Home Loan Kaise Le (Explained By Bank Manager) | Banking and Finance Show 10

🙏welcome to banking and finance show episode 10
This video is on home loan, in this video, we cover the home loan process, eligibility, rate of interest, and some other useful information regarding home loan.
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🌐 Website: www.focuspatho...
sorry for the quality of this video, please concentrate on the info, because the information is important.

[@billusingh6234]

Bhut badhiya acchi tarah samjhaya aapne 👍 thanks 🙏

[@RavinderKumar-os4fk]

इससे आसान कोई नहीं समझा सकता 👌🏻गजब

[@FocusPathOfficial]

Thanks for commenting.☺️

[@Radha-devi561]

​@@FocusPathOfficialsir kaise pta chlega ki surksha bima h lon me

[@Radha-devi561]

​@@FocusPathOfficialhdfc se le rkha h loan

[@Thissidebharat]

@@Radha-devi561apna loan approval letter dekhie Usmai mention hoga

[@veerenrawat2439]

Very clear.nice podcast.

[@Ankit-lw5oo]

Best video on home loan sir...nice podcast

[@111badbrad]

Banker is wrong Fixed rate is only given for few years and it is given at higher rate

[@mohitgajbhiye2912]

Being a home loan officer 😊icici bank i earn 1 lakh in month incentive 😊

[@Guru_892]

Sach batao bhai

[@mohitgajbhiye2912]

@@Guru_892 Sach Hai bro file kro our incentive kamawo

[@mohitgajbhiye2912]

@@Guru_892 yah mera market bana hai isliye

[@badmashyt001]

bhai ek qustion hai jo hum home loan lenge usko agar hum 5 year me hi clear kr de fir jo insurance bhi band hi jayega na😊

[@Thissidebharat]

Yes

[@shwetank.shekhar]

All information shared are incorrect or un-necessarily complicated. I would highlight 2 points on which there was lengthy discussion. 1. Interest is =( p. r. t)/100. Which we have learnt in class 6. Since principal is more interest is more. Banks actually in their statement share the interest at start of every month and add it to amount due (principal). So whatever extra is paid the amount due is reduced as per the formula. 2. Home insurance is not mandatory. Its a marketing gimmick. It is too much expensive (wrt life insurance). If one wants to insure should take life insurance and save the money. Another drawback of home insurance is that if i paid the loan in 10 yrs instead of original 20 year emi period, the home insurance will expire. While in life insurance it will still be there till the cover is taken

[@FocusPathOfficial]

Hey thanks for commenting, I really appreciate your thoughts. And also thanks for adding some valuable information. And one more thing, you can’t say all the information is incorrect, our guest is an expert in his field.

[@RobinsonMasih]

Ek Mera koi query hai koi Property jis ki demand 50lkh bolte hain, Abhi Jiski owner ka ghar hain vo Complete paisa white nahi leta. 30% Black Money demand karte hain, Bank bhi 80 Percent loan dega is Situation ko kiase tackle kare. kyukyi White he money hain

[@abhishekSingh-xc1zo]

जयदातर youtober गलत जानकारी देते है, Bank home loan पे पहले ब्याज ज्यादा लेते है principal कम लेते है। Starting मे intrest ज्यादा होने का simple reason है balance tenure ka jayada hona, जैसे जैसे tenure कम होता है।intrest part कम होता है principal ज्यादा। Simple intrest ke formula से कोई भी calculate कर सकता है।

[@akshaykumbharkar5228]

great sir

[@thetransferaccount4586]

nice information.. but should have asked more about loan defaulting

[@YT-gu7sr]

Best video on home loan

[@upendyadav4074]

Thank you sir

[@UtkarshAgarwal-z6x]

good information

[@ashish-india635]

बहुत सुन्दर जानकारी

[@RajeshThakur-p6k]

Nice

[@shubhamsaxena04]

Hi, what if i opt for pre emi and then pay principle amount separately to bank based on my finances and it could be more than what it would have been deducted in tranche emi, is this a viable option?

[@manmohannegi3062]

MSME LOAN k lye bhi video bnao sir

[@RAJAKBALAPARIYA]

Good information ⭐⭐⭐⭐⭐

[@Rohitkumar-mr7ii]

Please help me with one question. I'm kinda stuck. Getting no answers. It's about PMAY. I bought this house back in March-April 2022, at that time I didn't receive this subsidy as the loan provider informed me that it is discontinued. Now I've seen some notification that PMAY is extended. I contacted my loan provider and still they're saying that it is discontinued. Is it really discontinued? My loan provider is Tata capital Housing Finance Ltd. Another question, I live in Delhi NCR, and when I was scouting for a house, I actually figured that majority of the locations where I can actually afford a house doesn't really have an MCD approved Map. (kacchi colonies) and the locations where there is a legit map for the house are freaking expensive. So, even after having a great Credit score of more than 800, I couldn't get any loan from the banks ( HDFC, SBI). So, apparently I had to eye towards NBFCs which are apparently more expensive than the banks. Is my understanding true? Lower interest rates are just for people who can afford a house in a good location and can buy expensive houses. Pretty strange to me.

[@premanandbijapur3031]

is not discontnued,

[@subhabratabelel7236]

Channel k nam me focus h lekin video k main banda jo ki Manager is out of focus.

[@100MANISH100ABLE]

Fixed rate means it will fixed for 3 year . Then it will be revised.

[@hospitalityvibe1854]

Useful content 👌

[@rameshkumar-cn8zd]

Sir ji me purchase+ construction loan home loan lu or kisi karan se us plot ko 3 sal bad bechna chahu to kya hoga

[@seninternational696]

Clear one thing,what is the term & formula reducing loan

[@shivanikapoorkuk2183]

Excellent ❤❤

[@rattanstudio4376]

Over flow transfer kya hota hai loan statement mei , aur kya ye amount customer ko Leni hai bank se kya?

[@sunayanasaini5790]

Well explained

[@abhinavthakur560]

One more qutesion property parents ke naam pr hai aur loan mai apni ITR ke base me lena chahata hu to us case kaise hoga ?

[@depresseddown]

Ho sakta hai bhai

[@yograjgupta1300]

Sir if I want to take 100% loan amount and bank pay byana to seller from the loan amount. Is it possible or not

[@GyanDhamofficial]

Nice explanation❤❤

[@possibility94]

Loan amount chukane ke bad insurance wala refund hota hai kya amount

[@mralpha99]

Yes when you surrender or complete home loan before time you can claim your term loan amount.

[@sunilluthra7747]

Good job

[@gitanjalifurniture5686]

Sir bissness loan kesay milaga My age is 19 year

[@AmandeepSingh-ji1lt]

I want to buy land on loan to save on tax. Can u advise best possible solution ?

[@AmandeepSingh-ji1lt]

My Father has land on his name. Now i want to construct home from my money by taking loan. Will i get rebate ?

[@shortgirls6983]

Same qyestion koitoh batado

[@nasirahmad9160]

Sir ek video Mortgage loan par banaye.

[@subhashkumar-lh6xb]

जबरदस्त वीडियो

[@AnkitPal-ll6ji]

Ye manager apke pas to baithe nhi hai, video call pr hai kya ye video?? Because green screen pr hai bank manager

[@FocusPathOfficial]

ye video green screen pr record hua hai, hum do sath mein hi green screen pr the

[@jaidevnegi3628]

Nice video

[@RavindraJadhav1983]

Property boom because of Demart and mall or business park.if they failed Property prices dropped

[@yograjgupta1300]

Sir how can I approach you

[@sumitmongia2850]

Bank asking SmC certificate for second last owner whereas they have done RD already and sold to the current party now i am buying from them. Now 2nd last party will not apply or provide smc certificate. What to do ?😊

[@JASPALSINGH-wk3ru]

Sir home loan k sath kon insurance lena chahiye. Insurance k upper v video banao sir

[@Thissidebharat]

Loan suraksha Bima is good with any kind of loan

[@balarajks9046]

❤👌👌

[@dimpleluthra7918]

Excellent

[@rameshkumar-cn8zd]

Sir ji muje city me plot kharidna home loan mil jayega kya

[@brijkishor1639]

Sir mai 32lakha ka home loan loya hu...loan lene k time humare father ko Co brower banaya hu...avi mai papa ko Co brower s hatake wife ko Co brower banana chahata hu ..our father ko hatana chahata hu....propartey jo bank ko morgej diya hu wo mere name s Rajistrey hai .....our mere hi income p bank loan diya hai.....papa ka civil score v kharab hai ...ple bathay ki wife Co brower m bank karege ya nahi

[@dibakarpadhy1978]

once you add u couldn't remove as ur father's name

[@Harpreetsingh-ne2uz]

What is Repayment penalty

[@ArunKumar-l7o8x]

Sir Delhi k JJ colony me home lone provide kyo nahi Kiya jata jbki PL aaram se mil jata h

[@Thissidebharat]

It may be that colony have some issue with registration. Property documents is ought to be clear

[@greatclasher]

Insurance forced hi hota h bina Insurance k loan milna chahiye

[@railsafar8305]

बैंकर स्वयं खुद डीलर को प्रॉपर्टी को वेरिफाइड करेगा।

[@Avtar0008]

Bhai new joining job hai 1 month hua loan lena hai but sir ne 6month salary slip plus income statement 12 month ke liye bola hai

[@Thissidebharat]

Yes its mandatory

[@adityadehradun7985]

Bhai itni kya Aag lagi hai ?😂 Thoda wait kar lo - Saving karo - Apni salary kay 30% sey jyada ki EMI wala property nahin lena. Fas jaoge aur Property Bank lay jayega.

[@celticspyd5887]

Timestamp dalo bhaii

[@pratipalsinh]

Banker is out of focus in whole podcast... Need to hire a good camera man Plant in background was in focus instead of banker

[@Music-viral-hindi]

Fake bank manager,khud ka concept clear nahi hai

[@parveensahrawat9662]

never take home loan -

[@ameykaval5576]

Yes , but ........

[@santoshaaryan9722]

Construction loan ke bare me kyu nhi bataya

[@FocusPathOfficial]

any doubt related to construction loan, please tell. and thanks for commenting, we will try to make a dedicated video on construction loan.

[@grai1972]

Yes my house is under construction..I want to take loan against property...pl advise

[@techvishz2577]

Kaise le ❌ Home loan naa le😂.

[@zakeernz]

Bakwas only

[@SKsaifuddin-s9p]

Sar muje hom loon Lena hi 5 lakha

[@kunalshah6682]

Bhaiya Home loan interest rebate comes under 80EE not under 80C. Konsi babk ne aapko manager banaya hai. First improve your knowledge before educating others

[@Thissidebharat]

Tax deductions allowed on home loan principal + stamp duty registration charge Relevant Section/s in the income tax law Section 80C Upper limit on tax rebate Rs 1.50 lakhs per annum Upper limit on tax rebate for senior citizens Only interest part of your Loan is lies under 80EE.

[@kunalshah6682]

@@Thissidebharat yes that's true... But as we know that in initial installments major portion is of interest and not of principal so that should be explained properly. Infact in this video there is no mention of 80EE

[@FocusPathOfficial]

hey thanks for commenting, and i really appreciate your comment. yes its true, their is no mention of 80EE somehow we miss this part, but no worries I will pinned your comment so that our users can see this info also..

[@Civilsuresh7]

Too long, Bakwaas podcast

[@FocusPathOfficial]

sorry to hear that, will try to improve next time, and i really appreciate your comment.

[@hackit4105]

Time wasted video

[@neerajpawar6201]

Fully worst video

[@FocusPathOfficial]

Thanks for commenting, but please tell us the reason. So that we can apply some more efforts. Information to bilkul sahi hai, kyoki Bank valo ke sath hi podcast Kiya hai..

[@sukhwinderkumar3989]

salaried ka btaya ni eligibility to salry pr bnti Jo salaried person hai

[@loving4movies361]

Sir ka social media link de do

[@abhishekhaolader648]

Concept is not clear of Banker😮

[@paragayurved]

Cash sallary pe bhi hl milta hai affordable home loan

[@metheshree2593]

@@paragayurved

[@drtapusingdhu9490]

English of your clear is also not😂

[@Mr.Funny8484]

Ye log aise hi chutiye ko late hai. Aur sponsorship pe paise kamate hai.

[@zahirabbasagharia9492]

Want to create podcast I m a corporate trainer if anyone wants suggestions and counseling let me know on email on

[@gitanjalifurniture5686]

Sir bissness loan kesay milaga My age is 19 year

[@gitanjalifurniture5686]

Sir bissness loan kesay milaga My age is 19 year