He Purchased 29 HMO Properties and Makes £64,000 Per Month

Luigi Newton - / @lncapital & / lncapital
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[@CatrionaStewart-d7b]

That's a solid amount to get started with. The first thing that comes to mind is either putting it toward a down payment on a rental property or looking into real estate investment trusts. A rental property can give you consistent cash flow, but REITs are more hands-off

[@ElianaJones-p1v]

with $50k, you could easily make a 20% down payment on a property worth around $250k. If you go the rental route, you could generate passive income every month, and over time, the property could appreciate in value

[@Andersson-g2n]

REITs are definitely an option if you don't want the hassle of being a landlord. You can invest in them like you would stocks, and they pay dividends. Plus, they're diversified across different types of real estate, residential, commercial, etc. It's a good way to dip your toes into real estate without managing tenants or repairs

[@Lindgren-h7k]

I've been thinking about rentals, but the whole idea of managing tenants kind of worries me. And what if the property market dips after I buy? I know it's long term, but that's still a lot of money

[@JohnClinton-g2p]

Rental properties can be more work than people realize finding tenants, dealing with maintenance, unexpected repairs. But if you're strategic, you can find a good property manager to handle all of that for you. Just factor in those costs when you're running the numbers

[@susan-i8v5i]

Honestly, that's why it's important to run a detailed cash flow analysis before you commit. You don't want to get stuck with a property that's bleeding money. But when done right, rentals can be an incredible wealth building tool

[@christopherbrown5779]

There’s a lot of hate in these comments. He’s not an active criminal, he’s providing services for local authorities, paying tax and employing services providers in the construction industry. Your lack of,,, is not his fault.

[@JustinWilkins]

Well said Christopher 👏

[@MrDooley45]

Exactly

[@jayeezy7410]

Two of my fav KZbinrs in the property space...great video and good to see you both link up again

[@JustinWilkins]

Let’s go 🔥🔥

[@Ameenthetechbro]

Really great video. I would definitely be rewatching this couple of times as i start out my property journey.

[@JustinWilkins]

Glad to hear it 🤝

[@monadacosta-williams7016]

I love this video - very informative. Well done to you both.

[@propertiesbyguru]

Was itching to see this! Great to see you two together! Smashed it 🔥

[@JustinWilkins]

Yes Guru 🔥 this one was a long time coming

[@mda99das]

The housing provider is Serco if anyone wanted to know.

[@FeelingIsHealing]

I've heard some bad things about this provider, that they basically allow the house to be completely trashed & won't keep up with paying utilities

[@mda99das]

@@FeelingIsHealing this is what happens when you get greedy, they just give it to asylum seekers

[@chrise202]

This is the reason why UK has such poor housing standards where 6 sqm is a bedroom. Sad

[@JustinWilkins]

Agreed, minimum room size is 6.5 sqm for HMOs. But I will say out of the investors I’ve met that do HMOs, they all aim to provide 8 sqm rooms and above.

[@tomaszrolka2811]

Yes, but only because the investors are afraid that the rules might slightly change in the near future, preventing them from renting out a room as a bedroom, so they keep a margin.

[@LNCapital]

@@JustinWilkins just to add it depends on the area as some areas hmo Licencing minimum room size is 6.5m2 some areas it’s 8m2

[@jordanhughes3137]

Yeah as far as bedrooms go it’s a sad state

[@I-islam575]

Yes it’s not hit humans but rabbits 🙄🤷‍♂️😊

[@assetassassin9146]

Sick and informative video! I’ve known Luigi personally for a good 7+ years and even used to work in the same call centre as him before he even got his first property, his journey is inspiring and legit! You should learn something from him rather than being haters!

[@MatthiasDapprich]

One of the problem with the "haters" is that they don't understand the risk taking of investors like Luigi. There is always the underlying idea "Oh, it's all evil and it's so easy to make lots of money" ... No, it is not. First of all, the margins in the property sector are more often slim than BIG. Also, competition is what increases the quality of housing. Most of the UK's property is low quality and with investors coming into the market there is a chance that -- once demand vanishes slightly -- the quality of supply increases.

[@zaink7037]

Inspirational. Social housing has its pros and cons, for me its the type of tenants you may be getting. For me id look near unis or hospitals as that would encourage healthcare professions and students. I just wish property prices were as cheap as they were when luigi started

[@JustinWilkins]

Great points - it definitely has its pros and cons, so its good to think about the long term! Prices still are that cheap though - the properties we visited Luigi has only purchased within the last 6 months

[@NickBotha]

Insightful, thanks Justin 🏆

[@JustinWilkins]

Cheers Nick 🍺

[@ameenr9129]

Genuine bloke, a top lad. Loved the passion of the F-bombs and Justin's nonchalant reaction 😂

[@JustinWilkins]

😂🔥

[@dstone2067]

@@JustinWilkinsif you really knew

[@thefaith01]

Refugee tenants... Paid for by the taxpayer

[@1414141x]

Where is your heart ? We need to make these people welcome and comfortable. So they can call their brothers back home and tell them how good the British people are to them - come on over brother, bring the kids as well....

[@ab123dog]

Fully agreed !!! Capitalism is killing us

[@UX-Crypto]

I don’t want to play devils advocate but it seems like with the current Labour government favouring immigrants legal or illegally social housing might be the safest bet in property as they are penalising near enough every other approach to be entrepreneurial. May as well swim with the current and not against it regardless if it’s coming out of out tax’s at least you can get on the other side of it.

[@richardsaupe]

Well done, Pay the price and get the result, leverage Time without money, leverage Money when no time... buy houses up north cheap and just get started... personally started with 7k and over 20 years as a hobby now worth 2.4 million, only done 6 deals :) 125k pa revenue my appliance repair business does 250k pa... should've focused on houses, but cashflow from business helped massively in first 10 years!

[@shaziachaudhry6240]

Well done Luigi You are a smart cookie Great to see you succeeding and a really good entrepreneurial brain

[@ridethelakes]

Which mortgage lenders are you using for social housing HMO's? I looked into single lets with serco and it looked like the main mortgage lenders wouldn't touch it.

[@IggySODMG]

Really? Was thinking of purchasing a property and giving it to serco, but never knew main mortgage lenders don't like it

[@ridethelakes]

@IggySODMG Yes, if you think about it, the landlord doesn't control the property, has no knowledge of who the tenants are, so the risk is higher for lenders.

[@DilipKumar-o6e5k]

Go through brokers..

[@ridethelakes]

@@DilipKumar-o6e5k My broker doesn't know of any lenders that would do social housing hmo. This is why I asked what lenders would do it.

[@LNCapital]

Hi mate the mortgage broker that I use can help you get a lender that is happy with social housing HMO’s or social housing They are called Mortgage Style Just say Luigi referred you

[@levmykyta7219]

I wish him to live next to the his houses and enjoying staying in the area . Absolutely killer for towns and areas where he buying houses. Disgusting business.

[@ab123dog]

Fully agree!!! Capitalism cares for nobody

[@hank.marvin]

Yup. He gets rich everyone else suffers

[@maryknight6431]

Superb video thankyou... this is our goal. And then italy or greece will be home. But i will be leaving my properties better than when i found them and ill sell when im ready to leave it all to my kid x

[@ZingerTower]

And yes all you tax payers out there, you are paying the £2000 per month here. 🤮

[@MohammedKhalid-l8m]

These ppl fuck up communites etc which family want hmo as neighbours ???? Happened to me recently 8 ppl some kurd, afghans, jamaicans fighting everday amongst themselves.

[@IvanAkinfiev]

BOMBACLOT!

[@Deporter83126]

You need to move to a better place then

[@zaink7037]

Know the feeling sadly. Have a hmo down my road. Thankfully touch wood now it's gone quiet but before would hear loud music every weekend, uninsured cars parking there and anti social behaviour. Personally if I did a hmo I'd do it near to a hospital or university as I know it'll likely have uni students or healthcare professionals living there than the illiterate people

[@masudahmed6029]

There's too many in Birmingham including was in one for 5 years. Got an inheritance and bought a house in telford

[@maryknight6431]

Yeah evil bastards not being able to afford to have their own bathroom and existing near you. When we were starting out you were lucky to get a bedsit to start before yoir hour if flat. If people didn't need ro adhere to horribly inhumane rules just to get a 1 bed flat hmos wouldn't exist. Idiot

[@1414141x]

So this is what tax payers are paying our government and council 'officials' (inspectors) to do ? Write down a list like filling holes in a ceiling or removing a coat hook off the back of a door. Probably pay the inspector £35k a year. The control our government is now imposing on everyone is ridiculous. No wonder our society is disentegrating. This money should be spent on providing training and opportunities to the young people who are our future - not on a hook and hole inspector.

[@Miks2092]

@@1414141x our society is disintegrating because all our taxes are going to people like this, who are providing slum accommodation. The fact HMO's are even allowed is a disgusting step backwards!

[@sahab999]

Do you need to become a registered provider of social housing services or can you simply lease your property to an housing association?

[@lukebrown8580]

HMOs are great, but it’s a real sad time that there is profit and money in housing refugees through the government when we have a huge immigration problem. The UK is in a sorry state

[@JustinWilkins]

Lots of ways that HMOs can be run now. Re housing refugees, il be honest in saying I’ve heard there are some mixed opinions out there - some people are very pro the social housing strategy, and some people really not.

[@paulcoates3860]

Ye true, costs are less giving a lease to provider than able to do it with working Profn students

[@adamhartup6525]

I agree, illegal immigrants or refugees as we like to call them should be remanded in custody and then sent back. If we spent money on boats rather than nice cosy little government paid for houses no where near as many would come.

[@DilipKumar-o6e5k]

@@adamhartup6525 We should not go around b0mbing other countries and we won't have these refugees..

[@DilipKumar-o6e5k]

Also sad is Rishi Sunak brought in 750,000 Indians in to this country via many ways inc refugees/boats/scam visa's from India.

[@MaxWolf-s9y]

I grew up in a house my mum bought for £10 million. I started from scratch and managed to buy 150 houses, and now I earn £190,000 every month. You too can achieve the same success-if you grew up in a £10 million house, attended a private school, and studied at a Red Brick university, while always having access to loans for any amount from the bank. See how equal our chances are?

[@LNCapital]

@@MaxWolf-s9y that is a negative mindset mate.. I grew up in a house that my mum bought for 80k Started off with £6,000 and have build a £7M property portfolio by using joint venture strategy and BRRR method. With joint ventures my JV partner will fund 100% of the deal and we split the monthly profit 50/50 I don’t think that is a good message to send people as many billionaires in the world started out from scratch

[@MaxWolf-s9y]

@@LNCapital Building a property portfolio starting from scratch in 2024 using the BRRR (Buy, Refurbish, Rent, Refinance, Repeat) strategy and joint ventures (JVs) could still be possible, but several factors make it much harder today compared to previous decades. Here's why: 1. Market Conditions Have Changed Higher Property Prices: Property prices have significantly increased since the 80k house days. This means that the barrier to entry is much higher, requiring more capital or leverage to get started. Higher Interest Rates: Rising interest rates in 2024 mean borrowing costs are higher, which reduces profitability on deals, especially in the early stages. Stricter Lending Rules: Banks and lenders have become more cautious and impose stricter affordability and loan-to-value (LTV) criteria. 2. JV Partners Are Harder to Secure Trust Issues: If someone is starting from scratch with no track record, convincing a JV partner to fund 100% of deals can be difficult. Partners often want to see experience, a portfolio, or personal investment in the deal. Competition: The market is saturated with experienced investors looking for funding, making it harder for newcomers to secure JV partnerships. 3. BRRR Is Tougher Now Overpriced Properties: The BRRR model relies on buying undervalued properties to refurbish and increase their worth. In today's competitive market, finding such properties is harder as investors quickly snap them up. Refinancing Challenges: Post-refurbishment, refinancing to pull out equity is less straightforward. Lenders now scrutinise valuations more closely, and pulling out the full investment amount is increasingly rare. 4. Increased Costs Refurbishment Costs: Labour and materials have seen inflation, which cuts into potential profits. Taxation Changes: In the UK, for example, buy-to-let investors face higher taxes, such as the removal of mortgage interest tax relief and the 3% stamp duty surcharge on additional properties. 5. Networking and Education Aren't Free Barrier to Entry: Building a network, learning the industry, and gaining credibility all require time and often money. Someone starting in 2024 may struggle without these initial investments. 6. Economic Uncertainty The current economic climate (e.g., inflation, cost of living crisis) makes rental yields less predictable. Tenants may default, and operating costs (like energy bills) are higher.

[@DeadlyDizzle-yn1vz]

He didn’t say that though did he? I hate people like you, always has every excuse why someone has it easier than you but do nothing to get to work. At the same time there are people that are less fortunate than you working incredibly without complaining. Get off your arse and stop bitching

[@jasonvoorhies6431]

@@LNCapitallet him have his brokie mindset. He wants to live life on whinge mode then let him have it.

[@AndyPewter]

@@LNCapital it’s not negative, it is the truth. Money makes money. That’s why the elites rule while majority have to work to facilitate it.

[@Badhabbit_]

HMO r disgusting I currently live in 1 myself in the city of Liverpool I generally share a normal 2 bed flat with 2 other guys , which has been converted to a 3 bedrooms with one of them being tiny ( feel for the guy living in tht room ) and the landlord charges extortion rates of £500 + top ups for elecky and gas it’s an absolute joke ! It’s like I’m trapped I work a full time job and can’t manage to save enough to move out avoid these at all costs and the landlords are just greedy taking advantage of as many vunerable people as possible they thrive of dole claimants and people on the sick they should be banned !

[@Deporter83126]

So without this hmo you’d be living where? You don’t have any money but expect charity. Seems like you are being forced to stay there lol. Try buying your own place then you don’t need to complain.

[@DeadlyDizzle-yn1vz]

Rent in Liverpool is relatively more affordable than any other major UK city. I say that as a landlord in Liverpool that grew up in London. How much would you be paying in other options?

[@oyinking]

Genuinely where would you live otherwise?

[@bryanmalley]

Great video. Interesting to see someone doing something with social housing. Being conservative in your approach doesn’t necessarily translate to less profit. Enjoying the channel!

[@JustinWilkins]

Thanks Bryan 🤝

[@hank.marvin]

I hope people who are affected by this mans decisions bring civil claims against him if anything goes wrong with his new tenants. These types of landlords need to be held responsible for what they are doing to our communities

[@kd3446]

This shows that there is still money in HMO’s build a plan based on the income….

[@lc8361]

I got 7 mins into this and the lad's voice is doing my head in. Is he Jamaican? lol

[@hank.marvin]

It's the new london universal gangster accent, you get me fam

[@marvinkigame2838]

Jamaican???? 😂😂😂😂😂

[@wilf18]

road man ya get me blud ! He struggles to speak eloquent English. But he’s doing well so if he wants to sound like this so what. He can’t pronounce his th. So the is du. Everything is everyfink. Month is munf. Mans from ghetto and made a success of himself.

[@clivebond7858]

Nah he's just gangsta blud.

[@mrdeafa25]

Welcome to the UK. He is a Nottingham lad and speaks like that because his friends and neighbours are from other parts of the world. In another ten-twenty years we will all be speaking like that. Listen to the accents on black and white films from the 40's, nobody speaks like that anymore, its evolution of language. Uk accent will be the same all over, no more Geordie, West Country, Scouse or any others, just the same for everyone. I must admit, it grates on me.

[@mofabulous-u7i]

How would the conversation go with your JV partner if the valuation comes back low? And say if you weren’t able to return there whole amount as you’d agreed?? Profit share??

[@stevem7250]

Surley ull get more than 1% interest rate if you left it in the bank? Be a nice problem for me to ponder.

[@jamieblissett]

Commercial valuation still?

[@piersfisher4606]

Does he have to get the epc rating to a specific grade

[@JustinWilkins]

Great question, and one il ask Luigi. I imagine they aim for C or D at minimum, but worth double checking with the social housing provider you work with

[@AnonymousPacifist]

Nice life style😇

[@jasmeldhinsa4046]

Which area r there houses ?

[@neneyeezy9938]

Is it £400 per room in Nottingham? Do you have any idea what it’s like In Birmingham

[@masudahmed6029]

I used to live in supported accomo in brum for 4 years. Land lord gets 950 EACH a month room from the council. Big p's. I don't know how much council pays in Notts.

[@marklewis3023]

Lots of hate on here, the guy is buying and refurbishing properties for people to live in. Now you may not like the types of people who will live in those properties, but they have to live somewhere. It's UK government policy to use HMO's and Hotels and just about anywhere they can. They decided that Rwanda was too expensive and they didn't like the idea, but until there is a better option then these people need to be homed somewhere. I would be in favour of getting the guys in as cheap labour to build new housing estates right across the UK and to work on road projects. That way they're paying for their own housing costs in labour and not sitting about causing mayhem to the communities that they live in. Would there be communication issues etc etc - yes! But think about the Chinese workers that worked on the US railways, they just got on with it and the projects were completed. We need a Government with a can do attitude, but with this current lot probably best not to hold your breath.

[@cvjss2]

If you download his company's filing history on Companies House, it shows that his claims of 29 properties and making £64,000 a month is completely inaccurate. This seems like a classic case of someone wildly exaggerating...!

[@JustinWilkins]

I can see what you mean if you are just looking at his personal portfolio - but you’ve not found his JV properties. Most of his houses have joint venture partners. I did research this prior to getting him on

[@darrenhill5802]

You sound like someone who has not owned a Ltd company, as if you had you would understand that Companies house is always outdated, by 12month to 2 years, plus turnover, profit, and wages are not listed as you may think

[@darrenhill5802]

Also what you have downloaded, is very basic accounts, that are not up to date

[@LNCapital]

I’ve got over 23 uk limited companies which I own the properties in, Luigi is not my government name but i don’t share my birth name online for security reasons lots of weirdos online like yourself that think they are FBI agents 😂

[@darrenhill5802]

@@LNCapitalI was on about the people downloading your “accounts” trying to say you’re full of it ! It was not about you lad, but whatever

[@AndyPewter]

Our tax money is funding this

[@hank.marvin]

And he's proud of it too, fucking insane.

[@imapadlock]

I guess when kier starmer said he was winding up the hotel use (which he hasn’t anyway). This is the replacement. Struggling to see anything to be proud of here.

[@DilipKumar-o6e5k]

There are for Brit Families.. Most social housing are now giving homes to Brits. I work in the industry.

[@wakeupsidzaman3089]

Wherever there is HMO letting that area is the worst place to be living. Full on drugs addiction and normal family won't be living in HMO as its for temporary basis

[@Daniel-n7b7d]

I guess just doing the bare minimum to a property is not caring about the people who will actually live in it. I rent a flat like that and it causes me so much stress its f@cking ridiculous!!! I personally feel you should prepare a property that is good enough for you to live in, one you would be happy to exists in! Then it should be good enough for others. Money is not everything in life and I would give every last penny and the clothes of my back just to have dinner again with the 7 family members I lost in 6 years. I understand this is a business to this guy but still, do the best you can!!! He keeps on repeating "Basic", "Basic", etc, that should tell you the person he is. I would not be surprised if he cut corners as well, seems like profit is the only thing on his mind!!!

[@garyreid2472]

could house our homeless and when we have capacity help others. Why are others but before our own

[@cliveallen7778]

Well done young man

[@TeddyCWT]

See what labour has to say about this soon enough. Get out quick

[@hank.marvin]

Yeah, it's all coming down soon

[@jward8868]

I don’t understand - how can a refuge family pay £2,000 pm for house No 1

[@M140i-EJG]

They don’t pay, me & you do.

[@Deporter83126]

We are paying for them. That’s why it’s better to go and live in a tax free country

[@neilwalsh-xh8go]

get real the tax payer pays no one would live in these boxes if they had a choice social housing easy money for greedy landlords

[@ThomasWalker-kn5ex]

They don’t pay it we do. That’s why it’s so extortionate.

[@ernestboateng3954]

29 headaches . Why not sell all and get 1 or 2 mega Block of flats

[@TJ-eo2qf]

How would you know that that’s any better

[@mrdeafa25]

Eggs and one basket springs to mind

[@chrisjie2127]

risk diversification

[@SimT8]

Lots of negative comments, disappointing. This guy has worked hard and taken the risks. Just because you vote governments in that make the rules of social housing don't blame him he is following the demand and providing a service, it isn't without its headaches which he has to deal with. Others wouldn't bother and give up hence the neg people commenting.

[@AndyPewter]

@@SimT8 your negative comments towards construction criticism are lowering the mood

[@Africa-q4k]

Hi Justin, why dont you check this guys companies house. I think he’s a fraud or liar. He’s companies house doesn’t indicate the figures quoted. Did you check this?

[@JustinWilkins]

Yes I did, I always background check as much as possible. You’ll find he has over 20 joint venture partners, and a lot of companies in different names

[@Africa-q4k]

@ do assets equate to a few million?

[@JustinWilkins]

Always a good question to ask though! Never take people’s word for anything do your checks. His assets total millions, but his equity won’t.

[@paulcoates3860]

Good question but could be put better, but good due diligence mindset.. Lungi doesn't have that Samuel Leeds wide boy scam vibe , n doesnt hide or brush over the details...😊. Interesting to look on companies house tho 👍🏻 for irregularities

[@LNCapital]

Luigi isn’t my government name but I have over 23 uk limited companies listed under my birth name which I don’t share online for security reasons. Lots of Karen’s like yourself that love to try bring people down

[@jermaineishmael7225]

So God damn refreshing hearing someone speacking with this accent on KZbin for once.....👌🏿

[@JustinWilkins]

Glad to hear and hope you enjoyed the video 🤝

[@KM-pq7sr]

What, a fake wannabe gangster accent?

[@william_marshal]

It's obvious how he's done it .... By milking people !!!

[@ramandeepbedi6513]

Sawsan ai bms

[@bigshout5050]

Another muppet destroying neighbourhoods for personal gain.

[@nicke6394]

How much does he owe?

[@JustinWilkins]

Probably 75% across his portfolio

[@paulcoates3860]

Luigi is great😂 10x Grant cardone, Luigi is a 20x +

[@JustinWilkins]

😂👏

[@RyanRickner-m6z]

What is stopping a social housing provider doing exactly what he is doing. That is buying properties themselves and refurbishing. That way they would cut him out of the picture, save alot on costs and stop subsiding his profits.

[@Deporter83126]

Probably don’t have time or resources needed

[@Miks2092]

Might be because of right to buy, how can you build something knowing you could be forced to sell it at a loss. Thatcher also banned councils from creating new stock. That created a legacy of not build/creating housing stock. This shit was planned, this guy is just a small time example, Think Duke of Westminster!

[@paparoysan]

lazy

[@mercury5316]

That's so much work, they can barely manage the current workload.

[@DustyCustard]

Guy earning £750k a year can't do his 4 Times Table without using his fingers. Something don't add up. 😂

[@JustinWilkins]

Lol whilst I’m here for the pun. Being bad at maths doesn’t necessarily correlate to how much money you make

[@jazza9860]

Serco Grifter… amongst many, but I’m sure karma will visit when least expected.

[@antpatto7524]

This is a big con

[@chester6343]

He better hope whoever he's borrowing that money from doesn't decide to change terms on him. On the surface very rich but in reality up to his eyeballs in debt. Don't get me started on the gov funded rents. You ain't smart if the government change tracks you are fucked six ways to Sunday.

[@CM-qo5ed]

His debts gradually paid off by the rent. And if the government get rid of social housing he can just change strategies and rent the rooms to working professionals or airbnb it

[@mrdeafa25]

@@CM-qo5ed His debts won't be paid off, ever, by the rent. His strategy is an old one that has worked well, he uses the rent to service his monthly debt payments and hopes inflation will allow him to sell the building at a huge profit in 10-20 years from now. The small amount of net profit he makes every month will pay him a salary but there is no way he is actually making £64k per month as the thumbnail suggests. Lets not get turnover confused with profit.

[@korkyybuchek6133]

google whats the definition of leech

[@jordanking4216]

What’s the plan when reform get in & get rid of government funding for immigrants?

[@Joe_Hawesuk]

When the lease is up, they would change strategy, probs run as a normal HMO

[@DilipKumar-o6e5k]

Far-Right Reform Ain't Coming In... If they do expect civil war...

[@Deporter83126]

lol reform

[@neilwalsh-xh8go]

bankrupt ha ha karma

[@mercury5316]

No shortage of tenants to fill that place lol, our country is over populated asf even if you remove all the immigrants today

[@williammills3444]

29 HMOs earning him £64k a month? That is just greed

[@marklewis3023]

It's turnover not profit, you have to take all of the costs out plus there are JV partners that he has. He'll only see a fraction of that money. That's the sort of comment someone makes but then is happy to support their millionaire footballers running around a field and acting like kids.

[@williammills3444]

​@@marklewis3023 Even if it’s turnover, scaling to 29 HMOs means it’s still highly profitable-otherwise, why bother? And comparing this to footballers is irrelevant; they’re not the ones contributing to the UK’s housing crisis.

[@iqraiqra9172]

Only fools deal with interest and the banks, real people are contempt with what they have or buy it raw cash.

[@JustinWilkins]

Ever heard of this thing called leverage?

[@chester6343]

@@JustinWilkins erm, he's mildly over leveraged to say the very least I reckon.

[@brunob97]

this is all inspirational etc. but not realistic if you're just starting out with nothing

[@JustinWilkins]

Luigi literally said he started with £6,000 - in my eyes thats near enough nothing in property. Limiting beliefs stop people, not money.

[@tonytaylor3717]

TURNOVER FOR SHOW .PROFIT FOR DOUGH. SHOW ME WHAT YOU OWN NOT WHAT YOU LOAN. LOVE THIS PROPERTY MILLIONARE IN TEN MINUTES YOU TUBE RUBBISH. MAKES IT SO MUCH BETTER FOR THE PROS. . IF ONLY I HAD TIME TELL EVERYONE HOW RICH I AM. TOO BUSY RUNNING A PROPERTY BUSINESS.....

[@JustinWilkins]

Yet here you are leaving in negative reviews… il be honest, that’s not a trait that I see in many successful property business owners 🤷🏻‍♂️

[@I-islam575]

He has not mentioned how he gets around tax

[@marklewis3023]

Why would he need to get around tax?