Home Loan Part Payment - Reduce EMI or Tenure? [Excel Calculator]

[@SAGARSAWANT-o5m]

very well explained. But do bank gives us option to do prepayment after 6 months or do they charge any fees against it. What if Im ready to close home loan early do I have to pay any percentage penalty or something to bank?

[@harshilkapatel3563]

what if we increase emi ebery year than laying lum sum amount ! which will be beneficial?

[@dhirenjazz8100]

Stcg in share equity exemption??? I mean above

[@red4queen]

Is it benefits in PL?

[@vimalbhavsar7599]

Mere ko ginti karna ho to kese kare excle me

[@dhirenjazz8100]

Is stcg exemption if all income like dividend,share trading, professional etc all together below 2 lakh ????????? Kindly guide us thnx

[@fincalc]

if total income in FY is below 2.5 lakh than exempted from tax

[@dhirenjazz8100]

@@fincalc well thanx for rply so there is no need to pay tax n no itr mandatory you mean to say ????..

[@dhirenjazz8100]

@@fincalc stcg in equity how will adjust professional income ???? If there is stcg in trading delivery equity, do we need to file nil itr ???? How will adjust by main professional income ????? Kindly do let me know

[@dhirenjazz8100]

@@fincalc do we need to file nil itr for stcg exemption in share delivery trading????? We fall below 1 lakh professional income , any tax liability will be applied or not????? Kindly do let us know