How I Bought My Own Home Before Turning 25 : Tips for Budgeting and Saving Money for Big Investments

[@rifanishamollah7639]

Family background matters. If you are the only bread earner of your family and all expenses belong to you, you are hardly left with any savings.

[@varshabhardwaj6275]

Can't agree more

[@payalswamimap]

I can relate and completely understand, it may take a little longer but not impossible right?

[@rifanishamollah7639]

@@payalswamimap no no nothing is impossible if one is determine to achieve something. Hard work and consistency always pay off. 👍👍

[@shatakshipandey8014]

then start making connections with the politicians , IAS officers and other people in business etc your network matters not the background , they are not gonna ask you what do your father or uncles do and what is their income , they will rather be interested more into your future goals

[@syedsadiqa9169]

Very true

[@bernardogutierrez8392]

Having a million-dollar portfolio is everyone’s retirement dream. Making that dream a reality requires some serious work and strategic planning.

[@aureliocantos8466]

Just few people have been able to double a thousand dollar into millions.

[@rohitmajumdar1579]

I really can’t think of a better wealth creator than the stock market, I went from living pay check to pay check to living the life of my dreams. I’m considering investing in other ventures as well.

[@derrickadams8416]

@@rohitmajumdar1579 the stock market is crazy, not everyone ends up making it big in the stock market, it could definitely go wrong, there’s just so much risks involve

[@kelvinjohnson3906]

@@derrickadams8416 Vertically all the markets are crazy, so create a diversified portfolio yourself or seek proper guidance, I’m sure you’ll be profiting in no time.

[@noelstout3056]

@@kelvinjohnson3906 I totally agree with you bud, I’m currently on a six figure income, earned through consistent trading in stocks. With my FA Dan Raziel at the helm of my trades, and having monitored my portfolio performance, there’s been significant increase in my annual return. It’s barley 2 years and I’m headed to the 7 figure income soon.

[@prernasahni8313]

Looking at the expenses she listed as monthly expenses, I'm sure she earns like 1.5-2L per month

[@vishakhadarbari2533]

Correct! It is not possible for someone who is earning between 20-30k per month. I mean gaawwd 20k in just rent. LOL that much was my salary 2 months back!

[@shatakshipandey8014]

have pasisve income streams too

[@harshityashwardhan]

Yeah you atleast need to have 2 lakh pm income to buy home on loan as emi can be up to 50 lakhs

[@neeleshsingh1248]

Family Background Matters

[@goodhearts7084]

Neelesh Singh damnnn true !!!

[@mrshetty2019]

It does

[@rejubhariya5926]

Sooo true

[@kamalakannanece40]

Absolutely

[@vandanamohan77]

How?

[@seemajain5971]

Now this is wat called as best content on KZbin!!!!

[@mish3916]

Seema Jain I completely agree

[@premnishasinghofficial]

totally agree

[@SaloniSrivastava]

You're all too kind

[@thunderstorm9425]

Yes it is absolutely

[@casperthefurryball9328]

completely agree

[@thoshima220]

I'm 18 and this is driving me to build a dream and work towards it. Thanks Saloni💕

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@anukritisaxena1887]

I know right! I am 18 too and i want to have a home of my own.

[@sayaligaikwad5487]

Thoshima Same here..

[@Priyanka.shrmaaa]

Thoshima I'm also 18 and yes I'm seriously boosted up now

[@ideacreations6294]

I'm 18 and I've already started my journey. Next level is to buy a luxurious car for my dad and record his reaction

[@rathishvr]

You are planning for a 30 lakh apartment, after 5 years of saving the cost of the apartment cost increases from 15 - 20 lakhs

[@soumisaha2714]

🤣🤣🤣savage 😂😂😂

[@shardamutha1664]

I am eighteen,and this has highly motivated me! I feel like I've got a alot to do now,in a planned and effective manner. Thank you! :)

[@dazai974]

Which company you bought?

[@subscribeswithoutanyvide-cc4uo]

I am 12!! & I am starting saving my small money for my *further* *inspired by you didi*

[@AkankshaSingh-jg2eh]

Will you accept an advice??? Saving from now is foolish.. Rather u should spend on enhancing ur skills...

[@dannysingh5595]

@@AkankshaSingh-jg2eh truee

[@elfridakf1318]

U can use that saving to enhancing your skill. Its okay. I start doing this since i was 13. Now I'm 21 and i have enough to buy a small apartment. And i took piano course with that saving. Do it as early as you can. You wont regret.

[@aishwaryakapse4560]

@@elfridakf1318 which kind of skills

[@palwashakhan589]

Is it just me who is 17 and jobless but still watching it😂😂

[@youtubeinfo6250]

Me too😂

[@khushichauhan7172]

Me too😂😂

[@sahelaraj]

I am just 14

[@bornhungry9995]

Me too

[@LovelySingh-js9iu]

Me too I'm also 17, jobless and still watching and thinking I will also invest like this in future 😂

[@chakrawarthydevada2751]

I'm just 11 years old and i already own a mercedes car toy.

[@preetyrajaswini5716]

🙄🙄🙄🙄🙄🙄🙄🙄

[@shrutiraut2792]

😁😁lol First i read Mercedes and i was like😱😱 then I read car toy🙄🙄😅😅😝😝

[@shreya2395]

@@shrutiraut2792 same😂

[@vibhasingh2131]

🤣🤣

[@nareshbatra6326]

@@shrutiraut2792 same

[@medhasreetalapatra4304]

You know the best thing about your videos is the fact that you genuinely care about the things that you are speaking on which naturally makes you passionate about it and you speak so effortlessly., whether it is about your husband's lunch boxes throughout the week or investments and savings, you really know your way around! I guess what I am trying to say is this: you and I are almost the same age and you have really inspired me to make better choices in the fields of savings. You have really given me a clear perspective on how to go about things! There you go! Never thought I would comment about savings on a KZbin video, but this is what auditing is all about I guess! Kudos to you! Please put out more videos like this! Much love ❤

[@rashmiv7253]

H

[@AnkitaSingh-tl6wt]

I'm 25 too, and I'm saving up to buy my own home as well..glad to find you on KZbin!

[@geniallybarsha07]

To buy a home you not only need to make saving for the home itself but also for the registration and stamp duty which is mandatory to be paid. Some extra savings for furnitures, decores(getting the home painted), electric fittings and other miscellaneous like paying security charge installation of new electricity metre, gas cylinder subscriptions as well. Buying a home before 25 is possible if you're earning minimum 50k a month and I guess very less jobs pays so lucrative to freshers. Though this video is motivating but I find it a bit to the hypothetical side.

[@marlinyesmin6420]

True

[@akashmew]

Yeah we hardly get more than 20k as a fresher

[@dhruvikapatel2906]

True

[@kinjalsahati803]

Truly agree to your explanation

[@dulcechica6]

Not true. I bought my flat at 25 years but was earning 30k. Hence, saving money at early stage matters.

[@zen3386]

I'm still in the last year of high school and this gives me some idea how I'm planning to achieve my goals. I have so many goals achieve but I had hard time to think what I should but not after watching this video. ❤️

[@kushagrasonkar]

I remember a quote by Warren buffet " It's impossible to lose money in stock market if you're investment is long term"

[@SaloniSrivastava]

Ture words! :)

[@priyaljohari9691]

casper sander this is true in short term the market fluctuates so rapidly. So, it is very important that we invest it for atleast 5 years for optimum growth or 10 years fr best growth. You already know the recession pd in India in 2007-2008 that time the people who had invested fr short term had suffered a lot. But the 1 who got the profit are the one who take out their money in 2011 and so on.

[@ArunSKasrk]

As long as you didn't invest in kingfisher.

[@deepyaa3392]

*your

[@vindhyaklal11]

It's a very nice video... Even family conditions matter alot... Now I'm 23 I earn good amount of money but I have family responsibilities too... Like from mob recharge to home rent, groceries... Bcz I'm the only one who works in my home I have my expenses too... If I would hvnt had these responsibilities I would have definitely brought a home before turning 25

[@SaloniSrivastava]

I have all the same responsibilities and a LOT more than that. Everyone can make excuses, if you really want it, you can make it happen anyhow 😊

[@vindhyaklal11]

@@SaloniSrivastava 👍

[@leenanayak855]

I have Same problem like u.

[@pandeyru2003]

I was thinking about this from a long time and suddenly I found it..... Thankyou dii for your guide🤗 I hope I can fulfill my dreams and buy my own home till my 25 🤞🏻

[@jencyinfantcia9439]

At first before watching this video(as I'm just 18 )I thought y do I need this video but after watching it I am clear abt wat to do an abt my future.......

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@DKZala-qz6cf]

but how do you earn in just 18 year i mean are you doing job !?

[@jencyinfantcia9439]

@@DKZala-qz6cf Wen did I tell I'm earning

[@aliyabanaras.6025]

I am.17 and I am saving money from.my pocket money and also by teaching and owning a academy... Love you Saloni. Love from.Pakistan

[@guduruushareddy2895]

Hats off dear at such a young age you are so planned at this age children are generally irresponsible and some get addicted to bad habits I felt so happy keep it up

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@casperthefurryball9328]

now this is wat v need and our generation want to see...

[@bananighosh3916]

Hi Saloni, It's a great video indeed. I too had accomplished my dream of an apartment by 25. Everything you mentioned is indeed the path to achieve it especially the mid-risk investment. Just one thing I wanted to add: apart from savings and investment one needs a fairly good payscale as well at an younger age, so after the research & the planning, based on the current state, one should also work to get a dream job to follow the planned things. Looking forward to more inspirational videos :)

[@Sufiyanx-zq3lp]

So whats the progress ?

[@kumarpawar7724]

Thank you so much Saloni ! This is gold ! Lately I've been thinking about learning ways to invest my money and this surely is a good way to begin with that. Thank you for sharing all the information and resources with us. Please do make more such videos !

[@sujatadutta6474]

Hey Saloni ,absolutely love this vlog,u truly are an inspiration to today's youth, I showed this video to my 9th grader and will definitely show it to my almost 20yr old, as I want him to buy a house once he is out of school. Can u do some more videos catered towards the youth of today that can be used universally. U know something young me in India and abroad can use. Absolutely love your work. May God bless u and your family

[@SaloniSrivastava]

You made my day.

[@rumaniyasworld8117]

I’m 35 now and with no job for now but yes I have a target now in shaa allaah I’ll buy one for sure by next year

[@sabs4491]

Best of luck

[@shigufasultana3625]

Finally! Was waiting for you to upload a video on this topic. Please do turn it into a series.. It will help amateurs like me those who have embarked on their careers just recently.. It's a request :)

[@samruddhigolatkar]

I'm 17 and I feel so motivated after watching this video..Thanks saloni

[@DiyaDey]

Such a great video for people like me who suck at saving. You are doing great, love the video ! ❤️👍🏼

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@sakshiwadhwa8868]

This is first time I am watching your video. Mam, I have to say your way of talking is something to learn. I like the fact how slowly and clear you had been talking all through out the video so that even the ones who doesn't know what RD is will be able to grasp what you are sharing.

[@chandlerbing2657]

Thank you, Saloni. I'm 21 and it's pretty cool to be a bit financially educated than your peers. I've already started to plan about Investing. Suggestion : I thought the video involved lots of shots of pen and paper and I think it could have many interesting shots or something more than just that to keep it more interesting. :-)

[@nandeenikadam922]

Seriously thankyou so much I am 18 right now and after watching this video I got a perfect vision of my bright future 💕

[@hibasabir2547]

It is so amazing to see how your videos are progressing and the traffic on your channel is increasing. I have been watching your videos when you were first started making them and it feels so amazing to see you grow and become better every day. Keep up with the good work and I am very excited to see more inspiring, creative, and educational videos in future :)

[@surbhisoni5932]

You are absolutely brilliant to put up content like this. This is so useful to a lot of people. Thank you and lots of love! 😊

[@anamac6519]

No idea how I stumbled on this video...but I wish this happened sooner.! You have really inspired me... Lots of Love ❣️

[@cherryvizag1000]

Wow. Very informative video. I'm also 27 and have been thinking about making sound financial decisions for some time now. Could you please make an elaborate video on how you went about deciding on the house. Your videos are simple and easy to understand. Lots of love!!

[@swathy_kasinathan]

Your voice is so soothing to hear❤️

[@satyamthepassionate5430]

I am only 18 now. Thank you so much for this video! Thanks KZbin for recommending this video!

[@kokilachokkalingam9576]

Saloni I'm addicted to your uploads n contents. So glad I found you. Very informative. Thumbs up.

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@shanmugapriya7347]

Iam a young unmarried working woman. Recently found ur channel.. Became a crazy fan of u. Really a true inspiration to me.. I'm 24 years old.. Working in IT field.. I want more knowledge abt mutual funds dude.. U r very intelligent and balanced woman.. Wanna be like u before I turn 26.. Thank u so much for ur sharing of knowledge ..

[@financewithrishabh8568]

Thank you so much ma’am, this video inspired me a lot. I am going to study in the US and after watching this video, I have begun my research on investing in American banks or mutual funds which will help me to pay off my student debt. Great video and again, many many thanks.

[@SaloniSrivastava]

Glad to be of help. Wish you all the best 😊

[@manjubhingarkar1930]

This is exactly how I am..... dreaming and struggling to make them come true.

[@sreelakshmiv5666]

Hey Saloni, you are truely very inspiring and I am sure it would be really inspiring for everyone out there to get to see a video of the apartment brought by you. To buy something similar and to accomplish the same.

[@baisakhiadhikary2179]

This type of videos should be there in KZbin .. Thank you

[@jatindergill3082]

U knw I was really shocked after reading title bcoz I heard or read first time u r really amazing

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@happyhiring6661]

PPF is 15year commitment. Any PO savings have at least 3years commitment

[@jason_nag6769]

Family background matters a lot !!

[@abhijitbhavsar6621]

Thank you so much. This is exactly I was looking for. I just turned 25 but I can always invest for future.

[@beautyahmed1504]

U r a inspiration of many girls Diii god bless ew nd I must say u r a hardworker women

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@pallavipandey4540]

Thankyou so much for the video. I feel it is very important for people to be financially aware. Being financially independent is not just about earning money but also knowing how to save and invest it properly.

[@VenusKumar]

Great content. Investing is really important and we girls need to be more vigilant when it comes to finances 🙂

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@angles4307]

@@addycool444 ....... Sure.

[@skyward7903]

@@addycool444 Oh god not a guy saying this. It IS about gender. Ignoring gender means ignoring the pressures and lack of opportunities women faced. Girls and women are always told to sacrifice for family. Its a very wide phenomenon that even working women spend and save more for others rather than themselves. Saving and spending for yourself is seen as selfish. This should not be the case. Everyone should invest. But women should be encouraged even more so they break the barriers.

[@ashaharkhan7026]

The mutual fund tracker link is not working anymore, it doesn't work/ calculate Help me

[@aditisharma4049]

Thank you so much Saloni. The content we want on youtube is this!!!

[@pdc99]

Stay blessed honey! I was actually looking for something like this for some months. You came out from the clouds to give some light and now I would know where to start from. Also, being a girl and pursuing a dream of home was making me curious on how exactly should it proceed. Thanks a ton Saloni. Lots of love buddy..💝💜💚😊

[@diamondking4079]

Ur fluency on english n content is very clear n honest

[@chandninagar]

Your kurta matches your table mats. Hehe :)

[@suraiyashaikh1968]

Chandni Nagar i noticed the same

[@niharikasingh7946]

Chandni Nagar thought the second I opened the video 😬

[@PENQUINSCORNER]

even i noticed that

[@anjalikamboj2318]

Notice the same 😀

[@asifjamil3182]

Chandni Nagar I also noticed

[@dnyanrajkale1496]

This is the first video of yours which I came across and couldn’t stop until I watched your 4-5 videos in a que. now I’ve subscribed your channel . Can’t wait to watch your other videos when I’ll be back from college. I’m actually feeling bad why didn’t I know about this channel earlier ! Thanks for the amazing videos you make

[@Nidhi-ll3yq]

Please upload such kind of content MORE !!! Thank you so much Saloni 🤗

[@manasimishra3929]

This is HONESTLY A VERY INSPIRING AND WORTH VIDEO I HAVE COME ACROSS!! Thank you so much!

[@theserialbunny424]

Apartment glimpses =animated brochure

[@shilparao7668]

Very informative video, Saloni. I think I haven’t come across such great content on KZbin so far. I’ve seen people twisting the already done videos, but this video of yours was an out of the box thinking.. KUDOS!!! And I so appreciate your level of maturity at this age!! God bless you. You truly are an inspiration to a lot of young girls. Please come up with more such informative videos.

[@mamtakumar484]

I would call it a best "wake-up" video ever

[@SpecsyInthecity]

You are an inspiration !!! Like.. before turning 25 you got an apartment....woahhh man!!

[@rohitk9730]

Oh I just feel stupid now that I didn't do anything and I'm 23

[@IndianMOMInAustralia]

rk i am 32 and I have not dine anything

[@kidsfriendly3583]

Same.. :( I'm 23 this year

[@mayurisarmah2758]

same..

[@dorababupenumala]

Same watching this

[@tarini_harikanta]

Hm

[@NaveenKumar-sq3tu]

This video is simple and easy to understand for all age groups

[@jenejose605]

Hey Saloni, I’m a big fan of you now. U r such an inspiration. Keep up the good work and keep posting more videos. Lots of love😍

[@sharanyamanisharu]

Thanks for this video ... Randomly came across it and I'm so glad I did. It was really helpful. Thanks.

[@sumanshetty8277]

Most sensible and much wanted videos on KZbin where you can learn something and get motivated to do something from a very young age and make this world a better place to live in. Because that's the age when you get distracted and wrong things happen .With these goals in mind there is no time. Good job saloni for coming up with such a brilliant topic. And congratulations on your achievement.

[@pratikkarmiani9387]

I usually don’t comment on videos but I really appreciate this video! Very well made

[@mish3916]

Hands down you are the best lifestyle youtuber and your content is on point always very informative and helpful I always tell about your channel and content to my friend

[@SaloniSrivastava]

Means the world..Glad to be of help! :)

[@Kevin1089-j1r]

There are lot of motivational channels around....But detailed description is also important..There are many motivational speakers who tell saving is important and advice to save...But it also important to guide the viewers where to save.... So in short if we will get complete info as u gave....That's what we viewers like.....👍

[@bangalorerealty]

It's become trend to post videos nowadays that how I got my own flat or apartment b4 turning 25...or b4 30...

[@arpithabasavaraj8680]

You are the best inspiration to all, happy to be a part of HPA

[@rakshandaownstyle]

you are so wise, all rounder and hv lots off knowledge of each and every field

[@SaloniSrivastava]

Haha Thank you so much. Glad to be of help! :)

[@wadhwawadhwa9109]

Most productive and informative channel. There are hardly any good and usefully channels nowadays

[@rpz1857]

I am in love with your handwriting 😍

[@apnikakshafanclub1035]

It helps me a lot about budgeting and financial saving.

[@winvsdroid]

I bought an iPhone before turning 25 and that's all I managed to save

[@zahramoeen9957]

BLACK same

[@shellykathuria5621]

Same here! And a Mac too.

[@rajbn1]

Thank you so much! I badly needed some info like this. Big thumbs up 👍

[@aishwaryamohankumar3272]

Hi. You're an absolute saviour. Great, authentic content. I love the way how sorted you are. Hearty congratulations for all that you've achieved :) One question, how long did the whole process take for you? like from writing down the goals to finalising the paperwork for your apartment? Thank you.

[@nivanbraganza3935]

Thanks for the video! Provided the audience with much needed information!

[@seekhaswarupa6422]

I like that pen!!

[@dewkc6421]

🤣🤣🤣🤣

[@dewkc6421]

U like that pen....I like notepad...my advice to saloni...stop drinking jin vodka....u will save more...

[@malv4935]

Hardly enough is kind like you to share super money- and savings-related secrets like this! Thank you Saloni, the advice I have gained from your video is invaluable and I am going to refer to it from time to time :) I plan to buy my own house by the time I am 25 too.

[@sharma_p]

But first you need job, you can't save money from pocket money ... before 25, to have your own house, you need a decent job at 21 atleast.. so what about a job with decent salary before 21 ? please tell me about this.. any good idea

[@tubisa0234]

You can earn up to 28 k I am 22 and earning the same now just started to save let's see where it goes

[@bishtabhishek]

You are gorgeous pinky

[@tubisa0234]

@@srustibhalerao1267 I am working as an advisor in a company in delhi

[@SunnyKumar-mz7mv]

Or maybe just marry a rich guy you know

[@christinearakkal]

You are amazing. This has given me the confidence to at least try to buy my own house... Again Amazing!!!!!

[@vaishnavigunari4871]

Dear saloni u nailed it. My day is well begun wt this helpful video... Thank you for all it info. Congratulations for coming up with valuable content.... Young age wt a matured mind.n dash of zeal , that's what I think of you as I watch ur creations. Luv u

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@lipicabuttan]

I quite like how you are finding your own unique path of making content & really appreciate it too Saloni. Thanks and all the best! :)

[@jagrutisawant2507]

Can you do a detailed video on mutual funds ??

[@rakshandaownstyle]

same query

[@dhivyapari6208]

Me too

[@S_GS]

Same here

[@pydalapoojakrishna489]

Jagruti Sawant yeah same thought

[@DeepaliRawat]

You can check other expert bloggers videos on that.

[@yashnegi9473]

Amazing work. God Bless You.

[@David-ct1lc]

Thanks for the comments. Much appreciated. 👍 Feel free to message on Whats/App / Text For questions, Investment guide and tips. ✙➀➁⓪➀➄➈➆➁➃➆➇ ☎️☎️

[@BeautyDezires]

So #inspiring 🖤🖤🖤🖤🖤🖤

[@dishasaxena9782]

Hey Saloni....this was a really really helpful video especially for people who are not much aware of different investment types & associated risks. Please make a section of such videos on your channel & keep posting such an informative video as & when something clicked in your mind....we as your followers will also let you know what we would like to see next on such topics.

[@mindtraveller7228]

I loved the way you talk

[@SaloniSrivastava]

Thank you so much. :)

[@AshwiniRatnakarChavan]

saloni...you are so hard working...you do so much research and provide the best information....your suggestions about investing here sure will help beginers a lot to enter the world of investing.Thank you for all the hard work you put into your videos.

[@gsivakumarbe]

Informative one. Gives a clear idea about how to approach things wisely.

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@gimighore4969]

I knew I needed to do these things but I wasn't sure of myself and this video confirmed it .

[@swethac16]

I've always wanted to invest but did not know where to start.. thank you for this video Saloni!

[@SaloniSrivastava]

Thank you so much. Glad to be of help! :)

[@vidyasubbarao4163]

Where were you and this video when I started my job? Haven't saved a penny! 😭 This video will be my savings bible from now Saloni! Thank you so much for making this very thoughtful content :)

[@LathaLukose]

Can you advice on how you started with mutual funds? In the sense did you invest in edelweiss or via another company? Looking for recommendations.

[@kushagrasonkar]

Indian mom vlogs Latha watch any video by Varun Malhotra. You'll know very well about the topic. If possible and if you live in Delhi, attend his free seminar.

[@deepshikha669]

Indian mom vlogs Latha you

[@SaloniSrivastava]

Will cover it soon!

[@shivanip7600]

Moneycontrol.com

[@sakshiwadhwa8868]

Saloni Srivastava will be waiting

[@Anu_2112]

Thanks for sharing this. Will look forward for more such useful videos from u. All the best

[@RakshithPrakash]

Ok KZbin I watched this stop recommending this to me

[@shayaribanerjee3598]

O my god, yes!

[@Lunassimplevlogshindi]

Hehehehe

[@niva7737]

It is not possible. 😀😀😀

[@TheCoolaliya]

Could you do a video on other investment options and mutual funds in detail???? Your videos are of great help. I've started taking baby steps towards my investment life. I thought it was too early at the age of 19 before watching your video. Now I know it's the right time. I'm saving up for my masters 😊. Thank you so much