These will always keep you 'POOR & BROKE' in CANADA | Gursahib Singh Canada

In this video, we talk about some the bad money habits which will always keep you poor in Canada or any other country in the world. Few of my friends shared their experiences who came to Canada few years ago as International Students about their financial journey and what you could be doing wrong.
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Disclaimer:
Please note, I am NOT an immigration consultant. I am NOT a financial advisor. I am NOT affiliated with any government organization. Any information shared in this video is based on my own experience, opinion, and research and hence should not be considered legal advice. I assume no liability for how the information in this video is used or interpreted and hence take no responsibility for any decisions that are made with regards to your application or life based on the information shared in this video. Your commitment to your application or life is critical so please do your own research before making any kind of decision. I am just a random guy on youtube sharing my experience.
#canada #canadaimmigration

[@vivekkumar-ze3kk]

I started my job two years ago and i got a credit card after one year. credit card gave me a sense of pseudo security. My salary went in paying credit card bills. one day i printed all the statements. what i observed that i bought silly electronic gadgets, treated my friends in big restaurants and bars. That's a cycle you earn and you pay credit card bill. one best practice, i did was to lock my credit cards and give to my friend for few months. so you break this cycle.

[@jaspreet715]

But here in Canada. You need good credit history for everything. Credit score is required and hence credit card use

[@vivekkumar-ze3kk]

@@jaspreet715 fundamental of personal finance remains same across the world

[@VirenPatel-s4o]

Pajji saving to tab hogi jab job milegi. Yaha job ke lale pade hai 😊😊😊😂😂

[@husansidhu4684]

Konsi jagah pe ho bro? Brampton?

[@RajwindersinghGill-he2vh]

India main kon c job ke barish ho rahe hai bhul jao no jobs in India also

[@RajwindersinghGill-he2vh]

India main kon c job ke barish ho rahe also no jobs in India

[@GOPALKRISHAN-co4zk]

Sahi baat hai bhai , job hi nahi mil rhi mujhe 😢

[@RajwindersinghGill-he2vh]

@GOPALKRISHAN-co4zk India main kon c job hai bhai mainey bahut test diye kise nay paisey de ke job le corruption bahut hai India main bhagwan ke kasam kha ke bol raha 💯 percent India main b bahut corruption hai

[@ShimpyWalia]

Very well explained beta and don't feel bad about bad comment kuch toh log kehgey logo ka kaam hai kehna God bless you both ❤❤

[@naveenchachra8204]

Wow...I loved every word that you said. Its relevant not just in Canada but everywhere. I immediately shared this video with my sons living in Canada and Europe for financial management tips... Noone could have explained it better than you💯💯

[@manalidesai4347]

100% truth thanks for sharing even I feel like I am in bad financial situation 😢

[@jayeshparmar4689]

Superb ❤ I am Financial Advisor,in India ,at present, I am in Canada,with my son , same points, I use to discuss with him , thanks for sharing these points,young generation should/must follow yr points, thanks

[@nmkale4553]

As always, simple and straight from your heart, God bless u can Jasmine ji!

[@JayPatel-bo1fu]

Superb as always ! 💯

[@nishiv_malhotra]

As a student, the major part of my income goes towards Payment for Rent, then utilities, phone bills, and wifi, then grocery, so it's pretty hard right now, Saving is nearly non-existent (minimum pay job in BC)

[@shubhkarmnsingh2286]

Make more money bro

[@nishiv_malhotra]

It's easier said than done.

[@NoumanArif007]

Car is our biggest expensive other than housing, majority of desi community drives care that cost more than 100 $ per month (installment, insurance, gas and maintenance).

[@ByHassanMoulali]

Thanks Gursahib G for this video.. wow wow this is one of the best videos you have made.. especially for new comers to Canada ..if they follow any of this advice their life in Canada will be good and on the right path...the points you have mentioned here can be life saving or life changing for some people. you have good friends who advice u ..keep up the good work.. with best wishes ❤💚

[@vishalharihar238]

This is an awesome video. Very insightful points made. Applies to the US too

[@madhavvaswani]

Hi Gurshaib I really like this kind of content could you keep making these type of content on regular bases on financial habits and advices

[@rg5806]

You could have shared your experience of selling the expensive car which you bought.

[@vidhijoshi3326]

Please do not get affected with few bad comments. If there are 5 bas comments there are 95 good as well. You do not need to clarify things you are doing your job properly. I am following you from almost 4 years. Got so much knowledge and guidance from you. Thank you. We all are Indians at the end nothing else matters. Its not community its a person’s mentality or character which is good or bad. Now I really don’t care if koi or aake racist comment dale and gujju punjabi ka game khele I really don’t care.

[@ParvezJamali92]

Thank you so much GurSahib ji regarding financial problems vlog hume aap se humesa esy e achi vlogs ki expectations hoti hain❤❤

[@AnwarKhan-wx6lw]

Very good information bahi bless you and your family thank you ❤❤❤❤❤❤❤❤❤

[@Insightswithshubh]

Long term care and retirement community management course will get work permit

[@valley-girl]

Waiter bnne ke lie LINE aisi lgi hoti jaise Punjab me jaake hi rukegi 😂😂😂

[@RajwindersinghGill-he2vh]

India main kya hai roj rap hota hai ladkiyoun say koi justice nahi milita mainly India main jobs bahut apply ke but no jobs in India thts 110 percent true India also to much corruption

[@AnkurSinharoy-mc7mx]

Ccdfffgfffggftgfygggfggffffffff🎉😂🎉🎉🎉😢😢🎉 😂🎉🎉🎉❤❤😂🎉🎉😢😢😮😅😊❤❤😂😂🎉🎉🎉😢😢😢😢😮😮😅😅😅😊😊😊😮😢😢😢 and the other 😂🎉🎉😢😢cggggghhhuhhhhhuiiiiihhhuujiiooooppl Ppoooiuuhhhhjjiii😂🎉🎉🎉🎉😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😢😮😮😮😮nkjhgfffffttfftttyyyggyhhhhhhhhhhhhuu😂🎉🎉🎉😢😢🎉😢😢😢😢🎉🎉🎉😢😢🎉😢🎉🎉 😢😢 🎉🎉😢🎉😢🎉🎉😢😢😢😮😮😮😅😅😅😊😊😮😮🎉🎉🎉🎉ytffgffffdfddddffgfffffffffffffdfddffftt⛹🏻‍♂️⛹🏻‍♂️⛹🏿⛹️🪂🤾🏿‍♀️🤾🏿‍♀️🤾🏿‍♀️🤾🏿‍♀️🏄🏿‍♀️🏊🏊🏊🏿‍♂️🏊🚣🏿‍♀️🤽🏿‍♂️🏊‍♀️🏊‍♀️🤽🏿‍♂️🤽🏾🏄🏻‍♂️🧘🏻🏋🏻🥌🏹🏹🥊🥊🥊🤿🤿🤿🎿🎿🎿🏋🏻‍♂️🏋🏻🏋🏼‍♀️🪂❤❤❤😂🎉😢😮😅😊🏊‍♀️🏊🏊🏿‍♂️🏊🏿‍♂️🚣🏿‍♀️🚣🏻🏊🧗‍♂️🧗🏻🧗🏻🧗🏻🧗🏻‍♀️🧗‍♂️🚵🏿‍♀️🚵🏿‍♀️🚵🏿‍♀️🚴🏻‍♂️🚴🏼🚴🏽‍♀️🚵🏻‍♂️🏄🏻🏄🏿‍♀️🚣🏻🚣🏿‍♀️🤽🏿‍♂️🤽🏾🤽🏻‍♀️

[@mangeshjunnarkar4544]

pajji.. one of the most important vlogs.. thank you ji..🙏🤝

[@BEING-HUMAN-STUDIO]

Pay rent bills and don't spend money on emi products until u have saving more than spending budgets.👍

[@jasleenarora5655]

Hello, is there a way I can talk to you personally? I have some questions about your experience and some general advice. Thanks and regards,🙏🏻

[@awesomekj5812]

Some points are good ...but he blatantly glanced over the fact that doing contract job does not save you taxes ...there is concept called PSB that applies to you if you working for 1 client only ( mostly work for 1 client ) ...CRA then tax you the same as individual salaried person. On top of that with contract , you have to pay your own CPP , EI stuff as well ....

[@NatureLovingWoman]

आप ने बहुत अच्छी जानकारी दी है। धन्यवाद।🙏🙏❤️

[@AnkitSingh-rg4pd]

Good knowledge paji thankyou very much 👍👍👍

[@rohalpatel6514]

Bro make video on current diplomatic war b/w india & canada and how it is gonna affect students

[@yousuffasttv9655]

You have to go back

[@kabilarokeya3860]

Love from Bangladesh ♥️

[@kamaqlmolvi7812]

Make KZbin video like this bro to become rich.

[@raghavmadaan1998]

Thanks brother 🙏🏻 💙

[@Skeletalscenes]

Killin it BRO!

[@ekshitatyagi2406]

Will the diplomatic issue between India and Canada result in visa problems to newcomers ( delay or completely banned ) ????

[@203rahman]

Frankly, no one knows. It completely depends on both governments. Currently both governments are busy in squeezing as many votes as possible using this issue.

[@ekshitatyagi2406]

@@203rahman let's hope for the best

[@hemishshah6666]

​@@203rahmanhow is indian govt squeezing votes from this conflict?

[@anonymous-bs1xb]

Election Canada me hai India me nahi moorkh

[@rishabhsoni4147]

Jo bhi hai bhencho justin ki sarkar fuddu h upar se modi govt ko thoda smartly act krna pdega bc bhuat rayta faila hua hai.

[@uzairjindani1708]

Excellent 👍

[@Algebra-sk5th]

Thanks for this video ☘️

[@kryx4726]

Very nice topic!

[@sufyanmukri9610]

great advise

[@factsofcanada]

Nicely explained ❤

[@arpansingh7109]

Very good information thanks God bless you

[@baigmusic]

It's funny, the more you save the more you are losing. Because of the insane level of inflation your money is actually losing value just sitting in the bank. 10 yrs ago, $100 saved in my bank could buy me much more than today. Best advice I can give is to focus on producing things instead of consuming things all the time.

[@parthn-musicforwork4789]

So basically reducing consumption, which is the same as saving...lol

[@happySingh-mw2mn]

Good financial learning i am also aa financial advisor

[@amitapatel6610]

Very useful video gurusahbji nice

[@Dalalstreettrader15]

So i work in core finance where we manage risk like with the help of derivatives while people don’t know that the credit card are made out of thin air like the whopping limit you see with the help of derivatives.

[@roshanshetty7135]

Totally agree with you

[@jignishapatel4987]

Canada me savings ke tarike: Calories gin gin ke khao 20 ghante extra kamao Nai gaadi kabhi bhi na lao Accident se bach ke chalao Make up kabhi na lagao Jaise ho vaise khudko dikhao Blonde hair khabhi na karao Garam pani se kabhi na nahao

[@hirdeysingh1971]

India ajao😂

[@jignishapatel4987]

@@hirdeysingh1971 India me aam zindagi Canada me mentos zindagi 😁

[@hirdeysingh1971]

@@jignishapatel4987 simple reh ke bhi achi khaasi healthy zindgi gujaar skte bhai, ..bss. Zubaan meethi rkho , pyaar kro,respect kro . Parmatma ke naam mein he shaanti hai. Baaki bhatkete rho.

[@jignishapatel4987]

@@hirdeysingh1971 agree 🙏🏼

[@happySingh-mw2mn]

Advice of 10% salary is good

[@sunandanjain408]

Well said 🎉

[@AnilSharma-ku2gm]

You are a true guru

[@happySingh-mw2mn]

Dont invest depreciating assets go for your need not for your desire

[@BK19727]

*Love from Haryana*

[@rashikagusain]

Do you think the current India and Canada situation will affect the student visas?

[@parassj1308]

Nahi, political rift ek jagah aur paisa apni jagah. Students bring in money, I doubt if Canadian govt. will do anything to stop that, maybe background check will be more strict

[@danny7954]

I hope so. Anything that will keep them out and attract better youth people that want to contribute, get a needed skill set, not line job, and do not bring old world division would be as always welcomed by canadains. You wonder why canadains are pissed off?

[@masoomsapra6805]

Right Sir ✅

[@theinformationbomber7102]

Paaji can we come to Canada at 28 years of age?

[@elizabethmanalel8614]

Perfect

[@chanrox9144]

Hi I have deleted my previous comment and realized my mistake. I’m very sorry. Reason to delete my comment is I have realized after listening to your side…. But still people are talking against you… I never knew that one single comment will bring this much hatred…. I’m really sorry…

[@kmprash]

Bhai saab - pls tell us whats going on in canada from past few days. please let us know your views. sick of both country TV channels and online portals giving one side views.

[@GursahibSinghCanada]

Common people chilling...they do not have anything to do with it.

[@samirbhalerao5579]

Very good insights given. Please read and implement " from the rat race to financial freedom "by Manoj Arora. It will help you build passive income and please become financially independent at the earliest.

[@Mr.Nitesh18]

Love you sir ❤🎉🎉

[@vikram_shahi]

@@Muhammad_Khan_1947😂

[@imtiazali3282]

wonderful. lovefrom lahore pakistan.

[@faizanprince34]

Please tell me sir about the skills which is beneficial for whole life in canada or which is better degree which we get easily pr ?

[@pennyc8252]

Medical any field . Canada need lots of medicial staff

[@mohammedarifuddin9379]

Hello Gursahib ji, I would like to know if you have any contacts or reference to study and learn Trading crypto and Stocks in Canada as a passive income. If yes please share information looking forward for your reply. Thanks

[@danny7954]

I'm confused now. Leave your homeland of brampton and surrey and return to India?

[@GursahibSinghCanada]

I am confused now…Leave your homeland of dirty downtown streets with addicts and return to Europe ?

[@Sridharks46]

The only loan one should have in Canada is Home loan.

[@Gill.771]

Brother i am from your November rule video and i am planning to study "welding" couse which fall under trade type.... How is this couse,,,,,good or bad?....

[@konianfatima7025]

​@@Muhammad_Khan_1947 hello mr bot

[@danny7954]

Tig is the only high demand and you better be able to lay down a stack of dimes. Hi purity fuse for food and bev 316l. Otherwise stick, mig is a revolving door with guys like you. If you grad here you will get crap work, crap pay. To be clear TIG and in my shop your test welds must be a stack of dimes.

[@AmandeepSodhi-c1n]

Good video 👍

[@GursahibSinghCanada]

Thanks 👍

[@anonymous-bs1xb]

Bhai ye to sab sahi hai, thore Dino me India Canada ka connection hi khatam ho jaegA, next Pakistan type relationship

[@sdhilon]

👍

[@SusheelaBhattrai]

Hii can uh plzz tell me some app to learn english to come to Canada

[@saifchowdhury3581]

Tax is my greatest expense as well 😂😂

[@lakeofbays1622]

Gursahib, you will be always rich in India. CDN $1=61.5 Rs.🤣😉😉🥰

[@Sinned75613]

He doesn't want to be rich but happy & have freedom.❤

[@preetisohal6284]

Pls give house it looks beautiful 🧿

[@preetisohal6284]

Tour*

[@preetisohal6284]

Tour*

[@ritikpatel6053]

Education

[@aaaa-z8u6y]

Abb ye Hume youtube wale samjayge ki saving kaise karni hai

[@RobinGuha-w8b]

Mera nam Laltu singh sandh

[@bikashsolta8812]

Make vdo on driving in Brampton

[@the_real_man55]

😂

[@ishkaranbrar313]

Just drive in downtown toronto and Scarborough. Brampton will start to feel super easy.

[@VaibhavBhoi-pd6kl]

Aapka kitna kharch hua tha canada jaane ka aur kaha se aap pese laye the

[@nishantarya7999]

Vaibhav Bhoi canada aane ke liye aapko 10 lakh ki GIC plus education loan of 12 lac (if getting education) and 3-4 lakh for travel and setup

[@soptodipchoyon7076]

Vacation

[@HemantLogs]

Credit limit kitni milti hai ?

[@GursahibSinghCanada]

Generally for students initially it is $1,000

[@HemantLogs]

@@GursahibSinghCanadalike in indian pan card is use to track the cibil and in canada or US what they use ?

[@GursahibSinghCanada]

@@HemantLogs Credit Unions. The most reliable are Equifax and Transunion

[@Amsmith853]

Bhai gursahib ki ek or tip to save money, 5 saal tak apni home country mat jao. 2000$ ticket ke bacha ke tum millionaire ban jaoge. Is se zyada kanjus insaan nahi hai

[@GursahibSinghCanada]

India main nahi gaya mirchi is bhai ko lag rahi hai 😅😅😅 or yaar 5 nahi 6 saal. And bro is very concerned about my life rather than his own.

[@loverebel6632]

o prava pehe ghumde aa taa karke hi economy chaldi aa , jey kinna nu pehe ni kharchne to sala economy kiva chalni aa , merbani karke india di vikhariyo wadi kanjusi ittne na laavo , ki lekar aaye si tey ki lekar jana aa , pehe chhaddo ,lfie di quality tey vaare mein socho .

[@JattSikh1984]

You wanna be rich move to middle east. You wanna make govt rich move to canada😂

[@JattSikh1984]

@@Muhammad_Khan_1947 2024 pakistan :- 25 times IMF 2034 :- Pakistan :- Doesn't exist on world map, split into 4 failed states.. That too INSHA ALLAH... 😂😂

[@JattSikh1984]

@@Muhammad_Khan_1947 Tu bhai apna pakistan bacha le.. Ab toh taliban bhi bol raha hai ke Pakistan ka mahol kharab hai 😂😂

[@budtamiz7]

Bagel kharid ke bhi guilty feel karoon? you are making people feel really poor.

[@hardikzanzari4710]

Bro unka wo nahi kehna hai Aapke pitty expenses bhi kabhi kabhi bhaut jayada ho jate hai

[@Vir-y5y]

Darru p

[@augustwalker6791]

Ab inka election bhi india k mudde pe lada jayega

[@sardarabdullahsardarabdull5270]

O bs kr bhai zindgi b jeeni h itni khnt krni aur ayashi b na ho

[@dhhnerd]

To mat dekh bhai video krta reh ayashi 😂

[@brownhunk007]

Too many south Asians. Canada must close border.

[@SurinderPaul-c3r]

Bhapa ji speak in Punjabi

[@GursahibSinghCanada]

Pendu ji … understand hindi

[@beingcrazy1322]

😂

[@RahulSingh-tq1mh]

Taxes

[@rajrony9374]

Tum Uber chalao