HDFC Regalia ForexPlus Card: Save Money on Foreign Transactions (Zero Markup Fees!)

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Bank Expert

Bank Expert

Күн бұрын

Пікірлер: 177
@sumeshm2150
@sumeshm2150 17 күн бұрын
Hello Sir , i am planning to travel Malaysia next week. When i check hdfc multi currency in site they didn't specify support for Malaysian Ringget currency. So i had to check hdfc regalia forex card . 1.Whether this works in Malaysia? Since its loaded with usd 2. Whether swiping in malasia for any gadget purchase involve any other charges? 3.And as you said if we retrieve money from Atm it will be 4 doller charged extra . Otherthan this no other charges . Right? 4. Joning fee will be waived off if we load with 1000 dollar. That offer still exists? 5. After coming back to india still i can keep this card or need to unload currency back to INR? Any extra charges to keep
@bankexpert
@bankexpert 17 күн бұрын
1. Yes, it works in Malaysia. 2. No extra charges except the Visa/Mastercard currency conversion fee (very low) 3. Card issuance Fee: INR 1000 plus applicable GST per card Reload Fee: INR 75 plus applicable GST per reload transaction 4. You can keep the card; there are no extra charges.
@TasbihaS
@TasbihaS 19 күн бұрын
Should I take HDFC regalia plus Forex card or a multi-currency Forex card of HDFC for the UK, Scotland? Which one will be better as a student
@bankexpert
@bankexpert 17 күн бұрын
Both are better; take any one.
@nishankhaira523
@nishankhaira523 17 күн бұрын
Sir sweden korna ke lae kon sa card best rhe ga and kitne time me mel jata hii pls reply kare
@bankexpert
@bankexpert 17 күн бұрын
niyo dcb & hdfc regalia forex dono card lay sakte ho. 7 working days me yeh cards mil jate hai
@kunga45
@kunga45 2 ай бұрын
Hi, I'm travelling to Thailand from India. Please help me decide between the regalia forex plus card and the multicurrency platinum forexplus chip card. Doesnt the multicurrency card make more sense since atm withdrawal fees is 63 baht as compared to 4 dollars on the regalia? Also isn't it better since I can directly add thai bhat to instead of first buying in dollars and then having it converted to thai bhat which seems to be the case in the regalia card.
@bankexpert
@bankexpert 2 ай бұрын
Both cards are good. It depends on your convenience.
@ritikvyas8951
@ritikvyas8951 15 күн бұрын
What are annual maintenance charges of we dont travel next yr?
@bankexpert
@bankexpert 14 күн бұрын
no annual charges
@XLucifer-s1p
@XLucifer-s1p 7 күн бұрын
Sir ye card Bangladesh k leyeee thick hogaa maii Bangladesh me padhaii kartaa huu mujhe Bangladesh ke atm se withdraw karungaaa to paisaa nhi kateeegaaa naaa
@bankexpert
@bankexpert 3 күн бұрын
Bangladesh ke liye thek hai pr atm use krne pr charges lagega
@XLucifer-s1p
@XLucifer-s1p 3 күн бұрын
@ kitna per withdraw sir
@ajaykumar-zl2vq
@ajaykumar-zl2vq 2 ай бұрын
Can i use usd loaded forex regalia plus forex card in Malaysia and will there be any extra charges if I pay in POS terminals and will they buy the usd equivalent on that particular day's MYR rate only?
@bankexpert
@bankexpert 2 ай бұрын
For transactions where the transaction currency is different than the currency available on Regalia ForexPlus Card (US Dollars) bank will NOT charge any cross currency mark-up charges on such transactions.
@ajaykumar-zl2vq
@ajaykumar-zl2vq 2 ай бұрын
Will it automatically convert ​to that particular day's equivalent price . Or how it works as there are no videos on that on KZbin.
@Family_man_IN
@Family_man_IN 4 ай бұрын
Do you have any idea how to get Isic student id card and Complimentary airport longe using regalia, will this only work after first transaction ?
@bankexpert
@bankexpert 4 ай бұрын
Call customer care; they will provide you with updated info.
@gurshabadkaur306
@gurshabadkaur306 24 күн бұрын
Hi, I recently paid an online order on a global website and made payment via my hdfc debit card. After making the payment I received an email from HDFC about forex markup fee. what is Forex markup fee and how does it work? And it also said that after payment settlement with merchant, I will be billed for forex markup fee. So, how do I pay that? Pls reply as this is the first time I have made a global order and need to to these above details. Thanks
@bankexpert
@bankexpert 21 күн бұрын
When you made any transactions with a normal debit/credit card, the bank charged forex markup fees, which are around 2.5% - 3.5% + GST. because your spend is INR to different currency. Once payment is settled for the merchant, the bank will deduct the forex markup charge.
@arshgill243
@arshgill243 5 ай бұрын
Sir agar humne kahi apna forex card use kiya hai toh humhare account se paise cut ho jate hai pr jinko humne transfer kare unke pass nahi receive huye toh jo Humhare paise cut huye hai ussko vapis apne card mein kaise lekr aye
@bankexpert
@bankexpert 5 ай бұрын
Is issue ko leke aap customer care se baat kr sakte hai.
@rahulsit1
@rahulsit1 2 ай бұрын
Main abhi USA me hu aur ye forex card Uber ya other cab service me used nhi kar paa rha hu, whats your advice sir?
@bankexpert
@bankexpert 2 ай бұрын
Do you enable contactless payments? If you face an issue, call customer care; they will guide you.
@rbsmyname
@rbsmyname 19 күн бұрын
Hi Rahul...I am also Rahul and planning to get this card to use in USA for cab service and all.. Pls pls pls let me know if your issue is resolved and how it is resolved... Or if you choose any other option...
@mikaghosh07
@mikaghosh07 5 ай бұрын
Regalia vs multi currency? Which hdfc forex card should I go for? (Going to US for phd)
@bankexpert
@bankexpert 5 ай бұрын
Both cards work in the US. I suggest you go with Regalia ForexPlus.
@thaadibalaji
@thaadibalaji 4 ай бұрын
Hey, I am also going to the US, have bought regalia forex plus HDFC?? How is it??
@aaaa1111222233331
@aaaa1111222233331 Ай бұрын
@@bankexpertmay I know the reason why regalia is better
@smita_verma_31
@smita_verma_31 26 күн бұрын
Is Niyo Global Equitas Forex Card or , HDFC regalia or Niyo DCB better for Singapore?
@bankexpert
@bankexpert 21 күн бұрын
Currently, Niyo Global Equitas is not accepting new applications. If possible, carry two forex cards with you. Niyo DCB & HDFC Regalia Forex Plus
@gagandeepgogna
@gagandeepgogna 5 ай бұрын
Complimentary lounge access benefits are not there anymore, check their website it says expired. Please compare this card with an HDFC multi currency forex card.
@bankexpert
@bankexpert 5 ай бұрын
Thanks, Sure
@Avesh-w6q
@Avesh-w6q 5 ай бұрын
@@bankexpert pls make video for this
@mikaghosh07
@mikaghosh07 5 ай бұрын
I want to know the comparative analysis too
@kusu9503
@kusu9503 4 ай бұрын
In the website it says valid till 31st August 2024
@midhunmuralidharan3396
@midhunmuralidharan3396 3 ай бұрын
It’s still available but 1 access per quarter.
@lincythomas7236
@lincythomas7236 4 ай бұрын
Hai . my forex card is not working in ireland( atm, shop) is there is any option to add this card to phone wallet.or any option to use my money in the card
@bankexpert
@bankexpert 4 ай бұрын
You can call customer care; they will let you know.
@simranprashar9462
@simranprashar9462 28 күн бұрын
Hey, HDFC multicurrency forexus plus card or regalia forexplus card for Singapore. Which one is better?
@bankexpert
@bankexpert 27 күн бұрын
Both are good for Singapore.
@chaitalidas6944
@chaitalidas6944 27 күн бұрын
no yearly charges or maintenance fee on HDFC single currency forex card right?
@bankexpert
@bankexpert 21 күн бұрын
Card issuance Fee: INR 1000 plus applicable GST per card Reload Fee: INR 75 plus applicable GST per reload transaction
@wasiya1628
@wasiya1628 Ай бұрын
Which card is best to use in georgia country please tell me
@bankexpert
@bankexpert Ай бұрын
Is possible carry two forex card with you. 1. Niyo DCB 2. HDFC Regalia Forex Plus
@wasiya1628
@wasiya1628 Ай бұрын
And which currency we have to load in the card
@murthykolluru6501
@murthykolluru6501 3 ай бұрын
Sir, there is another doubt that if you swap this card for purchasing the entrance tickets, and shopping, then also service charges will be deducted as 4 dollars?, please clarify. Regards,
@bankexpert
@bankexpert 3 ай бұрын
only cash withdrawal, you have to pay charges.
@murthykolluru6501
@murthykolluru6501 3 ай бұрын
@@bankexpert Thank you very much sir
@sudheeshcr2749
@sudheeshcr2749 4 ай бұрын
if HDFC regalia forex card can load your card in US dollars and then use in any currency without cross currency charges then why we need HDFC Multicurrency Forex card? So between these two forex card which is better? This year I am travelling US and next year I may travel Japan
@bankexpert
@bankexpert 4 ай бұрын
In a multicurrency card, you can load different currencies on the same card. It works like a wallet.
@djankoulrea3463
@djankoulrea3463 4 ай бұрын
Regalia has issue fee of 1000 while the other one has only 500. Also if dollar falls you will lose some money in case of Regalia
@ABHILASHRAVISHA
@ABHILASHRAVISHA 5 ай бұрын
Is there any tcs applied if we spend above 7lakh ina financial year as other banks do ...?? And which is the best forex card in hdfc with low charges like international withdrawal and relode charges which do u suggest amog hdfc firex cards..
@bankexpert
@bankexpert 5 ай бұрын
Yes, TCS is applicable if spend is over 7 lakh. I think HDFC Regalia Forex Plus is a good card.
@MohitChhikara-mk9ro
@MohitChhikara-mk9ro 5 ай бұрын
Sir mai dubai or Thailand travel krta rhata hu toh konsa card shhi rhega jisse mai jyada se jyada charges bcha sakku withdrawal pe plz suggest me
@bankexpert
@bankexpert 5 ай бұрын
Withdrawal pe saare he card charges lete hai. ek toh aap Niyo card lay sakte ho. uske saath HDFC regalia forexplus card
@MohitChhikara-mk9ro
@MohitChhikara-mk9ro 4 ай бұрын
​@@bankexpertsir isme limit kitni hogi 7 lakh rupee ki ya usse jyada hai withdrawal ki one year ki mujye jyada se jyada amount withdrawal krna hai toh kuch acha idea suggest krro na
@daksh110877
@daksh110877 17 күн бұрын
for student THIS CARD USE IN RUSSIA OMSK STATE. PLEASE EXPLAIN
@bankexpert
@bankexpert 17 күн бұрын
No! Due to USA sanctions, Visa/Mastercard services are stopped in Russia.
@chaitalidas6944
@chaitalidas6944 27 күн бұрын
book my forex or HDFC regalia forex single currency which is better?
@bankexpert
@bankexpert 21 күн бұрын
HDFC regalia forex
@leftbrain598
@leftbrain598 3 ай бұрын
Buddy.. nice content, appreciate the deep research. QQ - when we unload this card (USD to INR), do we get current conversation rate or the rate on which it was loaded or the lower of the two? Also, for how long can we keep the money in this card (USD)? If USD curreency price appreciates, is it considered as capital gain (STCG or LTCG)?
@bankexpert
@bankexpert 3 ай бұрын
Thanks, you liked the video. I have no info about unloading the USD conversation rate. Please call customer care; they will let you know.
@leftbrain598
@leftbrain598 3 ай бұрын
@@bankexpert sure, appreciate your response.
@amritsunny87
@amritsunny87 5 ай бұрын
Hi. I am planning to visit South Korea for 3 months to pursue a fellowship programme. I want to know which will be my best option to spend during my travel period at South Korea. Thank you.
@bankexpert
@bankexpert 5 ай бұрын
Please carry two forex cards with you. 1. HDFC Regalia Forex Plus Card 2. Niyo DCB/SBM cards or BookMyForex cards
@amritsunny87
@amritsunny87 5 ай бұрын
@@bankexpert Thank you
@amritsunny87
@amritsunny87 5 ай бұрын
@@bankexpert Thank you for your prompt reply. Should I carry any Korean won in cash from India?
@ParthVaity-yi4wn
@ParthVaity-yi4wn 3 ай бұрын
Is a complementary international lounge in India available with this forex card?
@bankexpert
@bankexpert 3 ай бұрын
Complimentary Lounge Access at International Airports in India - 1 lounge access per quarter until the card validity. offer valid for 31-03-2025
@sreedhar368
@sreedhar368 22 күн бұрын
Which is the best credit card for Europe students
@bankexpert
@bankexpert 21 күн бұрын
Au ixigo credit card, niyo sbm credit card & idfc wow
@sabirmb9686
@sabirmb9686 2 ай бұрын
Is this card can be used in Malaysia ?
@bankexpert
@bankexpert 2 ай бұрын
Yes
@nikhiljituri6798
@nikhiljituri6798 3 ай бұрын
Which card is better for a 10day visit to Scotland?
@bankexpert
@bankexpert 3 ай бұрын
Niyo dcb or hdfc regalia forex plus
@nikhiljituri6798
@nikhiljituri6798 3 ай бұрын
​@@bankexpert Can i get just the card without insurance for 0 charges? Or Rs 1000 is including the card?
@vikrantnaik9886
@vikrantnaik9886 4 ай бұрын
Please make a video on Regalia vs Multicurrency. Regalia has more ATM withdrawal charges as compared to Multicurrency
@bankexpert
@bankexpert 4 ай бұрын
Sure i will try
@alishafaigaming4446
@alishafaigaming4446 19 күн бұрын
Sir Nepal ATM se Paisa nikal sakte hain
@bankexpert
@bankexpert 17 күн бұрын
nepal ka nhi pta. customer care se baat krke confirm kr sakte hai.
@Norulebookofficial
@Norulebookofficial 3 ай бұрын
Which card is better for Thailand as a first time traveler from India with zero markup fee
@bankexpert
@bankexpert 3 ай бұрын
Niyo DCB or AU Ixigo credit card
@Norulebookofficial
@Norulebookofficial 3 ай бұрын
@@bankexpert okay thanks for the update
@Newspikey
@Newspikey 29 күн бұрын
​​@@bankexpert is there any particular reason not to suggest this regalia forex card for Thailand ?
@dr.deepthyprakash6726
@dr.deepthyprakash6726 24 күн бұрын
Which is the best forex card for Canada?
@bankexpert
@bankexpert 21 күн бұрын
niyo dcb & hdfc regalia forex plus
@MeetRathod-h7g
@MeetRathod-h7g Ай бұрын
Sir Russia me ye card chalega What are charges..
@bankexpert
@bankexpert Ай бұрын
Russia ka pta nhi hai kyunke US sanction ke baad visa & master card waha pe kaam nhi kr rhe hai.
@MeetRathod-h7g
@MeetRathod-h7g Ай бұрын
@ thank you
@tejaswinidandela4548
@tejaswinidandela4548 5 ай бұрын
Sir Im a student who is going to usa this august, Can I have two forex cards? One is Hdfc and Niyo. Can I access international lounge access outside India with Niyo card?
@bankexpert
@bankexpert 5 ай бұрын
You can carry two forex cards. Spend 50,000 or more internationally to get a lounge pass on Niyo cards.
@AkhilTomy-m2p
@AkhilTomy-m2p 5 ай бұрын
Hi, can you please suggest which is the better option for Europe? HDFC Multicurrency or the Regalia ForexPlus?
@bankexpert
@bankexpert 5 ай бұрын
HDFC Regalia ForexPlus is better.
@harsha1537
@harsha1537 2 ай бұрын
Can this card be used for Vietnam? Please tell me
@bankexpert
@bankexpert 2 ай бұрын
Check the country list on the bank website.
@shafaquedav
@shafaquedav 4 ай бұрын
I am traveling to Italy for my master's degree.which forex card is good for me?
@bankexpert
@bankexpert 4 ай бұрын
As a student, I suggest you carry two Forex cards with you. 1. Niyo DCB/SBM debit card-regular use 2. HDFC Regalia Forex Plus Card -Backup Card
@shafaquedav
@shafaquedav 4 ай бұрын
@@bankexpert thank you
@DarshitKothari-DK
@DarshitKothari-DK 3 ай бұрын
Which is better to be used for bali as tourist
@bankexpert
@bankexpert 3 ай бұрын
Niyo DCB & HDFC Regalia forex plus
@Santanu_Santra
@Santanu_Santra 2 ай бұрын
Hello sir can you suggest me a card for UAE traveller ??
@bankexpert
@bankexpert 2 ай бұрын
Niyo DCB or HDFC Regalia forex plus or BookMyForex
@rupabholanathlahiri3885
@rupabholanathlahiri3885 2 ай бұрын
Can it be used in Russia for Rubles?
@bankexpert
@bankexpert 2 ай бұрын
No, due to US sanction, the master card does not work there.
@BHUMIKASHETTY-b3d
@BHUMIKASHETTY-b3d 4 ай бұрын
How much will they charge while loading money into the account ?
@bankexpert
@bankexpert 4 ай бұрын
75 + GST
@tusharjedhe4647
@tusharjedhe4647 6 күн бұрын
Is this card good for Vietnam?
@bankexpert
@bankexpert 3 күн бұрын
yes also carry niyo dcb debit card
@AamirKhan-qd8gl
@AamirKhan-qd8gl 4 ай бұрын
Brother i study in Bangladesh my main purpose is to withdraw money from atm which card is best I have account in hdfc
@bankexpert
@bankexpert 4 ай бұрын
Niyo DCB
@AamirKhan-qd8gl
@AamirKhan-qd8gl 4 ай бұрын
@@bankexpert bhai aap ek example dekar samja sakte ho please Like mere pass hdfc mellenia debit card hai And I have to withdraw 10k rupess in Bangladesh by atm toh Dono bank mai kitne rupee ka diffrence hoga Mai kitne save karlunga ?
@KunalAgrawal-p8r
@KunalAgrawal-p8r 3 ай бұрын
iss card mein free sim bhi hai. woh kaise use karna hai
@bankexpert
@bankexpert 3 ай бұрын
Bank visit krye or customer care se baat krke confirm kr sakte hai
@Jsvnt-e3u
@Jsvnt-e3u 5 ай бұрын
This card can I use in Sweden with zero conversion charges?
@bankexpert
@bankexpert 5 ай бұрын
Call the customer care; they will provide you with details.
@nishankhaira523
@nishankhaira523 17 күн бұрын
Helo bro hoe are you app sweden gae hii pls muje b guide kare konsa card best rhe ga me v sweden travel karne ja rha hu pls
@aaftabdxb17
@aaftabdxb17 5 ай бұрын
Bhai main Dubai me job karta hun kya ye card sahi hai and aur jab mujhe dubai to india ya updown krna hoga toh lounge access mil jyega??
@bankexpert
@bankexpert 5 ай бұрын
Han yeh card sahi hai. India ke international airport pe lounge access milega. Aur iske saath Niyo cards bhi lay sakte hai.
@umangmalhotra
@umangmalhotra 2 ай бұрын
After purchasing this card is it necessary to purchase travel insurance?
@bankexpert
@bankexpert 2 ай бұрын
No
@Family_man_IN
@Family_man_IN 5 ай бұрын
Im going to France, can i use this with free of mark up fees. I already have sbi foreign travel card which has 3.5% Mark up fees .
@bankexpert
@bankexpert 5 ай бұрын
Yes, you can, but I suggest you go with the Niyo card or the AU Ixigo credit card.
@Family_man_IN
@Family_man_IN 5 ай бұрын
@@bankexpertThanks Bro. Are there any charges for Regalia Card using in EURO (any conversion charges), or any Markup Fees or any other charges?
@Realdjx
@Realdjx 2 ай бұрын
Normal hdfc international debit card and iss card mai kya difference hai?
@bankexpert
@bankexpert 2 ай бұрын
Debit card se international transaction krne pr forex charges lagta hai
@linolukose5359
@linolukose5359 2 ай бұрын
Do we need to spend minimum amount to avail international lounge access?
@bankexpert
@bankexpert 2 ай бұрын
no
@AlimajadAmjad-hm8cu
@AlimajadAmjad-hm8cu 4 ай бұрын
Alibaba pe konsa forex card use kar sakte hai No charges
@bankexpert
@bankexpert 4 ай бұрын
Niyo DCB best rahega
@iamgroot3034
@iamgroot3034 4 ай бұрын
I am a student going to study in uk, I already have Niyo dcb debit card, should I apply for hdfc regalia forexplus or BookMyForex card?
@bankexpert
@bankexpert 4 ай бұрын
You will choose any of them between BookMyForex or HDFC Regalia Forex Plus. both card are good
@priyankaa5286
@priyankaa5286 4 ай бұрын
I am traveling to uk as student Can u please suggest me which forex card is good
@bankexpert
@bankexpert 4 ай бұрын
Carry two forex card with you. 1. Niyo DCB debit card 2. HDFC Multicurrency forex card or AU Ixiogo credit card
@mr.nafeesraj7865
@mr.nafeesraj7865 5 ай бұрын
International transection 1 day mein kitna kar sakte hein or Annual kitna kar sakte hein
@mr.nafeesraj7865
@mr.nafeesraj7865 5 ай бұрын
Or o marcup fees hoga?
@bankexpert
@bankexpert 5 ай бұрын
1. Daily Limit for ATM Cash Withdrawal: USD 5,000 or equivalent in any other currency 2. Daily reload limit through online channels: USD 5,000 or equivalent in any other currency 3. Annual reload limit through online channels: USD 25,000 or equivalent in any other currency 4. Annual total Load and reload limit as per Liberated Remittance Scheme: Maximum USD $250,000 or equivalent in any other currency in a financial year 5. Is card me markup fees zero hai. bs jab money load krte hai toh kuch extra charge krta hai bank. uske baad ke jo bhi spend online, POS, Tap & pay hoge uspe koi charges nahi lagega.
@Jugal_Pratap
@Jugal_Pratap 5 ай бұрын
Which card is good for Dubai i want to use cash in Dubai can i withdrawal 5k dihram
@bankexpert
@bankexpert 5 ай бұрын
I suggest a few cards but check the daily withdrawal limit. 1. HDFC Regalia ForexPlus 2. Niyo Cards 3. BookMyForex
@abhishekchakraborty3439
@abhishekchakraborty3439 4 ай бұрын
HDFC Regalia or bookmyforex for Germany?
@bankexpert
@bankexpert 4 ай бұрын
Both are good; choose any one.
@narendrarane5037
@narendrarane5037 4 ай бұрын
Can i spend 7 lakhs on both hdfc and niyo. Will any tcs apply on it?
@bankexpert
@bankexpert 4 ай бұрын
No TCs up to 7 lakh spends
@narendrarane5037
@narendrarane5037 4 ай бұрын
@@bankexpert No I mean can I spent 14 Lakhs using both cards without any tcs
@Saniyapatel592
@Saniyapatel592 5 ай бұрын
Sir suggest multiple forex card for Indian student studying in russia
@bankexpert
@bankexpert 5 ай бұрын
Due to sanctions, visa and MasterCard services are not available in Russia. Majority cards come with the Master & Visa network. Please ask the bank before taking any cards.
@umangmalhotra
@umangmalhotra 2 ай бұрын
which card better for china
@bankexpert
@bankexpert 2 ай бұрын
Niyo DCB & this one
@umangmalhotra
@umangmalhotra 2 ай бұрын
@@bankexpert are there any chances of card block or bank not accepted in any of these card for payments using their platforms like Alipay?
@lalatendujena7214
@lalatendujena7214 3 ай бұрын
What is the Annal Card charges or it is free
@bankexpert
@bankexpert 3 ай бұрын
Card issuance Fee: INR 1000 plus applicable GST per card No annual fees
@murthykolluru6501
@murthykolluru6501 3 ай бұрын
Super sir, very good explained. It is very much helpful sir. I will follow the same. Regards,
@rbsmyname
@rbsmyname 22 күн бұрын
USA mostly need credit card. Which is best in USA for booking cab, hotel booking, shopping?
@bankexpert
@bankexpert 21 күн бұрын
niyo sbm credit card, idfc wow, Au ixigo credit card
@RaginiYadav-x9y
@RaginiYadav-x9y 3 ай бұрын
Bhai what about TCS charge
@bankexpert
@bankexpert 3 ай бұрын
20%
@Avesh-w6q
@Avesh-w6q 5 ай бұрын
Niyo global card or this card which is better ??
@bankexpert
@bankexpert 5 ай бұрын
Both cards are better, but both offer different types of benefits.
@mohanraj411
@mohanraj411 5 ай бұрын
How much is the HDFC conversion rate compare to google rate for 1 USD?
@bankexpert
@bankexpert 5 ай бұрын
When you load the money, you will get the exact conversion rate. or call customer care; they will assist you.
@rishabhjain5655
@rishabhjain5655 5 ай бұрын
What is annual charges for this
@bankexpert
@bankexpert 5 ай бұрын
Application fee: INR 1,000 plus GST No annual fees
@mrspeedy5671
@mrspeedy5671 4 ай бұрын
Hello sir, I want Zero Markup Fees credit card for my business. I do multiple transaction in USD daily.
@bankexpert
@bankexpert 4 ай бұрын
Use a Niyo credit card. If you spend over 7 lakh plus, you must pay TCS. However, with credit cards, there is no limit to spending abroad.
@mrspeedy5671
@mrspeedy5671 4 ай бұрын
@@bankexpert I have IDFC Credit card which always get blocked when I do payments to same merchant for more than 5 times.
@mrspeedy5671
@mrspeedy5671 4 ай бұрын
I'll try Niyo and hopefully will not get this issue. Thank you :)
@_themillenialgirl
@_themillenialgirl 3 ай бұрын
Can i buy iPhone in malaysia through this card ?
@bankexpert
@bankexpert 3 ай бұрын
Yes
@silverblazeFCB
@silverblazeFCB 3 ай бұрын
Whats the forex rate of this card ? (Am nit talking about forex 'markup' fees) What's the forex rate ?
@bankexpert
@bankexpert 3 ай бұрын
The HDFC Regalia ForexPlus card has zero cross currency conversion charges. However, the exchange rate for the first leg of Dynamic Currency Conversion (DCC) is decided by the merchant and communicated to the cardholder at the time of transaction. The second leg of DCC conversion from the cardholder's chosen currency to the currency available on the card will attract cross currency transaction charges.
@Saniyapatel592
@Saniyapatel592 5 ай бұрын
Sir should i contact u !! For regarding forex card
@bankexpert
@bankexpert 5 ай бұрын
Yes, DM on Insta.
@nitinmishra7862
@nitinmishra7862 5 ай бұрын
Should I get this or bookmyforex. Going to Boston, USA as a student
@bankexpert
@bankexpert 5 ай бұрын
As a student, I suggest you always carry two Forex cards. You can choose this one along with BookMyForex or Niyo cards.
@Iamsahaj
@Iamsahaj 4 ай бұрын
After 5 year, how much cost for renewal
@bankexpert
@bankexpert 4 ай бұрын
I don't know the exact amount, maybe 1000.
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