HDFC ERGO OPTIMA SECURE | ഏറ്റവും മികച്ച health insurance | BEST HEALTH INSURANCE MALAYALAM 2024

HDFC ERGO OPTIMA SECURE | ഏറ്റവും മികച്ച health insurance | BEST HEALTH INSURANCE 2024
OPTIMA SECURE is one of the best selling Insurance Plans of HDFC ERGO.
It has very Good features and coverages.
But we should also know The treatments which are not covered in this plan.
These are the reasons due to which claims are rejected.
You can find these treatments in Policy Wordings Of the Plan, but It's very difficult to read and understand them.
As, We are committed to aware you about every important aspect of Insurance.
We will discuss exclusions of HDFC ERGO OPTIMA SECURE Plan in Today's Video.
What Treatments are not covered in Optima Secure?
What are terms and Conditions for these Treatments?
Every Point will be explained in very easy way.
Let's watch the Video...
To WhatsApp me, click the following link: wa.me/75949477...
Follow me @
Instagram: /finsuraksha.com_/
Facebook: / paisfinsuraksha
Check out my latest videos:
• Niva Bupa Aspire | മിക...
• ICICI Lombard Max Prot...
Contact me@
📞: [phone]
✉️: [e-mail]
🌐: www.finsuraksh...
#HealthInsurance #insurance
#lifeinsurance #insuranceagent #healthinsurance
#insuranceagency #insurancecoverage #insurancebrokers
#claims #protection #insuranceclaim #insurancepolicy #insuranceadvisor #insuranceagentlife #insuranceadvisor #insuranceagent #healthinsurance #india #insuranceadvice #healthinsuranceagent #healthinsurancebroker #healthinsuranceforall #healthinsuranceplans #healthinsurancepolicy

[@shibuvs6624]

സത്യജിത്, നന്നായി പ്ലാൻ പറഞ്ഞു തന്നു.. 👌 super plan.. 👌 super presentation..

[@finsuraksha]

Thank you , means a lot

[@HareeshT-]

ബ്രോ പോളിസി പ്രീമിയം തുക പറയാമോ അടുകൂടി ഇതിൽ പറഞ്ഞിരുന്നെങ്കിൽ ഉപകാരം ആയിരുന്നു

[@finsuraksha]

Premium based on age , please contact 7594947719

[@arsharajl7809]

Specific and good information Sir I have a doubt that I purchased this optima secure plan for me and my son on 2022 june 13 . After two weeks when my son have fever we consult one doctor andnhe recommend ent consultant ation then that doctor find out adenoid enlargement. But we didnt do anything for that. Now my son 4 year old having frequent complaint of allergic cough and un cleard speech because of this. We are in abroad. So planning to do surgery for thaton coming April. Can I get claim for that sugery?. Now I paid total 4 year instalment .

[@finsuraksha]

Yea this treatment can be claimed , as 2 year waiting period is over

[@vyshakvijayan7341]

Hi, I had plan to buy HDFC ERGO health insurrance, but recently, I saw post in X. The HDFC ERGO, given reason for r claim rejection was health issue caused due to tension.

[@finsuraksha]

Depends on cases , for more details contact 7594947719

[@shabusreedharan5207]

സത്യജിത്, Super explanation. Thanks.

[@finsuraksha]

Thank you for the kind words

[@omalnmanohar111]

Si what if i purchase the plan for my mother of age 64 years old , and becomes 65 in next 5 months , and she has pre existing illness of diabetes , will she get the insurance benefit , or she will loose the benefit once she becomes 65

[@finsuraksha]

This plan is having lifelong continuity benefit

[@elizabethbiju4769]

You didn't comment about modern treatment whether it's covered

[@finsuraksha]

Modern treatment 100% covered without limits

[@anvarkhan8579]

ഒരു ഹെൽത്ത് ഇൻഷുറൻസ് എടുക്കാൻ ആഗ്രഹിക്കുന്നു Nivabupa aspire titanium, HDFC ERGO Optima secure ഇതിൽ ഏറ്റവും അനുയോജ്യമായത് ഏതാണ്❓

[@finsuraksha]

Please contact 7594947719

[@rahulbabu6902]

I’m an NRI we 2 adults and two kids 38/36/9/6 age category. Hw much will be the premium for 1/3 year considering 10 lak policy

[@finsuraksha]

Please connect through WhatsApp [phone]

[@geo1393]

Please comment on Renewal premium increase with that of competetors

[@finsuraksha]

Depends on the plan and company

[@raveendrantk7694]

60 വയസ്സ് പോളിസിയിൽ ചേരാൻ മെഡിക്കൽ ചെക്കപ്പ് വേണോ? ഒരാൾക്ക് ഒരു വർഷം എത്ര പ്രീമിയം വരും

[@finsuraksha]

Please contact 7594947719

[@Babu.955]

60 വയസ്സ് ഹാർട്ട് ൽ Stent post ചെയ്ത വ്യക്തിക്ക് insurance എടുക്കാൻ കഴിയുമോ or port ചെയ്യാൻ പറ്റുമോ

[@sreejithkc1552]

Star health policy complaints kooduthal anallo

[@ranjithkarayathu]

I already have HDFC ergo health insurance. My renewal date is March 08. Can I switch to optima secure.

[@finsuraksha]

Please contact 7594947719

[@sreekumarp]

34 + 30 + 4 years, approx what percentage of increase in yearly premium would be there ?

[@finsuraksha]

please contact 7594947719

[@ishakkallayil2123]

ഇത് 5 lakhs ഈ പറയുന്ന ബെനിഫിറ്റ് കിട്ടുമോ Hdfc bank and hdfc ergo രണ്ടും partnership ആണോ ? Hdfc bank ത്രൂ എടുക്കുന്നത് കൊണ്ട് നല്ലതാണോ ? മറുപടി പ്രതീക്ഷിക്കുന്നു

[@finsuraksha]

Please contact 7594947719

[@vineesh5354]

Good information sir thank you

[@finsuraksha]

Thank you for your kind words

[@sandeepnair23]

Kurvula monthly premium health insurance undo my mother father 60 above age und

[@psrafeeq]

Thank you...

[@finsuraksha]

👍❤️

[@goureepadmamsheeja6295]

Hi.. Can i port my sbi arogya plus policy to hdfc ergo? Not claimed yet, 3yrs paid

[@finsuraksha]

Yes can be ported , please call 7594947719

[@dnknair]

Up 65 year's only what about after 65?

[@finsuraksha]

HDFC has revised the terms , we can purchase the plan for senior citizen above 65

[@aswinmk2207]

port chyyubol wating period nta benifit kittumo ado 3 year pinnm wait chyyandi varumo

[@finsuraksha]

Port cheyunath continuityil Ann , waiting period bhadhakam ayirikilla

[@ashifaboobacker3155]

Porting facilities undo from star..,

[@finsuraksha]

Yes available , please contact 7594947719

[@dencydency7762]

3 yr premium one time payment chaithal pre existing disease cover aagumo after first month

[@finsuraksha]

Pre existing illness waiting period 3 years

[@Tech__xplain]

Manipal Cigna Life time health plan video cheyyamo

[@finsuraksha]

Yeah sure , Coming soon

[@AshiqPass104]

Vahana apakadathinu hospital chilav kittumo

[@finsuraksha]

Yeah

[@laisonkc]

Critical illness cover akumo ?? Lumsum payout option ?

[@finsuraksha]

Critical illness expenses will be covered under every mediclaim policy , other than that critical illness option is available in certain policy as add on or separate policy

[@rajeshnambiar7152]

2 adultum 2children ulla familik ethra premium varum varshathil

[@finsuraksha]

Depends on age , please contact 7594947719

[@brunofernandez6551]

How much is the premium for 5 lakhs for optima secure

[@finsuraksha]

Please contact 7594947719

[@rajeshs9711]

Enikum achanum ammakum ee hdfc insurance apply cheyyanam ? Engage aa cheyyendathu? Online aano ?

[@finsuraksha]

Please share the date of birth at 7594947719

[@saranyavivin1152]

Sir, 4yrand 5yr kid adult 35 and 31 5lakh premium ethrayakum

[@finsuraksha]

Please contact 7594947719

[@FawasKm-e6t]

Room rent ward allathe premium category undo ?

[@finsuraksha]

All type of rooms can be selected in this policy

[@itsib-vlogs]

Welldone bro

[@finsuraksha]

Thank you so much 😀

[@ashishlvu007dubai]

outside india erunu engane edukan pattum ?

[@finsuraksha]

Please contact 7594947719 NRI having discount

[@binujohn4903]

ഞാൻ 3 വർഷമായി Star Insurance അടയ്കുന്നു കുടതെ ഞാൻ Hospital ജോലി ചെയ്യുന്ന ആൾ ആണ് ഞാൻ കാന്നുന്നത് Star കാരെ തെറി വിളിക്കുന്ന രംഗങ്ങൾ കാന്നുന്നു തട്ടിപ്പ് എന്നാണ് അവർ പറയുന്നത് അതിന്റെ അടിസ്ഥാനത്തിൽ HDFC Insurance മാറാൻ തീരുമാനിച്ചു Port ചെയ്യുന്നതിനു വേണ്ടി ......

[@finsuraksha]

Depends on policy u have taken , we can port to any other company Please contact 7594947719

[@nj__01]

hdfc ergo comparitively nalla insurance ano

[@finsuraksha]

Yes

[@jinujinu]

Yearly, premium amount increase cheyyumo..?

[@finsuraksha]

Yes HDFC ergo optima secure has yearly premium increase

[@soorajaraj]

എനിക്കീ 2health indurance പോളിസി ഉണ്ട്,ഒരേ ട്രീറ്റ്മെൻ്റ് ്ന് രണ്ടു പോളിസി ക്കും ക്ലെയിം ചെയ്യാമോ I mean ഒരു cashless അതിനു ശേഷം മറ്റെ പോളിസി same ട്രീറ്റ്മെൻ്റ് ്ന് reimpersment ചെയ്യാൻ പറ്റുമോ

[@finsuraksha]

Oru expense oru thavana mathram Ann claim cheyan patuka

[@soorajaraj]

​Sir രണ്ടു പോളിസി കളും different company കള് ആണ്,So 15 days hospital admit ആയി 2.5 lakh expense ആയി 2Lakh cashless from HDFC കിട്ടി,Same HOSPITAL BILL SBI insurance company' യില് reimpersment ്ന് കൊടുത്താൽ ക്ലെയിം കിട്ടുമോ?​@@finsuraksha

[@finsuraksha]

Yes 50000rs sbi reimburse cheyan patum as per their conditions what they cover in the policy

[@krishnakumar-b7w5q]

Krishna& mini couples aged 57&54 respy if we take 5 lakhs policy what is the premium amt we are bank& govt service employees please reply

[@finsuraksha]

Please contact 7594947719

[@itsmenikhil2632]

HDFC ERGO ❤

[@finsuraksha]

❤️

[@aswinkutan]

Maternity covered alla hdfc l

[@finsuraksha]

Yes , this plan is not for who are looking for maternity

[@mithunharikumar2979]

Modern treatments ellam covered ano? Sublimits undo athil?

[@finsuraksha]

All modern and day care treatments are covered without any sublimits

[@Sreedeepvision]

Hair transplant treatment ലഭിക്കുമോ

[@finsuraksha]

Cannot be claimed , cosmetic surgery are not included in health insurance

[@killerbee3050]

65 years above ayittulla alukalkku hdfc ergo premium ethra akum

[@finsuraksha]

Please contact 7594947719

[@RajuRaju-zt1yz]

56. Age. 5. Lak M. . premium

[@finsuraksha]

Please WhatsApp [phone]

[@nishadrahman924]

Emi undavo

[@finsuraksha]

Yes emi option available

[@shijukumarkumar6130]

port cheyunathu engane anu

[@finsuraksha]

Existing policy details sahitham whatsappil contact cheyamo 7594947719

[@rekhareghu7043]

Ethil pinne members add cheyan pattumo eg second child nilavil only one child pls reply

[@finsuraksha]

Yes add cheyan pattum Please contact 7594947719

[@abdulsalam-qq3jw]

Mother, wife, me, 2 Children's, പറ്റുമോ

[@finsuraksha]

Yes

[@Travel_Brain]

Cacer treatment covered ano

[@finsuraksha]

Yes available in all policy

[@muhammednabeel6224]

Enik insurance policy eduknmnnn und nthan vazhi

[@finsuraksha]

Please contact us 7594947719

[@lijiu8853]

Sir ethra roopaya 5 lakhs nu adakkendathu.. Pls.. Reply

[@finsuraksha]

Please contact 7594947719

[@Harshalmoideen]

OPT kittunnaa insurance company ethaaann???

[@finsuraksha]

Available , depends on the needs

[@misoo2467]

Bro ennikku oru 5 lak insurance annu vendath, one year ethra adakkendi varum. How to apply this.

[@finsuraksha]

Please contact 7594947719

[@rathishag007]

port cheyuna policy ku 4x kito.

[@finsuraksha]

Yes kittum

[@midhunmathew6208]

Hdfc health suraksha gold plan optima secure planlekku port cheyyan kazhiyumo?

[@finsuraksha]

Yes please contact 7594947719

[@bineshppillai]

Dear Sir, I want to take health insurance for my mother who is 78 years old. Will HDFC ergo will health insurance? Please send details.

[@finsuraksha]

Please contact 7594947719

[@gopinathannn5851]

6 വർഷം ഒരു ക്ലെയിമും ചെയ്യാതിരുന്ന ഒരു ഹോൾഡർക്ക് ഡിക്ലയർ ചെയ്യാതിരുന്ന ഒരു പ്രി എക്സിറ്റിംങ്ങ് ഡിസീസിന്റെ ക്ലെയിം (4 വർഷ വെയ്റ്റിംങ്ങ് പിരീഡ് )അനുവതിച്ചു കിട്ടുമോ അഥവാ തന്നുകൂടെ?.

[@finsuraksha]

Please contact 7594947719

[@techmantra2526]

Niva unlimited booster ille

[@finsuraksha]

Niva reassure 2.0 is having 10 times booster and unlimited recharge , have done a video on the same , please contact 7594947719 for any query

[@bewakoof_voice_13]

So niva is better? ​@@finsuraksha

[@finsuraksha]

Depends on need of the person

[@kumaranp4498]

premium എത്ര?

[@finsuraksha]

Please contact 7594947719

[@anandchandran3783]

Enthe asugathinum namuke claim kittumo 30 age single man

[@samvvarghese5173]

Which plan good for family including 2 children?

[@finsuraksha]

Depends , please contact sathyajith 7594947719

[@AbduManaf-zk2iz]

ഇതിന്റ പ്ലാൻ എങ്ങനെയാ എത്രേയ

[@finsuraksha]

Please contact through WhatsApp [phone]

[@laisonkc]

നിലവിൽ ഞാൻ ഹെൽത്ത് സുരക്ഷ എന്ന പേരിലുള്ള ഒരു പോളിസിയാണ് ഉപയോഗിക്കുന്നത്, അടുത്ത റിന്യൂവൽ ഈ പോളിസി മാറാൻ പറ്റുമോ?? അതായത് വെയ്റ്റിംഗ് പീരിയഡ് എല്ലാം കഴിഞ്ഞു, അഞ്ചുവർഷമായി പഴയ പ്ലാനിൽ ആണ് തുടരുന്നത്.20 Lakh top up പഴയ പ്ലാനിൽ ഉണ്ട്

[@finsuraksha]

Policy Can be migrated or ported Please call 7594947719 for more details

[@shanilkumarc.p.4192]

Bro HDFCErgo Vs Care Supreme which one is best ?

[@finsuraksha]

Please contact 7594947719

[@ebrahimmadathil1216]

ഞാൻ 64 വയസ്സ് ഉള്ള ഒരാൾ ആണ് ഇപ്പോൾ മേൽ പറഞ്ഞു ഹെൽത് ഇൻഷുറൻസ് പോളിസി എടുത്താൽ 65 വയസ്സ് ശേഷം തുടർച്ച ആയി ഈ പോളിസി തുടരാൻ പറ്റുമോ

[@finsuraksha]

Yes sure , please contact 7594947719

[@manoharpai4538]

i am 64 i hve a star medi classic policy in myname & wife name they hve nt mentioned PED in tne policy can we port incldg our exstg ailments Sugar&bp in the new policy witht waitng period

[@saaajanps707]

Can we take any room? Is there any restrictions for taking rooms?or can we take any room ?

[@finsuraksha]

Yes no restrictions on room rent or on any treatments Please contact 7594947719 for more details or doubts

[@sudheerpa6171]

മഞ്ഞപ്പിത്തം ബാധിച്ചു ആശുപത്രിയിൽ അഡ്മിറ്റ് ആയാൽ ഇൻഷുറൻസ് കിട്ടുമോ

[@finsuraksha]

Yes obviously

[@jithinpk3102]

Does it cover dental coverage?

[@finsuraksha]

Please contact 7594947719

[@nithishkuttassery]

port cheyamo,policy renewel instalment / emi adakamo?

[@finsuraksha]

Yes please contact 7594947719

[@678zasseee]

Famili, adult 39, 30, childs 8,6 yearly premium please?

[@finsuraksha]

Please contact 7594947719

[@sibyjoseph5628]

Stat assure policy und.port cheyyan pattuoo. Emi available aano

[@finsuraksha]

Yes portability available , please call 7594947719

[@ranjithkumar-yn2um]

Can you please compare HDFC ERGO Optima Secure Vs SBI General Super Health with a deductible 3/5lakh and sum insured 25lakh

[@finsuraksha]

Sure

[@deepakmohan402]

Liberty health insurance കുറിച്ച് അറിയാൻ താല്പര്യം ഉണ്ട്

[@ShameerTm-f8d]

Ag. 39..ഒരു വർഷത്തേക്ക് എത്ര രൂപയുടെ പോളിസി എടുക്കേണ്ടിവരും..emi എത്ര വരും

[@finsuraksha]

Please contact 7594947719

[@PWOLIOFTHEINDIAtravelvlog]

ഇവർക്ക് office ഉണ്ടോ....

[@finsuraksha]

Yes please contact 7594947719

[@jinujinu]

Policy eduth ethra kazhinj claim kittum..

[@finsuraksha]

Depends on waiting period

[@SayandhRM]

Hdfc ergo click to protect policy aannu njan eduthe optima secuerum ithum randu aanno

[@SayandhRM]

Click to protect benifits entokke aannu

[@finsuraksha]

HDFC life click to protect is a term plan Not health insurance

[@chandraprasadsekharan9799]

In this plan monthly payment Rupee's ...?

[@finsuraksha]

Please contact 7594947719

[@susmithasusmithak2917]

Single ആയിട്ട് 5 ലക്ഷം പോളിസിക് amount എത്രയാ

[@finsuraksha]

Depends on date of birth , please contact 7594947719

[@kishorkishor4634]

Care supreme ആണോ ഈ പോളിസി ആണോ മികച്ചത്

[@finsuraksha]

Depends on the need , both companies are good Please contact 7594947719

[@Cinimavlogs]

Thankal hdfc agent aanalke

[@subhashpk8169]

Senior citizen plan post

[@finsuraksha]

Please contact 7594947719

[@abilashp7089]

Hdfc ergo rate കൂടുതൽ അല്ലേ?

[@finsuraksha]

Premium wise expensive compared to any other insurer , but have good claim experience and benefits

[@muhammedanasanasdkz8169]

ഇതിന്റെ agent number kitto

[@finsuraksha]

Please contact 7594947719

[@sebastianvarghese7657]

❤thank you

[@finsuraksha]

Welcome 😊👏