100 Envelope Savings Challenge | Reorganizing My Savings Challenge Into a Binder

[@heartSLB]

I’m on second 100 envelopes challenge run. My first the money come in so handy the moment I needed it. This is spectacular. I’ll keep doing this challenge for years to come.

[@denisedavis6596]

Desiree, please don’t let anyone tell you how to run your challenges!! This is your channel and it’s up to you how to do everything. I found it very satisfying to watch you move the money up to the larger numbers no matter how you got there. I’m so excited for you. That’s a lot of hard work and dedication to get where you’re going. Thanks for sharing!! 💛

[@Happy2planwithDesiree]

Thank you! I really appreciate it🤗

[@lmwyatt]

This. I have adhd and have to play something while working. I love your videos. This video got me thru payroll today 😅

[@budgetwithlisakay]

I’m new to the budgeting community but this is a great idea to condense multiple smaller envelopes to fill the larger ones. It makes it more attainable!

[@joannhutchinson3030]

Now I may be new to the budgeting community but I have been wondering why didn't you just take all the money out and separate it in a cash tray then fill it like that. But that's just me. I have a 💯 dollar envelope challenge going but I'm stuffing each one with a hundred dollar bill it's going to take a long while but it will be 10 thousand when it's done.

[@denysejones4716]

I do something similar. 1-50 gets $50. 51-100 gets $100.

[@kaneshiaginn8650]

Same!! $100 for each pocket 🎉

[@DutchieKillaV]

That’s what I thought it was lol

[@denysejones4716]

I love doing the 100 envelop challenge this way. Taking the smaller numbers and filling the bigger numbers. Great job.

[@valeriebrillantes580]

Loved watching this! Any people criticizing there’s more than 1 way to do things! I need to get started on this challenge.

[@Happy2planwithDesiree]

Thank you so much!

[@CurranSentilles]

That was SO satisfying to watch. So happy for you! 🎉

[@Happy2planwithDesiree]

Thanks! It was so good to see all those large numbers filled in

[@erinb101]

I love the way you filled in your larger denominations! It is such a smart idea! 😊thank you for sharing and congratulations on your progress, I can’t wait to start this challenge!

[@beautifulmistressthee1134]

Unbelievable that you had saved that much. I have been attempting the 52week challenge but yet to finish. I been hoping to try the 100 envelope challenge but it seems very daunting. Watching you I think I will give it a try . keep up the good work.

[@lorischager4029]

I just got this binder and started my 100 envelope challenge. I really get excited when I can fill one or more of the inserts with my extra cash. Love all your videos!

[@heartSLB]

This is a great idea. I haven’t thought about it before but I’ll definitely do it later on in my challenge as well. The smaller amounts are easier and less painful to fill

[@spicebudget]

I love the binder. Great idea 💡 👍

[@shannonmason811]

Great video and smart idea to move the smaller numbers to the larger ones, hopefully it makes it easier to complete

[@Mirna_Advocating_for_kindness]

It’s great to see how the binder works for your challenge. Thank you Desiree for sharing your saving challenge journey and inspiring to start our own and also bring so open about it!

[@heidiheinz1626]

I loved watching this video. Strangely relaxing. 😊

[@Happy2planwithDesiree]

Glad you enjoyed it!

[@haleighsmith7925]

I purchased the green version after you posted a whole bunch of budgeting items in a prior video. I didn't care for the small bin to put them in and when you found this one I had to jump on it! I love it, and not a bad size. I loved the three saving challenge options too. Thank you!

[@LadyKatz]

After watching your video, I was thinking - As someone with a very low income, maybe a 25 envelope challenge would be easier for people like me to get started. Then, we can condense the 25 completed envelopes into a 50 envelope challenge starting with $50 (using the 1, 24, and 25 envelopes for the 50, then 4, 22, and 23 would go into the 49, etc). I think making challenges smaller to fit your budget is smart. I've also seen some budgeters who put a specific denomination, such as $5 into each of the envelopes, which is also smart, because 5 x 100 = 500, and for us penny-pinchers, that's a lot of money saved!

[@weirdmyst7963]

I make $150 a week with no responsibility. My gas is also free. I've saved up $403 in nearly 2 months and I actually go out more now than I did without a job😂 I could say it's hustle but It's all God. I was so happy watching the numbers go up in my calculator.

[@LadyKatz]

@@weirdmyst7963 I guess it evens out :D "It's all God." Thank you for saying that!

[@budgetwithrenay2419]

You do you Desiree, it was awesome seeing you knock out those big numbers!

[@purplepixie274]

You could make place holders for them instead no. 1-100, to keep pockets under least amount of stress and thickness, put straight into savings account. Could have separate acct if necessary. Means less cash stored at home, not everyone has a safe. 😊

[@Happy2planwithDesiree]

This is a great idea! I think I might do something like this the next time I do this challenge. but my goal right now is to have all the cash on hand, mainly for content purposes, so that way I can do a huge unstuffing video once I am done which I will need all the cash to count🤗

[@jdawg414]

Love this idea!

[@TrappedQue]

I think the box looks nicer. Just get 2 boxes if you need space.

[@desertpinevintage]

I bought and started doing a 100 envelope binder last month. So fun.

[@NinaBina1980]

Glad to see you have moved to the 100 Envelop challenge book. I started in January and started at 1 and now I’m at 20 now. I’m going in order so I can stuff multiple ones on payday since they are small amounts FOR NOW…LOL It will be a different story once I get to the larger numbers but I’m excited to see the progress every payday. Great video.

[@weirdmyst7963]

Just double the cash in each until you get to an amount that's hard to double, like 25. So instead of saving x by the 25 mark you'll have 2x then fill the last 75 slots regularly

[@lor4986]

Try loading with the fold side. It may be easier.

[@Happy2planwithDesiree]

Keep watching I end up doing that😅

[@sammib144]

I don't know why but this was the most satisfying thing ever 😂

[@jeanate7912]

I love every minute of this video!! So satisfying ❤

[@albernpanda621]

I've been anxiously awaiting this video 😁!

[@lorenemapps5000]

So happy for you on your challenge and being able to move it to a different binder and taking your time doing it as you design. Thanks for sharing.❤

[@ChristinaVelazquez-jn1re]

This is your world!!! You do you babe🎉

[@Iamjasminedenise]

Wow 🤩 This was so satisfying to watch ♥️

[@amber.4660]

I just got a pink one like yours that zips shut, and I LOVE IT.

[@jasonsignorelli4710]

I switched to that exact binder from Amazon. It makes it much easier! Now I’m going to go back and copy your idea of moving the smaller amounts backwards!

[@MS.AndreaWC]

I ordered a binder too, from Walmart, because of watching your videos. 😊

[@Happy2planwithDesiree]

That's awesome! Hope you have fun with this challenge🤗

[@annemelton8167]

Enjoyed watching this video!! Thank you for sharing with us.

[@prisc2783]

I had no idea this was even an idea... WOW!!! I learned something today and I like this idea 😊 Thank You!

[@KarmaSlave717]

Love this! Do the condensing on screen.

[@imjustme9479]

Thank you for inspiring me to challenge myself to budget and moderate my finances.

[@SherryGooding-mx8pu]

I ❤ this transferring and added to another $100 savings chalange 📂 folder. This is helping me alot towards saving for my car faster.

[@dazzlindesignsbynichelle2627]

Desiree, thank you so much for this video. I am doing this challenge as well and i loved this idea so much I started reorganizing my envelopes, it gives me hope that I can hit my goal by November.

[@juanitawatson596]

I like your container and pouches; where did you get them?

[@thebudgetingbaker2023]

Aww I would have made you a custom binder if you wanted! Great video!

[@Kittypeony]

That was a chaos but I love it 😂😂❤️

[@aquannaaustin]

This was so smart, I can’t wait to do the 100 envelope challenge. 💜

[@sherriblankenship2254]

Started mine on October 13 2023 I’m up to 50 amount now very impress with your savings

[@weirdmyst7963]

I've got $1 In mine😂 I have a piggy bank with a little more in it tho. When I start work my goal is to match both and see which one hits the most by July.

[@lolachantelle]

Loved the long video

[@YvettePritchard-o2e]

That was awsome

[@jeanate7912]

Second time watching this! So relaxing!❤

[@sherriblankenship2254]

I started with box and envelopes until you did video showing the binders I liked it better

[@elodiaebarle530]

where did you get the metal cards to hold your place in the box? those look so pretty and i want it for my cash stuffing box 😍

[@Happy2planwithDesiree]

It’s actually a washi cutter from Live Love Posh! Here’s the link to the site if you search “washi cutter” there’s a bunch of options and I also have a discount code🤗 HAPPY2PLAN for 10% off bit.ly/3SV2G1L

[@elodiaebarle530]

@@Happy2planwithDesiree oooo okay thank you so much!!

[@thecashstuffingcanuck]

You make this look so easy! Well done :). We don't have dollar bills in Canada so this will be a hard challenge for me to do.

[@santagonzalez1222]

Awesome, you did great, Blessings

[@Happy2planwithDesiree]

Thank you so much!

[@YeseniaGonzalez-s1u]

Amazing video, i dont think it is criticism when someone gives their opinion on how it could be done a bit faster . I dont see anything wrong with that . I really enjoyed the video though happy to see how far you are in the challenge im about to start mine . Keep up the great videos

[@mandygiller6191]

Desire baby your to hard on your self these people are not feeding or financing you, so who cares what they think you should do? You do you, and I'm going to learn from your journey & your mistakes You're doing great. Keep it going 💯

[@mals30]

Where are those place holders you used in the box from?

[@carolcurtis4238]

I would like to have those little ones with the numbers do you sell those.

[@managingmonasmoula9811]

So impressive to see you making great progress with your 100 envelope savings challenge. I’m trying to complete my 100 envelope savings challenge too. Gosh, I hope my channel can be at least half as successful as your channel someday. Did you take a long time or how long did it take you to get this many subscribers? Amazing! 🙋🏻‍♀️💕

[@Happy2planwithDesiree]

I’m investing it. Basically going to hand it over to my stepdad and let him choose what to do with it…he’s like my financial planner and very good at investing. I’ve had my channel for 4 years and I’ve actually seen substantial growth thanks to starting this cash envelope content. One thing that has helped is making shorts! I get a lot of subscribers thanks to that. So thanks so much for watching!

[@managingmonasmoula9811]

@@Happy2planwithDesireethank you Desiree for the tips! 💕

[@darboardman]

I’m so excited you shared this with us! And you did a fantastic job. ❤

[@tidegirl6526]

The box and the binder both look like nightmares to stuff and unstuff to me. I can't believe you have the patience for both 😂 I'm doing a 1-100 challenge with a mark-off sheet, and keeping all the cash together. ❤

[@Happy2planwithDesiree]

😅 great thing about this challenge is that you can do it different ways. Personally I love the look of it in the envelopes and in the binder…it also is more aesthetic for content like pictures and reels/shorts 🤗

[@BudgetingbyJenn]

Every $325 (1-25), then take out of the Lower amounts and put into the large amounts.

[@Happy2planwithDesiree]

Yes definitely will be doing this 🤗

[@deselegranthume3624]

This was such a good idea.

[@jacquelinekrimmel351]

How often do you put money in the 100 envelope challenge?

[@Happy2planwithDesiree]

Once a week! But I get paid every week so that’s why I am able to do that. If I was paid bi weekly I would do it every two weeks just to make it easier on myself.

[@BudgetWithBey]

I just love your content ❤

[@neeks5687]

I’m going on a binge watching people cash stuff bc I’m trying to start saving. What safe do you have or would recommend?

[@ellenstam-mulder3002]

i like the binder, but it doesn't fit euro's that is so sad! i checkt it for myself.

[@Happy2planwithDesiree]

Oh no! What if you fold it in thirds? Will it still not fit?

[@carolhutner8931]

Great video. Great idea. I have a similar binder to start using. I’d like to see a video of you condensing the pockets you’ve already filled. I enjoy those videos. 💙💛🪴

[@Happy2planwithDesiree]

Will do! Thanks for watching!

[@loca267]

Great video, Desiree!!! 💜💜 Would you consider posting a video of the condensing...asking for a friend? 🤭🤗

[@Happy2planwithDesiree]

I actually think I might add that to my unstuffing/condensing videos so stay tuned for that!

[@loca267]

@@Happy2planwithDesiree 🥳💃🏽🥰

[@Ladybug50505]

I got the zipper one and it works good

[@Alex-ib6tm]

That’s a lot of money!🎉

[@Happy2planwithDesiree]

It is! It has been fun to see the progress with this challenge

[@patriciabrown2270]

Great video 😊

[@Happy2planwithDesiree]

Thanks! 😊

[@midwestbudgeting2088]

Great video❤️

[@Happy2planwithDesiree]

Thanks!

[@Star-ww2bm]

Hi , Just be careful the bills don't stick to the plastic and tear. Hopefully it is good plastic.

[@Happy2planwithDesiree]

I’ve moved them around many times and never had that issue 🤗

[@susanacastillo3503]

Enjoyed watching this video ..

[@PlanwithDee]

Love it ❤

[@joannhutchinson3030]

You did a good job

[@joannhutchinson3030]

Love the video

[@Sjohnson324]

Great video

[@lisasavarno2636]

You should have got the 100 Envelope where you don’t fold your money. Errika aka Black N Blue sells it in her shop. Dripped By E is her shops name, not on Etsy. Just so you know.

[@Happy2planwithDesiree]

That’s cool but $$$$$ 😬😅 this was something I got off of Amazon when I did a video showcasing affordable items to use for the cash envelope system. Also this fits in my safe so works perfectly for what I need and only cost $12🤗

[@jackieaxel2957]

Hello 👋 just joined your channel

[@Happy2planwithDesiree]

Thanks for subscribing!

[@sharenread8677]

9+2=11. ❤ Sharen

[@bexybunny6056]

Lol idk about you guys but i suck at counting 😅 so each month i just put a 100 in each slot i really can't be bothered trying to add or break money but it what ever works for you though.

[@juanitawatson596]

😊That works too.😊

[@cheryldepedro7029]

Whew!♥️👍🏼

[@ireneroland3070]

Take the rest of the money out of the little envelopes and count it again into the new ones .

[@Happy2planwithDesiree]

I did that technique in another video ☺️

[@rosariopena5190]

Saca todo tu $$ y ponlo en El separator de dinero y asi lo puedes hacer condense Mas facil saludos y buenas noches

[@emilybudgetz]

💜💜💜

[@joannam.9276]

💚

[@annsmith5625]

⚾️

[@Happy2planwithDesiree]

Thanks!

[@joannhutchinson3030]

I just want to see you take the money out of those tiny envelopes. Especially the bottom ones without tearing them

[@Happy2planwithDesiree]

I actually just condensed the thicker ones off camera and seriously surprised I didn’t rip any of them…some of them were in there pretty tight😅

[@joannhutchinson3030]

@@Happy2planwithDesiree 😂

[@Zipporah-xs3qz]

You put $93 in the $97 envelope.

[@monnybudgets]

💟💟💟

[@FunSizeIsOka]

Stealing this idea! Thank you!!! Maybe for fun you can make a condensing vid and just chit chat ??

[@marilynmonroefan9972]

Love watching your videos. I began my cash stuffing journey a few months ago. Your videos have motivated me to continue saving... thank you so much! Btw: I love your green cash tray. May I ask where can I get the same one?

[@YvettePritchard-o2e]

That was awsome