel2079]

In dono mein HDFC jao..Max life 10-15 yr tk Market mein rahegi ya nhi fix nhi. But LIC Best

[@maheshbhawnani5129]

@@pramodpatel2079 All pvt cos are regulated by AIRDA any co. can go only when sm other Insurance Co. cms & take over the same. The policy sold by the previous Co. will have the same features & the new co will hv to obliged the claim. This is the rule. So no fear from buying the insurance policy from any pvt co.

[@pramodpatel2079]

@@maheshbhawnani5129 Regulatory Bodies in India are For just Show Off be It RBI,IRDA,SEBI ,BSE,NSE all Rules and Regulations can be easily Manipulated.. Eg. YES BANK KA SHARE ONCE ITS WAS ATRs. 400-450 Than comes down 5-6 Rupees RBI was sleeping or SEBI was in Picnic..tour's..

[@pramodpatel2079]

@@maheshbhawnani5129 IRDA Guidelines for Agency's commission is 35% maximum in Regular Premium plan.. Max give 113%. Bhart AXA gives 104% HDFC life gives 80%, Tata Gives 65-80%. LIC Gives Maximum 35%. IRDA Officials are Sleeping. By getting bribe from Private companies.

[@ravindrasinhparmar3903]

Its like same error to show detail of lic ...only showing private sector good things....mam. Lic also offered deth benifits in installments which u selected at policy time.second lic offer accidental deisibility nd illness rider which choose by customer depend...

[@milindkhaire9147]

You have skipped one point. What are the exclusion under which term insurance claim is not payable?

[@GurleenKaurTikku]

kzbin.info/www/bejne/o6rZnph5g9ihhNU There is another video available for that, please check

[@raghavanm538]

Mam, Bajaj smart protect goal plan is good or not? Pls suggest

[@riyabanerjee2169]

Do you want to know more about Bajaj life policy plan??

[@dilipshah8660]

Max life me smart secure plus plan me 25 lacs ka sum assured available he?

[@suyogkothari3295]

Didi Hartley thanks for good n perfect gaidline in tarm plan HdFC में मैंने First Premium Pay किया और मैने 50 लाख का लीया है तो First Premium के बाद आगर मुझे कुछ होता है तो 50 लाख मिलेगे क्या या Term condition रहेगा

[@mukeshmahato1556]

Kya ye claim settlement ratio , sirf term insurance settlement ratio hai? Plz reply

[@prateeksahu2907]

No, for all types of claim

[@mukeshmahato1556]

@@prateeksahu2907 fir kaise pata lagayen ki konsa company best hai term insurance ke liye ,plz guide me

[@jitendardpole8356]

Madam i want take term policy pls suggest me 99% claim ratio companys

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.

[@ajayshamp5907]

Ssa sister.... Es time kehri marketing policy best aa lain lei...

[@GurleenKaurTikku]

SSA jee, For any queries regarding Health Insurance or any assistance in buying the plan , feel free to connect with us on WhatsApp/Call at 9650706699. Thank you 😊

[@Manojky371]

Term Policy portability ka option bhi hota hai kya

[@GurleenKaurTikku]

Nahin jee

[@ibunlimited]

LICI is absolutely in the different echelon altogether. Nothing compares to it.

[@sevakgurubaxani98]

Thank you ma'am. 2 companies ke len tou koi issue nahi na. LIC 50 lac and Max life 50 lac ..Chlega esa

[@Techo_Pal]

please answer this..

[@GurleenKaurTikku]

Yes, you can take two policies from two different companies, however your total financial eligibility of maximum sum assured that you can avail will depend on your income. This means you need to disclose first policy information to the second insurer.

[@sevakgurubaxani98]

@@GurleenKaurTikku Thanks Gurleen. It is just for safety as one might reject so atleast family get 1 claim. I will disclose it to other insurer and also my eligibility is of 2 cr.

[@GurleenKaurTikku]

@@sevakgurubaxani98 sure 👍

[@poonamkulkarni4208]

Mam, sabase pahle to apake kam ke lie bahot dhanywad apaka.... 1 query thi plz isaka answer dena... agar kisine term insurance liya tha aur usaki death ho gayi hai.... apane term insurance ke bare me ya usake benefits ke bare me usane gharwalo ko bataya hi nahi tha to is case me usake ghar wale kya kare? kya co. unako amount pay karegi?

[@GurleenKaurTikku]

nominee can claim with the insurance documents

[@rajeshkumarsoni7192]

MAM BHOOT BADIYA BUT LIC ME BHI 15YEAR TAK INSTAL MENT ME LE SAKTE HAI INTEREST BHI DETI HAI LIC

[@surjyakamaldutta6086]

Can anyone be sure of receiving claim against his/her term insurance claim once it has completed 3 years?

[@akhlaqueahmad202]

Please show claim volume settlement ratio high premium

[@rohitcharan2115]

Any policy for existing cancer person..🙏

[@aggarwaljewels]

critical illeness lena must h ya nhi

[@GurleenKaurTikku]

You should.

[@AKGSmartSolutions]

How is bajaj in terms insurance? They have cheapest premium

[@GopalSingh-jl5wx]

Mam मेरी age 49 year kya turm plan lena मेरे लिए thick रहेगा

[@GurleenKaurTikku]

jee, term insurance zaroori hai

[@kuldeepsinghsaharan4075]

Madem ji meri age 33 year h maine tata aia ka Param rakshak plan liya hai .Isme sirf accidental ridwe mila h.critikl illness ke liye alag se policy leni pdegi kya ji

[@poojabind4912]

Yes

[@ritukhatri7079]

Pls help me what I do to complete term plan of 50lacs with one yr itr my clients age 30 he having one yr itr salar 70k working in reality estate ofc pls suggest me how can I complete

[@anitakatheriya4918]

Hi Mam, term insurance ko agent ke through lena chahiye ya directly online.. Maine 4 years pehle online Aegon amd max life ke term insurance karaya tha.. Agent ke through na karnae se koi ghata hoga kya?

[@GurleenKaurTikku]

Hello jee, We can't comment on any other agent or any online platform . We can only guarantee our services as an Insurance agent & a financial advisor. If you wish to buy a policy or need any kind of assistance , feel free to get in touch with us on WhatsApp/Call at 9650706699 Thanks

[@sunilkumarpradhan3803]

Which company mere liye sahi he, confused

[@GurleenKaurTikku]

Hi, it depends on your requirements from the plan. We would be happy to assist you in choosing a suitable plan. Please connect with us tomorrow, Monday on WhatsApp/Call at 9650706699. Thank you

[@bksahu7432]

Kya BP , Diabetes wale ko term insurance milsakta he

[@JatinYadav-bb9om]

muje dibities hai to kya muje icici ka health n investment plan mil sakta hai. ekbar reject ho chuka hu tab muje pata nhi tha diabities k bare me. agar me apni dia bities ko achhe se control karlu to kya ye term plan muje mil sakta hai. please tell me

[@manishkes1]

I think the higher the Solvency Ratio the better, with minimum solvency ratio mandated by IRDAI as 15%. I am not sure why we would consider solvency ratio below 20% as good.

[@vaidyasakshii]

Exactly. Higher the solvency ratio the better it is.

[@roopavernekar6641]

Kya lic me ab single one time premium payment ka option nahi he kya? Pls reply

[@nileshyeole7742]

YES AVAILABLE

[@AjaySingh-qs3sp]

Mam I have aegon life term plan... It is good company or not..?

[@financialplanner6930]

no

[@AjaySingh-qs3sp]

@@financialplanner6930 can I port it? And please tell in which context it is not good

[@harishpawar7876]

Thanks best knowledge given to purchase policy

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@govindchandrawanshi3164]

Mam mere pas tin term policy alag alag company aur alag ammount ka hai to sabka milega claim ki nai

[@dipeshrao6346]

Mam critical illness honey par policy primium nahi dena padega

[@mansukhrupareliya8822]

LIC me bhi death benifit me lamsam or increase income benifit option he 😊

[@prrasenjitroy]

Gureeln ji, thanks for the video, please let me know your view on SBI Life term insurance....

[@GurleenKaurTikku]

Thank you so much jee, keep watching 😊

[@KulwinderKamal7123]

Premium underwritten apne sirf obtained btaya Total bhi pta chl skta hai ky

[@GurleenKaurTikku]

jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with the premiums accordingly.

[@loveyjhinger]

Mam should i go through Policy Bzar to buy term insurance.?..i think Policy Bzar gives us dedicated Regional Manager..

[@GurleenKaurTikku]

We can't comment or guarantee services from any company or online platforms. We can only guarantee on the services we provide in case you want to buy a term insurance. Feel free to connect with us on WhatsApp/Call at 9650706699. Thank you

[@gauravchaturvedi1347]

Aapne jo batayi, usme Tata aia aur max hi best lag rahi hai.

[@GurleenKaurTikku]

Ji, These are the top 5 according to us. Now, it's upto you to select a plan that fulfils your requirements. Thank you

[@someshmurarka8250]

madam which term plan for house wife

[@shubhamsatpute6806]

Mere Maa ka term insurance nikalana hai so please suggest a good term insurance please

[@drpratyushpo4343]

Mam please can you say about bajaj allianz i bought a plan of smart goal so is it right?

[@GurleenKaurTikku]

Hi, we haven't done a detailed review yet, but we will soon. Then only we can comment on any particular plan. Keep Watching 😊

[@tapasdas3880]

Madam,can anybody get 2 term insurance policy from different companies?pls reply.

[@GurleenKaurTikku]

Yes, you can. The total coverage of both the policies should be as per Financial eligibility

[@opdokania3655]

मैडम आपने रिटर्न ऑफ प्रीमियम के बारे में कुछ नहीं कहा इसमें क्या बेनिफिट है कृपया बताएं एवं बजाज एलियंस क्या परफॉर्मेंस है कृपया मार्गदर्शन करें

[@GurleenKaurTikku]

Aaj 7:30 Baje video aarhi hai रिटर्न ऑफ प्रीमियम par . Zaroor dekhein 😊

[@Rinkamadnipuria]

Mam meri umr 27 sall hall mera kitna premium hoga g aur kis comny ka le bta do

[@GurleenKaurTikku]

Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you 😊

[@golustar007]

In Tata AIA Term policy ₹ 50 lakh cover policy it is in built policy like Accidental benefit,Critical illeness,hospicare,permanently disability amount is divided into different part.

[@poojabind4912]

Hii i am emloyee of tata aia life insurance please msg me if you are intersted

[@Shubh1805]

Yes I want tata insurance ​@@poojabind4912

[@deepakyadav-pz6on]

Ek person kitne term plan le sakta hai

[@UKTarafder]

Annual income is 4.4 lakh. Want to buy 1cr term insurance. Only Bajaj Allianz and PNB MetLife are giving 1cr opportunity. HDFC, Max Life are giving maximum of 50 lakh. Unable to apply for ICICI because the income is less than 5 lakh. Should I go for reputed brand for 50 lakh with increasing cover or to Bajaj/PNB for 1cr?

[@neerajgupta9202]

Eligibility Criteria of ICICI Prudential iProtect Term plan for Salaried Persons is 3.6 Lakhs Approx. & Having any Car in their Name they will give you 20 times the cover of your annual income or you can Simply Apply for LIC Jeevan Umang Plan

[@shikhasinghal6920]

मैडम मेरा ऑलरेडी एक वन करोड़ का एचडीएफसी के साथ चल रहा है मुझे उस को बढ़ाकर 2 करोड करना है द क्या मुझे सेम कंपनी से लेना चाहिए या किसी दूसरी कंपनी से लेना चाहिए

[@javedsayed2606]

Term insurance for NRI plan Must be need graduate candidate?

[@GurleenKaurTikku]

Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you. Thank you

[@mallikapatel9498]

Bajaj Allianz kaisa Hai mam, mere salary ke hisab se yahi h jo 1cr cover Kar raha Hai, par mujhe thoda thik nahi lag raha, abi medical test aur documentation baki Hai, please help us

[@sanketchavan221]

Dear ma'am, I will regularly watch ur video, I have taken LIC, Tech Term (plan no. 854), it is equal to Jevan Amar but it's online policy, therefore premium is less than ICICI, HDFC term policy. While Jevan Amar have highest premium in video...

[@GurleenKaurTikku]

Yes, LIC Tech term is online plan of LIC with lower premium

[@shrutikaspositivehappylife]

Really thanks a lot for information

[@shubhamsachan6419]

@sanket did u already bought lic tech term 854 plan how much is your yearly premium and any riders also u took and is policy issued now on ur name or still pending?

[@DineshKumar-us2ko]

Mam , bahut hi achchhe se samjhaya aapne

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@ज्ञानअनन्त-श4ग]

income 2.50 Lac annual ho. Usak liye koi turm Insurence ho to batao

[@mukeshthakkar7498]

💐🙏Medam, Very nice and useful guidance. Thank you so much.

[@GurleenKaurTikku]

Glad to hear that, keep watching & do Subscribe for more such informative content !

[@omkarkaranjkar5784]

Non graduate peoples k liye koi term insurance batao madam please

[@kishormakude6668]

Mam, policy lene ke liye Graduation jaruri he kya

[@GurleenKaurTikku]

Jee, kayi policies me minimum graduation criteria hai

[@financialplanner6930]

​@@GurleenKaurTikku No. you can apply in HDFC life if are 10th pass and 10 lakh annual income

[@INDIANSOCIALHELP]

Gurleen ,good job, great work, keep helping us, thanks so much

[@GurleenKaurTikku]

Thank you, keep watching & do Subscribe for more such informative videos !