HDFC ERGO OPTIMA SECURE | ഏറ്റവും മികച്ച health insurance

No video

HDFC ERGO OPTIMA SECURE | ഏറ്റവും മികച്ച health insurance | BEST HEALTH INSURANCE MALAYALAM 2024

Рет қаралды 31,451

Күн бұрын

HDFC ERGO OPTIMA SECURE | ഏറ്റവും മികച്ച health insurance | BEST HEALTH INSURANCE 2024
OPTIMA SECURE is one of the best selling Insurance Plans of HDFC ERGO.
It has very Good features and coverages.
But we should also know The treatments which are not covered in this plan.
These are the reasons due to which claims are rejected.
You can find these treatments in Policy Wordings Of the Plan, but It's very difficult to read and understand them.
As, We are committed to aware you about every important aspect of Insurance.
We will discuss exclusions of HDFC ERGO OPTIMA SECURE Plan in Today's Video.
What Treatments are not covered in Optima Secure?
What are terms and Conditions for these Treatments?
Every Point will be explained in very easy way.
Let's watch the Video...
To WhatsApp me, click the following link: wa.me/75949477...
Follow me @
Instagram: /finsuraksha.com_/
Facebook: / paisfinsuraksha
Check out my latest videos:
• Niva Bupa Aspire | മിക...
• ICICI Lombard Max Prot...
Contact me@
📞: +91 7594947719
✉️: finsuraksha@gmail.com
🌐: www.finsuraksh...
#HealthInsurance #insurance
#lifeinsurance #insuranceagent #healthinsurance
#insuranceagency #insurancecoverage #insurancebrokers
#claims #protection #insuranceclaim #insurancepolicy #insuranceadvisor #insuranceagentlife #insuranceadvisor #insuranceagent #healthinsurance #india #insuranceadvice #healthinsuranceagent #healthinsurancebroker #healthinsuranceforall #healthinsuranceplans #healthinsurancepolicy

Пікірлер: 126

@satheeshshanu2850 2 күн бұрын

ഞാൻ ആദ്യമായിട്ടാണ് ഒരു ഹെൽത്ത് ഇൻഷുറൻസ് എടുക്കാൻ പോകുന്നത് sir ന്റെ വീഡിയോ കണ്ടു അതു എടുക്കാൻ താല്പര്യം ഉണ്ട്. സാറിന് വാട്സാപ്പ് ചെയ്യാം.

@shibuvs6624 6 ай бұрын

സത്യജിത്, നന്നായി പ്ലാൻ പറഞ്ഞു തന്നു.. 👌 super plan.. 👌 super presentation..

@finsuraksha 6 ай бұрын

Thank you , means a lot

@shabusreedharan5207 3 ай бұрын

സത്യജിത്, Super explanation. Thanks.

@finsuraksha 3 ай бұрын

Thank you for the kind words

@deepakmohan402 9 күн бұрын

Liberty health insurance കുറിച്ച് അറിയാൻ താല്പര്യം ഉണ്ട്

@ranjithkumar-yn2um 12 күн бұрын

Can you please compare HDFC ERGO Optima Secure Vs SBI General Super Health with a deductible 3/5lakh and sum insured 25lakh

@finsuraksha 11 күн бұрын

Sure

@vyshakvijayan7341 4 ай бұрын

Hi, I had plan to buy HDFC ERGO health insurrance, but recently, I saw post in X. The HDFC ERGO, given reason for r claim rejection was health issue caused due to tension.

@finsuraksha 4 ай бұрын

Depends on cases , for more details contact 7594947719

@arsharajl7809 29 күн бұрын

Specific and good information Sir I have a doubt that I purchased this optima secure plan for me and my son on 2022 june 13 . After two weeks when my son have fever we consult one doctor andnhe recommend ent consultant ation then that doctor find out adenoid enlargement. But we didnt do anything for that. Now my son 4 year old having frequent complaint of allergic cough and un cleard speech because of this. We are in abroad. So planning to do surgery for thaton coming April. Can I get claim for that sugery?. Now I paid total 4 year instalment .

@finsuraksha 29 күн бұрын

Yea this treatment can be claimed , as 2 year waiting period is over

@geo1393 18 күн бұрын

Please comment on Renewal premium increase with that of competetors

@finsuraksha 18 күн бұрын

Depends on the plan and company

@ebrahimmadathil1216 3 ай бұрын

ഞാൻ 64 വയസ്സ് ഉള്ള ഒരാൾ ആണ് ഇപ്പോൾ മേൽ പറഞ്ഞു ഹെൽത് ഇൻഷുറൻസ് പോളിസി എടുത്താൽ 65 വയസ്സ് ശേഷം തുടർച്ച ആയി ഈ പോളിസി തുടരാൻ പറ്റുമോ

@finsuraksha 3 ай бұрын

Yes sure , please contact 7594947719

@vineesh5354 Ай бұрын

Good information sir thank you

@finsuraksha Ай бұрын

Thank you for your kind words

@sandeepnair23 16 күн бұрын

Kurvula monthly premium health insurance undo my mother father 60 above age und

@raveendrantk7694 5 ай бұрын

60 വയസ്സ് പോളിസിയിൽ ചേരാൻ മെഡിക്കൽ ചെക്കപ്പ് വേണോ? ഒരാൾക്ക് ഒരു വർഷം എത്ര പ്രീമിയം വരും

@finsuraksha 5 ай бұрын

Please contact 7594947719

@user-rn3tg9sq8z 2 ай бұрын

Ag. 39..ഒരു വർഷത്തേക്ക് എത്ര രൂപയുടെ പോളിസി എടുക്കേണ്ടിവരും..emi എത്ര വരും

@finsuraksha Ай бұрын

Please contact 7594947719

@rahulbabu6902 Ай бұрын

I’m an NRI we 2 adults and two kids 38/36/9/6 age category. Hw much will be the premium for 1/3 year considering 10 lak policy

@finsuraksha Ай бұрын

Please connect through WhatsApp 7594947719

@soorajaraj 3 ай бұрын

എനിക്കീ 2health indurance പോളിസി ഉണ്ട്,ഒരേ ട്രീറ്റ്മെൻ്റ് ്ന് രണ്ടു പോളിസി ക്കും ക്ലെയിം ചെയ്യാമോ I mean ഒരു cashless അതിനു ശേഷം മറ്റെ പോളിസി same ട്രീറ്റ്മെൻ്റ് ്ന് reimpersment ചെയ്യാൻ പറ്റുമോ

@finsuraksha 3 ай бұрын

Oru expense oru thavana mathram Ann claim cheyan patuka

@soorajaraj 3 ай бұрын

Sir രണ്ടു പോളിസി കളും different company കള് ആണ്,So 15 days hospital admit ആയി 2.5 lakh expense ആയി 2Lakh cashless from HDFC കിട്ടി,Same HOSPITAL BILL SBI insurance company' യില് reimpersment ്ന് കൊടുത്താൽ ക്ലെയിം കിട്ടുമോ?@@finsuraksha

@finsuraksha 3 ай бұрын

Yes 50000rs sbi reimburse cheyan patum as per their conditions what they cover in the policy

@Tech__xplain 4 ай бұрын

Manipal Cigna Life time health plan video cheyyamo

@finsuraksha 4 ай бұрын

Yeah sure , Coming soon

@misoo2467 3 ай бұрын

Bro ennikku oru 5 lak insurance annu vendath, one year ethra adakkendi varum. How to apply this.

@finsuraksha 3 ай бұрын

Please contact 7594947719

@laisonkc Ай бұрын

Critical illness cover akumo ?? Lumsum payout option ?

@finsuraksha Ай бұрын

Critical illness expenses will be covered under every mediclaim policy , other than that critical illness option is available in certain policy as add on or separate policy

@itsib-vlogs 6 ай бұрын

Welldone bro

@finsuraksha 6 ай бұрын

Thank you so much 😀

@laisonkc Ай бұрын

നിലവിൽ ഞാൻ ഹെൽത്ത് സുരക്ഷ എന്ന പേരിലുള്ള ഒരു പോളിസിയാണ് ഉപയോഗിക്കുന്നത്, അടുത്ത റിന്യൂവൽ ഈ പോളിസി മാറാൻ പറ്റുമോ?? അതായത് വെയ്റ്റിംഗ് പീരിയഡ് എല്ലാം കഴിഞ്ഞു, അഞ്ചുവർഷമായി പഴയ പ്ലാനിൽ ആണ് തുടരുന്നത്.20 Lakh top up പഴയ പ്ലാനിൽ ഉണ്ട്

@finsuraksha Ай бұрын

Policy Can be migrated or ported Please call 7594947719 for more details

@mithunharikumar2979 6 ай бұрын

Modern treatments ellam covered ano? Sublimits undo athil?

@finsuraksha 6 ай бұрын

All modern and day care treatments are covered without any sublimits

@saaajanps707 3 ай бұрын

Can we take any room? Is there any restrictions for taking rooms?or can we take any room ?

@finsuraksha 3 ай бұрын

Yes no restrictions on room rent or on any treatments Please contact 7594947719 for more details or doubts

@midhunmathew6208 6 ай бұрын

Hdfc health suraksha gold plan optima secure planlekku port cheyyan kazhiyumo?

@finsuraksha 6 ай бұрын

Yes please contact 7594947719

@user-lo4zi2yo7w 6 ай бұрын

Krishna& mini couples aged 57&54 respy if we take 5 lakhs policy what is the premium amt we are bank& govt service employees please reply

@finsuraksha 6 ай бұрын

Please contact 7594947719

@ranjithkarayathu 6 ай бұрын

I already have HDFC ergo health insurance. My renewal date is March 08. Can I switch to optima secure.

@finsuraksha 6 ай бұрын

Please contact 7594947719

@678zasseee 6 ай бұрын

Famili, adult 39, 30, childs 8,6 yearly premium please?

@finsuraksha 6 ай бұрын

Please contact 7594947719

@FawasKm-e6t 22 күн бұрын

Room rent ward allathe premium category undo ?

@finsuraksha 20 күн бұрын

All type of rooms can be selected in this policy

@jinujinu Ай бұрын

Yearly, premium amount increase cheyyumo..?

@finsuraksha Ай бұрын

Yes HDFC ergo optima secure has yearly premium increase

@brunofernandez6551 3 ай бұрын

How much is the premium for 5 lakhs for optima secure

@finsuraksha 3 ай бұрын

Please contact 7594947719

@gopinathannn5851 6 ай бұрын

6 വർഷം ഒരു ക്ലെയിമും ചെയ്യാതിരുന്ന ഒരു ഹോൾഡർക്ക് ഡിക്ലയർ ചെയ്യാതിരുന്ന ഒരു പ്രി എക്സിറ്റിംങ്ങ് ഡിസീസിന്റെ ക്ലെയിം (4 വർഷ വെയ്റ്റിംങ്ങ് പിരീഡ് )അനുവതിച്ചു കിട്ടുമോ അഥവാ തന്നുകൂടെ?.

@finsuraksha 6 ай бұрын

Please contact 7594947719

@Harshalmoideen 3 ай бұрын

OPT kittunnaa insurance company ethaaann???

@finsuraksha 3 ай бұрын

Available , depends on the needs

@Aju12456 16 күн бұрын

Cacer treatment covered ano

@finsuraksha 16 күн бұрын

Yes available in all policy

@bineshppillai 3 ай бұрын

Dear Sir, I want to take health insurance for my mother who is 78 years old. Will HDFC ergo will health insurance? Please send details.

@finsuraksha 3 ай бұрын

Please contact 7594947719

@rekhareghu7043 6 ай бұрын

Ethil pinne members add cheyan pattumo eg second child nilavil only one child pls reply

@finsuraksha 6 ай бұрын

Yes add cheyan pattum Please contact 7594947719

@abdulsalam-qq3jw 2 ай бұрын

Mother, wife, me, 2 Children's, പറ്റുമോ

@finsuraksha 2 ай бұрын

Yes

@shanilkumarc.p.4192 6 ай бұрын

Bro HDFCErgo Vs Care Supreme which one is best ?

@finsuraksha 6 ай бұрын

Please contact 7594947719

@RajuRaju-zt1yz 4 ай бұрын

56. Age. 5. Lak M. . premium

@finsuraksha 4 ай бұрын

Please WhatsApp 7594947719

@SayandhRM Ай бұрын

Hdfc ergo click to protect policy aannu njan eduthe optima secuerum ithum randu aanno

@SayandhRM Ай бұрын

Click to protect benifits entokke aannu

@finsuraksha Ай бұрын

HDFC life click to protect is a term plan Not health insurance

@AbduManaf-zk2iz 4 ай бұрын

ഇതിന്റ പ്ലാൻ എങ്ങനെയാ എത്രേയ

@finsuraksha 4 ай бұрын

Please contact through WhatsApp 7594947719

@saranyavivin1152 6 ай бұрын

Sir, 4yrand 5yr kid adult 35 and 31 5lakh premium ethrayakum

@finsuraksha 6 ай бұрын

Please contact 7594947719

@chandraprasadsekharan9799 3 ай бұрын

In this plan monthly payment Rupee's ...?

@finsuraksha 3 ай бұрын

Please contact 7594947719

@ashifaboobacker3155 6 ай бұрын

Porting facilities undo from star..,

@finsuraksha 6 ай бұрын

Yes available , please contact 7594947719

@lijiu8853 6 ай бұрын

Sir ethra roopaya 5 lakhs nu adakkendathu.. Pls.. Reply

@finsuraksha 6 ай бұрын

Please contact 7594947719

@samvvarghese5173 6 ай бұрын

Which plan good for family including 2 children?

@finsuraksha 6 ай бұрын

Depends , please contact sathyajith 7594947719

@shijukumarkumar6130 Ай бұрын

port cheyunathu engane anu

@finsuraksha Ай бұрын

Existing policy details sahitham whatsappil contact cheyamo 7594947719

@user-xe9xm9bg8v 6 ай бұрын

Vahana apakadathinu hospital chilav kittumo

@finsuraksha 6 ай бұрын

Yeah

@ashishlvu007dubai 6 ай бұрын

outside india erunu engane edukan pattum ?

@finsuraksha 6 ай бұрын

Please contact 7594947719 NRI having discount

@sudheerpa6171 6 ай бұрын

മഞ്ഞപ്പിത്തം ബാധിച്ചു ആശുപത്രിയിൽ അഡ്മിറ്റ് ആയാൽ ഇൻഷുറൻസ് കിട്ടുമോ

@finsuraksha 6 ай бұрын

Yes obviously

@jinujinu Ай бұрын

Policy eduth ethra kazhinj claim kittum..

@finsuraksha Ай бұрын

Depends on waiting period

@sibyjoseph5628 6 ай бұрын

Stat assure policy und.port cheyyan pattuoo. Emi available aano

@finsuraksha 6 ай бұрын

Yes portability available , please call 7594947719

@killerbee3050 4 ай бұрын

65 years above ayittulla alukalkku hdfc ergo premium ethra akum

@finsuraksha 4 ай бұрын

Please contact 7594947719

@nithishkuttassery 3 ай бұрын

port cheyamo,policy renewel instalment / emi adakamo?

@finsuraksha 3 ай бұрын

Yes please contact 7594947719

@jithinpk3102 6 ай бұрын

Does it cover dental coverage?

@finsuraksha 6 ай бұрын

Please contact 7594947719

@Cinimavlogs 3 ай бұрын

Thankal hdfc agent aanalke

@techmantra2526 6 ай бұрын

Niva unlimited booster ille

@finsuraksha 6 ай бұрын

Niva reassure 2.0 is having 10 times booster and unlimited recharge , have done a video on the same , please contact 7594947719 for any query

@bewakoof_voice_13 6 ай бұрын

So niva is better? @@finsuraksha

@finsuraksha 2 ай бұрын

Depends on need of the person

@susmithasusmithak2917 4 ай бұрын

Single ആയിട്ട് 5 ലക്ഷം പോളിസിക് amount എത്രയാ

@finsuraksha 4 ай бұрын

Depends on date of birth , please contact 7594947719

@subhashpk8169 6 ай бұрын

Senior citizen plan post

@finsuraksha 6 ай бұрын

Please contact 7594947719

@kumaranp4498 5 ай бұрын

premium എത്ര?

@finsuraksha 5 ай бұрын

Please contact 7594947719

@anandchandran3783 2 ай бұрын

Enthe asugathinum namuke claim kittumo 30 age single man

@kishorkishor4634 2 ай бұрын

Care supreme ആണോ ഈ പോളിസി ആണോ മികച്ചത്

@finsuraksha 2 ай бұрын

Depends on the need , both companies are good Please contact 7594947719

@PWOLIOFTHEINDIAtravelvlog 5 ай бұрын

ഇവർക്ക് office ഉണ്ടോ....

@finsuraksha 5 ай бұрын

Yes please contact 7594947719

@abilashp7089 6 ай бұрын

Hdfc ergo rate കൂടുതൽ അല്ലേ?

@finsuraksha 6 ай бұрын

Premium wise expensive compared to any other insurer , but have good claim experience and benefits