How Credit Scores Are Calculated in 2023 | Credit Algorithm Explained

[@abdiduale9161]

Thank you so much. This was very informitive.

[@Darkchop1017]

Man I miss midget army really was my childhood my cousin plays on my old account and I still got the shorts crazy good to see you do things you love now

[@Marcus_m1]

Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.

[@Marcus_m1]

They are on youtube,.,

[@Marcus_m1]

*Brandon Pickett Program* 👈

[@Gingeria1]

So what part of the algorithm docks you 23 points for paying down your debt by 23 dollars compared to previous CC bill ? Neve a missed payment always pay balanced owed before next billing cycle. But mid way I’m docked 23 points for paying down debt by a few bucks. I’ve gone from credit in the 800’s to pushing lower 700’s bit by bit from docked points like this. Utilization on everything including combined overall is 1% of 40k over 3 cards I’m so confused about this

[@Ninjaflame27]

I have a question about the credit utilization. I am still under my parents credit card and they have a high utilization on that card. Is there a way for me to get off it so my credit score can go up?

[@Marcus_m1]

Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.

[@Marcus_m1]

Their channel on youtube.,.

[@Marcus_m1]

*Brandon Pickett Program* 👈

[@ShawnMalkou]

Sure can! You'd just have them request to take you off as an authorized user. You will lose that credit history from that credit card though

[@timpenner8089]

Your game account got hacked try to get it fixed I still liked watching your vids

[@vedice]

this one also got hacked but he got it back :D but unfortunately not the gaming one

[@Marcus_m1]

Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.

[@Marcus_m1]

Find them on youtube.,.

[@Marcus_m1]

*Brandon Pickett Program* 👈

[@vedice]

open ai

[@Marcus_m1]

Working with Brandon has been a great experience. In a short time frame, there has been a remarkable improvement in my credit score, with an increase of 200 points and fifteen negative items removed from my credit report. Brandon has been an incredible help, providing me with the knowledge and support to tackle the issues that have been holding me back. I am very grateful for having someone like Brandon to help me reach my goals. Many thanks.

[@Marcus_m1]

Found them via youtube,..

[@Marcus_m1]

*Brandon Pickett Program* 👈