Hill Harper Talks About The Keys To Financial Stability and The Mistakes People Make

[@klaird_h4727]

Nothing sexier than an intelligent man who can teach you real life helpful tools.

[@donttripp]

I read his book in college..... Great read with a wealth of knowledge..... Not often do you see a BAR passing Lawyer turned Actor......Follow Your Dream!!!

[@garyphillips5510]

yea i read also. smart guy. need more roles. great actor too.

[@MsLuvmusic81]

There’s only one other actor I know of who was a lawyer and That’s the guy who played the banker is Scarface-Dennis Holihan. He’s still a lawyer in San Francisco now so he left the business sometime in the 90s or early 00s. In his 70s now

[@2012gemini33]

I love Hill Harper ❤️🙌🏾!!! He’s so positive. I love his energy, his knowledge. Not to mention he’s sooooo handsome 😍❤️🙌🏾😘!!! #Sway😉

[@syreetacunningham899]

yes he is very handsome

[@vtymes1982]

🎯

[@smoomook]

I just had a dream about him. I love the knowledge he has and how he shares it. I love everything he is doing for our community.

[@constructinjoy]

Straight up I'm just going to say Hill has to be the realest interview with direct information really viable information that you can use immediately. I am so proud of Sway and his crew they always have great content real content able to be cashed in on almost immediately this was a great great great interview I can't say enough.

[@SUPREMECULTUREMEDIAjbdbdhd]

i read your book while i was 18 doing prison time. i now own a business and will be a top rapper in 2020 #justwatch

[@gmongrel]

Shahiem Hardy what book?

[@SUPREMECULTUREMEDIAjbdbdhd]

@@gmongrel letters to a young brother

[@ojames1983]

Good stuff on the business but brush, we don't need anymore rappers write a book if you're dropping knowledge.

[@batirtzeurkiaga4973]

Good for you!!!

[@trenchboitee6546]

I did to it changed my mind

[@westan08]

THANK You for this....just did it and instantly got a BOOST!!!

[@airiescap82]

Hill Harper never ceases to amaze me. I remember first seeing him as a supporting actor in “The Skulls” back in 2000. He has become my go to every time someone discards a BLACK MAN as uneducated! I appreciate all of your efforts! Sway you too! Keep the positive reflection rolling in!!!!!!!!!!!!!!

[@sunshinesunflowerz1647]

Thank you Hill!! I love you my Taurean brother. Keep being a positive fixture for the black and brown communities. 💚

[@dbias70]

One thing I can say about Sway in the Morning his interviews never disappoint this was a great interview I learned a whole lot today more than I've learned in my 49 years on this Earth we need more people like Hill Harper and I'm definitely going to buy this brother's book peace to you all

[@ClanNamedHipNotic]

752 credit score at 20!! Anybody can do it! Just be disciplined with your spending.

[@jamesmarie]

Good Job! Now let your change work you. Seriously, I love acorns.

[@jaycabz09]

I would love to sit down with Hill Harper and interview him !! Amazing Interview and very inspiring.

[@pharvey2473]

This was such a valuable tool, very educational, working on my credit score and being successful

[@apple66100]

I work with him as a nanny,he's very nice guy✌🙏❤😍

[@cleaningcrew6657]

Would he be interested in a farm?

[@naturallybeautiful8828]

He is STILL handsome 😍

[@vtymes1982]

Yes 😍

[@nyathinyathi2445]

Great interview with lots of knowledge - thank you!

[@AKingsVision]

Man i really wish we had some type of credit class in high school. I’m teaching myself and it gets tricky

[@twiWright25]

Get hip Dave Ramsey's Total Money Makeover. Credit scores are trash. Watch his KZbin channel.

[@lateshow42]

Look up the brother Jay Morrison Credit Score videos here on KZbin..straight jewels

[@preciousthompson2009]

Darius Davis www.smashwords.com/books/view/904822

[@shelleygreyrealtor]

KZbin is the class. Learn about investing, credit and skills.

[@preciousthompson2009]

Darius Davis what questions do you have?

[@lilrick456]

This is fantastic. Thanks, Hill. 👏

[@Rqs79]

Hill is right. My score jumped by 36 points

[@tyrone7654]

This is Tyrone from Alabama. Thank you for confirming what I learned about my credit card spending

[@JRodWroteIt]

GEMS BEING DROPPED ALL THROUGH THIS INTERVIEW...

[@NaturallyNerdeeNicol]

Right! I was going to say the same thing. Anybody using their influence and financial means to improve the human condition needs to be celebrated including the grassroots activists, volunteers, and other crusaders battling social injustice.

[@stoneymontana4186]

I love him so much! And Cheslie is a great representation for us black women, let’s get these 10,000 black millionaires in the next 5 years goin!

[@dsinformation6640]

I'm glad I listened to this show

[@keonta81]

Dude doesn't look 53

[@talexander2302]

Love Hill...

[@daskinder]

Remember when he was on Married With Children about to get married himself until Al Bundy showed him the light. (circa 1993). now look at this brother. 😎😎🐴🎸🎧🌭

[@peachesthehairstylistjacko5165]

Lord I love this man

[@regvibe835]

I love the knowledge and thanks to him for sharing thats love..

[@nnorush85]

It worked. Jumped my score 7 points. It’s something.

[@whayes8084]

nnorush85 what’s the time stamp you guys are referencing?

[@vashtilou731]

OMG! YALL THE EXPERIAN BOOST THING WORKS!! I JUST DID IT!!! MY SCORE WENT UP 20 POINTS!!!! GO NOW!!!

[@johnniemurray986]

This is what i need to hear. Ur never too old or young to learn about finances. Plus i would never have a lawyer as fine as her lol she be the reason my finances would be maxed out lol.

[@trksanhoes]

Real spit convo 💯✊🏿💪🏿

[@evanjahlist6008]

Crazy... signed up 5 mins ago.. score boost 80 points.. #thanks

[@illreel5169]

#Salute!!! 👑✨👑

[@Noname-pe8wf]

Hill looks good 😍

[@shamekag7921]

Good stuff

[@TimCurry04]

"If you're paying with cash, it's no way to track em." #Message

[@Mslimgoodies]

U caught that too huh

[@TimCurry04]

@@Mslimgoodies yes, ma'am! It's levels to it and people are just to sleep to see it. What most don't see is, the credit game has changed already. What these brothers are speaking about has already been rectified.

[@dcyoungfly187]

Man the book Letters to a young brother means the world to me I used to hate reading intil I told my teacher and he hand me that book the next day this was my senior year of HS in 2014, & that book was the foundation for me thirsty to read more books and since than I' read almost 100books. Which is powerful bcuz I hated reading intil I blessed with a teacher that cared enough to hand me that book So i want to thank u & Mr.Duffy equally to the bottom of my heart bcuz u both created the thirsty for me to want to learn. P.s.its very interesting that I came to this video bcuz I applied for 2 credit cards today, I probably will never get the opportunity to see u r Mr.Duffy ever again bcuz he doesnt teach at my old school.😔 but nevertheless I appreciate the free game #ELSIKHIGH2K14

[@SlickDeville410]

You could have riches or be Stuck in Poverty. It all starts with your thoughts.

[@ThePecanTan]

Facts! Thoughts and priorities.

[@abundance6484]

Set your mind on ADOS reparations. Push your family religious organization friends children and community politicians toward that reparations package and restorative justice reality. ✌

[@preciousthompson2009]

Slick Deville yes so true I love you to offer you free credit advice and you can check out my ebook at www.smashwords.com/books/view/904822 Email me any questions [e-mail]

[@Shay_TheUnpopularOpinion_]

Handsome, that’s what he is!

[@NoProGoPronto]

“The borrower is slave to the lender.” CASH IS KING! Long live Dave Ramsey.

[@josh021588]

Yea This is just an ad for credit cards

[@MrmidnightWNFM]

I love the jewels he was dropping

[@gregorymiles9520]

I Love Mr. Harper. LTAYB was necessary for me. MYD!!

[@christophersmith118]

Heather B silly as a mfk laughing at Tyrone from Alabama😂😂😂😂😂😂😂

[@nottypical7675]

No credit is not bad credit. If you pay for everything and have no debt and have no plans to borrow. That is the best way to live. We have gotten so debt dependant that we don't even think about buying things using saved money. This is why our generation is saddled with so much debt

[@Kenny78743]

@ 24:50 I forgot about the topic of credit scores... She's stunning. (Duh) 😂

[@dellinkedup5479]

Birdman 247 damn I skipped right to it and was not disappointed she’s gorgeous 😍😍😍

[@larryweatherred9910]

I always hear our people say black and brown but I never her brown people say advocating for us.

[@mr.almighty12]

This is what I am talking about Aboriginals we have to change our mind states spiritually, financially as a whole to move forward and mother's &Father's we have to teach our youth as well.. Heterosexuals Stand up 1+1=3..Two Fingers and a whole lots of love..

[@everleandodson1519]

This sounds great, but wouldn't this only improve your credit score with Experian? When purchasing a vehicle or a home banks look at all three credit bureaus.

[@ruthyharris6955]

Right on

[@ruthyharris6955]

#proper place #CONTEXT

[@dellinkedup5479]

Cheslie Kryst is gorgeous 😍

[@wehofilm8475]

"Black and Brown" don't go together. I rarely hear a "Brown" person use the term "Black and Brown." Just Black, nothing else is needed.

[@Yourfavoritehomie]

WEHOFiLM Spot on

[@vacilivisuals8610]

Peep How Hill Hit Her With The High Five ✋🏾 #Staywoke!!

[@desireegodfrey8048]

If you don't have a credit score DO NOT go out and get one (look up Dave Ramsey NOW). You don't need one to get the major things you need. Glorifying a credit score is what leads people to maintain debt. Your credit score is a rating for how well you borrow and repay money. Learn to save and pay cash for the things you want. You CAN get a house with a 0 credit score through underwriting. It's ONLY hard if you have a poor credit score like 500. With a 0 credit score you can provide the mortgage company with other forms of verification that you are capable of paying the mortgage like your light/gas/sewer/trash/cellphone/car insurance payments. I DID THIS when I got my house. You CAN get a car without credit. Save your money and pay cash for a car. Don't pay all these ridiculous service fees that make a car that costs $16,000 cash (and will be worth $13,000 the second you drive it off the lot) cost you $25,000 to have. Live within your means and keep building up to what you want. Start with a $900 car (private sale and mechanic approved) that gets you around. Let it be ugly. Drive it for a few months while you save up another $1000. Sell it and then get a slightly better car for the cash you've saved. Take the money you would have spent on payments and put that money aside so that in a year or two you can get what you actually want. And keep putting that money to the side so that when you actually need another car you can just pay cash for whatever you want. I don't have a business but I am debt free except my house. You don't need credit. You need determination, patience, maturity, and self restraint.

[@blackwaxfilms]

great interview. #droppingjewels

[@Rashaadthegr8]

Let's be clear credit score is your I love debt score. Its impossible to have a great credit score if YOURE DEBT FREE. Once you're debt free your credit score will shoot up but over several years will go down if you never borrow again. So I. Laymans terms the only way to have great credit is to be a slave skater a borrower. But once you dedicate your life to paying in cash for everything the credit scores will go down.

[@twiWright25]

Millionaires don't use these debt building tools. I paid off my student loans, and my credit score dropped 20pts. Credit is meant to keep you poor.

[@DapperPolo]

So true! The same thing happened to me when I payed off my student loans. Millionaires like Dave Ramsey talk about how it’s better to have no credit and get in the habit of cash for long term financial freedom.

[@humbleguy2010]

@@DapperPolo Right Credit is only a track record of how good of a borrower you are.

[@shelleygreyrealtor]

Many times the credit score will go down when that line of credit is closed. Before it closes open a credit card that you can pay off every month, ask for them to lower the interest they charge you and periodically ask for credit increases. As long as you pay your bills on time, and have a low dti you will get good credit. We live in a credit world. You want to make sure you have access to it when you need it.

[@sunofman2008]

Pay cash-screw credit,screw “the system “...

[@dcyoungfly187]

RawStarMon u can build credit and than leverage your credit to BUILD financial wealth Credit is very powerful when it is used wisely. Most p dont have enough liquid cash n the bank to build wealth but credit is a big help.

[@lovely_star1917]

Hill Harper is so handsome & his voice is so sexy 😩😩& he’s intelligent that’s a plus

[@doublezeroun]

ok, So it's the "how to" increase your chance/liability score in order to make short term credit ? no credit is worse than bad credit ??? credit is nor bad or good, credit is credit; credit is not necessary, credit and scoring is a part of finance.

[@humbleguy2010]

Right

[@RacqualChanel]

The fact that we live in a world where justice depends on your money n celebrity is 🚮🚮 Those ladies shouldn't need a Kim for something that's clearly wrong.. It's not Kim fault we live in a unjust country.

[@kingneil8097]

Bullshit that's a way for Experian to get your account information to see how much money you have in your account this is pure bulshit they're going to start determining your credit by how much money you have in your account he's an advocate 4 thieves

[@purpleposh1230]

Anyone knows what the real deal is about this whole new helping American people with credit? I see the commercials on tv, the banks, the internet, etc. what is it really about?

[@Tricey777]

Good observation. There's usually always "more to the story". I hadn't noticed though

[@purpleposh1230]

Tricey777 Someone mentioned to me the other day something about the banks sharing your like spending habits or like how much money you send or save so that companies know who to target and what people can afford to spend and market...that’s messed up. I think all these companies and the government is working together to keep tabs on people and make it easier to find you and trail your money especially the IRS.

[@megae859]

The better your credit the more debt you can accrue.

[@purpleposh1230]

Mega E yea..we all know that but that can’t be just it...😬

[@lapx1]

Good intentions....how about working on people who are not in prison. 🤔 what is out here for them when they get out. Don't do the crime in the first place. Work on making sure people never go in prison.

[@IAMthatIAM_TLM]

Hi Sway and Hilll Hopper 🤗😘 King of Kings 💯🙃 Hill Harper is Loki my virtual husband 😍🙈🤭🤣🤫😎😜

[@xshabazrajah6338]

You forget lawyer Sway...

[@blackcoder5449]

Also...look UP PRBC SCORES .

[@cv2916]

Hosea 4:6.......you can follow hill harpers advice on handling "your" money OR you can binge watch podcasts of THE DAVE RAMSEY SHOW LIVE on youtube and hear how YHWH wants you to take care of HIS money.

[@trksanhoes]

👍🏿👍🏿 ✊🏿

[@chefteddibo220]

Aye somebody tell #Sway and #HillHarper put me in coach, 10,000 black or brown millionaire s in the next five years, man my ninjas 🤷🤷🤷 what's good. I'm on this food though I'm in Chicago #ChefBoBo

[@abundance6484]

Much respect but Listen, ADOS need their reparation check and restorative justice. Hill is a nice brotha but the debt ratio is too great for the everyday generational debt holder to skip the root cause of OUR debts. You may get out of debt but your entire family is in the hole and they are looking at you at age 32 to pay off their bills. We have to get real about this. This is no hate but we have to access the root cause and lobby for the solution.

[@beekind6267]

If a movie is going to be made about Barack Obama, please use this man. He could really pass for the former president. 👍🏽

[@MsRESPECT90]

Why the guy call to brag about his 830 score🤔??? Stop bragging bruh.

[@ThePecanTan]

If your shit was 830, you'd brag too. It's commendable, stop hating.

[@localone1597]

The credit bureaus are used to keep the poor and middle class poor and living paycheck to paycheck. When have you ever heard anyone who is rich, I mean real rich, talk about their credit score. Why is calling around looking for the best rates a negative? Why should a bankruptcy stay in your file 7 to 10 years. What does my credit score have to do with my ability to drive. All these things and more keeps us paying more for everything. All awhile these financial institutions are getting wealthier and wealthier.

[@shelleygreyrealtor]

If you pay debts on time consistently and your dti low, you will have a high score. And most investors always encourage you to have a high credit score or partner with someone that does. Credit is important.

[@kannese]

I fucked my credit up I spent 50% of my credit limit. My score drop 40 pts. I didn't know😥😞

[@preciousthompson2009]

Kannese Bey once you bring that utilization rate down your score will improve.

[@kannese]

@@preciousthompson2009 thank you

[@NewCreationInChrist896]

Amen talk to Jesus. #seedfruit #seekHolySpirithelp biblehub.com/Philippians/4-8.htm biblehub.com/ephesians/5-2.htm

[@lapx1]

People know this stuff just like they know cigarettes can cause cancer. People always need to be treated like babies. Sad. Use Google all the answers are there. But if you don't act on it and practice or enforce the knowledge, it's futile.

[@TonyWilliams-um8ez]

Did you marry Meg?

[@jrlecato1]

Hill miss spoke... If you use more than 30% is bad....

[@typicalskeptic]

Enough with celebrities and public speakers..your seriously lacking on BARS..thats the whole reason i subscribed..im about to unsubscribe you need BARS

[@mikee3261]

typical skeptic man shut yo ass up and learn something you ignorant boy

[@orlandocalder1645]

@@mikee3261 He's just living up to his name. Seriously though. This video was more interesting than most hip hop related videos. It's good to mix it up a bit especially if you can gain knowledge

[@typicalskeptic]

I feel your reply but we need bars

[@typicalskeptic]

@@mikee3261 real intelligent comment no wonder you have no respect for bars you probably listen to mumble rap...learn some bars homie and get knowledge

[@mrabicruz]

Bye