How I got out of 35k of debt

[@ImFinLawler]

An hour a week of ‘life advice’ in schools would be great. Much better than those ‘career advisors’.

[@ameerk300]

Fin career advisors in school were the worst! Why would you ever take career advice from someone who chose to be a fucking career advisor!

[@mezmanmerrill7412]

The career advisor in my high school was absolutely useless. They said a lot without saying nothing every session she would get you to talk about what you want to do and obviously you don’t know being a 15 year old lad all your thought process is hiding the boner that appeared out of nowhere and how you will whoop your mate of COD and Fifa come 3:30pm. After 1 hour of talking about what you want to do she says a stock answer about work hard in school to keep your options open and talk to someone in the role you want. Much rather of learned budgeting strategies and basic investments something that can be helpful.

[@rhysevans7903]

Total agree,,my mom was horrendous with money so I did the same thing and it felt completely normal.

[@ime7371]

Career advisors are robbing a living useless advice

[@ime7371]

@@abzhuofficial trust me man told me to do a Level 3 and become a PE teacher...off to one of to my dream uni in a few weeks

[@bobsy852]

My wife says im mental for keeping a spreadsheet of my monthly outgoings vs my ingoings but she doesnt appreciate that it's kept us out of debt despite buying a house and getting married. Im glad you're able to share the message about how to avoid debt or get out of it!

[@BlueVanMan]

Good for you mate, she is a lucky woman.

[@sdal5427]

Hail our King. Our Spiritual Leader. Financial Advisor. ❤

[@JamesStonee]

BVM... I think this is possibly the most important video you've ever made. Drawing from your life experiences and giving advice like this is SO important for young people, and especially the young men out there. Nobody is making videos like this on youtube. Keep making videos like this!!

[@BlueVanMan]

Thanks 🙏👍👊

[@jakepennington2648]

basically he went on a spree of robbing top banks

[@lwjm6483]

Jake Pennington Hatton Garden heist

[@jakepennington2648]

blue van man hearted my comment my life is complete beam me up god

[@thatguy3718]

All those "night shifts"

[@jakepennington2648]

how do you think he pays his food reviews. secretly he runs an intimate criminal syndicate

[@jakepennington2648]

@shagzilla the 3rd literally what

[@charplaysfifa67]

I’m 16 years old and this has opened my eyes to this. Thanks❤️

[@lollop5056]

Shame you have shit parents.

[@chris12carp]

CharPlaysFifa pay no attention to the troll. Ironic how he’s calling someone’s parents shit when he himself has poor social skills and is a negative person. Wish I’d of had this info at 16 also. Don’t go broke trying to look rich 👍

[@jackwynne2823]

@UCenvIoS40IalXi0KB4QCREA fuck off

[@superjaxx99]

@@lollop5056 lol

[@jamesoldroyd6906]

I teach financial advice in schools would love you to do a presentation to my students

[@BlueVanMan]

I'm up for it. [e-mail] and see if we can make it happen

[@ConnorT96]

I hope they aren’t primary school kids, they’ll pick up a few swear words ;) thanks BVM, I’m going to the charity tommorow

[@BlueVanMan]

@@ConnorT96 good luck 🙏

[@Elijah-qx3qn]

Blue Van Man legend

[@vitusdoom]

Connor Todd Never let the system get you down. There’s always a way to sort things. Get on it!!!

[@ryanprokic5210]

Love how honest you are mate 💯❤️

[@noelmcgovern3987]

Clicked on this video to watch the 1st minute. Ended up staying till the last minute. What an honest and brave video👏 great lad.

[@Litesnip2022]

Prob one of your best videos, I had 12k debt at 23 because of being young and stupid wanting a car, worst thing I ever did, Step change helped me and I’ve been debt free now for about 4 years and I’m now 32, My advice to anybody is save up for what you want never get a loan or credit

[@falvalisious]

This week on "Ford Explorer man" - Doesn't quite have the right ring to it. You made the right decision sir.

[@connellnaysmith6577]

BVM for prime minister.

[@Anon72005]

Connell Naysmith Nah. Jeremy Corbyn for Prime Minister

[@BlueVanMan]

@Top Lobster life is simple mad complicated by fucking idiots telling what we want and what we should do who have no real life experience what so ever. Johnson, Corbyn and Co are those fucking idiots.

[@gdn2705]

Totally agree he has more sense than the current lot in charge as long as a certain fat Geordie is his number 2.

[@Gblonkers]

Blue Van Man they’ll tell us what we want and then when we want it they don’t deliver it!!

[@Kanch992]

Adolf Hitler for prime minister

[@jonathanduffy1023]

I love the relationship ye have. When you glance at her, the spark is still there. Absolute magic

[@seanbyrne6977]

Amazing video mate. Not many true genuine hard working people out there that have the balls to speak out like this. And the beauty of the video is that its not only giving advice but also spreading awareness. I was in total debt once and sorted myself out thanks to the help of others, but they wouldnt have helped if i didnt speak out, and im so glad i did. I'm originally from Doncaster but living in Malta, if you and the mrs fancy a visit give us a shout. respect mate, total respect.

[@BlueVanMan]

Cheers mate. Didn't expect the response I'm getting to this but seems to have helped a few out. Thanks for the invite but June won't leave the dogs.

[@Lamby494]

Dont have debt myself but i still watched the entire video. I can only imagine this connects well with people and is just what many people need to hear. You can tell you are an honest fella and you talk from experience. Not speaking down to folk like a lot of people might. Great video BVM!

[@daveclarke8913]

Love this guy's honesty... Not too many KZbinrs are as candid and open as the BVM. RESPECT to you SIR. 🤔🤔🤔🤔🤗🤗🤗🤗🤗

[@tom1323]

Love this video, I like the transparency of your videos, very authentic and from the heart.

[@fbmontages1]

Tom Harris *writes one English essay*

[@tom1323]

Calf I didn’t even turn up to English mate lol

[@fbmontages1]

Tom Harris fair play

[@ap5671]

U have no idea how much better this made me feel I’m only 20 year old and in about 5k debt about to get this sorted now cheers

[@agbekeobademi8438]

How the hell do you even manage to get into debt. I grew up in very humble, modest beginnings and never ended up in debt. Honestly I think its a cultural thing in the UK

[@ap5671]

Agbeke Obademi by basically doing everything he said in the video, I personally had it slightly different, I started because it was coming up to xmas and from the money I was getting at a job was not enough for everyone’s presents so I started getting stuff on fianance then that got the ball rolling and I eventually lost that job and started taking out small loans here and there 2-3-400 and it all just built up over time

[@ImFinLawler]

How you doing now pal?

[@ap5671]

@@ImFinLawler better, I’m on track to paying off all my debts it’s been a much bigger struggle because I’ve not been able to work much the past year but I’m getting there bit by bit. Cheers for asking mate

[@m2db772]

Been here since you had a few hundred subs and will be here too see you hit 100k . Well done BVM your a top bloke .

[@BlueVanMan]

Cheers mate and I remember you from the start. 🙏

[@m2db772]

👍👍👍

[@MrandMrsLols]

These are your best videos when you tell us a story about life/ giving advice, your personality really helps draw us in as an audience, and it’s nice to hear a guy who’s been through life as a normal guy as opposed to the younger KZbinrs who get the fame and money early, and don’t have much ordinary life experience (not that there’s anything wrong with that). Keep up the vids, you’re killing it!

[@BlueVanMan]

Thank you for the kind words and support 🙏

[@TheGilesy007]

Wish I had blue man van as a male role model in my younger life. A very experienced bloke who just wants the best for people. Bet he is a brilliant family member

[@BlueVanMan]

Not sure if the Ginger one would agree 🤣

[@shaunhall1040]

Appreciate the variety of videos, keep up the uploads bvm!

[@jameswrobinson0]

Lad you’re fucking boss, this will help so many people out. Brilliant to see you using your platform for the greater good

[@BlueVanMan]

Thank you

[@iMertin90]

I’m 29 and got debt. I’m gonna look into this as my life changed from a crash. Broke my back and pelvis

[@BlueVanMan]

Go for it, they will help you. 🙏

[@Stuquan]

BVM you’re a credit to KZbin. This video really hit home, my girlfriend is going through this now. We got her help with step change and slowly but surely we’re starting to pick up the pieces. to anyone reading this, you are not alone and what BVM is saying about this debt charity is spot on, they will help you regardless of what you’ve done. Get control of your life back and breathe easy at night people. Much love dude

[@BlueVanMan]

Cheers mate, well done for helping your girlfriend, we all need help now and again. Wish her luck from me.

[@billbill775]

They like you because you’re just a great down to earth, relatable guy. You seem closer to the viewers as you involve us with so much, reply to comments and don’t hide anything and you’re lack of editing keeps this rare connection. The inclusion of your family and local area allows us to see your life without the fakeness of many content creators acting and it’s just a pleasure to watch

[@BlueVanMan]

Cheers for that and thanks for the kind words and support

[@CORFrags]

Everyone wants the newest things to impress people who don't care. I could buy the new iPhone for 800 pound to impress my friend for 5 seconds or I could buy a 200 pound phone that works does the exact same job. I could buy a brand new Audi on finance for 30k or I could buy a second hand one for 5k. People think that retaining their self image is important however having no debt is a lot better. No stress no sleepless nights no calls from debt collectors. If you ever get into debt say 10k you get off your ass and work. Even a minimum wage job any job you can find. Work 80-100 hours a week you'll be debt free in no time. You might think that's a lot of work but the work ethic in the uk is a lot less slack than other countries. If you work 12 hours a day you still have 12 hours of work for rest.

[@BlueVanMan]

How true, I might do a follow up video to this.

[@c11yan]

Agree about needless white Audi’s but a decent phone can earn you a living and £800 for a proper phone is worth it if it’s ringing

[@c11yan]

Carlos Muchos Irony... you are posted on social media

[@c11yan]

Carlos Muchos On my £1000 iPhone

[@c11yan]

Carlos Muchos Right that’s it I’m getting in my white Audi A3 S Line TDI parking it outside my new build town house and getting a Deliveroo on my rented iPhone, whilst applying for a promotion to regional business development leader 😄

[@holdyourself7003]

BVM I agree with most other comments. This for me is the best video you’ve ever made not that your others aren’t amazing too. It connected with me so deeply, your outlook and advice is bang on. thank you!

[@JayseabeeSTL]

I was lucky enough to go to a school where they taught us all about this stuff in a class that was mandatory for all sophomores (10th graders for non US folk) called "Personal Finance and Money Management". I just recently found out that some of my late-20s and early-30s coworkers knew less about how credit works and how to maintain a good credit score than me (I'm 20). I really hope that more and more school's start offering courses like "personal finance" or "career planning" and stuff like that which seriously helps kids be better prepared for the real world. Especially for the people who don't go to college/tech/uni after highschool and end up going straight into the workforce and adult life.

[@fredfox1548]

Fair play for this mate. So so important for young people growing up as well as adults to hear. Ur a lucky man to have a woman like June as well!

[@thewildwolftank8940]

Thanks for the advice bvm I'm only and a young lad I'm 18 just finished school and it was good to hear this since I'm in the adulthood world now going to college and all sorts I do have a credit card I don't have a money problem but I've been splashing out a bit so it just reminded me to calm down a bit on the money like I payed two games today on the playstation store it cost me €40 so this just taught me to cop on a bit . I love to hear some more advice from you all best wishes

[@tomwilkinson9376]

BVM, this video is brutally honest and incredibly truthful. You are a true example of how people can overcome their struggles and you are trying to stop people making the same mistakes. Keep on, Keepin’ on BVM!

[@dbdsniperteam2270]

Inspirational man, you've probably helped more people than you know, top bloke.

[@Paulsaysno]

Brilliant! A topic that is rarely spoke about, people bury their head in the sand and think everything is at an end. But you have proven there is a light at the end of the tunnel and life is worth living. Thank you BVM for this guidance and advice!

[@Nathan-rz3up]

Was expecting for you to say KZbin helped you. Well done for doing it the right hard working way

[@kyester123]

This video will help out a lot more people than I think you realise. Brilliant video.

[@DavidSmith-qf3sm]

I am in this same situation and I nearly lost my home. This also wasn’t due to drug abuse or gambling. I lived the robbing Peter to pay Paul life style. I am getting there but I still have a long road ahead. Well done in the success your having and will continue to have going forwards. They don’t want to teach budgeting at schools as the world sadly runs on massive debts. Most people in the world let alone this country don’t have £400 pounds put aside as spare money for an emergency.

[@BlueVanMan]

Glad you have got things sorted mate. 👊

[@theskyblueview7400]

I have put off watching this video since it landed in my sub box as I have substantial debt (around £30k) and this video made me physically cry as it made me realise i needed to get help. I have contacted StepChange thanks to you and hope that this will lead me on a similar path you have taken. Never hadn’t a video felt like it was made specifically for my ears - thank you BVM

[@BlueVanMan]

Hey, thank fuck you watched this mate. Only good things can happen now and you can take back your life. All the best buddy but now you have phoned Step Change you don't need luck as you have taken that STEP to start again. I bet Step Change are asking who the bloody hell is this Blue Van Man 😉

[@igloopoo6860]

Neil man I’m in the same position - just over 20k and on low income. I’m so sick of feeling sick and worried. Contacting step change tomorrow.

[@theskyblueview7400]

Rare Upon-Thames best thing I did dude, felt like the weight of the world was lifted off my shoulders and now can look my wife and daughter in the face without feeling like some kind of fraud.

[@theskyblueview7400]

Blue Van Man never thought you would actually reply! Thanks BVM i just admit as a Coventry City fan it was hard to accept advice from a Leicester lad but banter aside thanks again

[@georgep7925]

The rule my dad told me, (excluding house or car) if you cant afford to buy 3 of them, you cant afford 1! Dont skint yourself to look rich, want a nice watch but it will empty your bank? Get a nice casio from argos! Etc etc!

[@colinbrazier8836]

Your dad was spot on George my grandad taught me the same thing

[@AliFrostinho]

It is so nice finally getting advice from someone who has actually been thorugh it rather than other financial KZbinr exaggerating stories for ad rev.

[@dreamcrusher112]

Uncharged overdrafts are the new-age credit cards for students. Being able to go £2000 into debt with no interest is deadly. The thing that has taught me economic responsibility is growing up in poverty, and being shown the bank balance. I'm 20 now and have triple or quadruple the savings of other students.

[@ScottZ370]

So -£9000 not -£27000? 😉😂

[@tomwalker5885]

S Miller haha

[@VincesVintageVision]

Full respect you man, honestly to open up about this to help others is admirable. keep up the good videos!

[@mikewhiskee3498]

Great advice I had a credit card with £8k on it & £2k overdrawn a few years ago Now it’s all paid, maturity is massive & no one helps us growing up...he’s right

[@Pablo-yi9ox]

Great video BVM much respect to you and jean. Stepchange helped me out 4 years ago, They're a brilliant charity and i hope this video helps people out.

[@stuarth1996]

Debt in the UK is very common and most British adults have debts. In fact, it is estimated that the average UK household debt is around £15,400. Being a few thousand pounds in debt isn't really a huge issue, it's when the debst start to get big, like 20k or 30k or 40k in debt. These debts can be huge barriers for those on low incomes.

[@Dazzlar7]

Fair play for being so honest pal. Many people in this situation I’m sure

[@harrybaldwin6825]

As a young bloke, I appreciate this advice

[@jamj6485]

Geeza for having your mrs in front of you doing this! Top bloke for being so honest!

[@Harrycurtis97]

Kudos for uploading this mate. Congrats to you for getting out of it

[@MrAwe101]

Fair play to you for making this video. Not only does it help people who are in debt, but it helps people avoid the mistake in future

[@BlueVanMan]

Hopefully it helps at least one person

[@marklee9650]

Wise Words and Brutal Honesty from the BVM and June top advice.

[@MrMarkgolding78]

Its unusual but impressive for an English man to discuss financial matters. Well done BMV. I have a similar story and am approaching end of year 3. Only 2 more before I get to see the video! Thank you my friend. Kr Mark

[@CAMERONBROTHERHOOD97]

BVM, you’re such a geezer. After watching this I’m gonna contact the company and get some help. I’m 21 and not in a good place because of debt. You’ve made me think of it in a different way

[@CAMERONBROTHERHOOD97]

I’m from atherstone which is local to you

[@DreamClean]

How is your debt journey going one year on?

[@lsc9983]

BVM i never normally take the time to comment on anyone's videos, however this is the most genuine videos i have watched on youtube for ages and has been a learning curve, currently being a university student, up till now i have never been taught about how all this shit works, coming from a working class family, whenever i had money i spent it, and now at uni you get a student loan from the government and i have to budget and it hasn't gone well till about six months ago when i worked out i can't be a dickhead with money, and this is a great educational video, and the reason i and im sure many others like your content, is because your 'normal people', who have no heirs and graces about themselves . keep up the great videos and good work, Many Thanks from London

[@camrayner7302]

He went on a mad spree of taking down 'for sale' signs. He took 17 u know 😂

[@saradonnelly8582]

BVM/Dave you are a good guy, the shout out you did for Tom meant a lot..keep on keeping on...

[@tomg5187]

You’ve got a good lady on your hands my friend, thank you for your advice! :-)

[@jackbirch37]

Highly recommend Stepchange. Great charity. Schools don't teach you about debt, you only learn when it catches up to you.

[@daveo1973]

Im a new subscriber, and can I just say not only do i love your food videos, and im slowly getting through them all, and now I seen this, you are truly inspirational. I personally went through everything you went through regarding debt, I had help in 1998 from the C.C.C.S The consumer credit counselling service .they were superb. got me debt free in 5 years.your influence and advice gives martin lewis a run for his money keep it up 👍👍

[@BlueVanMan]

Cheers and thanks for the support

[@klaskact4317]

I love your videos. This is not the best one, but it is the most important. Your love for your fellow human being shines through. Your honesty and character is an inspiration. Keep up the good work mate!

[@stephaniebrown2111]

June is such a wonderful, caring and lovely wife xx

[@leylandporter8035]

I'm in 7k debt and its pain to get out of it so props to you BVM glad you got out of it, watched all the ads for you bud.

[@youtubeuser7798]

Thats nothing. How much do u earn a year?

[@leylandporter8035]

@@youtubeuser7798 not enough brother

[@LeeM1992]

You’ve given a very honest account of your experience with debt and that’s exactly what people in that situation need to hear. Knowing these things can be sorted by an everyday man such as yourself will be very helpful in showing people that debt isn’t the end of the world.. Top Man BVM, great content as usual 👌

[@BlueVanMan]

Thanks. Been thinking about doing this for a while and thought time was right.

[@alexkidd93]

You could make a video about anything and we would all watch it without any complaints. Most of us just watch you for your personally, keep up the good work, Dave!

[@jamesoldroyd6906]

Very Brave video bvm well done takes a big man to admit fault couldn't agree more about the education comment

[@nmpcreative3034]

I’m going through something similar and your video really helped, it helped me realise I’m not alone in my venture and that I can get help

[@BlueVanMan]

Glad to be of help but also you are not alone and with the current situation more will be with you.

[@jayalby7836]

Thanks for this video mate You have done such a good thing with this video, I've been struggling and got too that point where I didn't know what too do and this video has gave me the push to help me and my family. Inspired me to get my act together and sort my shit out. Your story is so relatable for me and I'm sure for many others leaving school cash in hand and having no respect for money and had no one to guide us. Thanks again for this video and keep up the good work!!!!

[@BlueVanMan]

I should say can't believe how many has said the same as you but I'm not. To many out there doing this alone and just need a bit of advice and encouragement. Best of luck mate.

[@jayalby7836]

Thanks bvm mate your words meant alot to me and people would be idiots not too listen too you. This where our government is fucked up people running the country with no life experience.giving bad advice like its from a text book. But real people like you who live in the real world and had struggles should be the people giving the advice and passing on there experience. I've hit a low point the last 9 months got made redundant I've got a 3 year and 1 year old daughter and great partner but I'm struggling right and I'm been having mad thoughts. And tbh the only thing to calm me from the stress is youtube. Watching you and true geordie and all the others. The get that's de stress and I'm sure many others do the same. But step change first step tomorrow morning and hopefully things change just need to keep positive and hopefully one day I can help at least one person like you have

[@Moooosic]

👏👏👏👏👏👏👏

[@RAINE____]

You're a good man. I don't watch so many of your food reviews, but I watched every minute of this. Great message and sound advice. You're like everyone's dad.

[@BlueVanMan]

Thanks. I don't expect everyone to like my videos but now and again something catches someone's eye. 👍👊

[@jackseaward8025]

You my good man are a gentleman and a scholar

[@dalehendo]

Mate this is an incredible video. Well done for helping everyone out there who needs this kind of support

[@takeaymz2192]

Used to work with Stepchange when I volunteered at the CAB, they are a great service. As are the Citizens Advice Bureau who can help also!

[@garyhillis6749]

I'm as adviser with CAB...most rewarding job every!

[@seamusmcelroy8352]

just found you on utube very good advice no bullshit straight as it is thanks to you and june i have also shared it and look foward to more of your vids cheers

[@paulsimms2372]

It's good to see you can come out of the other side of it. I just did the same thing I'm currently in £18k of debt and hid from my wife and unfortunately ended my marriage through it. Hopefully I can rebuild my life now.

[@BlueVanMan]

Best of luck mate. So easy to get in but so hard to get out.

[@dozzio]

Paul Simms good luck

[@LEK7686]

Good luck and all the best mate.

[@paulsimms2372]

@@dozzio thanks mate. I will turn it around

[@paulsimms2372]

@@aydinkski thanks mate I will turn it around sometime

[@alexedwards9152]

So much respect for making this video Dave! This video helps more than you'll know

[@ksmith3997]

Great video, like many I wish I had that advice back when. There should definitely be something in your last year of school where you have 6 hours of life advice, mortgages, loans cc etc it’s alright people saying parents should know, but some of them don’t know either, so history repeats itself. I’m sure this has changed the direction of many people’s lives 👌🏻🙏👏🏻

[@BlueVanMan]

I hope its helped a few people

[@willburwayder1342]

I like these sort of videos from you, very relatable, please do some more

[@danrichens3921]

This video really helped me, going through a rough time financially wise so thank you man ♥️

[@BlueVanMan]

Glad to be of help.

[@Cringepacket]

I am so happy reading the comments, everyone seems to be correct..... credit is debt, I got myself into £20k+ worth of debt at 19 and I’m 23 now almost debt free, simple lessons at school would have shown me why it’s so bad.... thanks for this video I wish to god this was shown to people my age when I did everything I did and I feel like my situation is honestly understood, when you mentioned family and being a failure I felt that completely and it’s exactly right.... so much respect for making this video man

[@adamjones8108]

Top bloke with the honesty and variation in video type. Big up BVM

[@lifeguard2564]

Here’s hoping with this success on KZbin, you can start enjoying and making up for that lost time. You deserve it mate.

[@banter9514]

Appreciate your advice hopefully it will be useful to me in the future thank you for making videos and helping us out 🙏

[@BlueVanMan]

Glad to be of help.

[@mistersmoothe8135]

Voice of a "REAL" man..the advices are simple but critical!..nice job guys.time is the master of all things..that's what happens when you marinate..things get better.

[@AFlexibleGamer]

Love or hate him, Blue van man is speaking straight facts. Really interesting video mate, glad your out of it.

[@herebyhereby2874]

No one hates him

[@AFlexibleGamer]

@@herebyhereby2874 Ye ik. Anyone who hates him is gonna get a kick in the teeth from me personally

[@peterdixon3475]

very ballsy and transparent (per usual) content BVM. so much truth behind this. for many inc me it takes time to learn. this is gospel advice. we wouldn't be in a recession had this spread 12 years ago. if your debt has been passed over to a DCA: demand a copy of the original CCA agreement. failure of proof within 14 days plus postage renders it unenforceable.

[@CickyMainMTC9]

You come and saved me in my nightmare last night lol 😂 Thankyou BVM I'm even dreaming about you now.

[@tomm3288]

Just about to go to uni, and seen alot of people get in to this exact problem of going from no bills to bills and not changing how they spend, good story and advice for us young lot love it

[@pokerclown7922]

Fookin brilliant video and sound advice, good job bvm

[@BlueVanMan]

Thank you.

[@ollyholland2725]

Thanks for this Bvm will come to this channel for life lessons more often. Understood everything you said and glad you got through it.

[@BlueVanMan]

Cheers mate. You have to make the fuck up to learn sometimes though.

[@daveclark3337]

The issue with my generation, under 30 is that they are trapped by social media bragging and “you’re only young once”. So many people walking around looking rich with amazing lives on social media when really they are in so much debt, society would rather be broke but look rich than rich and look poor .. buying shit they don’t need to brag to people they don’t care about

[@BlueVanMan]

I wanted to say this but ran out of time. Might do a follow up on this point.

[@daveclark3337]

Blue Van Man got a response from BVM!!! Get in :)

[@georgeovia]

This is top notch really great stuff keep up the good work 👍🏼👍🏼

[@sambennett4704]

Bang on about the education of life skills for our young people BVM. Thanks for yours and June's honesty on your experiences with debt.

[@aguywhodoesreviews3550]

Absolutely love this video. Too right. Kids should be taught about more real life things at school.

[@TheScholar1]

I'm 27, nearly ended my life three years ago due to mounting debt which was only the icing on the cake. I'm down from 7k debt to just under 2k now. I got rid of my financed car and I take the bus everywhere. I'm focused on saving, if not for myself then for my Son who I get to see only one hour a week. Your video was truly motivational. I like your no nonsense style of language, there's intelligence in your words

[@BlueVanMan]

Mate, glad you have managed to turn things around. Take pride that you took this debt by the scruff of the neck and sorting it. Believe me when I say this will help you in later life. You will value things more when you buy things out right. And fortunately you will be able to teach what you have learnt how to handle money. Merry Christmas and I wish you all the best.

[@TheScholar1]

@@BlueVanMan Thank you mate. For you to respond to internet folk shows your true humility. I'm working two jobs at the mo, main is in HR and side job driving buses. But you're very correct in what you say, the education system fails a lot of youngsters, even in the generation I grew up. They told me I was not clever enough to do gcse science despite my keen interest. My whole life's direction was steered a completely different path by one teacher. Incredible isn't it? Merry Christmas to you & your family

[@OllyBobHudson]

Legend for this video mate. I'm slipping that way slowly and have no excuse for it whatsoever. 29 years old and I need to grow the fuck up. I'll reply to this message when it's all gone. Give us 12 months

[@BlueVanMan]

Good luck mate but you won't need it as I have faith in you to sort ut out.👍

[@OllyBobHudson]

Blue Van Man didn't need 12 months did it in 7 mate. Much better place now thanks for making the video it gave me a kick up backside I needed I owe you one. If I ever see you at an Arsenal Leicester game in the future I'll buy you a beer 🙌🏼

[@shaneomac5038]

Real talk BVM. Agree with alot of what you and Mrs BV are saying. Nice to hear real people talking about real stuff. I adore your frankness and ability to connect with every day folk. Keep at it BVM! ✌

[@danrichens3921]

True talk mate, even for uni students like me

[@The_Gallowglass]

I almost got there. Gettin' rid of the fancy car right now. Working towards owning rental property. They don't teach you self-sufficiency and responsibility with your money. They don't teach you about money-making assets. They just teach you how to get a job and be a consumer.

[@Ian-ht3nw]

Only yesterday I was thinking of taking a loan out to pay off another one. After watching this video I have no intention Thanks for talking about this !

[@BlueVanMan]

If you struggle mate call Step Change and give yourself breath room.

[@Gary-n]

Brave video. Glad you're out of that place now. Very candid approach by BVM. Hope this video helps others.

[@BlueVanMan]

Thanks and I hope it helps others to.

[@fattunes4673]

This could've been a stardawg review

[@mop2mop]

Only a few will find this as funny as it is

[@Sal-th5gg]

Could someone explain this joke please

[@bamboozlescript4555]

Sal stardawg is weed

[@abridgeburner9927]

Best comment

[@mikehunt6195]

fat smokes and tunes hahhhahah yessai stardawg absolute boyo workid