House vs Apartment which one to buy ? | Buying a Dream House ? ఏది Better

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Buying a Dream Own house ? Confused to buy an Apartment or House ? Watch the ultimate guide to making one of life's most significant decisions - buying a house or an apartment in India. Our informative video will walk you through the pros and cons of both options, helping you make an informed choice that suits your lifestyle and preferences. We delve into factors like location, budget, amenities, and future investment potential. Learn about the unique challenges and benefits of each option, whether it's the independence of owning a house or the convenience of living in an apartment complex. Whether you're a first-time homebuyer or a seasoned investor, this video will provide valuable insights to make your decision-making process easier and more informed." DO watch this House vs Flat Video till the end and share it with your friends and Family.
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Thanks for watching..
Team Money Purse
What is in for you?
00:00 Introduction
02:06 Critical things to check before buying House
03:01 Affordability
03:41 Appreciation
03:59 Depreciation
04:10 Resale Value
04:47 Commutation
06:28 Modification
07:05 Privacy
07:25 Security
07:57 Amenities
08:19 Maintenance
11:13 House/Flat Purchase Eligibility Calculator Part-1
14:03 House/Flat Purchase Eligibility Calculator Part-2

[@MoneyPurse]

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[@RamanandaReddy54]

Money purse logo baguntadi anna instead of ur laptop back side apple logo 🤔

[@divyasree1354]

Ok sir. Thank you soo much..

[@user-iz8fi5nc2l]

Sir aa Excel sheet provide cheyara

[@MoneyPurse]

We have already shared in our telegram channel

[@divyasravanthi9294]

Sir naku gold loan 7lakhs undi shares oka 3lakhs undi can I sell the shares and pay to Gold loan?? 8.5% g loan

[@borntosuccess9798]

నేను Hyderabad లో 2016 లో 65 Lk లో individual hose కోన్న 2018 లో 97 LK కి అమ్మిన . 2020 June లో కరోన టైం లో గచ్చిబౌల లో 3bhk apartment కోన్న 1.25 cr కి 2022 March లో 3.5 cr కి అమ్మిన . 2022 June లో 1.2 cr కి community లో individual hose కోన్న ఇప్పుడు 2.5 cr value వుంది . నేను software employee నేను ఇప్పటి వరకు ఉద్యోగంలో సంపాదించిన దాని కంటే 4 రేట్లు Realestate లో సంపాదించిన . Apartments or individual matters కాదు area matter time matter అంతే .

[@rajeshuoh]

2022 June లో 1.2 cr ఉంది ఇప్పుడు 2.5 crore అంటే 1 year 4 months లో 100% above పెరిగిందా, wow great.

[@Pheniexgaming]

This is exactly what happens in the real estate ..time and area matters always

[@nagaphanindrapasumarthi]

😂😂😂😂😂 అడ్డో పెద్ద సొల్లు గాడు అని prove చేసావు thq

[@sudheerkumar-sn3ij]

@@rajeshuoh2023 lo konte kanisam 6% returns radu next years lo Wait and see.. all the days are not same

[@Tempest0806]

This is the case only till 2022. It will not happen again in future in Hyderabad.

[@sureshbolla8888]

ఉన్న ఆస్తులన్నీ అమ్మి ఇండివిజువల్ హౌస్ కొనాలనుకునే వాళ్లకు నేను చెప్పేది ఒకటే మీ పిల్లలకు మీరు రెండు కోట్ల ఆస్తి ఇచ్చిన కూడా మళ్ళీ నెల చివర్లో ఒక పది వేలు మీ అవసరానికి అడుగుతే మాత్రం వాళ్ళు మిమ్మల్ని చాలా చులకన చూసి అవకాశా.. కాబట్టి సగం డబ్బులు అపార్ట్మెంట్లో పెట్టి ఇంకొక సగం మీరు ఎక్కడైనా ఇన్వెస్ట్ చేసుకుని మీ జీవితాన్ని అది ఉపయోగపడుతుంది...so dont depend on anyone...self experience matters here...

[@killermanff5636]

Manaku yenta vunna kuda mana avasaralaku vunchukoni pillalaku ivvali. pillala mida max depend avvakudadu. Ippudunna expense ki vallani blame cheyalemu.

[@subhashchandrabose7346]

Handsoff to you @MoneyPurse , I am glad that you brought in the point of "Commutation". Many of my relatives do this mistake.

[@madeeasy3424]

Chaala baaga Explain chesaru sir ❤❤❤❤. Excellent .

[@berkeacar9744]

Im staying in JOBFLIPUSA till after ETFs being approved and will move into alts after that...

[@venkatk4574]

thanks Sai gaaru, it's useful.. where can we downloand the eligibility spreadsheet checklist ?

[@narasimharaoyapa3834]

ఈ వీడియో 1year బ్యాక్ వచ్చి ఉంటే నేను సేఫ్ అయ్యేవాడిని.

[@sunchicreations1321]

Emi emiyyindhi

[@pothurishankar9674]

Emiuntundi illu koniuntaru ekkuva EMI pay chestuundochu

[@mahesh3588]

Don't worry Narishmarao garu, meru illu konnaru Ayithe meru challa Manchi pani chesaru kastha ibbandi untundi koncham orchukondi travatha daniki magic meke telsuthundi

[@sravan3311]

Old video kuda undi bro but he again did a new one

[@VestigeLife_915]

Superb explanation saigaru swami saranam always I love ur efforts 🎉❤

[@reset.india20]

Aparrment life is maximum 50 to 60 years, means one generation can enjoy.. However, individual plot can be transferred several generations....

[@gurusai9558]

tbh 30-35 years vastey gooppa, ipudu unna quality of apts ki

[@devipriya-ic7lp]

Land share kuda vasthadi apartment lo

[@DoctorChandra]

I don’t think people live at the same spot for 35 yrs. Sell apartment after a few years and move on.

[@pandregora608]

You go deeply, completed rights have you on apartment

[@madhukiran1731]

Thanks for this information video. Can you plz tell me r make a shorts on what are all the criteria (less water problem, electricity, good transportation for IT people, less water floods)that we have to consider while buying a standalone apartment.

[@samet18114]

My heart goes to the entire community for JOBFLIPUSA building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish

[@syamalacch9468]

Fortunately we looked into most of all your factors and bought a villa in Bangalore 2months back. When I see this video I related to many points.

[@satyat7051]

Hi. I’m looking to buy house in Banglore. Can I please connect with you?

[@dixitkothalanka715]

Well explained great work 👏👍 Need more this type of content

[@nimmasoda8316]

Thanks for sharing the ultimate information anna, I took Max life Insurance watching your past video only❤

[@satyasarma266]

Thanks for Informative video , Sai garu & MP Team ❤

[@jacobtrr]

HYderabad scenario chepta ..... 150 sq yard( 3 cents) illu kattalante ...land ki 1.5 crore daaka pettali ....malli construction ki oka 50 laks pettali ....so individual house 3 cents kattalante hyd lo 2 crores itadi ..... ade aparment ite 3bhk 1crore ki vachestadi ........... ne deggara 2 crores unte .....1 crore apartment ki petti ....migita 1 crore tho oorlo oka 2 to 3 acres konachu ......or else 3 cents illu konukovachu ......edi better ooo valla istam

[@punyavardhan6047]

Hii sir, best penny stocks selection process explain cheyandi.

[@vspraneeth1990]

Here again for Ind house should be in 2 sections- Own constructed independent vs Gated Community Villa Now a days Villa builders not constructing compound walls, outer/inner modifications but providing better security with Amentias.

[@Indiaplotsandflats1050]

Better to live in Rental home

[@srikanthpalakurthi1203]

Thanks for your video bro... But can you please give examples of apartment cost Depreciation

[@voiceofjanasainik]

Meeru cheppina points lo konni corrections unnayandi. 1. Ind house lo CC cameras and watch men kooda pettukovachu. 2. Apartment ithe office ki dhaggaraga konukkovachu annaru ga but evaru e kalam lo oke company lo long run work cheyaru kadhandi. Ex. Bangalore lo nenu Whitefield lo Apartment konnanu and office kooda Whitefield anukondi, sudden ga salary hike or career growth kosam company maranu. Aa company electric city anukondi, appudu naaku around 25 to 30 km journey cheyali. Same individual house ina kooda. So, my opinion is either individual or apartment ina office ki dhaggaraga unte spine issues, traffic and pollution thagguthay. 3. Amenties antara parks unnay ga adjust avvochu. 4. Apartment lo ithe group of people untaru kabatti celebrations lantivi baguntay, compare to individual houses. 5. Ika maintenance antara ye plumbing or electrical shop ki vellina or urban clap lanti app lo kooda workers available lo unnaru. 6. Only burden for individual house is cost only. Otherwise all is good in my point of view. Please don't mind Sai gaaru. It's my opinion only.

[@kkk99381]

Excellent analysis bro. Tbh I too wanted to move for apartment. But after reading your point my view changed

[@srinivasraghupatruni3036]

Hi Sai garu.. thank you for the valuable information 🙏

[@sudhaaswapna1173]

Sir, Walls break cheytam tarvatha, chinna drilling work jarigina disturbance ani gola pettestharu ma society lo 😂😂. Anduke we opted independent house

[@nalinis6879]

Thank you for your efforts Sai Garu and team 🙏.

[@harshavardhanreddypg.r.ent3664]

Great explanation swami….. How to get the excel spreadsheet bro,

[@ramana7374]

Max life no cost term plan meedha detail video cheayandi anna chala help avthundhi

[@uday3441]

Also if we are not ready to take risk initially and wait for increase on affordability.. The individual land price might get hiked.. But in future our appreciation might increase.. Should consider this point and take decision

[@nagarajuneeriganti8101]

You have provided Very detailed information. can you make one video on topic "should we buy flat from builder share or land owner share" many people are having concerns about it

[@rajeshreddyb1472]

@moneypurse, Sai garu. Housing corporations lo house teesukovadam manchi option a?

[@mutyalapraveenkumar1972]

Do video on buying resale apartments with step by step procedure including home loan and home renovation loans..please tell us the procedure

[@rajasekhargantyada7553]

Swami saranam ,nice information❤️

[@rampulsar6912]

Thanks swamy !!! for the informatom

[@IMPEACE23]

Awesome details. Thank you 🙏

[@kunchimohan744]

Hi Sir, It was a very informative video. Lot of aspects were covered for decision making. As I was new subscriber to your channel, where could I get your excel sheet??. I would like try and see if I am at good stage to buy. Once again "Great work". Thanks.

[@nareshdadi1441]

Very helpful swami garu..

[@jagadeeshb5510]

Tyre 2 and 3 cities don't need apartment, I too have an individual house, but one mistake I did was i don't have emergency fund, actually reason was i paid hectic hospital bills for my father and it is continuing even today also. But one thing I want to say is both health and wealth are inter related, so if you loose one, another will be automatically goes down, thank you sir.

[@drkk3199]

Take care. I can understand how you feel when you lose lot of hard earned money at a snap of finger. What health issue is your father facing and do you have insurance??

[@jagadeeshb5510]

​@@drkk3199no company is ready to provide insurance because he is having multiple problems...

[@jagadeeshb5510]

@@drkk3199 insurance don't works as he is having multiple health problems....

[@4h7_ece_cbhaskarteja30]

Sai garu please make a video of buying the lands for construction in auctions .

[@thirupathichowdary3672]

Good information Sai garu

[@Ram_T]

Hi Sai annayya. I have checked max life term insurance today only. I don't see accidental death and disability rider in riders. Please help me here.

[@thirupathichowdary3672]

Sai garu, can please make one video on Aegon life insurance

[@kameswararaodv6011]

చిన్నది అయినా ఇల్లు కొనుక్కోoడి... ప్రశాంతంగా ఉండండి...

[@MoneyPurse]

Thanks for sharing your view

[@tunguntala]

Is it possible to buy individual home in cities like Hyderabad, Delhi, Mumbai etc.

[@RahulRana-ks6jb]

​@@tunguntalayes how much budget do you have I will guide u

[@tunguntala]

@@RahulRana-ks6jb 60 to 70 lakhs

[@rajyalakshmimudadla4643]

It’s not possible to buy Individual house in cities. Only single flat cost is 1 cr in hi tech city Kondapur and manikonda

[@praneethd9436]

If you buy a apartment at right place means it is not a depreciation. Even we resale it we get profit.

[@kingkartikvarma]

Independent house is always best.If possible do not invest much amount in Apartments and Cars as there will be no appreciation.If you can afford always go for Independent house

[@user-du9nl1cs4j]

Sir u explained very clearly thank u so much sir🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@kasaladevika859]

Good explanation thank u very much sir

[@Narender9]

Thanks a lot Sai swami garu.❤

[@narasimhamocherla8976]

Super sir. Thanks for the video ❤

[@naresh.chandru]

Rent vs Lease which is better?? Please make a video

[@raghurags3043]

Most of the middle class won’t buy company apartments since they hardly use amenities…and get into traps of problems….it doesn’t mean that individual house has such problems but at certain risks and calculations it will be your house…..commute you can for temporary purpose stay in rent house and use your own house rental yield to pay the rent….it’s all about planning….my choice after buying apartment is definitely individual house don’t fall into trap of apartments

[@Amarnath0880]

As suggested by you, if I buy an individual house with 1 Cr , let's suppose in the dammaiguda (as mentioned in vide), how much is rents? 10k? Lets suppose I took 2BHK appartment near office (Madhapur or Gachibowli), I need to pay rent of atleast 25-30k. Even after considering the 8-10% land appreciation , we are deficit of atleast 10%

[@phanikumarrampalli8]

Hi Anna. Home loan repayment calculator me telegram group lo dhi sariga work cheyatala. Fix chesi upload cheyandi chala mandhiki

[@chandrasekhar5746]

urban company app vundhi ekkada emi repair vachina intiki vochi repair chesi potharu and prices kuda fair im using this app from 2 years

[@RamanandaReddy54]

Nice explanation Anna ,Thank you😊❤

[@MoneyPurse]

You are welcome 😊

[@raoGaru11]

What about Apartment Monthly maintenance..? There are Societies which are charging 10K to 15K..?

[@Motiverse285]

Please make a video on REIT investment Sai Garu. It'd be really helpful for most of your viewers I think.

[@Hi17009]

Thanks for vedio ayyappa

[@NareshKumar-td1jn]

Hi Sai garu thank you for the relentless efforts.. please guide if both wife and husband are working then can we consider EMI 30 % of the combined salaries ?

[@vinu1505]

30% is actually good percentage, we grow and this can become 25% next year. Apartment has appreciation for first 5 years (based on builder reputation) so weight in other factors like Commutation, high rise and landshare. Make sure you also add 10% MF for preclosure of this loan in 15 years or even less.

[@kcguturi]

Sir, will you be able to share the xls you used in the video ?

[@jay_sri]

Sai garu nenu anni calculations chesi property konnanu kani seller ki Evo debts unnai Ani ipudu outers na property pyina notice issue chesaru Naku em iyna suggestion ivvandi entha varaku idhi possible na registration anni completed but still outers nannu ibandhi peduthunaru Naku ee property pyina right ledhu ani. Please suggest me

[@pavanraghuram1022]

Hi Sir Can you share the Excel format of the calculation both part-1 and part-2

[@purushothamkumar3300]

It's in telegram channel

[@sivakumar-vs6ui]

Very good informative video❤

[@kalluru.gurubabu860]

Nice one. Very useful inf

[@user-yl4yl5vy8e]

It may differ in emi because the interest rate wheather fixed or variable

[@ashwithguntha9204]

Pls I request MP to make some content related to NRI’s investments in India. Thanks

[@vyrswamymattapalli2917]

Now watching 2827 but viwers liked this video only 415, plz everyone try to like video and support MP TEAM🙏

[@dharmarajud]

How about constructing house with 3 floor building rent and self in single plot vs apartment?

[@poornapalla871]

Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@vamsikrishna6929]

Very useful for me as I am in the same dilemma. Thank you Money purse❤

[@MoneyPurse]

Glad it was helpful!

[@pothurishankar9674]

Very useful video swami

[@ashketcum1]

Very useful information.

[@maheswararaopandiri7199]

Good information sir 👍

[@nagaphanindrapasumarthi]

పాపం .. తెలియక చేసిన mistake వల్ల అపార్ట్మెంట్ లు కొని జీవితం అంతా పాడు చేసూన్నారు అని టీవీ లో చెప్తుంటే బాధ వేసింది ... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడ్డ తో వేసిన గుడిసె అయినా అందులో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....

[@winfredabby2325]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA

[@ajaykumarpandala-ys3lh]

Can you send Excel link of EMI calculator & salary income

[@kishrazor]

Very informative

[@Telugu_Vlogs_Off]

sainikpuri balaji nagar lo prakruthi vihar just 10 km from secunderabad lo individual houses 1.5cr to 2 cr middle lo houses villas unnay duplex konukkondi maa relatives akkade konukunnaru mari

[@venkat13690]

Dear Money Purse Team, Requesting for a detailed video for NRI's investment in India. Please consider it.

[@Hanok-f5v]

Entha kothha apartment aeina ten years taruvatha Dani brathuku busstandey.

[@prabhakarsharma3146]

చాలా బాగా చెప్పారు స్వామీ గారు

[@varas999]

Good information sir...

[@baditelaswamanna9160]

Mala lo meerut chala bagunnaru Sai garu ....

[@Sandeesh_Srikantam]

Self occupied and investment purpose situation ni kuda separate ga discuss cheyyalsindi sir, maybe you can note it for next time.

[@carakeshsarmar9850]

Hi sir. Is there any funds where we can invest online in real estate

[@eswarvidhyasagar2198]

Individual house best comfort aitae knchm emi kastalu avtay

[@sandeepadhikari8565]

Thanks MP Team...I got suggestions on right time otherwise I would be on risk

[@Ashupedia]

finally meeru em deside ayyaru illuna apartment na. i have 80lc what i have to plan.

[@sivavaddemani5693]

​@@Ashupediaem job chestaru sir meeru

[@bonthutarun5858]

Deentlo alochinchadaaniki emi vundhi very simple watchman,servers ni ekkuvamandini pettuko galigithe lekapothe pani chese opigaa unte individual house konukkovachvhu. Paivemi cheyyyalekapothe apartmentee best option

[@ashwinisajjala9543]

Real estate based anni industrial untadi

[@venkataramana3744]

Good information 😊

[@laxmanmedipalli9278]

Know a days in Hyderabad Resale appartment sale by highest price also

[@valliraghavendra6788]

Excellent awareness sir

[@pavanjayavaram802]

Depreciation Yes petaru for.individual, is this selected wrongly?

[@udaykesarla7806]

Thank you sir.

[@vijayb4719]

What about Maintaince charges in apartment

[@devinenipradeep7771]

Independent house are always best❤

[@rahulluvly4868]

Nyc inform sir tq ❤

[@vinodhreddy2910]

As per my experience….indipendente house is better

[@siva8268]

Thank you Swami

[@sreenubaditha217]

స్వామి శరణం sai garu

[@srinivasvedula7907]

Very useful

[@charank4665]

Hi sai garu, Whare is calculator dont show

[@lavanya5001]

One doubt sir .. apartment resale ekuva undadu annaru ..but in kukatpally 5 yrs back katina ka