Hawley Calls Out Credit Card Companies For Killing Competition & Giving Shaft To Small Business

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Senator Josh Hawley

Senator Josh Hawley

Күн бұрын

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@mynameisnobodysometimeseve7653
@mynameisnobodysometimeseve7653 2 ай бұрын
Josh Hawley!!! The man. We need 532 more of you in DC.
@2pugman
@2pugman 2 ай бұрын
The consumer now pays the CC charge from the bank. I have to pay a sales tax and then the CC back charge of another 4%. Sometimes more !
@JohnnyPope
@JohnnyPope 2 ай бұрын
I agree, Josh is a modern day super hero! Please clone him
@camillazapolsky8940
@camillazapolsky8940 2 ай бұрын
Amen!
@theoneandonlypinkypinky8245
@theoneandonlypinkypinky8245 2 ай бұрын
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@claytond6898
@claytond6898 2 ай бұрын
Looks great in the video. Problem is that he IS the swamp! It's how he actually votes that counts, amigo.
@mblazin08
@mblazin08 Ай бұрын
Every time I see this dude talk I’m just amazed i wish there were more people in the government like him I really hope they start putting these companies in check
@Littlepaul0240
@Littlepaul0240 Ай бұрын
Your in 4 a long wait
@mactabilis6039
@mactabilis6039 Ай бұрын
Not only in check... It is down right criminal what they are doing. We need restitution!
@randyrenner7643
@randyrenner7643 4 күн бұрын
​@@Littlepaul0240how so? Trump has Congress and SCOTUS. What makes you think they can't get things done?
@LauraFivecoat-xn1gb
@LauraFivecoat-xn1gb 2 ай бұрын
Thank you Senator Josh Hawley, you are the Greatest!! Always straight forward!! 🙏🇺🇸
@Fiat1
@Fiat1 2 ай бұрын
NOT ANYMORE! He voted against We The People less than one week after the Election that gave him a MAGA Mandate!! These HEARINGS ARE A WASTE OF TIME & TAX PAYER $$$!!
@theoneandonlypinkypinky8245
@theoneandonlypinkypinky8245 2 ай бұрын
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@mynameisnobodysometimeseve7653
@mynameisnobodysometimeseve7653 2 ай бұрын
​@@theoneandonlypinkypinky8245he is. What is wrong with you? Have you forgotten that we are all individual? As such, we don't all fall into line completely. We are allowed by humanity to think for ourselves and act upon our own reasoning.
@paulholmes672
@paulholmes672 2 ай бұрын
Ah, be careful what you wish for, he still works for us and does a great job at it. I'm sure Corey Booker wouldn't mind his seat... Remember, even Donald Trump was a Democrat at one time.
@williamwork9171
@williamwork9171 2 ай бұрын
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@ivaniawoods481
@ivaniawoods481 Ай бұрын
Thank you senator for representing us and facing this greedy individual.
@GOPETSCOOTER
@GOPETSCOOTER 2 ай бұрын
The corruption in the credit card industries.
@uncommonwoman100
@uncommonwoman100 2 ай бұрын
ARE THERE ANY WHO ARE NOT CORRUPT; SADLY, EVEN SOME CHURCHES ARE CORRUPT, NOT HELPING IN TIME OF NEED BECAUSE SOMEONE IS NOT A MEMBER OR WHEN A MEMBER HASN'T PAID TITHES...I KNOW, OFF TOPIC!!!
@demaciasolos
@demaciasolos 2 ай бұрын
@@uncommonwoman100Lay off the caps lock man, makes you look crazy…
@uncommonwoman100
@uncommonwoman100 2 ай бұрын
@@demaciasolos I AM CRAZY MAN!!! 🤣🤣🤣
@DannyLanders-k7z
@DannyLanders-k7z 2 ай бұрын
@@uncommonwoman100 Can you speak up? I can’t god dam hear you!!!
@DannyLanders-k7z
@DannyLanders-k7z 2 ай бұрын
@@demaciasolos😂😂😂
@denisebarnett9724
@denisebarnett9724 Ай бұрын
I’m addicted to Senator Hawley’s interrogation. He’s amazing!!!
@jool4867
@jool4867 Ай бұрын
He won’t do anything about it. It’s just theater.
@keithstone7881
@keithstone7881 Ай бұрын
@@jool4867 I understand your lack of faith in government, but he’s one of the good ones up there. It’s not ultimately his choice to do anything about it, but he certainly has a reasonable & admirable voice on the matters that be.
@randyrenner7643
@randyrenner7643 4 күн бұрын
​@@jool4867do you have proof he's not voting to stop it?
@jool4867
@jool4867 4 күн бұрын
@ he's been in the senate since 2018 and hasnt done a thing about it. He's the male AOC they both talk and talk but do nothing for the people.
@censoredviews
@censoredviews 2 ай бұрын
Josh Hawley proves why integrity matters in leadership
@brady3126
@brady3126 2 ай бұрын
Hawley has no idea what he’s talking about here
@williamwork9171
@williamwork9171 2 ай бұрын
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@WavyArizona
@WavyArizona 2 ай бұрын
@@brady3126yeah bro, Missouri hates this Virginian lobbyist who writes books 😂
@WhatsUp-f3q
@WhatsUp-f3q 2 ай бұрын
@ssuwandi3240
@ssuwandi3240 2 ай бұрын
But they instantly got hooked w DEI and again pushed the costs to end consumers.. Very disturbing culture and leadership
@ReyesR777
@ReyesR777 2 ай бұрын
Thank you for standing up for small business. These credit card companies have been profiting so much for so long. We need competition in the industry!
@SamhainBe
@SamhainBe 2 ай бұрын
And that's why I like Josh Hawley - Well done Sir!
@tallgeeseShawn
@tallgeeseShawn Ай бұрын
Glad to have you as a Senator. Good man! :)
@cosmos-s00
@cosmos-s00 2 ай бұрын
Wonderful to hear the Senator exposing the fallacy of the credit card industry, even more important is to taking the meaningful action.
@olgaarchuleta1039
@olgaarchuleta1039 Ай бұрын
Geez. What an educational hearing. Screwing us, the people. 😮 thank you Senator Hawley. ❤
@faraway3032
@faraway3032 2 ай бұрын
Josh Hawley is a killer on the podium. Great job. He is my favorite to listen to.
@AnitaHuizing
@AnitaHuizing Ай бұрын
Thank you. Many people are swimming in debt and appreciate this very much. 🇺🇸🇺🇸🇺🇸
@POP80Y.8
@POP80Y.8 2 ай бұрын
Thank you Sir, Excellent
@theoneandonlypinkypinky8245
@theoneandonlypinkypinky8245 2 ай бұрын
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@sueellentufts3797
@sueellentufts3797 25 күн бұрын
Senator Hawley, you are so entertaining. Love listening to you cross-examine someone .
@frankkirby5763
@frankkirby5763 2 ай бұрын
Josh, I can’t be more proud of an American Congressman. Please, please help your fellow man. We love you and respect you and support you. Best wishes and God bless.
@gregpenismith1248
@gregpenismith1248 Ай бұрын
He doesn't read the comments, boomer. Lol
@mounymunsinger2646
@mounymunsinger2646 Ай бұрын
You ROCK Mr. Hawley!!! We need more of you
@td8501
@td8501 2 ай бұрын
I said it before and I'll say it again! JOSH HAWLEY is the REAL PPLS CHAMPION! ✊️🙏
@hyperreal
@hyperreal Ай бұрын
😂
@xpdnc2u
@xpdnc2u 2 ай бұрын
We can't afford to accept credit cards in our company. It's a total small business killer. Shame on them.
@dbar1
@dbar1 2 ай бұрын
@@xpdnc2u We all need to start writing checks again - or is there a fee on that as well for you?
@iMixMaSteR1
@iMixMaSteR1 2 ай бұрын
Rethink your business model then
@uncommonwoman100
@uncommonwoman100 2 ай бұрын
​@@dbar1I STILL WRITE CHECKS WHEN I CAN!!!
@maryhenderson1529
@maryhenderson1529 2 ай бұрын
Maybe you could raise your prices, but give a discount to cash payments. Would be an incentive for customers to use cash. Hope that wouldn’t deter business.
@xpdnc2u
@xpdnc2u 2 ай бұрын
@@maryhenderson1529 We already give a discount for cash.
@gracerandazzo348
@gracerandazzo348 Ай бұрын
Thank you Senator Hawley for stating the obvious and standing up for all Americans! Let’s get those unconscionable fees capped!!!
@smokeydokey11
@smokeydokey11 27 күн бұрын
He was right on the money until he started going on about credit card debt and interest rates. They have absolutely nothing to do with visa or Mastercard. In fact lower interest rates on credit cards would increase their revenue as individuals would qualify for higher credit limits. Debt serviceability at an interest rate of 15% would allow double the credit limit theoretically. Meaning more transactions which equates to more money for Visa and Mastercard. Other than that dribble he kept on about he was pretty good
@Nobodycares100
@Nobodycares100 Ай бұрын
Absolutely phenomenal orator. Can inspire conviction even when talking about such a boring topic
@monroetruss4737
@monroetruss4737 2 ай бұрын
Thank you, Senator Josh Hawley. Someone needs to take the sponge out of their hands.
@MattTrevelli
@MattTrevelli 29 күн бұрын
❤❤❤🎉🎉🎉 Right on!!!
@Feathers-12
@Feathers-12 2 ай бұрын
This man is awesome.
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@Schwizzzz
@Schwizzzz Ай бұрын
@@LightYagami-rz6su50% + profit and 80% market share is all you need to know.
@robs85gmc
@robs85gmc Ай бұрын
Yes yes and Yes, please keep up the incredible work.
@KendraQueen888
@KendraQueen888 2 ай бұрын
Thanks God LETS LOWER THESE CRAZY LOAD SHARKINGING INTERESTS FEES 🙌🏼 thank you Senator Hawley 🇺🇸
@jettgibbons673
@jettgibbons673 2 ай бұрын
They don’t make money off the interest the banks do
@williamwork9171
@williamwork9171 2 ай бұрын
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
@@jettgibbons673 People are stupid. The government wont DARE attack the banks. Even though, its common sense how they make money! LOL Visa and Master Cards are not banks LOL dont know why people think they are. I never seen a Master Card Bank in my area or ANYWHERE ! XD
@jerryjackson8282
@jerryjackson8282 Ай бұрын
​@@jettgibbons673and you obviously voted for commiela
@k_r_a_n_g_6073
@k_r_a_n_g_6073 Ай бұрын
God bless this man! I have watched countless videos of Mr.. Hawley calling out these crooks! He is a saint. THANKS YOU!!
@Frankithehat
@Frankithehat 2 ай бұрын
I love this guy. Thank you Sir.
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@1ndN2st
@1ndN2st Ай бұрын
This should have millions of views
@alfredino724
@alfredino724 Ай бұрын
with a B
@dave9351
@dave9351 2 ай бұрын
Country needs more Senators like Mr Hawley
@IsleOfFeldspar
@IsleOfFeldspar 2 ай бұрын
doesn't matter because nothing changes
@factchecker1980
@factchecker1980 Ай бұрын
​@IsleOfFeldspar He only GRANDSTANDS and is hot air.
@artadrians
@artadrians 15 күн бұрын
Should be against the law to charge more than 5% over the prevailing Interest Rate...FULL STOP
@kimberlysweetman2369
@kimberlysweetman2369 2 ай бұрын
There are good people out here that live by their means and want to thank Josh Hawley. And God be with you on your new platform. Please don’t change.
@keylinlarson108
@keylinlarson108 2 ай бұрын
New platform??
@RandallDelling
@RandallDelling 16 күн бұрын
It used to be called loan sharking, and people went to prison for being loan sharks. That needs to be brought back big time.
@AyAyRonHubbard
@AyAyRonHubbard 11 күн бұрын
Usury used to be prosecuted
@AbbeyTwynn
@AbbeyTwynn 8 күн бұрын
Google search: 10831014deceptionstmt.pdf The FTC put out a policy statement on DECEPTION back in 1983! All corporations need to reread it, don't ya think? Especially creditors who issue credit cards to people, then instead of negotiating directly with the credit card holder, who can't afford to pay all the interest and fees charged because of unforeseen circumstances that make people late on their credit card payments, the creditors decide to SELL THEIR CUSTOMER'S PERSONAL INFORMATION AND ACCOUNT INFORMATION TO DEBT BUYERS FOR PENNIES ON THE DOLLAR, INSTEAD OF SIMPLY NEGOTIATING DIRECTLY WITH THE CREDIT CARD HOLDER AND ACCEPT PENNIES ON THE DOLLAR FROM THEM!! Lawfare. "Woe to you lawyers..." (Luke 11:52 any Bible version!) The lawyers create corporations/LLCs for Debt Buyers under NAICS Code 522320-06. Then they set up Agents to accept service for CSCglobal.com, headquartered in Wilmington, DE. CSC is "The business behind the business," as referenced with the Better Business Bureau. It all started in New Jersey in 1896, then Delaware, the first state to sign the U.S. Constitution, became a competing state in 1899, to set up corporations for foreign corporations not operating in their state, but wanting to do business in other states. So all the other states set up Corporation Commissions to allow law offices to set up corporations in all the other states, to go after consumers who couldn't pay back the debt to credit card issuers when they took the U.S. off the gold/silver standard back in 1971 (I think it was). The deception began with attorneys circumventing the laws of corporations and banks doing fair business with The People, which People were the ones building the country up, and whom the government answers to THE PEOPLE. Keeping THE PEOPLE in debt to credit card issuers, via Debt Buyers who bought the Debt, relieving the people from the debt, but creating laws to keep the same debt transferring from debt buyer to debt buyer JUST SO THE ATTORNEYS CAN KEEP MAKING MORE PROFIT BY ARGUING THE LAWS OF INDEBTEDNESS OF THE PEOPLE, is mind boggling. HOW DO YOU PAY A DEBT WITH ANOTHER DEBT? Where are the honest lawyers in this country? Does such a title exist? Or does such a job description need to be "incorporated" or have a special NAICS Code issued, AFTER THE DEBT BUYERS' CODE IS ELIMINATED? According to SICCODE.com, there are only 12 total companies coded as Debt Buyers. Why don't those Debt Buyers just buy their own debt back first, and let the original creditor and original borrower negotiate the amount of the debt owed between those two parties, and/or alternatively, if original creditor feels the desire to SELL the original borrower's personal information and account information for pennies on the dollar, without the knowledge of the original borrower, then the Debt Buyer should disclose to the original borrower of credit, HOW MUCH THE DEBT BUYER BOUGHT THE DEBT FOR VIA NEGOTIATIONS NOT PRIVY TO ORIGINAL BORROWER, then allow the original borrower to simply PAY BACK THE DEBT BUYER THE ACTUAL AMOUNT OF THAT NEGOTIATED DEBT BUY, and then the borrower could DO THE RIGHT THING AND... Tip the Debt Buyer in the app, as a gratuity for negotiating the debt balance down, thanking the Debt Buyer for doing something the original "adhesion" contract between creditor and borrower did not allow, all because the attorneys who wrote the contracts, made sure of it! P.S. Debt Buyers -- No taxes on tips! 😂 Time to stop oppressing the people, through adhesion contracts not defined, written to deny The People their due rights to do fair business without being deceived, and start working together in a just and fair way to keep commerce flowing and allowing more people to build ethical businesses, without all the regulations, beauracracy, red tape, and fights in court, just to keep the lawyers prospering, while they seek to destroy more of The Peoples' livelihoods through more lawsuits currently cluttering up the court systems, via Debt Buyers, whom the lawyers are just sitting around waiting for people to not show up in court so they can get default judgment on The People, and go after their personal property, including their homes, attempting to make more people homeless. What an evil plan they created, huh?😮🤯😞
@Boringbogan
@Boringbogan 2 ай бұрын
Was halfway hoping he would be AG just because of these clips but as a Missourian I’m glad we aren’t losing him as a senator
@theoneandonlypinkypinky8245
@theoneandonlypinkypinky8245 2 ай бұрын
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@could_neverbe_me
@could_neverbe_me Ай бұрын
Senator there's a lot you can do. I'm so glad you clearly understand a wide range of topics I believe you can effect tangible change unlike many others. Solutions are on the way. 🙏
@mjrewerts
@mjrewerts 2 ай бұрын
I’m so glad I voted twice for Senator Hawley ❤🇺🇸
@WavyArizona
@WavyArizona 2 ай бұрын
You must be from Virginia? Not Missouri right? He doesn’t live here mahhh boy. W
@tarrahbarker24
@tarrahbarker24 Ай бұрын
Total GREED !! 🤬 Thank you Hawley !!
@debbiemartin7817
@debbiemartin7817 2 ай бұрын
Thank you senator Hawley for standing up for Missouri small business and the little guys around our great country. I'm disabled Missouri grandmother and stood in line for a long time to vote for you and prez Trump and would gladly do it again.
@bryancampbell8288
@bryancampbell8288 Ай бұрын
Clearly monopolistic behavior which is also what lies beneath excessive overdraft fees, fixed minimum interest charges on balances, service and administration charges added to consumer bills. There is no fighting these charges even though they are clearly usurious and I wouldn't hold my breath that a GOP Administration is going to do anything about any of these issues.
@suetsheehan2786
@suetsheehan2786 Ай бұрын
Senator Howley wonderfully argued with these shady executives in the private sector.
@Bchrist321
@Bchrist321 2 ай бұрын
Thank you Josh! ❤
@JustinStempel-d9p
@JustinStempel-d9p Ай бұрын
He is absolutely amazing. Talk about a prepared well thought out round of questioning by the Senator.
@janellmullen1119
@janellmullen1119 2 ай бұрын
Love you Hawley
@aircontrolserviceshotsprin1707
@aircontrolserviceshotsprin1707 2 ай бұрын
Mr Hawley you are the smartest Senator in the US!
@williamwork9171
@williamwork9171 2 ай бұрын
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
Dude are you stupid?! Lol visa and master card dont set the high rates. The banks do! The banks are profitting off the loans not Visa or Mastercard. They make money off their services that they provide to the banks! Its public knowledge! Get made at the banks!
@dustinvo6097
@dustinvo6097 Ай бұрын
Actually not. He accused Visa and Mastercard for intercharge and credit card debt, which shows he does not know how these business models work.
@jerryjackson8282
@jerryjackson8282 Ай бұрын
​@@dustinvo6097typical Harris voter
@n.r.6833
@n.r.6833 2 ай бұрын
These companies are SICK!!
@lynb2039
@lynb2039 Ай бұрын
Remember, NO ONE WAS PUT UNDER DURESS TO ACQUIRE A CC CARD. TOTALLY INVOLUNTARY CHOICE. IF FOLKS THOUGHT OF CC CARDS LIKE A VACATION, WHETHER THEY CD AFFORD ONE OR NOT, THIS PROBLEM WDNT EXIST.
@absolstoryoffiction6615
@absolstoryoffiction6615 Ай бұрын
​@lynb2039 True... But Healthcare USA is a thing, and that's not voluntary in any real sense in America. Even then... There's a reason why Contract Law is regulated. Need I use those reason to remind others of what happens when nothing is checked and balanced? I hope not.
@lizbethartemis4886
@lizbethartemis4886 Ай бұрын
and probably pay minimum wage to employees.
@HisWordisLife4U
@HisWordisLife4U 6 күн бұрын
We need to cap cc interest rates out at 15%. I love the way Hawley pins people to the wall. He is awesome. Keep calling out all corruption and nonsense!!! Go Josh GO!!!
@sherriroe4806
@sherriroe4806 2 ай бұрын
Get rid of monopolies!!
@peterpalmer9757
@peterpalmer9757 2 ай бұрын
Duopoly you mean?
@bigt3995
@bigt3995 Ай бұрын
Its a it doesnt have to be a lone competitor to resemble monopolistic tendency And you dont "get rid" of monopolies, you introduce competition
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
So get rid of the federal government? They are the BIGGEST monopoly!
@jeuno2
@jeuno2 Ай бұрын
@@bigt3995 that's how you "get rid" of monopolies....introduce competition. So yes you do get rid of monopolies. Sherri is right.
@SpintreeBob
@SpintreeBob Ай бұрын
US SWAMP is the biggest monoply.
@artbyfaith
@artbyfaith 5 күн бұрын
❤🎉🎉🎉🎉🎉 Thank GOD for Mr. Hawley.
@dancinginabundance
@dancinginabundance 2 ай бұрын
When Ms. Kirkpatrick was summoned for the hearing did she not have a clue what it was about? I don't have those figures in front of me is not the correct answer!
@theoneandonlypinkypinky8245
@theoneandonlypinkypinky8245 2 ай бұрын
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@omarmks6670
@omarmks6670 2 ай бұрын
I think they're just playing with ignorance. They probably could get prosecuted or something if they outright admit or acknowledge certain questions like that
@ronmadar8986
@ronmadar8986 Ай бұрын
God Bless you senator Hawley. Wish you and your family all the bedt
@LP-gs3xj
@LP-gs3xj 2 ай бұрын
Finally someone is holding these guys accountable
@marielefebvre173
@marielefebvre173 27 күн бұрын
Hallelujah, Senator Hawley fights for truth and justice once more! 🇺🇸🇺🇸🇺🇸
@sister_cattleprod
@sister_cattleprod Ай бұрын
Credit companies are just modern day bookies. Time to rein them in.
@laurasandy4479
@laurasandy4479 2 ай бұрын
Thank you Senator Hawley for always taking care of American citizens!! 🇺🇸
@randypotter4687
@randypotter4687 28 күн бұрын
Agreed,....Josh Hawley is an amazing asset!!🙌🏻👊🏻😎
@BobbiHenderson-g8m
@BobbiHenderson-g8m 2 ай бұрын
Josh Hawley for President 2028🙏🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🙏😊
@MrHendrix999
@MrHendrix999 Ай бұрын
29% interest rate the big rip off time for them to get sued
@kimmerklinger3878
@kimmerklinger3878 2 ай бұрын
it's called organized crime.
@jbonegw
@jbonegw 2 ай бұрын
💯💯💯💯💯
@sandrawadsworth5173
@sandrawadsworth5173 2 ай бұрын
Love Hawley❤
@Gregory-p3e5c
@Gregory-p3e5c 20 күн бұрын
These companies are no more than loan sharks
@nfs294
@nfs294 2 ай бұрын
THE INTEREST RATE ON THESE CARDS ARE CRIMINAL !!!!!!!!
@LexGoyle
@LexGoyle Ай бұрын
Indeed. That is the fault of the issuing banks and the Federal Reserve.
@AnthonyTolhurst-dw1nc
@AnthonyTolhurst-dw1nc 19 күн бұрын
Up against the Wall; all of them!
@gloriawheeler8938
@gloriawheeler8938 2 ай бұрын
I agree 💯
@alleng0795
@alleng0795 Ай бұрын
Well after hearing a lot of bulshit in the internet which 80% of it won't benefit people im very happy to watch this one which is the most effective and helpful to average people thank you senator Hawley
@didine256
@didine256 2 ай бұрын
You're the best 👌 💪👊
@4Karenh
@4Karenh Ай бұрын
Every state needs a Senator Hawley! Thank you Senator for fighting for the people!
@bobbiemcdonald7261
@bobbiemcdonald7261 2 ай бұрын
Arrest them!!!
@nonyabinnis9111
@nonyabinnis9111 Ай бұрын
@@bobbiemcdonald7261 arrest yourself for spending money you don’t have.
@bobbiemcdonald7261
@bobbiemcdonald7261 Ай бұрын
@ arrest yourself, I have no credit card balances!
@nonyabinnis9111
@nonyabinnis9111 Ай бұрын
@@bobbiemcdonald7261 then stop crying
@marelismorejon4907
@marelismorejon4907 Ай бұрын
👏👏👏👏 you are my amazing Hawley
@carlmarks2798
@carlmarks2798 2 ай бұрын
50% profit 80% of the market 29% apr What the heck
@brady3126
@brady3126 2 ай бұрын
Visa and Mastercard do not benefit from the account APR. That rate is set by the issuing bank, and the interest is accrued by the bank
@trentp8035
@trentp8035 Ай бұрын
It’s because we don’t monopoly bust anymore, the balls we’re cut off the feds when Reagan too power
@absolstoryoffiction6615
@absolstoryoffiction6615 Ай бұрын
​@@brady3126 True but both companies are doing anti monopoly and anti trust actions. Well, that is spoken in this video.
@amritpal43
@amritpal43 Ай бұрын
@@brady3126they collect fat 3% transaction costs. That’s huge, many businesses operate with 8-10% margin and here we have payment guy coming in and 3rd of that for doing small little thing called payment
@Canyon77-sc
@Canyon77-sc Ай бұрын
Thank you Josh
@dougmilesmedia
@dougmilesmedia 2 ай бұрын
100% Sen. Hawley!
@rowenaallen353
@rowenaallen353 Ай бұрын
Good job Josh ❤!
@richierich440007
@richierich440007 2 ай бұрын
Why the heck did Visa CEO didn’t bring his AZZ to this extremely important congressional hearing? We’re being screwed by the TOP 2 credit card companies and it must STOP 🛑 or be regulated ⏰⏰⏰
@mortuus4601
@mortuus4601 2 ай бұрын
because the whole us congress is a total joke.
@LatestageChunnibuyo
@LatestageChunnibuyo Ай бұрын
They leave the facts home to claim ignorance. Hearing 101 playbook.
@jesval3167
@jesval3167 2 ай бұрын
🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸 🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸 🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸 ⭐⭐⭐⭐⭐ Thank you, Senator Josh Hawley, for shedding some light on these issues. In your forthright style in addressing them - you unravel to the American consumers things they ought to pay attention to. God Bless, Senator, Sir & your Family..💒
@poenhem5233
@poenhem5233 2 ай бұрын
I can listen to him all day. The hero America needs
@rambofreeman913
@rambofreeman913 Ай бұрын
Thank you for your service. Please dont ever change who you are fighting for. Justen
@glennmyers3640
@glennmyers3640 2 ай бұрын
Not only do they ripoff the everyday consumer, they stick it to small business owners.
@lynb2039
@lynb2039 Ай бұрын
No duress. No coercion. Only individual choice by consumers.
@austinbetters8730
@austinbetters8730 Ай бұрын
​@lynb2039 how do you square this?
@Redeemed-w3g
@Redeemed-w3g Ай бұрын
Yeah. I have been thinking the same thing about capping interest rates. Absolutely ridiculous in the rates being charged, to say the least! These people while living in complete luxury are a danger to the rest of society! Interest rates should not be more than about 10% and this would be considered generous!
@jbsang54
@jbsang54 2 ай бұрын
Credit cards in general should only be 10% of what the consumer spends!!!
@violagentsch
@violagentsch 2 ай бұрын
12% my bank.
@LightYagami-rz6su
@LightYagami-rz6su Ай бұрын
The banks SETS the rates. Not credit cards. They are NOT BANKS! Thier business is the card itself and the service it provides. Like making it safe, secure, etc. This high interest rates and profits it solely on the banks! You people knkw nothing about businesses and how they are mannaged!
@macmoney607
@macmoney607 Ай бұрын
@LightYagami-rz6su learn how to spell and how grammar in the English functions. Keyboard warrior
@PisscuckApocalypse
@PisscuckApocalypse Ай бұрын
@@LightYagami-rz6subanks don’t set the transaction fees associated with moving money across a credit card providers network.
@chystassia2170
@chystassia2170 Ай бұрын
Credit cards shouldn’t exist flat out theres nothing good about them
@Shell40142
@Shell40142 Ай бұрын
Every time I hear Josh speak I am amazed and hopeful that he is fighting for Americans. Also amazed he knows way more than the people he is questioning!!!
@BrianG850
@BrianG850 2 ай бұрын
it’s greed. Clear simple and plain….
@uwduh365
@uwduh365 2 ай бұрын
Thank you Mr. Hawley!!!!!!!
@javierarias5173
@javierarias5173 2 ай бұрын
We're not the bank she said. 🙄
@vacatiolibertas
@vacatiolibertas 2 ай бұрын
She isn't.
@gregpapuga9288
@gregpapuga9288 2 ай бұрын
They aren’t. They are just facilitating the payments between banks.
@williamrayfield1713
@williamrayfield1713 2 ай бұрын
They aren't loaning money anyway she is so clueless
@diannenaworensky6698
@diannenaworensky6698 2 ай бұрын
Everytime Mr. Hawley asked that woman a question she started to stutter an answer. It was funny to watch. GREAT WORK Mr. Hawley !!!!! ✌🏻❤️
@donnagarner6007
@donnagarner6007 2 ай бұрын
👍Because she knows she works for a cutthroat, money-grubbing business!
@SifuFreeGamer1417
@SifuFreeGamer1417 Ай бұрын
As a member of the stutter community, 😅😅 we reject what she stands for .
@mikebacherl2490
@mikebacherl2490 2 ай бұрын
Thanks again Congressman Hawley for doing such deep, informative, detailed Research and holding open hearings for the benefit of the Citizenry. I'm not a Democrat ("shudder"!) and not a Republican, but I'm an American Citizen with Christian, Conservative Values. I have to reveal myself here...for years the Working Citizens have basically been loyal to Our Laws and Constitution. We are asked to pay for, especially, the Government in D.C.. Some have given that "full measure" to the U.S.! I've wondered why some, at least, American Companies/Corporations don't seem to reflect this kind of LOYALTY, themselves, to Our Nation and it's Citizens. It seems like some are more loyal to their Shareholders and bank accounts than treating Average Americans fairly. I realize that what I have said above is harsh and accusatory! However, if American Companies are more loyal to Foreign, Rich Investors and high Profit Margins...how can they really "feel" part of Our Nation? This is why I VOTED for President Trump...there is HOPE in him and his Cabinet! I, personally, wish that We had a very strong Two-Party System competing with each other trying to outdo each other in focusing on and serving the American People!!!
@user-uq2sq5wg9b
@user-uq2sq5wg9b Ай бұрын
🎯🎯🎯Yes!! cap the interest rate on all credit cards to 5% Agree with you Senator Hawley 👍👍
@calitasmira8559
@calitasmira8559 2 ай бұрын
Mr . Hawley Thank you! I was complaining to my husband the other day about the staggering rate of the credit cards company and why the government did nothing about it? And Here you go sir ! You are our hope , the average American citizen to have our voice to be heard.The credit cards companies are getting out control with the their interest rates.
@Joe-vg8kx
@Joe-vg8kx 2 ай бұрын
It's the bank charging interest not visa. Get educated
@teresakeen9242
@teresakeen9242 Ай бұрын
Finally someone standing up for the small businesses. We need more in Washington standing up for the middle class. Hardest working people in the US who suffer the most when times get tough.
@melindaroth5796
@melindaroth5796 2 ай бұрын
They are thieves 😮
@astridgalactic9336
@astridgalactic9336 2 ай бұрын
They are loan sharks!
@Weeklykr
@Weeklykr Ай бұрын
Love you man!!! ❤
@Joe-ey7fg
@Joe-ey7fg 13 күн бұрын
They don't know anything. They just work there.
@robgunnAK47
@robgunnAK47 2 ай бұрын
Josh Hawley a president for the future. Greetings from South Wales in the UK.
@rcaf2815
@rcaf2815 Ай бұрын
Niiceee God bless America justice is just showing up 💡☝🏾
@xpeditionoverland
@xpeditionoverland 2 ай бұрын
Spoken like a true American 🇺🇸 Patriot!! Slash those rates !! They are that high I know I have them.😢
@factchecker1980
@factchecker1980 Ай бұрын
NOTHING will change. It only hot air.
@babypuffbar
@babypuffbar Ай бұрын
god bless you josh, thanks for standing up for folks….
@harrybanano724
@harrybanano724 2 ай бұрын
Bring back the mafia, they had more integrity
@jbkibs
@jbkibs 2 ай бұрын
seriously though...
@jessicamontaperto810
@jessicamontaperto810 2 ай бұрын
What?
@jbkibs
@jbkibs 2 ай бұрын
@@jessicamontaperto810 Hit the translate button. That should help
@jessicamontaperto810
@jessicamontaperto810 2 ай бұрын
@ thanks for the advice definitely ll do translate button.
@jbkibs
@jbkibs 2 ай бұрын
@@jessicamontaperto810 lol ;)
@S.sweitz627
@S.sweitz627 Ай бұрын
Love. Josh. Hawley he’s. So truthful 🙏🙏🙏
@patriciac.1326
@patriciac.1326 2 ай бұрын
Is so true. I opened a credit card for Marshals and when I red the paper they gave me it saids 34% for purchases. Crazy! I came back home and I closed it. Thank you 🙏 Mr. Hawley for always standing for all of us.
@slowery43
@slowery43 2 ай бұрын
So you're syaing that you make horrific financial mistakes in life by trying to open department store cards and not know that they have incredibly high rates, youu didn't chekc BEFORE opening the account, and your credit score is horrrendous, so much so that their percentage rate because you are such a poor risk is high....
@brady3126
@brady3126 2 ай бұрын
This hearing has nothing to do with interest rates. Those are determined by your bank, not Visa
@absolstoryoffiction6615
@absolstoryoffiction6615 Ай бұрын
​@@slowery43 Reminds me of a certain Score System in another nation.
@TheVinegarden
@TheVinegarden Ай бұрын
I have department store cards but I don’t carry a balance. I don’t charge more than I can afford to pay off.
@TheVinegarden
@TheVinegarden Ай бұрын
I agree. Cap it. 22-28% is loan sharking…period.
@savetheplantet5799
@savetheplantet5799 2 ай бұрын
Every household needs to be watching.
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