How Are We Feeling About Our Finances in 2025?

[@Alice080165]

Hi Tim, the lady that lives on cruises, Poverty to Paradise channel! I have been watching her too and getting prepared for next year first cruise!

[@w1ldthin9]

tim! merry christmas man! just wanted to drop a comment and say i did it man! 1 full year of sobriety! your channel was a big help over the years, so i appreciate your help and insight into life man. “keep quitting until you quit” hope you have a great day! - wildthing

[@TimothyWard]

That’s awesome! Congratulations! 🎊🎉 And I appreciate you letting me know!

[@Ellie-1776]

Hi Tim! I encourage you to try a cruise one day. Things to think about: What's more important to you - newer vs older ship. Newer ships are usually bigger and more expensive. Both have pros cons. Ask yourself if you care more about the ship amenities vs destination. Sometimes you can sail on a not so great ship to journey to your desired destination. Cruises provide the best deal for your wallet though! Everything is there for you! You do not have to eat at a table with other folks unless you want to!! Other cruiseers are nice, but you can eat at buffet for all meals if you want and enjoy! I love the buffet more than the included dining experience. Balcony vs inside or window cabin. If sailing alone, they'll charge your room rate for double occupancy. Try to book as a single cruiser if travelling alone. Better deal. Cruise line, too...Carnival, Royal Caribbean, Celebrity (owned by Royal Caribbean) MSC (less expensive and hear a lot more bad than good about line) and Norwegian are wonderful, affordable lines. You'll be meeting people ❤but also find you can be alone, too on cruises.

[@TimothyWard]

Thank you for all this information!

[@SimplyNaturalBlack]

Happy Tuesday Timothy and Chat . Watching Replay❤❤

[@johnmendoza5907]

Great stream, Timmy. Great information. Thank you.

[@doctorgonzo5358]

Everyone should spend in dollars and save in bitcoin. Escape fiat debasement. Your time and energy is worth more than that. Happy holidays to all.

[@colin6673]

Indeed

[@HaroldLeeDye]

Budget :) and yes it is a wise habit to develope. Live Wise. And also use good accounting in my Remodeling Co.

[@PraveenSrJ01]

I participated the most I believe in this livestream. Unfortunately can’t do like this in every single livestream due to time constraints and work but feels good 👍 when I can do so like today 😊

[@freelikesummer931]

Hodl your bitcoin, stake your ethereum. Stack your silver. Pay off your debt. 2025 is going to be good!

[@kojinmaster]

I doubt 2025 will be good for most.

[@Ellie-1776]

One more comment lol, unfortunately I was watching the mainstream news this morning and they're saying consumer spending is up this year for Christmas shopping. I don't have the percentage from last year. With that said, tons of layoffs, Party City and Big Lots are closing for good. Tech jobs have cut massive staff this past year. I really think folks are using more credit cards, but who knows.

[@SophiaMonrose]

Very interesting! In the UK, despite sales being up its still massively declined vs last year. People are feeling the crunch

[@DavidDavisDH]

When I was in Cali, I had to go to the Bubba Gump restaurant. I'm a big Forest Gump fan!

[@Blessed1283]

Feels like that America is over. 😢

[@jacjackson4768]

If that Richest Man in Babylon book doesn't make the cut I'd love to have it lol

[@Laborious_Turtle]

i worry about my investments.

[@joebond545]

Honestly im more concerned about living my life and getting off this damn phone, ive been stuck in doors investing my money for the past 2 years sick of it now. Seeing everybody live life on social media makes me feel like im missing out

[@bambib4801]

Dear Joe, Kind reminder, social media is fake. People are still paying of holiday debt from 4 years ago.

[@iscream2232]

I got rid of all my social media except IG and I limit it to just 5 minutes in the morning or if im killing time at work and things are slow. Youre better off doing something you enjoy like reading a book, discovering cool classic films, going out for a walk or taking up a new hobby like learning to play guitar and you can even get lessons on YT. I actually got really into those massive Lego sets recently and its fun af, way better than doomscrolling. What ive done was be the friend who makes the plans. You got a free friday night comin up? Invite the homies over for a bonfire and a lil cookout. You need new friends? Join something cool like a boxing gym, youll get in shape and be around fellow savages who are working hard on themselves and its easy to make friends when youre training hard together in a group. Im still addicted to KZbin (guilty) but I try to make it more educational and entertaining content than doomscrolling negative bs like politics, the gender wars etc etc etc 2025 can go great for you but tune out the negative bs. Also social media doesnt equate to reality. Half of those people posting them selfies on a beach are miserable lol

[@colincrisp1592]

Here in OZ to hot to long cheers

[@milekrizman]

OZ?

[@Angela_Fleming]

😎💕