Housing Market 2025 Forecast: Predicting the Real Estate Year Ahead

[@kortyEdna825]

I’m in Ohio and the housing market here over the last 7-8 years is unlike anything I’ve ever seen. Homes that were bought for $130K in 2015 are now being sold for $590k. I’m talking about tiny, disgusting, poorly built 950 square foot shit boxes in quiet mediocre neighbourhoods. Then you’ve got Better, average sized homes in nicer neighbourhoods that were $300K+ 10 years ago selling for $750k+ now. Wild times.

[@carssimplified2195]

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@Justinmeyer1000]

Personally, I can connect to that. When I began working with a fiduciary financial counsellor, my advantages were certain. I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2021 this time with guidance, Long story short, its been 2years now and I’ve gained over a million dollars following guidance from my investment adviser.

[@GurinderKaurHehar-xy09]

This is huge! think you can point me towards the direction of your advisor? been looking at advisory management myself.. seeking ways to invest and make more money with the uncertainty in the economy.

[@Justinmeyer1000]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@GurinderKaurHehar-xy09]

Insightful... I curiously looked up her name on the internet and I found her site, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

[@DonaldMark-ne7se]

Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighborhood that cost around $450k in sales in 2019 are now going for $800 to $950k. Every seller in my neighborhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.

[@JacquelinePerrira]

Home prices will come down eventually, but for now; its best to offset some of your real estate investments and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

[@kevinmarten]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@Jamessmith-12]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@kevinmarten]

My CFA ’’Carol Vivian Constable’’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Jamessmith-12]

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Carol.

[@michaelsd284]

So tired of all the "experts" focusing on mortgage interest rates as the "hold-up" in the housing market. Housing affordability specifically focused on home price coupled with inventory location is the core issue. Remember home price/value drives all the other inflationary costs such insurance, property taxes, repairs, etc. Home prices jumped off the historical housing appreciation trend line back in 2008 and never realigned and then further deviated in 2020. The cure to our housing crises begins with home prices (not the freaking interest rates) falling back to where is should, so take the 2005-2005 median home prices and extrapolate the "normal" annual housing appreciation. You will see we are still +$70k (adjusted for inflation & income increases) above so we either need the prices to come down or stay flat until they once again intersect the trend line. The second leg to fix is the location and stigma of affordable housing. Affordable housing is not "poor" people housing, It is homes priced so the the owner's total monthly shelter costs does not exceed 30% of their monthly income. Stop focusing on interest rates and start focusing on the core product cost, aka Home Prices.

[@Newlinjim]

Excellent analogy. Demographics will be the future driver as the boomer generation enters care facilities. We’ve got the younger demographic saddled with student loan debt and healthcare premiums once they hit 26,they’d be fortunate to afford these current prices/carry costs by late 30s early 40s.

[@matthewpool494]

Right, without rewatching I don't think much was mentioned about residential real estate prices. The lock in effect can be relieved by some combination of price reduction and or falling mortgage interest rates.

[@GillerHeston]

I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways?

[@jcurdrayeric243]

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

[@rogerwheelers4322]

I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!

[@joshbarney114]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@FabioOdelega876]

Can you provide instructions on how to contact your advisor? I'm experiencing erosion of my funds due to inflation and looking for a more profitable investment strategy to make better use of them.

[@joshbarney114]

‘’Marisa Michelle Litwinsky’’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@scottsnyder2726]

Dr Wachter described the best case scenario with mortgage rates between 5.5-6% by end of 2025. She didn’t comment how likely that would be. Nor was she asked. Knowing her work I think she believes that to be pretty unlikely. Regarding residential housing market there was no discussion about regional differences. Home appreciation in the Northeast has surpassed expectations primarily due to demographic led demand and less new construction than in Southern states. The residential market in the Philly suburbs has remained strong, while inventory in the city itself has risen significantly. And even the suburban market is beginning to bifurcate with less desirable areas seeing rising inventory (compared to 2-3 years ago), while higher value and exurban areas still very much in seller’s market.

[@LesterHess-t1x]

I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .

[@wmwoods-l4f]

I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.

[@speak2Gary]

The housing market has always had its ups and downs, but it's true that this time feels different. Having a portfolio manager will save you a lot in the market. My coach has helped me expand my portfolio by 200% over the past few months.

[@karitanaw]

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of losses.

[@speak2Gary]

There are many financial coaches who excel in their profession, but for the time being, I employ “Annette Marie Holt” because I adore her methods. You can make research and find out more.

[@karitanaw]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@smsfelipe]

Thank you for this!

[@whartonite2004]

Im surprised she didnt touch on how the $2 trillion deficits and the potential change in that (hopefully) affects the 10 year going forward Wharton grad myself and real estate professional who took her class

[@marycollins8215]

Thank you.

[@andresmattos7541]

The abuse of property taxes hoa fees and home insurance will continue to erode the vianility of real estate investment for small investors. On top of all that we need to pay federal taxes and taxes even to breath

[@dez7thave124]

The fact that she didn’t mention the unemployment rate in relation to the residential market is irresponsible. I find her insight pollyannish. I don’t find her feedback all that constructive. Best of luck in 2025.

[@gordonsteen8415]

Excellent.

[@toddsilverstein632]

What everyone has over looked is that housing market desparately needed more product/houses. One of the unmentioned reasons for the fast increcasing higher interest rates at a rising rate not seen in decades was to slow housing sales down from prices becoming even more out of reach. At the start of the interest rates rising the housing market was estimated that is was about 5500 houses short of having a level market where there was enough houses for sale that there was no over bidding for homes listed woud out price buyers. Currently like Susan said that builders are all in and have been producing new homes. Rates will most likely come down this Feb/Mar for a brisk and healthy RE Market with enough inventory that homes will not errupt into such higher pricesthat home buyers won't be priced out while they are in the middle of their hunt. Like showing up for an open house and the house sold for a price that the home buy was price out befor the could even make an offer. That should not be the case not because the inventory is at a point where even more houses are coming on the market making it a level playing field and being able to buy house an not get price out during your hunt. Now to just stop the insurance companies from thier gouging. CHEER! and a Happy New Years! [e-mail]

[@michaeloconnor6683]

Actually, you're wrong -- there has never been a shortage of houses, in fact, there is a surplus. DOn't bother to listen to me, look up the expert Melony Wright.

[@douglasthompson9482]

Interest rates in some cases have no impact on real estate. Foreign ownership and corporate investment is the key. Also government influences keep all prices up….the guest is offering poor information.

[@spencerbehler]

Old people talking about old topics on rates. Young people cannot afford new or old homes.

[@ltomramsey]

She never mentioned rising insurance rates, probably made worse by climate change. Maybe get someone to talk about fire risk in some states, tornados in others, tropical storms.

[@AlphagirlMae]

Home insurance, Real estate taxes, HOAs are sky rocketing. It seems all companies are just raising fees just because they can. It hurts first time home buyers. Thanks to black rock, Stare street and Vanguard who own 85% of real estate both residential and Commercial. They have created the imbalances. Add the lay/offs. We need a correction to level out for basic home ownership.

[@paddy6358]

Seems like a best case scenario if the incoming administration keeps the status quo.

[@devincampbell3431]

It’s interesting that you believe inflation will keep trending down in 2025. This leads me to think you believe the Trump agenda of mass deportation and tariffs is just a bluff. Those two policy agendas, if enacted, will reveal your analysis to be woefully under examined.

[@JeremiahShafer]

This will be fun to rewatch in a year. Complete copium from Susan

[@krabbiepally1489]

Lies upon lies!

[@oye4511]

🪣

[@jackooboy1]

It’s all inflation - GNP my ass.

[@goranlucic3226]

😂