HOW *EXPENSIVE* IS MY PAYMENT ON MY M340I BMW!! *MUST WATCH*

What's up guys and welcome back to another video we have officially made the video of how much I pay a month for my m340i bmw! what do y'all think? hopefully yall liked the video! Don't forget to hit that subscribe button.
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#m340i #bmwm340i #monthlypayments

[@quankk5845]

7:23 800 a month for those who don’t feel like skipping through

[@danielredziniak2996]

jesus.

[@pakztv1830]

Thanks homie 😂😂😂

[@corywhite4101]

860.23 actually

[@ariklotia3958]

Not bad at all tbh

[@kuvyoghmoobamelica6883]

In today's money, 860/month isn't too bad. Most people pay $1300/month for a damn truck like the Sierra.

[@G20Storm]

Also if they run you credit multiple times it doesn't matter, you only get 1 hard hit. If it's for Auto or Mortgage and it's done within a short period of time.

[@mojicavlogs]

Good cz i thought they ran my credit multiple times lmao

[@tmc8516]

It actually does matter, it’s a hard hit everytime they check it for a loan.

[@mojicavlogs]

@@tmc8516 that’s what I thought to tbh

[@kennywilson3270]

Not true. All runs are hard hits.

[@HaiRune]

@@kennywilson3270Nah he’s right I actually bought a car recently and only had one hit when I went to multiple dealerships

[@user-ur7te8qy8i]

Horrible financial decisions all around man lol unless you making at least like $100,000 minimum even then it’s pushing it

[@MoreMsthanthat]

No one cares about your opinion

[@blane237]

Lol everyone knows when you still live with your parents you can go nuts and spend 50% of your income on a car payment 😂

[@anaccount7923]

@@blane237Exactly

[@OpticBooty]

@@blane237yup that’s why I’m grabbing my m340i in December cuz I live with my parents and I’ll be able to spend 50% of my income on my car payment:)

[@marcfrancois6913]

I’m just curious as to why don’t you believe in money down. It seems like you’ll always be underwater everytime you switch cars. I’m a lil younger than you but I think I’d rather have a lower monthly payment and better cash flow. Plus some equity. But I’m always down to learn different perspectives brodie.

[@G20T]

Yeah real estate cash flow can definitely pay for your cars and you wouldn’t have to worry about how much the payments are plus you can finance at 48 or 50 months I wouldn’t do 72 that means your broke🤣

[@Guccisteppin9922]

860 for a used series 3 is wild but to each their own …

[@Bigpapamatt]

Especially when their lease deal is around the same price 💀

[@Rzn8B58]

8% is like average nowadays. Better just to save $600/mo for 5 years and put the $200 you would have paid anyway aside for the mhd, wheels, exhaust, dp and all that. Who knows how many of the pre 2019 will still he out there in 5 years tho? I pulled the trigger on an f36 that was too good to pass up for that reason. Enjoy that car!

[@G20Storm]

8%damn! I'll make a video on how much it cost me, we are roughly in the same range.

[@G20T]

He’s only at 8% because he’s already got a car loan with Chase and plus he has a 720 credit score. He could have a lower interest rate if he didn’t have another loan.

[@G20Storm]

@@G20T with a 720 credit score he is at 8% because of two things. 1. It was a used car. (Actually I think it was used) could have been new when he bought it don’t remember what he said. 2. He went via the dealership instead of shopping around. The dealership wanted to give me 7.6% and even the sells guy told me he would recommend me to shop around cause they couldn’t do anything lower. I owe a 309k mortgage and a 45k SUV. I got a 4% with my own credit union, and my m340i was worth 65k.

[@mojicavlogs]

@@G20Tmy guy !! Appreciate it for explaining it 🤝🤝🤝

[@s550vert9]

Dealers can also change the interest rate you might have got 5% if you went direct to bank. #1 rule never tell dealer what you want your payment to be if you did IT WILL BE USED AGAINST YOU in the financing department for sure!!

[@HaiRune]

@@G20TYeah cause my credit score is 733 and I got mine at 6%

[@vaiderlopez4203]

Thats alot of money i being buying cars for so many years and i always put down payments trust me i does help you just gotta check what type of dumb fees they put on the car i always put 5k down doesn’t depends on the price of the car but the most 5k

[@jdmrider]

@@vaiderlopez4203 thats 5k youll never see again and only lowers your payments by roughly $100. Every $1000 equates to about $18-$20. If $100 makes that much of a difference for you on a monthly payment you shouldn’t be buying that car.

[@jdmrider]

8% isnt too bad for a used car especially in todays economy. Couldve maybe gotten a better deal with a certified pre owned. With the b58tu you can still make decent power unless you plan on going balls out then i can see the need to buy 2020.

[@dominiquecovin4170]

That’s $8,000 minimum in interest which is a lot for car that cost $60,000.

[@aaronbarney9944]

whatchu do for a living?

[@MarcusHarness1]

$50k 0 down for 72 months @ 8% interest is insane 😂😂

[@d.g.garage31]

860 a month for a m340 is crazy even tho u put zero down

[@eternalreality3169]

I shoudlve considered a m340i instead of a Hyundai nline

[@the-ironclad]

Biggest downside of the N-like is the no leather seating option AND it’s FWD. car would’ve been more fun if they at least had an AWD so they could’ve taken the full advantage of the wet DCT.

[@eternalreality3169]

@@the-ironclad agreed, overall 2 different platforms, and my bank account wouldn’t be happy with a m340i 😂

[@DeezKerr]

How was you able to put 0 down and what credit score was needed ?

[@mojicavlogs]

Since I already have history with another car payment that helped a lot and 700+ credit score tbh !

[@G20T]

Well I mean you can finance for 70 months and put 0 down and have good credit but you probably need to sell it by the 4th year

[@tmc8516]

If you don’t have a 700+ score & making great money don’t do 0 down. The bigger the downpayment the better!!

[@diangelo6686]

@@G20Tif the car was taken care of it’s likely you could hold this car for 10 years especially if you get it with depreciation on it

[@RA-zk4gg]

What mods you have dude?

[@Letsgetmad36]

I swear people don’t know your financial situation and quick to jump on how much your paying lol. Anyways I’m pretty sure you will pay it off quicker than the 72 months lol and only thing i would do differently is put something down.

[@danielredziniak2996]

if you're paying 800 for 72 months than you cant afford it. 400 a month for 5 years is already too much in my book

[@HaiRune]

@@danielredziniak2996You ain’t getting 400 for 5 unless it’s like used or smthn. At least not in my area

[@Letsgetmad36]

@@danielredziniak2996not necessarily, i have a friend that believe in the zero now and he pays the same and if i told you that man can pay that off right right out the lot but he chose not to. He said something about it helps his credit.

[@diegogleam6380]

@@danielredziniak2996bro it’s 2024 every car is 40k most people’s payments $600 plus and that’s for regular traffic like Toyotas/ Hondas etc just ask around it’s not what it used to be believ me

[@cjk996]

Do you live in Bakersfield?

[@tmc8516]

Good video bro but 0 down & 72 months ain’t it…., just need a alcantara or carbon steering wheel 🔥😮‍💨

[@mojicavlogs]

Got a steering wheel but have not installed it

[@TheAutoDojo]

B58 gang wsupppp 🔥

[@labahiarecords]

Sir your speeding 👮🏽‍♂️

[@mojicavlogs]

Good thing everything is done in Mexico !!

[@PegahSye]

What you do for a living man?

[@MortgageProGuides]

How are you getting the M1 - M2 and so forth on the display ?

[@goofyshmeat1551]

xhp option

[@jal9880]

How old are you bro?

[@W333dm4n]

Bro u live in mom’s basement

[@mojicavlogs]

How u know 👀

[@WondurrEdits]

Dope car but you’re paying $61k over 6 years for a used M340i.

[@mojicavlogs]

I’m always giving more to her payment broo 🤝🤝! Towards the principal

[@WondurrEdits]

@@mojicavlogs good bro try to get that paid off in 3 years or less you’ll be straight I just have a 330i but I paid it off in two years

[@john-kt4vx]

@@WondurrEditsinterest is front loaded. It won't change much in total cost.

[@Fr33man1988]

Do you live at home?

[@mojicavlogs]

No sir !!

[@stephenhoward936]

well lets here what you pay

[@Fecho00]

Dayum 3 car loans is crazy 😭 I hope you’re making good income homie. 340 is nice tho

[@mojicavlogs]

Only 2 car loans BROO!

[@Fecho00]

@@mojicavlogs my bad! I thought the Honda was a payment not insurance 😭

[@Gabrielgg323]

Daaaaammmnnnn $860 ? I pay $250 on my 2021

[@xrifpss]

with a 30k down payment sure

[@yanickisma]

@@xrifpss it’s probably a base model, I’m paying $330 for mine

[@Trulystaxx]

@@yanickismayou put a down payment there’s no way you putting 0 down on a 50k car paying 330 a month don’t make sense

[@yanickisma]

@@Trulystaxx my m340i was listed for $38,997 and I put down $20,500. My credit was also good. It was 720 at the time. The dealership I brought it at required a down payment. So I couldn’t even put 0 down if I wanted too 🤷🏻

[@Trulystaxx]

@@yanickisma nah that makes sense that’s what I’m trying to do but I can’t find one for less then 47k but imma try & talk a dealer down in about a month & some change hopefully I can find one

[@DT0157]

I know you pay no rent Lol

[@mojicavlogs]

Want me to make a video of how much rent I pay ?? 😂

[@alexandregiovannibordes1844]

0 down on a luxury car and payments over 72 months? You will end up paying more than 3 times the price of that car.

[@G20T]

Yeah the 72 months is extreme but you can always sell it

[@yanickisma]

Whatever it takes to have their dream car. I’m sticking with my base model 2020 330i 😂

[@jdmrider]

@@G20T the best he can hope for is selling it to a dealer and hopefully break even. By the time he gets the title, this car will be almost 10 years old.

[@Toonpiston]

Damn! That's quite a bit 😅

[@mojicavlogs]

It’s all worth it:(

[@G20T]

Think about California taxes bro he’s in Cali

[@Toonpiston]

@@G20T I know cause I'm in it too 😢