HDB to Condo Ownership Trends in Singapore, Affordability & Making Prudent Decisions | NOTG S3 EP 70

[@lynTan-jt9df]

Really like George hosting. Humble and respectful towards others. Present and manage the discussion well. Can see that he put in a lot of preparation works.

[@notgpodcast]

Hi there! Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃 Join us! t.me/notgpod Cheers!

[@jerasu-tl6sh]

What a skewed narrative on buying too small part. Would you stretch yourself to pour everything you had into NVIDIA shares 2 years ago? then why didn't you do it? it's easy to say when your are speaking in hindsight. Who wouldn't stretch if they are guaranteed a return.

[@mlee6136]

The lady is so funny, age is catching up, not the daughter, talking about you 😂😂😂

[@junjun906]

1:08:00 they missed the boat. at 2.4mil, they were plenty of 3 br compact in grand dunman to choose from. but now all sold out, (3 br compact is the typical 4 room bto). street directory forgot to update, it is grand dunman.

[@Sporky888]

Did we normalize the chart for amount of growth of units in each sector? Could also be quantity of hdb vs. condo decreasing?

[@ohzj]

Could the reason for growing number of private due to too little BTO?

[@kenneth3132]

Stretching is easier for savers, and as you earn more. because tdsr 0.55 means you still have 0.45, if your combined is 10, thats 4.5k remaining so stretching is riskier, but if your combined is 30k, the remaining of 0.45 tdsr is 13.5k monthly which is very very comfortable for a couple to get by. Of course if you give in to lifestyle inflation, then any amount is not enough.

[@danho9489]

Very insightful sharing and great hosting by George. First watched George and Yurong from previous episodes, enjoyed it and now got to see a new side of George hosting. Am a fan now😅 Can see George still has a lot to share, especially like the part about whether to stretch or not and show numbers to back up but maybe not enough air time. Hope to see more of George sharing his property insights next time! T’was a good session by all

[@notgpodcast]

Hi there! Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃 Join us! t.me/notgpod Cheers!

[@dylanlim9402]

Eh, you guys give the example realistic anot. Average Singapore income is 5.8k leh. You think more people have above 5.8k or lesser?

[@jackywong4806]

There are also about 20% of the population household income more than $20K as at 2023

[@junjun906]

because this is pte property , hence they actually referring to 15% of earners. 85% of population transact hdb, so not so relevant to 85%. It is like Rolex ad target top 3% of earners, 97% use Casio. But it doesn’t mean Casio no good. Hdb or condo also both good. Just a place to live and see time. Just different segment

[@wardumb]

I was wondering the same thing - the examples they point out is that really the norm in singapore? Damn if so I need to ask for a raise hahaha

[@dylanlim9402]

@@junjun906yeah but they are talking about hdb upgrader.

[@GodTell7]

last 2 gens singaporang own a house could be easily beat condo or landed in current generation with well cashflow & maintaining 😊. Example, your grandfather got a hdb at 1985 pass down 2005 to father,when your father got d hdb from grandfather could be fully paid, so, your father basic owned a free house & use d old house to upgrade to newer , after generation if you well spend , not using your cash to buy lamboghini u could be own a condo or landed now. As my friend now age 55 own 3 condos at central are not surprised to me

[@Sonicksg]

This decouple and own 2 is what's driving the market price up

[@luvblueberry8433]

beneficial information. Please educate those around 18 years old to 38years old

[@notgpodcast]

Hi there! Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃 Join us! t.me/notgpod Cheers!

[@thefairplayer]

these 3 have good dynamics. encore!

[@plantedtrees4193]

Comparison steals your joy. 😅

[@gerrardli3029]

A family with 2 kids easily need 5 rooms for comfort.

[@gohbern83]

I think family with 2 kids need to stay in inter terrace instead. Need to have dogs, cats, helper, granny, WFH room etc.

[@gabrielchan4420]

⁠@@gohbern83family with 2 kids need 4000 sq feet landed. Need to have garden, swimming pool, playroom, movie room, bowling alley, son gf, daughter bf, driver, chef, butler..

[@xfall86]

Lol no. I stay 4rm hdb with sis and parents. V happy leh. Don't mind smaller actually

[@ksgun]

Good hosting and comfortable pace by George! Looking forward to the next one already

[@notgpodcast]

Hi there! Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃 Join us! t.me/notgpod Cheers!

[@helloworldtt9271]

4 bedder got so easy to sell anot, 3 bedder is always easier to sell isnt it

[@jeffer8762]

HDB just nerfed this, the trend will change liao

[@geraldtong4414]

Very interesting to see these property agent ownself say ownself sibei song for just 6K views. Very interesting.

[@ds68889]

BTO profit is $500k for 4rm now, not$200k. Look at McPherson, boon Keng and Toa payoh.

[@xfall86]

Boon keng 50 yr old flats easily can sell 500k

[@steventay5834]

Be careful!! Job is no longer secure!!

[@leethaiann3362]

China china china $$$$$$$$