Home Loan Repayment Tips with Calculation | Prepayment Calculator in Excel

[@fincalc]

Home Loan Repayment Tips Video Kaisa laga? COMMENT KARO 👇👇 Home Loan EMI Calculator: fincalc-blog.in/home-loan-emi-calculator-and-calculation-method/ JOIN Telegram Group: t.me/fincalc_tv_channel

[@namratachandra1872]

Kya ye real h har Bank wale Aisa krte. H ki nhi

[@damodarvaishnav9771]

अच्छे से बताया ,धन्यवाद On line process hona चाहिए

[@sankarkumarmukherjee8546]

Very happy with your expert idea..... Nicely explained

[@jaihind2966]

Very nice information and guidance. Nice video brother. Keep going😊. God bless you.

[@fincalc]

thanks. please subscribe for more such videos

[@kabininadichuvannappol]

You're the best bro ❤❤

[@lamtureshivbhakt]

Do you have any calculator which can give input if we increase EMI % every year ?

[@ashishpolinati4892]

Can you help to clarify at what time of a month it is better to prepay the amount? I was told that some simple interest is calculated, so better to pay the amount on 1st of every month rather than end of month

[@fincalc]

It depends on your emi date.. from the emi date, number of days is computed and accordingly the simple interest is calculated on those days For example, if emi date is 15th and you make prepayment on 20th than 5 days simple interest will be calculated

[@ashishpolinati4892]

@@fincalc Thank you for taking time out to reply. But my loan manager said that irrespective of EMI date, the adjustment of prepayment against principle loan amount is always done from 1st of the month. Could you help confirm just once if this is true?

[@fincalc]

@@ashishpolinati4892 it depends on bank how they follow.. ideally they should be counting number of days from EMI date, but if the manager is saying they count from start of month, than better to make prepayment during start of the month..

[@ashishpolinati4892]

Thank you for the reply... so at least the bank is not charging me wrong amount...

[@lamtureshivbhakt]

Yes, It's true. I have recently done the pre-payment and bank charged me simple interest on amount. Simple interest rate is calculated from 1st day of the month and the day when we actually paid the amount.

[@frksfk786]

Nice Video Good Explanation in details

[@RaviGupta-dj1eg]

Very informative pls share excel calculation

[@ameenrulz]

Can you please share the excel sheet. Thanks 😊😊 for informative video

[@NandakumarWorlikar]

Could you please tell me if doing prepayment in the 11th month of first year of home loan is beneficial or could it be done any time during the 1st year for better tenure reduction?

[@fincalc]

prepayment can be done anytime, sooner the better

[@sameer.27]

Sir jaise agar mai home loan leta hu aur 12 emi ke jagah 13 emi krta hu toh woh ek extra emi kaise jama kr skta hu taaki loan ka tenure jaldi khtm ho ske jaise 20k ki emi hai 30 saalo tk toh mai ek extra emi dekr isko kam saal mei like jo bhi ho 24,25 saal mei kaise khtam kr skta hu? Kyaa procedure hai iska aur ispe kyaa charges bhi lagenge principal amount mei ek extra emi dene pr ?

[@ameenrulz]

Bhai please share excel sheet link. 🙏 thanks

[@fincalc]

download home loan excel from here: fincalc-blog.in/home-loan-calculation-method-emi-prepayment-examples-formula/

[@bhargavakil7086]

Good video brother

[@shivashanker4402]

Nice video

[@fincalc]

Thanks

[@RajeshKumar-RK71]

Sir...prepayment karne ke charges to ni lita bank..

[@Manika2015]

Can u provide excel sheet

[@LaxmanSingh-ny8tc]

आपका वीडियो काफी मददगार है!मैने साठ लाख का होम लोन बीस साल की अवधी के लिए लिया था!सैतालिस हजार रूपए प्रति माह की किस्त चुका रहा हू!फिलहाल ब्याज साढे नो प्रतिशत की दर से एस बी आई बैंक ले रही है,मै दस लाख रुपए एकमुश्त चुकाकर,बाकी लोन पांच या सात साल मे खत्म करना चाहता हू।!मुझे कोई ऐसा कोई फार्मूला बताइए जिससे मै कितने रूपए की एक्सट्रा किसत जमा कराकर लोन से मुक्त हो सकता हू!मै आपकी सलाह का इन्तज़ार करूंगा

[@instrumentationgyaanbykuma5005]

Apne capacity ke anusar Extra amount paid karke bank ko boliye tenure kam karne ko jaldi loan close ho jayega

[@mukeshmahajan1810]

Jitna bhi lumpsum extra jama karvao usko loan principal mein karwate jao

[@chaitanyapatel7827]

​@@instrumentationgyaanbykuma5005 10 % emi har year badhave to kya fayda ???

[@Vishal.online860]

Nice sir

[@pradeepredkar4820]

Boss,if we paid extra payment on loan. In this case bank will raise intrest then it will came same tenure.

[@fincalc]

bank does not raise interest rate when you pay extra amount. Rate is linked to repo rate and accordingly changes

[@MaheshKumar-oi4bg]

time se pement nahi kare to uska fine or internet kaise add karege calculate me

[@ShailendraSingh-pe4vk]

3 lakh ka persnol loan bacha hai. Home loan se 8lakh top up karwa k persnol loan pay kr du or baki bache paiseo se car lene m fayda h kya. Pls reply

[@ShailendraSingh-pe4vk]

Ya bache amount se 20 lakh home loan m 5lakh ka prepay kar du

[@gokulchandranayak7447]

How my home loan repayment witn 10yr instead of 20yr.I want to reduce the tenure from 240 to 120.

[@fincalc]

you can make prepayments. watch this video: kzbin.info/www/bejne/q3yQiYV4fJ59i7M

[@Shhukoihee]

Ek financial year me kitne bar EMI pre payment kar sakte hai ?

[@lekh1003]

Total loan amount ka 25 % tak kar sakte ho 1 year mei

[@huzaifabhatti9912]

Aapki excel download nahi ho rahi he

[@shalendrashukla9627]

Excel share ka URL not working

[@dailyhustleandbustle]

Sir apna ghar sakun ka hota hai aur kiraye ke to pucho hi nahi

[@fincalc]

kiraye ke bhi sahi mil jaate hai bhai.

[@Raj1Rani]

Excel sheet download nahi hoti he... some problem download excel sheet

[@rajatmaheshwari6936]

Bhai y excel sheet send kar doge kya ?

[@bhaveshmovle5637]

1000000 loan 5 year ke liye calculation bataye

[@roshaneducates6728]

7.5lakhs home loan ..how much less tenure . I should keep it to

[@fincalc]

as low as possible

[@keyurradadiya0076]

Home Loan Me EMI choti rakhne ke baad baki ka pesa prepayment me dale to jaldi khatam ho sakti hai?? Iska regular emi payment karne ke bajaye iss તરીકે se jyada bhar sakte hai kyu ki prepayment sidha mul dhan se katatata hai agar me 25,000 ke bajaye 15000 ki emi rakhu or baki ka 10,000 bachake 12 mahine me sidha prepayment karu pira ka pura to mul dhan jaldi kam hoga ispe ray de apki home loan pe.....

[@dharmeshpatel5047]

I agree 👍

[@jatinbhatia4133]

Nahi ho pata

[@vaibhavmore0618]

​@@jatinbhatia4133 Kaise??

[@guddudhama6461]

Personal loan ki emi ko kaise increase kare taki jaldi complete ho jaye loan

[@lingam3717]

Prepayment krne pe charge bhi dena prta h

[@fincalc]

variable interest rate pe charge nahi hai

[@ganesangvm8936]

Bro. I need home loan excel calculator with variable interest rate.

[@fincalc]

yes already made a video on variable interest rate home loan. watch here: kzbin.info/www/bejne/aXa0p6aNmaelq7s hope this helps!

[@ganesangvm8936]

@@fincalc Thanks bro. I will watch

[@fincalc]

@@ganesangvm8936 welcome

[@ganesangvm8936]

@@fincalc Bro is it possible to download the Excel?

[@tejufdestee6349]

My monthly EMI is 30,000

[@jamirdadeldadel9210]

Maine 30lakh home loan liya hai bank muje 29995emii diye agle 12emi kebad vosko 31500keya abmay kaykarna cahiya

[@amitabhbaruah4817]

I am having loan of Rs 16 lakh for 15 years.opting for partpayment.

[@nishaali2348]

Mujhe aap 180000 ķa lone ka 20 month ka detel bataye

[@kunalk7711]

Personal Loan Pre payment calculator

[@velpulaanjaneyulu4001]

Bal amount 1899233 Emi 16244 Roi 9.45 Bal months 320 Now I will pay 80000rs Tell me Benefits????

[@deepakpatil8436]

Muje 20 lakh loan Lena hai morgaje loan hai iska mere ko emi Kitana lagega 10 sal ke liye

[@tejufdestee6349]

I have taken a loan of 37lakh how do I finish my loan in 10to 15years

[@theplantsplanet7109]

2017 July mahine ma Mera parents 20 sal ka leya 8 lakh ka loan liya ha. emi 11069 pay kar ta har mahine ma. 6 year 7 month thak shrep emi dey rahi ha. to ham log prepayment kar sak ta ha 2024 sal se

[@pawanthakur2506]

Koi bhi yh nhi btata hai ki mano meri emi30k per month or mai hr hamine 5k extra pay krta hu ya 10k to kitne km time me loan ktm ho jayega koi is pr bhi video bna do

[@JameelKhanday]

Bhai ye calculation mein ek scam hai. Agar aap woh 50k paise kahi invest karo toh 19yrs ke hisab se return 2lakh+ hi hoga😂

[@fincalc]

kar sakte hai invest, lekin baaki logo ke liye loan close karna priority hoti hai

[@JameelKhanday]

@@fincalc loot karke loan close karna samajhdari nahi hogi

[@parmeshwarteli9238]

Hi

[@somanathraut2120]

Bl 15350000 emi 15143 en 9.50

[@amitabhbaruah4817]

Didn't understand the SIP thing.

[@renugiri905]

1200000

[@veerabhimanyukumar2483]

Apana Ghar hona chaya

[@prashantchorge5410]

1000000

[@parmeshwarteli9238]

Sar aapke mobile number bhejo

[@damodarvaishnav9771]

अच्छे से बताया ,धन्यवाद On line process hona चाहिए

[@Sanjib439]

Nice video

[@kunalk7711]

Personal Loan Pre payment calculator