Health Insurance Claim REJECTED ❌ THEN APPROVED ✅ | Real Life Experience | Gurleen Kaur Tikku

Your health insurance claims can also get rejected at the very last moment. It not only leads to unnecessary stress but also poses a financial burden on the person admitted to the hospital.
In this video, we have shared that how one of our client's insurance claim got rejected due to wrong medical history mentioned by the hospital.
We tried our best to help the client & get the apology letter from the hospital & thus getting the claim approved.
WATCH THE VIDEO FOR MORE DETAILS : -
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
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For any queries:
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📞 Call : 9650706699
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health insurance claims , health insurance claim rejected , health insurance claim process , health insurance claim approved , health insurance in India, health insurance 2024 , best health insurance , medical history in health insurance , health insurance claim experience , niva bupa health insurance , wrong medical history, insurance agent , gurleen kaur tikku , financial advisor , hareepatti
#healthinsurance #claim #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 19 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@pratapvibes7954]

Health insurance is really important….and one should read each and every lines of the documents ❤❤

[@GurleenKaurTikku]

True, Health Insurance Zaroori hai !!

[@viveklaghate6837]

Madam, very informative video for policy holders as well as we Agents. Thanks a lot. Sharing to max. 🙏

[@GurleenKaurTikku]

Thank you so much, keep watching for more such informative content !

[@nsrinivasan405]

Superb information mam thank you so much 🙏🙏🙏

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@shaileshmaheshwari3771]

What is the use of making all these videos when you cannot reply query of a customer.

[@lokieee_saintbernard]

Correct

[@GurleenKaurTikku]

Please share query with us on WhatsApp at 9650706699. Queries can be missed in many comments..

[@garvitbanaula1068]

Yes they do this

[@samirkumar5853]

In case of big amount the hospital and insurance company merge and a simple policy holder suffere to get claim.

[@IAMANDAPOP]

Very sad situation in India !

[@MrBiswa89]

Good Job. Really you are doing great.

[@GurleenKaurTikku]

Thanks a lot, keep watching !!

[@IAMANDAPOP]

Great Job Done Mam !

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@abanisahu3994]

Very useful video mam . Mera ek question tha ki PED ke bare me company ko kaise pata chalega agar usne jhut bolkar policy liya hai aur agar sahi v bolker policy liya hai to company anakani nahi karega iska kya garranty hai.ase hi self declaration k tour per company believe karta hai ya apni tie up hospital se check up karta hai . Mujhe janna hai jab coustomer policy leta hai PED check up k liye company k doctors k samne pesh hona padta hai kya.

[@samardeepsinghrawat7026]

Hlw mam plz help. I have taken hdfc ergo optima secure policy for my parents both mom and dad under one plane through policybazar and I have disclosed each and every disease in proposal form after that hdfc ergo issues my policy with some counter offer but in my issued policy they didn’t mention pre existing diseases of my dad which I have mentioned in proposal form so I contacted them regarding and now they hold our policy and have us counter offer again is that any chance I can sue them for such a big mistake . Your Subscriber

[@AwadheshKumarSrivastava-rh9iz]

Very good advice for agentd

[@GurleenKaurTikku]

Yes, Thank you & keep watching !

[@nandanjoshi-mo3qn]

Mam good work esa to koi agent kar hi nahi sakta very very good mam

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@Sri-tq8nf]

*what are the trainings required for Insurance Professional Mam*

[@Oldschool-Gamer]

Hello mam mere Aditya Birla health insurance policy chal rhi he 2019 se kya me port krwa sakta hu dusri company me apke through ❓

[@taniyachakraborty9143]

Hi mam , I would like to ask a question about the 24 months wait period of pregnancy ? If someone got pregnant before 24 month but her deu date will be after 24 months in that case ,will she claim the insurance ?

[@shivkumaraggarwal5721]

Awesome Madam.. 👌👌

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@shavinderjitsingh8586]

Good information 👍

[@GurleenKaurTikku]

Thanks, keep watching !

[@poddarkanchan]

❤❤✌✌✌ Excellent work

[@GurleenKaurTikku]

Thank you so much 😀

[@utkarshdare4674]

Maina niva bupa health insurance le raki ha group insurance company koh maina full document pdf format ma bhaj diya hai uska baad bhi woh kaah raha ha submit all document i dont no what to do I submit my claim on 20 may still my claim not proceed Hate niva bupa health insurance

[@skylinegamer6313]

Super inflammation madam best of luck I say you video banate raho ❤🎉🎉

[@pratapvibes7954]

Inflammation 😂😂😂

[@blackmamba1025]

Inflammation 😂😂😂​@@pratapvibes7954

[@blackmamba1025]

​@@pratapvibes7954inflammation 🤣🤣🤣

[@blackmamba1025]

​@@pratapvibes7954inflammation 😂😂😂

[@GurleenKaurTikku]

I think you meant informative* 😅 Thank you so much !

[@ashokbatav9181]

I am 100 percent blind person . I have no health issues other than blindness. But no company is ready to issue me health insurance policy. Please suggest me any proper health insurance policy or any proper way to get policy. Thankyou.

[@shivkumaraggarwal5721]

Hi.. I am hearing Handicapped. Niva Bupa insurance had provided to me. Please contact to Niva Bupa Or HDFC Ergo.

[@GurleenKaurTikku]

Sorry, but the policy won't be possible.

[@shivkumaraggarwal5721]

@@GurleenKaurTikku Madam, I have got niva bhupa policy health insurance for my hearing handicapped.

[@jithindtm]

Possible with his certificate ​@@GurleenKaurTikku

[@jithindtm]

​@@shivkumaraggarwal5721I can help I am in to insurance since 2005

[@hussainbinshakirbinhydera7577]

Mam make video on HDFC ERGO withdraws 3 policies under my health Suraksha scheme

[@NavalKishor-pn6wj]

Good 👍

[@GurleenKaurTikku]

Thanks, keep watching !

[@crazyy360facts7]

My address in zone 2.. can I avail it cashless in all India zone 1 hospital?. Reassure 2.0 titanium plus

[@GurleenKaurTikku]

Yes , you can avail as there is no zonal co-payment.

[@bhaskarmukherjee7518]

Kudos to your team. But insurance company was right at first time. Even after explaining from hospital and your team they were not agreeing. This is not right. Ultimately they agreed due to pressure of Hp team. This shows sector is still not mature.

[@mohammadzaeem9765]

Agree... Insurance company is in fault in this..after the apology from hospital.. in this case they should be fine..as on the other part they are threatening the patient for the termination of policy..

[@pratik14jan]

Many times hospitals also get involved in the fraud claim ... So it's not easy for an insurance company to rely only based on the email if it's a mistake... Hence I think when it was given on stamp paper, the insurance company was ready to accept it so that in future if any problem arises then the insurance company can fight in the court of law to sue the hospital and insured

[@tousifahmed6931]

Mam, pichle 3 months se bus videos hi dekh raha tha. Har insurance ka bura haal lag raha hai claim dene me. Behar'haal maine himmat kari aur apki team se contact kia. Mere kuch PED hai jo maine aapki team ko bataya. Please help kar dijye insurance dilane me aur future me claim me v🙏

[@GurleenKaurTikku]

Our team is already in touch with you sir. You can get the assistance there to buy the insurance.

[@Harishkumar-ky3ld]

Mam third party payment is fact..i mean i buy policy for myself and made payment by brother credit card .. is basis par company mera claim reject kr skti hai..

[@vimalsharma4105]

Hi madam, meri niva bupa se health Policy hai mera beta hospitalized fever or head pain kee karan ab thik hai par niva bupa ne reimbursment claim reject kar diya bahut hi 3rd class Company hai or harassment kar rahe, please help me . Niva bupa Claim meim bahut pareshaan karti hai.

[@vimalsharma4105]

Please help me

[@manojgirigiri3763]

Plz mam Bajaj allianz ke I secure plan par video banaiye

[@GurleenKaurTikku]

jee, we will try to bring up a video soon !

[@binmark3622]

Mdm ..I purchased ICICI LOMBARD HEALTH INSURANCE from online....Now can I port in your service system?

[@GurleenKaurTikku]

You can port to any other insurance company. For any assistance, feel free to connect with our team on WhatsApp/Call at 9650706699. We will be happy to suggest you more suitable plans.

[@umaroychowdhury1503]

Mere husband ko Feb-2024, pericurdium infusion operation hua, OT-se pehele pain tha chest por, tob doctor suspected heart me koi problem hai, admit Kiya, angiography bad dekha heart-ke charotorof ek fluid form hua, is liye pain horaha, but doctor bola flude inject korke nehi nikala jayega, Operation kornaporega, e-fluid Jada din rahenese cancer etc. hopayega, e-virus attracted hua, to hum log operation Kiya, mediclaim tha Tata-Aia-ka, 15 years ke upor chalrahe, total documents joma Kiya, but TATA company claim reject Kiya, avi ham Keya step lay, help me please

[@user-qm4ek3di1p]

Mem kha se he aap

[@mnagarajnagaraj]

I am 50 years old. Which is the best family Health Insurance? Please suggest me. Wife. And sons people for members

[@GurleenKaurTikku]

Hello jee, Best policy depends on your requirements & medical history. For any queries, we are available on WhatsApp/Call at 9650706699. Our team can assist you !

[@BALVINDER-Singh]

SSA 🙏🏻Mam, Do you help in port and review the policy also?

[@GurleenKaurTikku]

Yes, if you want to port to a different insurance company, We can help out. You can connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you !

[@BALVINDER-Singh]

@@GurleenKaurTikku Mam I tried to contact on same number and messaged and called thrice but no one responded.

[@GurleenKaurTikku]

@@BALVINDER-Singh Hello Balvinder jee, Our team had earlier connected multiple times with you for a lot of your general queries and answered them as well. We have received your one more query today on whatsapp, our team shall revert in sometime. Thanks

[@BALVINDER-Singh]

@@GurleenKaurTikku Agreed and waiting.

[@rajfitnessfirst7068]

Mam mera bhi clime rejected kiya haie pls help me mam niva bupa se haie mera clime🙏🏻

[@GurleenKaurTikku]

You can reach out to the company's grievance team

[@etjnair]

Madam, i would like to take a new Heath insurance policy for myself and my wife , we both are 58 yrs. Statuing at mumbai! Kindly advise me , or send me details

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 96570706699 . Our team can assist you with a few suitable options according to your requirements.

[@brianmouses28]

How is this good news? Insurance company rejecting the policy even after hospital sent the apology letter

[@GurleenKaurTikku]

The hospital accepted their mistake & with the affidavit , the insurance company approved the claim eventually.

[@rohitpimenta6793]

Madam... Aapka ka office konsi city mai hai?

[@GurleenKaurTikku]

Delhi but are available PAN INDIA/Worldwide online

[@pankajlakhwani1059]

I am committed for 3 to 4 month there is no reply about my problem

[@GurleenKaurTikku]

We have already reverted to your WhatsApp. BIMA Lokpal will take time to resolve your claim.

[@BeautyGupta-qv4hh]

Mam claim Kise Kahate Hain

[@GurleenKaurTikku]

The amount insurance company pays at the time of hospitalisation

[@j.psingla5764]

Company ne claim hospital ke galti ADMISSION TIME AM KI JAGA PM LIKHNE KE KARN REJECT KAR DIYA BUT Compny ne kuch nahi suna.

[@GurleenKaurTikku]

Oh, you should have connected with your insurance agent & raise a complaint. But thanks for sharing, this will help our viewers to double check the hospital papers as well.

[@mdameer8013]

​@@GurleenKaurTikku hi mam i am watching your vedios its too good mam .mam myne hdfc policy leke14 months hora muje niva bupa me jana hy aap ke support ke liye .aapse bahut ummid hy ki aapka team mera help karega

[@payalpatwari5169]

You have mentioned ask your hospital not to send short forms to avoid confusion & jisse apne ko samajhne me easy ho. But in forms we just only need to tick in the correct box, right? Also, when the Insurance desk forward the form to the Co, are we given a duplicate copy of the filled up form along with documents annexed for our records before forwarding for claim?

[@vickyarora2043]

Agent ki bhi kaha sunti h ye company koshish karte h angent bharosa dete h par paas nahi kara sakte chor se koi paise nikalwa sakta h kya

[@chatanyaupadhyay8424]

नमस्कार मैडम मैडम में खुली मजदूरी करता हूं और एक पालिसी लेना चाहता हूं क्या आपसे संपर्क कर सकता हूं

[@vickyarora2043]

Star health ke claim reject kar diya ye bolke aapko hospitalised hone ki jarurat nahi thi aap OPD me bhi thik ho sakte the hospital ke doctor ka justification bhi diya par nahi mana star health me chor hai 1 lakh apni paas se Dena pada yahi hal h insurance company ka jab hoti h claim paas nahi karti

[@sirajdodhiya]

Aaj kal bahut company ye kar Rahi he .. experience with care health. .. after reambesment .. approved

[@vimalsharma4105]

Mera niva bupa ne reimbursement reject kar diya. Niva ki Policy na lena bhaiya bahut pareshaan karte hai

[@vimalsharma4105]

Niva Bupa ne bhi mera bhi claim reject kar diya , ki Hospital admit hone ki jarurat nahi thi opd mein treatment ho sakt tha par patient condition was very critical thi High fever with continue vomiting, dcoter ka certificate bhi de diya hai par niva bhupa nahi man rahi hai. Or niva bupa mein koi ahi sunta hai or koi help nahi karege, ye claim reject karte hai profit badne ke liye

[@shaileshmaheshwari3771]

This is really very bad that you do not reply my queries.

[@GurleenKaurTikku]

Please share your query. You can share the sam with us on [e-mail]

[@tanvir_yt604]

Maam aap pls batao apna contact no

[@GurleenKaurTikku]

For any queries, feel free to connect with us on WhatsApp/Call at 9650706699. Our team can assist you !

[@economicallife1057]

V​@@GurleenKaurTikku

[@4princes396]

Mam how to contact you ,,,,,can i get email address pls

[@GurleenKaurTikku]

you can connect with us on [e-mail]