I remember when I first landed in the US to do my masters a some years ago, a relative of mine discouraged me from getting one. A year later someone I met took time to explain it to me very well. The very next day I went to the bank to get one and by the time I was leaving the US two years later I had a good credit score. It was above 700.What I did was that I had a budget for my monthly groceries so I used it for just that and I would pay it off at the end of each month. I would literally set an alarm on my phone to remind me a few days to when it's due and I'd pay it off immediately.
@Mimiojieh Жыл бұрын
I had a similar experience but I didn’t listen to the persons advice because I did my research to know I can’t get a lot done in canada without a good credit score.
@eryckahall7760 Жыл бұрын
Thanks for the video. I’ve been seeing a number of ‘leaving Canada’ videos lately and I must say that my thought when seeing those was if the people actually planned and educated themselves on things like this. I feel like a lot of people get caught up and by the time they realize they’re in too deep. I also believe that with the proper planning, education and restraint you can make it well in Canada
@Mimiojieh Жыл бұрын
Well said! Poor planning is a horrible thing and unfortunately people do it all the time.
@elizabethkperrun-eremie10839 ай бұрын
Lmao! @ my favourite car brand, Audi, Blue colour!! Who were u codedly giving message?😂
@lawalabayomi332811 ай бұрын
Hey Mimi, i love your contents. Could you do a video on different types of credit cards and then discusses the types of account/Bank that is suitable for a newcomer in Canada. Thanks for all your rich valuable gist
@estherreelyАй бұрын
very straight forward, easy to understand advice. maybe you should do a financial series for immigrates.
@joshdehustler11 ай бұрын
When it comes to topics like money or finance, I've noticed that a lot of people aren't interested. However, the truth is that whether you become wealthy or poor depends on how much interest you have in money 💰. So, in that case, you need to be interested in it. Noted ✅️
@Mimiojieh11 ай бұрын
Money talk is hard to listen too😁
@joshdehustler11 ай бұрын
@@Mimiojieh No kidding, they actually want to go abroad with the hopes of making money 🤣😅. It's like they believe that as soon as they set foot abroad, money will just come rolling in 😂. The truth is, success comes when you're genuinely focused on the money and work hard to attain it - that's the real path to getting it.
@joshdehustler11 ай бұрын
@roseymarie782 ooh congrats 👏
@tata_mlk9115 Жыл бұрын
You’re giving us back to back content. Thanks mama ❤❤❤❤
@Mimiojieh Жыл бұрын
Most welcome🙏🏾
@SundayOgali Жыл бұрын
Omo, she's on fire
@flexdonycharles Жыл бұрын
Any Topic you talk about we will always enjoy watching 👍 keep your good work up!
@Mimiojieh Жыл бұрын
My person😍🤣🤣🤣
@flexdonycharles Жыл бұрын
@@Mimiojieh Hope your good and everyone too? You were away for a while.
@user-sg8dp3mx8x Жыл бұрын
PLEASE, MORE VIDEOS ON CREDIT CARD ....
@damilolaadebisi9470 Жыл бұрын
Well said! This education is very important as a lot of people are ignorant about these things
@Mimiojieh Жыл бұрын
Absolutely and it is mostly because our system is not credit based
@ogunmademichael380711 ай бұрын
Thanks mimi, pls i don't understand how this credit card works at all even with your video, pls do a practical illustration
@Mimiojieh11 ай бұрын
Noted! Will make a simpler version
@user-sg8dp3mx8x Жыл бұрын
FROM NOW MIMI WE WANT MORE VIDEOS ON CREDIT CARD OOOO..YOU ARE THE BEST
@Mimiojieh11 ай бұрын
More to come!😍
@user-vw8zj7cp2y11 ай бұрын
Emeka is here live and listening with my ear lobes pulled down
@Mimiojieh11 ай бұрын
Emeka no vex for me but you go hear word🤣
@mercymichael36347 ай бұрын
Thank you for exposing this aspect of credit card.
@Mimiojieh7 ай бұрын
🙏🏽🙏🏽🙏🏽
@flexdonycharles Жыл бұрын
Professor mimi is the Sure plug!😂❤❤
@Mimiojieh Жыл бұрын
Thanks Charles❤️
@Tracey-Nichole Жыл бұрын
She's good, Charles
@essangphilip994211 ай бұрын
One of the most helpful videos on YT. Thanks Mimi!
@Mimiojieh11 ай бұрын
Glad you think so!
@gilbertosa-benedict578611 ай бұрын
Mimi, you just come handy when one need information. Many thanks for sharing this.
@Mimiojieh11 ай бұрын
This comment genuinely made me smile..thanks😁 I feel so good when I get positive feedback 🙏🏽😘
@mayi2311 ай бұрын
Very useful information . Thanks so much Mimi
@umeakuhenry651411 ай бұрын
Thanks for all you do for humanity.
@Mimiojieh11 ай бұрын
So nice of you
@finiansensei Жыл бұрын
Nice one Mimi. Thank you so much 🙏
@Mimiojieh Жыл бұрын
Glad it was helpful!🙏🏽
@annengei2814 Жыл бұрын
Thanks Mimi am Kenya living in Dubai,I have been ur great follower since ur here in Dubai.I am also planning to come to Canada and am really learning alot.Stay blessed mama❤❤❤❤LOVE FROM KENYA.looking good & beautiful always.
@Mimiojieh Жыл бұрын
Thank you so much…love you too❤️❤️❤️
@mercyobianuju9262 Жыл бұрын
Welcome back Mimi, I missed you even though it was a short break.
@Mimiojieh Жыл бұрын
Thank you! 😊 It was only for 5 days🤣🤣🤣
@michealbolu1030 Жыл бұрын
Insightful, thank you Mimi!
@Mimiojieh Жыл бұрын
Glad it was helpful!
@user-sg8dp3mx8x Жыл бұрын
The video i have been waiting for
@olamideaderibigbe45111 ай бұрын
This is quite informative. Thank you.
@Mimiojieh11 ай бұрын
Glad it was helpful!
@okairem9667 Жыл бұрын
insightful as always!!!
@Mimiojieh Жыл бұрын
Many thanks
@nanaampem-darko14511 ай бұрын
Mimi, you are really in love with Audi❤ see how you are brushing when mentioning Audi. 😂😂😂
@Mimiojieh11 ай бұрын
Definitely my favorite car brand…still saving up🤣
@Just_ikea Жыл бұрын
Informative. Please can you do a video on cars and which is affordable and good to buy and please how to get a bus card and fund it.
@Mimiojieh Жыл бұрын
OKAY noted
@user-vw8zj7cp2y11 ай бұрын
Nne everything about your videos and contents are lovely biko. Keep it up.
@Mimiojieh11 ай бұрын
Wow, thank you
@Tracey-Nichole Жыл бұрын
Great video ❤ very informative
@AmbaCode Жыл бұрын
Nice one Mimi....very educative.
@Mimiojieh11 ай бұрын
Thank you 🤗
@GRACEADWOAADDAE-rt3bq Жыл бұрын
All your topics are relevant.Ever read to watch ,listen and learn...
@Mimiojieh Жыл бұрын
Thank you ❤️
@ogonnaagbodike Жыл бұрын
Thanks for the video It was very informative and educative
@Mimiojieh11 ай бұрын
Glad you liked it
@rosalyndarcha4911 Жыл бұрын
Very useful information, thank you Mimi
@Mimiojieh11 ай бұрын
My pleasure 😊
@levansmedia Жыл бұрын
Thank you for this eye opener
@Mimiojieh Жыл бұрын
Most Welcome
@damolaadebayo471 Жыл бұрын
Thanks for the video , i want to hear every dat will make living canada worth it , still in Nigeria thou
@Mimiojieh Жыл бұрын
welcome😍
@parentingwithwinnie499615 күн бұрын
Mimi, this is very important. THANK YOU! If I exceed my credit card limit, what should I do?
@olawunmiafolabi883 Жыл бұрын
Thank you so much mimi🥰 very helpful
@Mimiojieh Жыл бұрын
Glad it was helpful!🥰
@BRIEL_BERN Жыл бұрын
Thanks for the information…
@Mimiojieh Жыл бұрын
My pleasure
@abimbolaadesina9253 Жыл бұрын
Right information. Thanks ma💯💯
@Mimiojieh Жыл бұрын
Welcome 😊
@helenomatseye3816 Жыл бұрын
Mimi nice one well said 👌
@Mimiojieh Жыл бұрын
Thank you 🙏🏾
@Yashehanny Жыл бұрын
Thank you somuch Mimi ...
@Mimiojieh Жыл бұрын
My pleasure
@internationalall-roundfavours11 ай бұрын
Thanks for starting this Class simple. Knowledge of Credit Score should be presented as simple as this. But I'm patiently waiting for the next class. I have my credit card but scared of launching it. Here comes a timely content. Thanks
@Mimiojieh11 ай бұрын
Yes, you are right. Please start using it to shop your everyday groceries and pay back before due date. One secret is to never spend money you don’t have in your Chequing account
@obiageliojukwu928111 ай бұрын
Thanks dear for the information
@Mimiojieh11 ай бұрын
Always welcome
@MissJonie89 Жыл бұрын
Very informative ....
@Mimiojieh Жыл бұрын
Glad you liked it
@omafosafo4162 Жыл бұрын
I need more on this content
@Mimiojieh Жыл бұрын
Sure! working on it
@oyedapooluwaseunvictor Жыл бұрын
Madam Mimi I just dey enjoy you always
@Mimiojieh Жыл бұрын
Thank you very much ❤️
@Safetyfirst_01 Жыл бұрын
I think i will be able to make good credit score, i am financially prudent
@Mimiojieh Жыл бұрын
💪🏽💪🏽💪🏽💪🏽💪🏽
@stephenidegwu5686 Жыл бұрын
Thank you mimi 😊
@Mimiojieh Жыл бұрын
🥰🥰🥰
@user-ys3ow1ou2l11 ай бұрын
Very educative content. Thanks a bunch. But pls can you recommend us the type of bank you feel is best
@Mimiojieh11 ай бұрын
They are the same no difference
@Drew_1spirit Жыл бұрын
😂😂😂😂 Emeka, Drew,Charles, Femi ..una don hear 😂😂😂😂
@Mimiojieh Жыл бұрын
Are you not the Drew🤣
@Drew_1spirit Жыл бұрын
@@Mimiojieh with my full chest ..I am oo😂😂
@ruu200. Жыл бұрын
Thanks mimi 😊
@Mimiojieh Жыл бұрын
My pleasure 😊
@Christy-lw2dn11 ай бұрын
Hi Mimi, very insightful content, please can the credit card be used for food stuffs, or only huge purchase like house, cars?
@Mimiojieh11 ай бұрын
You can use your cruder card for anything
@GRACEADWOAADDAE-rt3bq Жыл бұрын
God richly bless you
@Mimiojieh Жыл бұрын
Amen
@pelagiekoube44766 ай бұрын
How can you pay the credit ?
@roseagbahi354611 ай бұрын
Which is the best bank to bank with please in Canada? Nice vidoe ❤
@goodnessadibe174611 ай бұрын
Pls do I need to attest my certificate(document) before coming to canada??
@akeyeagim2025 Жыл бұрын
thanks so much for always educating us. How about you arrive canada with your spouse? can both of you have seperate cards each or use a joint card
@Mimiojieh Жыл бұрын
Separate cards…you can’t have joint credit score. Each persons needs to build their own credit score.
@akeyeagim202511 ай бұрын
thanks a lot @@Mimiojieh
@everchris867 Жыл бұрын
Hi mimi, the video stopped at “if you want to buy a house”
@Mimiojieh Жыл бұрын
Try and refresh from your end it is good from my side.
@Safetyfirst_01 Жыл бұрын
Thank you so much, I love this video, and I'm trying to relocate to Canada just thinking how I can move my money from dubai to Canada if I relocate because I can not carry all as cash
@Mimiojieh Жыл бұрын
You can transfer your money when you land in Canada you don’t need to carry cash
@Safetyfirst_01 Жыл бұрын
@@Mimiojieh thank you
@user-sy3wr1zy4s11 ай бұрын
Thank you Mimi. Please Mimi, can a student also get a credit card?
@Mimiojieh11 ай бұрын
Yes
@GRACEADWOAADDAE-rt3bq Жыл бұрын
❤️❤️❤️
@Mimiojieh Жыл бұрын
🥰
@odejaluchi285211 ай бұрын
Can a some on a visitor visa get a credit card and open a bank account in Canada?
@Mimiojieh11 ай бұрын
Yes you can open account I don’t know of credit card though
@bensonagada46 Жыл бұрын
What's the range of a poor, ok and good credit score?
@Mimiojieh Жыл бұрын
640 below is poor and good is 700 above
@kevwesteph5381 Жыл бұрын
Mmmmm, I dont understand. Can you please use practicals
@Mimiojieh11 ай бұрын
What part did you not understand so that I can elaborate
@Dikebuka Жыл бұрын
Is this applicable to UK?
@Mimiojieh Жыл бұрын
I’m not sure
@justinmakuya862 Жыл бұрын
Madam I just want to ask a simple question, what if we apply for PR but the money is in the spouse account like ur wife,can that work,I mean ur proof of fund
@Mimiojieh Жыл бұрын
Yes
@justinmakuya862 Жыл бұрын
Thanks 😊
@promiseosarogiuwa7238 Жыл бұрын
I am a Blogger. I make very good money in a month. We're new in Canada. If I choose not to get a credit card at all. I can fund my lifestyle solely based on my income without taking credit. Should I still get a credit card or use my debit card only? And also I am on the verge of getting a car and I am going with lease. I wanted to go with financing but I am on a 2 years work permit and they said financing is 5 years only. Is it financially wise to get the car via lease? Please advice.
@top10sworldwide28 Жыл бұрын
What’s the name of your blog
@yotanogunyemi8994 Жыл бұрын
Please get a credit card, use it and pay off. Hide your debit card. You need that credit consumption even for the car that you want to buy.
@idara_d Жыл бұрын
get a credit card , purchase what u want on payment date, pay back all that’s owed with the money that you have so u can build your credit score
@Mimiojieh Жыл бұрын
I don't need to respond again because all three response is what I would advice
@promiseosarogiuwa7238 Жыл бұрын
I appreciate all the quality response so far guys. Thanks!