Truly a Marwari... Sticking to reducing expenses. Making regular investments. Staying in limits till you have made it. Amazed and really happy to hear this journey.
@ananyasharda3 ай бұрын
Key takeaways- to discuss savings with your trustable people and be content.
@sashadrackКүн бұрын
He has excellent llent clarity and very practical.....
@mdisha8353 ай бұрын
Great interview, no fake,no fabricated discussion. Very genuine.
@thelifeboat37853 ай бұрын
He is one of the few where realistic numbers are quoted otherwise no one talks below 10-15cr…..and we have few genius influences who are now talking about 100cr, with salary income with 10 yrs realistic number is 3-5cr
@GrowLikeAProYT3 ай бұрын
After reading every comments, I would say.. FI number depends on your lifestyle of the family. People earning 25K per month can save 10K but someone earning 50K may not save a penny. The lifestyle of the person is simple so ~4Cr. might be more than enough for them. Also they moved to their hometown so expanses will be even less. Also don't forget wife is still earning which will keep increasing the corpus. Also EPF will also be part after 60s. So understand first before telling the amount is too less and its not good enough. The only thing he has to consider is Health Insurance, if his family have that then I think he is good.
@natraj61203 ай бұрын
His words demonstrate great maturity. He is a good mindset person. only thing i suggest is hav some job for fun and to keep yourself active
@Persimmonslove3 ай бұрын
17:11 WELL SAID AND THATS A TRUTH ( SHARING FROM MY OWN EXPERIENCE ) overall great interview nice gentleman 😊
@sajukumarc11Ай бұрын
Awesome content!!
@ankurmmec3 ай бұрын
WELL SAID AND DONE ADITYA , 👍
@akshayjagtap9338Ай бұрын
Thanks for sharing It was very helpful to plan mine❤
@Bakarkhabar2 ай бұрын
Finally a relatable FIRE journey
@nooruddinraotiwala3533 ай бұрын
bro won in life!!!
@roshanpednekar2023 ай бұрын
7.2 lpa starting salary is not low , 2.7 lpa can still be considered low😂
@GanneshByalle3 ай бұрын
Bhai you should ask questions like from where his passive income coming from ? And how he selected MFs and if someone is retired means he has to get montly expenses from somewhere right then where is it coming from ?
@PerAnnummoney3 ай бұрын
It comes from creating an SWP out of your existing corpus. Not because of passive income.
@manojmishra86716 күн бұрын
Every individual has his FIRE Target. So lets not ridicule him. I appreciate he has the guts to quit a private job .
@Cutebabycoin8 күн бұрын
My job is 16 hr per day. Jsw energy jharsuguda is sucking my whole energy.
@Cutebabycoin8 күн бұрын
Control expenses, enjoy what u are doing for active income. Invest surplus in index fund and enjoy money
@richamaheshwari50813 ай бұрын
Good insights on how to plan on start saving and investment, no matter where you start. Planning basis your expense and lifestyle is key.
@atulgupta92023 ай бұрын
Honest talks
@stockmarketkapunchnama61643 ай бұрын
how much is his monthly expense ? I am sure he is living in tier 2 city
@stockstrend90723 ай бұрын
Tier doesn't matter...u living in tier 1 with pollution which may leads to bronchitis
@ralex113823 күн бұрын
the corpus was built using both his and wife's income . Total family income should be discussed otherwise Not adding up
@cadarsh803 ай бұрын
I wish both husband and wife on the podcast could be better.
@narendrarawat49373 ай бұрын
This video is bullshit. Not detailed enough to know how he grew his money.
@PerAnnummoney3 ай бұрын
The video clearly mentions Aditya's savings rate which is 50% and he has shared his portfolio allocation as well. On his portfolio he has has earned a historical XIRR of 20-21% and wife's portfolio has had the XIRR of 25%. His money was managed by a mutual fund distributor.
@Family-un3rf3 ай бұрын
@@PerAnnummoneyyou dont need to explain to people dont have "attention to detail" these people will look for other people's opinion.
@BestOfThePodcast3 ай бұрын
There is no way he could have got that corpous with that salary , i am non mba same year btech and make 3X of his last salary and i have stock and mutual funds for long still 1.5 cr as fire .
@PerAnnummoney3 ай бұрын
The corpus also includes her wife's investments as well.
@muntazirimam26383 ай бұрын
One thing I don’t like about if a person can speak English they are showing a lot he can speak Hindi as well so the person who can’t speak English he can get your point as well
@trekkergal4603 ай бұрын
Is this corpus enough is the real question?
@stockstrend90723 ай бұрын
Enhance your skills 1cr enough
@vishalairy32933 ай бұрын
Ye genuine lgra h
@templogical30953 ай бұрын
2.5 cr is not at all FI number
@PerAnnummoney3 ай бұрын
Like he said he updated his FI number during COVID
@PravinAtigre3 ай бұрын
@@PerAnnummoney Can you share his updated FI number?
@prasany3 ай бұрын
@@PravinAtigre Should be around 4.5 CR, he did not disclose, however, he seemed content with 60-70k monthly expense, given he adjusted his Fi number during covid, let's assume 120k monthly expense inclusive of vacation budgets, pegs FI number at about 4.7 CR at 33X
@gurpreetkakkar3 ай бұрын
Number tum jaise utube comment pe likho wo real life mein execute kr rha, 2 cr chod 20 lakh h account mein?
@deekshaseth4593 ай бұрын
@@PerAnnummoney Why Lendbox/ per annum is not giving withdrawal option for flexi XTRA investors on MobiKwik? Is MobiKwik bipin preet Singh upasana taku fraud or ekmmeet singh is fraud?
@vikrampatil83733 ай бұрын
Bhai ye mera story he. Kam enjoy nahi kr rahabhun .
@rounak3083 ай бұрын
3.5cr is not a good number...
@thebadengineer8103 ай бұрын
This is not at all FIRE Too many loopholes
@PerAnnummoney3 ай бұрын
Please suggest the loopholes. It might be just wrong interpretation. We will try to clear it out.
@paramshah73833 ай бұрын
My guess on his corpus - 3.5cr
@Sujith_Pappan3 ай бұрын
Looks like he got huge dowry 😂..
@rahuldeovatsa3 ай бұрын
hahaha...sahii bola
@muntazirimam26383 ай бұрын
And bad thing is you didn’t even get dowry 🤣
@kumarmohit-m3k3 ай бұрын
Aditya bhai orignal I'd se awo@@muntazirimam2638
@sunmoon45203 ай бұрын
Nopes it's possible with dink and mindset
@Ashwin-zx1nj3 ай бұрын
He is sitting and blabbering all this stupid stuff at the age of 35 just because his wife is working and having active income. Kudos to her. 3.5 crores is not at all a good number at the age of 35-36 considering the inflation and other unexpected expenses that may come in future. Also 3.5 cr is not a great number that he should be in the video as itna to kisi 600 sq ft wale kirane wale uncle ka 1 saal ka turnover ho jata hai . This podcast people have started misleading others by bringing such people onboard and misleading the concept of fire to millenials.
@PerAnnummoney3 ай бұрын
People have achieved FIRE even with 2 Cr. FIRE is subjective.
@pallathgeorge3 ай бұрын
@@PerAnnummoneyso true.
@awesomekj58123 ай бұрын
3.6 crore kirane wala ka turnover ...bhai tere account mein kitne hai ?
@sohilparikh323 ай бұрын
kaha se itna negativity laate ho bhai. Koi baat nahi kirane wale ko bhi bula lenge. Aur 3 cr ka turnover hona aur networth hona alag alag baatein hai.
@Ashwin-zx1nj3 ай бұрын
@@sohilparikh32 baat negativity ka nahi hai bro...this kind of podcast misleads thousands of people without even considering the lifestyle inflation numbers. Even if he compounds his corpus by 12 %yoy , in the next 20 -25 years, assuming he would buy home, kids education etc., it won't be sustainable . he is his 30s now. 4% rule ne already logo ko mislead karke rakha hai .
@MysterDheeru3 ай бұрын
Inflation will make him run back to work again.
@PerAnnummoney3 ай бұрын
Not if you ensure your investment corpus keeps growing at an inflation beating growth rate.
@pankajbisht25873 ай бұрын
Tough thing at age of 35. 3 Cr hain aur Arram kar raha hoon . Dukan wala 80 saal ke Lala fit hain kyonki galle main daily hisab kitab yaad rakhte hain . People sitting idle at home with FIRE concept. Surprising. FIRE 50 main samaj atta hain as person may become redundant but 35 seems too early.
@awesomekj58123 ай бұрын
FIRING at 35 does not mean sitting at home idle ...I am sure in few years or months , he will start something on his own time.
@beingsimple55333 ай бұрын
There are other aspects of life, we didnt get human birth to earn money and work, on can pursue his/her passion, one can give time to their spiritual journey
@shoryabeohar18163 ай бұрын
Fire at 35 , means now you can work as per your time, you have got all your time, as per your wish you can work , which is most imp
@abhiyou0tube20 күн бұрын
Today's truth of life is mental health, which everyone ignores, especially mental health of children as they are exposed to whole lot of things through phones, social media etc. Its good for one parent to retire early and be with the kids for their emotional and mental wellbeing. Your point that 35 is too early is also right, but since his wife is working he is taking care of his child, so that is ok.
@Abhishekchaudhary233 ай бұрын
Dahej khaya h bhaiya ne pkka😂
@venugopal73913 ай бұрын
Video is filled with wrong information...
@PerAnnummoney3 ай бұрын
Please elaborate
@hamzajafri77643 ай бұрын
Bakwas
@logicsandtrolls36163 ай бұрын
ye bhai thora pet kam kar le to better hai. warna kahin sugar aur heart problem ho gaye to 2.5 ho ya 3.5.kuch na hona lol