COMPLETE GUIDE for Health Insurance | A-Z Health Insurance Terms EXPLAINED | Gurleen Kaur Tikku

Buying insurance is hard. Reading a policy document is even harder.
And even if you make an effort to painstakingly go through this thing, you’ll most likely draw a blank because you won’t know what half those words mean.
So, in this video we will explain each & every term related to health insurance.
WATCH THE VIDEO FOR MORE DETAILS 😊
To buy insurance policies, click here - hareepatti.com...
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For any queries:
📲 WhatsApp : wa.me/message/...
📞 Call : 9650706699
💌 Mail us at: [e-mail]
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How to Port Health Insurance Policy ? : • How to Port Health Ins...
When to Buy Super Top-Up Health Insurance : • When to Buy *Super Top...
Pre-Existing Diseases in Health Insurance : • Pre-Existing Diseases ...
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health insurance 2023 , best health insurance india , deductibles in health insurance , co-payment & deductibles , health insurance complete guide , room rent in health insurance , health insurance exclusion , family floater health insurance , health insurance comparison , hospital cash benefit , health insurance renewability , maternity benefit , health insurance tax benefits , gurleen kaur tikku , insurance agent , financial advisor , hareepatti
#healthinsuranceguide #healthinsurance #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@kkgupta6114]

your channel is best for health insurance related topics

[@akashgaikwad5044]

Thankyou for the great concept explanation in short R for recharge and restoration Recharge : addon cover that allows you to instantly restore / recharge you claim amount upto basic SI for 1st claim ( in some times 2) Restoration: addon covers that restore your basic SI only after complet exhaust of your SI+NCB Correct me if i am wrong

[@devkumarr8572]

THANK YOU MA'AM FOR CLARIFICATION. REALLY APPRECIATE YOUR WORK.

[@GurleenKaurTikku]

Thank you, keep watching !

[@gitamahara5481]

Health insurance company Ke bare mai more information ❤😮 Upload more video mam Thankyou so much

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@gaus5810]

Nicely explained and very knowledgeable ❤thank you

[@GurleenKaurTikku]

Glad it was helpful, keep watching !

[@aniljain6043]

Well explained. Innovative and informative video.

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@bipindeshmukh758]

Thank you, Madam, for a Great Video! Very informative!!! You are an excellent teacher, start a training institute for insurance professionals!

[@GurleenKaurTikku]

Thank you so much , keep watching !

[@indranilrakshit9520]

Care supreme best plan

[@GurleenKaurTikku]

Great just do your due diligence before buying any health insurance plan. Thank you & keep watching 😊

[@minturahman7076]

App ajent lagte he

[@Educationhub-f1r]

Sabhi policy best h bs lete time term and condition acche se read kro vrna claim nhi milega aur comments mein bahut agents milenge Jo bolenge yeh company best h vo company best h sabhi company best h according to me bs read terms and conditions carefully

[@virsinhrajput4576]

Sahi bat he bhai

[@GurleenKaurTikku]

Absolutely correct. We always suggest our viewers & clients to read the terms & conditions.

[@Vipanloomba]

Nice information. Thanks

[@GurleenKaurTikku]

Thank you , keep watching !

[@vinodjindal0909]

excellent madam, good effort

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@InsureDekho]

Thank you so much mam 🤗

[@GurleenKaurTikku]

Keep watching !

[@PrabhatKumarPatel-ex6nn]

Nice mem

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@veeranarayana]

Which company 5laks policy taken suite room using please tell me , i think no company offer suit room

[@harikrishnan3584]

Care supreme, niva buba reassure 2.0 both are no capping on room rent

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. 😊 Keep Watching !

[@veeranarayana]

@@harikrishnan3584 any brouchure proof is givin suite room cause any one cliam proof

[@licdilipdhursinghvarma6680]

LIC ME BHI A TO Z KA DETAIL PLAN BANAIYE PLEASE

[@GurleenKaurTikku]

jee, we will bring up a video soon 😊

[@anandwagghmare7366]

Hello Mam. Is it necessary to provide illness information every year while renewing the health insurance policy. Also what happens if illness such as diabetes Or other geta detected after 2/3 years of taking policy

[@GurleenKaurTikku]

The underwriting happens only at the time of buying policy / porting policy or increasing the sum assured

[@jagtarjagtarsingh2364]

Please tell me about max nova bppa two years health insurance

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. 😊 Keep Watching !

[@nitinnarayanInsurancedvisor]

In a family if there are two policies of 10 lac and 15 Lacs each , can these two policies be ported in single policy of 10 Lac in another company ?

[@davalbashabudihal5879]

Nice video mam

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@pawansharma-is4wd]

Hi mam Bajaj Allianz ki my health care plan vs niva bhupa 2.o assurance ka comparison par video Dale jiska sun assurance 10 lacs ka hai

[@GurleenKaurTikku]

Jee, Thank you for the video suggestion. We will bring up a video soon, keep watching !!

[@rameshbehera8711]

Thank you mam.

[@GurleenKaurTikku]

Thank you jee, keep watching !!

[@tapasranjansanyal8718]

For J means Join immediately in Health Insurance if not insured 😀

[@GurleenKaurTikku]

Hahah, great !!

[@dibyadarshan7743]

Which one is better Star health Comprehensive Or Niva Bupa Reassure 2.0 Platinum?

[@GurleenKaurTikku]

We don't have any first hand experience with Star Health Plan so can't comment . Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you in choosing the right plan 😊

[@maxsondsouza2276]

Amazing

[@GurleenKaurTikku]

Thank you , keep watching !

[@Aman_Gupta21]

Do private insurance companies give difficulties in giving claim compared to government companies. As i recently port from national insurance to Tata aig .

[@GurleenKaurTikku]

No, just be 100% honest about your medical history. Also read the exclusions & waiting periods !

[@virsinhrajput4576]

Koi taklif na hoto sirf document upload karke policy chalu kar sakate he??

[@GurleenKaurTikku]

Yes

[@virsinhrajput4576]

@@GurleenKaurTikku thankyou

[@deepakkumar-fe5yl]

Ma'am mujhe apni policy PORT karni h meri policy niva bhupa m h

[@GurleenKaurTikku]

Yes, you can if the plan doesn't fulfils your requirements. For any queries, you can connect with us on WhatsApp/Call at 9650706699. Thank you & keep watching !

[@karuneshkvaiswar612]

🎉🎉🎉🎉🎉

[@rajagrawal1405]

STAR KI KONSI POLICE 1NO H BATAY OPTIMA ENSORD COMPSEB

[@virsinhrajput4576]

Age kya he ????

[@jorhat_tech]

Star mat Lena galti se bhi. Go for HDFC ergo

[@rajagrawal1405]

@@virsinhrajput4576 53 age

[@GurleenKaurTikku]

Hello jee, we don't have any first hand experience with the services of Star Health .

[@haryanahr263]

Madam ji Bajaj Allianz Health Insurance me kya problem h

[@GurleenKaurTikku]

There is no as such problem but we don't have any first hand experience with the brand, so can't comment on the services. Please do your due diligence before buying any plan.

[@jhundlani]

Do we have any plan which give worldwide health insurance coverage . Specifically USA. Suppose I wish to take treatment in USA , Can I buy any health insurance?

[@jincejohn9953]

Ys, tata aig Medicare premier

[@GurleenKaurTikku]

Yes, there are worldwide coverage plans, we will be coming out with a detailed video soon.

[@jhundlani]

Can I port my existing Health insurance policy to this policy ?@@jincejohn9953

[@sushildubey37]

Ma'am I've noticed that most of policies don't cover pre and post hospitalization related to ayush treatment, they only cover in patient treatment of ayush benefit What could be the reason behind it??

[@GurleenKaurTikku]

Don't know the reason exactly .

[@jinalkhamar8245]

Ma'am, isnt it a scam that if a hosptial is in network list of a Insurance company that means hospital is good and it has dedicated desk of insurance company representative at the hospital for cashless. Now when a person who has a policy from 3 yars and now getting x treatment and its charges are 6 lakh and at the moment sum assured is 10lakh but this time insurance company will say bill is overcharged we can approve 4 lakh only. This is a clear scam if a hospital is under network list that means its a whitelisted hospital all parameters are priorly checked by insurance company and that why its a one of network. How come a customery clause is used at the time of cliam stelment to scam the patient. It was a cashless right. If a hospital is overcharging it shouldn't be in the network list. Or a bitter truth is that insurance company and hospitals both are doing this purposely. Why a representative like you and others are not stand on such serious topics. People like you who are educated enough to fight against such scam infact IRDIA also knows that this has been happening but no one cares. People pay income tax , GST tax , other taxes but none of the government has taken the Health as an serious issue in country like India where majority of people are fall under middle class but just have income more than 5 lakh that means not eligible for gov health plans. Still people say #Proud to be an Indian #Misuse of customary cluse

[@Vibewithgaurav]

Yes that's tottly right hospital and insurance company can have that kind of cheap partnership and it has been a lot of times. Even there is a video of a doctor who elaborated(just search "insurance scam" you will come across) this very gently he says when you go to hospital for treatment don't ever say I have insurance and once the treatment done then tell us and do the other stuff if you don't do so you medical bill can be higher than it shouldn't be. Insurance Froud is being done very tremendously and They say IRDA is taking care of it, but it doesn't look like, when you are a giant company and having crore turn over per year. Bitter but truth middle class always get robbed fron decades.

[@GurleenKaurTikku]

I hear you and feel you completely. Anything that hospital does should not impact policy holders and their claim amount. We have raised this query multiple times with insurance companies, however they have some constraints because of which this happens. I hope things will be different in future with the industry evolving.

[@Hannah-yh8ss]

I need health insurance for my mom for stone mam please suggest one

[@GurleenKaurTikku]

Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options according to your requirements & medical history. 😊 Keep Watching !

[@niteshvadher9467]

Namastey Gaurleenji, I live in Rajkot Gujarat, my age is 48 my wife 44 my daughter 13 my son 7 years so which companys health insurance is good for us, please reply,

[@GurleenKaurTikku]

Please connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you in choosing the right plan according to your requirements & medical history 😊

[@secymcganaur]

J से जब जागो तभी सवेरा, जब भी आपके पास हेल्थ इन्सुरेंस एडवाइजर आये तभी इंश्योरेंस पालिसी ले लें

[@niteshmungekar8135]

Don't give incomplete info u said hospital cash is included but it's not and emi facility also not included

[@GurleenKaurTikku]

Hospital cash benefit is a rider offered by many insurance companies. You can choose it if you want by paying additional amount.

[@secymcganaur]

J से जब जागो तभी सवेरा, जब भी आपके पास हेल्थ इन्सुरेंस एडवाइजर आये तभी इंश्योरेंस पालिसी ले लें , Namaskar mam , Kamal Bhardwaj MDRT 2024 LIC

[@Gopalkrishnalibrary]

For me niva Bupa,is showing room rent capping on policy bazar,I'm 29 years old

[@GurleenKaurTikku]

Depends on the product, please check policy brochure and wording

[@AjayKumarop695]

Yes icici Lombard health advantage Apex plus for above 25lac

[@GurleenKaurTikku]

Jee, thanks for the video suggestion 😊

[@yashjain1171]

Day care vs opd ka difference is not clear

[@GurleenKaurTikku]

Okay, we will bring up a video soon ✅ KEEP WATCHING !

[@yashjain1171]

@@GurleenKaurTikku maam this is clear. Can u make a video on OPD vs daily cash allowance??

[@Aman_Gupta21]

I want to know my medical policy includes healthcheckup . So should i make it done from their partnered labs or should iget it done at any other labs and then submit the bills for reimbursement?

[@GurleenKaurTikku]

Both options are available but it's better to go with partnered labs.