Having Trouble Saving Money

[@christianmetalpwns]

gotta give this guy some credit. living with $30000/ year in NYC is really tough

[@Jose-wv4wq]

very true

[@Mrmidtown1]

is that even possible? man.. props to this guy.

[@leahmcdermott4189]

SERIOUSLY? In London, living on 30,000 a year as a single person is a breeeze. Obviously it's not the highest salary, but it's more than enough to live decently. I'm SHOOK! 😳😳

[@joshualeboeuf2926]

@@leahmcdermott4189 New York City (not the actual state, the city of course) is in high demand for living space. It's expensive due to it being a consumer city, it's basically a distopia with a gilded outward appearance. I personally wouldn't want to live in a big city like that.

[@cashboy7406]

Can't live on that in LA

[@JacobslifeinVegas]

Managed money works harder. ..I love that line

[@jaylenwilliams7763]

What a coincidence to see you here lol just subscribed

[@keviinschannel]

Nice to see you here!

[@QualityChildcare1]

I love it “Every dollar has a mission😃” I do this monthly!

[@cashboy7406]

Every penny has a mission!

[@sctony7116]

$30K in New York City is not tough. It's impossible even for a single. I live in the equally expensive neighbor city. $50K salary is minimum to survive. Hence is the reason why he racked up so much credit card debt.

[@araineacutebrownnurse7315]

$30,000 a year in NYC 😩

[@MookieNone]

Last time I saved money I was 6 years old living with a single working mom and she gave me an allowance which was my savings , but I had to do yard work,clean out gutters, and clean house! As an adult that's not possible! YOU have to be a worker and a spender as an adult at the same time and make the world turn!

[@danalight1879]

A written game plan and managed money works harder....I LOVE this!!!

[@cashboy7406]

I budget for necessities and for pleasure!

[@Jridgen]

Move.

[@hindawilliams3673]

Dave if you have a limited income (like social security) and trying to move to another state, because financially you would be able to live better and save more money - how would you do this with having a house full of furniture etc....?

[@Birkinbag09]

I think he just wanted the free book!

[@JacobslifeinVegas]

lol

[@401files4]

Birkinbag09 who doesn’t ? Haha

[@LMCEK]

Video summary: Dave cuts caller off mid-sentence before he can ask his question. Dave mutes caller's mic before he attempts to ask his question. Dave plugs his budgeting app. Dave disconnects caller.

[@uppermostking02]

Biggest waste of money is having children. If you don't have children don't have children unless you really want them. Right now I currently live in a van not because I'm homeless but because I choose not to be someone else's money maker. I work a 9to5 job and I only make 23k a year. I don't have a mortgage I don't have water I don't have power bills I don't have any debt I don't have a credit score and I don't have a car payment and I will be able to retire before I'm 40.

[@cashboy7406]

Oh lord

[@befree9579]

nice man. do your whats right for your goals.

[@incouragement]

Aren’t you glad YOUR parents didn’t think that way (children/ waste of money)

[@MrPennstate2014]

Down by the river?

[@ИринаНазарова-л6з]

This is sad

[@TWDxKILL3R]

Living in NYC I bet your having trouble saving money ... get the heck out of there and move to Texas

[@truthorconsequence3790]

Texas is overrated, move anywhere but there.

[@teddybear6078]

TWDxKILL3R move to Atlanta you will be rich

[@8270361507]

@@teddybear6078 Atlanta is going to be just like NYC/CA/Chicago very soon since a lot of people are moving there and are shooting up prices.

[@DACouture413]

@@8270361507 Charlotte, NC is right behind it too. Biggest problem to is that wages aren't catching up with how expensive everything is getting around here.

[@uldiss175]

Here in Riga(Latvia) most live with 6000-12000e/year. Most expense near USA :)

[@mmakreesekingjr2074]

move to Texas price of living is good

[@rosslenihan7294]

MMA KING jr is it safe in Texas or is there lots of gangs and stuff like that?? I'm from Canada and have been hearing good things about Texas.

[@Dropkickpunk76]

It depends where you move to. There's various big cities to choose from and they are all vastly different. But for the most part Texas cities are no worse than most.

[@thebearcave1409]

MMA KING jr or South Dakota

[@bluecheese851]

Ross Lenihan let’s just say in Texas they don’t say sorry for everything

[@carribeangyalamybell1148]

Hi what part of Texas is good to live.

[@macpduff2119]

Poor guy. $30,000 and paying child support living in NYC.

[@thatcrazyjack]

macpduff not paying support, he is raising those children

[@delmondsnipes2102]

I keep barrowing salary advance loans every paycheck. Plus I now have three credit cards to pay off. I dont know what steps to take please help. I'm in a relationship plus my girlfriend son just started working thank God. But I got three piggy banks and I still not accomplished nothing at all. I'm a city Worker making $15.00 a hr. Plus I'm paying back a 401k loan every paycheck $87.45. I need some advice please I'm 39 yrs old

[@sydney45]

Go to your local library and see if you can rent The Total Money Makeover by Dave Ramsey. Good luck!

[@carribeangyalamybell1148]

😂😂😂😂😂

[@cashboy7406]

Read the Total Money Makeover

[@amyazif4183]

How can you use cash envelopes for 4 different people in your house

[@foreveramazondeals]

I live in Dubai, not able to install the app mentioned in your video

[@mikecrum2740]

South Carolinas cheap bud.

[@amethystmichelle7187]

every dollar isn't completely free. the premium features cost money

[@cooper197]

I have a question for mr Ramsey and the people in the comment section… I’m currently saving for college and it’s going to be roughly 3800 a year out of pocket I currently have around enough to pay for the year but would like to cover as much as I can… I however like things and tend to spend about 20% of my income on such things and the rest of the % is split between necessities such as gas oil and insurance I work in fast food and roughly make 1500)$ a month so roughly 200 is going to needs around 300-500 every two weeks so we will say 600-1000 every month is going to savings and the rest is going to necessities and I feel guilty for spending that 200$ a month on cool things what do y’all think

[@ramiroperez2461]

just know how to manage your money. I make 15k per year since 3 years ago. I am 24 years old. I got my car and own apartment and support my woman and baby easy.

[@elwerocdn]

Ramiro Perez howww

[@ramiroperez2461]

Oscar Ventura my rent is $550, cellphone $50, $40-80 electricity, $150-200 on food, $105 on car insurance, $50-80 on gas for my car

[@Alternatives1945]

Dude... no offense but you're not paying $550 for rent in places like New York and California. Two bedroom apartment in San Diego runs you about 2,000 and that's on the cheap side.

[@ramiroperez2461]

TaylorTalksWrestling i live in Houston

[@heyitsablackguy9553]

Yeah houston is REALLY really cheap there.

[@lakkarajushankar]

hi, you are amazing.

[@woolie1965]

find a company that have a lot of overtime as well it helps a lot, relocate, happy with your life? Keep going...not happy change, I respect the caller though

[@iHeartSmileyFaces2]

I didn't realize Dave was so old (only heard his voice on radio)

[@thebearcave1409]

iHeartSmileyFaces2 right!

[@jaylaarmani3697]

He hopefully moved out of New York City.Way too expensive for his income.

[@akeemmassey8642]

i get ssi and it's hard to save

[@carribeangyalamybell1148]

Lol

[@mywallet7367]

420

[@mikecrum2740]

That'll make you broke bud.

[@fernandomescalito5307]

​@@mikecrum2740 Cigars are worst, their really expensive

[@Simply.Homicide]

Dave said great things in this video